Bank loan applications require:

less information than online credit applications

only general information

detailed information from owners and the applying company

only partial responses to the questions asked

Answers

Answer 1

Answer:

detailed information from owners and the applying company

Explanation:

Banks require detailed information from the loan applicant and their company. The information is useful in assessing the applicant's eligibility for a loan.  When issuing loans, a bank is concerned about the borrower's ability to repay. For this reason, the need will require the applicant to state the loan's purposes, how they intend to repay, income tax information, and the collateral to be provided.

The applicant has to give detailed information to convince the bank that they should get the loan.


Related Questions

John Taxpayer had a gross income of $2823,08 and $892.34 in deductions, How
much would John's paycheck be this month?
$1,930.74
$1,900.00
$2,823.08
$3,715,42

Answers

Answer:

$1,930.74

Explanation:

John's paycheck will be the diffidence between the gross income and deductions,

I.e., Paycheck = gross income - deductions

= $2,823. 08 - $892.34

= $1,930.74

Think back to Middle School (6th, 7th, and 8th grade and possibly 5th). What are some possible challenges teachers face when working with this age group? How would you encourage the love of learning as a teacher to this age group?
can some one plss help me??​

Answers

Tell them all of the positive aspects of teaching rather than the negatives
a lot of kids are still very immature and act out for attention, the attention part is mostly their fault, it’s probably the only moment he receives it. a way this could be manage or help control this is by incorporating rewards for the 5th-7th and by the time they’re in 8th, a majority would already be matured. A way to get them to love the learning would be making easier ways to learn something, no one likes learning a hard topic in a hard way

The effect acids have on most metals is called _____.
dehydration coating corrosion ionization Automobile batteries contain _____. sulfuric acid hydrochloric acid acetic acid carbonic acid

Answers

Answer:

yes sir uryan

Explanation:

Please help me with this guysssssss
1. The nominal interest rate is8% and the inflation rate is 6%, what is the real rate of interest?

2. If the real rate of interest is 2%, and the expected rate of inflation is 3% then the nominal rate of interest is:

Answers

Answer:

hmmmmm let me think first sorry for not helping but have a great day sir

Which sentence best paraphrases the passage?

Immigrants were examined for physical and mental illnesses.
A doctor’s examination was a quick process.
The doctors were from the United States Health Service.
One doctor looked for physical and mental abnormalities.

Answers

Answer:

A). Immigrants were examined for physical and mental illnesses

Explanation:

Answer:

a

Explanation:

what is the study of business​

Answers

Explanation:

The study of business is about how individuals and groups of people organise, plan, and act to create and develop goods and services to satisfy customers. Business is influenced by and impacts on the cultural, ethical, environmental, political, and economic conditions of the day

Explanation:

business studies is an academic subjects taught in many schools and higher education institutions in the world .

Explain why it is important to have some goals when developing a budget plan?

Answers

Answer:

U might go broke on tha cash

Explanation:

Using the Rule of 72, calculate how many years it will take to double an investment of
$1,000 given the following interest rates.
a. 2% interest rate
b. 5% interest rate
c. 7.5% interest rate

Answers

Answer:

see below

Explanation:

As per rule 72, it takes (72/interest rate to double the investment.

I.e., The time taken to double an investment= 72/ interest rate

To double 1000, it will take  2%

= 72/2

=36 years

At 5%

=72/5

=14.4 years

At 7.5 %

=72/7.5%

=9.6 years

Answer:

it would be c

Explanation:

Time management is primarily act of using time

Answers

Answer:

Yes it is. I agree with you

Explanation:

A pharmacy technician is:

someone who prepares meals for people who are taking medication.

someone who cleans up after a doctor.

someone who assists with measuring medication.

Answers

Answer:

someone who assists with measuring medication

Explanation:

A pharmist will ask you what your medication that is prescribed by doctors

then an pharmacy tecnician will get the prescribition ready

Answer:

c

Explanation:

1) The Johnson Manufacturing Co. has an annual operating budget of $750,000. Each year it budgets for the following expenses: pollution control equipment, $37,000; contributions to community projects, $22,500; employee fitness/sports programs, $7,500.

a) What percentage of the annual budget if allocated to each socially responsible action (pollution control, community projects, fitness/sports)? What is the total spent?

