6. You have just sold your house for $1,000,000 in cash. Your mortgage was originally a 30-year mortgage with monthly payments and an initial balance of $800,000. The mortgage is currently exactly 181/2 years old, and you have just made a payment. If the interest rate on the mortgage is 5.25% (APR), how much cash will you have from the sale once you pay off the mortgage? (Answer: $543,069)

Answers

Answer 1

Answer:

$543,069

Explanation:

The starting point of this analysis is to determine the monthly payment under the mortgage using excel pmt function as shown below:

=pmt(rate,nper,-pv,fv)

rate=monthly interest rate=5.25% /12

nper=number of monthly payments in 30 years=30*12=360 months

pv=mortgage amount=-800000

fv=0(the balance after all month payments is zero)

=pmt(5.25% /12,360,-800000,0)=$4,417.63  

Number of month payments already made=18.5*12=222

Number of monthly payments outstanding=360-222=138

The balance of the mortgage now is the present of remaining mortgage payments

=-pv(rate,nper,pmt,fv)

rate=5.25% /12

nper=138

pmt=4417.63

fv=0

=-pv(5.25% /12,138,4417.63,0)

pv=$456,931

Cash balance=cash proceeds from sale of house-outstanding mortgage balance

Cash balance=$1,000,000-$456,931=$543,069  


Related Questions

Categorizing U.S. taxes
Which of the following taxes are regressive?
a) A sales tax that adds 5% to the sale of all items
b) The U.S. payroll tax (a constant tax on wages up to a certain amount, after which the marginal tax rate is 0%) is a tax.
c) The U.S. income tax

Answers

Answer:

A

Explanation:

A regressive tax is a tax system where the same tax rate is applied uniformly. As a result, those earning less income are taxed higher than those earning more income.  

Sales tax is an example of a regressive tax.

If sales tax is 5%. Worker A earns $100 and worker B earns $1000. Both buy a good worth $50 before tax.  the sales tax is worth $2.5.

The tax comprises $2,5 / 100 = 2.5% of worker A's income and $2,5 / $1000 = 0.025% of Worker B's income.

It can be seen that worker A who earns less income is taxed higher

How is poverty anywhere a threat to prosperity everywhere?​

Answers

Answer: Here poverty can be explained as a barrier to growth.

Explanation:

Although we indeed live today in a globalized world, where there are greater opportunities for more people, poverty continues to be a problem that can be a barrier to the growth of wealth.

Poverty interferes with the growth of the human being since it limits it and does not allow it to develop its potential, which leads it to remain at the same level where it was and contributes to the growth of poverty.

When poverty is higher, prosperity is lower. Inequalities in many aspects are becoming more marked and although it is true there seem to be greater opportunities, many times those people who come from poverty face difficulties to get out of there, which makes it a kind of circle.

Suppose the following selected condensed data are taken from a recent balance sheet of Bob Evans Farms (in millions of dollars). Cash $ 30.3 Accounts receivable 19.8 Inventory 27.5 Other current assets 28.4 Total current assets $106.0 Total current liabilities $200.0 Compute working capital and the current ratio. (For working capital, enter answer in millions. If answer is negative enter it with a negative sign preceding the number e.g. -15.2 or in parentheses e.g. (15.2). Round current ratio to 2 decimal places, e.g. 0.78 : 1.)

Answers

Answer:

Working Capital = Current Assets - Current Liabilities

Working Capital = $106 million - $200 million

Working Capital = -$94 million

Current Ratio = Current Assets/Current Liabilities

Current Ratio = $106 million / $200 million

Current Ratio = 0.53 : 1


What is the best definition of marginal cost?

the possible income from producing an additional item

the price of producing one additional unit of a good

the additional income gained from selling an additional good

the financial gain from business activity minus expenses

Answers

Answer:

B

Explanation:

100% ed genuity

The best definition of marginal cost is B. the price of producing one additional unit of a good or service.

What is marginal cost?

The marginal cost or variable cost is the change in the total production cost resulting from producing one additional unit.

The marginal cost can be computed by dividing the total cost by the total quantity.

Thus, the best definition of marginal cost is Option B.

