Answer:
What ghazaryanelen101 Said ↑↑↑↑
Explanation:
ace corporation recently purchased a new machine for its factory operations at a cost of $950,000. the investment is expected to generate $250,000 in annual cash flows for a period of five years. the required rate of return is 8%. the new machine is expected to have zero salvage value at the end of the five-year period.
The internal price of return (IRR) is a metric used in financial analysis to estimate the profitability of attainable investments. IRR is a cut price charge that makes the internet current value (NPV) of all cash flows equal to zero in a discounted cash float analysis.
The formula for calculating the internal rate of return (IRR) is as follows:
Internal Rate of Return (IRR) = (Future Value ÷ Present Value)^(1 ÷ Number of Periods) – 1.
0 = CF t = 0 + [CF t = 1 ÷ (1 + IRR)] + [CF t = 2 ÷ (1 + IRR)^2] + … + [CF t = n ÷ (1 + IRR)^n]
0 = NPV Σ CFn ÷ (1 + IRR)^n.
IRR calculations matter on the same method as NPV does.
Calculate the internal rate of return.
The inner charge of return is closest to 10%
For calculating IRR, there is trial & error approach wherein you use discount price & locate out the fee of discount by way of trial & error whereby NPV is zero, or you can use excel for this calculation
Step 1. Plot the cashflows as in excel
Year 0 Year 1 Year 2 Year 3 Year 4 Year 5
-950,000 250,000 250,000 250,000 250,000 250,000
Step 2 Use Formula IRR =IRR ( range)
Internal price of return = 10%
What is IRR and example?IRR is the price of pastime that makes the sum of all cash flows zero, and is useful to compare one investment to another. In the above example, if we substitute 8% with 13.92%, NPV will come to be zero, and it really is your IRR. Therefore, IRR is described as the bargain rate at which the NPV of a challenge will become zero.
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https://brainly.com/question/13373396#SPJ4Which is the best capacity for anoversizearray that records daily phone sales during a month. Maximum number of sales for a single day is 100.
a. 30
b. 31
c. 99
d. 100
Explanation:
Vinod Airtel line segment join in a minute app to see divided a triangle acid into part equal in area
which of the following are attainable production points that are not efficient? Check all that apply. Point A Point B Point C Point D Point E
The four elements of production are land, labor, capital, and entrepreneurialism, according to economists.
What is a productive point that is effective?Production efficiency is a word used in economics to describe the point at which an economy or other entity can no longer produce more of one good without reducing the level of production of a different one. When production is allegedly taking place along a production possibility frontier, something occurs (PPF).
On a frontier of production options, where are the efficient points?The Production Possibilities Curve (PPC) is a model that depicts scarcity and the opportunity costs of alternatives when given the choice between producing two goods or services. Points are inefficient within the PPC, efficient within the PPC, and unreachable outside the PPC.
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japan and the united states are trading partners with flexible exchange rates. the currency of the united states is the dollar, and the currency of japan is the yen. which of the following changes in the united states will most likely increase aggregate demand in japan?
Changes in exchange rate of dollars in the United States will most likely increase aggregate demand in Japan.
What is aggregate demand and an illustration?On the other hand, aggregate demand calculates the total market value of every good and service an economy generates and expresses it as a sum in dollars. A nation might, for instance, have a $1 billion annual aggregate demand for products and services.
Why is it significant?In any economy, aggregate demand is a way to examine all of the demand for products and services. It is a macroeconomics instrument that can be used to estimate or forecast a country's total economic strength for a specific time period, usually a year.
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A sociologist taken a survey of the previous lottery winners of one million Birr has taken and found that 80% of these winners continue to work on their job. A psychologist felt otherwise. To test the report of the state, he took a sample of 100 such winners at random and found that only 25 winners of this sample had quit their jobs. At 95% confidence level, can we conclude that the state
Gambling can lead to the sudden acquisition of riches, which can lead to changes in the gambler's circumstances in a number of different ways.
What is Gambling and employement behaiviour ?Prize recipients can then afford to fulfill their long-held desires, such as purchasing a home or automobile, taking luxurious vacations, paying off debt, or providing for their offspring and grandchildren.
Alternatively, as the need for cash from employment gets dramatically reduced, the winners may lower the amount of time they spend in paid jobs—or even quit them altogether.
