How does Truth-in-lending benefit consumers when shopping for a loan? a. Truth-in-lending allows consumers to be frank with the lenders and talk about very personal things. B. Truth-in-lending requires all lending institutions to eventually convert all of their loans to fixed interest rates. C. Truth-in-lending requires consumers to admit whether or not they can actually afford the loan they’re applying for. D. Truth-in-lending allows consumers to know every cost that is associated with the loans they research and apply for, and helps them reach the optimal decision.

Answers

Answer 1

Answer:

A

Explanation:

Truth-in-lending allows consumers to be frank with the lenders and talk about very important things

Answer 2

Answer: D

Explanation:

Truth-in-lending allows consumers to know every cost that is associated with the loans they research and apply for, and helps them reach the optimal decision.

taking the test rn edge 21-22


Related Questions

which of the scenarios is the best example of a firm practicing perfect price discrimination?

Answers

Someone who is able to divine what the information is worth to each customer

bonds that require payment of the full principle amount of the bond at the end of the loan term are referred to as

Answers

The type of bonds which requires payment of the full principal amount of the bond at the end of the loan term is known as Term bond.

The Term bond are debt securities which are issued by companies or government to investors with scheduled maturity dates.

In other word, the term bond matures on a specific date in the future.

The period of term bond is the between the time of bond's issuance and the  scheduled maturity period.

Therefore, in conclusion, the term bond is the bond requires payment of the full principal amount of the bond at the end of the loan term.

Learn more about this here

brainly.com/question/3521722

describe the benefits of having an electronic resume

Answers

Answer:

Online resumes offer more flexibility and room for creativity than their printed counterparts. Here are just a few benefits of using an online resume service: Undoubtedly, some of your skills and prior experiences are more relevant to some jobs/companies than others.

Explanation:

hope it helps

the term ________ is described as a formal means of analyzing long-range investment alternatives.

Answers

The answer is capital budgeting

Retailing includes all activities involved in the: _______________

a. selling, renting, and providing of products and services to ultimate consumers for personal, family, or household use.
b. selling of tangible products to ultimate consumers for personal, family, or household use.
c. selling of tangible products to ultimate consumers for personal, household, or industrial use.
d. selling, renting, leasing, or reselling of products and services to ultimate consumers or small industrial users.
e. selling, renting, and providing of products and services without retaining the title to these offerings.

Answers

Retailing includes all activities involved in the: selling of tangible products to ultimate consumers for personal, family, or household use.

There are two major middlemen in the distribution of products:

Wholesale: This is a middleman who buys directly from the producer in large quantity and sells to retailers in small quantity.

Retail: The retailers buys in small quantity from the wholesaler and sells in units quantities to the final consumers. The retailer is the closest to the consumer in the distribution chain and he gives information about a product to the consumer.

Therefore, the retailers sells to consumers who use a product for personal or household use.

Learn more about retailing:

https://brainly.com/question/24956502

Retailing includes all activities involved in the:  a. selling, renting, and providing of products and services to ultimate consumers for personal, family, or household use.

Retailing refers to the act of selling products and services for the consumption of the final consumers. There is no reselling of the products at this stage.

The consumer uses the products and services for his personal benefit. Therefore, option A is correct.

Learn more about retailing here:

https://brainly.com/question/25376778

The ________ rate is the interest rate specified, sometimes referred to as the coupon rate, stated rate, or nominal rate. Multiple choice question. market

Answers

The ________ rate is the interest rate specified, sometimes referred to as the coupon rate, stated rate, or nominal rate. Multiple choice question. market

Answer: Contract

Interactive online advertising that has drop-down menus, built-in games, or search engines to engage viewers is known as

Answers

The term that describes interactive online advertising which contains drop-down menus as well as built-in games which engage viewers is Rich media.

Rich media can  be regarded digital advertising term for an ads. It contains some advanced features such as video, search engines, drop-down menus.

All these advanced features are used to encourage viewers so they can interact and engage with the content.

Therefore, Rich media is the correct term.

Learn more at

https://brainly.com/question/24254279?referrer=searchResults

An example of a trade off is:
a.going to a movie to see your favorite actor
b.going to a movie because it got good reviews
c.giving up going to a movie because it got bad reviews
d.giving up going to a move to spend time shopping

Answers

giving up going to move to spend time shopping..