Learn more about marginal cost at https://brainly.com/question/16615264

Imagine that a new technology is invented that makes it very cheap to produce highly efficient solar panels that can be put on cars stuff. Give the effect in the following markets.
a. price of solar panels
b. quantity of solar panels
c. price of oil
d. quantity of oil
e. price of tires
f. quantity of tires

Answers

Answer

Quantity of solar panels increase , Price of solar panels decrease

Quantity of tires increase, Price of tires increase

Quantity of oil decrease, Price of oil decrease

Explanation:

Supply is directly related to technological upgradation.

So, technical upgrade will increase ie rightwards shift the supply curve. Hence, quantity of solar panels will increase.

Increase in supply will create competition among sellers, so the price of solar panels will decrease

Tires are complementary goods to car solar panels. Price & quantity of complements are inversely related. Lower priced solar panels imply higher demand quantity of tires. Increase & rightwards shift in demand implies competition among buyers & tires' price increase.

Oil is a substitute good to solar panels. Price & quantity of substitutes is directly related. Lower priced solar panels imply lower oil demand quantity. Decrease & leftwards shift in demand curve implies excess supply & competition among sellers, so price of tires decrease.

Grade it Now scoring options Averaging: The score that is reported to your instructor is the average score of your attempts as of the deadline, including any work you have saved but not submitted for grading. For example, in the following table, the final score is 6.3 because it is the average of the (4106.3). 4,10 three scores Keep the Highest: Your score is calculated by taking the highest score of the attempts you make. Using the example in the following table, the final score is 10 because it is your highest scote. The other attempts are not counted. Do No Harm: The goal of this method is to encourage you to practice without fear of decreasing your score. Your first attempt is your base score; the second attempt counts and is averaged with the first only if it is higher than the first; the third attempt counts (as an equal part) if it is higher than the average of the previously counted attempts. In other words, additional attempts that will negatively affect your overall average will not be taken into account. The example in the following table shows the final score is 7.5 (the average of score and is, therefore, not included. because the second attempt would lower your overall 5 and 10, 0r Grade it Now Scoring Examples Final Score Third Attempt Second Attempt First Attempt 6.3 10/10 4/10 5/10 Averaging 10/10 10.0 4/10 5/10 Keep the Highest 7.5 10/10 4/10 5/10 Do No Harm Which Grade it Now scoring option ensures that each attempt always attects your tinal score? O Do No Harm O Averaging Keep the Highest Imagine that your instructor chose to use the Averaging scoring method in Grade it Now mode. Here are your scores: First attempt: 4/10 Second attempt: 6/10 Third attempt: 2/10
What would be your final score?
a. 4
b. 5
c. 6

Answers

Answer:

I think 6

Explanation:

The Phillips Curve is a graphical depiction of the

Select one:
a.
negative relationship between inflation and unemployment.
b.
positive relationship between inflation and output.
C.
negative relationship between unemployment and output
d.
negative relationship between inflation and the CPI

= negative relationship between inflation and unemployment.​

Answers

Answer:

= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.

Explanation:

= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.= negative relationship between inflation and unemployment.

Assume that Nevermore, Inc., a U.S.-based subsidiary wants to raise $US 1 million by issuing a bond denominated in Pakistani rupees (PKR). The current exchange rate of the rupee is $.02
How many PKR does the MNC need to obtain the $US 1 million needed?

Answers

Answer: 50,000,000 Pakistani rupees (PKR)

Explanation:

The company wants to raise enough money in Pakistani rupees to match a million American dollars.

The rate is a Rupee to $0.02.

A million dollars will be:

= 1,000,000/0.02

= 50,000,000 Pakistani rupees (PKR)

Your text indicated that several groups were protected by federal equal opportunity legislation. In these examples, indicate whether the group in question would be considered a federally protected class. In making your decision, do not take into account who you think would win the case. Instead, base your answer only on whether the person making the complaint is in a federally protected class. Assume that each organization has at least 15 employees. Write down your responses.

a. A recently retired military veteran was not offered a job for which she was qualified.
b. A Mormon says his religion forbids him to work on certain days.
c. A person who is hearing impaired claims she is disabled.
d. A homosexual applicant wasn’t hired because of his sexual orientation.
e. A male wasn’t hired for a sales position in a retail store specializing in women’s shoes.
f. A 24-year old woman wasn’t hired for a managerial position because she was too young.
g. A Norwegian applicant claimed he wasn’t hired because a Chinese restaurant hired only Asians.
h. A light-skinned African American would not hire a dark-skinned African American.
i. A store wouldn’t hire anyone with a college degree because it thought they were snobs.
j. A fast-food chain refused to hire any males with long hair.

