On September 2, 1940, a Bases Agreement had been made. According to the agreement, America would provide Britain 50 of her older naval destroyers in exchange for 99-year leases on land that might be used as bases .
What does the US bases agreement entail?A 1947 Military Stations Agreement granted the United States a 99-year lease on a number of Philippine military and naval bases, giving American authorities practically territorial powers there. A mutual defense treaty (MDT) was signed between officials of the Philippines and the United States in August 1951. This agreement enabled the provision of aid and equipment, valued at around US$169 million by 1957, as well as the creation of a Joint United States Military Advisory Group to advise and train the Philippine armed forces.
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Complete the chart to describe the serious problems in each area of the economy that helped cause the Great Depression.
The Great Depression was an economic shock that happened worldwide during the period between 1929 to 1939. It was the longest and most severe depression that happened after industrialization.
The great depression affected almost all the countries in the world but was worst in America and Europe. The global GDP is estimated to have a fall of 15%. Devastating effects were seen worldwide. Poverty, unemployment, falling personal income, falling prices, and decrease in tax revenue.
Various factors contributed to the great depression. Let's look into each area of the economy that resulted in it.
Stock market - The stock market crash in 1929 is said to be the most important factor that lead to the Great depression. As a result, the investors turned to currency markets.
Credits were widely used as earnings increased, resulting in debt for many people.
Missteps in the federal reserve, untimed tariffs.
Unemployment and fall in demand.
Gold standard - trading of currencies for gold created a run on the dollar.
Overproduction and supply of goods.
These all contributed to the Great depression.
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Write a par of a history of the Kassites . Must include a least 6 sentences (And the dates for each events)
From roughly 1531 BCE until 1155 BCE, a non-Semitic group known as the Kassites dominated the ancient Mesopotamian metropolis of Babylon.
What were the event that took place in that period of time ?In 1531 BCE, they seized control of the city of Babylon, then the dominant power in Mesopotamia, and established a dynasty that would rule for over four centuries. During this time, they managed to maintain control of the city and the surrounding region, despite frequent invasions and attempted conquests by various neighboring kingdoms.When the Elamites attacked Babylon in 1155 BCE and demolished many of the city's structures and landmarks, the Kassite Dynasty came to an end. After this, the Kassites vanished from the annals of history.The Kassites maintained diplomatic and commercial relations with neighboring kingdoms. They also had a symbiotic relationship with Assyria to their north, which sometimes came in as conquerors and sometimes relied on the Kassite's political stability and economic prosperity.To know more about the Kassites , check out :
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What was an outcome of the war of 1812
Answer:
The main result of the War of 1812 has been two centuries of peace between both countries
Explanation:
All of the causes for the war had disappeared with the end of the Napoleonic Wars between Britain and France.
Truman, Eisenhower, and Kennedy all worked hard to promote human rights __________. but the media inflamed the anti-equality mindset and enforced the
Truman, Eisenhower, and Kennedy all worked hard to promote human rights but the media inflamed the anti-equality mindset.
Human rights are fundamental rights that everyone has, regardless of race, gender, nationality, ethnicity, language, religion, or other status. Human rights include, among other things, the right to life and liberty, freedom from slavery and torture, freedom of opinion and expression, the right to work and education, and many more.
Human rights are moral concepts or norms governing specific standards of human behavior that are routinely protected by local and international law. They are usually regarded as inalienable, fundamental rights "to which a person is essentially entitled simply because she or he is a human being" and "inherent in all human beings," regardless of age, ethnic origin, geography, language, religion, ethnicity, or any other position. They are universal in the sense that they apply everywhere and at all times, and they are egalitarian in the sense that they are the same for everyone.
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Explain why the process of industrialization is called a revolution, and summarize the effects of industrialization on the people of the era. thesis statement
Because it creates new industries and advances, such the telephone, manufacturing systems, and the automobile, the industrialization process is also referred to as a revolution.
During the Industrial Revolution, long-distance communication skills significantly increased. Every one of them contributed significantly to the Industrial Revolution. They improved prosperity and ease of living. We still use them today because they were so crucial. These outcomes not only explain why society has advanced so far, but each one also has a wealth of specifics.
Industrialization's consequences include:
1) The phone is one of the most significant affects. This is the capacity for speech transmission over a distance. In fact, the telephone was initially created as a tool to aid hearing-impaired people.
