a. An initial $500 compound-ed for 10 ye-ars at 6%.
PV= $500
I=6%
N= 10
FV=?
PMT= 0
FV = PV(1+i)^n
500(1.06)^10= $895.45
b. An initial $500 comp-ounded 10 years at 12%.
I= 12%
N= 10
PMT= 0
PV= -500
FV= ?
FV = PV(1+i)^n
500(1.12)^10= $1552.92
c. The pre-sent va lue of $500 due in 10 yea-rs at 6%
I= 6%
N= 10
PMT=0
PV=?
FV=500
PV = FV/(1+i)^n
PV = $500 / (1.06)^10
= $279
d. The pre-sent value $1,552.90 due in 10 ye-ars at %12 and at %6
I= 12% and 6%
N= 10
PMT= 0
PV= ?
FV= $1,552.90
PV = FV/(1+i)^n
PV = $1,552.90 / (1.12)^10
= $499.99
PV = $1,552.90 / (1.06)^10
= $867.13
e. Present Value
Present Value is today's value of mo-ney received at some point in the future discount-ed at current int-erest rates.
How are present values affect-ed by int-erest rates? The pre-sent value gets small-er as you incr-ease the disco-unt rate.
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Quality planning and administration, quality training, and quality control procedures are examples of
a. internal failure costs
b. external failure costs
c. appraisal costs
d. prevention costs
e. replacement costs
Quality planning and administration, quality training, and quality control procedures are examples of prevention costs.
Preventive costs are any additional expenses to reduce the number of defects in products and services. A company, for example, could invest in training programs for its production machinery operators to ensure that they understand how to manufacture parts accurately.
Employee training and supplier certification are common prevention costs. Activities that are planned and designed prior to operations to ensure good quality and prevent poor quality products or services.
One of the four components of quality cost is prevention costs. Management focuses primarily on internal and external failure costs when implementing and tracking a cost of a quality system within a company.
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Centerville wants to build a new sports complex near the center of town. The complex will cost $250,000. There are two financing proposals:
Proposal A Issue $250,000 worth of bonds at an interest rate of 4 percent. The town will pay $10,000 per year in interest for 15 years. The total interest would be $150,000. The amount borrowed ($250,000) would have to be paid off in 15 years. Fees charged to users of the complex would pay the interest each year and the amount due bondholders ($250,000). Construction could begin right away.
Proposal B Establish a 1/4 percent city sales tax on all purchases. The revenue needed could be raised in about five years. There would be no user fee charged to residents of Centerville. Construction would be delayed for a few years.
What are the advantages and disadvantages of the two proposals?
Which proposal do you favor, and why?
The advantage of Proposal A is that the project will come to completion in time and the usage will be immediate while Proposal B, on the other hand, will ease the burden of the members of the community and a reduced tax on all purchase and it will be user friendly in terms of fee charged.
However, Proposal A is disadvantageous in the sense that the burden on the user is high, the total money expended would have been more than the money used for the project at the time of completion if payment. Also, Proposal B could also result the project to a nought as the time taken may jeopardize the interest of the people and thereby making it an abandoned project.
However, one would still prefer Proposal A as it will bring about quick completion in time and if effectively used, it will make the total money spent in time and even more.
What is a Proposal?A proposal is a plan or organized scheme or an idea, usually a formal or written one, which is prepared for an individual, group, company or organization to think about and decide upon on a particular project.
Therefore, the correct answer is as given above
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what is the net profit if my net income is $1320, Total Assets is $9370, Total liabilities is $6700, and Total Revenue is $6880?
The net profit, based on the total assets, the total liabilities and the net income is $1,320
How to find the net profit?The net profit is part of the equity that a company has which also includes the common stock and the total revenue.
The Accounting equation is:
Assets = Liabilities + Equity
The net profit is the same as the net income so if the net income is $1, 320 then the net profit is also $1, 320. To find the net profit, expenses are taken from the total revenue which is derived from sales.
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over the past 50 years, many countries have experienced an annual growth rate in real GDP per capita greater than that of the United States. Some examples are China, Japan, South Korea, and Taiwan. Does this mean that the US is regressing (getting poorer) relative to other countries? Does this mean these countries will necessarily overtake the US in terms of the growth rate of real GDP per capita? Why or why not?
Because the United States is fully developed and highly industrialized, growth rates have decreased due to declining returns on capital.
On the other hand, emerging nations such as China, Japan, South Korea, and Taiwan are still in the process of industrializing and interacting with the US. When emerging countries are completely industrialized, their growth rates will likewise slow. As a result, the United States is not regressing.
