Ahmed wants to open a small business selling custom bikes, and is looking at ways of raising money. He owns his own house and is considering acquiring a second mortgage. He is also speaking to his bank about a loan and is looking at crowd-funding sites, as he thinks his product is innovative and could attract investors.
- Assess a mortgage, a loan and crowd-funding as sources of finance for Ahmed.

Answers

Answer 1

Explanation:

Mortgages (Pros & Cons)

Defintion-

These are long-term loans, normally around 25 years, that are secured against specific asset, for example a building

Interest will be payable on the mortgage

Pros-

Large amounts of finance can be raise and repaid over a prolonged period of time

Ownership or control is not lost

Cons-

Interest is charged on the amount borrowed

Interest rates can fluctuate

Often secured against an asset which can be seized if repayments are missed

Interest has to be paid regardless of whether a profit is being made

Not suitable for small amounts or as a short-term source of finance .


Related Questions

Margin in a futures transaction differs from margin in a stock transaction because a. stock transactions are much smaller b. delivery occurs immediately in a stock transaction c. no money is borrowed in a futures transaction d. futures are much more volatile e. none of the above

Answers

Answer:

Margin in a futures transaction differs from margin in a stock transaction because a. stock transactions are much smaller b. delivery occurs immediately in a stock transaction c. no money is borrowed in a futures transaction d. futures are much more volatile e. none of the above

Explanation:

transaction d. futures are much more volatile e. none of the above

The ________ value of a bond, also called the face amount or face value, is paid at a stated future date, known as the bond's maturity date. Multiple choice question. fair market value par selling price net realizable value

Answers

The Par Value of a bond also called face amount or face value.

Par Value can also be called Nominal value is the  financial instrument  value be it  bond or stock of a corporate certificate at the time of issue.

Par value is also the lowest price per share for shares to be issued for full payout .Typically, most par value are set at $0.001 per shar or lower to reduce the amount paid to founders. It is calculated as Par value of preferred stock = (Number of issued shares) x (Par value per share)

See more here:https://brainly.com/question/17345761

when the company decided to integrate all its information systems in a single enterprise-wide software system, the ceo authorized the creation of , which would consist of people chosen from different departments and operate as a separate entity outside the organizational chart, to get the job done.

Answers

When a company decides to integrate all its information systems in a single enterprise-wide software system, this can be done using:

Cloud computing

According to the given question, we are asked what would be used by a company when they want to integrate all its information systems in a single enterprise-wide software system,

As a result of this, we can see that cloud computing has to do with the use of different resource tools to provide different services to clients online.

Some of these services includes:

Data storageUse of databaseNetworking, etc

Read more here:

https://brainly.com/question/25670249

A decrease in accounts receivable will result in a(n) ___ in cash from sales revenue when using the direct method to determine cash flows from operations.

Answers

When using the direct method to determine the cashflows from operations, a decrease in accounts receivable is an increase in cash.

When there is a decrease in accounts receivable:

It means that the accounts receivable has paid some of their debt It increases cash as a result of the payment of debt

Using the direct method, one will show that a decrease in accounts receivable leads to an increase in cash because the receivable would be reduced by a cash inflow.

In conclusion, a decrease in accounts receivable is an increase in cash.

Find out more at https://brainly.com/question/18684650.

If the price that a firm charges is lower than its_____________of production, the firm will suffer losses.

Answers

When a firm charges a price for its goods and services, if this price is less than the cost of production, they will suffer losses.

The profit that a company makes is calculated as:

= Selling price - Cost of production

If the selling price is less than the cost of production, the profit will be negative. A negative profit is the same as losses. This means that if a company charges lower than this cost of production, they will incur losses.

In conclusion, companies charge above their cost of production so as not to incur losses.

Find out more at https://brainly.com/question/15235684.

Match the terms with their correct definitions.

Answers

yaaaaaaaaaaaaaaahhhhhh

Lately, Marcus has noticed a lot of customer complaints that items purchased from his web store don't meet expectations. What improvement to the website will best help to solve this problem so customers know better what to expect when they buy items from his website

Answers

The improvement to this website that would best help to solve the problem so that customers would know what best to expect are High-quality product photos.

The issue is that there is disconnection between what the customers see and what they get.

In order to meet with customer complaints, Marcus has to listen to the problems that they seem to be having.

Then he has to effect the required changes by creating a connection between what his customers see and what they get.

Read more on https://brainly.com/question/14530863?referrer=searchResults

What do you call to the agreement between the company and the establishment that allows certain staff to charge back the costs and expenses to the company?​

Answers

Answer:

The Service Level Agreement (SLA)

Explanation:

A service-level agreement (SLA) is a contract between a service provider and its customers that documents what services the provider will furnish and defines the service standards the provider is obligated to meet. A service-level commitment (SLC) is a broader and more generalized form of an SLA. The two differ because an SLA is bidirectional and involves two teams. In contrast, an SLC is a single-directional obligation that establishes what a team can guarantee its customers at any given time.

