The difference between secured and unsecured credit is secured credit is backed by an asset equal to the value of a loan, while unsecured credit is not guaranteed by a material object.
What is secured and unsecured credit?Secured credit is when a loan is backed by a collateral. The collateral is usually an asset owned by the borrower. An example is a home.
Unsecured credit is a credit that is not backed by any asset. An example of unsecured credit is a credit card. Unsecured credit is more risky and thus it has a higher rate of interest.
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Answer:
The answer is A!
Supporters of free trade argue that it creates which economic benefit?
O A. Helping the environment by reducing emissions from shipping
B. Helping consumers by lowering the cost of goods and services
C. Protecting workers by enforcing international labor regulations
D. Promoting independence by reducing reliance on foreign goods
Answer:
B. Helping consumers by lowering the cost of goods and services
Explanation:
In a free-market economy, the private sector owns the factors of production. Entrepreneurs have the freedom to choose the type of business they want to run. Production is not limited to specific firms. Businesses are motivated by profits.
Many buyers and sellers characterize free-market economies. There is increased competition among sellers. The competition makes suppliers innovate to improve the quality of the goods and services they offer to customers. Due to competition, customers get quality products and competitive prices.
Answer:
B. Helping consumers by lowering the cost of goods and services
Explanation:
just got it right!
Both international and domestic travel markets are important for the economy of a country since the international travelers inject export income while domestic travelers recycle the domestic income of the national economy.
Answer: True
Explanation:
Export income is money that a company makes when it sells goods and services to other countries and its citizens. When international travellers spend on goods and services in a country therefore, they are increasing the export income of a country.
Domestic travellers are also important as they keep the flow of domestic funds going by recycling it when they go to another part of the country.
Which is most likely to happen to consumers with good credit? Check all that apply.
They can be approved for loans.
They are denied a mortgage.
They can receive lower interest rates.
They are denied an unsecured loan.
They can use credit in emergencies.
They are forced into high interest rates.
Answer:
They can be approved for loans.
They can receive lower interest rates.
They can use credit in emergencies.
Explanation:
Good credit history is a result of sound debt management habits. A person with good credit is disciplined in the use of credit facilities. They are characterized by
They pay their debts on time.They do not miss installment payments.Are not overwhelmed by too many debts at a time.Lenders consider an individual with good credit as low-risk customers. Due to this reason, they are advanced loans at lower interest rates. Customers with good credit get their credit approvals within a short period.
Statements that explains things that most likely to happen to consumers that has good credit are;
They can be approved for loans.
They can receive lower interest rates.
They can use credit in emergencies.
A consumer credit system can be considered as one that give room to the consumers to borrow money or incur debt.It enable them to defer repayment of the money over time, and with good credit lower interest rates can be accessed.Learn more at
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Explain the role of entrepreneurship in society
Answer:
Entrepreneurship plays an influential role in the economic growth and standard of living of a society. As a startup founder or small business owner, you may think that you are simply working hard to build your own business and provide for yourself and your family.
A 6.60 percent coupon bond with 15 years left to maturity is priced to offer a yield to maturity of 7.4 percent. You believe that in one year, the yield to maturity will be 6.9 percent. What is the change in price the bond will experience in dollars?
Answer:
The price will increase by $44.67
Explanation:
Price of the bond now
Use following formula to calculate the price of the bond
Price of the Bond = C x [ ( 1 - ( 1 + r )^-n ) / r ] + [ F / ( 1 + r )^n ]
Where
F = Face value of the bond = $1,000
C = Coupon payment= $1,000 x 6.60% = $66
n = Number of periods = 15 years
Market Rate = 7.4% annually
( Assumptions:
Face value of the bond is $1,000
Coupon payments ares made annually )
Placing values in the formula
Price of the Bond = $66 x [ ( 1 - ( 1 + 7.4% )^-15 ) / 7.4% ] + [ $1,000 / ( 1 + 7.4% )^15 ]
Price of the Bond = $928.94
Now calculate the price after one year
Where
F = Face value of the bond = $1,000
C = Coupon payment= $1,000 x 6.60% = $66
n = Number of periods = 15 years - 1 = 14 years
Market Rate = 6.9% annually
( Assumptions:
Face value of the bond is $1,000
Coupon payments ares made annually )
Placing values in the formula
Price of the Bond = $66 x [ ( 1 - ( 1 + 6.9% )^-14 ) / 6.9% ] + [ $1,000 / ( 1 + 6.9% )^14 ]
Price of the Bond = $973.61
Change in price = $973.61 - $928.94 = $44.67
7. The idea that business demand comes from a demand for consumer goods is referred to as
Bailey is an Investment Planner. Which skills does she most likely have?
knowledge of insurance systems
skills in research and critical thinking
integrity for selling products
patience with repetitive tasks
Answer:
Well critical thing often comes of use when investing in something. Research often lets you know WHAT to invest in and WHICH is the best. So I’d say skills in research and critical thinking.