What is GDP?Gross domestic product (GDP) is a monetary measure of the market value of all final products and services produced and sold by countries in a given time period.
Because of its complexity and subjectivity, this metric is frequently changed before being regarded a credible indication.
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In a situation where a criminal misrepresents himself as another person during arrest to try to avoid a summons, prevent the discovery of a warrant issued in his real name, or avoid an arrest, what type of identity theft has occurred?
CRIMINAL IDENTITY THEFT
which porter's competitive strategies are appropriate when addressing a narrow market? (choose every correct answer.)
Cost focus and differentiation are the Porter's competitive strategies which appropriate when addressing a narrow market.
Porter's competitive strategies outline how a business seeks to get an edge in its selected market scope. There are three or four generic strategies: focused, differentiated, or lower cost.
A business can choose to pursue one of two sorts of competitive advantage: either by outbidding its rivals on price, or by differentiating itself along customer-valued dimensions to demand a higher price. Additionally, a business decides between two scope options: focused (providing its products to a small number of market categories) or industry-wide (selling its product to a broad range of market sectors).
The choice of the nature and breadth of the competitive advantage is reflected in the generic strategy. In 1980, Michael Porter gave a description of the idea.
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Answer:
•Focused-differentiation
•Cost-focus
Explanation:
did the test
after a bank reconciliation is completed, journal entries are prepared for items in the balance per company's records as well as items in the balance per bank statement. true false
'After a bank reconciliation is completed, journal entries are prepared for items in the balance per the company's records as well as items in the balance per bank statement.
This statement is False.
In accounting, bank reconciliation is the process of reconciling the bank account balances on a company's books with the balances reported by financial institutions in their most recent bank statements. You should check the difference between the two numbers and correct if necessary.
Bank reconciliation is the process of reconciling cash book data with corresponding data on bank statements. This is an important process for the CFO's office and ensures the accuracy of the accounting records.
Bank reconciliation is an important internal control tool and is necessary to prevent and detect fraud. It also helps identify accounting and banking errors by explaining the difference between cash balances on accounting records and bank balances on bank statements.
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Ways to improve sustainability in the maritime sector
The improve sustainability in the maritime sector are:
construction of the Green Shipsbuilding up a standardWhat is the importance of Building Green Shipsas a means of sustainability ?The importance of Building Green Ships as a means of sustainability is that it help to reduce the emission of the carbon blue print from the ship and this will help to preserve the environment in the shipping sector.
It should be noted that the act of Sustainability is been seen as the process of meeting the needs of current generations and still saving the environment of the process for the future generation.
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Suppose your company sells a 3 pack of lenses that attach to smart phones to improve the quality of pictures people take. You pay $29.95 for each 3 pack and sell them for $59.95. What is your Cost of Goods Sold Percentage for this item?
Answer:
the answer is 50%
Explanation:
because it is like a half of it
The cost of goods sold percentage for the 3 pack of lenses for smart phones is 49.96%
How to find the cost of goods sold?The cost of goods sold is simply the amount that a person or company spent in order to be able to acquire the good that they are now selling.
In this case, the amount that you acquired the pack of lenses is $29.95 so this is the cost of goods sold.
The cost of goods sold percentage is:
= Cost of goods sold / Selling price x 100%
= 29.95 / 59.95 x 100%
= 0.49958
= 49.96%
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In a survey, the planning value for the population proportion is p* = 0.25. How large a sample should be taken to provide a 95% confidence interval with a margin of error of 0.02? (Round your answer up to nearest whole number.)
If the planning value for the population proportion is p* = 0.25. The sample that should be taken to provide a 95% confidence interval with a margin of error of 0.02 is: 1800.75.
How to find the sample size?Using this formula
n = [z/E]^2×pq
Where;
n =Sample size
z = z-score of 95% confidence interval = 1.96
E = Margin of error =0.02
P = Population proportion = .25
Let plug in the formula
n = [1.96/0.02]² × 0.25× (1- 0.25)
n = [1.96/0.02]² × 0.25×0.75
n = (98)² × 0.25×0.75
n = 9,604 × 0.25×0.75
n = 1800.75
Therefore the sample size is 1800.75.
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effective omnichannel operations need a(n) blank______, which consists of a centralized customer data warehouse that houses a complete history of each customer's interaction with the retailer.
Effective omnichannel operations need a Consumer Relationship Management System, which consists of a centralized customer data complete history of each customer's interaction with the retailer.
Customer relationship management (CRM) is a company approach that boosts customer happiness and loyalty while optimizing revenue and profitability. CRM tools make it possible to discover and manage client interactions both physically and online. CRM software gives businesses in the four sectors of sales, marketing, customer support, and digital commerce capability.
