If National Bank has Rate-Sensitive Assets of $40 million and Rate-Sensitive Liabilities of $50 million, then if interest rates rise by 5 percentage points, from 10 to 15%, bank profits (measured using gap analysis) will
A) decline by $0.5 million.
B) decline by $1.5 million.
C) decline by $2.5 million.
D) increase by $2.0 million.

Answers

Answer 1

B. Bank profits using gap analysis will decline by $1.5 million.

Gap analysis is a strategic planning process that helps organizations identify opportunities to close the performance gap between their current and desired performance. This process compares actual performance to potential performance to identify areas for improvement.

Rate Sensitive Assets (RSA) = $40 million

Rate Sensitive Liabilities (RSL) = $50 million

Interest Rate Rise = 5 percentage points, from 10 to 15%

Gap Analysis = RSA - RSL

Gap Analysis before Interest Rate Rise = $40 million - $50 million = -$10 million

Gap Analysis after Interest Rate Rise = 10% x $40 million + 15% x $50 million = $17 million

Change in Gap Analysis = $17 million - (-$10 million) = $27 million

Change in Bank Profits = ($27 million / 2) = $1.5 million

Therefore, the bank profits will decline by $1.5 million.

Therefore, bank profits will decline by $1.5 million due to the 5 percentage point rise in interest rates.

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Related Questions

more detailed and context-specific ad targeting is becoming easier to achieve through look-alike audiences artificial intelligence mobile optimization all of the above

Answers

Artificial intelligence is making it simpler to target advertisements with more specificity and context.

The replication of human intelligence functions by machines, particularly computer systems, is known as artificial intelligence. Expert systems, natural language processing, speech recognition, and machine vision are some examples of specific AI applications.

Artificial intelligence is founded on the idea that human intelligence can be described in a way that makes it simple for a computer to duplicate it and carry out activities of any complexity. Artificial intelligence aims to emulate cognitive processes in humans.

Artificial intelligence (AI) refers to a computer's or a robot controlled by a computer's capacity to carry out tasks that are typically performed by humans since they call for human intelligence and judgment.

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During the performing stage, team members _____.
A)get to know one another
B)clarify their roles and expectations
C)focus on solving problems
D)resolve differences among them

Answers

During the performing stage, team members focus on solving problems.

What goes on the stage when the team performs?

Group Tasks

During the performing stage, the squad significantly surpasses its goals. The level of expertise and dedication to the team's goal are both very high. Team members should always strive to enhance team dynamics while also expanding their skill sets.

The group needs to start working on the performance stage. Members are motivated to work together as a powerful team and they find resolutions to disputes, whether they are new or old. The group is defined at this stage by competence, trust, intimacy, and experience. Additionally high are group loyalty and morale.

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Because wal mart has never systematically rasied prices there is no evidence that wal mart engaged in
a. predatory pricing
b. price discrimination which lessens competition
c. illegal tying
d. mergers and acquisitions which lessens compeititon
e. excusive dealings that restrict the ability of the buyer to deal with competitors

Answers

Because wal mart has never systematically raised prices there is no evidence that wal mart engaged in predatory pricing. Option a is right.

You would be involved in predatory pricing if you had a rival selling a TV for $100 and you sold the same TV for $80 (while suffering a loss) knowing they couldn't match your price. Many legal systems treat this very seriously and consider it unlawful in many nations.

Because wal mart has never systematically raised prices there is no evidence that wal mart engaged in predatory pricing. A written, verbal, or conduct-based agreement to raise, lower, maintain or stabilize prices or price levels is known as price fixing.

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People often buy. When they lack enough money to diversify their investments among several stocks

Answers

People often buy mutual funds when they lack enough money to diversify their investments among several stocks.

What is mutual funds?

A mutual fund can be defined as the way in which a company tend to collect money from investors and then invest the money into buying of securities such as bonds, stocks among others.

People tend to invest  in mutual fund because they want mutual funds companies to help them to invest their money into different type of securities so as to earn more profit and some do buy mutual fund when they do not have enough money  to diversify their investments.