Answers

Answer:

a. A recently retired military veteran was not offered a job for which she was qualified.  Yes ( Veterans)

b. A Mormon says his religion forbids him to work on certain days.  Yes ( Religion)

c. A person who is hearing impaired claims she is disabled.  Yes (Disability)

d. A homosexual applicant wasn’t hired because of his sexual orientation. Yes (Sex: Sexual orientation)

e. A male wasn’t hired for a sales position in a retail store specializing in women’s shoes.  Yes (Sex)

f. A 24-year old woman wasn’t hired for a managerial position because she was too young.  No ( Age considerations begins from 40)

g. A Norwegian applicant claimed he wasn’t hired because a Chinese restaurant hired only Asians.  Yes (national origin)

h. A light-skinned African American would not hire a dark-skinned African American.  Yes (genetic discrimination)

i. A store wouldn’t hire anyone with a college degree because it thought they were snobs. No

j. A fast-food chain refused to hire any males with long hair. No

Explanation:

The federally protected class are a group of people whom the law in the United States protects from discrimination especially in the employment setting. They are grouped under race, religion, sex, pregnancy, familial, national origin, genetic discrimination, veterans, and disability. Options f, i, and j do not fall under these classes.

f. The age discrimination in Employment Act applies for people from the age of 40.

i. College degree is not a consideration among the federally protected class.

j. Gender or sex is not the issue here but a feature of the gender.

Meiji Isetan Corp. of Japan has two regional divisions with headquarters in Osaka and Yokohama. Selected data on the two divisions follow:

Division
Osaka Yokohama
Sales $3,000,000 $9,000,000
Net operating expenses $210,000 $720,000
Average operating assets $1,000,000 $4,000,000

Required:
a. For each divisions, compute the return on investment (ROI) in terms of margin and turnover. (Do not round intermediate calculations.)
b. Assume that the company evaluates performance using residual income and that the minimum required rate of return for any division is 15%. Compute the residual income for each division.


Answers

Answer:

1. Rate of Interest = Net operating expenses/Average operating assets

Osaka = $210000/$1000000 = 0.21 = 21%  

Yokohama = $720000 / $4000000 = 0.18 = 18%

2.                                                Osaka        Yokohama

Average operating assets   $1,000,000    $4,000,000

M. required return at 15%     $150,000       $600,000

Net operating income          $210,000       $720,000    

Minimum required return     $150,000       $600,000

Residual income                   $60,000       $120,000

Following are selected income statement and balance sheet data for companies in different industries.
$ millions Sales Cost of Gross profit Net income Assets Liabilities Equity
goods sold
Harley- $ 5,342 $ 3,302 $ 2,040 $ 960 $ 5,255 $2,171 $ 3,084
Davidson
Nike, Inc. 13,740 7,624 6,116 1,212 8,794 3,149 5,645
Starbucks 6,369 2,605 3,764 494 3,514 1,423 2,091
Corp.
Target 51,271 34,927 16,344 2,408 34,995 20,790 14,205
Corp.
a) Compute the following ratios for each company. Round all answers to one decimal place (percentage answer example: 0.2345 = 23.5%). Note: The liabilities to stockholders' equity ratio should not be converted into a percentage answer (round answers to one decimal place, for
Company Gross Profit/ Net Income/ Net incom/ Liabilities/
sales sales Equity equity
Harley-Davidson
Nike, Inc.
Starbucks Corp.
Target Corp.
(b) Which of the following statements about business models best describes the differences in gross (and net) profit margin that we observe?
a. The higher gross profit companies are typically those that have some competitive advantage that allows them to charge a market price for their products that cannot be easily competed away.
b. The lower gross profit companies are those that can manufacture their products at the lowest cost.
c. The higher gross profit companies are those that sell the highest unit volumes.
d. The lower gross profit companies are those that charge a higher price for their products.