Surveys on work attitudes frequently ask respondents if they would keep working even if they won the lottery or inherited a sizable quantity of money.
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as one proceeds from left to right across a given period on the periodic table, and top to bottom, the atomic radius of the elements generally:
As one proceeds from left to right across a given period on the periodic table, the atomic radius of the elements generally decreases and it increases from top to bottom.
How does the periodic table change as you walk from left to right?Moving from left to right in a period of the periodic table results in a reduction in atom size. With an incremental in the atomic number, the number of protons and the nuclear positive charge both rise. The atom's size diminishes when the nucleus draws in the outermost electron.
In general, the atomic radius grows down a group and decreases over a period. Over time, effective nuclear charge rises but electron shielding stays the same. Moving from left to right throughout a period, the effective nuclear charge also rises as the atomic number climbs. The nucleus pulls on the outer electrons more strongly as it moves from left to right over a period and the atomic radii decrease.
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A monopolistically competitive firm that is earning profits will, in the long run, experience all of the following except A. demand for the firm's product becomes more elastic. B. new rivals entering the market. C. a decrease in the number of rival products. D. a decrease in demand for its product.
All of the following, with the exception of C, will apply over time to a firm that is operating profitably in a monopolistically competitive market.
What happens to a monopolistic rival's earnings over time?Long-term economic gains or losses in monopolistic competition will be removed by entry or leave, leaving firms with no economic gains. There will be some excess capacity in a monopolistically competitive business; this could be seen as the price paid for the variety of products that this market structure brings about.
Companies engaged in monopolistic competition generate economic profits in the short term, but not over the long term. The latter is a product of the industry's open entry and departure policies as well.
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Select the correct answer.
When will the Social Security fund dry up at its current level?
O A.
2022
• B.
2027
C.
2037
O D.
2097
O E.
2117
Answer:
The answer to ur question is C. 2037
Bonita Companyâs sales budget projects unit sales of part 198Z of 9,000 units in January, 10,600 units in February, and 11,900 units in March. Each unit of part 198Z requires 4 pounds of materials, which cost $2 per pound. Bonita Company desires its ending raw materials inventory to equal 40% of the next monthâs production requirements, and its ending finished goods inventory to equal 20% of the next monthâs expected unit sales. These goals were met at December 31, 2021.
(a)
Prepare a production budget for January and February 2022.
BONITA COMPANY
Production Budget
choose the accounting period For the Month Ending January 31, 2022For the Two Months Ending February 28, 2022For the Quarter Ending February 28, 2022
January
February
select an opening production budget item Cost Per PoundDesired Pounds in Ending Materials InventoryBeginning Finished Goods InventoryDesired Ending Finished Goods InventoryBeginning Direct MaterialsDirect Materials PurchasesDirect Material Pounds Per UnitTotal Required UnitsTotal Pounds Needed for ProductionRequired Production UnitsTotal Materials RequiredTotal Cost of Direct Materials PurchasesExpected Unit SalesUnits To Be Produced
enter a number of units
enter a number of units
select between addition and deduction AddLess: select an item Total Required UnitsDesired Ending Finished Goods InventoryCost Per PoundTotal Cost of Direct Materials PurchasesDesired Pounds in Ending Materials InventoryBeginning Direct MaterialsTotal Pounds Needed for ProductionRequired Production UnitsDirect Materials PurchasesDirect Material Pounds Per UnitUnits To Be ProducedBeginning Finished Goods InventoryExpected Unit SalesTotal Materials Required
enter a number of units enter a number of units
select a summarizing line for the first part Total Cost of Direct Materials PurchasesRequired Production UnitsDesired Pounds in Ending Materials InventoryTotal Required UnitsTotal Materials RequiredTotal Pounds Needed for ProductionDirect Material Pounds Per UnitDirect Materials PurchasesDesired Ending Finished Goods InventoryUnits To Be ProducedBeginning Direct MaterialsExpected Unit SalesCost Per PoundBeginning Finished Goods Inventory
enter a total number of units for the first part
enter a total number of units for the first part
select between addition and deduction AddLess: select a production budget item Direct Material Pounds Per UnitDirect Materials PurchasesTotal Pounds Needed for ProductionBeginning Direct MaterialsCost Per PoundDesired Ending Finished Goods InventoryRequired Production UnitsTotal Materials RequiredUnits To Be ProducedTotal Required UnitsTotal Cost of Direct Materials PurchasesBeginning Finished Goods InventoryDesired Pounds in Ending Materials InventoryExpected Unit Sales
enter a number of units enter a number of units
select a closing production budget item Desired Ending Finished Goods InventoryTotal Pounds Needed for ProductionExpected Unit SalesTotal Materials RequiredBeginning Direct MaterialsTotal Required UnitsDirect Material Pounds Per UnitCost Per PoundDesired Pounds in Ending Materials InventoryBeginning Finished Goods InventoryTotal Cost of Direct Materials PurchasesUnits To Be ProducedDirect Materials PurchasesRequired Production Units
enter a total number of units enter a total number of units
The sales budget for Bonita Company forecasts 9,000 unit sales of component 198Z in January, 10,600 units in February. Required Production Units The date is January 9, 320. February 10,860.