Answers

Answer:

See below

Explanation:

The percentage allocated to each socially responsible action

1. pollution control

Pollution control has been allocated is $37,000

As a percentage

= $37,000/$750,000 x 100

=0.0493333 x 100

=4.933%

2. Community project

community project has been allocated $22,500

As a percentage

= 22,500/750,000 x 100

=0.03 x 100

=3%

3. Employee fitness

The amount allocated to employee fitness is $7500

As a percentage

=$7500/$750,000 x 100

=0/01 x 100

=1%

4. The total amount spent is

=, $37,000 +$22,500 +$7,500.

=$67,000

Do you think two different leadership styles can get along on a project? Why or why not? (Take your time)

Answers

Answer:

IT depends

Explanation:

In the world today there are many of countries allied together who work day i and day out to help each other, even if they have different leadership styles. But some countries decide not to, because of what they personally think of the other. So it's not that they can or can't get along it's that they can but they have to have some sort of positive relationship

Hope this helps :)

A PDF file is used to display a file as it will look when _______.

Answers

Answer:

a pdf file is used to display a file as it will look when _____.

What are some facts about fishing? ​

Answers

You do it in an ocean or lake where there’s water :)

Answer:

1.Fishing is the activity of trying to catch fishes using different automated and traditional techniques.

2.An angler is a person who fishes with a rod and line.

3.One million Americans spend an average of 17 days fishing.

4.Anglers spent a total of $15.5 billion dollars on fishing in 2011.

5.An average angler spends $1,261 on fishing each year.

The fun thing about sports fishing is that mostly, the caught fish is thrown back into the sea or river. Since, there are so many kinds of fish, it is a clear fact that there needs to be more than one way of catching the fish.

Explanation:

Please help me. I’m struggling. I will mark you as brainliest !!

These questions are written to help you better understand the material. Take the time to answer them carefully Identify the type of business described in the following scenarios:
a) Rosa and Miranda own a food truck together. They make business decisions together and
share all profits and liability. What type of business do they run?

Answers

Answer:

it is partnership

Explanation:

hope that helps

20 POINTS AND NEED HELP FAST. You are trying to solve a problem with a computer system but cannot figure out what is wrong. You want to demonstrate your ability to collaborate. What should you do? (choose all that apply)

ask the opinions of your boss and coworkers

try alternative suggestions from coworkers

work alone to solve the problem, demonstrating your ability to concentrate

Answers

Select these two answers:

Ask the options of your boss and coworkers
Try alternative suggestions from coworkers.

Answer:

ask the opinion of your boss and co-worker

Explanation:

ask the opinion of your co worker and boss because it show how you can demonstrate communicate with othere people

The Johnson Manufacturing Co. has an annual operating budget of $750,000. Each year it budgets for the following expenses: pollution control equipment, $37,000; contributions to community projects, $22,500; employee fitness/sports programs, $7,500.

What percentage of the annual budget if allocated to each socially responsible action (pollution control, community projects, fitness/sports)? What is the total spent?

Answers

Answer:

See below

Explanation:

The percentage allocated to each socially responsible action

1. pollution control

The amount allocated is $37,000

The total budget is $750,00

The percentage = $37,000/$750,000 x 100

=0.0493333 x 100

=4.933%

2. community project

Amount allocated=22,500

As a percentage = 22,500/750,000 x 100

=0.03 x 100

=3%

3. Employee fitness

Amount allocated= $7500

As a percentage

=$7500/$750,000 x 100

=0/01 x 100

=1%

The total amount spent

=, $37,000 +$22,500 +$7,500.

=$67,000

The Galindo family plans to start a small business in our neighborhood. The father
borrows $10,000 from the bank at an annual interest rate of 7.5% rate for 42
months. What is the amount of interest he will pay on this loan?
$26.25
$26,250
$262,500
$2,625

Answers

Answer:

$2,625

Explanation:

Interest is calculated using the formula

I = p x r x t

For Galindo family

I= interest,

P = principal amount : $10,000

r= Interest rate: 7.5 % or 0.075

t= times in years : 3.5 years( 42 months /12)

I= $10,000 x 0.075 x 3.5

I=750 x 3.5

I=$2,625

What is globalization?

