Answer:
B. By using deposited money to make loans without reducing the value of the deposits.
Explanation:
got it right on the quiz :)
By making loans with the help of deposits while maintaining the value of the deposits. Therefore, option B is correct.
What is fractional reserve system?Fractional reserve system is a banking system in which banks are required to hold only a fraction of their deposit liabilities as reserves in the form of cash or deposits with the central bank, and can lend out the rest of the funds to borrowers.
For example, if a bank has $100 million in deposits and is required to hold a reserve ratio of 10%, it can lend out $90 million and hold $10 million as reserves. This creates new money in the economy, as the borrower who receives the $90 million can deposit it in another bank, which in turn can lend out a portion of the funds.
The fractional reserve system allows banks to earn interest on loans and create more money in the economy, which can stimulate economic growth. However, it also increases the risk of bank runs and financial instability, as depositors may rush to withdraw their funds if they lose confidence in the bank's ability to repay them.
To mitigate this risk, central banks and regulators monitor banks' reserves and require them to hold additional capital as a buffer against losses.
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good baby, inc. is a china-based mnc with operations in 44 countries around the world. good baby is known for its policy of hiring the nationals of its host countries they for all positions in the company from mail room clerks all the way up to the executive suites. what kind of philosophy do you think good baby upholds in their hiring policy?
In a case whereby good baby, inc. is a china-based mnc with operations in 44 countries around the world where good baby is known for its policy of hiring the nationals of its host countries they for all positions in the company the kind of philosophy that good baby upholds in their hiring policy is polycentric.
What is the Polycentrism philosophy?
Polycentrism serves as the host country orientation that is been used in the reflection of host countries goals as well as the objectives with respect "to different management strategies and planning procedures.
It should be noted that this can be attributed to theinternational operations however with polycentric perspective, a company's management team believes that in international business practices local preferences.
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What is the best source of credit?
Financial institutions are the best source of credit.
What are the sources of credit?Revolving credit, installment credit, and open credit are the three primary categories of credit. People can use credit to borrow money to pay for products or services. After a predetermined period of time, the lender anticipates receiving the payment plus additional money.
Having both revolving and installment credit shows that you can handle various sorts of debt, so having both is ideal. Experts concur, too: One of the three major credit agencies, Experian, states that "an optimum credit mix contains a blend of revolving and installment credit."
Thus, Financial institutions.
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Which pair of phrases correctly matches the specific type of loan with the broader category it best fits?
A. Mortgage Short-term loan
B. Student loan - Long-term loan
C. Credit card-Long-term loan
D. Line of credit - Alternative financing
A short-term loan is a form of loan that is collected and must be paid back within a year of the borrower receiving the loan.
A long-term loan is one with a payback duration of more than one year.
Alternative finance refers to funds obtained through non-financial entities, such as grants, crowdsourcing, and peer-to-peer lending.
A mortgage is a loan that a borrower utilizes to purchase a property and repays over a certain number of years. This is a long-term loan.
A student loan is a long-term loan, whereas a credit card is a short-term loan.
What is a short-term loan?The phrase "short-term loan" refers to the loan's repayment deadline. In most cases, it must be paid off within six to a year, with a maximum of 18 months. Any loan tenure greater than that is referred to be a medium or long-term loan.
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What is the central idea of this passage the pigs?
The pigs have decided to equally distribute the farm's resources. The other creatures are beginning to plan an attack on the pigs. The pigs intend to drive the other animals out eventually.
The most significant thought that the author wishes to convey to the reader is the key theme of a passage or story. It is possible to state the main notion immediately. The main idea is stated by the author.
George Orwell's novella in the guise of a satirical allegory, Animal Farm, was first released in England on August 17, 1945. It depicts the tale of a group of farm animals who rebel against their human farmer in an effort to establish an animal-friendly society.
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focus has a minimum required rate of return of 9%. it is considering investing in a project that costs $210,000 and is expected to generate net income of $54,000 and cash inflows of $84,000 at the end of each year for three years. the net present value of this project is
The net present value of this project is $4,340.