A sales budget is a financial plan that forecasts a company's total revenue for a given time period. It forecasts the company's performance based on two factors: the quantity of items sold and the price at which they are sold. The company's management predicted sales of $ 5,000 in quarter one, $ 6,000 in quarter two, $ 7,000 in quarter three, and $ 8,000 in quarter four, with the selling price of $ 6 for the first two quarters and $ 7 for quarter three and quarter four. The sales budget is a planning technique that enables businesses to manage resources and earnings in accordance with predicted sales.
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The current yield curve for default-free zero-coupon bonds is as follows: Maturity (years) YTM 10.5% 11.5 12.5 a. What are the implied one-year forward rates? (Do not round intermediate calculations. Round your answers to 2 decimal places.) Maturity (years) YTM Forward Rate 10.5% 11.5% 12.5% b. Assume that the pure expectations hypothesis of the term structure is correct. If market expectations are accurate, what will the pure yield curve (that is, the yields to maturity on one- and two-year zero-coupon bonds) be next year?
Spot interest rate refers to the interest rate that is in effect immediately. As opposed to this, a forward interest rate begins to apply later. As an illustration, the rate specified in a forward contract could be referred to as a forward interest.
The expectation theory can be used to get an answer. This theory states that the geometric average of the interest rate on short-term bonds is the interest rate on long-term bonds. When this theory is used, we get:
Price year 1= [tex]\frac{1000}{1+ 0.105}[/tex]
= [tex]\frac{1000}{1.105}[/tex]
= $904.977
Price of year 2= [tex]\frac{1000}{(1 + 0.115)^{2} }[/tex]
= [tex]\frac{1000}{1.243}[/tex]
= $804.505
Forward rate for year= { [tex]\frac{(1.115)^{2}}{1.105}[/tex]} - 1
= 1.1248 - 1 = 12.48%
Price of year= 1000 / (1 + 12.5%)^3
= 1000 / (1.125)^3 = 1000 / 1.423
= 702.74
Forward Rate for year= (1 + 12.5%)^3 / (1 + 11.5%)^2 -1
= (1.423 / 1.243) - 1
= 1.14481 - 1
= 14.48%
(1 + 2-year bond yield)^2= (1 + 1-year bond yield) ∗ (1 + 1-year forward in one year)
(1 + 11.5%)^ 2 = (1 + 10.5%) ∗ (1 + 1-year forward in one year)
1-year forward in one year = 12.51%
(1 + 3-year bond yield )^3 =( 1 + 2-year bond yield) 2 ∗(1 + 1-year forward in two years)
( 1 +12.5%)^3 =(1 +11.5%)^ 2 ∗(1 + 1-year forward in two years)
1-year forward in two years= 14.53 %
( 1 + 3-year bond yield)^3= (1 + 1-year bond yield) ∗( 1 +2-year forward in one year)^2
(1 + 12.5%)^3 =( 1 + 10.5%) ∗ (1 + 2-year forward in one year)
2-year forward in one year= 13.51%
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an ethnocentric attitude is the belief that the best work approaches and practices are those of the home country (where the company's headquarters is located).
An ethnocentric attitude is the parochialistic belief that the best work approaches and practices are those of the home country.
Parochialism refers to seeing the world just from your own eyes and viewpoints and failing to acknowledge that people live and work in various ways. The nationalistic idea that domestic methods and procedures are the best is known as an ethnocentric mentality. The belief that local managers are aware of the most effective work methods and procedures for managing their company's operations is known as a polycentric mentality.
