Answer:
Currently, the majority of large banks offer deposit accounts, lending, and limited financial advice to both demographics. Products offered at retail and commercial banks include checking and savings accounts, certificates of deposit (CDs), personal and mortgage loans, credit cards, and business banking accounts.
Banks earn money in three ways: They make money from what they call the spread, or the difference between the interest rate they pay for deposits and the interest rate they receive on the loans they make. They earn interest on the securities they hold.
Functions of Commercial Banks: - Primary functions include accepting deposits, granting loans, advances, cash, credit, overdraft and discounting of bills. - Secondary functions include issuing letter of credit, undertaking safe custody of valuables, providing consumer finance, educational loans, etc.
Explanation:
You run a website called Offhand that sells exclusive handmade home decor items. On Mother's Day, the website unexpectedly receives a burst of traffic following the marketing campaign designed for this occasion. Thankfully, you are equipped with a good cloud service model and hence you are able to increase the cloud resources the website needs without disrupting your web services. Which of the following cloud characteristics helped you manage the situation easily?
a) Resource pooling
b) Broad network access
c) Measured service
d) Rapid elasticity
Rapid elasticity is a characteristics of cloud that would help you to manage the situation at hand effectively.
What is rapid elasticity?This is an aspect of cloud computing that is known for the usefulness that it has in the provision of what is called scalable services.
It is known to be one of the fundamental aspects of this type of computing.
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Q11. When marginal costs are below average total costs, a. average fixed costs are rising. b. average total costs are falling. c. average total costs are rising. d. average total costs are minimized.
When marginal costs are below average total costs, average total costs are falling. Option B is correct.
What is Marginal Cost?In simple terms, marginal cost is defined as the extra cost of producing more or an extra unit of a product.
In other words, it is the cost of producing extra units of a product.
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You represent a buyer in a transaction that includes a 2% cooperating agent commission to be paid by the seller who is your client
Based on the fact that there is a 2% commission that is given as an agent, the client is the buyer.
What is a Commission?This refers to the percentage amount that is paid to an agent for the sale of a property.
Hence, we can see that based on the transaction made between the seller and the client, there is an agreed 2% commission fee paid and this shows that the client is the buyer.
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13. the categories of routine replies and positive messages include all of the following except
(1 point)
ogranting requests for information and action.
ogranting claims and adjustments.
orefusing requests.
o sending goodwill messages.
The act of refusing requests does not belongs to the categories of routine replies and positive messages.
What is a routine replies & positive messages?These are messages that serves as a good feedback to the other party expecting a message.
However, the act of refusing requests does not belongs to the categories of routine replies and positive messages.
Therefore, the Option C is correct.
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Under PPO, which of the following in-network specialists would a referral be required?
A. None of these
B. Neurologist
C. Dermatologist
D. Cardiologis
Answer:
A) none of these
Explanation:
Hope this helps you have a nice :)
Your daily budget is $650 and your ad clicks range in cost from $1.71 to $2.25. What's the maximum amount of clicks you could receive in a given day
The number of clicks that a person can receive in a given day will be ranging from 380 to 289 clicks if the cost is between $1.71 to $2.25.
What do you mean by ad clicks?Ad Clicks are an advertising metric that counts the range of instances customers have clicked on a virtual commercial to attain a web property.
In the pay-per-click model, users bid on keywords and pay for each click on their advertisements.
As per the information, we can divide the total budget by the cost given to get the maximum amount of clicks per day.
Thus, the number of clicks that a person can receive in a given day will be ranging from 380 to 289 clicks.
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Explain impartiality
Answer:
Impartiality is a principle of justice holding that decisions should be based on objective criteria, rather than on the basis of bias, prejudice, or preferring the benefit to one person over another for improper reasons.
Explanation:
The definition of impartial is not favoring one side or opinion more than another. An example of impartial is the nature of a judge in a court case. adjective. 2. Treating all parties, rivals, or disputants equally; not partial; not biased; fair.
How does American style differ from Japanese style? Japanese style is identified as casually elegant, often using very luxurious fabrics while American style is noted for being chic, sophisticated, and smart. Japanese style is identified as casually elegant, often using very luxurious fabrics while American style is noted for being chic, sophisticated, and smart. American style is identified as casual, athletic, and clean-cut while Japanese style is noted for having complicated cutting and structure. American style is identified as casual, athletic, and clean-cut while Japanese style is noted for having complicated cutting and structure. American style is identified as casually elegant, often using very luxurious fabrics while Japanese style is noted for being chic, sophisticated, and smart. American style is identified as casually elegant, often using very luxurious fabrics while Japanese style is noted for being chic, sophisticated, and smart. Japanese style is identified as casual, athletic, and clean-cut while American style is noted for having complicated cutting and structure.