The president is responsible for the communication and ongoing relationship between America and other nations of the world. This is known as _____.

checks and balances
diplomatic relations
fiscal responsibility
accountability

Answers

Answer:

B. Diplomatic Relations

Explanation:

Anything involving peaceful relationships and communications between multiple countries is diplomatic relations

Diplomatic Relations Because this is the act of representing your state in front of others states.

an important feature of a job order cost system is that each job

Answers

Answer:

Job order costing is useful for determining if a job is profitable. It helps the company make estimates about the value of materials, labor, and overhead that will be spent while doing that particular job

Explanation:

Identify the market structure that most accurately describes the context in which each good or service is sold. retail clothing

Answers

Market structure refers to the categorization of firms according to the types of goods they sell and their methods of operation. Given the question, the market structure that describes retail clothing is

Monopolistic Competition

Monopolistic Competition is that where there are different firms selling similar things that are not particularly, exact.

It is easy to start up this sort of business because there are not so many barriers to entry.

Also, competitors are independent because the decision of one does not affect the others. Retail clothing is an example.

Learn more here:

https://brainly.com/question/2891218

hidden figures, 9. What kind of accomplishment was it for Katherine and the workers of Langley for the Eagle to land safely during the Apollo mission on the surface of the moon

Answers

Katherine Johnson was an African American woman that played a notable role in seeing American land on the surface of the moon during the Apollo mission. For Katherine and the workers at Langley, it was a momentous and groundbreaking achievement.

At a time in American history when blacks were being discriminated against and facing some other harsh realities, Katherine an intelligent mathematician contributed significantly to the Apollo mission.

In chapter 23 of Margot Lee Shetterly's book, "Hidden Figures," we see the deep sense of happiness and satisfaction that Katherine had in her ability to contribute to the success of that mission.

She was also grateful to her teachers who helped her to develop her knowledge of mathematics.

Learn more here:

https://brainly.com/question/21533498

Apple's Steve Jobs had to convince the music industry of a very big change in how they marketed music - what was it

Answers

Answer:

to sell digital version of songs on itunes...

i think

About how long is a true elevator pitch?

Answers

An elevator pitch is about 20-60 seconds

Answer:

It's about 30 seconds

Hope this helps

Explanation:

X-Co issued 1,000 shares of its 5%, $100 par value, cumulative preferred stock for $100 cash per share. The journal entry to record this event includes a ______. (Check all that apply.)

Answers

Answer:

- $100,000 debit to cash

- $10,000 credit to preferred stock

- $90,000 credit to additional paid-in capital

Trevor and Matt both work as farmhands and perform the exact same job tasks. Although they work on different farms, when comparing their wages, they determine that Matt makes $15 per hour, while Trevor only makes $12 per hour. What is most likely the reason for this difference in wages

Answers

The most likely reason Trevor and Matt have different salaries despite doing the same activities is that they work on different farms.

When a person is hired by another person to perform a job, they must sign a contract that establishes all the characteristics of the employment relationship that unites them. Aspects such as:

Work hoursSalaryWorkplaceBenefitsJob security

In this case, comparing the salary of Matt and Trevor it can be inferred that the difference in salaries is because each signed a different employment contract with their respective bosses. Therefore, despite doing the same job, they have different salaries.

Learn more in: https://brainly.com/question/13983065

Because all other parts of the budget depend on it, if the ______ budget is inaccurate, the rest of the budget will be inaccurate.

Answers

Answer:

Sales budget

Explanation:

Because all other parts of the budget depend on it, if the sales budget is inaccurate, the rest of the budget will be inaccurate.

What is the sales budget?

A sales budget is a financial plan that estimates a company’s total revenue in a specific time period. It focuses on two things: the number of products sold and the price at which they are sold to predict how the company will perform.

Sales budgets are important tools to help businesses estimate their overall performance and how much revenue they may make from a certain product. It helps companies forecast sales and maximize the utilization of their resources. A sales budget also serves as a planning tool for organizations to use to set specific standards for achievements. For instance, a company could take its annual sales budget of $1000 and divide it by four to determine the team's quarterly goal of $250.

Organizations can determine if their business is successful by examining how closely they reach their target.

Learn more about sales, here:

https://brainly.com/question/29857652

#SPJ6

A job title can affect the salary of an office support worker.

True

False

Answers

Its true that a job title can afttect the salary of a support worker

suppose the federal government attempts to combat a recession by purchasing a new fleet of warships for the navy produced by a us manufacturer. what type of economic policy is the government conducting?

Answers

The type of economic policy conducted by the government is known as an expansionary fiscal policy.

A recession is when the gross domestic product of a country for two consecutive quarters is negative. In a period of recession, there is a slowdown in the economy.

Expansionary fiscal policy is are steps taken by the government of a country to increase the money supply in the economy. Money supply can be increased by increasing government spending or cutting tax rates.