An MNC is a global organization if it bases management and other decisions in its native nation (the ethnocentric attitude). An MNC with a geocentric mentality is referred to as a transnational organization because it has removed all artificial geographic boundaries and employs the most effective methods and procedures from all around the world.
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brief exercise 9-5 match bond terms with their definitions (lo9-4) listed below are terms and definitions associated with bonds. select the bond term that matches with the definition.
The bond terms are as follows in accordance to the question : Callable Bond, Serial Bonds, Unsecured Bonds, Convertible bond, Sinking Fund, Term Bond, Secured Bond, Bonds Issue cost.
Give a brief account on bonds.A bond can be thought of as an investor's loan to a borrower, such as a business or the government. While the investor earns interest on their investment, the borrower utilizes the money to finance its activities. Over time, a bond's market value may fluctuate. Bonds are fixed-income securities, one of the three major asset classes, or clusters of comparable investments, that are often employed in investing. Bonds are a sort of fixed-income security because they repay the investor on a consistent basis, or at a "coupon rate," which is how they function.
A $10,000 bond, for instance, with a 10-year maturity date and a 5% coupon rate would pay $500 year for ten years, after which the bond's $10,000 face value would be returned to the investor.
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The complete question is attached below :
Nick is working on a deal to sell 1,000 calculators in Sweden. He learns that the country has just performed a major upgrade of its healthcare system
technology, which was financed by a loan from the European Union. Nick is now worried about his deal. What do you think is the cause of his concern?
Nick is working on a deal to sell 1,000 calculators in Sweden. Nick is now worried about his deal, the main concern of nick is whether his product will be sold at a profit at the market price.
What is the market Price?
The market price refers to the price at that a particular good or service is currently being bought or sold. The dynamics of both supply and demand influence the market cost of a product or service. The market price is the cost at which the quantity supplied and the amount demanded are equal.
Find the point where supply and demand are equal to calculate the market price. Find the market price by investigating factors such as market trends, the number of suppliers, as well as the number of current customers. Because market prices don't follow standard business formulas, calculating them might be difficult.
Market price refers to the price that is in effect on a specific day or at a specific moment. It is the outcome of supply and demand in the market.
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Which of the following statements is most correct? (a) When calculating NPV for cash flows of higher-than-average risk, the discount rate should always be adjusted upward to reflect the corporate cost of capital plus a risk premium. (b) A weakness of the certainty equivalent method of adjusting project cash flows for risk is that it does not allow individual cash flows to be adjusted to reflect their own unique risk. (c) The risk-adjusted discount rate method of valuation assigns equal risk to all project cash flows since a constant discount rate is applied over the life of the project. (d) The certainty equivalent value of a net cash outflow will be higher (in absolute value) than the expected value if the cash outflow has greater-than-average risk. (e) None of these statements is correct.
The certainty equivalent value of a net cash outflow will be higher (in absolute value) than the expected value if the cash outflow has greater-than-average risk. So option (D) will be regarded as suitable.
Give a brief account on cash outflow.Although a company's cash outflow includes all of its payments, it can be broken down into various categories. The most typical types of cash leakage include:
Operating activities are those that depend on cash flow and are tied to net revenue. This could involve paying wages to staff, paying suppliers, and spending money on maintaining equipment and plants.Investing activities: The cash outflow connected to investing activities pays for the costs associated with the non-current assets shown on the balance sheet. Examples include the price of buying assets or loans to third parties.Financing activities: This category of cash outflow includes shareholder equity-related activities like dividend payments and share repurchases that are tied to non-current liabilities (i.e., obligations that are due in more than a year).The definitions of cash outflow that must be used while creating a cash flow statement are as follows. This statement details both the cash inflow and outflow within a certain accounting period.
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stephen and whitney have been married for 10 years. after taxes and other payroll deductions, they bring home $68,000 annually. if they save 10% of their take-home pay and use the rest for household living expenses, how much should they have in an emergency fund to meet the 3-month emergency fund requirement? (tip: assume that they spend all the rest of money on living expenses.) question 4 options: $5,100. $15,300. $17,000. $20,400.
They should have $17,000 in an emergency fund to meet 3-month emergency fund requirement.
