a pilot applies for life insurance. the insurer approves the application with a $10 additional monthly premium modification due to the risk involved. the pilot declines the additonal premium modification. the insurer will then likely issue the coverage with a(n)

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Answer 1

Considering the situation described, the insurer will likely issue the coverage with an Aviation Exclusion.

The addition of Aviation Exclusion risk would curb the insurer's liability to that risk associated with the insurance contract.

This implies that considering the tendency of a pilot to die (not as a fare-paying passenger) in a plane crash or Aviation accident. Still, as a pilot, the addition of Aviation Exclusion would limit or void the insurance policy related to life.

Hence, in this case, it is concluded that the correct answer is "Aviation Exclusion."

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Related Questions

a company selling goods subtracts select from sales to determine gross profit.

Answers

A company selling goods subtract cost of goods sold from sales to determine gross profit.

Cost of goods sold has to do with the costs of manufacturing a products such as:

Direct material costDirect labor cost

In order for a company to know or determine their gross profit for a particular period they will have to deduct their sales from the cost of goods sold.

The formula to determine gross profit is:

Gross profit=Sales -Cost of good sold

Inconclusion a company selling goods subtract cost of goods sold from sales to determine gross profit.

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How long does a lender have to fix their net worth if they notify the FL-OFR before the shortage occurs?

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According to the established standards and practices, a lender would have to use 120 days to fix their net worth if they notify the FL-OFR before the shortage occurs?

FL-OFR is an acronym for the Florida Office of Financial Regulation.

FL-OFR has three divisions which is headed by the commissioner.

FL-OFR regulates financial activities like consumer finance, financial institutions, securities, etc.

Hence, in this case, it is concluded that the correct answer is "120 days."

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If+d+0+=+$1. 75,+g+(which+is+constant)+=+3. 6%,+and+p+0+=+$32. 00,+what+is+the+stock's+expected+total+return+for+the+coming+year?.

Answers

Answer:

$ 102 . 33

Explanation:

Martin puts his weekly paycheck into his checking account. In which column should he write the value of his paycheck? A checking account has columns check number, debits, deposits, balance. Deposits Balance Debit Check number

Answers

Answer:

a. Deposits

Explanation:

Answer:

A: Deposits

On Edge

the issuance of stock for cash is reported on the statement of cash flows under

Answers

Answer: Finance Activities

Explanation: The issuance of stock is reported on the financing activities in a statement of cash flow. Businesses fund their operations either by the issuance, (sale) of stock or shares which is equity or receiving a bond or note payable which has to be repaid plus its interest which is liability. A transaction that involves a liability or equity will be reported under the financing activities section in a statement of cash flow.

Hope this explanation helps.

Best to you.

If+you+believe+you+have+a+60%+chance+of+doubling+your+money,+a+30%+chance+of+gaining+15%,+and+a+10%+chance+of+losing+your+entire+investment,+what+is+your+expected+return?.

Answers

Answer:

t low

Explanation:

In the context of customer relationship management (CRM), _____ requires gathering a lot of information about customers' preferences and shopping patterns.

Answers

In the process of gathering such information that are unique to customers, what is required is therefore regarded as: Personalization.

Customers have preferences and taste which determines their shopping pattern. Having a god understanding of what customers want and how their consumption or shopping pattern is helps in customer relationship management to meet customers' satisfaction.

Thus, in the process of gathering such information that are unique to customers, what is required is therefore regarded as: Personalization.

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would burger king hamburgers or lady gaga mp3s have a deadweight loss smaller relative to the total surplus in its market?

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Competition do exist between firms. For Burger King hamburgers, I will expect deadweight loss to be smaller relative to the total surplus in its market.  This is because the less differentiated products are known to be more difficult to sustain its inefficient prices and the much smaller deadweight loss it has.

Burgers are known to be  less differentiated product and it  need to advertise so as to convince consumers that they should have one burger over another.

Consumers are said to be more indifferent about fast-food. The entry of new firms affects profits by forcing business rivals to compete.

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what steps must countries take to transition to a mixed-market economy?

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Answer:

The steps that contries must take to transition to a mixed-market economy is by first establishing a fair labor market, discouraging all foreign investment and opening up trade to other countries.

a contract clause which specifies the amount of damages to be paid in the event of a breach is called

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A contract clause which specifies the amount of damages to be paid in the event of a breach is called a liquidated damages clause.

When parties are entering into a contractual agreement, certain provisions are catered for in the contract which allows payment of a specified sum should one of the parties be in breach of contract. This is called liquidated damages clause.

The purpose of adding the clause ( liquidated damages clause) is to ensure sure parties to the contract understand and performs their duties accordingly.

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The general approach for handling advertising costs which benefit future quarters in interim reports is to:____.
A. prorate them over the current and remaining quarters.
B. charge the expenses in the quarter incurred.
C. disclose them only in the notes.
D. prorate them over all four quarters.