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in a meeting juan hears someone say a product is "wide". What does that mean?
Answer:
The product mix contains many product lines.
Answer:A wide range describes large number of product groups
Explanation: it means that if you have a wide range of product you have many of the same or similar items.
Consider the organization where you are currently employed (you may use a former employer). Share the type of business, and identify specific examples of what you believe to be the most and least valuable long-lived assets. Explain your rationale.
The key to a success-ful organization is to have a culture ba-sed on a strongly held and wide-ly shared set of beliefs that are support-ed by strategy and stru-cture.
When an organ-ization has a strong culture, 3 things happen: Emplo-yees know how top manage-ment wants them to respond to any situation, emplo-yees believe that the expect-ed response is the proper one, and employees know that th-ey will be reward-ed for demons-trating the organization's values.
Employers have a vital role in perpe-tuating a strong culture, starting with recruit-ing and selecting app-licants who will share the organ-ization's beliefs and thrive in that culture, develop-ing orientation, training and perform-ance management programs that out-line and reinforce the organ-ization's core values
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You are forecasting a discounted cash flow out for five years. What will you find about the terminal year?
Never again will the cash flow be as great as it was in the terminal year. The terminal year's cash flow will be identical to that of the first year.
What is a discounted cash flow?The term "discounted cash flow" (DCF) refers to a method of valuation that calculates an investment's value based on its anticipated future cash flows. Using estimates of how much money an investment will make in the future, DCF analysis seeks to evaluate the value of an investment now.
The use of accurate statistics and the fact that a discounted cash flow analysis is more objective than other ways of assessing an investment are its key benefits.
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The early majority are more cautious consumers, adopt product after it has proven successful: true or false
Answer:
Explanation: True
when using the Area health education centers model, the should the student first state the consequence?
When using the Area health education centers model, it is false that the student should first state the consequence.
What is the Area Health Education Centers?This Education Centers enforces a federally funded program that is established in the United States in 1972 to improve the supply, distribution, retention and quality of primary care and other health practitioners in medically under-served areas.
The health program is among the national effort to improve access to health services through changes in the education and training of health professionals. In conclusion, the main goal of the educational program is to link health professions education with service delivery in underserved areas by bringing together the academic resources needed.
Full question "when using the Area health education centers model, the should the student first state the consequence True/False"
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Which of the following is relevant information in a decision whether old equipment presently being used should be replaced by new equipment?
a) The cost savings if the new equipment is purchased
b) The book value of the old equipment
c) The salvage value of the old equipment
d) The cash price of the new equipment
C) The old equipment's salvage value
The estimated value of an asset after its useful life has expired and it cannot be used for its original purpose is known as its salvage value or scrap value. For instance, the salvage value of a piece of business machinery is $5000 if, after five years, its value is only $5000.
How is the equipment's salvage value determined?
The salvage value of an asset can be determined by subtracting the initial purchase price from the amount of accumulated depreciation.
Value of Salvage After Tax: The price a good is sold for becomes income on the statement and is subject to taxation. The value or amount that remains after deducting the tax is referred to as the "after-tax salvage value."
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You live in a ski resort town. Real estate prices typically drop 20% during spring and
summer. A house sold for $350,000 in January. What would it sell for in July?
You live in a ski resort to-wn. Real estate prices typic-ally drop 20 % during spring and sum-mer. A house sold for $350,000 in Jan-uary. It would sell for $280,000 in July.
$350,000 * 20 % = $280,000
What is Real Estate ?Real estate is defin-ed as the land and any perm-anent structures, like a home, or improve-ments attached to the land, whe-ther natural or man made.
Real estate is a form of real pro-perty. It differs from per-sonal property , which is not perm-anently attached to the land, such as vehi-cles, boats, jewelry, furniture, and farm equip-ment .
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Which type of health insurance policy do you have if your insurance company does not pay anything until you have reached your deductible?
Answer: high deductible health plan
Explanation:
Answer:
A policy with no insurance deductible means that you get the full cost-sharing benefits of your plan immediately. You won't need to pay a certain amount out of pocket before the insurance company starts paying for covered medical services.S
Explanation:
Joe works at a local grocery store. On Monday, he notices the price of oranges is $1/lb and people buy 50 lbs. On Friday, he notices the price has risen to $1.20/lb and people buy 60 lbs. "The price has risen and the quantity demanded has risen as well! The law of demand must be incorrect!" Joe proclaims.
Is his conclusion correct? Why or why not?