2) The impact of factory systems on this nation was significant. The Industrial Revolution had a significant impact on production systems. We had products like clothing, shoes, and oil thanks to the construction of factories. For both raw materials and everyday items, there were factories. People benefited from this since it satisfied their needs and desires and kept them working so they could provide for their families.
3) Before the automobile was allowed on the road, many people had to commute using a horse and buggy. Among all inventions, the vehicle was undoubtedly the most significant. It facilitated easier living since it gave people a means of independent travel. Additionally, compared to a horse and buggy, it was faster and more practical. The automobile was so practical that we continuously produce new models today.
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In 1841-42, thomas wilson dorr agitated for electoral reform and led an insurrection in what state?a. Pennsylvaniab. Virginiac. New Yorkd. Rhode Islande. South Carolina
in 1841-42, Thomas Wilson Dorr agitated for electoral reform and led an insurrection in Rhodes Island.
Dorr's supporters, known as Dorrites,issue a call to arms after growing impatient with repeated attempts at reform through peaceful means, ushering the small state into a democratic rebellion. The Dorr Rebellion was a turning point in state's rights history as well as a prime example of early American radicalism. The previous administration was upheld after the Dorr Rebellion was put down. In 1844, Dorr was convicted of treason and given a life sentence; however, a year later, he was freed. Suffrage and equal representation were the two main issues in the Dorr Rebellion. Until the 1843 uprising, Rhode Island had been governed under its colonial Constitution.
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In this diagram of Hurricane Maria, it weakens from a Category 4 to a Category 3.
Which of the following could account for the weakening of hurricanes when they reach the Atlantic Ocean? Ocean waters in the Atlantic . .
Question 1 options:
decrease in temperature.
increase in temperature.
decrease in salinity.
increase in salinity.
Answer:
(a) decrease in temperature
Explanation:
You want to know a possible reason for the weakening of Hurricane Maria as it moves toward the northwest from the Leeward Islands.
HurricaneA hurricane is a tropical storm fueled by rising warm moist air. When the air is no longer warm or moist, the hurricane loses strength.
As Hurricane Maria moves toward the northwest, the ocean water under it becomes cooler. The decrease in temperature causes the hurricane to weaken.
__
Additional comment
Hurricanes rapidly lose strength when they reach land, as there is no source of warm moist air there.
What were the names of the two opposing forces during ww1?
Between 1914 and 1918, more than 30 countries declared war on one another. The majority joined the Allies, which included Serbia, Russia, France, Britain, Italy, and the United States.
The Central Powers, which included Germany, Austria-Hungary, Bulgaria, and the Ottoman Empire, were in opposition to them. Conflict is a fight between two opposed forces, ideas, or beliefs that serves as the plot's foundation. These forces have historically been referred to as the protagonist and the antagonist. The Socialist Party of America, the Italian Socialist Party, the Russian Bolsheviks, and the socialist movement led by Karl Liebknecht and Rosa Luxemburg in Germany were among the organizations that opposed the war (later to become the Communist Party of Germany).
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World History
Chapter 21: The Enlightenment: Writing to Learn
Enlightenment author Marquis de Condorcet wrote in Sketch of the Progress of the Human Mind (1794):
That among the advances of the human mind, we should reckon as most important for
the general welfare (common good) is the complete destruction of those prejudices that
have established an inequality of rights between the sexes, an inequality damaging
even to the party it favors.
the most enlightened people... will slowly come to perceive war as the deadliest
plague and the most monstrous of crimes... they will understand that they cannot
become conquerors without losing their liberty; that perpetual alliances are the only way
to preserve independence; and that they should seek their security, not power... We
may conclude that the perfectibility of humanity is infinite.
Prompt: How would you characterize Condorcet's mindset regarding mankind's future?
Write a three-sentence paragraph on this topic.
In sentence one, make a claim that answers the question.
In sentence two, cite specific evidence that supports your claim.
In sentence three, explain how the evidence in sentence two proves the claim you made in sentence one.
Condorcet's mindset regarding mankind's future is optimistic and hopeful. He believes that the complete destruction of prejudices, such as those that create an inequality between the sexes, is an important step for the common good. He also believes that as people become more enlightened, they will come to understand the destructive nature of war and the importance of preserving independence through perpetual alliances, rather than seeking power. This evidence shows that Condorcet believes that humanity has the potential for infinite improvement.
Question
What distinguishes a direct
democracy from a representative democracy?
Answer:
direct democracy is where the citizens are actively involved in affairs of the state whereas indirect democracy is where the citizens elect representatives to run affairs of the state on their behalf
Explanation:
direct = people do it themselves
indirect = elect someone to do it for you
Which country did the united states embargo, or stop trading with, prior to joining the war?
In response to this mounting threat, the US imposed a full export embargo by Embargo Act on Japan, froze Japanese assets in US banks, and sent supplies into China via the Burma Road. It also temporarily halted conversations with Japanese diplomats.
What kind of trade was halted by the Embargo Act?The Embargo Act was rapidly considered and approved in December 1807 at Jefferson's request by the two chambers of Congress. All U.S. ports were closed to export ships in either domestic or foreign boats, and there were limitations placed on imports coming from the United Kingdom. The United States Congress passed the Ban Act of 1807, which placed a sweeping trade embargo on all foreign countries.
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When were the first 10 amendments to the Constitution adopted and what was their purpose?
The first 10 amendments, known as the Bill of Rights were adopted when the Constitution was ratified and were intended to reserve all power to the federal government.
The first 10 amendments, known as the Bill of Independence, were adopted when the Constitution was ratified and were intended to preserve the right of residents of the new nation to declare or reject citizenship.
The first 10 amendments, known as the Bill of Independence, were adopted when the Constitution was ratified and were intended to carefully define individual liberties against the powers of the government.
The first 10 amendments, known as the Bill of Rights were adopted when the Constitution was ratified and were intended to carefully define individual liberties against the powers of the government.
The first 10 amendments to the Constitution, also known as the Bill of Rights, were adopted on December 15, 1791. They were added to the Constitution to protect the individual rights of American citizens from the federal government. The purpose of the Bill of Rights is to ensure that the government does not abuse its power and that the rights of individuals are protected. The first 10 amendments include the following:
The First Amendment guarantees freedom of speech, religion, the press, assembly, and petition.
The Second Amendment protects the right to bear arms.
The Third Amendment prohibits the government from forcing citizens to house soldiers without their consent.
The Fourth Amendment protects against unreasonable searches and seizures.
The Fifth Amendment includes the right to due process of law, the right to remain silent, and the prohibition against double jeopardy and self-incrimination.
The Sixth Amendment guarantees the right to a speedy and public trial, an impartial jury, the right to be informed of the charges against oneself, the right to confront witnesses, and the right to legal counsel.
The Seventh Amendment guarantees the right to a trial by jury in civil cases.
The Eighth Amendment prohibits excessive bail, fines, and punishment.
The Ninth Amendment states that the enumeration of certain rights in the Constitution shall not be construed to deny or disparage other rights retained by the people.
The Tenth Amendment states that powers not delegated to the federal government by the Constitution, nor prohibited to it by the Constitution, are reserved for the states or the people.
How do you think seeing constant messages of hate like this affected the viewpoint of the average German citizen?
“He is to blame for the war.”
Who do the Nazi’s blame for the war and why?
Please help me I am short on time!
Nazi propaganda made use of images and clichés that were not original; rather, their target audience was already accustomed to them.
What distinguishes Nazism as a movement?It placed an emphasis on instinct, the subordination of the individual to the state, and the requirement of blind and unswerving obedience to leaders chosen from above while rejecting rationalism, liberalism, democracy, the rule of law, human rights, and all movements toward international cooperation and peace.
As to why Nazi Germany started a war?Hitler's aim to reunite the German peoples and his quest of Lebensraum—a "living space" that would allow Germans to become militarily safe and economically independent—served as the primary motivators for his overarching ambition for territorial expansion.
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q6 Why was the ruling of McCulloch v. Maryland significant?
It established that the courts had the power of judicial review.
It established that Congress had powers to make laws that were "necessary and proper" to carry out its duties.
It established that there would be a separation of church and state.
It established that the U.S. Supreme Court would judge cases in which state and national laws conflict.
The reason why the ruling of McCulloch v. Maryland was significant was B. It established that Congress had powers to make laws that were "necessary and proper" to carry out its duties.
What was the result of the ruling in McCulloch v. Maryland?This ruling upheld the constitutionality of the Second Bank of the United States, and it established that states do not have the power to tax an agency of the federal government. This decision also established that the courts have the power of judicial review, which means that they have the power to interpret the Constitution and determine the constitutionality of federal laws and state laws.
This principle is one of the key building blocks of the system of checks and balances in the US government and it has been central to many landmark cases in US history.
The McCulloch v. Maryland decision (1819), commonly known as the "Necessary and Appropriate Clause" or the "Elastic Clause," was crucial because it established that Congress had the authority to enact laws that were "necessary and proper" to carry out its obligations.
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1. In a T-chart, list reasons for United States intervention in the Boxer Rebellion. Reasons in favor of U.S. involvement in the Boxer Rebellion: Reasons against U.S. involvement in the Boxer Rebellion:
Arguments in favor of American participation in the Boxer Rebellion: The boxers assaulted American citizens. The interests of Americans were at jeopardy.
Several factors preclude American involvement in the Boxer Rebellion: 1. Because of the interference, Americans who had not been attacked could have been singled out. 2. It is possible to jeopardize the interests of US citizens whose rights have not been violated. First off, on the basis of bigotry, the Boxers attacked outsiders, particularly American citizens. Second, the interests of numerous American people in China had already been jeopardized, necessitating the backing of the US government. However, such might jeopardize any remaining interests of Chinese citizens and citizens' rights. Arguments in favor of American participation in the Boxer Rebellion: The boxers assaulted American citizens. The interests of Americans were at jeopardy.
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When did the British first use radar?
The british first use radar helped the british win the battle of britain by detecting the germans once they had been intercepted and deciphered their attack messages to create.
The perfect lure and persuade the germans that they were in a superior position. The battle of britain was an incident that took place on british soil during the Second World War. German fighters and light bombers conducted beach raids.
However, because britain had radar, they were able to track the planes and use tactical measures. They first constructed a sizable radar network to track them and thwart their attack. They had also intercepted and encrypted their clandestine messages in order to be ready. As a result, Britain came up with a scheme to seduce the Luftwaffe, and it worked.
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By the end of 1991, Soviet attempts at economic reform had created chaos, and the:
a. Soviet military staged a successful coup.
b. Soviet Union dissolved, ending the Cold War.
c. United States invaded, ending the Cold War.
d. Soviets turned to the U.N. for help.
Answer: B
Explanation: Multiple countries under Soviet rule had left the union, leading to the dissolve of the Soviet Union.
The struggle between organized religion and government is a fundamental issue in human life. Today, most countries are ruled by secular governments. But some countries are ruled by religious figures or by governments that adhere to a specific religion. How might life differ in each type of country? As you think about it, consider how the rivalry between the papacy and the European monarchs affects your own life today.
A number of popes opposed the rule of European monarchs in the 11th and 12th centuries. The question was who had the right to designate (invest) local church leaders like bishops of towns and abbots of monasteries—the pope or kings.
How did conflicts between popes and emperors affect them?The High Middle Ages saw a major power struggle between the popes and the secular kings. How was Italy impacted by papal and imperial conflicts? The Pope supported the Italian towns (Lombard League) in their standoff with the Roman Emperors, who were supporting the country's independence.
In medieval Europe, there was an on-off connection between popes and monarchs. The majority of European society was ruled by them both. Kingship over kingdoms and empires was exercised by kings, while spiritual and religious authority was held by popes.
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Who is the real monster in The Monsters Are Due on Maple Street is it the aliens is it Steve Charlie or Tommy?
Because Tommy, the young boy who first suggested the idea of alien subversives, is the real space monster in the neighborhood, Charlie, who is now terrified, declares that he knows who it is.
Who the real monster in The Monsters are Due on Maple Street is a question that is frequently asked.humans
The teleplay ends with the audience discovering that world-conquering aliens have stopped the machines and are now watching how the humans are behaving destructively. Due to their actions, people on Maple Street are showing that the real monsters there are their own fears and prejudices.
The Monsters are Due on Maple Street introduces Tommy. Who is Tommy?J. Weston
About 12. Any entertaining anecdotes regarding the situation? I can only recall that Jack Weston was
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Write a par of a history of the Hittites . Must include a least 6 sentences (And the dates for each events)
Answer:
The Hittites were an ancient Anatolian (modern-day Turkey) people who had formed an empire between 1600-1180 BCE. The Hittites manufactured advanced iron goods, and they worshipped storm gods. They were also famous for their skill in building and using chariots. They invented iron weapons. Their greatest leader was Suppiluiumas I, flourished 14 century. In the late 19th century, the biblical Hittites were identified with a newly discovered Indo-European-speaking empire of Anatolia, which was a major regional power through most of the 2nd millennium BC, and then they were known as Hittites.
50 POINTS q10 Which statement about the war of 1812 is false?
Native Americans decided to fight against the British in the hope that they would share land with the United States.
The United States and Britain ended the war by agreeing to a peace treaty.
The Battle of New Orleans, won by the United States, was the final battle of the war.
The British attacked Washington D.C. and burned down the White House.
Answer:Native Americans decided to fight against the British in the hope that they would share land with the United States
Explanation:
La Venta provided a valuable seasoning for the Olmec diet. What was it?
A) cacao
B) beans
C) maize
D) salt
In Mesoamerica's, La Venta provided a valuable seasoning for the Olmec diet; the seasoning is known as salt. The Option D is correct.
Why was La Venta important to the Olmecs?The Olmec culture is both mysterious and vital to archaeologists and modern researchers. It is mysterious because, after they vanished over 2,000 years ago, much information about them was irreversibly lost. It is significant because, as Mesoamerica's "parent" culture, its influence on the region's subsequent development is immeasurable.
La Venta is one of the four most important Olmec sites known to exist, along with San Lorenzo, Tres Zapotes, and El Manat. Complex A alone provides invaluable information. Although the site isn't particularly spectacular for tourists and visitors, any archaeologist will tell you it's just as important.
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how are the experiences of Jean Val are similar to those many French people during this time period.
The experiences of Jean Valjean are very similar to those of a lot of people in France during this time because they are symbolic of the economic depression in France and how affected the people were. They were punished when they had to resort to desperate situations because they didn't have enough money or resources to provide much for their families.
Hugo's grand theories about the redemptive power of compassion and love are tested by Jean Valjean, the central character of Les Misérables. Valjean is a straightforward and decent man when he enters prison, but his time there seems to have had an irreversible effect on him. When he leaves the chain gang, he is a hardened criminal who despises society for what it has done to him. By the time Valjean meets M. Myriel in Digne, he has become so accustomed to being a social outcast that he almost seeks out such abuse, greeting even the kind bishop with contempt and animosity. But it turns out that Myriel is the first person in decades to show Valjean love and respect. Valjean's character is forever altered when he meets Myriel, who makes him promise to become an honest man. Valjean exemplifies the transformative power of love and compassion once he opens his heart. The desolate town of Montreuil-sur-mer is transformed through his new vision and hard work into a thriving manufacturing hub, teaching Valjean the importance of giving back. Valjean learns to love another person and to love other people by taking care of Cosette. He is exceptional only because of his physical strength and his willingness to discover the good. His sincerity is enough to make him the hero of the book, as well as a friend and savior for a number of people who are in danger.
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Archaeologists and historians have learned a lot about early Chinese civilization by studying the oracle bones that were produced during the Shang Dynasty. Why have they not learned as much about the Indus Valley civilization from the discovery of carved stone seals in Pakistan and India?
A) Because scholars still cannot decipher their writing system B) Because few seals have been discovered intact and most are in poor condition
C) Because the people of the Indus Valley only recorded birth and death records
Archaeologists and historians have not learned as much about the Indus Valley Civilization from the discovery of carved stone seals in Pakistan and India because scholars still cannot decipher their writing system. Option A is correct.
What is the difficulty in studying the civilization of the Indus Valley?As archaeological research has only managed to discover such a civilization that lived between 1900-2600 BC in the period of 1920, there is still little evidence and relevant research on their way of life, as well as their still indecipherable writing system, which makes it difficult to better understand history.
Therefore, it is already known that the civilization of the Indus Valley were huge Neolithic villages with great culture and knowledge, which still need to be studied and better understood.
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Political action committees (PACs) are groups that
A.
oversee the daily operations of political campaigns
B.
raise money and help finance political campaigns
C.
raise money and recruit members for labor unions
D.
develop strategies for successful lobbying efforts
A political action committee (PAC) is a committee set up for the express aim of raising and disbursing funds to support or oppose candidates.
What are the duties of a political action group (PAC)?
A political action committee (PAC) in the US is a type of 527 organization that collects member donations for campaigns and disburses the money to support or oppose politicians, ballot measures, or legislation.
What is a political action group (PAC)?
political action group A political action committee (PAC) is a group that raises funds to provide to candidates that share the same views as the contributors. subsidy. a financial gift or other type of assistance provided by the government to an individual or group.
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Answer:
B
Explanation:
I got it right on the test
What 7 New Deal programs still exist today?
7 New Deal programs still exist today
Social Security Board (SSB) Securities and Exchange Commission (SEC) Federal Housing Administration (FHA) Federal Communications Commission (FCC) Federal Deposit Insurance Corporation (FDIC) Farm Credit Administration (FCA) Tennessee Valley Authority (TVA)ABOUT NEW DEAL PROGRAMThe New Deal was a series of programs, public work projects, financial reforms, and regulations enacted by President Franklin D. Roosevelt in the United States between 1933 and 1939. Major federal programs agencies included the Civilian Conservation Corps (CCC), the Works Progress Administration (WPA), the Civil Works Administration (CWA), the Farm Security Administration (FSA), the National Industrial Recovery Act of 1933 (NIRA) and the Social Security Administration (SSA). They provided support for farmers, the unemployed, youth, and the elderly. The New Deal included new constraints and safeguards on the banking industry and efforts to re-inflate the economy after prices had fallen sharply. New Deal programs included both laws passed by Congress as well as presidential executive orders during the first term of the presidency of Franklin D. Roosevelt.
The programs focused on what historians refer to as the "3 R's": relief for the unemployed and for the poor, recovery of the economy back to normal levels, and reform of the financial system to prevent a repeat depression.
The New Deal produced a political realignment, making the Democratic Party the majority (as well as the party that held the White House for seven out of the nine presidential terms from 1933 to 1969) with its base in progressive ideas, the South, big city machines and the newly empowered labor unions, and various ethnic groups.
The Republicans were split, with progressive Republicans in support but conservatives opposing the entire New Deal as hostile to business and economic growth. The realignment crystallized into the New Deal coalition that dominated presidential elections into the 1960s while the opposing conservative coalition largely controlled Congress in domestic affairs from 1937 to 1964
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Mount Rushmore is a huge carving in the side of a stone cliff. The carving is of four U.S. presidents. The presidents are George Washington, Thomas Jefferson, Theodore Roosevelt, and Abraham Lincoln. The main idea of this story is
The country's creation, expansion, development, and preservation were each assigned to one of the four presidents.
As an American icon that represents freedom and optimism for people of all ages, cultures, and backgrounds, Mount Rushmore has gained in notoriety throughout the years.
The memorial and its environs, the Black Hills, are symbolic of all the diverse cultures that make up the foundation of this nation.
We continue to be inspired by this monument's reminder of our past. In the more than 80 years since it was built, tens of millions of Americans have gone by this monument to democracy.
As we strive to honor the enduring spirit of liberty may tens of millions more walk by this path for decades and generations to come.
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what is government power is limited and based on a popular vote
This type of government is called a democratic republic. In a democratic republic, the power of the government is limited by a system of checks and balances, and the people have a direct or indirect role in the election of their leaders.
What is government power?Generally, A democratic republic is the term used to describe this kind of administration. In a democratic republic, the authority of the government is restricted by the use of a system of checks and balances, and the people have some kind of say, either directly or indirectly, in who is elected to rule them.
The citizens then use elections at regular intervals to hold their leaders responsible for their actions.
This system's goals are to guarantee that the government is sensitive to the will of the people and that individual rights are respected and maintained.
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PLS HELP!!!!!!!!!!!!!!!!!!!!!
Answer: C
Explanation:
The Boxers were mainly fighting against the influence of foreign soldiers (namely the Russians, Austrians, Japanese, British, Americans, Prussians, French, and Italians,) who the Boxers blamed for a lot of natural and political disasters in Qing Dynasty China, mainly the influence of Christian missionaries. Option A is earlier and less widespread (as it was mainly spread with the very small literate elite that had Western education,) and B didn't happen at that time (mainly a couple of years later during the collapse of the Qing.)
What are the three major impacts of the credit card act?
The Credit card Accountability Responsibility and Disclosure Act was enacted in 2009. It is still now the most relevant Act in regulating the credit card industry.
The three major impacts of the credit card Act are
The credit card act prohibits double-cycle billing. Credit card issuers can charge interest only over the current billing cycle. No interest should be added to the paid-off balance from any previous cycles. Limits the raising of the interest rate. The issuers should not raise the interest rates for the first 12 months of the credit card issuance. After that, a notice period of 45 days must be given before the increase, along with the reason. If there is sufficient reason the increased rate must be brought down. Have at least 21 days to pay off your bill. The issuers must inform the consumer about the payment at least 21 days before the bill is due.The Credit card Act has established the protection of cardholders.
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