Answer:
American style is identified as casual, and ethic and clean cut while japanese style is considered poorly and has been noted for having complicated cutting and structure
Explantion:
got it right on Edge 2022
9) what is one downside of using a savings account instead of a checking 1pc
account?
your savings account has high fees attached to it, while your checking account does
not
your savings account has a limit of 6 withdrawals per month, while your checking
account does not
your parents need to help you open a savings account, but you can open a checking
account without them
far fewer banks offer savings accounts, while far more banks offer checking
accounts
Savings account has a limit of 6 withdrawals per month, while checking account does not, is s one downside of using a savings account instead of a checking account.
What is meant by checking account?Checking account is the regular account that facilitates the customer to deposits a withdrawal the money any time with no number of limit.
Checking accounts provides the limitless translation to the customer, and for this use businessman or businesswomen uses this account.
Thus, option B is correct.
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Poppy co. uses a periodic inventory system. beginning inventory on january 1 was understated by $30,000, and its ending inventory on december 31 was understated by $17,000. in addition, a purchase of merchandise costing $20,000 was incorrectly recorded as a $2,000 purchase. none of these errors were discovered until the next year. as a result, poppy's cost of goods sold for this year was:
If None of these errors were discovered until the next year. As a result, Poppy's cost of goods sold for this year was: Understated by $31,000.
Cost of goods soldUsing this formula
Cost of goods sold=Beginning inventory + Incorrect entry for Merchandize Purchase - Ending inventory
Let plug in the formula
Cost of goods sold=$30,000+($20,000-$2,000)-$17,000
Cost of goods sold=$30,000+$18,000-$17,000
Cost of goods sold=$31,000 understated
Therefore Poppy's cost of goods sold for this year was: Understated by $31,000.
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Explain the process that economists use to conduct a cost benefit analysis (cbd)for a high speed rail
The economist uses the cost benefit analysis (cbd) for a high speed rail to determine the project benefit expected therein.
What is a cost-benefit analysis?This involves the tallying up all costs of a project and subtracting that amount from the total projected benefits of the project or decision.
Hence, the economist uses the cost benefit analysis (cbd) for a high speed rail to determine the project benefit expected therein.
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The target firm determines its liquidation value and the present value of its relevant stand alone cash flows and selects the higher value. This is the target's Select one: a. maximum acceptable price b. minimum acceptable price c. neither A nor B
Minimum acceptable is the target's. As the target firm determines its liquidation value and the present value of its relevant stand alone cash flows.
What is liquidation value?Liquidation value is the value which a firm get after the deduction of the assets and liability in the financial report. If the business will sold, the value which a firm gets after selling all of its assets is the liquidation value of the company.
Thus, option B is correct.
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Select one college you are interested in and research their financial aid program.
Name of college/university:
Research question:
What are the annual estimated costs of attendance? (tuition, room & board,
etc.)
What percentage of students receives financial aid?
When is their financial aid application due?
URL link to
sources:
I NEED HELP ASAP I WILL MARK BRAINLIST AND I WILL PUT 20 POINTS!!!!!!!
Answer:
CEH one college you are interested in and research their financial aid
Which of the following examples describes how data science can improve
business outcomes?
The data science can alter business resultants with the support of Analytics.
What is Analytics?The systematized combinatorial investigation of the subject matter or applied mathematics is known as analytics.
It is a tool for determination, interpreting, and communicating crucial structures in data.
It also implies using data patterns to make more intelligent decisions. With the usage of analytics, data science may modify and better business outcomes.
Therefore, the Analytics can improve the business outcomes.
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Trade unions claim that by permitting international firms to continually move to nations with relatively lower labor standards, globalization ________ labor's bargaining power and forces overall labor standards ________.
Trade unions claim that by permitting international firms to continually move to nations with relatively lower labor standards, globalization reduces labor's bargaining power and forces overall labor standards lower.
What is globalization?Globalization refers to the process of interaction and integration among people, companies, and governments.
Trade unions claim that by permitting international firms to continually move to nations with relatively lower labor standards, globalization reduces labor's bargaining power and forces overall labor standards lower.
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Even though workers in some industries experience economic downsides, it seems inevitable that ________, the increasingly interconnected nature of business around the world, is here to stay.
It seems inevitable that globalization, the increasingly interconnected nature of business around the world, is here to stay.
What is economic downsides?Economic downsides occur when their is decrease in economic growth due to some factors.
Some workers may tend to experience economic downside making them to earn low income or wages which in turn can lead to decrease in the standard of living.