Therefore the statement that filled the gap is mutual finds.

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The complete question is:

People often buy ___ ___ when they lack enough money to diversify their investments among several stocks.

cash flows during the first year of operations for the harman-kardon consulting company were as follows: cash collected from customers, $360,000

Answers

Accrual net income is $192,600. Accrual net income is a measure of a company's financial performance that reflects the revenues and expenses it has earned or incurred during a specific period of time, such as a month or a year.

How to find Accrual net income ?

To calculate accrual net income, we need to consider the company's revenues and expenses for the year, including any prepaid expenses or accounts receivable.

Based on the information provided, the company's total revenues for the year were $360,000.

Its total expenses = $44,000 for rent

Employee salaries = $124,000

$54,000 for utilities

for a total of $222,000.

The company had prepaid rent of $22,000 (half of the total rent payment), which should be subtracted from its expenses. It also had accounts receivable of $64,000, which should be added to its revenues.

Finally, we need to adjust for any outstanding liabilities. The company had a liability to the gas and electric company of $2,400, which should be subtracted from its expenses.

With all of these adjustments, the company's accrual net income for the year is calculated as follows:

Revenues: $360,000

Expenses: $222,000

Prepaid rent: -$22,000

Accounts receivable: $64,000

Outstanding liabilities: -$2,400

Accrual net income: $192,600

complete question:

Cash flows during the first year of operations for the Harman-Kardon Consulting Company were as follows: Cash collected from customers, $360,000; Cash paid for rent, $44,000; Cash paid to employees for services rendered during the year, $124,000; Cash paid for utilities, $54,000.

In addition, you determine that customers owed the company $64,000 at the end of the year and no bad debts were anticipated. Also, the company owed the gas and electric company $2,400 at year-end, and the rent payment was for a two-year period. Calculate accrual net income for the year.

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Which of the following sets of conditions would give rise to the accrual of a contingency under current generally accepted accounting principles?
a. Event is unusual in nature and occurrence of event is probable.
b. Event is unusual in nature and event occurs infrequently.
c. Amount of loss is reasonably estimable and occurrence of event is probable.
d. Amount of loss is reasonably estimable and event occurs infrequently.

Answers

C) The amount of loss can be reasonably estimated, and an event is likely to occur.

A contingent liability is a loss or liability that could occur in the future. The amount must be disclosed in the financial statements' notes if it cannot be reasonably estimated, while it must be recorded in the financial statements when it can be reasonably estimated.

What exactly are "potential liabilities"?

Description: A liability or potential loss that may occur in the future depending on the outcome of a specific event is referred to as a contingent liability. Some examples of contingent liability include pending investigations, product warranties, and potential lawsuits.

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Select the correct answer.
When will the Social Security fund dry up at its current level?
O A.
2022
• B.
2027
C.
2037
O D.
2097
O E.
2117

Answers

Answer:

The answer to ur question is C. 2037

you're creating a video ad for a salon and your goal is to drive client bookings through the salon's website. which of the following call-to-actions (ctas) should you use in the ad?Call nowLearn moreCheck us outBook now

Answers

Option (d), Your aim when making a video advertisement for a salon is to encourage online customer reservations. Use the call-to-actions (CTAs) "Book now" in the advertisement.

What does the phrase "call to action" in an advertisement mean?

An action that the marketer wants the customer to take is referred to as a call to action (CTA) in marketing. One instance of a straightforward call to action is the word "Buy Now" on a button. A more modest CTA is "Read More," which is another illustration.

Why is a call to action necessary in advertisements?

Call to Actions are quick and simple strategies to boost conversions and ultimately boost sales by inspiring the user to take action rather than merely reading and leaving your website. By making the simple effort to include clear and easy CTAs on your website, your business will benefit in a number of ways.

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morrisey company has two investment opportunities. both investments cost $6,400 and will provide the same total future cash inflows. the cash receipt schedule for each investment is given below:

Answers

morrisey company has two investment opportunities. both investments cost $6,400 and will provide the same total future cash inflows is $2573.