Answers

Globalisation is the growing interconnectivity of the world through the use of trade, travel and media.

someone help me. i have no clue oml

Answers

Answer:

Get a dice and roll it.

Explanation:

If you were to apply for an administrative personnel position, what might you explain about yourself so that you sound qualified for the job?

“I am good at coming up with meal plans for the office.”

“I am good at filing and organizing paperwork.”

“I am good at replacing light bulbs when they burn out.”

Answers

i am good at filing and organizing paper

Answer:

b

Explanation:

Name two things that can happen during a strong earthquake

Answers

Answer:

An earthquake damages buildings and land, Violent shaking from an earthquake collapses buildings, which causes the most deaths and casualties, and destroys power lines and ruptures natural gas supply lines, causing fires. Land can also collapse or pull apart, causing more buildings to fall

Explanation:

g00gle

Fixed costs are _____.

a. the costs related to the product that have to be paid regardless of the amount you sell
b. the costs that change depending on a company's performance
c. the costs resulting from a business owner's choice when selecting one thing over another and how it will impact the business
d. none of the above
20 POINTS HURRY PLZZZ

Answers

Answer:

d. none of the above

Explanation:

Fixed costs are a firm's expenses that remain constant in a financial period. These are the costs that are not affected by the level or quantity of output. Fixed costs are the costs of staying in business because they have to be paid regardless of output level. Examples of fixed costs include rent, administrative salaries, insurance, depreciation, and license fees.

Costs that vary depending on company performance are variable costs. Opportunity costs are the costs resulting from a business owner's choice when selecting one thing over another and how it will impact the business

Answer:

The answer is A. the costs related to the product that have to be paid regardless of the amount you sell

Explanation:

Robert receives a salary of $60,000 per year, or $2,500 semi-monthly. How
much does his employer pay for his unemployment tax for the entire year?
A. no limit
B. $0
C. $840
D. $420

Answers

Answer:

B. $0

Explanation:

Unemployment tax known as FUTA (The Federal Unemployment Tax act) is imposed on employers based on the wage and salaries they pay their employees. Employers who pay $1500 and above per calendar quarter are mandated to pay FUTA. Unlike other payroll-based taxes, employers are not required to deduct FUTA from employees. Therefore, nothing should be withheld from Robert's income as unemployment tax.

explain external economics and external diseconomics​

Answers

Answer:

If the social cost of an activity exceeds the costs relevant to the decision makers in the activity , there is an external diseconomy . If the benefits of an activity exceed its marginal cost , there is an external economy .

Explanation:

Thaats whaaat upp

Explanation:

If the social cost of an activity exceeds the costs relevant to the decision makers in the activity, there is an external diseconomy. If the benefits of an activity exceed its marginal cost, there is an external economy.

can someone please help me with this question?​

Answers

Answer:

We can first assess the effects of each of the transactions on the balance cheat.

the a) transaction will reduce cash by $500, and reduce creditors by the same amount.

the b) transaction will increase cash by $300, and reduce debtors by the same amount.

the c) transaction will reduce cash by $1,000, and reduce the Loan from L. Stennett by the same amount.

Now we can list this effects.

Cash is reduced by $500 + $1,500 and increased by $300. The total net effect on cash is then a $1,200 decrease ($1,500 decrease + $300 increase).

All the other accounts have only one reduction, so we simply substract that figure from the balance sheet on the picture to obtain our new figures.

Now we can write the new balance sheet

Balance Sheet as at 10 April 2007

Assets

Buildings                $6,000

Motor Vehicle        $4,000

Stock of Goods      $2,000

Debtors                  $2,500 (-$300)

Cash at bank         $2,000 (-$1,200)

Total Assets           $16,500

Liabilities

Loan L. Stennet      $1,000 (-$1,000)

Creditors                 $1,100 (-$500)

Total Liabilities        $2,100

Capital                     $14,400

By the accounting equation, Capital + Liabilities = Assets, we see that it holds true: $14,400 + $2,100 = $16,500, so are figures are right.

When is it productive to set up a folder system for filing emails?
A. when you have more than twenty emails at a time in the Inbox
B. Always
C. Only if you receive at least 100 emails per week
D. When you want to be able to save and locate emails easily

Answers

The most likely answer here is D

It is productive to set up a folder system for filing emails when we want to be able to save and locate emails easily. The correct option is D. 