As an Investment Planner, one must be able to research about the investment classes and give logical and critical thinking towards the same.
Who is an Investment Planner?A professional who is engaged in managing and advising clients related to investment in different classes of asset to maximize the returns as per their expected returns.
The advice given by an investment planner must be backed by expert research analysis, and must be critically thought with due diligence.
Hence, option B holds true regarding an investment planner.
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11.(03.03 LC)
What does a low interest rate indicate? (5 points)
A poor salary
Increased risk
A higher credit score
Zero loan fees
Answer:
b or d
Explanation:
can't deside
A low interest rate indicates a higher credit score. This credit score become low when the interest rate will be lowered. Option C is correct.
What is the interest rate?An interest rate is the amount of interest due consistent with period, as a percentage of the quantity lent, deposited, or borrowed.
The general interest on a quantity lent or borrowed relies upon at the major sum, the interest price, the compounding frequency, and the duration of time over which it's miles lent, deposited, or borrowed.
If the interest rate is low, then the capacity of consumers to buy a certain good increased, and the demand of credit also increased, if the credit demand increased, then there will be the higher credit score.
Therefore, option C is correct.
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What is the goal of materials handling? a. Minimize length of time product is held in storage b. Minimize time spent sorting delivered products c. Minimize the time spent coding and tagging products d. Minimize the number of times a product is handled e. Minimize the number of times a product is transported
Answer:
d. Minimize the number of times a product is handled
Explanation:
Material handling is the process by which products are passed from different stages of production and delivery before getting to the consumer.
Since material handling is an essential activity in production businesses plan to reduce cost on this activity.
The best way to reduce handling cost is to reduce the number of time a product needs to be handled.
That is reducing to the barest minimum the touch points in process like sorting, moving, preparing, and storing products
what type of business law deals with general employment practices
a copyright law
b corprate law
c contract law
d accounting law
Answer:
The correct option is;
c. Contract law
Explanation:
A contract law is the aspect of law that is concerned with the agreements between two or more persons or parties such that an exchange is expected to take place or beneficial obligations are made which are legally enforceable.
The elements of a contract making it enforceable is the existence of a contract offer and an acceptance of the offer; evidence of sufficient consideration of the contract terms; Availability to resources and capacity/competence to enforce the contract; and legality of the activities or items in the contract
Answer:
c . contract law
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what is the definition of It spectrum
You buy a watch that costs $45.50. The tax on the watch is 7.5%. What is the final cost?
Answer:
$48.9125
Explanation:
7.5% of 45.50 is 3.4125
3.4135+45.50=48.9125
Select the correct answer.
Samantha works at an arcade parlor. She has noticed that, although the arcade is full during peak hours, half the game machines are
unoccupied during non-peak hours. This leads to losses because the arcade has to sustain the cost of running the utilities. What should
Samantha's arcade parlor do in order to increase demand during non-peak hours?
A. ask customers to visit the arcade during non-peak hours
B. sell game tickets (coins) at a lower price during non-peak hours
C. decrease the number of active game machines during non-peak hours
D. increase the number of games per ticket in the arcade
Answer:
B
Explanation:
all the answers makes sense but since we're specifically asked to increase demand, b makes most sense
Input used to produce goods and services clled
Answer:
Factors of production
Which of the following is a benefit of EFT
A. Limited access
B. Accessibility
C. Difficulty
D. Cost
Answer:
cost hope this helps and maybe brainliest
what is a Job?
1. Work that you do for pay
2. refers to any useful activity.
3. Series of related jobs or occupations.
4. A career of jobs.
does anyone have a way or trick on using like blocked websites on a school chromebook?
1Elmo, Hiiiii! How old is Elmo on sesame street?