What is cash inflows?A cash flow is a physical or virtual movement of funds; in its strictest definition, it refers to a transfer of funds, typically from one central bank account to another. It's crucial to make the distinction between cash flow and profit and working capital because they are frequently confused. The total amount of your company's income and expenses is referred to as cash flow, which does not necessarily equal profit. Money coming into a business is known as cash inflow, and it may come from sales, investments, or financing. The opposite of a cash outflow is a cash inflow, which is money entering a business.

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The current yield curve for default-free zero-coupon bonds is as follows: Maturity (years) YTM 10.5% 11.5 12.5 a. What are the implied one-year forward rates? (Do not round intermediate calculations. Round your answers to 2 decimal places.) Maturity (years) YTM Forward Rate 10.5% 11.5% 12.5% b. Assume that the pure expectations hypothesis of the term structure is correct. If market expectations are accurate, what will the pure yield curve (that is, the yields to maturity on one- and two-year zero-coupon bonds) be next year?

Answers

Rates projected for one year ahead are 12.48% and 14.48%.If market predictions are correct, the yields on one- and two-year zero-coupon bonds at maturity will be 12.51%, 14.53%, and 13.51%, respectively, in 2019.The meaning of "forward interest rate"

Spot interest rate refers to the interest rate that is in effect immediately. As opposed to this, a forward interest rate begins to apply later. As an illustration, the rate specified in a forward contract could be referred to as a forward interest.

The expectation theory can be used to get an answer. This theory states that the geometric average of the interest rate on short-term bonds is the interest rate on long-term bonds. When this theory is used, we get:

Price year 1= [tex]\frac{1000}{1+ 0.105}[/tex]

                  = [tex]\frac{1000}{1.105}[/tex]

                  = $904.977

Price of year 2= [tex]\frac{1000}{(1 + 0.115)^{2} }[/tex]

                        = [tex]\frac{1000}{1.243}[/tex]

                        = $804.505

Forward rate for year= { [tex]\frac{(1.115)^{2}}{1.105}[/tex]} - 1

                                   = 1.1248 - 1 = 12.48%

Price of year= 1000 / (1 + 12.5%)^3

                    = 1000 / (1.125)^3 = 1000 / 1.423

                    = 702.74

Forward Rate for year= (1 + 12.5%)^3 / (1 + 11.5%)^2 -1

                                    = (1.423 / 1.243) - 1

                                    = 1.14481 - 1

                                    = 14.48%

(1 + 2-year bond yield)^2= (1 + 1-year bond yield) ∗ (1 + 1-year forward in one year)

(1 + 11.5%)^ 2 = (1 + 10.5%) ∗ (1 + 1-year forward in one year)

1-year forward in one year = 12.51%

(1 + 3-year bond yield )^3 =( 1 + 2-year bond yield) 2 ∗(1 + 1-year forward in two years)

( 1 +12.5%)^3 =(1 +11.5%)^ 2 ∗(1 + 1-year forward in two years)

1-year forward in two years= 14.53 %

( 1 + 3-year bond yield)^3= (1 + 1-year bond yield) ∗( 1 +2-year forward in one year)^2

(1 + 12.5%)^3 =( 1 + 10.5%) ∗ (1 + 2-year forward in one year)

2-year forward in one year= 13.51%

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Once a personal manager manages to nail a deal with a record label for the artist, which of these is likely to be most important?

Answers

a. The most important activity by the manager after nailing a deal with a record label for an artist is to ensure that label executives live up to the terms of the contract.

This involves actively monitoring the progress of the artist's career and ensuring that the label is delivering on its end of the agreement. The manager should also keep in touch with the label on a regular basis, to ensure that the artist is getting the support they need.

Additionally, the manager should be prepared to renegotiate the contract if necessary, as well as take proactive steps to protect the artist's interests. By doing this, the manager is ensuring that the artist gets the best deal possible and that their career is properly managed.