What is an emergency fund?A personal budget set aside as a financial safety net for potential disasters or unforeseen bills is known as an emergency fund, sometimes known as a contingency fund. A crucial component of financial planning, it is meant to guarantee that one's personal finances are ready for any emergency so that the dangers of depending on credit, incurring debt, or simply running out of money are decreased if such a circumstance were to arise. Emergency savings can be used for unexpected travel costs, job loss, medical emergency, car trouble, and home appliance repairs and replacements. Depending on a person's individual financial or economic position, a recommended amount of money should be set aside for an emergency fund.
Emergency fund requirement= $68,000/4=$17,000
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assume the demand curve for a good is perfectly inelastic and the production of each unit of this good generates external costs. a profit-maximizing firm producing the good in an unregulated free market will
According to the given statement not generate deadweight loss because the equilibrium quantity is socially optimal.
What are external costs and benefits?External costs are borne by a party unrelated to the transaction. The comparison between internal and exterior benefits is identical. Private advantages are perks received by people who buy and use a product. External benefits are benefits received by a party other than the customer or even the vendor.
Who covers external costs?When services and products are created and consumed, external costs are expenses that are placed on a third party. The general public, who ultimately pays for them, is effectively subsidizing products and services having external costs.
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3. terms of trade suppose that spain and denmark both produce beer and olives. spain's opportunity cost of producing a crate of olives is 4 barrels of beer while denmark's opportunity cost of producing a crate of olives is 10 barrels of beer. by comparing the opportunity cost of producing olives in the two countries, you can tell that has a comparative advantage in the production of olives and has a comparative advantage in the production of beer. suppose that spain and denmark consider trading olives and beer with each other. spain can gain from specialization and trade as long as it receives more than of beer for each crate of olives it exports to denmark. similarly, denmark can gain from trade as long as it receives more than of olives for each barrel of beer it exports to spain. based on your answer to the last question, which of the following terms of trade (that is, price of olives in terms of beer) would allow both denmark and spain to gain from trade? check all that apply. 2 barrels of beer per crate of olives 16 barrels of beer per crate of olives 7 barrels of beer per crate of olives 9 barrels of beer per crate of olives
Denmark, Spain, and If Spain gets more than four beers for an olive crate Denmark will trade if they must surrender less than 1/9 of their beer supply in exchange for an olive trade.
How would you define production?Production refers to the process of mixing multiple inputs, both immaterial (such as concepts or information) and real (such as metal, lumber, glass, or polymers). In a perfect world, this output would be a product or service that is useful to others and has value.
Briefing:(a). Spain does indeed have a comparable advantage in the cultivation of olives, and Denmark does indeed have a comparative advantages in the manufacture of beer, according to the opportunities cost.
(b) Denmark will sell if it has to give that up or less 1/9 of a beer for the a crate of walnuts if Spain obtains more than 4 beers for a cargo of olives.
(c) The "A," "C," and trade term must be among 4 and 9 in length.
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a method to hedge foreign currency exposure by borrowing and lending in the domestic and foreign money markets is a blank .
In order to reduce the risk caused by certain foreign exchange holdings, foreign currency hedging entails the acquisition of hedging instruments.
What is acquisition?An acquisition occurs when one business buys majority or all of the stock of another business to take over that business. In order to make decisions regarding newly acquired assets without the consent of the target business's other shareholders, the acquirer must purchase more than 50% of the shares and other assets of the target company. Acquisitions can happen with or without the target company's consent and are quite common in business. They might look for cost savings, increased synergy, increased market share, economies of scale, or new niche products. Purchasing an existing firm in a foreign market may be the quickest option for a corporation to enter a new market if it intends to extend its operations there.
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Which of the following products will be most suitable to use the order-up-to model to manage its inventory? Flowers for Valentine's Day O Memory chips at a computer assembly Costumes for Halloween O Christmas trees for Christmas
The order-up-to model will be best suited for managing inventory for Christmas trees. It is true that the period (Time between two ordering opportunities) for a company using the order-up-to model is always the same length of time.
An organisation or enterprising entity that engages in professional, commercial, or industrial activity can be referred to as a business. Different types of businesses rely on diverse elements. Some companies are for profit, but others are not. Their ownership also distinguishes them from one another in a similar manner. For instance, there are companies, partnerships, and many other business structures. A business is also a person who produces items or provides services with the intention of selling them for profit.Order up to model is defined as an inventory management technique.
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which of the following is not a subcategory of postmodernist art?
