Noah's monthly PITI payment is $1,470.
What is the PITI payment?The PITI payment represents the periodic payment (monthly) that a borrower is required to make for principal repayment, interest payment, taxes, and insurance payments.
The PITI should not exceed 28% of a borrower's gross monthly income when the front-end and back-end ratios are computed for determining the borrower's eligbility for a loan.
Fixed-rate loan = $200,000
Loan period = 30 years
Interest rate = 5%
Monthly payment of principal and interest = $1,073
Property taxes per year = $3,900
Monthly property taxes = $325 ($3,900 ÷ 12)
Annual homeowner's insurance premium = $864
Monthly homeowner's insurance premium = $72 ($864 ÷ 12)
Monthly PITI (principal, interest, taxes, and insurance) = $1,470 ($1,073 + $325 + $72)
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What is the formula for calculating simple interest?
A. Simple interest - Principal - Rate < Time
B. Simple interest = Principal - Rate + Time
C. Simple interest = Principal Rate < Time
D. Simple interest = Principal + Rate < Time
Explanation:
the formulary for calculating simple interest is
simple interest= principal×rate×time/100
the formula for calculating simple interest is Simple interest = Principal - Rate + Time
What is simple interest?Simple interest is a calculation of interest that doesn’t take into account the effect of compounding. In many cases, interest compounds with each designated period of a loan, but in the case of simple interest, it does not. The calculation of simple interest is equal to the principal amount multiplied by the interest rate, multiplied by the number of periods.
"The period must be expressed for the same time span as the rate. If, for example, the interest is expressed in a yearly rate, such as in a 5% per annum (yearly) interest rate loan, then the number of periods must also be expressed in years. Note that sometimes changes to interest rates may be expressed in basis points (BPS). It may be worth your while, as a financial professional, to learn how to convert BPS into interest rates.
What is principal?Principal is most commonly used to refer to the original sum of money borrowed in a loan or put into an investment. It can also refer to the face value of a bond, the owner of a private company, or the chief participant in a transaction.
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Because of an accident Royce was involved in, his insurance company has increased his annual premium for auto insurance by 5. 2%. His original policy was set up using the premiums listed below. What is his new annual premium after the increase for the accident?.
Premium is often paid by people based on some kinds of services offered.
From the picture attached, we can see Royce' premiums for the previous year, which were;
Bodily injury $22.50 Property damage $144.75 Collision $275.75 Comprehensive $100If you add all together, the total premium of the policy was $543
Note that the premiums will increase by 5.2%,
therefore, the new total premium will be = $543 x 1.052 = $571.24
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Amaya is a member of a new product design team. The team leader proposed a process that would get quick results, but Amaya was concerned quality would suffer. Due to _______, Amaya did not voice her concern as she did not want to appear unsupportive of the team.
People often have different suggestions and may or may not agree with each other. Due to groupthink, Amaya did not voice her concern as she did not want to appear unsupportive of the team.
Groupthink is known to be a situation that takes place when a group of individuals arrive at a consensus without critical reasoning or looking into the repercussions or alternatives.It is often based on a common desire not to anger the balance of a group of people.
It can also be regarded as a psychological phenomenon where individual strive to meet a consensus within a group.
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Fill in the blank: Measuring your website’s authority comes down to assessing the volume and quality of the ____________.
The measurement of the website’s authority comes down to assessment of the volume and quality of the website's backlinks
Simply put, a backlink refers to series of link from one website which leads to another website.
The number and quality of a website's backlink tells about the quality of the website.
Hence, the measurement of the website’s authority comes down to assessment of the volume and quality of the website's backlinks
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Which of the following is considered one of the biggest advantages of online marketing?
ability to be individually tailored
ability to cultivate relationships
relatively low cost
ability to get immediate action
Answer:
Ability to cultivate Relationships .Online marketing allows you to create new relationships in a targeted way that simply wasn't possible twenty years agoCurrently, you can exchange $1 for SF 1.14. Assume that the average inflation rate in the U.S. over the next two years will be 2.5 percent annually as compared to 3 percent in Switzerland. Based on this information and relative purchasing power parity, which one of the following assumptions can you make regarding the next two years?
A. The Swiss franc will appreciate against all currencies.
B. The Swiss franc will appreciate against the U.S. dollar.
C. The U.S. dollar will appreciate against all currencies.
D. The U.S. dollar will appreciate against the Swiss franc.
E. Both the U.S. dollar and the Swiss franc will appreciate against all other currencies.
In the next two years, the U.S. dollar will appreciate against the Swiss franc.
Exchange rate is the rate at which one currency is exchanged for another currency. In this equation $1 would be exchanged for SF1.14.
Purchasing power parity theory states that the same basket of books would cost the same when the exchange rate between the countries have been adjusted for. If the inflation rate of one country is expected to increase more than that of the other country, the country with the higher inflation rate, will experience a depreciation of its currency.
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Match each type of employment with its definition (2 points)
Unemployment resulting from mismatches between
employer needs and employee skills.
Unemployment associated with workers who are
between jobs
Unemployment associated with the highs and lows of
the business cycle.
:: frictional unemployment
cyclical unemployment
* structural unemployment
Each type of employment has been matched with its definition thus:
Frictional unemployment: Unemployment associated with workers who are between jobs Cyclical unemployment: Unemployment resulting from mismatches between employer needs and employee skills. Structural unemployment: Unemployment associated with the highs and lows of the business cycle.There are different causes of employment. Frictional unemployment is the timeframe between the period an individual lost his job and seeks another.
Structural unemployment is a result of inconsistencies in the labor market.
Cyclical unemployment occurs when the demand from the employee is not met with the skills of the employer.
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Answer:
Here, Give me my brain
Explanation:
Cyclical unemployment- Unemployment associated with the highs and lows of the business cycle.
Structural unemployment- Unemployment resulting from mismatches between employer needs and employee skills.
Frictional unemployment- Unemployment associated with workers who are between jobs.
Just took the test, the other answer is mixed up
write any three types of continuous series??
Answer:
Exclusive series- Series in which every class interval excludes items corresponding to its upper limit.
Inclusive series- Series which includes all items up to their upper limit.
Open-end series- Series in which the lower limit of the first class interval and/or the upper limit of the last class interval is missing.
Carrie owns a boutique shop that sells decorative, handmade pottery. She's choosing an online ad campaign to allow a seamless shopping experience for her potential customers. What's one benefit that Shopping campaign ads will offer Carrie?
The main benefit that the shopping campaign ads will offer Carrie is that it will help to give detailed information about her product before they click the ads,
Basically, the shopping campaigns ads is a advert placed online or website to attract prospective customer
This ads campaigns help business-owners to promote their products because its gives the users detailed information about what they are selling even before they click on the ad.In conclusion, the main benefit that the shopping campaign ads will offer Carrie is that it will help to give detailed information about her product before they click the ads,
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Company Z understands that their business is at risk. How can they use step two in the Decision-Making Process to reach their end goal of increasing sales and customer satisfaction?
Answer:
I have no clue
Explanation:
I need to answer something bc I'm new sorry
Answer:
Company Z can list the options on how to increase sales and make their business profit again. Some available options that can be listed are responding quickly to customer concerns instead of making them wait a long time, finding a way to have better parking, and to lower their overall prices when selling their products to customers.
Explanation:
For part a you are supposed to state what problems Company Z are having with their company, and if you look at the five steps, the next step for part b is to list some solutions to fix these problems. I hope this helps clarify part b a little bit!
The five steps are:
State the problem
List the options
Determine the pros and cons
Choose the best option
Evaluate the decision/choice
Sandra deposits $3,000 at the end of each semiannual period for 12 years at 10% interest compounded semiannually. Determine the amount she will have in the account after 12 years. Round to the nearest cent. A. $133,506. 00 b. $140,181. 30 c. $121,291. 43 d. $70,568. 14.
The amount she will have in the account after 12 years is $9,675.30
Given information
PV = $3,000
N = 12
M = 2
I = 10%
Future value = PV* (1+i/m)^nm
Future value = $3,000 * (1 + 0.10/2)^2*12
Future value = $3,000 * 3.22509994371
Future value = $9,675.29983
Future value = $9,675.30
Hence, the amount she will have in the account after 12 years is $9,675.30
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Answer: A 133,506.00
Explanation:
According to the Securities and Exchange Commission, one of the easiest ways to boost your retirement savings is:
One of the easiest ways to boost your retirement savings is to take
advantage of your employer's matching , focus on low fees, and save by
payroll deduction.