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Complete question:

Once a personal manager manages to nail a deal with a record label for the artist, which of these activities by the manager is likely to be most important?

a. Induce label executives to attend showcases

b. Encourage label executives to live up to the terms of the contract

c. Push label-affiliated publishers to come out with print editions of the artist’ssongs

d. None of the above

if the firm produces q1 units of output with two inputs, the firm will be experiencing which of the following in the short run and in the long run?

Answers

The firm will be experiencing diminishing marginal returns in the short run and economies of scale in the long run.

What are economies of scale?

In microeconomics, economies of scale are the cost advantages that organizations enjoy as a result of the size of their operations. They are frequently measured by how much product is produced in a certain amount of time. Economies of scale can be used in a variety of organizational and business contexts and at many levels, including production, facility, and the entire enterprise. One example of a scale-related limit on economies of scale is the optimal design point, where expenses for each additional unit begin to increase. One typical constraint is the supply of nearby raw resources, such as wood in the lumber, pulp, and paper industries. For items with low costs per unit of weight, a common constraint is a saturated local market and the need to ship over great distances at unprofitable rates.

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Which of the following statements is most correct? (a) When calculating NPV for cash flows of higher-than-average risk, the discount rate should always be adjusted upward to reflect the corporate cost of capital plus a risk premium. (b) A weakness of the certainty equivalent method of adjusting project cash flows for risk is that it does not allow individual cash flows to be adjusted to reflect their own unique risk. (c) The risk-adjusted discount rate method of valuation assigns equal risk to all project cash flows since a constant discount rate is applied over the life of the project. (d) The certainty equivalent value of a net cash outflow will be higher (in absolute value) than the expected value if the cash outflow has greater-than-average risk. (e) None of these statements is correct.

Answers

The certainty equivalent value of a net cash outflow will be higher (in absolute value) than the expected value if the cash outflow has greater-than-average risk. So option (D) will be regarded as suitable.

Give a brief account on cash outflow.

Although a company's cash outflow includes all of its payments, it can be broken down into various categories. The most typical types of cash leakage include:

Operating activities are those that depend on cash flow and are tied to net revenue. This could involve paying wages to staff, paying suppliers, and spending money on maintaining equipment and plants.Investing activities: The cash outflow connected to investing activities pays for the costs associated with the non-current assets shown on the balance sheet. Examples include the price of buying assets or loans to third parties.Financing activities: This category of cash outflow includes shareholder equity-related activities like dividend payments and share repurchases that are tied to non-current liabilities (i.e., obligations that are due in more than a year).

The definitions of cash outflow that must be used while creating a cash flow statement are as follows. This statement details both the cash inflow and outflow within a certain accounting period.

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In determining the appropriate listing contract to be used, it is important to know whether a multiple listing service (MLS) will be employed. The MLS only accepts which of the following types of listing contracts?
A) open listing
B) FSBO listing
C) exclusive agency listing
D) exclusive right of sale listing

Answers

The MLS, according to the question, only accepts exclusive right to sell listing contracts.

When should you use employed?

When something is used for a clear objective, it is employed for that purpose only. For example, you could say that a specific method as well as technique is used. A wide range of inventive techniques are being used.

How do I persuade someone to hire me?

Fortunately, there are a number of steps you can take to persuade a hiring manager to hire you.

Make an Excellent First Impression. The importance of first impressions cannot be overstated.

Get rid of "Risky Business."

Practice Your Interview Techniques (Seriously)

Provide SOLID References.

Become a Solution.

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The discount increases to 12 percent if 50-99 cases of Warm Delights are purchased and to 15 percent if 100 or more cases of Warm Delights are purchased within the same calendar month. What type of discount was Morgan offering his customers?

Answers

Morgan was offering a tiered discount to his customers. This type of discount is structured in a way that encourages customers to buy more in order to save more.

What is customer?