Folders let us organise and divide our files. If we didn't have folders on our computers, all of our papers, programs, and operating system files would be in the same location. Folders also allow us to have many files with the same name. If all of our files were in one location, each one would require a unique file name.

Therefore, it is useful to to set up a folder system for filing emails which helps us to locate emails easily and quickly.

Learn more about folder, here:

brainly.com/question/14472897

#SPJ2


If the payment is not made on the credit card by the end of the billing cycle,
which of the following will occur?
A. A penalty APR will be assessed.
B. A late fee will be charged.
O C. A minimum monthly charge will occur.
O D. Interest will be charged.

Answers

Answer:

A late fee will be charged.

Explanation:

hope this helped

A late fee will be charged will occur If the payment is not made on the credit card. Thus, option B is correct.  

What is a credit card?

A sort of financial institution provided by financial institutions is a credit card, which enables users to borrow money up to a pre-approved credit limit. Customers can use it to transact in the purchase of products and services.

A fixed investment or managed fund can be used as collateral when an issuer offers a secure credit card. Sometimes in circumstances, you may additionally need to provide a security deposit.

In the event that you don't pay the required transaction due upon the credit card statement each week, you will be assessed a late fee in the next billing cycle. If you consistently make missed fees, your card company may increase your lending rate and lower your overall credit score.

Therefore, option B is the correct option.

Learn more about credit cards, here:

https://brainly.com/question/27350251

#SPJ2

What do law enforcement public safety corrections and security agencies usually provide to help their employees manage stress Please help !!!! Need answer fast !!

Answers

Answer:

The following have been discovered to be of help in reducing stress for law enforcement and public safety officials such as the Police and Military.

Attaining and maintaining work-life balancedeliberately taking out time for leisure activitiesKeeping a very positive mindset alwayssetting and pursuing after goals and avoiding procrastinationPlanning their daily work for enhanced effectiveness

Explanation:

Stress amongst law enforcement officials and public safety officials has become very crucial due to the following reasons:

1. It's easy for stress to go on for a prolonged period of time in the lives of these officials because of the nature of their work.

2. They are always in the face of danger and have to take life-or-death decisions/risks very often.

3. Relative inconclusive nature of their work

4. Frequent changes in shifts

5. Financial challenges and

6. In some cases health challenges of the officers in question or loved ones.

Stress amongst Law enforcement officials are very difficult to track because as they are trained to be and look tough...hence a the thinking is that a demonstration of weakness or admission of challenges could be interpreted as incompetence or inability to continue on the job.

Cheers!

Answer:

1600

April 1635: Boston set up a night watch

1700

April 29,1786: The first law enforcement to be killed while on his duty ( Sherriff branch)

September 24, 1789: They established the first-ever law enforcement assigned by george washington himself only thirteen though.

1800

1835:Texas creates the oldest statewide law enforcement

1857: The first department to have pistols in Baltimore

1858:They established the rule that they must be in uniform

April 14, 1865: They established secret services

November 2, 1870: Thomas J. Smith became one of the several chiefs to die on duty

October 26, 1881: The most famous wild west gun fight.

May 6, 1886: 8 Chicago police officers were wounded

December 15, 1890: Six police officers were killed trying to arrest the sixious Indian leaders.

December 16, 1891: The known female to be in law enforcement.

1893: The first national police group was made.

1895: Roosevelt started his police commissioner  for three years

1900

1902: Fingerprints were used by law enforcement in the U.S.A

1906:The first law enforcement lady died in duty

1909: although almost 100 officers died on duty these officers sacrificed their lives 96 out of the 100

1914:The first police department to use automobiles

October 3, 1929: the largest amount of officers to die in one incident in colorado being 8 officers

1930: The deadliest year (killed officers 312)

January 2, 1932: Six officers were killed during the young brother massacre trying to get the suspects  

1932-1934: a gang killed ten law enforcement officers being the most outlawed

November 22,1963: was shot and died after assassins killed J.F. K

September 1968: First women to patrol their streets

April 6,1970: 2 highly armed gunmen killed 4 patrol officers in just 4 minutes which stared the whole training area for police officers

September 1971: 7 officers where murdered during a massive riot/protest

1974: established softer armor to protect any officer between handgun assult

September 20,1974:The first african american lady killed on duty

October 19 1984: Reagan established as a law for memorial services and day

October 15 1991:Memorialized the officers who fought and passed their lives on duty

September 13 1994: Established the flag should be waved in honor of the officers on May 15th memorial day but only half staff.