Answers

Answer:

The answer to your question will be A

Please, help, I will award brainliest!
How does government spending on health impact standard of living. Please respond in the form of a TEEEL paragraph.

Answers

For lower income people:

The more the government puts towards health care would mean there would be a higher quality of life for low income areas allowing them to get access to needed healthcare for no cost to them.

For higher income people / corporate entities:

it would mean higher taxes on the 1% and 0.1% of the richer people and raising taxes on corporations such as higher taxes on dividends.

Summary:

For a SoL on one side to change another side would have to lose.

A collective good offers particularized benefits while private goods are broadly distributed. True False

Answers

The answer would be true

tricia, a supervisor, told her employees, "the store will close monday for inventory and all employees are expected to participate." without knowing how tricia communicated her message, we know it was done

Answers

The type of communication is known as downward communication.

Downward communication refers to the flow of instructions, information or messages from a higher level of hierarchy to a lower level of hierarchy in an organization.

Here, the supervisors told her employees that "the store will close monday for inventory and all employees are expected to participate", thus, it is an information from top to down hierarchy.

Therefore, the type of communication is known as downward communication.

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what is the name of the honor society for students in the ivy college of business?

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The name of the honor society for students in the Ivy college of business is the Cardinal Key Honor Society.

The Cardinal Key Honor Society is simply a national organization for the students in American colleges and universities.

The honor society for students in the Ivy college of business is the Cardinal Key Honor Society. The Cardinal Key Honor Society is for the people who are seen as leaders in the college and community. They are also seen as potential leaders in the future.

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a commuter railway has 800 passengers per day and charges each one two dollars per day. for each 1 cents that the fare is increased, 5 fewer people will go by train. what is the greatest profit that can be earned?

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The biggest profit that can be made is $ 4,050 with 450 passengers.

To know how many passengers the train needs to obtain the greatest profit, it is necessary to carry out the following operation.

Subtract 5 passengers from the total passengers, and then multiply the result by $ 2.1 as shown below:

800 - 5 = 495795 x $ 2.1 = $ 1,680

This operation must be carried out repeatedly, decreasing by 5 passengers and increasing the value of the railway ticket by $ 0.1.

The highest value of gain that can be found with this procedure is as follows:

800 - 350 = 450450 x $ 9.0 = $ 4,050.

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Many of the meetings in which office workers are involved are informal, small group meetings

Answers

Answer:

false

Explanation:

office meetings are always formal because this is a serious meeting. Every worker is also involved. You can tell by the way they dress the meeting and the way they speak is formal.

Shenzhen Co. Uses the percentage-of-receivables basis to record bad debt expense. It estimates that 1% of accounts receivable will become uncollectible. Accounts receivable are ÂŁ420,000 at the end of the year, and the allowance for doubtful accounts has a credit balance of ÂŁ1,500. (a) Prepare the adjusting journal entry to record bad debt expense for the year. (b) If the allowance for doubtful accounts had a debit balance of ÂŁ740 instead of a credit balance of ÂŁ1,500, determine the amount to be reported for bad debt expense.

Answers

Based on the information given the appropriate journal entry to record bad debt expense for the year is:

a. Shenzhen Co. Journal entry

Debit Bad Debt Expense                         $2,700

Credit Allowance for Doubtful Accounts $2,700

[(1%×$420,000)-$1,500]

(To record bad debt expense)

b. Bad debt expense

Bad debt expense=[(1%×$420,000)+$740]

Bad debt expense=$4,200+$740

Bad debt expense=$4,940

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here are 20 employees in a company each employee worked 8 hours in a day and there a 5 days in week. In a particular week employees worked 1000 hours per week. The basis rate is $10 while overtime premium is paid time a half. Calculate the Total gross pay of the 20 employees of the week?$11500$12000$11000$13500

Answers

Answer:

11000

Explanation:

20 x 8 x 5 = 800 hours at $ 10 = $ 8000

1000 hours - 800 hours = 200 hours at 150% (time and a half) = $ 2000 x 1.5 = $ 3000

$ 8000 + $ 3000 = $ 11000

While workers in the United States are more task oriented and require information to do their jobs, workers from Korea are more motivated by strong relationships and developing trust to do the same job. That is because Korea is a ______ context culture and the U.S. is a ______ context culture.

Answers

Considering the situation described above, it is concluded that Korea is a High context culture, and the U.S. is a low-context culture.

A high context culture is a type of culture that is characterized by collectivism and an implicit form of communication.

On the other hand, a low context culture is a type of culture that is associated with direct verbal interaction and individualism.

It is no secret that the United States promotes individualism or independence as a society which is a form of low context culture. In contrast, the Korean culture promotes stability and group relation, which is a form of high context culture.

Hence, in this case, it is concluded that Korea has high context culture while the United States has a low-context culture.

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________ are salespeople who sell a manufacturer’s products on an extended contract basis but are not employees of the manufacturer.