A customer is an individual or organization that purchases goods, services or products from a business. Customers are the lifeblood of any business and are integral to its success and growth. Customers can range from large organizations to individual consumers who are looking for the best value for their money. The customer experience is an important part of any business model and customer service should be top priority for any organization. Good customer service can help to create loyal and satisfied customers that will come back time and again. In turn, this can help to increase the profitability of the business and create long-term relationships with customers.

In this case, Morgan was offering a 10% discount for any purchase of 1-49 cases of Warm Delights, a 12% discount for any purchase of 50-99 cases of Warm Delights, and a 15% discount for any purchase of 100 or more cases of Warm Delights within the same calendar month.

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A monopolistically competitive firm that is earning profits will, in the long run, experience all of the following except A. demand for the firm's product becomes more elastic. B. new rivals entering the market. C. a decrease in the number of rival products. D. a decrease in demand for its product.

Answers

All of the following, with the exception of C, will apply over time to a firm that is operating profitably in a monopolistically competitive market.

What happens to a monopolistic rival's earnings over time?

Long-term economic gains or losses in monopolistic competition will be removed by entry or leave, leaving firms with no economic gains. There will be some excess capacity in a monopolistically competitive business; this could be seen as the price paid for the variety of products that this market structure brings about.

Companies engaged in monopolistic competition generate economic profits in the short term, but not over the long term. The latter is a product of the industry's open entry and departure policies as well.

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If the central bank increases the money supply in an economy by 3%, the velocity of money is constant, and the real GDP is also growing at 3%, then which of the following statements about the price level is true?
The change in the price level is 3%.
The change in the price level is 0%.
The change in the price level is 6%.
The change in the price level is −3%.
The change in the price level is 1%.

Answers

The pricing level has changed by 3%. The right response is A.

What does the word "price" mean?

Pricing's meaning:

The process of establishing a manufacturer's value in return for their goods and services is known as pricing. The producer utilizes a pricing plan to ensure that both the manufacturer and the consumer are satisfied with the price of its items.

What is price and how significant is it?

Pricing is one of the most important factors in the world of trade. Giving an item a value is necessary in order to set a price for it. When a product is purchased or sold, both the buyer taking it and the seller giving it away profit from its "value."

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Robert owns 50 shares of stock from a certain corporation. Each share is worth $3.00. After the corporation declares a two-for-one stock split, his shares are worth​each

Answers

Robert is the owner of 50 shares of a specific company's stock. The value of each share is $3. After the company announces a two-for-one stock split, the value of each share of his stock is $1.50.

What is a stock split of two for one?

You receive two shares for every one stock you currently own in the company in a 2-for-1 stock split. If a company splits its stock, if you had 100 shares of that company before the split, you would now have 200 shares. After a 2:1 stock split, your share count is immediately doubled.

In a 2-for-1 stock split, for instance, a shareholder receives one additional share for each share they currently own. A company having 10 million shares that were outstanding prior to the 2-for-1 split will now have 20 million shares after the split.

Why would a company split its shares in a 2:1 ratio?

The most common split ratios are 2-for-1 and 3-for-1, which imply that each share issued previous to the split will be divided into numerous shares after the split. When a company decides to split its shares in half, it does so deliberately to cut the cost of a single share while keeping the stock's worth the same.

The price of each share will normally decrease as the number of shares rises. In this scenario, a 2-1 split would reduce the price of a $200 stock to $100 while doubling the number of shares outstanding.

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brief exercise 9-5 match bond terms with their definitions (lo9-4) listed below are terms and definitions associated with bonds. select the bond term that matches with the definition.

Answers

The bond terms are as follows in accordance to the question : Callable Bond, Serial Bonds, Unsecured Bonds, Convertible bond, Sinking Fund, Term Bond, Secured Bond, Bonds Issue cost.

Give a brief account on bonds.

A bond can be thought of as an investor's loan to a borrower, such as a business or the government. While the investor earns interest on their investment, the borrower utilizes the money to finance its activities. Over time, a bond's market value may fluctuate. Bonds are fixed-income securities, one of the three major asset classes, or clusters of comparable investments, that are often employed in investing. Bonds are a sort of fixed-income security because they repay the investor on a consistent basis, or at a "coupon rate," which is how they function.