Joe's conclusion is not correct. This is because there might be other factors that is affecting the quantity demanded for oranges other than the price of oranges.
What is the law of demand?The law of demand is an economic theory that postulates that other things remaining equal, there is a negative relationship between the price of a good and the quantity demanded for the good.
This means that it is expected that the quantity demanded of oranges should decrease when the price of oranges increases. And if the price of oranges decreases, the quantity demanded would increase.
If the quantity demanded of oranges increases with the price of oranges, there might be other factors responsible for this phenomena For example, there might have been a new study that says that eating oranges boosts the immune system. This would make more people want to buy oranges regardless of the increase in price. As an other example, it might be expected that the price of oranges would increase further. This would make people purchase more oranges.
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What is the biggest Stock-Market in South Africa?
Answer:
JSE
Explanation:
The JSE is currently ranked the 17th largest stock exchange in the world by market capitalisation and the largest exchange in the African continent. The JSE was formed in 1887 during the first South African gold rush.
To determine the unemployment rate, BLS officials
a. Subtract the number of employed from the number of unemployed.
b. Add the number employed to the number of unemployed and divide by 1,000.
c. Divide the number of employed by the number of unemployed and multiply by 1,000.
d. Divide the number of unemployed by the total labor force and multiply by 100.
To determine the unemployment rate, BLS officials are divided the number of unemployed by the total labor force and multiply by 100.
What is unemployment?
The term unemployment refers to the person are not occupied in job activity. The person is searching for job with the basis of qualification, experience, and knowledge basis. Unemployment is the drawback of the economy system.
According to the unemployment rate, are the BLS officials (Unemployed ÷ Labor Force) x 100. The unemployment rate is calculated by dividing the total of jobless persons by the total workers, then multiplying the result by 100 to get the proportion of unemployed people.
Therefore, option (d) is correct.
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Project: Facial Feedback Theory Conduct a study to observe facial feedback theory. please I really need help
The facial feedback hypothesis proposes that people's subjective emotional experiences are influenced by their facial expressions. However, the evidence for this hypothesis is mixed.
According to the facial feedback hypothesis, people's emotional experiences are influenced by their facial expressions. Smiling, for example, should make people feel happier, while frowning should make them feel sadder. According to the researchers, these effects occur because facial expressions provide sensorimotor feedback that contributes to the sensation of an emotion, serves as a cue that individuals use to make sense of ongoing emotional feelings, influences other emotion-related bodily responses, and/or influences the processing of emotional stimuli.
The facial feedback hypothesis as well as the original pen-in-mouth effect are both correct. If this is the case, scientists must figure out why others were unable to replicate the pen-in-mouth effect. One theory is that the replicators did not perform a true direct replication because they deviated from the original study by recording the participants openly (per the advice of an expert reviewer).
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Answer: My project is attached for anyone who might still need it
Explanation: Hope this helps! Good luck!
1. Arnold says a fact of business is that “As you become more _________________, you’ll attract more
attention."
Arnold says a fact of business is that “As you become more successful, you’ll attract more attention."
What does Arnold Cooper believe?Arnold Cooper is an expert on entrepreneurship on account of having been a successful entrepreneur. He gives advice to businesses who hope to one day become big.
Arnold Cooper believes that a business will be sure to get more attention as it becomes more successful. This will be both good and bad attention. Good attention in that more customers and investors might come to the company, but bad attention from rivals.
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After choosing a shape to create, what instructions should you follow next?
left mouse click, hold down, and drag
double-click at the end of the document
right mouse click and select the area to fill
triple-click at the beginning of the document
After choosing a shape to create, The instructions that you should follow next is: A. left mouse click, hold down, and drag.
How to create a shape?Your can create a shape of your choice using photoshop in which you have to follow the necessary step to successful create the shape you intend to create.
After choosing the shape you want to create the next step of action is for you to left click on you mouse and the hold it down and drag, this process will enable you to create the shape successful.
Therefore the correct option is A.
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You are asked to provide two friends who are in business together with advice regarding what they need to do to legally in order to form a limited liability company. Although your friends like the general notion of limited liability in the operation of their business, they are totally unfamiliar with the legal processes for forming a LLC, so you need to provide them with the basic requirements for LLC creation. What specific advice would you give them?
The specific advice would you give them concerning the legal processes for forming a limited liability company is to choose the appropriate LLC name, noting that the name would not be the same with any existing LLC in the state's LLC office, the get verified in the nearest office.
What is limited liability company?A limited liability company (LLC) can be described as the business structure whereby the owners of the business is been protected from personal responsibility with respect to the debts or liabilities.