Thus, the correct option is C.
What is net present value?NPV is used to evaluate the profitability of a planned investment or project in capital budgeting and investment planning.
A set of cash flows that happen at various dates are considered to have a net present value or net present worth.
The amount of time between now and a cash flow determines the present value of that cash flow. The discount rate is another factor.
Net present value is the difference between the current worth of cash inflows and outflows over time (NPV).
NPV takes time value of money into account.
9% is the necessary rate of return.
Cost = $350,000
$140,000 in annual cash inflows
n = 3
The present value of the annuity at the intersection of 9% and 3 years, which is 2.531, is taken from the table.
Determine the inflows' current value:
Present value = Annuity, PVIFA = 140 000, 2.531, $354 340.
Calculate the net present value (NPV): NPV = sum of discounted future cashflows (initial cost = 354,340; 350,000 = $4,340);
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1) A website’s success is measured by how well ita. Generates traffic, drives conversions, generates revenuesb. Connects users, provides navigation, converts leadsc. Promotes products, invites engagement, directs conversionsd. Carries messaging, displays content, simplifies coding2) True or False: Your mobile digital footprint is much larger than your desktop digital footprint.3) True or False: Email addresses should be obtained directly from consumers along with their permission to email them promotional messages.
A website's success is measured by how well it meets these objectives: (1) generate traffic (visitors to the site), (2) drive conversion (entice visitors to engage in some type of desired behavior), (3) generate revenue (if the owner wants to earn money from the website.
You're mobile digital footprint is much larger than your desktop digital footprint. This is true since mobile phones are most convenient and portable devices to seek information compared to any other device. A digital footprint refers to the trail of data you leave when using the internet. It includes websites you visit, emails you send, and information you submit online.
Email addresses should be obtained directly from consumers along with their permission to email them promotional messages. This is true. It is also known as "opt-in" email marketing.
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What are the three 3 pillars of effective threat detection?
The purpose of intelligence in this situation is to gather accurate, and timely Conceptual, operational, and tactical components make up the three pillars of effective enterprise intelligence initiatives.
What exactly is a functional example?something described in terms of the steps that could be used to monitor and measure it. For instance, the overall strategy of anxiety may be expressed in terms of a test result, withdrawal from a circumstance, or sympathetic nervous system activation.
Which operational definition works best?When used in connection with data gathering, an operational definition is a precise, comprehensive specification of a metric. When gathering any kind of data, operational definitions are essential.
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Why is using purchasing power parity considered the best way to measure GDP?
PPP exchange rates have mostly remained constant over time. The drawback of PPP is that it is more challenging to measure than nominal.
How does the GDP grow?In general, there are two main factors that contribute to economic growth: an increase in the workforce's size and an increase in that workforce's productivity (output each hour worked). Both can expand the economy's total size, but only robust productivity growth can raise per capita and income.
How do I boost my GDP?Consumer spending and company investment are two factors that frequently fuel economic growth. To give money back to customers and increase expenditure, tax cuts or rebates are utilized. Although deregulation has been credited with spurring growth, it can also result in excessive business activity.
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hotels use differential pricing by day of week and time of year a. in order to shift demand from peak periods to off-peak periods. b. in order to increase demand during off-peak periods. c. in order to shift revenue from peak periods to off-peak periods. d. in order to shift profit from peak periods to off-peak periods.
Hotels use differential pricing by day of week and time of year in order to increase demand during off-peak periods.