A $10,000 bond, for instance, with a 10-year maturity date and a 5% coupon rate would pay $500 year for ten years, after which the bond's $10,000 face value would be returned to the investor.

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The complete question is attached below :

in these excerpts, sinclair writes about many problems with the meatpacking industry. from the following list, identify the issues that he discusses. check all that apply.

Answers

The Jungle, Upton Sinclair's best-known book, exposed the horrifying and unhygienic conditions in the meat-packing business.

What does Sinclair have to say about the meat industry?

Upton Sinclair wrote The Jungle to draw attention to the appalling working conditions in the meatpacking business. His horrifying description of diseased, rotten, and contaminated meat horrified the public and led to the creation of new federal food safety laws. Before the beginning of the 20th century, a sizable reform movement had started to emerge in the United States.

Sinclair chose to set his book in the meatpacking sector for what purpose?

Sinclair used data and instances of malfeasance in the meatpacking industry to emphasize the plight of immigrants in Chicago around the turn of the century.

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____ refers to useful concluding techniques for a presentation include summarizing the main points that have been made in the presentation and using anecdotes, humor, and illustrations.

Answers

The conclusion of a business presentation refers to practical concluding methods for a presentation, such as summarizing the presentation's key points and utilizing comedy, stories, and illustrations.

An explanation of a presentation's conclusion

Your conclusion should be brief and direct. The main points you covered should be condensed into it, highlighted, or the audience's important takeaways should be emphasized. Never state the same thing more than once in the body, and don't add anything new at this time. The different parts of your presentation are connected by a compelling conclusion.

From the list below, which point(s) should be made in the speech or presentation's conclusion?

The three essential elements of a successful ending are a restatement of the speech's thesis, a review of the major topics covered in the speech, and a finishing technique that helps leave an impact on the audience's minds.

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cost-push shocks are price increases in products and services that occur as a direct result of an increase in the costs of various inputs, such as labor, raw materials, and energy. if there is an unexpected cost-push shock, the aggregate demand and aggregate supply curves will shift in opposite directions. on the supply side, the aggregate supply curve shifts to the left as a result of rising input costs, forcing businesses to cut production and raise prices. this shift is the result of firms being forced to pass on higher costs to consumers. higher prices cause customers to cut back on their spending, which eventually leads to an increase in aggregate demand. as a result, the aggregate demand curve shifts to the right, indicating an increase in aggregate demand.

Answers

Cost-Push Shock: Price increases in products and services that occur as a direct result of an increase in the costs of various inputs, such as labor, raw materials, and energy.

Impact on Aggregate Demand and Supply:

Supply Side: The aggregate supply curve has shifted to the left as a result of increasing input costs, resulting in businesses reducing their production and increasing their prices.Demand Side: Higher prices cause customers to cut back on their spending, resulting in an increase in aggregate demand. The aggregate demand curve has shifted to the right.

Result: Increase in aggregate demand.

A cost-push shock will lead to an increase in aggregate demand. This is because the increase in input costs forces businesses to cut production and raise prices, which in turn leads customers to cut back on their spending.