Hope this helps!

.What can U.S. multinational firms do to regain and maintain their leadership in global branding?

Answers

Answer: Steps that United States firms have taken to regain a competitive edge in the global marketplace include pursuing an increase in productivity, embracing innovation and new ideas, having highly skilled individuals, and reshoring.

Explanation:

U.S. multinational firms can bring improvement in their process as well as the quality they offered in order to regain their leadership in global branding.

What is Leadership?

Leadership is referred as the art of directing and influencing people or groups of people in an organization with pleasing efforts to gain their support and help them to grow by providing better direction.

To regain the market share as well as to achieve leadership in global branding they have to bring innovation to the customers by offering quality and quantity in their offered products and services.

Their focus is to regain the trust of customers so they should focus on satisfying them with maximum services at a minimum cost by increasing their experience with the goods and services of your organization.

Learn more about Leadership, here:

https://brainly.com/question/28487636

#SPJ2

if, after reflecting on the nature of leadership you decide that all leaders must treat their followers with respect, then you have identified a leadership model.

Answers

Answer:

Behavioral

Explanation:

An objective of the expense recognition (matching) principle is to have bad debt expense debited in ______.

Answers

Answer:

An objective of the expense recognition (matching) principle is to have bad debt expense debited in ,Nation matching,

________ is a set of interdependent organizations that help make a product or service of a company available for use by consumers or business users.

Answers

Distribution Channel is the answer

________ is largest employer in the country and the largest purchaser of goods and services in the world.

Answers

The largest employer in the country which can also be regarded as largest purchaser of goods as well as services is U.S. federal government.

U.S. federal government can be regarded as national government of the United States, which is composed of self-governing territories as well as several island.

She serve as one of the major force in the world market, and that is why many countries relied on their exports.

Therefore, U.S. federal government is right.

Learn more at:

https://brainly.com/question/20935050?referrer=searchResults

2. A company has the following liabilities as of December 31: Accounts payable $150,000 Notes payable (current portion) 217,000 Salaries and wages payable 55,000 Installment notes payable 1,140,000 Interest payable 32,000 Payroll taxes payable 15,500 What is the amount of total current liabilities reported on the balance sheet

Answers

The amount of total current liabilities reported on the balance sheet equals $469,500.

Current liabilities entails set of amount or responsibility owed within an accounting period.

Particulars                                       Amount

Accounts payable                          $150,000

Notes payable (current portion)    $217,000

Salaries and wage payable           $55,000

Interest payable                             $32,000

Payroll taxes payable                     $15,500  

Total current liabilities                  $469,500

Therefore, the amount of total current liabilities reported on the balance sheet equals $469,500.

Read more about financial reporting

https://brainly.com/question/17373931

If the population of a country is 1,000,000 people, its labor force consists of 500,000, and 40,000 people are unemployed, the unemployment rate is:

Answers

Answer:

8.0 percent

Explanation:

To find the unemployment rate you:

Divide the number of people unemployed by the number of people in labor force (Employed and Unemployed)Then, multiply the number by 100

Hope this Helps

`927487658732478597349579-3489812o798-1265946582399749-82635-`221-976489-6128-`6-495465487561298576087

Answers

THE Leo Frank case is one of the most notorious and highly publicized cases in the legal annals of Georgia. A Jewish man in Atlanta was placed on trial and convicted of raping and murdering a thirteen-year-old girl who worked for the National Pencil Company, which he managed.

Dexter Company uses the direct write-off method. March 11 Dexter determines that it cannot collect $8,500 of its accounts receivable from Leer Company. March 29 Leer Company unexpectedly pays its account in full to Dexter Company. Dexter records its recovery of this bad debt.

Required:
Prepare journal entries to record the above transactions.

Answers

Answer:

Check pic* it’s not an answer but it is a reference

Explanation:

suppose the government decides to intervene to bring the economy back to the natural level of output by using

Answers

Government are known to set u different policies to regulate the economy. Suppose the government decides to intervene to bring the economy back to the natural level of output by using Expansionary monetary policy.

Expansionary monetary policy is known to expand the money supply faster than normal or even lower short-term interest rates.

It is known to be set up by central banks and comes about through open market operations. etc

This monetary policy often increases the money supply in an economy.

Learn more from

https://brainly.com/question/2222887

will give brainliest 5

Answers

Answer:

ok

weeeeeeee weeeeeee lugi

Answer:

1,2,3,4,5 hope this helps :)

Explanation:

a monopolistically competitive market is characterized by

Answers

Typically, the monopolistically competitive market have the attributes of having many firms, differentiated products and free entry/exit.