Answer:
Hello I’m big bird
Explanation:
Answer:
Elmo is three and a half years old
Explanation:
Econmics. 'Cause Lord knows that I don't be paying any kind of attention in that class
Answer:
lol
Explanation:
pls help me
1. What is the count number of the statement?
2. Was there any check card activity? If so, how many transactions were there, and what was the total amount?
3. Were there any service charges? If so, what was the total amount?
4. What is the total of all withdrawals (checks, ATM transactions, check card transactions, service charges)?
Answer:
lol it is du green one lololol dont tell on me
Need help ASAP !
Per capita GDP is a better measure of a nation's economic development than total GDP because...
a. it shows how wealthy each person in the country is.
b. it gives a better comparison between countries of different population sizes.
c. it shows how the unemployment rate affects GDP.
d. it uses the exchange rate of the country involved.
Answer:
a. it shows how wealthy each person in the country is.
Explanation:
GDP per capita shows the average contribution per individual to the country's GDP. It is obtained by dividing the country's GDP by its population. GDP per capita estimates the level of economic activity per citizen. A higher GDP per capita suggests that each individual produced a high value of goods and services in that period.
GDP per capita is a measure of the prosperity of a country. A country with a high GDP per capita has a high economic growth relative to its population. When the output of the country is shared among its population, each individual gets a big proposition. Therefore, a high GDP per capita indicates that citizens are more wealthy.
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Answer:
yeah sure I'll definitely do that
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I love your profile pic ( ༎ຶŎ༎ຶ )
Answer:
Her car
Explanation:
She would have to give up the title of her car because she is borrowing money from a title pawn lender. She'd borrow up to 100-5,000, then she's have to give up her title to her car.
What is an audiologist?
Answer:
An audiologist is a licensed healthcare professional who specializes in diagnosing and treating hearing
Explanation:
Answer:
Audiologists are health care professionals who identify, assess and manage disorders of hearing, balance and other neural systems.
Explanation:
An audiologist is a licensed hearing health care professional who specializes in the diagnosis and treatment of hearing loss and balance disorders in adults and children. ... Treatment for balance disorders and tinnitus (ringing in the ears) Hearing and speech rehabilitation programs.
Also:
An audiologist is a licensed healthcare professional who specializes in diagnosing and treating hearing, balance and tinnitus disorders and who has, at minimum, a master's degree. Many, however, also go on to get a doctorate degree (Au. D.), and only then become a Doctor of Audiology.
What helps a consumer determine the quantity of something to buy?
marginal cost
marginal error
marginal benefit
marginal comparison
Answer:
marginal cost
Explanation:
"Marginal cost" plays a role when it comes to the quantity that consumers may actually buy for a particular product. If a company decides to produce many bags of good quality at a lower price, the company will be able to save money because over time, they will tend to choose a bulk purchase in which they'll be able to save money. Thus, their marginal cost will decrease. In this case, they can also lower the price for each bag. So, this means that their bags will not be expensive for consumers to buy and the more quantity the consumers will be willing to purchase.
Answer: The answer should be:
A: marginal cost
Explanation:
Edge 2023
Hope this helps! (^_^)
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What is marketing? There are three correct answers:
A. Market Research
B. Shopping
C. Social Media
D. SEO
E. Selling
Answer:
E
Explanation:
selling product and services including market research and advertisement
Who has a tw octane on rocket leage?
Answer:
I do :)
Have a great day!
Answer:
me
Explanation:
If you decide to hunt for your next job while you are still employed, you should be careful to a. Only search for jobs in other industries b. Tell your boss you are looking right away Tell your coworkers where you are looking d. Keep the information to yourself
Answer:
D. Keep the information to yourself.
Assuming you decide to hunt for your next job while you are still employed, you should be careful to: D. Keep the information to yourself.
An employee refers to an individual who is employed by an employer of labor, so that he or she can perform specific tasks, duties or functions within the business firm, for a certain amount of money paid as wages or salary.
Job hunting is a process through which individuals who are seeking employment go around in search of available job opportunities while submitting an application.
Ideally, job hunting is usually carried out by unemployed people. However, some employed persons go on job hunts when they seek more experience or a higher pay.
On this note, an employed person that decides to hunt for a new job should endeavor to keep such an information to himself or herself because it could lead a termination of contract at his or her current establishment.
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When a spelling error is indicated, what is a quick way to see a list of possible corrections?
Left click on the spelling error
Cut the spelling error
Highlight the spelling error
Right click on the spelling error