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Consider a town in which only two residents, Lorenzo and Neha, own wells that produce water safe for drinking. Lorenzo and Neha can pump and sell as much water as they want at no cost. Assume that outside water cannot be transported into the town for sale. The following questions will walk you through how to compute the Cournot quantity competition outcome for these duopolists. Consider the market demand curve for water and the marginal cost for collecting water on the following graph. Assume Lorenzo believes that Neha is going to collect 12 gallons of water to sell. On the graph, use the purple points (diamond symbols) to plot the demand curve (D1) Lorenzo faces; then use the grey points (star symbol) to plot the marginal revenue curve (MR1) Lorenzo faces. Finally, use the black point (plus symbol) to indicate the profit-maximizing price and quantity (Profit Max 1) in this case. Instead, now assume Lorenzo believes that Neha is going to collect 16 gallons of water to sell, rather than 12. On the following graph, use the purple points (diamond symbol) to plot the demand curve (D2 ) Lorenzo faces; then use the grey points (star symbol) to plot the marginal revenue curve (MR2 ) Lorenzo faces. Finally, use the black point (plus symbol) to indicate the profit-maximizing price and quantity (Profit Max 2) in this case. Fill in the following table with the quantity of water Lorenzo produces, given various production choices by Neha. Given the information in this table, use the green points (triangle symbol) to plot Lorenzo's best-response function (BRF) on the following graph. Since Lorenzo and Neha face the same costs for producing water, Neha's best-response function is simply the reverse of Lorenzo's; that is, the curve has the same shape, but the horizontal and vertical intercept values are switched. Therefore, you can derive Neha's best-response function by following the same analysis as in the previous question, but from Neha's perspective. Use the purple points (diamond symbol) to plot her best-response function on the graph. Finally, use the black point (plus symbol) to indicate the unique Nash equilibrium under Cournot quantity competition. True or False: According to her best-response function, Neha will always want to decrease her output as Lorenzo decreases his. O True O False

Answers

1) Demand curve moves twelve degrees inward. Demand for quantity decreases by 12 at every price.

2) MR = MC = 0 in an equilibrium state.

The demand curve shifts inward by 16 when Neha collects 16 gallons.

3) The claim is false because Neha's quantity increases while Lorenzo's quantity decreases.

A demand curve in economics is a graph that shows the relationship between the cost of a given good and the amount that is desired at that cost. Demand curves can be applied to the price-quantity relationship for either a specific consumer or for every consumer in a given market.

When companies decide on prices, the demand curve can be a useful tool. This is so that the demand curve can demonstrate the price at which consumer responsiveness declines and the price at which the greatest demand is elicited.

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To be able to communicate risks to the contractor, sometimes a sponsor identifies major risks for the project in
a. the project evaluation meeting.
b. the lessons learned after the project.
c. the contract for service.
d. the project charter when the project is authorized.

Answers

To be able to communicate risks to the contractor, sometimes a sponsor identifies major risks for the project in the project charter when the project is authorized. Thus, option D is correct.

What is the project?

A project is a collection of tasks that must be completed in order to achieve a specific goal. A project can also be defined as a collection of inputs and outputs necessary to achieve a specific goal.

Projects can be simple or complex, and they can be managed by one or a hundred people. When a project is authorized, a sponsor may identify major risks for the project in the project charter in order to communicate risks to the contractor.

Therefore, option D is correct.

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ap comparative governmentwhat are some of the goods or services that make up the gdp of the us? based on what you read in the mexico article

Answers

A basic college-level course in comparative government and politics, AP Comparative Government and Politics is offered.

Examining six chosen nations—China, Iran, Mexico, Nigeria, Russia, and the United Kingdom—the course takes a comparative approach to look at their political systems, policies, and political, economic, and social issues. Through the analysis of data and text-based sources, students Politics develop their understanding of comparative government and politics as they investigate issues such as power and authority, legitimacy and stability, democracy, internal and foreign influences, and methodologies of political analysis. ​​​​​​

This course framework offers a description of the course requirements necessary for student achievement and is based on the Understanding by Design® (Wiggins and McTighe) paradigm. With a focus on broad ideas that include fundamental concepts, theories, and procedures of the subject, the framework outlines what students should understand and be able to achieve. The framework also supports education that prepares students for advanced comparative political science coursework as well as for involvement in and knowledge of international politics.

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harry howard has established his own real estate company in western pennsylvania. which of the following would be the fastest way for harry to build his client base? word-of-mouth
business directory sites
personal selling
using a succinct message

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Option A, Word-of-mouth marketing would be the quickest method for Harry to increase his client base.

