The discrimination which involves bank consistently denying loans to people of particular color is an example of Institutional discrimination.
The discrimination described is held-on to by staff because of the laid-down company law, guidelines, tradition etc
An Institutional discrimination refers to those internal policies that result in the denial of resources and opportunities to some class of individual or groups. The denial of loan provision because of color is possible because the employees held on the company's law, guideline on loan procedureTherefore, the discrimination which involves bank consistently denying loans to people of particular color is an example of Institutional discrimination.
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What are some risks of adding a new product?
Answer:
the product could not sell
the product could be poorly received/rated
the product could put your company into debt
if the product got bad reviews that looks bad for your business
Explanation:
Liquidity is a characteristic of money.
What is the definition of liquidity?
A. how quickly the money is spent
B. the availability of money for conversion into
currency
C. how much interest the money earns per year
Answer:
B. the availability of money for conversion into currency
Explanation:
hope this helped :)
Which is NOT a part of the Texas Real Estate Commission's (TREC) complaint investigation and disposition procedures?
Answer:
The answer is cooperative. Which is NOT required by the Texas Real Estate Commission (TREC) for a real estate brokerage organized as a business entity? The answer is a copy of the bylaws of the business entity must be on file at TREC. ... The answer is the Texas Business Organization Code.
Whenever you go into your local grocery store, your purchases are rung up using hardware that is a ______ system. The data from these purchases are likely to be acquired by leading marketing research firms.
Whenever you go into your local grocery store, your purchases are rung up using hardware that is a Scanner system. The data from these purchases are likely to be acquired by leading marketing research firms.
A scanner system is often in used in businesses to crosscheck the items that were purchased by the buyers. This helps to prevent theft and detect any other dishonest activities.
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Pete and Mason are shopping for Cheese-its for a class activity. They needed several boxes. Which prices give the better deal.
A. $1.25 per box
B. $5.50 for 3 boxes
c. Buy 1 at regular price ($3.50) and get one at 50% off
D. $2.75 per box and a coupon for $1.00 off
Answer:
I believe A. $1.25 per box would be the best deal.
Explanation:
This is because A is $1.25 per box,
B. is about $1.83 per box (5.50/3 divided by 3/3 = about 1.83/1)
C. Would be 1 box = $3.50, and the next $1.75 (which is still not less then just $1.25 per box)
and D. would be $2.75-$1 off = $1.75
Out of all of them, A is cheapest/gives the best deal.
Not sure if all calculations are correct, but I hope this helps! :)
Sean’s mother had to make an emergency purchase of a new tire because her tire went flat while she was traveling to the store. She is not sure how much money she has in her checking account. Which method of payment should she use to be financially responsible?
She should pay by telephone with her debit card.
She should pay with a debit card.
She should pay with a credit card.
She should pay with a check.
Answer:
c. She should pay with a credit card.
Explanation:
Credit cards are basically loans that the banks give to the customer to use and pay back before the due date.
Now if Sean's mother does not know how much money she has, she must use the credit card because to be financially responsible and pay the type services their due amount.
Later she can check her account details and make payments to the bank as per requirement.
Explanation:
The most financially responsible option for Sean's mother would be to pay with a debit card. The correct option is B.
Why debit card is better than cash?You can carry out purchases using a debit card rather than scrambling for cash, looking through your pockets or handbag for exact change, writing a check, or visiting an ATM. It's also more convenient than ever thanks to the increase in companies accepting debit card payments.
This is because a debit card transaction deducts the payment directly from her checking account, so she can only spend the money she actually has available. This can help her avoid overspending or going into debt.
Paying by telephone is also a convenient option, but it is important for Sean's mother to make sure she is using a secure and trusted payment system to protect her personal and financial information.
Using a credit card or writing a check are also options, but they may not be as financially responsible in this situation. With a credit card, Sean's mother would be borrowing money and may incur interest charges if she doesn't pay the balance in full. Writing a check may take longer to process and may not be accepted by all tire shops.
Thus, the ideal selection is option B.
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When a firm depends on customer advocacy for the promotion of its products, it faces which challenge?
A challenge which would faced by a business firm that depends on customer advocacy for the promotion of its products is: It is difficult to control the promotional messages created by customers.
Customer advocacy can be defined as a strategic process in customer service that involves a business firm placing its focus on what is deemed to be best for its end users or customers. Thus, it typically involves a business firm putting the needs of its customers first while delivering a solution-based assistance through its products and services.