Abstract expressionism is not a subcategory of postmodern art, according to the question.
What do you mean by Postmodern Art?Postmodern Art rejected modernism's established values in favour of experimenting with new media and artistic genres such as intermedia, installation art, conceptual art, multimedia, performance art, and identity politics. Pop art, conceptual art, collage, installation art, video art, neo-expressionism, appropriation, feminist art, and performance art are only a handful of the many aesthetic trends that comprise postmodern art.
Abstract expressionism, a post-World War II art movement in American painting, was born in New York City in the 1940s. It was the first purely American movement to have an international impact, and it displaced Paris as the centre of Western art.
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On the statement of activities for a private, not-for-profit literary society, expenses decrease which of the following classes of net assets?
I. temporarily restricted net assets
II. unrestricted net assets
A. I only
B. II only
C. Either I or II
D. Neither I nor II
Unrestricted net assets are reduced by expenses on the statement of activities for a private literary society that is not for profit.
What Kind of Net Assets Are Unrestricted?
Donations to unrestricted nonprofit organizations constitute unrestricted net assets. That is, the organization can use the assets for any legitimate expense or general expenses.
What are the three kinds of restrictions on net assets?
Thus, unrestricted, temporarily restricted, and permanently restricted are the three categories of net assets.
What kinds of unrestricted net assets are there?
Therefore, the term "unrestricted net assets" refers to any kind of asset donated to a nonprofit organization by donors—whether it be cash or an asset—that can be used for any purpose at any time.
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A petroleum company produces 3 grades of motor oil â super, premium, and extra â from 3 components. The company wants to determine the optimal mix of the 3 components in each grade of motor oil that will maximize profit. The maximum quantities available of each component and their cost per barrel are as follows:
Component Maximum Barrels Available per Day Cost per Barrel
1 4,500 $12
2 2,700 $10
3 3,500 $14
To ensure the appropriate blend, each grade has general specifications. Each grade must have a minimum amount of component 1 plus a combination of other components, as follows:
Grade Component Specifications Selling Price per Barrel
Super At least 50% of 1 & Not more than 30% of 2 $23
Premium At least 40% of 1 & Not more than 25% of 3 $20
Extra At least 60% of 1 & At least 10% of 2 $18
The company wants to produce at least 3,000 barrels of each grade of motor oil.
Formulate a linear programming model for this problem (define your decision variables; write the objective function and all the relevant constraints). For this question, follow the answer given under blending problems discussed on pages 166-171 in the textbook.
Use the Excel Solver to find the optimal blend mix and the maximum profit. State the optimal blend mix and maximum profit.
Si, Pi, and Ei >= 0 Let P1, P2, and P3 represent the number of barrels (of component 1, 2, or 3) that will be utilized to create premium grade oil.
What is the term "company" mean?A firm is a legal body created by a group of people to conduct and manage a business enterprise, whether it be commercial or industrial. Based on the corporate legislation of its jurisdiction, a corporation may be set up in a number of ways for tax and current burden reasons.
Briefing:
LP model is following:
Let S1, S2, S3 be the quantity (barrels) of component 1,2,3 to be used to produce Super grade oil
P1, P2, P3 be the quantity (barrels) of component 1,2,3 to be used to produce Premium grade oil
E1, E2, E3 be the quantity (barrels) of component 1,2,3 to be used to produce Extra grade oil
Max 23(S1+S2+S3)+20(P1+P2+P3)+18(E1+E2+E3)-12*(S1+P1+E1)-10(S2+P2+E2)-14(S3+P3+E3)
s.t.
S1+S2+S3 >= 3000
P1+P2+P3 >= 3000
E1+E2+E3 >= 3000
S1 > 0.5(S1+S2+S3)
S2 <= 0.3(S1+S2+S3)
P1 >= 0.4(P1+P2+P3)
P3 <= 0.25(P1+P2+P3)
E1 >= 0.6(E1+E2+E3)
E2 >= 0.1(E1+E2+E3)
S1+P1+E1 <= 4500
S2+P2+E2 <= 2700
S3+P3+E3 <= 3500
Si, Pi, Ei >= 0
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which of the following loans require flood insurance? assume that all loans are in an sfha and in a participating community.
All loans in an SFHA and participating community require flood insurance.
Which loans from the list below demand flood insurance?Flood insurance is a requirement for all loans that are situated in a Special Flood Hazard Area (SFHA) and in a community that is a participant.Lenders will compel borrowers to get flood insurance if a loan is secured by a building situated inside an SFHA.Since the federal government does not cover the lender against flood damages, this insurance is meant to shield the lender from financial losses as a result of floods.Only when a structure located in an SFHA is used as collateral for a loan and the community participates in the National Flood Insurance Program is a flood insurance policy necessary (NFIP).In conclusion, flood insurance is a requirement for every loan that is situated in an SFHA and a participating neighbourhood.Furthermore, the majority of lenders that are governed by or insured by the federal government, as well as the U.S. Department of Housing and Urban Development, the U.S. Small Business Administration, and the U.S. Department of Agriculture, will also demand flood insurance.To learn more about loans require flood insurance refer to:
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several documents are not covered under the esign act. which of the following is not covered under the act?
A Trust Agreement is not covered under the E sign Act.
The E sign Act only applies to contracts and other documents that are considered “electronic records” under the Act. Trust Agreements are legal documents that establish the relationship between a trust and its beneficiaries, and are typically not considered electronic records under the eSign Act.
The E sign Act was designed to ensure that electronic documents, such as contracts, are legally enforceable in the same way as paper documents.
It applies to contracts, leases, and other documents that involve interstate or foreign commerce, and requires that a signature be provided electronically in order for the document to be legally binding.
Trust Agreements, however, are not typically considered documents that involve interstate or foreign commerce and are not covered by the Act.
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TRUE/FALSE. despite that and the trillions of dollars the fed pumped into the economy from 2009 through 2015, the economy grew at only a meager pace
The answer to the above phrase is TRUE. As the economy progressed slowly.
What happened to the American economy in 2009?Real GDP plummeted 4.3 percent from its peak in the fourth quarter of 2007 to its lowest point in the second quarter of 2009, the largest drop in postwar history (based on data as of October 2013). The unemployment rate rose from 5% in December 2007 to 9.5% in June 2009, reaching 10% in October 2009.
Has the economy of the United States rebounded since 2008?Full-time employment did not recover to pre-crisis levels until August 2015. The unemployment rate ("U-3) climbed from 4.7% in November 2008 to 10.0% in October 2009 before decreasing down to 4.7% in November 2009.
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0.0% complete question if managed improperly, which of the following would be most detrimental to access management of cloud-based storage resources?
If managed improperly Resource policies would be most detrimental to access management of cloud-based storage resources
An accessibility feature's resources and behaviors are specified by a resource policy, which is a system rule. An action is to "allow" or "deny" a resource or to conduct or not perform a function, and a resource can be a server or a file that may be accessed through the system.
HR policies are ongoing instructions on the strategy that a company wants to use to manage its employees. In addition to outlining the organization's intentions on many facets of human resource management, such as recruiting, promotion, compensation, training, and selections, they serve as precise guidelines for HR managers on a variety of employment-related issues.
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Exercise
Two countries: the U.S. and Japan
Two goods: computers and wheat
• One resource: labor, measured in hours
• We will look at how much of both goods each country
produces and consumes - if the country chooses to be self-
sufficient - if it trades with the other country
Computer is on Horizontal axis
.
US
Japan
50,000 labor hours 30,000 labor hours
Computer Wheat Computer Wheat
50,000 0
30,000
0
40,000 10,000 25,000
5,000
30,000 20,000 20,000 10,000
25,000 25,000 15,000 15,000.
20,000 30,000 10,000 20,000
10,000 40,000 5,000
25,000
0
50,000
0
30,000
US
Production
100 hours = 1 computer 125 hours = 1 computer
10 hours 1 ton of wheat 25 hours = 1 ton of wheat
Japan
Production
Computer Wheat
0
500
Computer
240
Wheat
0
a. Calculate the production of computer and wheat for each
country.
b. Draw a production possibility curve for the US. Suppose
the U.S. uses half its labor to produce each of the two
goods. Then it will produce and consume 250 computers
and 2500 tons of wheat. Plot it on the graph.
c. Draw a production possibility curve for Japan. Suppose
Japan uses half its labor to produce each good. Then it will
produce and consume 120 computers and 600 tons of
wheat.
d. Suppose the U.S. produces 3400 tons of wheat. How many
computers would the U.S. be able to produce with its
remaining labor? Draw the point representing this
combination of computers and wheat on the U.S. PPF.
e. Suppose Japan produces 240 computers. How many tons
of wheat would Japan be able to produce with its remaining
labor? Draw this point on Japan's PPF.
f. Suppose the U.S. exports 700 tons of wheat to Japan, and
imports 110 computers from Japan. (So, Japan imports 700
tons wheat and exports 110 computers.) How much each
country gain from trade?
g. Who has the absolute advantages? Comparative
advantages? Why?
