Answer:
The answer is "ECOA".
Explanation:
The Equal Credit Opportunity Act strictly prevents a lady from paying when she has a kid. It implies electronically gather information in clinical trials. The quality of data can be greatly improved whilst satisfying regulatory requirements. Inside this context, technologies including mobile phones, tablets or even the Web allows participants in the study, doctors, and caregivers to submit health results immediately.
A fire in Sarah’s factory causes her to shut the factory doors for 50 days. To limit her loss of income and keep production going, Sarah spends $125,000 renting equipment and another building. Sarah's commercial property policy doesn't have Business Income Coverage, but it does include Extra Expense Coverage. The limit on her Extra Expense coverage is $100,000 and she has Limits of Loss Payment of 40%/80%/100% during her period of restoration. How much indemnification will Sarah receive for her extra expenses?
Answer:
$80,000
Explanation:
Calculation to determine How much indemnification will Sarah receive for her extra expenses
First step is to determine her Limits of Loss Payment
Limits of Loss Payment=$100,000/$125,000
Limits of Loss Payment=0.80*100
Limits of Loss Payment=80%
Now let calculate her Indemnification amount using this formula
Indemnification amount =Extra Expense coverage*Limits of Loss Payment
Let plug in the formula
Indemnification amount =$100,000*80%
Indemnification amount =$80,000
Therefore the amount of indemnification that Sarah will receive for her extra expenses is $80,000
The marketing manager of Easy Peasy Vegetables is working on the package for a new line of self-steaming microwaveable vegetables. She wants the package to show a physically fit individual happily eating the product in order to connect the product to the customer. In this case, on which objective of packaging is the marketing manager focusing
Answer: A) usage promotion
Explanation:
When a product is promoted based on what it can do or rather what it is used for, the perspective being used is called a usage promotion. The aim of this is to show the users the benefits of using the products so that they can buy it for that purpose.
The vegetables here are being shown to help a person achieve physical fitness and live a healthy life. The goal is therefore to entice people to buy vegetables so that they are healthy in life.
Match each component of a mortgage with its definition.
the amount a borrower needs to have
on hand to obtain a mortgage
taxes
the amount initially borrowed from a
lender
fees
the additional costs a lender charges
for processing a loan
principal
payments homeowners are required
to make each year to the government
down payment
Answer:
Fees-the additional costs a lender charged for processing a loan
Principal-The amount initially borrowed from a lender
Taxes-payments homeowners are required to make each year to the government
Down payment- the amount a borrower needs to have on hand to obtain a mortgage
Explanation:
• Lack of financial security
• Difficulty in securing variety of financial services
• Increased financial costs
Who is being described?
A)
travelers
B)
immigrants
o
unbanked people
D
undocumented workers
Answer:
Unbanked people
Explanation:
Which role does a manager plays in handling problems and situations which will lead to organizational happiness and prosperity
Answer:
Managers play key role in handling problems in the organization.
Explanation:
Managers act as leaders in any organization. Employees follow their order if they inspire them. Rude and harsh managers cannot dictate employees. Managers play very important role in problem solving. There can be work related problems or some dispute among employees but it is duty of managers to calmly understand the problem and find a solution which is beneficial for the entire organization.
I can't believe it, said Wiley Coyote, I am the president of Acme enterprises and we make $200,000 a year profit with me working my tail off. Our distributor, Road Runner Representatives, made over $800,000 in commissions. I don't understand why they are making all of that money when all they do is run around all day and say beep-beep to customers. I think we should lower the commission rate to bring their income down to a more reasonable level. This is an example of
Answer:
This is an example of vertical conflict.
Explanation:
A vertical conflict can be described as a conflict that occurs between two different types of members in a distribution channel - for example, a manufacturer, an agent, a wholesaler, or a retailer.
In the question the Acme enterprises which its president, Wiley Coyote, represents is the manufacturer; while their distributor is the agent. In this case, a vertical conflict is said to have occurred between the manufacturer and the agent who are both different types of members of the same distribution channel.