Retirement savings can be boosted by the employer matching the
employee's contribution.This involves them contributing a certain amount
monthly or yearly to the retirement savings plan.
Other factors include avoiding high cost and fees of things and saving
through having certain amount deducted to help save for the future.
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Put the following items in order from most expensive to least expensive. Item Base Price Change Direction Toaster $23. 35 36% Markup DVD $20. 36 66% Markup Headphones $69. 09 56% Markdown Jeans $55. 08 41% Markdown a. Headphones, jeans. Toaster, DVD b. Headphones, DVD, toaster, jeans c. DVD, toaster, headphones, jeans d. DVD, jeans, toaster, headphones.
The items arranged from most expensive to least expensive is DVD, jeans, toaster, headphones.
A mark up increases the price of an item while a mark down reduces the price of an item.
Price after a mark up = (1 + mark up) x base price
Price after a mark down = (1 - mark down) x base price
Price of the toaster after the mark up: (1.36 x $23.35 = $31.76
Price of the DVD after the mark up: 1.66 x $20.36 = $33.80
Price of the head phones after the mark down: (0.44 x $69.09 = $30.40
Price of the jeans after the mark down: 0.59 x $55 = $32.45
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The answer is:D. DVD, jeans, toaster, headphones.
The annual report for Jackson Farms disclosed that 1 billion shares of common stock have been authorized. At the beginning of 2017, 810 million shares had been issued and the number of shares in treasury stock was 111 million. During 2017, the only common share transactions were that 19 million common shares were reissued from treasury and 30 million common shares were purchased and held as treasury stock.
Required: Determine the number of common shares (a) issued, (b) in treasury, and (c) outstanding at the end of 2017.
Answer:
a: 810 (million)
b: 111-19(issued)+30(purchased)= 122 (million)
c: 810 (issued)-122 (treasury)=688 million
Demand is more elastic when you are shopping in Walmart than when you shop at a small convenience store because: Group of answer choices
Answer:
It rises by 25%
Explanation:
Demand is more elastic when you are shopping in Walmart than when you shop at a small convenience store because: more competing products means greater elasticity. Lyft cuts the price of a ride in New York City by 10%. Thereafter, the quantity of rides demanded rises by 25%.
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Which technique is used to improve customer relationship management (CRM) systems by identifying, storing, and disseminating facts about how to perform tasks
Knowledge management is the technique that is used to improve customer relationship by storing and disseminating facts.
Knowledge management can be described as the use of different techniques to create and share knowledge in an organization.
It is a multiple approach way that organizations use to attain their objectives through the best use of knowledge.
It is very important to the organization because it helps to:
Increase efficiencyRaise productivityKeep critical information in the organization.Read more on customer relationship management: https://brainly.com/question/25656282?referrer=searchResults
What type of business is formed with the primary purpose of serving its user- members? O A. Partnership B. Corporation O C. Sole proprietorship D. Cooperative
no linkss
Answer:
What was the answer?
Explanation:
Answer: it’s cooperative, I took the test.
Explanation:
ieiyeoemn you’re toxic.
A key to effective leadership is the ability to : A. maintain order, stability, and control. B. communicate a vision and rally others around that vision. C.
Effective leadership is one that has strong values and guides their decision-making process. The honest in terms of the interactions and creative in terms of stability and order.
Hence they think out of the box and come up with an innovative solution. Hence the option A is correct that is maintain order, stability, and controlLearn more about the is the ability.
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What is the BEST way to stay organized? Person with a descriptive and correct one sentence answer will receive brainliest for their hard efforts.
Answer:
Jssjnsnss is a great place to work for and it is a great place to work for and it will help us out to the best of our experience as well as the best and fastest growing business in the
Answer:
watch your behavior to identify actions that contribute to the problem of being disorganized and commit to changing problem behaviors.
Explanation:
(or incorporate the most important organizing tasks into routines.)
Why would a person change their business status to a LLC?