However, a challenge which would faced by a business firm that depends on customer advocacy for the promotion of its products is that it is usually difficult to control the promotional messages created by customers, whether or not it is in line with firm's policy and standards.
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A server finds a full napki-lined basket of dinner rolls on a table after a costumer has left the establishment. According to the FDA food code, what should the server do with the rolls and napkins
Answer:
throw them out
Explanation:
food can become contaminated you cannot re-serve to another customer
If such a situation should occur where the server finds dinner rolls after the customer has left, the appropriate thing to do is to remove the napkin from the basket and discard the rolls.
FDA food codes were made to reduce the risk of food being contaminated so as to reduce health risks to others.
When a server find a napkin lined basket with dinner rolls, they should remove the napkin and replace it with another in the basket. They should also discard the rolls instead of offering it to someone else as the rolls could be contaminated.
In conclusion, the server should remove the napkin and discard the rolls.
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How did ray conduct marketing information management?, what type of product/service management did ray do?, what activities were involved in the pricing function?, how did ray use the channel management function?
Ray conducted marketing information management by collecting information from customers to design the theater system seats. The activities involved in pricing were information management and marketing analysis. Finally, Ray shows the use of the channel management function because he carefully selected retailers.
Developing a new product and making sure the product is profitable is a complex process that involves multiple stages and strategies. Here are the most common ones:
Marketing information management: This involves collecting information about the customers, marketing, etc. to make the best decisions. This can be seen in Ray because all the process from selecting the product to selling it is based on research.Product management: This involves proper designing, production, and advertising of a product. This is applied by Ray because he works thoroughly in every stage to make sure the product is successful.Pricing: This involves determining the best pricing for a product to guarantee the product is sold and the producer obtains money. Ray uses the information collected from potential customers to determine the best price.Channel management function: This involves carefully selecting the channels to sell or advertise a product. Ray applies this because he analyzes all elements in the marketing to select the retailers.Learn more about marketing in: https://brainly.com/question/15611949
how to unclog a toilet
Answer:
Use a plunger
Explanation:
In every state, there is a government-subsidized university. This subsidy, in theory, would make it possible for tuition to be lower than it otherwise would have been. How might an economist employed by the government justify the subsidy
The economist employed by the government will justify the subsidy by saying it is expected to increase the productivity which is the basis for the long run aggregate supply curve.
Basically, a subsidies is a program which are provided for education to improve the skills of the individuals going to college.
Economically, the program is expected to increase the productivity which is is the basis for the long run aggregate supply curve.
Now, once the productivity is increased, the potential GDP is increased and thus, the long-run aggregate supply curve is shifted to the right which increases the current GDP as well.
In conclusion, the economist employed by the government will justify the subsidy by saying it is expected to increase the productivity which is the basis for the long run aggregate supply curve.
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Which statement or statements apply to a bond which is selling at a premium? I. The market value exceeds the par value. II. The selling rate is above 100. III. It is sold by corporations, not by the government. A. I and II b. I only c. III only d. I, II, and III.
Answer:
Its A
Explanation:
I took the test
Answer:
A
Explanation:
edge
________________ and __________________ are creating customers who are educated about their needs and all the available options for meeting those needs.
Demand and supply are creating customers who are educated about their needs and all the available options for meeting those needs.
Demand is when people are willing to buy and pay for goods and services at a certain time, while supply is the amount of goods and services available by suppliers to consumers.
There is usually an interaction between the sellers of a resource and the buyers for that resource hence supply create and make available resources while demand pay for the available resources.
Therefore, Demand and supply are creating customers who are educated about their needs and all the available options for meeting those needs.
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Answer: Supply, Demand
Explanation:
ARIBA network may not work as a B2C as opposed to B2B,
It is true to say that the ARIBA network may not function as B2C as opposed to B2B, as ARIBA is a business network focused on Business to Business (B2B) where buyers and suppliers can collaborate.
The advantages of companies participating in the ARIBA network are:
CollaborationOpportunitiesRelationshipTherefore, buyers have the advantages of greater management of the acquisition process and control of expenses, building an effective supply chain.
And suppliers increase cash flow, simplify the sales process and increase customer satisfaction.