To learn more, please check: https://brainly.com/question/3885080

Home Depot hired an advertising agency to develop television ads for its grand opening in southern Maine. The advertising agency represents which component of the communication process

Answers

Answer:transmitter

Explanation:

What is it called when one power controlled the trade exports?

Answers

Explanation:

This is called colonization. It is not in order when one power controls the trade exports of another, Every individual and every given state has got power to transact its businesses at any time without being forced or discriminated by any of the systems in power.

Background information: This excerpt describes the United States’ use of economic sanctions against Sudan. It was created by the US Department of the Treasury. According to this text, what action can you assume Executive Order 13067 took? It supplied economic and military aid to the government of Sudan. It imposed trade restrictions on Sudan. It developed a free trade agreement between the United States and Sudan. It created diplomatic relations between the United States and Sudan.

Answers

Answer: it imposed trade restrictions on Sudan

Explanation: Sudan was out of control with violating human rights/international terrorism, so the US limited their power by imposing trade restrictions

According to this document, Executive Order 13067 took the action of developing a free trade agreement between the United States and Sudan. Thus, option B is correct.

What is the Executive Order?

The Executive Orders (EOs) are formal papers through which the President of the United States administers the Federal Government's activities. The orders cite the President's constitutional and statutory powers.

The White House issues Executive Orders, which are used to command the Executive Branch of the United States Government. Executive Orders provide required requirements for the Executive Branch and have legal force.

Therefore, option B is correct, that the executive order imposed trade restrictions on Sudan.

To Learn more about the Executive Order, refer to:

https://brainly.com/question/466971

#SPJ2

When supply chain members realize that their goals and success are linked to others on the same team, they develop deeper long-term ______.

Answers

Answer:

must understand

Explanation:

david maslanka’s symphony no. 4 encompasses what hymn?

Answers

Based on musical analysis, David Maslanka's symphony no. 4 encompasses the hymn known as "Old Hundred."

David Maslanka's symphony no. 4 is considered to gather inspiration from the typical western Montana landscape.

It is similar to Maslanka's perception of a "voice of the Earth."

Another hymn encompasses in David Maslanka's symphony no. 4 is The Bach chorales: Only Trust in God to Guide You and Christ Who Makes Us Holy.

Hence, in this case, it is concluded that the correct answer is the Old Hundred hymn.

Learn more here: https://brainly.com/question/1151350

T. Hillcrest Co. sold $500 of merchandise on a bank credit card with a 5% fee. The entry to record this sales transaction would include debit(s) to:

Answers

Answer:

Cash for $475 and Credit Card Expense for $25

Explanation:

Cash for $475 and Credit Card Expense for $25

If a person wanted to purchase his or her dream car, and keep it for many years, is leasing or buying the better option? Why? a. Buying would be the better option because the overall cost would be less. After the car is paid off, the owner gets much more value from the car, having already paid it off. B. Leasing would be the better option, so the newest model could be driven every few years. C. It wouldn't matter, as long as the person got to drive the dream car. D. Leasing would be the better option because it would allow the person to customize the car and drive it as much as he or she wants.

Answers

Answer: A. Buying would be the better option because the overall cost would be less. After the car is paid off, the owner gets much more value from the car, having already paid it off

Explanation:

The best thing that a person can do if they want their dream car is buying because a. Buying would be the better option because the overall cost would be less. After the car is paid off, the owner gets much more value from the car, having already paid it off.

Why is buying better?

Once you buy your car, it is yours and you can do with it as you please instead of observing stringent rules that come with leasing.

The total cost would also be less because you would have bought the car at a once off amount instead of an amount that has interest.

In conclusion, option A is correct.

Find out more on leasing cars at https://brainly.com/question/1407443.

If a company has advance subscription sales totaling $45,000 for the upcoming year, when four quarterly journals will mailed to customers, the receipt of cash would be journalized as:
A. Debit Cash $45,000, credit Accounts Payable $45,000.
B. Debit Unearned Revenue $45,000; credit Sales $45,000.
C. Debit Sales $45,000, credit Unearned Revenue $45,000.
D. Debit Prepaid Subscriptions $45,000, credit Sales $45,000.
E. Debit Cash $45,000; credit Unearned Revenue $45,000.

Answers

The receipt of cash would be journalized as a Debit to Unearned Revenue for $45,0000 and Credit to Sales for $45,000.

Here, the company has advance subscription sales totaling $45,000 for the upcoming year.

It will be recorded in the entry as Debit to Unearned Revenue and Credit to Sales.

Therefore, the Option B is correct because The receipt of cash would be journalized as a Debit to Unearned Revenue for $45,0000 and Credit to Sales for $45,000.

Read more about Unearned Revenue

brainly.com/question/8035839

A dividend _______ is the amount of the dividend expressed as a percentage of the stock's market price,

Answers

Answer:

dividend yield

The dividend yield, expressed as a percentage, is a financial ratio (dividend/price) that shows how much a company pays out in dividends each year relative to its stock price. The reciprocal of the dividend yield is the price/dividend ratio.

The payroll taxes the employer is responsible for​ are:
A.
FICA-Medicare.
B.
FICA-OASDI.
C.
State income taxes.
D.
A and B.

Answers

The employer is responsible for the following payroll taxes in Option D.  A and B.

The FICA-Medicare is a compulsory contribution just like the Social Security (or OASDI) that employers are expected to contribute some percentages and withhold stated percentages from the salaries of their employees.

Thus, the employer is not responsible for Federal and State taxes, but D. A and B.  Employers can only withhold and remit the Federal and State taxes as required by law.

Learn more: https://brainly.com/question/23682867

WHY ARE BLACK PEOPLE POOR

Answers

Answer:

Poverty and race are not the same things. Poverty is a circumstance. And like most circumstances, poverty has the ability to change. Poor can become middle class. Middle class can become rich. When you think of a poor person, what is that person’s color? I’ll start. I see a Black person.Black people are overrepresented in political discussions about poverty. The reality is, the vast majority of Black Americans are not living in poverty.

Explanation:

Hope it can help you lovelots

Other Questions
Type the correct answer in each box. Spell all words correctly, and use numerals instead of words for numbers.Brad and Laura are playing a board game. In the game, a player rolls two standard number cubes to move his or her game piece alonga path on the board. On the first three turns in the game, both number cubes land on six each turn.The theoretical probability of rolling a six on both number cubes three times in a row is 1/?(are/ are not)Based on the probability of rolling a six on both number cubes three times in a row, Brad and Lauralikely using unfair number cubes. It is most commonly used for self-running presentations. A. Slide TransitionB. HyperlinkC. Action ButtonsD. Animation Which of the following expresses (2.4 on going) as a fraction in simplest form?2 and 1/4th2 and 2/5ths2 and 11/25ths2 and 4/9ths I NEED HELP PLEASE Fill in the blanks in the pictures if its 1 .e or 2. ent. (All 7 of the blanks) Find the equation of the line that goes through the points (4, 1) and (2, 5).Use slope formula,m = StartFraction y 2 minus y 1 Over x 2 minus x 1 EndFraction,to find the slope of a line that passes through the points.m = Use slope-intercept form, y = mx + b, to find the y-intercept (b) of the line.b = Write the equation in slope-intercept form, y = mx + b. Katie is 1.83 m tall. George is 9 cm shorter than Katie. How tall is George? Give your answer in cm Why is it important to use a resource published within the past 10 years? (1 point)O Older articles are not as interesting to readers.o The author of the article might have a different opinion now.o The author of the article might be more qualified now.o Older articles might contain information that has changed. Salt is dissolved into a water solvent Can the salt be extracted, and will it retain its properties? A) No, it cannot be extracted through any means. It does not retain its original propertiesB) Yes, it can be extracted through evaporation. It does not retain its original propertiesC) Yes, it can be extracted through evaporation. It retains its original properties.D) No, it cannot be extracted through any means. It retains its original properties. 1. If the mass of an object is measured in kg and the velocity is measured in m/s, what is the unit for momentum? At what time of day do most people light the menorah? grand saff quick check nee help Question 13 options:Isaac drops an apple from the top of a lighthouse, 154 feet above the ground.The equation to represent the height of the apple at a given time is h=16t2+154,where h is the height of the apple, and t is the number of seconds after the apple is dropped.How many seconds (t) will it take for the apple to hit the ground (h = 0)?[Find the value of t, rounded to the nearest tenth.] write me a lyric poem about (the fear of heights) (at least 4 - 7 verses) (does not have to rhyme)(correct grammar and no plagiarism) Thank you! help please !!!!!!!!! If 3 horses never choose your height, can Jennifer buy 7 gallons of milk? What if Sydney gets a house in orange juice liters?Write your answer in simplest form and interpret how and why it do no. what causes high eye pressure and how to reduce it? How many country are in the world Pls help with this question!!!! Imagine that you are directing a production of Hamlet. Whom would you cast to play the role of Hamlet? an actor or actress who can deliver a diverse perspective of the character an actor or actress who does not stray from the script an actor or actress who mixes modern and classical interpretation of the plot an actor or actress who remains true to the setting and era in all forms. This is probably easy oh well