Therefore economic downside seems inevitable because globalization is here to stay.
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Please I need help on this Question! 10 POINTS***
Answer:
I would say answer number 3. Debit cards access money in your account and credit cards are like a loan.
Explanation:
My reasoning for this is debit card you have the amount you put on it no more and no less. With credit cards you can use money that you do not have and you can pay it back later.
what organizations offer forensic anthropology certifications
Answer: the American Society of Crime Laboratory Directors or the American Board of Forensic Anthropology.
Explanation: goooogle
Downward pressure on wages
Answer:
Answer below
Explanation:
When there is "pressure" on wages it is referring to the fact that there are more workers than there are available jobs this causes a pressure for the employers as they decide which workers get those jobs and receive those wages and who doesnt.
(hope this answers your question :) )
At a local town council, people debated a proposal that would change the use of public space for recreational use by demolishing a skating park and building an arboretum. This is known as the problem of:Multiple choice question.locating scarce resources.overusing scarce resources.allocating scarce resources.eliminating scarce resources.
Using a public space for recreational use by utilizing it for a better purpose is regarded as an allocation of scarce resources. Hence, Option C is the correct statement.
What is the need to allocate scarce resources?The resources that are available to humans are scarce in nature because we live in a world where humans' wants are unlimited but the resources available to satisfy those wants are limited.
Hence, Option C is the correct statement.
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1. Explain/Discuss the 4 stages of the business/economic cycle. For each cycle, discuss in detail items such as GDP, Interest Rates, Employment, Consumer Spending, Inflation etc. Identify the stage we are in now as a country. Explain the actions the Federal Reserve is taking to deal with the economy. Be as detailed and thorough as possible.
We consider business cycles to be a continuous process, with recessions, troughs, recoveries, expansions, peaks, and downturns repeating themselves. Any business cycle may be divided into four phases:
Peak: the economy is at or near full employment; production, employment, and income have reached a transitory peak.
Recession (R): a drop in output, employment, and income. Many areas of the economy are seeing a downturn in commercial activity. Unemployment is on the rise. Recessions can last anywhere from six to twelve months. Monthly variations in output are higher during recessions than during expansions. In other words, during a recession, output decreases are far more pronounced.
Trough: At its lowest point, output, revenue, and employment "bottom out." The trough period might endure for a short time or for a long time.
Expansion (E): A phase of recuperation. Once again, output, income, and employment are on the rise. As the economy approaches full employment, we may expect price increases (inflation). Expansions, on average, last three to four times longer than contractions.
There have been ten recessions since 1950. In terms of time, the least severe was in 1980. (6 months). 2007-09 was the most severe (18 months).
During a business cycle, what happens? To begin with, many economic variables are linked.
The economy and unemployment are moving in different directions (the labor market is a lagging indicator, responding slowly to a change in GDP, as we saw in chapter 7 of the assigned textbook). Consumption growth tracks GDP, although it isn't very variable. The amount of money spent on investments is highly erratic. During business cycles, wages do not fluctuate considerably. Inflation follows the rise of output.
Sectors of the economy and the businesses that make up those sectors tend to move in lockstep. When one area does well, it is probable that others will as well. The same may be said for businesses in these fields. Construction and manufacturing, on the other hand, are more volatile during a business cycle. We can see that if one area of the economy is performing well, others will as well. As a result, if manufacturing is doing well, demand for construction and services will rise.
States, too, are subjected to the same business cycle. Nations, too, tend to go through business cycles at the same time. Every business cycle is unique. The lengths and extents of expansions and contractions alter throughout time. Towards the end of a project:
Interest rates are risingWages are rising faster than pricesThis results in falling profitsDebts of households and firms have risenLots of borrowing has occurred to finance spending during the expansion time periodRecessions typically come from declines in investment spending by firms.
Firms cut back on capital stock expansionHouseholds cut back on spending for consumer durablesSales fallProduction declinesUnemployment rises, workers are let go, and this reduces income, which reduce s spending still further.Firms that produce capital goods and consumer durable products suffer the most during a recession. Firms can postpone capital goods acquisitions when the economy deteriorates. Increases in capital goods stock are not warranted by the company forecast. Businesses repair obsolete equipment that has outlived its usefulness. Consumer durable goods purchases are being postponed by consumers (autos, major appliances, personal computers, etc.). Budgets are being slashed, and consumer durable goods purchases are being postponed. Service businesses and non-durable products producers are frequently spared the brunt of the damage. It is tough for people to cut back on necessary medical and legal services. Purchases of food and clothing are more difficult to postpone.