It should be noted that when starting a LLC it is adviceable to choose a differnt name whic will be verified from the state's LLC office.
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How frequently can you request and receive a free credit report from each bureau?
Each of the three major consumer reporting agencies is required to provide you with a free credit report every 12 months.
What does the term "credit report" mean?
A credit report is a statement that contains details on your credit history and present financial situation, including information on how well you've paid your debts and the status of your credit accounts. The majority of people have multiple credit reports.How do credit reports work?
Your credit reports contain information about the many kinds of credit accounts you've had, your payment history, and a few other things, such your credit limitations. reports on a person's credit from the three consumer reporting agencies in the countryLearn more about credit reports
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Darby Company, operating at full capacity, sold 500,000 units at a price of $94 per unit during the current year. Its income statement is as follows:
Sales $47,000,000
Cost of goods sold 25,000,000
Gross profit $22,000,000
Expenses:
Selling expenses $4,000,000
Administrative expenses 3,000,000
Total expenses 7,000,000
Income from operations $15,000,000
The total fixed cost, and the total variable costs, given the different costs incurred by Darby Company are:
Total fixed costs = $22,000,000Total variable costs = $10,000,000How to find the fixed and variable costs?The division of the different costs as variable and fixed costs are given in percentages.
The total fixed costs is therefore:
= (Percentage of cost of goods sold that is fixed x Cost of goods sold) + ( Percentage of selling expenses for fixed costs x Selling expenses) + ( Administrative expenses percentage for fixed costs x Administrative expenses)
= (30% x 25,000,000) + ( 25% x 4,000,000) + ( 50% x 3,000,000)
= 7, 500, 000 + 1, 000, 000 + 1, 500, 000
= $10, 000, 0000
The total variable costs are:
= (Percentage of cost of goods sold that is variable x Cost of goods sold) + ( Percentage of selling expenses for variable costs x Selling expenses) + ( Administrative expenses percentage for variable costs x Administrative expenses)
= (70% x 25,000,000) + ( 75% x 4,000,000) + ( 50% x 3,000,000)
= 17, 500, 000 + 3,000,000 + 1, 500, 000
= $22, 000, 000
The question is:
Determine the total variable costs and the total fixed costs for the current year.
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Due to the financial crisis of 2007–2008, many new laws were passed that added more layers of oversight and regulation to the banking industry. Smaller community banks have become concerned with the newly imposed regulations by the federal regulators on their bank. What is the best action the bank could take to alleviate this situation?
Apply for a charter conversion from a federally-chartered bank to a credit union.
Refuse to implement recommended changes made by the regulators.
Apply for a charter conversion from a state-chartered bank to a federally-chartered bank.
Do nothing; unfortunately, a bank has no recourse when it comes to regulations.
As smaller community banks became concerned with the newly imposed regulations by the federal regulators on their bank, an action that the bank could take to alleviate this situation is to apply for a charter conversion from a federally-chartered bank to a credit union. The Option A is correct.
What caused the financial crisis of 2007–2008?The financial crisis was also called subprime mortgage crisis, which referred to the severe contraction of liquidity in global financial markets that originated in the United States as a result of the collapse of the U.S. housing market. Its began with cheap credit and lax lending standards that fueled a housing bubble and when bubble burst, the banks were left holding trillions of dollars of worthless investments in subprime mortgages.
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Expeditions Incorporated and BookItNow compete as online travel agencies. The following amounts were reported by the two companies in the three months ended June 30, 2019.
(in millions) Net Income Total Assets Total Liabilities Total Revenues
Expeditions Incorporated $ 1,230 $ 9,370 $ 6,700 $ 6,880
BookItNow 3,320 8,850 4,570 8,110
Required:
Calculate each company’s net profit margin expressed as a percent.
Which company has generated a greater return of profit from each revenue dollar?
BookItNow firm is the company that has generated a greater return of profit from each revenue dollar.
What is a net profit margin?Basically, the net profit margin is the margin that measures the amount of net profit a company obtains per dollar of revenue gained. The net profit margin is an example of a profitability ratio and measures the ability of a firm to earn a profit from its assets. The formula for Net profit margin = Net income / Revenue
Expeditions Incorporated Net profit margin:
= $1,230 / $6,880
= 0.17877907
= 17.88%
BookItNow Net profit margin:
= $3,320 / $8,110
= 0.409371147
= 40.94%
Because BookItNow Net profit margin of 40.94% is higher than Expeditions Incorporated Net profit margin of 17.88%, hence, the BookItNow firm is the company that has generated a greater return of profit from each revenue dollar.
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