In the current circumstance, "word-of-mouth" advertising would be the most effective marketing client base tactic for Harry to increase the popularity of his company. When they talk about Harry's real estate job with their friends, family, and acquaintances, this will enable more people to become aware of his business. This Word-of-mouth tactic is quite successful since client base the majority of people prefer the suggested products over the new ones and trust the recommendations of their friends and family. Harry's company will therefore increase the size of client base its intended market.

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as one proceeds from left to right across a given period on the periodic table, and top to bottom, the atomic radius of the elements generally:

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As one proceeds from left to right across a given period on the periodic table, the atomic radius of the elements generally decreases and it increases from top to bottom.

How does the periodic table change as you walk from left to right?

Moving from left to right in a period of the periodic table results in a reduction in atom size. With an incremental in the atomic number, the number of protons and the nuclear positive charge both rise. The atom's size diminishes when the nucleus draws in the outermost electron.

In general, the atomic radius grows down a group and decreases over a period. Over time, effective nuclear charge rises but electron shielding stays the same. Moving from left to right throughout a period, the effective nuclear charge also rises as the atomic number climbs. The nucleus pulls on the outer electrons more strongly as it moves from left to right over a period and the atomic radii decrease.

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Which is the best capacity for anoversizearray that records daily phone sales during a month. Maximum number of sales for a single day is 100.
a. 30
b. 31
c. 99
d. 100

Answers

Explanation:

Vinod Airtel line segment join in a minute app to see divided a triangle acid into part equal in area

1) you believe you will need to have saved 500,000$ by the time you retire in 40 years in order to live comfortably. if the interest rate is 6% per year, how much must you save each year to meet your retirement goal?
2) You believe you will spend 40,000$ a year for 20 years once you retire in 40 years. if the interest rate is 6% per year,how much must you save each year until retirement to meet your retirment goal ?
3) a couple thinking about retirement decide to put aside 3000$ each year in a savings plan that earns 8% interest. In 5 years they will receivve a gift of 10,000$ that also can be invested.
a) how much money will they have accumulated 30 years from now ?
b) if their goal is to retire with 800,000$ of savings, how much extra do they to save every year?

Answers

In order to attain our retirement goal, we must set aside $2,964 every year until we retire.

What does retirement actually mean?

Retirement is the stage of life at which one decides to leave the job behind forever. The majority of industrialized nations, including the United States, have a national pension or rewards established system to augment retirees' wages, and the usual retirement age in these nations is 65.

Briefing:

Assuming we are retired, we must first determine the present cost of all of all future cash flows, so entails calculating the principal amount of $40,000 year. The following will be entered into a financial calculator.

FV=0

PMT= -40,000

I=6

N=20

Compute PV= 458,796

This PV represents the present value of the payments we will require when we begin to retire, which will be in 40 years. This is the sum of money we will need at that finish of 40 years to be able to retire comfortably. We may therefore employ this as the potential value. We must now calculate how much we must save annually to have 458796 so at completion of 40 years.

In a financial calculator we will input the following.

FV= 458,796

PV=0

I=6

N=40

Compute PMT= 2,964

We need to save $2,964 each year until retirement to reach our retirement goal.

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A sociologist taken a survey of the previous lottery winners of one million Birr has taken and found that 80% of these winners continue to work on their job. A psychologist felt otherwise. To test the report of the state, he took a sample of 100 such winners at random and found that only 25 winners of this sample had quit their jobs. At 95% confidence level, can we conclude that the state

Answers

Gambling can lead to the sudden acquisition of riches, which can lead to changes in the gambler's circumstances in a number of different ways.

What is Gambling and employement behaiviour ?

Prize recipients can then afford to fulfill their long-held desires, such as purchasing a home or automobile, taking luxurious vacations, paying off debt, or providing for their offspring and grandchildren.

Alternatively, as the need for cash from employment gets dramatically reduced, the winners may lower the amount of time they spend in paid jobs—or even quit them altogether.

Surveys on work attitudes frequently ask respondents if they would keep working even if they won the lottery or inherited a sizable quantity of money.

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