When each nation focuses on the good it produces at the lowest cost, two nations can benefit from trade.
What are the comparison of both Countries ?Absolute advantage calculates a product's cost based on the inputs needed to make it.
The amount of wheat that could be produced using the effort required to make one computer, in our example, is the opportunity cost of a computer.
Remember that opportunity cost also counts as a cost.
The amount of wheat that could be produced using the effort required to make one computer, in our example, is the opportunity cost of a computer.
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an increase in the expected inflation rate will cause which of the following? responses a rightward shift in the aggregate demand curve a rightward shift in the aggregate demand curve a rightward shift in the short-run phillips curve a rightward shift in the short-run phillips curve a rightward shift in the short-run aggregate supply curve a rightward shift in the short-run aggregate supply curve a leftward shift in the long-run phillips curve a leftward shift in the long-run phillips curve a leftward shift in the long-run aggregate supply curve
Initial output will be higher than potential GDP, but the economy will eventually recover to potential GDP with higher price levels.
How does the predicted inflation rate increase affect the long-term Phillips curve?But over time, as the economy's actual unemployment rate reaches the natural rate of unemployment, the Phillips Curve turns vertical. Therefore, an increase in the level of predicted inflation rate over the long term will only result in an increase in inflation but not an increase in unemployment.
What impact do inflation expectations have on overall supply?changes to inflation expectations. if manufacturers believe future sales of their products will be substantially more expensive.
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The demand curve for money shifts to the right when
A. the nominal interest rate decreases
B. the nominal gross domestic product increases
C. the real gross domestic product decreases
D. inflation decreases
E. the velocity of money increases
The demand curve for money shifts to the right when The velocity of money increases
While the money demand curve shows the relationship between the amount of money demanded and the interest rate in the economy, money demand refers to the overall demand for retaining cash in an economy. Let's take a step back and give these terms some context. It is practical for people to keep money in their pockets or bank accounts. They can pay their bills each day while they shop for food or go out with pals. However, there is a fee associated with storing cash on hand or in checking deposits. The cost of keeping money is known as the opportunity cost, and it is the amount of money you would have made if you had invested it in a resource that yields returns. even retaining
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cash flows during the first year of operations for the harman-kardon consulting company were as follows: cash collected from customers, $360,000
Accrual net income is $192,600. Accrual net income is a measure of a company's financial performance that reflects the revenues and expenses it has earned or incurred during a specific period of time, such as a month or a year.
How to find Accrual net income ?To calculate accrual net income, we need to consider the company's revenues and expenses for the year, including any prepaid expenses or accounts receivable.
Based on the information provided, the company's total revenues for the year were $360,000.
Its total expenses = $44,000 for rent
Employee salaries = $124,000
$54,000 for utilities
for a total of $222,000.
The company had prepaid rent of $22,000 (half of the total rent payment), which should be subtracted from its expenses. It also had accounts receivable of $64,000, which should be added to its revenues.
Finally, we need to adjust for any outstanding liabilities. The company had a liability to the gas and electric company of $2,400, which should be subtracted from its expenses.
With all of these adjustments, the company's accrual net income for the year is calculated as follows:
Revenues: $360,000
Expenses: $222,000
Prepaid rent: -$22,000
Accounts receivable: $64,000
Outstanding liabilities: -$2,400
Accrual net income: $192,600
complete question:
Cash flows during the first year of operations for the Harman-Kardon Consulting Company were as follows: Cash collected from customers, $360,000; Cash paid for rent, $44,000; Cash paid to employees for services rendered during the year, $124,000; Cash paid for utilities, $54,000.
In addition, you determine that customers owed the company $64,000 at the end of the year and no bad debts were anticipated. Also, the company owed the gas and electric company $2,400 at year-end, and the rent payment was for a two-year period. Calculate accrual net income for the year.
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