Therfore, this is an example of vertical conflict.
Suppose that a worker in Cornland can grow either 40 bushels of corn or 10 bushels of oats per year, and a worker in Oatland can grow either 5 bushels of corn or 50 bushels of oats per year. There are 20 workers in Cornland and 20 workers in Oatland. If the two countries do not trade, Cornland will produce and consume 400 bushels of corn and 100 bushels of oats, while Oatland will produce and consume 60 bushels of corn and 400 bushels of oats. If each country made the decision to specialize in producing the good in which it has a comparative advantage, then the combined yearly output of the two countries would increase by
Answer:
see. I hope it's helpful for you lolExplanation:
i need friend lol can you my friendUnder an acceptable method of costing by-products, inventory costs of the by- product are based on the portion of the joint production cost allocated to the by-product Select one: a. minus any subsequent processing cost. b. plus any subsequent processing cost. c. but any subsequent processing cost is debited to the cost of the main product. d. but any subsequent processing cost is debited to revenue of the main product
Answer:
b. plus any subsequent processing cost.
Explanation:
In the case of the acceptable costing method for by-products the inventory cost that are depend upon the joint cost should be distribution to the by-product plus if there is any processing cost
that means
Inventory cost of the bu-product = joint cost + processing cost
Therefore the same should be considered
HELP! D:<
Which are advantages of a partnership? (Check all that apply)
O sharing of profits with hundreds of stockholders
O more flexibility with time than a sole proprietorship
O potential conflict with partners
O shared liability
Answer:
O sharing of profits with hundreds of stockholders
O more flexibility with time than a sole proprietorship
O shared liability
Explanation:
In a business association, you can divide the benefits any way you need, under one condition—all colleagues should be in arrangement about benefit sharing. You can decide to divide the benefits similarly, or each accomplice can get an alternate base compensation and afterward the accomplices will divide any leftover benefits.
In a sole proprietorship, you do not have a lot of business uncertainity. You can also divide your shares and let other people have some of them. Unlike the diadvantages of not having a partnership, the liability is divide among all the shareholders.
Lauren owns a spa and is contemplating whether to eliminate facials from her menu of services. To decide, she asked a few customers their opinion. But these particular customers never had a facial before, so they told Lauren to eliminate this service. And she did. What general principle did Lauren fail to follow in trying to measure performance
The general principle Lauren failed to follow when measuring performance is not cutting corners.
What is performance measuring?This is an instrument to evaluate the performance or efficiency of a product or service in a company.
What is the not cutting corners principle about?This principle implies evaluations should be done completely, rather than making it in the easiest way possible because this will cause a negative impact.
What did Lauren do wrong?Lauren failed the not cutting corners principle because she did not ask most of her clients before making this important decision.
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Which one of these values can you usually expect from persons of integrity?
Answer:"They take responsibility for their actions."
Explanation:
Among the following choices one of the values that you can usually expect from persons of integrity is that they take responsibility for their actions. They are really respected by other people.
The HR recruiting specialist and line managers at Clearwater Electronics work closely together when hiring new employees . The line managers are ultimately responsible for the final selection of a new employee , but the HR recruiting specialist serves an important role by providing information about potential employees and arranging for interviews . Why is this service helpful to the line managers ? The recruiting specialist can help the line managers from rushing the hire because there is an immediate need to fill positions The recruiting specialist can help the line managers from expecting too much too soon from new employees . The recruiting specialist can help the line managers from interviewing applicants who are not qualified for the positions . The recruiting specialist can help the line managers from relying too much on the interview , a common recruiting pitfall .
Answer: The recruiting specialist can help the line managers from interviewing applicants who are not qualified for the positions .
Explanation:
Since the line managers are responsible for the final selection of a new employee while the HR recruiting specialist gives information about potential employees and arranging for interviews, then the recruiting specialist can help the line managers from interviewing applicants who are not qualified for the positions.