Answers

Answer:

Which of the following statements about business models best describes the differences in gross

a.The higher gross profit companies are typically those that have some competitive advantage that allows them to charge a market price for their products that cannot be easily competed away

Explanation:

      Sales  Cost Gross profit  Net In.Assets Liabilities  Equity

Harley-  5,342 3,302 2,040 960       5,255 2,171 3,084

Nike, 13,740 7,624 6,116 1,212 8,794 3,149 5,645

Starbucks6,369 2,605 3,764 494        3,514 1,423 2,091

Target 51,271 34,927 16,344 2,408 34,995 20,790 14,205

       

       

Gross Profit Harley-  38.2%  Net Income Harley-  18.0%  

Nike, 44.5%   Nike, 8.8%  

Starbucks 59.1%   Starbucks 7.8%  

Target 31.9%   Target 4.7%  

       

       

Liabilities Harley-  0.70  ROE Harley-  1.7  

Nike, 0.56   Nike, 2.4  

Starbucks 0.68   Starbucks 3.0  

Target 1.46   Target 3.6  

a.The higher gross profit companies are typically those that have some competitive advantage that allows them to charge a market price for their products that cannot be easily competed away.

You are the general manager of a high end, full service restaurant. You just placed a $10,000 wine order for two upcoming events. As a thank you, the supplier just stopped by to give you a voucher for a two-night stay at an inn which included dinner and a tasting at the winery. Using the guidelines listed below, analyze the situation. What are your conclusions?
Ethical Guidelines from Textbook (Dopson)
Is it legal?
Any course of action that violates written law or company policies and procedures is wrong.
Does it hurt anyone?
Are benefits accruing to the manager that rightfully belong to the owner of the business? Discounts, rebates, and free products are the property of the business, not the manager.
Am I being honest?
Is the activity one that you can comfortably say reflects well on your integrity as a professional, or will the activity actually diminish your reputation?
Would I care if it happened to me?
If you owned the business, would you be in favor of your manager behaving in the manner you are considering? If you owned multiple units, would it be good for the business if all of your managers followed the considered course of action?
Would I publicize my action?
If you have trouble remembering the other questions, try to remember this one. A quick way to review the ethical merit of a situation is to consider whom you would tell about it. If you are comfortable telling your boss about the considered course of action, it is likely ethical. If you would prefer that your actions go undetected, you are probably on shaky ethical ground. If you wouldn’t want your action to be read aloud in a court of law (even if your action is legal), you probably shouldn’t do it.

Answers

Answer:

Follows are the solution to the given question:

Explanation:

When they look at the issue in which they start taking the voucher for just a two-night stop at such an accommodation which involves dinner or alcohol degustation, it could be seen as a move to give gratitude to both the supplier but also in breach of the policy and ethics standards established out from the issue. Any other kind of coupon, bribe, and another way of responding to just the supplier's request can be regarded as unethical as it may hinder or affect only judgment, and it also generates a conflict of interest in potential.

If we look at the second law, though, it states that every voucher and voucher earned in support of the role held by the individual belongs to a company, so that the vouchers earned by the manager become owned by the company. Concurrently, the approval of vouchers also questions the honesty or professional integrity of a director.

On consideration of all of the above reasons, the coupon must be rejected by the director or sent to the client because any voucher or coupon was its owner of the employer.

Which of the following situations generally exists when disinflation occurs?

Select one:
a. the rate of inflation is falling from 5% to 3%
b. the rate of inflation falling from 3% to -2%
c. 3% decrease in inflation and 2% fall in unemployment rate
d. 5% increase in inflation and 3%
increase in unemployment rate

= the rate of inflation is falling from 5% to 3%

Answers

Answer:

d. 5% increase in inflation and 3% increase in unemployment rate

Explanation:

Disinflation is a term that describes the slowing down of the rate of inflation. Disinflation will occur when inflation was rising at a high rate, and then it starts to rise at a decreasing rate.  Disinflation may be a result of contractionary measures.

Disinflation is a positive situation in the economy because it represents a corrective measure. Inflation was rising at a high rate but has since started to slow down. Disinflation is different from deflation, which is a negative inflation rate. Inflation slowing from 5% to 3% is disinflation.