April 19 1995:A truck exploded getting rid of an Oklahoma federal building, killing 8 officers and 160 people in just the blast.

2000

November 9 2000: NLEOFM was made

September 11 2001: 72 officers were killed

2002:Homeland security started protecting the usa

October 11 2018: a museum at the Motorola foundational building was supposed to be dedicated in washington.

From the occurring events that have happened throughout the past. These events progressively began building the police system. Because of the actions made, we have created laws to provide safety and security. With everyone who died on duty, we have created memorials and even holidays. With the September 11th attack we brought necessary emergency evacuation and memorial services for the 72 officers who passed on duty.  Throughout the police system, we have moved to civil acts and let different colored people participate in the police system. To allow women to act in police systems and we have organized sheriffs, chiefs, and patrol officers.

Explanation:

what are pathways designed for ?

Answers

like business pathway or architect pathway, cause of its business it basically helps keep you on track for when you decide to own/run/start your own business without taking unnecessary classes that won’t help you in the future. In grade 10 you take a business related class and in grade 11 you focus on marketing and finance
Other Questions
Sucesos del siglo 19 ,lee el texto panorama del periodo de la pagina 12 de tu libro de texto y escribe en tu cuaderno 5 acontecimientos relevantes que tuvieron origen en su epoca prove that:cos20cos40cos80=1/8 An item is regularly priced at $33. Itnow priced at a discount of 55% off the regular price.Use the ALEKS calculator to find the price now. REALLY EASY MATH WORTH A LOT OF POINTSwhat is the name of this graph please help me what is the solution of 5x+1-x=5 7 times what equals 17? True or False: In many classic pieces of literature, interpreted meaning has shifted away from authorial intent as cultural norms shift.1. True 2. False 10.3divided by 200.3865 please help me !!!!Flying against the wind , an airplane travels 3660 kilometers in 6 hours. flying with the wind , the same plane travels 3800 kilometers in 4 hours. what is the rate of the plane in still air and what is the rate of the wind? Select the correct answer from each drop-down menu.What was the first movie and who filmed it?, the first movie, was shot byAnswer choices below1. The enchanted drawing2. Record of a sneeze3. The jazz singerVs1. Thomas Edison and William Dickson2. Auguste lumiere and Louis lumiere3. George Eastman and William walker I WILL GIVE BRAINLIEST Please help this is worth 30 points Number of weeks and amount of money in account chart please help i will give Brainliest to the correct one. Use the Distributive Property to rewrite the expression in its equivalent formImmersive Reader -2x(3y+5) Question 410 ptsQuestion 6Question 7Question 8What is the length of line segment DK to the nearest tenth of an inch?Time Running Hide1 Hour, 26 Minutes, 25 Sec16 in430DO 10.9 in0 21.9 inO 23.5 in.O 11.7 in. PreviousNext Which best describes a difference between SALT I and SALT II?SALT I limited weapons, while SALT II limited launchers.SALT I expanded the production of arms, while SALT II limited production.SALT I allowed the sides to trade weapons, while SALT II expanded this practice.SALT I limited military forces of each country, while SALT II allowed their growth. Language that does not discriminate against individuals or groups on thebasis of their age, gender, sexual orientation, race, or ethnicity is known aswhat?O A. Inclusive languageB. Exclusive languageO C. Polite languageO D. LatinSUBMIT Which of the following was a result of the temperance movement achieving its goals? a) woman gained the right to voteb) child labor decreased in urban areasc) there was an increase in crime and alcohol abused) unemployment rates decreased throughout the country The population of a community of foxes is observed to fluctuate on a 10-year cycle due to variations in the availability of prey. When population measurements began (t=0, the population was 35 foxes. The growth rate in units of foxes>>year was observed to be P(t)=5+10sint/5a. What is the population 15 years later? 35 years later? b. Find the population P(t) at any timet0. Fill in the blanks with the numerals for each number you hear1. 5342. 3893. 1.2754. 7915. 2.164.0006. 9567. 15.6708. 1429. 694