By getting information from the potential employees, the recruiting specialist can know the people who are qualified for the job and possess the necessary requirements for the job and those who aren't qualified.
All of the following statements regarding liability losses are correct, except: A Property damage includes physical damage to tangible property, including loss of use of that property B Bodily injury includes personal injury, physical injury, sickness and disease C Personal injury includes libel, slander, and false arrest D Loss of consortium means the loss of companionship of a husband or wife
Answer: D. Loss of consortium means the loss of companionship of a husband or wife
Explanation:
For the purposes of liability losses, loss of consortium does not refer to the loss of companionship of a husband and wife but rather refers to when the spouse is injured or killed due to negligence on the part of the defendant.
There is therefore no loss of companionship. For the purposes of liability losses, property damage does indeed include physical damage to tangible property and bodily injury does include personal injury. Libel and slander are also considered personal injury.
class 12 accounts chapter 1 npo additional questions
Joe and Mark would like to start a new business selling a product new to the U.S., the Peraves Monotracer. This is a motorcycle-type vehicle that is encased in a sort of shell, so that the rider can ride this product in any kind of weather. Joe and Mark have done a considerable amount of research on this product, and think it would be successful in the U.S. However, they are still concerned about the risk of a new venture and both would like to avoid losing any personal assets. They should organize their firm as a: Multiple Choice general partnership. limited partnership. corporation. sole proprietorship.
Answer:
corporation
Explanation:
A corporation refers to an organization that is governed by a single entity. The responsibilities of the individuals are levied on the corporations. In corporations, a group of people act collectively. The group of shareholders represent the common goal in an organization.
According to the given expert, Joe and Mark should organize their firm as a corporation. This would help them not to loose any of their personal asset.
Steel Authority of India Ltd. (SAIL) is contributing regularly for education, agriculture, health care and clean drinking water supply for the people living nearby their steel plants.
Answer:
Corporate social responsibility
Explanation:
In simple words, the given statement signifies corporate social responsibility. Corporate social responsibility (CSR) can be understood as the sort of worldwide commercial corporation self-regulation which tries to participate to humanitarian, activism, or philanthropic communal objectives by contributing or sponsoring ethically-oriented actions. Businesses are progressively resorting to corporate social responsibility (CSR) to make a significant change and develop a positive image.
Correctly identify steps 3 and 4 of the accounting process: multiple choice Step 3: post entries into the ledger; Step 4: identify transactions and source documents. Step 3: record transactions into the journal; Step 4: post entries into the ledger. Step 3: analyze transactions using the accounting equation; Step 4: post entries into the ledger. Step 3: record transactions into the journal; Step 4: analyze transactions using the accounting equation.
Answer: Step 3: record transactions into the journal; Step 4: post entries into the ledger.
Explanation:
After we identify and analyze a transaction so that we know what accounts and journal it is to go to, we record the transaction in the relevant journal in the third step of the accounting process.
We then take those transactions and post it to the relevant ledger which shows all the transactions related to a certain account. These ledgers are called the "books of final entry" and it is from them that we are able to draw up the unadjusted trial balance.
Step 3: record transactions in the journal; Step 4: post entries into the ledger. Option (b) is correct.
The accounting cycle is a procedure created to make it simpler for business owners to account for the financial aspects of their operations.
The unadjusted trial balance, the worksheet, identifying transactions, entering transactions in a journal, posting, modifying journal entries, preparing financial statements, and closing the books are the eight processes of the accounting cycle.
Business owners receive thorough financial performance reports at the end of the accounting cycle, which are used to evaluate the company.
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Mr. Branson is the CEO for a social media firm and works with his office door closed. At the same time every hour he opens the door to see what his employees are doing. The employees have learned to work especially hard during the five minutes before and while the door is open. Their work pattern is typical of responses that are reinforced on a ________ schedule
Answer:
fixed-interval
Explanation:
Fixed interval schedule of monitoring by Supervisors in a workplace is the used of a fixed time to evaluate the activities that are happening in an organisation.