A monopolistic competition occurs when competitive firms produces or manufactures products or services that are similar and substitutes.

The characteristics of the monopolistically competitive market includes:

There are presence of many sellers in the marketThere is easy entrance and exit of consumers in the market There are differentiated products in the market

In conclusion, the monopolistically competitive market is characterized by having many firms, differentiated products and free entry/exit.

Read more about the Market here

brainly.com/question/13686157

Products that cost a lot of money but that people buy anyway because of the status and exclusivity that they project to others are called

Answers

Products that cost a lot of money but that people buy anyway because of the status and exclusivity that they project to others are called prestige products.

Prestige products are products that are of a high quality, high value and costly which are often purchased by people because of the benefit they will derived from it.

Most people tend to buy prestige products in order to increase their status in the society and they will often go for the product without minding how costly the product are.

Example of prestige product is buying a luxury car or items such as wrist watch that are very expensive.

Inconclusion products that cost a lot of money but that people buy anyway because of the status and exclusivity that they project to others are called prestige products.

Learn more about prestige products here: https://brainly.com/question/6374886

Explain how a car dealer could create added value to the goods they buy in?

Answers

Answer:

Explanation:

Car dealer:

Attractive show rooms, has a knowledgeable and well dressed car dealer assistants for helping customers, should have top-quality cars that are easily recognized by the customers.

Hope this helps!

Acme Partnership reported the following items of income and expense: Sales $200,000 Cost of goods sold 115,000 Interest expense on bank line of credit 13,000 Charitable contributions 2,000 Administrative expenses 50,000 Long-term capital gain 10,000 What amount should be reported as ordinary income

Answers

The amount that ACME Partnership should report as ordinary income is $83,000.

Data and Calculations:

Sales Revenue =          $200,000

Cost of goods sold =       115,000

Gross profit =                 $85,000

Administrative expenses  2,000

Operating income =    $83,000

Interest expense             13,000

Taxable income           $70,000

Charitable contributions 2,000

Long-term capital gain  10,000

The operating income is the ordinary income before determining the eligibility of the charitable deductions and the long-term capital gain.

Thus, the ordinary income of ACME Partnership is $83,000.

Learn more: https://brainly.com/question/25056982

Monica has created her own cleaning solution. Monica's friends encourage her to sell the cleaning solution; they think it is so fantastic they believe Monica will make a lot of money on it. They encourage Monica to apply for a patent on the cleaning solution formula so that no one can copy it, and so Monica will be the only one who can sell it. Monica likes the idea of making a lot of money but knows she will have to reveal her formula to obtain a patent, otherwise she would have to keep it a trade secret. If Monica decides to apply for and receives a patent on the cleaning solution: __________

Answers

If Monica decides to apply for and receive a patent on the cleaning solution, she must disclose the formula, but she has the exclusive right to make and sell it for twenty years.

This solution is based on US patent law, which seeks to encourage inventors to develop new technologies under the exclusive right of use for a limited time.

Patent law specifies a period of 20 years for the use of exclusive patent rights, which period may be extended if requested.

Therefore, if Monica decides to apply for and receive a patent on the cleaning solution, she will be able to make, use, sell and import her invention with the right to exclude others.

Learn more here:

https://brainly.com/question/12882864

Your firm is considering an investment that will cost $920,000 today. The investment will produce cash flows of $450,000 in year 1, $270,000 in years 2 through 4, and $200,000 in year 5. The discount rate that your firm uses for projects of this type is 11.25%. What is the investment's net present value

Answers

Based on the information given the investment's net present value is $192,369.06.

Using this formula

Net Present Value(NPV)=-Initial cost+ Cash flow during time period/(Discount rate+ Cash flow time)

Let plug in the formula

NPV=-920,000+450,000÷(1+0.1125)^1+270,000÷(1+0.1125)^2+270,000÷(1+0.1125)^3+200,000÷(1+0.1125)^4

NPV=-920,000+450,000÷(1.1125)^1+270,000÷(1.1125)^2+270,000÷(1.1125)^3+200,000÷(1.1125)^4

NPV=$192,369.06

Inconclusion the investment's net present value is $192,369.06.

Learn more here:https://brainly.com/question/13451251

Step 1 of 12 In this lesson you will shop to find the best car that you can afford and figure out whether leasing or an outright purchase is more economical. You have an apartment and a job that provides a steady income. Click Reports>>Bank Statements and write down the ending balance of your most recent bank statement. Click the X button to close the bank statements window. What is your ending balance

Answers

To know if it is better to rent a car or buy it according to a person's income, it is necessary to evaluate different factors.

The first factor that a person must take into account to compare whether it is better to buy a car or rent it is the income that he receives each month. For example:

If a person receives $ 800 a month, his income is low, making it impossible for him to buy or rent a car for a long time.