Using the following routing information and a From-To Chart, determine the total flow efficiency of the parts assuming an alphabetical order. Give your results in terms of percentage, not as a decimal value, i.e., 54.3 as opposed to .543.
Part Order Relative Weighted Value
1 R E B D C A S 4
2 R A B C D E S 2
3 R C B D A E S 3

Answers

Answer:

hello your question is incomplete attached below is the complete question

answer: 28.12%

Explanation:

The first table is the allotting of relative weighted value in from to chart and also finding the Total.

The second table is found by multiplying 1-times cell distance in the upper 2-times with cell distance in lower triangular values.

Hence Flow efficiency = (Total / penalty ) * 100

                         = ( 36 / 128 ) * 100 = 28.12%

. Explain the puropose of the project charter ? Explain 3 tools and techniques that can be used to develop it

Answers

Answer:

It provides a preliminary delineation of roles and responsibilities, outlines the project's key goals, identifies the main stakeholders, and defines the authority of the project manager. A project charter should: Contain the essence of the project. Provide a shared understanding of the project

Explanation:

Develop a Project Charter - Tools and Techniques

Expert Judgment: A crucial step in executing the project by taking opinions from subject matter experts, garnering valuable inputs and understanding the business case complexity related to the project. ...

Data Gathering. ...

Interpersonal and Team Skills. ...

Meetings.

Mudvayne, Inc., is trying to determine its cost of debt. The firm has a debt issue outstanding with 18 years to maturity that is quoted at 107 percent of face value. The issue makes semiannual payments and has an embedded cost of 6 percent annually.
1. What is the companys pretax cost of debt?
2. If the tax rate is 35 percent, what is the aftertax cost of debt?

Answers

Answer:

A. 5.42%

B. 3.52%

Explanation:

A. Calculation for the companys pretax cost of debt

Using this formula

Pretax cost of debt= [Coupon payment +(Face value - price/Number of years)]/[(Face value - price)/2]

Let plug in the formula

Pretax cost of debt = (6%+((100%-107%)/18 years))/((100%+107%)/2)

Pretax cost of debt = 5.42%

Therefore the Pretax cost of debt will be 5.42%

B. Calculation for the aftertax cost of debt

After tax cost of debt = 5.42%*(1-35%)

After tax cost of debt = 5.42%*65%

After tax cost of debt = 3.52%

Therefore the After tax cost of debt will be 3.52%

A new machine comes with 200 free service hours over the first year. Additional time costs $180 per hour. What are the average and marginal costs per hour for the following quantities?
a) 125.
b) 225.
c) 325.

Answers

Answer:

a) 0, 0

b) 180 per hour, 20per hour

c) 180 per hour , 69.2 per hour

Explanation:

We are to calculate the average and marginal costs per hour of the given value above

a) Given Number of hours is 125, but we are told that the new machine comes with 200 free service hours over the first year. Then MARGINAL COST= 0 because the service can be equal to 200hours and the given 125 hours is less than that.

then AVERAGE COST = ZERO

(b) we are Given 225 number of hours

Additional time costs is given as $180 per hour.

Then we have $180 per hour as MARGINAL COST.

Total cost can be calculated as

= [$180 × (225 - 200)]

=[ $180 ×25] = $4,500

Average cost can be calculated as

ratio of Total cost to Number of hours i.e $4,500/225

= 20per hour

C)we are Given 325 number of hours

Additional time costs is given as $180 per hour.

Then we have $180 per hour as MARGINAL COST.

Total cost can be calculated as

= [$180 × (235 - 200)]

=[ $180 ×125] = $22,500

Average cost can be calculated as

ratio of Total cost to Number of hours i.e $22,500/325

= 69.2per hour

Stocks A and B have the following data. Assuming the stock market is efficient and the stocks are in equilibrium, which of the following statements is correct?
A B
Price $25 $40
Expected growth 7% 9%
Expected return 10% 12%
A) The two stocks should have the same expected dividend
B) The two stocks could not be in equilibrium with the numbers given in the question
C) A's expected dividend is $0.50
D) B's expected dividend is $0.75
E) A's expected dividend is $0.75 and B's expected dividend is $1.20

Answers

Answer: E) A's expected dividend is $0.75 and B's expected dividend is $1.20

Explanation:

Using the Gordon growth model, you can calculate the expected dividend. The formula is:

Price = Expected dividend/ (expected return - expected growth)

Stock A expected dividend

25 = D/ (10% - 7%)

D = 25 * 3%

= $0.75

Stock B expected divided

40 = D / (12% - 9%)

D = 40 * 3%

= $1.20

Option A, C and B are therefore wrong.