For example in this case Branson is at the same time every hour he opens the door to see what his employees are doing.
However they only work hard when the door opens and relax afterwards.
The main disadvantage of fixed interval schedule is that responses are high at the point of monitoring and declines afterwards.
The best option will be to use a random schedule that way the respondents will always be doing their best in case they are being monitored
explain three steps the ccma will take to resolve a grievance
Answer:
1: If you have a labour problem, it is very important that you take steps immediately. In the case of an unfair dismissal dispute, you have only 30 days from the date on which the dispute arose to open a case. With discrimination cases, you have six months.
2:If you have decided to lodge a dispute, you need to complete a CCMA case referral form, also known as a LRA Form 7.11. These forms are available from the CCMA offices, DOL offices and the CCMA website.
Step 3: Once you have completed the form, you need to ensure that a copy is delivered to the other party. You must be able to prove that they received a copy. Acceptable methods include faxing a copy (keep the fax transmission slip), sending it by registered mail (keep the postal receipt), send it by courier (keep proof) or deliver in person (ask the person receiving it to sign for it).
Explanation:
hope it helped!!
what is decomposition?Name two types of decomposers and describe their importance.....
Answer:
A decomposer is an organism that decomposes, or breaks down, organic material such as the remains of dead organisms. Decomposers include bacteria and fungi. Mushrooms, such as those in the image above, are a type of fungus and play a role in decomposition.
Elliott has the following capital gain and loss transactions for 2020. a. Short-term capital gain $3,000 b. Short-term capital loss (7,200) c. Long-term capital gain (28%) 24,000 d. Long-term capital gain (25%) 9,600 e. Long-term capital gain (15%) 12,000 f. Long-term capital loss (28%) (9,600) g. Long-term capital loss (15%) (18,000) After the capital gain and loss netting process, what is the amount and character of Elliott's gain or loss
Answer: $13800
Explanation:
Based on the information to given in the question, the net gain or loss will be calculated as:
Long term capital gain (28%) = $24000
Add: Long term capital gain (25%) = $9,600
Add: Long term capital gain (15%) = $12,000
Add: Short term capital gain = $3,000
Total Capital gains = $48,600
Long term capital loss = ($9,600)
Long term capital loss (15%) = ($18,000)
Short term capital loss = ($7,200)
Total capital loss = ($34,800)
Then, the gain will be:
= $48600 - $34800
= $13800
At the beginning of June, Circuit Country has a balance in inventory of $2,000. The following transactions occur during the month of June.
June 2 Purchase radios on account from Radio World for $1,700, terms 1/15, n/45.
June 4 Pay freight charges related to the June 2 purchase from Radio World, $200.
June 8 Return defective radios to Radio World and receive credit, $300.
June 10 Pay Radio World in full.
June 11 Sell radios to customers on account, $3,000, that had a cost of $2,200.
June 18 Receive payment on account from customers, $2,000.
June 20 Purchase radios on account from Sound Unlimited for $2,800, terms 3/10, n/30.
June 23 Sell radios to customers for cash, $4,300, that had a cost of $2,600.
June 26 Return damaged radios to Sound Unlimited and receive credit of $300.
June 28 Pay Sound Unlimited in full.
Required:
1.
Assuming that Circuit Country uses a perpetual inventory system, record the transactions. (If no entry is required for a transaction/event, select "No journal entry required" in the first account field.)
2.