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current assets minus current liabilities is called
Answer:
working capital also called net working capital (NWC)
6. In 1996, the average house price in the UK was about $75,000. By 2007, prices had risen to around $190,000. This increase in prices had been fueled by rising incomes and cheap loans.
a) Draw a demand and supply diagram to show what caused house prices to rise between 1996 and 2007.
b) There is an improvement in technology in the housing industry. Draw a diagram to show the effect this would have on house prices.
Please find attached the required diagrams.
As a result of the rising incomes and cheap loans, the demand for houses would increase. This would cause an outward shift of the demand curve. As a result, equilibrium price and quantity of houses would increase.
An improvement in technology in the housing industry would lead to an increase in the supply of houses. This would lead to an outward shift of the supply curve. Equilibrium price would reduce and equilibrium quantity would increase.
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how are 2022 versa’s available safety shield technologies enabled or disabled?
The versa's safety shield technologies are factory-fitted, thus, are automatically enable while the car is on.
The safety shield is a mechanism created to minimize hazards while on motion.
The popular features of vehicle with the safety shield technology includes
blind spot warningcollision warningautomatic emergency braking etcIn conclusion, the versa's safety shield technologies are factory-fitted, thus, are automatically enable while the car is on.
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Use the table to answer the question.
Consumption
$2,000
Investment
$1,000
Government Spending $1,000
Imports
$500
Exports
$600
The market value for each type of expenditure is given for a hypothetical country in the table above. Calculate the gross domestic product of this country
(1 point)
o $3,900
O $5,100
O $4,100
o $4,000
Reseller markets consist of intermediaries such as wholesalers that buy finished products and sell them for a profit. True False
The above is true that Reseller markets consist of intermediaries such as wholesalers that buy finished products and sell them for a profit.
Reseller is one of the major type of business markets which consist of intermediaries, such as wholesalers and retailers, which buy finished goods and resell them for a profit.
Resellers buy goods from manufacturers or producers and sell to the final consumers.
Although they make minor alterations to the goods purchase for resale, resellers do not change the physical characteristics of the products they handle.
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what does it mean when the fed raises interest rates
The ability to self-book one’s travel is one of the benefits of online travel companies.
True or False
Answer:
yes
Explanation:
PLEASEEEE HELP The Supplemental Poverty Measure differs from the official poverty measure in a number of ways. What is one particular difference between the two?
(1 point)
O The Supplemental Poverty Measure includes cash income, while the official poverty measure does not.
O
The official poverty measure includes nonmonetary benefits like housing subsidies and tax credits, while the Supplemental Poverty
Measure does not.
O
The Supplemental Poverty Measure includes nonmonetary benefits like housing subsidies and tax credits, while the official poverty
measure does not.
O The official poverty measure includes cash incomes, while the Supplemental Poverty Measure does not.
The Census Bureau of U.S. started publishing SPM in 2011.SPM includes the non-monetary benefits, while official poverty measure does not.
What is Supplemental Poverty Measure(SPM) and how it is measured?The U.S. Census Bureau from 2011 stared publishing SPM which shows the poverty measure taken by government to aid/provide assistance to the people below poverty line that are not included in official poverty measure.
SPM income is measured by cash income plus benefits in kind by the government. So it can be said the SPM includes non-monetary benefits like tax credit, house subsidies, food stamps, but the official poverty measure does not.
Therefore, it can be said that option 3 aptly describes the Supplemental Poverty Measure.
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Brenda, a job applicant at Trade Winds Corp., discovers that the job she is applying for requires her to be a union member before being hired. She also learns that this arrangement is illegal under the National Labor Relations Act. In the context of the security provisions related to union membership, this Trade Winds Corp. has a(n) __________ arrangement.
Based on the information given, it can be deduced that Trade Winds Corp. has a closed shop arrangement.
A closed shop arrangement simply means a place of work where all the employees gave to belong to an agreed trade union.
Under this condition, an employer will only employ the people that are to be part of the trade union. Therefore, it can be seen that Trade Winds Corp. has a closed shop arrangement.
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Which of the following is a positive impact of technology on society? Staying connected Global deterioration Decreased human interaction Inactive lifestyles
Answer:
Staying connected
Explanation:
The balance on a credit card, that charges a 12% APR interest rate, over a 1 month period is given in the following table:
Days 1-3: $200 (initial balance)
Days 4-20: $300 ($100 purchase)
Days 21-30: $150 ($150 payment)
What is the finance charge, on the average daily balance, for this card over this 1 month period?