How can pricing be used to increase supply chain profits?You can concentrate on the timing of your price, target certain consumer segments, or modify rates in accordance with the availability of goods or services. Each of these methods for managing pricing and revenue in a supply chain can boost profits dramatically.Pricing is a component that boosts supply chain profits by properly balancing supply and demand. The use of pricing to increase the profit generated from a finite quantity of supply chain assets is known as revenue management.A corporation should utilise price to balance supply and demand first, according to ideas from revenue management, and only after the balance has been achieved should it consider making more investments in or getting rid of assets.To learn more about supply chain refer :
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the capability of one nation to produce more of a good or service than another country for the same or lower cost of inputs is a(n)
The capability of one nation to produce more of a good than another country for the same or lower cost of inputs is an absolute advantage
The ability of a nation or business to produce a good or service more effectively than another nation or business is referred to as absolute advantage. The cost of inputs (such as labor, capital, and raw materials) needed to manufacture a good or service in other nations or businesses is compared to calculate absolute advantage.
A business has a distinct advantage in providing a product if it can do so with fewer inputs but at a lower cost. For instance, a nation has a distinct advantage in producing a good if it can manufacture a unit of that good with less labor than another nation. Absolute advantage is also an important concept in international trade, as it can help to determine which countries are best suited to produce different commodities.
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What is Agile vs Scrum vs Kanban?
In Japanese, "Kanban" means "Visual Signal," and "Scrum" is another framework for using Agile. Finding the differences between the words "Red" and "Color" is like trying to find the differences between Scrum vs. Agile or Agile vs. Scrum.
Scrum is another framework for applying Agile, similar to Kanban. Scrum is distinctive in that it uses features like role-based tracking and methodology, set iteration durations, etc. The "Kanban Board," which serves as the foundation of the Kanban process, not only serves as an important tool for visualising the workflow but also aids in streamlining the movement of tasks among various teams.
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Does Kanban focus goal?
Kanban's goal is to spread out to all levels of an organization so that it becomes predictable, Agile, and uses good governance.
An efficient strategy for managing and enhancing work across human systems is kanban. By matching demand with capacity and enhancing the management of system-level constraints, this strategy tries to manage work. Typically using a kanban board, work items are displayed to give participants a view of progress and process from beginning to end. Work is not pushed into the process as requested, but rather is pulled as capacity allows.
The kanban approach is based on a number of key principles that outline how processes work and how team members should participate.
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Which menu area in qbo allows you to search for Apps by the problem or business process they address?
The App Center in QuickBooks Online (QBO) allows users to search for apps based on the problem or business process they solve. App Center is a marketplace of apps designed to help businesses manage their finances and operations more efficiently.
The App Center has a wide variety of applications that can be used to automate tasks, create custom reports, and integrate with other software programs. The App Center also provides detailed information about each app, such as ratings and reviews, price, and compatibility with QBO. This allows users to quickly find the right app for their needs without having to spend time searching through the wide variety of apps available.
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g the m1 definition of the money supply includes: a. currency in circulation and checkable deposits. b. federal reserve notes, gold certificates, and checkable deposits. c. federal reserve notes and bank loans. d. none of these.
The definition of the money supply a. currency in circulation and checkable deposits.
What is Money supply?The total amount of money and other liquid assets in an economy on the measurement date is known as the money supply. Both cash and deposits that can be accessed virtually as easily as cash are roughly included in the money supply.Through a mix of their central banks and treasuries, governments issue coin and paper money. By imposing reserve holding requirements on banks, dictating how to grant credit, and handling other monetary issues, bank regulators have an impact on the amount of money that is available to the general people. Lower interest rates are often a result of increased money supply, which leads to more investment and more money in consumers' hands, which in turn boosts consumption. In response, companies place larger orders for raw materials and boost output. Demand for increases as a result of increasing commercial activitiesTo learn more about money supply refer to:
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allen (age 32) takes a distribution of $20,000 from his traditional ira account which he plans to deposit into an ira with a different bank. during the 60-day rollover period, he gambles and loses the entire ira balance. what income and/or penalties must he show on his tax return related to the failed rollover
He must show his tax return is $20,000. and $2000 will be his penalty to be paid.