Prepare the top section of the multiple-step income statement through gross profit for the month of June
Answer:
Part 1
Recording of transactions
June 2
Debit : Merchandise Inventory $1,700
Credit : Accounts Payable $1,700
June 4
Debit : Freight expenses $200
Credit : Cash $200
June 8
Debit : Accounts Payable $300
Credit : Merchandise Inventory $300
June 10
Debit : Accounts Payable $1.400
Credit : Discount received $14
Credit : Cash $1,386
June 11
Debit : Accounts Receivables $3,000
Debit : Cost of sales $2,200
Credit : Sales Revenue $3,000
Credit : Merchandise Inventory $2,200
June 18
Debit : Cash $2,000
Credit : Accounts Receivables $2,000
June 20
Debit : Merchandise Inventory $2,800
Credit : Accounts Payable $2,800
June 23
Debit : Accounts Receivables $4,300
Debit : Cost of sales $2,600
Credit : Sales Revenue $4,300
Credit : Merchandise Inventory $2,600
June 26
Debit : Accounts Payable $300
Credit : Merchandise Inventory $300
June 28
Debit : Accounts Payable $2,500
Credit : Discount received $75
Credit : Cash $2,425
Part 2
Circuit Country
Multiple-step income statement for the month of June
Sales Revenue ($3,000 + $4,300) $7,300
Less Cost of Sales ($2,200 + $2,600) ($4,800)
Gross Profit $2,500
Explanation:
Part 1
Perpetual inventory system keeps accurate records of the cost of sales and inventory balance after each and every purchase and sale made.
Also remember, Payments are always made less of credit allowance and discount (if payment is done within the discount period).
Part 2
A multiple -step up to gross profit is required. The data concerning Sales and Cost of Sales can be easily extracted from the records.
Profit-maximizing monopolists never produce in the range of output where MR is negative because
Answer: They wouldn't maximize profit.
Explanation:
Profit Maximizing Monopolists would always produce so long as Marginal revenue is positive because it would give them a chance to make more profit. If marginal revenue becomes negative, they would be making less than they did on the last product which would not be ideal to them.
This is so because the profit maximizing point is where marginal cost equals marginal revenue and as production increases, so also does marginal cost which means that for profit to be maximized, marginal revenue has to be positive as well to equal marginal cost.
While taking an application, an originator learns that his potential borrower receives income from a public assistance program. Without even running a full pre-qualification, the originator tells the would-be borrower that he cannot help someone who is receiving public assistance. This originator is in violation of the:
Answer:
Equal Credit Opportunity Act (ECOA).
Explanation:
The Equal Credit Opportunity Act (ECOA) is a federal law that was enacted on 28th of October, 1974 by the US Congress. It was created by the government of the United States of America so as to avail all individuals (borrowers) an equal opportunity to obtain loans and other types of credits from creditors (lenders) without any form of discrimination based on factors such as religion, colour, race, marital status, age (provided he or she is mature), sex, etc.
In this scenario, the originator is in violation of the Equal Credit Opportunity Act (ECOA) because an originator is prohibited from basing a decision to give or grant credit to an applicant (would-be borrower) due to the fact that he or she receives income from a public assistance program.
A broker sells a house advertised "as-is." There are no obvious defects that would be evident to a prudent buyer upon inspection, but the seller and the broker know that the plumbing is very defective. The buyer moves in and discovers the defects. The buyer then sues the broker and the seller for misrepresentation. The suit will probably be
Answer: (B) Successful, because the "as is" clause does not override the sellers' and brokers' duty to fill out a Transfer Disclosure Statement revealing all known material facts whether the defects are evident or not.
Explanation:
Just because a house is sold "as -is" does not mean that the person buying should be responsible for any defects that they did not know about when they bough the property.
If the seller and the broker know of any defects, they are required to disclose them in a Transfer Disclosure Statement that would inform the buyer of the defect so that the buyer would decide if they would still buy the property with the defect.
The buyer will therefore be successful in such a lawsuit.
Ophelia Inc. just learned that Patton Inc., one of its customers with an outstanding accounts receivable balance, filed for bankruptcy. Assuming that the company utilizes the allowance method, Ophelia should record a(n): Multiple choice question. increase in Sales Revenue decrease in Accounts Receivable increase in Accounts Receivable increase in Allowance for Doubtful Accounts decrease in Sales Revenue
Answer:
Ophelia Inc.