Option E is correct.

HEY BESTIES ANSWER QUICKLY AND ILL MARK BRAINLIEST

Which statements describe letterheads?


They should have a different design than the business card.

They provide the contact information for a business.

They are seldom needed in small organizations.

Business cards and letterheads should be of similar design.

They have the same information as a business card.

Answers

Answer:

B- They provide the contact information for a business.

E- Business cards and letterheads should be of similar design

Explanation:

A letterhead is the heading found at the top of a paper and it usually includes the name of the organization, the logo and the contact information. The letterheads help to provide a professional image and consistency should be maintain in all the business stationery. According to that, the answer is that the two statements that describe letterheads are: they provide the contact information for a business and business cards and letterheads should be of similar design.

hope this helps pls let me know

The 2007 NBI data were analyzed and the results made available oat the FHWA Web site. Using the FHWA inspection rations, each of the 599,766 highway bridges in the United States was categorized as structurally deficient, functionally obsolete, or safe. About 12% of the bridges were found to be structurally deficient, while 13.5% were functionally obsolete.
a. What is the variable of interest to the researchers?
b. Is the variable of part a quantitative or qualitative?
c. Is the data set analyzed a population or a sample?

Answers

Answer:

Bridges

Qualitative

Population

Explanation:

Given that :

A.) The variable of interest to the researcher which he aims to analyse are the bridges in the United States categorizing them into structurally deficient and safe.

B.) The variable is Qualitative in nature as it aims to analyze the state and condition of bridges in the United States Dividing them into categories depending on the nature or type of their deficiency.

C.) The data used is a population and not a sample because it takes into consideration all the entire bridges in the United States and not a subset of the available bridges.

You currently purchase a part used in your production process from an outside supplier, and have decided to begin making this part in-house. You have two equipment options for moving production in-house: special-purpose equipment and general-purpose equipment. Cost information for these two options is as follows:
ALTERNATIVE
Special-Purpose Equipment
General-Purpose Equipment FIXED COST
$200,000 per year
$50,000 per ye ar VARIABLE COST
$15 per unit
$20 per unit
Use Scenario 2.6 to solve this mystery. At an annual requirement of 40,000 units, what does the company save per year by selecting the low-cost option?
a) $40,000
b) $50,000
c) $150,000
d) $300,000

Answers

Answer:

At an annual requirement of 40,000 units, selecting the low-cost option will save the company per year:

b) $50,000

Explanation:

a) Data and Calculations:

ALTERNATIVE                           FIXED COST            VARIABLE COST

Special-Purpose Equipment     $200,000 per year      $15 per unit

General-Purpose Equipment     $50,000 per year     $20 per unit

Total Cost of Production for 40,000 units under the two alternatives:

ALTERNATIVE       FIXED COST    VARIABLE COST         TOTAL  COSTS

Special-Purpose   $200,000      $600,000 ($15*40,000)    $800,000

General-Purpose     $50,000    $800,000 ($20*40,000)   $850,000

b) The difference between the two alternatives in total costs is $50,000 ($850,000 - $800,000) with the low-cost alternative as the Special-Purpose Equipment.

Which of the following statements accurately describe the phases of a business cycle?
A. A contraction phase is when an economy exhibits decreasing levels of production and consumption.
B. A period of expansion is when an economy exhibits decreasing levels of production and spending.
C. A trough occurs at the end of the contraction phase and the beginning of the expansion phase
D. A peak level of business activity occurs at the end of the expansion phase and the beginning of the contraction phase.

Answers

Answer:

Option A

Explanation:

In simple words,  contraction relates to a period of the market cycle throughout which the market is in recession as a group When the economic cycle rises, a recession usually occurs, just before it reaches a trough. A contraction is triggered by three kinds of occurrences. We are talking of a sharp spike in borrowing rates a banking crash, or uncontrolled inflation . Paranoia and anxiety replace assurance.

A technique to bring changes in the
entire organization, rather man
focusing attention on individuals to
bring changes easily.
Select one:
a. Organizational development
b. Organizational conflicts
c. Organizational change
d. Organizational culture

= Organizational development​

Answers

Explanation:

A technique to bring changes in the

entire organization, rather man

focusing attention on individuals to

bring changes easily is Organizational development

A technique to bring changes in the entire organization, rather man focusing attention on individuals to bring changes easily that is "organizational development". The correct option is A.

The organizational development is a technique aimed at bringing changes in the entire organization rather than solely focusing on individuals.

It is a planned and systematic approach that encompasses various interventions to enhance the organization's effectiveness and achieve sustainable growth.

The organizational development is a proactive and collaborative approach that involves all stakeholders in the organization for making it a powerful tool for driving meaningful and lasting organizational change.

Therefore, the correct option is A.

To know more about organizational development here,

https://brainly.com/question/29603648

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How do lenders and borrower's requirements differ in financial services?​

Answers

Answer:

Borrowers often require quite large quantities of funds whereas the lender generally will only have smaller amounts of surplus funds; in other words, the capacity of the lender is less than the size of the investment project. For example, the purchase of a house is likely to require more funds than can be provided by any individual lender.

Answer:

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The money demand curve will shift to the left when:

Select one:
a. none of the Options
b. an increase in income
c. sale of government bonds by RMA
d. a reduction in the interest rate

= none of the Options​

Answers

Answer:

B. an increase of income

Explanation:

The curve shifts to the left if the determinant causes demand to drop. That means less of the good or service is demanded at every price. That happens during a recession when buyers' incomes drop. They will buy less of everything, even though the price is the same.

CSelect the items from this list that are examples of misconceptions.

A high school student is too young to have a budget.
A bank is not a safe place to keep your money.
Buy stock before you have a steady income.
After high school, there is no need to become more educated.
Save your money as soon as you have a full-time job.re the deadline.

Answers

A- you’re never too young to limit your spendings
D- there’s is more to learn outside of high school for many careers
probably B too but i’m not sure

Another factor influencing business ethics is _____, or what is fair according to prevailing standards of society.
Group of answer choices

equity

utilitarianism

validity

righteousness

justice

Answers

Answer: Justice.

Explanation: Justice is a moral principle that leads people to act in the correct way according to established laws. When speaking at the business level, justice seeks that people are paid in a reasonable way according to their functions, that there is no inequality, and that everyone can receive the treatment they deserve.

The following equation shows the transactions of Cotton Cleaning Service during May. The business is owned by Taylor Cotton.

Answers

Answer:

Cool

Explanation:

The American Management Association created a statement of ethics to guide members in the marketing profession

True
False

Answers

True the American Management Association did create a statement of ethics

Use the following information from BSJ Industries to determine the predetermined overhead rate based on direct labor costs. (Round your final answer to 2 decimal places.)
Direct labor hours 50,000
Average hourly pay rate $ 16.00
Manufacturing overhead $ 1,400,000

Answers

Answer:

The predetermined overhead rate based on direct labor costs is $1.75 per dollar of direct labor cost.

Explanation:

Predetermine overhead rate is an overhead application rate that is used to allocate the estimated overheads to calculate the estimated cost to manufacture a product while budgeting and planning. The predetermined overhead rate is calculated using an allocation base e.g direct labor hours or machine hours etc.  

In the given question the predetermined overhead rate can be calculated as follow

First,  we need to determine the direct labor cost

Direct labor cost = Direct Labor hours x Average hourly pay rate

Where

Direct Labor hours = 50,000 hours

Average hourly pay rate = $16.00 per hour

Placing values in the formula

Direct labor cost = 50,000 hours x $16.00 per hour = $800,000.00

Now use the following formula to calculate the predetermined overhead rate

Predetermined Overhead rate = Manufacturing overheads / Direct Labor cost = $1,400,000 / $800,000 = $1.75 per dollar of direct labor cost

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