Answers

Answer:

manufacturer's representatives.

hope this helps! :)

Manufacture's sales representative are sales groups who sell a manufacturer’s commodities on a prolonged contract ground, but are not employees of the manufacturer.

Who is Manufacture's sales representative?

A manufacturers' representative is, in its most basic form, defines as someone who agrees to represent a firm and sell their product or service for a certain percentage fee.

He changes some basic commission on sale of the manufacture's product or commodity. Thai commission is also added to the price of commodity.

Sales organizations that market a manufacturer's commodities on a long-term contract basis, but are not employees of the manufacturer, are known as manufacturer's sales representatives.

Therefore, manufacture's sales representative is a person that sales the products on the behalf of manufacture.

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periodic 3 m system meetings with department heads and the 3m system coordinator are chaired by what individual

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A lot of programs have been set up that has been of great benefits to the world today. Periodic 3-M system meetings with department heads and the 3m system coordinator are chaired by the Executive Officer in regards to the 3-M program.

The Executive Officer in regards to the 3-M program is responsible for:

Having to brief the Commanding Officer at regular intervals on the status of 3-M. Chair periodic 3-M System meetings with Department Heads and the 3M System Coordinator Monitoring the operation of the 3-M System program to make sure there is compliance with current directives.

The 3M Impact program is known to be a win-win-win for all individuals involved in it.  There were 3 million participants who experience a challenging and rewarding development opportunity. This program help them to grow as leaders.

It also help them to build relationships with other people from around the globe and share their skills to make a positive difference in the world.

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In Agile projects, detailed risk planning occurs during iteration planning, daily-up meetings, and retrospectives. True False

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Early risk planning, assessment, and response planning are done at a high level in Agile projects, and more detailed and timely risk management occurs during iteration planning, daily stand-up meetings, and retrospectives at the end of each iteration. The statement is true.

What are Agile projects?

The  programs adopting Agile software development practices require a rigorous process to regularly identify, assess, mitigate, and track risks. Throughout the program lifecycle, programs must actively manage risks by integrating risk mitigation strategies into acquisition strategies and key program processes. Agile allows for some novel risk management aspects and mitigations.

Risk management is an essential component of release and sprint planning and development in an Agile environment. Many risk-management features have been built into the Agile development process. User dissatisfaction is often mitigated by frequent software deliveries of high-priority user capabilities and responsiveness to changes. Incorporating mature technology and designs in shorter releases and sprints aids in technical risk management.

Agile development reduces overall program risk because each release includes some level of useful capability. Therefore in Agile projects, detailed risk planning occurs during iteration planning, daily-up meetings, and retrospectives.

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Western Company recently lost its entire inventory in an earthquake. The following information is available from its accounting records: Beginning Inventory: $5,000; Purchases: $18,000; Net Sales: $40,000;The company's average gross profit percentage is 40%. Using the gross profit method, a reasonable estimate of COGS for the past period would be:__________.1) $ 23,0002) $ 24,0003) $ 16,0004) $ 18,000

Answers

Answer: dont care

Explanation:

*15 POINTS*
PLEASE HELP WITH ALL SOLUTIONS​

Answers

Answer:

i cant see them

Explanation:

Zach buys most of his day-to-day household provisions from a local supermarket. During one of his visits to the store, he found it unusually crowded. He did not want to wait in the long checkout queue, so he decided to go to another store. Zach's decision is a result of a(n) _____ influence.

Answers

Zach’s decision is a result of a(n) situational influence.

The _____ must be prepared by the condominium owners association no more than 3 months prior to the date the completed certificate is delivered to the buyer.(a) Condominium Resale Certificate(b) Loan Assumption Addendum(c) Certificate of Reasonable Value(d) Title Commitment Letter

Answers

The Condominium Resale Certificate must be prepared by the condominium owners association no more than 3 months prior to the date the completed certificate is delivered to the buyer.

What are junk bonds?

Answers

Answer:

a junk bond is an investment in debt. A company or a government raises a sum of money by issuing IOUs stating the amount it is borrowing (the principal), the date it will return your money (maturity date), and the interest rate (coupon) it will pay you on the borrowed money.

how many words can the average listener process per minute

Answers

Answer:

800 words per minute

Explanation:

he average rate of speech for an American is about 125 words per minute; the human brain can process about 800 words per minute.

what importance does the stationery and information sources play in the effective and efficient Operation of an organization?​

Answers

Based on the organizational activities model, the importance of stationery and information sources in the effective and efficient operation of an organization includes "the source of quality and quantity data on the production input."

Some other importance of stationery and information sources in the effective and efficient operation of an organization includes the following:

It serves as the place to gather data about the strengths and weaknesses of the firms.It is also the source to gather the information opportunities and threats of the organizations.It is also a source of keeping records of finance, employees, success, and failures of the firms.

Hence, in this case, it is concluded that the stationery and information sources in an organization are vital to its success.

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