Assuming that the company utilizes the allowance method, Ophelia should record a(n):
decrease in Accounts Receivable
Explanation:
This means that the accounts receivable will be credited while the allowance for doubtful accounts is debited to record the decreased value. The Patton Inc. account may not be recovered fully. However, the amount of the decrease depends on the amount that can be recovered from Patton. Thereupon, the accounts receivable will first be credited with the cash recovered with the corresponding debit entry in the Cash account.
Zhang Industries sells a product for $600. Unit sales for May were 500 and each month's sales are expected to grow by 2%. Zhang pays a sales manager a monthly salary of $4,500 and a commission of 1% of sales in dollars. Assume 35% of Zhang's sales are for cash. The remaining 65% are credit sales; these customers pay in the month following the sale. Compute the budgeted cash receipts for June.
Answer:
the budgeted cash receipts for June is $306,000
Explanation:
The computation of the budgeted cash receipts for June is given below:
Sales for June 510 units (500 × 1.02)
Receipts from cash sales $107,100 (510 × $600 × 35%)
Receipts from credit sales $198,900 (510 × $600 × 65%)
Budgeted cash receipts for June $306,000
Hence, the budgeted cash receipts for June is $306,000
Two cigarette manufacturers (Firm A and Firm B) are faced with lawsuits from states to recover the health care related expenses associated with cigarette smoking. Both cigarette firms have evidence that indicates that cigarette smoke causes lung cancer (and other related illnesses). State prosecutors do not have access to the same data used by the cigarette manufacturers and thus will have difficulty recovering full costs without the help of at least one cigarette firm study. Each firm has been presented with an opportunity to lower their liability in the suit if they cooperate with attorneys representing the states. FIRM A Concede that cigarette smoke causes lung cancer Argue that there is no evidence that smoke causes cancer FIRM BConcede that cigarette smoke causes lung cancer Firm A profits $-20 billion Firm B profits $-20 billion Firm A profits $-50 billion Firm B profits $-10 billion Argue that there is no evidence that smoke causes cancerFirm A profits $-10 billion Firm B profits $-50 billionFirm A profits $-15 billion Firm B profits $-15 billion When this game reaches a Nash equilibrium, profits for firm A and firm B will respectively be
Answer:
In Nash equilibrium Profits for Firm A and Firm B will be;
$-20 billion , $- 20 billion
Explanation:
Nash equilibrium is a situation in which both players will receive optimal profit. One player can not receive higher and extra ordinary profit while other player will make excessive losses. Nash equilibrium is a strategy in payoff matrix which benefits both the firms.
Pinetops Resorts, an American company, sells the rights to other hospitality companies globally to open resorts with the Pinetops name for a fee and a share of the profit, in return for using Pinetops' brand name and a package of materials and services. Pinetops is engaged in Group of answer choices importing. countertrading. exporting. franchising. offshoring.
Answer:
franchising
Explanation:
Since in the given situation, the resorts should sold the rights to other companies for a fee and the share profit and in return they used the brand name and material & service packaging
So here the resort should be engaged in franchising as in the franchising the right is given to others for use the name
therefore the second last option is correct
Pinetops is engaging in "Franchising". A further explanation is provided below.
The franchisor seems to be the shareholder of the commercial enterprise that offers a particular item or brand, and the franchisee would be the individual who has been granted permission to use the brand, and so on. among the manufacturer.
The other four options such as:
Importing: Goods or services purchased from one nation inside another.Counter trading: An alternate method to structure overseas sales if there are difficult or inexistent standard ways of payments.Exporting: Value proposition manufactured throughout one country however marketed to an international purchaser.Offshoring: Praxis wherein the products are obtained from all other countries or manufacturing transferred towards another nation.These options are not related to the given scenario. Thus the above answer is correct.
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Quest
Which of the following is a benefit for a company with a positive
organizational climate?
O A. It will promote disruptions that will lead to worse communication.
O B. Employees will be less motivated to see their company succeed.
C. it will have trouble attracting quality potential employees.
O D. Employees will be more receptive to the needs of their managers.
SUBMIT
Employees will be more receptive to the needs of their managers