How does an IRA operate and what is it?With an individual retirement account, you can tax-efficiently save money for retirement (IRA). An IRA is an account set up by a financial institution that enables someone to save for retirement while benefiting from tax-free growth or tax-deferred growth.
what is rollover?When you transfer money from one qualifying retirement plan to another, such as from a 401(k) to a Rollover IRA, this is known as a rollover. Rollover distributions must be reported to the IRS and may have federal income tax withheld.
Briefing:penalty Allen must pay for withdrawing the funds from IRA and not repaying in 60 days= 20,000*10/100=$2000.
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Which of the following conditions is most likely essential for implementing a successful market-penetration pricing strategy for a product?
Production costs rise with an increase in marketing efforts.
The product's quality supports its high price.
Alternative products can enter the market easily.
The market for the product is highly price sensitive.
Prices increase incrementally as sales volume increases.
Answer:
The market for the product is highly price sensitive.
What is the name of the form candidates complete when looking for employment?
Business request
Career questionnaire
Job application
Professional document
Answer:
Job application forms (also called “employment forms”)
Explanation:
Answer: Job application forms
Explanation:
What is the importance of integration to an organization?
One of the most important strategic investments a company can make today is integration. Smart businesses are those that are linked. By integrating your business systems, you may get a comprehensive understanding of your customers, your data, and the state of your firm. It enhances your internal operations and provides a better client experience.
Companies that are unable to integrate and coordinate their plans behave like a body without a head. Employees need direction for their work even though they have the aptitude and expertise required to follow instructions. From the top of the organization down to the front-line employees, coordination and integration take place.
As they show that decision-makers can guide employees, integration and coordination are crucial inside an organization. Employees lose faith in the managerial skills of their superiors when managers are not on the same page with one another and fail to implement corporate strategy.
Without integration and coordination, businesses run the danger of losing out on production, communication, and long-term financial viability. Lack of direction causes workers to take longer to finish jobs.
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A decrease in the price of a good will lead to:
O a rightward movement along the supply curve for that good.
O a leftward movement along the supply curve for that good.
O a right shift of the supply curve for that good.
O a left shift of the supply curve for that good.
A decrease in production costs will lead to:
O a right shift of the demand curve for this good.
O no change of the supply curve.
O a rightward movement along the supply curve.
O a right shift of the supply curve.
Correct answer: b. a movement to the left along the supply curve for that good.A supply curve slopes upward,so a decrease in the price of goods reduces the supply of goods.
When the price changes,there is a movement with the curve.If the price falls, the quantity demanded increases.This is the Law of Demand. On a graph,a line that slopes negatively from left to right represents an inverse relationship.A technological improvement that lowers production costs will shift supply to the right,causing more to be produced at any given price.If the demand curve shifts to the right, that's an increase in demand. If the demand curve shifts to the left, that is a decrease in demand.A drop in business taxes reduces production costs per unit.Lower production costs will increase aggregate supply in the economy.The aggregate supply curve will shift to the right.
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If more buyers came into the market for a good, we would expect to see the market demand curve
reflect a positive relationship between price and quantity demanded.
shift outward and to the right.
shift inward and to the left.
remain unchanged since none of the determinants of individual demand changed.
If more buyers came into the market for a good, we would expect to see the market demand curve shift outward and to the right.
The relationship between the cost of an item or service and the volume demanded over a specific time period is represented graphically by the demand curve. The price and volume demanded are frequently represented with the price on the left perpendicular axis and the horizontal axis, independently. The law of demand states that when the price of a given good rises, the volume required falls, all other effects being equal. This is expressed by the demand curve moving downward from the left to the right. The price is inferred to be the independent variable in this formulation, and the volume to be the dependent variable.
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What is a sprint within Scrum?
A sprint is a brief period of time during which a scrum team works to finish a specific amount of work.
Sprints establish the rhythm of the scrum. A sprint is a fixed-length iteration in which the scrum team completes a pre-determined amount of work. Sprints provide predictability and quick learning. A fresh sprint begins immediately after the previous one concludes. And the cycle continues – a steady drumbeat of progress. Scrum is a well-known agile software development methodology. It provides a standardized procedural framework for developing and delivering usable software.
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How did the 1920s change the economy?
The 1920s saw a 42% increase in the US economy. New consumer products entered every household as a result of mass production. World War I's American victory gave the nation undisputed authority.
What do we know about the 1920s US economy?The 1920s saw a 42% increase in the US economy. 1 New consumer products entered every household thanks to mass production. Modern auto and aviation industries were established.
The United States triumph in World War I provided the nation with its first taste of being a superpower.
Soldiers who returned from duty in Europe did so with fresh insight, vigor, and abilities.
Due to the widespread availability of finance, everyone started investing. The Great Depression was a result of that covert weakness.
Although the per-person GDP increased from $6,460 to $8,016, this affluence was not shared equally.
13.4% of the nation's revenue was distributed to the richest 1% of people in 1922. By 1929, it brought in 14.5%.
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A taxpayer's deductible loss from an activity for any taxable year is limited to the amount the taxpayer could actually lose in the activity.
a. True
b. False
A taxpayer's deductible loss from an activity for any taxable year is limited to the amount the taxpayer could actually lose in the activity. - False
Losses that are deductible for income tax purposes by the person experiencing them and for which the appropriate indemnified party's receipt of indemnity is not deductible by that indemnified party for tax purposes are referred to as deductible losses.
The amount that a person could potentially lose in an activity is not a limiting factor on how much of a loss they can deduct from that activity in any given tax year. The at-risk regulations are intended to stop taxpayers from writing off losses greater than their actual financial investments in an activity. This typically means that, for tax reasons, only the money for which the payer individually bears responsibility is deemed at risk and, as a result, deductible.
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________ is a broad category of software that includes viruses, spyware, and adware.
Group of answer choices
Malware
Firewall
Spam
Cookie
Malware is a broad category of software that includes viruses, spyware, and adware. Therefore, the correct answer option is: A. malware.
What is a software?In Computer technology, a software can be defined as a set of executable instructions that is typically designed and developed to instruct a computer system on how to perform a specific task and function, as well as providing solutions to a particular problem.
What is a malware?In Computer technology, a malware can be defined as any type of software program such as a game or screen saver, that is designed and developed to be intentionally harmful to a host computer, website, server, or software program, files, network, especially for the purpose of wreaking havoc, disruption, and destruction.
In Computer technology, some examples of a malware include the following:
WormsRootkitRATAdwareTrojan horseSpywareZombiesVirusesIn conclusion, we can reasonably infer and logically deduce that viruses, spyware, and adware are groups of software that are all categorized as a that are referred to as malware.
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a company received $100,000 in federal contracts. the company paid its employees at rates at least equal to the prevailing wages in the area. the calculation of prevailing rates by the company was based on 30 percent of the local labor force. in this case, which law did the company comply with?
According to the given condition, Walsh- Healy Public Contracts Act of 1936 law did the company comply with.
What do you mean by the Walsh- Healy Public Contracts Act of 1936?Federal contractors are required to pay their staff at least the going rate for that region.
The Walsh-Healey Public Contracts Act (PCA), as amended, specifies the minimum wage, the maximum number of hours per week, and the safety and health requirements for work on contracts worth more than $15,000 that call for the production or provision of materials, supplies, goods, or equipment for the use of the federal government of the United States or the District of Columbia.
The PCA, commonly known as the Walsh-Healey Public Contracts Act, established important guidelines for federal government contractors.
The US government frequently outsources tasks like transportation and construction rather than handling them internally.
Therefore, the given condition, Walsh- Healy Public Contracts Act of 1936 law did the company comply with.
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Why does Amazon deliver so late?
Here are some potential causes of late delivery: The wrong address. missing unit, floor, or apartment number, weather that is extremely bad.
What should I do if an Am-azon delivery is delayed?You can request to reschedule the delivery of an order that was shipped by Am-azon Transportation Services at any time prior to delivery (ATS). If you need to reschedule a delivery date, please contact us and we'll try to accommodate you. We are unable to accelerate or reschedule a day before the anticipated delivery date.
Why does Am-azon make deliveries so late in the day?Amazon wants you to continue using your Am-azon Prime membership. They therefore try their best for your package to arrive the same day or the day after. Among other things, they accomplish this by making delivery later in the day. This broadens the delivery window that their delivery personnel can use.
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gaylord rockies resort & convention center north gaylord rockies boulevard aurora co
Rocky Mountain Arsenal National Wildlife Refuge and Aurora Sports Park are both within a 15-minute drive of the suburban Gaylord Rockies Resort & Convention Center.
The Denver Zoo is 15.9 miles (25.6 km) and the Anschutz Medical Campus is 10.5 miles (16.9 km) away from this 4.5-star hotel. Stay in one of the 1387 rooms with flat-screen TVs at this hotel. Entertainment is provided by cable programming, and wired and wireless Internet connection are chargeable extras. Hair dryers and bathrobes are provided in the private bathrooms, which have bathtubs or showers. Phones, safes, and desks are all examples of conveniences. Rocky Mountain Arsenal National Wildlife Refuge and Aurora Sports Park are both within a 15-minute drive of the Gaylord Rockies Resort & Convention Center, which is situated in Aurora's suburbs. This 4.5-star inn is 10.5 miles (16.9 kilometres).
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a demand deposit is also known as a. a checking account b. a trust c. a loan d. a savings account e. all of these are demand deposits
A demand deposit is also known as a checking account. Hence, option A is correct.
Money stored in demand accounts at commercial banks is known as demand deposits or checkbook money. These account balances are typically regarded as money and make up the majority of a nation's strictly defined money supply. A demand deposit account (DDA) is a bank account that allows unannounced withdrawals of deposited monies at any time. DDA accounts have the option, but not the obligation, to pay interest on the deposited monies. Savings and checking accounts are typical DDA types.
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management estimates the company's allowance for doubtful accounts as $200,000, and the auditors develop an estimate that suggests that the amount should be between $230,000 and $250,000. the factual misstatement in this situation is
Inaccuracies where there is no room for question and there is proof to back them up. Projected: The auditor's best projection of population-level inaccuracies, typically based on sampling.
What role of factual misstatement?Misstatements that are factually incorrect are ones that are without dispute. A blatant violation of an IFRS standard, such as the failure to disclose EPS for a listed firm, would be an example of a clear violation and would indicate that the financial statements are wrong.
Therefore, The company's provision for doubtful accounts is valued at $200,000 by management, and the auditors' estimate suggests that it should actually be between $230,000 and $250,000. In this instance, there is no factual error.
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Dowchow Corporation makes two products from a common input. Joint processing costs up to the split-off point total $38,400 a year. The company allocates these costs to the joint products on the basis of their total sales values at the split-off point. Each product may be sold at the split-off point or processed further. Data concerning these products appear below: Product X Product Y Total Allocated joint processing costs $20,800 $17,600 $38,400 Sales value at split-off point $26,000 $22,000 $48,000 Costs of further processing $22,600 $20,400 $43,000 ales value after further processing $45,000 $45,900 $90,900 What is the net monetary advantage (disadvantage) of processing Product Y beyond the split-off point?
The net monetary advantage (disadvantage) of processing Product Y beyond the split-off point is $3500.
What is the split off?The point in the production process where joint products start to be produced is known as a split-off point. For instance, a company that was preparing its financial statements discovered that investors found it unattractive because it showed no profit or loss.
A split-off point is the point in a production process where jointly manufactured products are subsequently manufactured separately. After the split-off point, the costs of each product can be determined separately. Production costs are allocated to jointly produced goods before the split-off point.
The net monetary will be calculated thus:
= Incremental revenue - Cost of further processing
= ($45900 - $22000) - $20000
= $23900 - $20400.
= $3500
Therefore, the net monetary advantage is $3500.
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