A. To gain tax breaks
B. To limit their personal liability
C. To help obtain funding through the sale of stock
D. Because it is the easiest form for setting up your business
Answer:
A) to gain tax breaks
Explanation:
A common reason for changing a co. to an LLC is to avoid double taxation
Alicia Tax Services paid $690 to settle an account payable. Which of the following general journal entries will Alicia Tax Services make to record this transaction? Multiple Choice Debit Office supplies expense, $690; credit Cash, $690. Debit Cash, $690; credit Office supplies, $690. Debit Office supplies, $690; credit Cash, $690. Debit Office supplies, $690; credit Accounts payable, $690. Debit Accounts payable, $690; credit Cash, $690
The general journal entries that Alicia Tax Services will make to record this transaction is :Debit Accounts payable, $690; credit Cash, $690.
Based on the information given since Alicia Tax Services paid the amount of $690 to settle an account payable which means that the appropriate journal entry to record the transaction will be:
Debit Accounts payable $690
Credit Cash $690
(To record account payable)
Inconclusion the general journal entries that Alicia Tax Services will make to record this transaction is :Debit Accounts payable, $690; credit Cash, $690.
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1. Which of the following is INCORRECT?
Assets
Liabilities
Capital
$
$
$
i
ü.
18,270
9,340
15,160
12,230
5,290
3,120
6,380
1,390
12,980
6,220
7,780
10,840
111.
iv.
Answer:
HINDI KO PO GETPASYENSYA NA POKUNG SAAN UMAASA KAYO SASAGOT KO.
Choose Yes or No to tell if the number 104 will make each equation true.
17 × □ = 1,700
Choose...
6 × □ = 60,000
Choose...
30 × □ = 300,000
Choose...
205 × □ = 205,000
Answer:
❤I gotcha bro bro
Explanation:
1.No
2.No
3.No
4.No
Your question needs to be more informative and you need more tutoring on Math no offense just Advice
11.
can best be described as the total value of all final goods, services, and structures produced in an
economy in a one-year period.
A. GDP
B. CPI
C. Real GDP
D. Nominal GDP
Answer:
GDP
Explanation:
GDP can be described as the total value of all final goods, services, and structures produced in an economy over a period of one yearThe full form of GDP is Gross Domestic productHow much money is there in the world?
Answer:
nobody don't have any ideas✓✓
All of this depends on currencies in different in countries because it's all worth different amount like 1 US dollar is 0.76 Pounds.
An average for you in USD is 1.4 quadrillion dollars.
One method used by some analysts to estimate the future value of a stock is the dividend growth model. This model would probably be most useful in the case of A) a small-cap stock B) a AAA corporate bond C) a preferred stock D) a large-cap stock
Answer:
I am sure that it is D. a large cap stock
Explanation:
Large cap stocks already have a positive growth sentiment and
based on how much dividends are paid out they can estimate the future
value of a stock.
your company is manufacturing a new product , you need to establish a product quality control process. what are three things you must do to create/ establish. your product quality control process? (choose 3). 1.) developing the product website and social media campaign ? 2.) setting up your test market strategy ? 3.) review the results of internal quality assurance testing ? 4.) establish the method to use or testing product quality ? 5.) determine what standards have to be met based on the product and industry ? 6.) publish your test results in a popular professional journal?
Answer:5,4,and1
Explanation:
What includes the increasingly complex management of processes, information, and communication to take a product from cradle to grave
The increasingly complex management of processes, information, and communication to take a product from cradle to grave refers to Logistics.
What is Logistics?
Logistics can be described in the most simple of ways, as the planning and management of a series of factors in order to achieve the end goal of a product. Logistics involves a series of complex processes required to oversee the proper flow of a product from its origin to its consumption by the public.This is important in order to ensure adherence to norms and regulations and allow for an efficient and detailed process of production.Therefore, we can confirm that when stating the increasingly complex management of processes, information, and communication to take a product from cradle to grave, we are referring to Logistics.
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What is a business cylcle
A business cycle is the periodic growth and decline of a nation's economy, measured mainly by its GDP. Governments try to manage business cycles by spending, raising or lowering taxes, and adjusting interest rates. Business cycles can affect individuals in a number of ways, from job-hunting to investing.
From what you read in the Content, who is the college student that wanted to create
a tutoring app?
Vicky
Xavier
Isaiah
Lisa
Answer:
vicky..........................