Finance charge = $?
round to the nearest hundredth
It costs a petroleum refinery $0. 39 to refine one gallon of gasoline, and $0. 39 to refine one gallon of natural gas. The refinery can sell gasoline for $2. 11 per gallon, and can sell natural gas for $1. 60 per gallon. Due to the refining process, the refinery must produce and sell twice as much natural gas as it does gasoline. If the refinery’s monthly overhead costs, not including production costs, are $180,000, how many gallons of natural gas will the refinery have sold when it breaks even each month? Round to the nearest whole gallon, if necessary. A. 86,957 b. 141,732 c. 148,760 d. 217,392.
The gallons of natural gas that the petroleum refinery must sell to break even each month is A. 86,957.
Data and Calculations:
Variable cost of refining gasoline per gallon = $0.39
Selling price of gasoline per gallon = $2.11
Contribution margin per gallon of gasoline = $1.72 ($2.11 - $0.39)
Variable cost of refining natural gas per gallon = $0.39
Selling price of natural gas per gallon = $1.60
Contribution margin per gallon of natural gas = $1.21 ($1.60 - $0.39)
Contribution margin per two gallons of natural gas = $2.42 since twice of natural gas must be produced.
Fixed costs = $180,000
Break-even point in units for gasoline = Fixed costs/Contribution margin per unit
= 43,478.26 ($180,000/$4.14)
Break-even point in units for natural gas = 86,957 (43,478.26 x 2) gallons.
At the break-even point, the Petroleum Refinery will not make any profit or loss for both gasoline and natural gas.
Thus, the gallons of natural gas that the petroleum refinery must sell to break even each month is A. 86,957.
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typical capital budgeting decisions include ______ decisions.
Typical capital budgeting decisions include equipment selection, cost reduction, and lease or buy decisions.
What is budgeting?The process of making a spending plan is known as budgeting. Budget refers to this plan for spending money. Making this stimulus package enables you to estimate your financial situation in advance and decide whether we had enough resources to accomplish your goals. Simply adjusting your income and expenditures constitutes budgeting.
The procedure is examining the cash flows into and out of a project to ascertain whether the anticipated return reaches a predetermined standard. Net present value, payoff, and transit assessments are three of the main budgeting techniques. The economic viability of a capital spending can be ascertained using a number of budgetary control analysis techniques.
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The short run average total cost curve reaches it minimum value at an output level greater than that associated with the minimum value of average variable cost because
Answer:
it includes average fixed cost.
Select the two statements about owners of equity in a business that are TRUE.
1.Contractors own equity.
2.A Partner owns equity.
3.All stakeholders own equity.
4.Founders own equity.
Answer:
2 and 4
Explanation:
Contractors are people who work for the company, but are not employees. They don't own equity.
A partner is one of the shareholders in a company, and owns equity.
Stakeholders are anyone with an interest in the company's success, including its clients. They don't necessarily own equity.
The founder owns all of the equity until she takes on partners, who then own part of the equity.
A Partner owns equity and Founders own equity are the two statements about owners of equity in a business that are TRUE. The correct option is 1 and 2.
Equity in a company refers to ownership interests. Equity is typically held by partners and founders to represent their ownership stake in the business. While founders are the original creators or co-creators of the business, partners are people who share ownership and responsibility in a business venture.
On the other hand, contractors may offer services to the company but usually do not hold ownership rights. The phrase "all stakeholders" refers to a wide range of people and organizations that are impacted by the business, including staff members, clients, vendors and investors. Despite the fact that some stakeholders may have equity ownership not all of them will. As a result the statements that partners and founders own equity in a business are true.
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he fastest-growing sales trend is ________ that involves the use of online, mobile, and social media to engage customers, build stronger customer relationships, and augment sales performance. Personal selling Social selling Online selling Teleselling
Based on business strategy, the fastest-growing sales trend is Social Selling that involves the use of online, mobile, and social media to engage customers, build stronger customer relationships, and augment sales performance.
What is Social Selling?Social selling is method business firms use to establish one-on-one relationships with their customers as one of the strategies to enhance their sales rates.
Examples of social selling techniquesSharing appropriate contentCommunicating directly with potential consumersPersonal brandingSocial listening, etc.Hence, in this case, it is concluded that the correct answer is "Social Selling."
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