On the other hand, if a person receives $ 4,000 a month, he has the facility to buy or rent a car according to her/his preference. Some people prefer to rent a car because they do not have to spend money on repairs and other expenses, while other people prefer to buy it to have it for a long time and have it available all the time.

This situation varies according to other factors such as the purchase value of the car, the monthly rental value, the value of the repairs, the value of the fuel, among others.

Note: This question is incomplete because it does not have the complete information.

Learn more in: https://brainly.com/question/25442731

All of the following are true statements about the workers in the Lowell factory system EXCEPT a they worked a maximum five days a week for eight hours a day b they were virtually all New England farm girls c they lived in company boardinghouses and were forbidden to form unions d they worked in factories where the windows were nailed shut

Answers

The statement about the workers in the Lowell factory system which is incorrect is:

A. They worked a maximum five days a week for eight hours a day

According to the given question, we are asked to show the odd statement out from the given answer choices about the Lowell factory system which was not true.

As a result of this, we know that the Lowell factory workers were young girls who worked in Massachusetts in America at the height of the Industrial Revolution and they lived in company boarding houses, forbidden to form unions and the windows of the factories were nailed shut.

Therefore, the correct answer is option A

Read more here:

https://brainly.com/question/21344214

The sales interns of Nortrom Inc., an electronics company, call the company's potential clients and inform them about the company's various products and offers. In this scenario, the sales interns of Nortrom Inc. are engaged in _____.

Answers

Answer:

whys it taking so long to load bro

Explanation:

Gossip and rumor in an organization are part of the ________, which itself is a type of ________ communication channel. Multiple Choice organizational chart; informal grapevine; informal grapevine; external organizational chart; external

Answers

Gossip and rumor in an organization are part of the Grapevine, a type of Informal communication channel.

This is because a Grapevine is a form of an informal communication channel in a business organization. In this way, the information can be diffused from any level, either from bottom to top or top to bottom.

The information passed is usually in the form of gossip and rumor. It does not have official backing or formal approaches such as through emails of the business firm or signed and stamped letters.

Hence, in this case, it is concluded that the correct answer is Grapevine; and informal.

Learn more here: https://brainly.com/question/12163131

Why might an employee complain to their employer?

Answers

It’s usually because they don’t feel heard.
Other Questions
Suppose you are given a $1000 graduation gift from your grandparents at age 20. You consult and advisor and decide to invest this money for retirement over the next 45 years in an account that pays 8% interest compounded continuously.What will be the value of this account when you retire in 45 years? Help me correct the red x marks please If Ricardo walks 6 miles in 101 minutes, then how far will Ricardo walk in 110 minutes?Write answer as a integer or a reduced fraction. June1. Atom Company just began business and made the following four inventory purchases in June:1150 units$ 825June 10200 units1,120June 15200 units1,140June 28150 units885$3.970A physical count of merchandise inventory on June 30 reveals that there are 200 units onhand. Using the LIFO inventory method, the value of the ending inventory on June 30 isa. $1,105.b. $1,100.c. $1,170.d. $1,180. Can anyone help? I dont know how to do #28 which value is equivalent to 30 + 9 divided by (6 - 3) A) 13 B)30 C(32 D)33 what diagnosis might a doctor give to Greta who has thin, brittle hair and nails, yellowish skin, and drowny growth on her face and arms help me with math and ill mark brainliest What is the scale factor from 125% to 100%? Charlie borrows $900 add to his $100 so that he can purchase $1000 worth of stock. In 6 months, he sells his stock for $2500. How much money did he make on his investment? a population of deer is increasing at a rate of 12% per year, if this rate of growth remains the same, and the population starts out with 250 deer approximately how many deer will there be in 5 years? Find the average rate of change of k(x) = 3x between x = 4 and x = 4 + h, where h 0.Simplify your answer. Your answer may be a number or an expression in terms of h. After all long-run adjustments are completed in a perfectly competitive market, output will occur at each firm's minimum average ______. Case Study: 22 year old with history of poor diet and family history of heart disease; recent pre-diabetes diagnosis; weight is above a healthy weight for height Diet Recommendation: 1800 calorie, low fat This 22 year old is a recent graduate with a new job. This person has a busy day ahead and will be away from home for all three meals. This person will have to rely on fast food/fast casual restaurants for all meals but would like to eat as healthy as possible. What would be the best choices for breakfast, lunch, and dinner Based on this proclamation,how could americans supporting each other bring america closer to Dr. Kings promise land of equality and opportunity ?\. name the sculpture shown above and its artist. where is this sculpture located? what can we notice about this sculpture? Signs with black letters or symbols on an orange background provide: n three to five sentences, describe how and why the colonists declared independence Due tomorrow: Answer question 19 with steps When one member of a group spreads his or her emotional state to the others, ________ has taken place.