Spending by families and businesses begins to grow as the recession persists and appears to be ending. Debt is decreasing. New borrowing takes place, resulting in a rise in spending. And thus a new chapter of growth starts.
Consumer behavior intersects with public policy in a number of ways including those revolving around ______________, because many people are unable to navigate the marketplace as a result of disabilities, illiteracy, or other conditions.
Consumer behavior intersects with public policy in a number of ways including those revolving around market access.
What is Consumer behavior?Consumer behavior serves as the activities of the consumer which is associated with the purchase of goods.
Therefore, these behavior is needed for
disposal of goods and services and this intersects with public policy.
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Elena is volunteering at a nonprofit organization. She notices that there doesn’t seem to be any network security at the office. Her supervisor says, “We don’t need to worry about that. We’re a small organization.” What arguments can Elena make about the need for network security?
Network protection is vital to each domestic and enterprise network. Therefore, Whether it is a small organization or a big organization, Network Security is important.
What is the requirement for network security?Many houses with high-velocity net connections have one or extra wi-fi routers, which may be used if now no longer nicely protected. A strong community protection machine allows lessening the chance of statistics loss, robbery, and vandalism.
hence, in this way, Elena can make her superiors realize the need for network security.
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Which of the following types of goods affect the demand for another product due to a change in their price? Multiple select question. Normal goods Inferior goods Substitute goods Complementary goods
Answer:
complementary goods
Explanation:
they are good that affect the demand for another item
Among all the given types of goods, the types that affect the demand for another product due to a change in their price are substitute goods and complementary goods. Hence, Options C and D are correct.
What are the benefits?Goods are those things that are available in the form of tangible items that are sold to humans who are the customers or consumers of those goods. Goods are the things that directly get affected by the demand and supply of goods.
Goods are basically those things which are available in the market to satisfy the needs of the customer or consumer. One type of good is transferable, and the second is non-transferable.
Some of the examples of good are automobiles, appliances, clothing, computers, books, notepads, laptop bags, and many more.
Thus, Options C and D are correct.
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An increase in a firm's total asset turnover will Blank______ the sustainable growth rate. Multiple choice question. destabilize increase decrease
An increase in a firm's total asset turnover will Blank increase the sustainable growth rate. Hence, option B. increase is the answer. Read below about firm's total asset turnover.
What is firm's total asset turnover?The asset turnover ratio measures how positively an organisation employs its assets to generate revenue or sales. The ratio compares the amount of sales or revenues to the company's total assets to measure the efficiency of the company's operations.
Therefore, the correct answer is increase.
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Sales is a(n) ______ account.
multiple choice question.
revenue
expense
liability
asset
Sales is a revenue account.
What is a sale account?
A sales account is one that has all records of sales( cash and credit) transactions.
In the journal entry, Sales are recorded as a credit in order to offset the other debit side of the journal entry which can be cash or accounts receivable account.
In conclusion, Sales is also a revenue account this is because it is received by a business due to sales of goods or services.
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if a tax is levied on the sellers of a product, then the supply curve will
The supply curve will shift upward if a tax is levied on the sellers of a product.
What is a supply curve?A supply curve shows the graphical representation of the price of the product and the quantity of the product for the given time period.
When a supply curve shift upwards, it shows a decrease in the supply of the goods and increase in the price of goods. This shows how the curve will shift with a change in the prices of goods.
A supply will get a shift in the direction due to factors like the cost of input, changes in technology, events caused by natural shifts and so on.
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You shouldn't take your investments out early. What do you think are some consequences of taking money out of your retirement early?
Answer:
You could trigger a higher tax bill.
You may have to pay a penalty.
Your request might be denied.
The withdrawn funds won't earn interest.
The distribution might not be protected from creditors.
Explanation:
The Taylors have purchased a $220,000 house. They made an initial down payment of $20,000 and secured a mortgage with interest charged at the rate of 7%/year on the unpaid balance. Interest computations are made at the end of each month. If the loan is to be amortized over 30 years, what monthly payment will the Taylors be required to make? (Round your answer to the nearest cent.) $ What is their equity (disregarding appreciation) after 5 years? After 10 years? After 20 years? (Round your answers to the nearest cent.) 5 years $ 10 years $ 20 years $
Answer:
Explanation:
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The purpose of time management is to ________. a. maximize productivity b. write all your tasks out c. allow for delegation d. none of the above please select the best answer from the choices provided a b c d
The purpose of time management is to maximize productivity.
What is time management?Time management is a tool used by an individual to plan how work will be arranged and done.
Time management helps take care of the following:
Creating a daily plan Determining productive timesMaximize productivityHence, the purpose of time management is to maximize productivity.
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Answer:
A
Explanation: