Maria, age 28, wants to pay no more than $300 a year in life insurance. What is the face value of the largest 20-year term policy she can buy without spending more than $300 annually? Annual life insurance premium (per 1,000 dollars of face value) for age 28. A 10-year term for female is 1. 28, 15 year term for female is 1. 54, 20 year term for female is 1. 89, and whole life for female is 9. 46. A. $234,000 b. $158,000 c. $11,000 d. $567,000 Please select the best answer from the choices provided A B C D.

Answers

Answer 1

Answer:

B

Explanation:

Answer 2

The face value of the largest 20-year term policy that Maria, age 28, can buy without spending more than $300 premium annually is b. $158,000.

Data and Calculations:

Expected annual premium payable = $300

Term period = 20 years

Annual life insurance premium (per 1,000 dollars of face value) for age 28 are as follows:

A 10-year term for female is 1.28,

15 year term for female is 1.54

20 year term for female is 1.89

Whole life for female is 9. 46

Annual Premium = Premium Rate/$1,000 x Face Value

Face Value = Annual Premium/Premium Rate x $1,000

Face Value = $158,730 ($300/$1.89 x $1,000)

Thus, the face value of the largest 20-year term policy that Maria, age 28, can buy without spending more than $300 premium annually is b. $158,000.

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Related Questions

Evaluate the line integral by the two following methods. Xy dx + x2y3 dy c is counterclockwise around the triangle with vertices (0, 0), (1, 0), and (1, 4).

Answers

Not sure what "two methods" you refer to, so I'll assume you're supposed to compute the line integral directly as well as with Green's theorem.

Direct computation:

It looks like the line integral is

[tex]\displaystyle \int_C xy \, dx + x^2y^3 \, dy[/tex]

where C is the union of three line segment. We'll partition C and parameterize each component by

• C₁, the line segment from (0, 0) to (1, 0) : x(t) = t and y(t) = 0;

• C₂, from (1, 0) to (1, 4) : x(t) = 1 and y(t) = 4t;

• C₃, from (1, 4) to (0, 0) : x(t) = 1 - t and y(t) = 4 - 4t;

each with 0 ≤ t ≤ 1.

Compute the integrals over each component:

• Along C₁, we have y = 0, so this integral contributes nothing.

• Along C₂,

[tex]\displaystyle \int_0^1 4t \cdot 0 \, dt + (4t)^3 \cdot 4 \, dt = 256 \int_0^1 t^3 \, dt = 64[/tex]

• Along C₃,

[tex]\displaystyle \int_0^1 (1-t)(4-4t) \cdot (-dt) + (1-t)^2(4-4t)^3 \cdot (-4\, dt) \\\\ = \int_0^1 \left(-260 + 1288 t - 2564 t^2 + 2560 t^3 - 1280 t^4 +  256 t^5 \right) \, dt = -44[/tex]

So, the total line integral is

[tex]\displaystyle \int_C xy \, dx + x^2y^3 \, dy = 0 + 64 - 44 = \boxed{20}[/tex]

Using Green's theorem:

The interior of C is the triangular region

[tex]D = \{(x, y) : 0 \le x \le 1 \text{ and } 0 \le y \le 4x\}[/tex]

and the integrand has no singularities either on C or within D. So by Green's theorem,

[tex]\displaystyle \int_C xy \, dx + x^2y^3 \, dy = \iint_D \frac{\partial(x^2y^3)}{\partial x} - \frac{\partial(xy)}{\partial y} \, dx \, dy = \int_0^1 \int_0^{4x} (2xy^3 - x) \, dy \, dx[/tex]

The remaining integral is trivial.

[tex]\displaystyle \int_0^1 \int_0^{4x} (2xy^3 - x) \, dy \, dx = \int_0^1 x \int_0^{4x} (2y^3 - 1) \, dy \, dx[/tex]

[tex]\displaystyle \int_0^1 \int_0^{4x} (2xy^3 - x) \, dy \, dx = \int_0^1 x \left(\frac12 (4x)^4 - 4x\right) \, dx[/tex]

[tex]\displaystyle \int_0^1 \int_0^{4x} (2xy^3 - x) \, dy \, dx = \int_0^1 \left(128x^5 - 4x^2\right) \, dx[/tex]

[tex]\displaystyle \int_0^1 \int_0^{4x} (2xy^3 - x) \, dy \, dx = \frac{64}3 - \frac43 = \boxed{20}[/tex]

A swim club is designing a new pool to replace its old pool. The new pool would need to last for 10 years since the club is planning on relocating after 10 years. A concrete shell would cost rm85,000 and last for all 10 years. Another option is to install a vinyl liner that would cost only rm70,000 to install. However, the vinyl is not guaranteed to last for all 10 years, and it has a 40% chance of breaking down. Repair of the vinyl would cost rm40,000 and would extend the life of the vinyl liner to the 10-year mark. If both options are acceptable to the swim club, which one minimizes cost?.

Answers

If both options are acceptable to the swim club, the one that minimizes cost is concrete shell.

In order to determine the option minimizes cost we are going to calculate EMV of vinyl liner:

EMV of vinyl liner=(1-.40)(70,000) + 0.40(70,000+40,000)

EMV of vinyl liner=.60(70,000) + 0.40(110,000)

EMV of vinyl liner=42,000+44,000

EMV of vinyl liner= $86,000

Based on the above calculation EMV of vinyl liner of the amount of $86,000 is higher than EMV of concrete shell of the amount of $85,000.

Therefore swim club should install the concrete shell in order to minimize cost because it is lesser.

Inconclusion the option that minimizes cost is concrete shell.

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Use the drop-down menu to complete each statement. US national security policy seeks to. Congress has the power to. The US government has to support national security.

Answers

Answer

1. protect us citizens

2. declare war

3. signed treaties

Explanation: your welcome

US national security policy seeks to protect us citizens.

Congress has the power to declare warThe US government has to support national security - Signed treaties

What does national security do?

National security is known to be the body that is responsible for protection of its citizens, economy, and any other kinds of set up body.

Conclusively, It is known to be a body that is set up by government and handle issues relating to economic security, political security, and others and as such, US national security policy seeks to protect us citizens.

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Which basic task does the federal bureaucracy have?.

Answers

basically they work out the finer details and set up guidelines for congress passed bills

Answer:

to help rebuild foreign nations after a natural disaster

Explanation:

In the interior of the earth can be classified as primordial and radiogenic heat brainly.

Answers

The Core is in the interior of the earth can be classified as primordial and radiogenic heat

In the past, behaviorists were not likely to view cognition as a part of learning because cognition __________. A. Does not affect behavior B. Disproved their theories C. Is unobservable D. Had never been studied Please select the best answer from the choices provided A B C D.

Answers

Answer:

C

Explanation:  

is unobservable

"In the past, behaviorists were not likely to view cognition as a part of learning because cognition is unobservable." Thus, option D is correct.

What is cognition?

Thinking, attention, language, learning, memory, and perception are all examples of cognitive activities that occur in the brain. These processes are not distinct talents; rather, they are a collection of interconnected abilities that enable us to function as healthy adults.

Learning, according to behaviorists, takes place mostly through observation. They thought that a person learns different parts of his or her life through observation. Imitation, modeling, and other forms of observation are all part of the observation process. Experiments on classical conditioning were used by behaviorists to illustrate that behavior is a learned process. Cognition, on the other hand, refers to the mental processes that include comprehension and knowledge.

As a result, Previously, behaviorists were unlikely to consider cognition to be a component of learning, since cognition is a mental process. Hence, option D is correct.

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The auction price of the game system is higher than the retail price because. If you waited six months to buy the phone, you would have saved.

Answers

Answer:

Demand is higher than supply

$200

Explanation: I guessed and got it right

Answer:

The auction price of the game system is higher than the retail price because

✔ demand is higher than supply

.

If you waited six months to buy the phone, you would have saved

✔ $200

.

Explanation:

Consider circle O. If AE = 7, EC = 2, and BE = 4, what is ED? A. 5 B. 4. 5 C. 4 D. 3. 5 E. 3.

Answers

Answer:

3.5

Explanation:

Bernie is an aspiring video game developer. Learning which of the following software would benefit him the most?.

Answers

Since Bernie aspires to become a video game developer, learning a 3-D animation software would benefit him the most: C. 3-D animation software.

A software developer refers to a creative individual that develops a concept and writes a set of executable instructions (codes), in order to create a software applications (programs) that proffers a solution to a particular problem by applying various engineering principles.

In Computer programming, software applications (programs) are typically categorized into the following groups:

Computer-aided design softwareSampling softwareSystem software3-D animation software

A 3-D animation software is a graphic design software that is designed and developed for rendering animated or graphic images in three (3) dimensions.

Hence, a software developer that is interested in becoming a video game developer should learn how to use a 3-D animation software effectively and efficiently.

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Your question is lacking the necessary answer options, so I will be adding them here:

A) Computer-aided design software

B) Sampling software

C) 3-D animation software

D) System software

Which statements describe characteristics of allegory? select three options.

Answers

Answer:

THERR ARE 56 IN ONE MICK

Explanation:

Which of the following can be best explained by temporary dipole moments?.

Answers

we need to see the following answers to answer ur question

Problems with sleep are more common than sleep disorders or parasomnias. Please select the best answer from the choices provided T F.

Answers

Answer:

True

Explanation:

E2023

Answer:

true

Explanation:

Cierto o falso: Cuando utilices el pretérito, estás hablando de lo que pasó.

Answers

Answer:

True

Explanation:

Hydrogen and nitrogen combine to form ammonia. When nitrogen and hydrogen bond, nitrogen pulls the electrons from hydrogen toward itself. Which statement about the reactants is correct?.

Answers

Answer:

Nitrogen is more electronegative, so it pulls the electrons in the bond closer to itself

Explanation:

no statements given

Which monarch was the target of the Gunpowder Plot? A. Elizabeth I B. James I C. Charles I D. Charles II.

Answers

Answer: The answer is B

Explanation: James I

The monarch who was the target of the gunpowder was James I.

James I is the monarch which was the target of the Gunpowder Plot. Hence option B is correct.

What is monarch?

Monarch is defined as a sovereign ruler is someone who has control over a kingdom or empire. A monarch with legal standing. In the United Kingdom, monarchy is the oldest system of government. A king or queen is the head of state in a monarchy. Constitutional monarchies include the British Monarchy. Monarchy, a form of government in which one person has full power or authority.

The Gunpowder Plot of 1605, in which Guy Fawkes and other Catholic conspirators attempted to blow up Parliament and assassinate James I of England, is commemorated on 5 November in Britain on Guy Fawkes Day.

Thus, James I is the monarch which was the target of the Gunpowder Plot. Hence option B is correct.

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What did it mean when foreign diplomats "kowtowed" to the Chinese emperor or his representatives? It meant that diplomats relinquished all their rights in the Forbidden City. It meant that diplomats recognized the superiority of the Chinese emperor. It meant that foreign missionaries could no longer visit China. It meant that diplomats had full trading rights equal to those of China.

Answers

Kowtowing is simply known to be the a form of paying respect. kowtowed to the Chinese emperor or his representatives simply meant that meant that diplomats recognized the superiority of the Chinese emperor.

Kowtow, is commonly said pronounced as kotow.

It is very common to traditional China as a form of respect or reverence. It is known as an act of supplication made by an inferior to his superior through the kneeling and knocking of head to the floor.

It is a traditional forms of reverence. In many scenarios, the standing bow has displaced the kowtow.

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Answer:

B edge 2021

Explanation:

What did robert sternberg believe about intelligence? (site 1).

Answers

Answer:

Robert Sternberg argued practical intelligence, a person's ability to react and adapt to the world around them.

Explanation:

E2020

Robert Sternberg argued practical intelligence, a person's ability to react and adapt to the world around them did robert sternberg believe about intelligence.

What is Robert Sternberg's theory?

According to the view of psychologist Robert Sternberg, there are three different levels of love: intimacy, passion, and commitment. It is critical to understand that a relationship built on one aspect has a lower chance of success than one built on two or more.

Another theory of intelligence was created by Robert Sternberg. He called it the triarchic theory of intelligence since it divides intelligence into three categories: practical, creative, and analytical intelligence.

One of the most significant psychologists of the 20th century, Robert J. Sternberg is best known for his ground-breaking studies on creativity, love, intellect, and cognitive styles.

Thus, Robert Sternberg argued practical intelligence, a person's ability to react,

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Water melts at 0°c. A student observes a liquid that melts at 10ºc. Which conclusion can the student reasonably draw?.

Answers

There are many conclusions that could be drawn however based on the question I believe that the answer looked for would be that:

the liquid has stronger intermolecular forces

For which pairs of functions is (f circle g) (x)?.

Answers

Answer:

Option B is correct. The required composite function where f(g(x)) is x is f (x) = StartFraction 2 Over x EndFraction and g (x) = StartFraction 2 Over x EndFraction

Explanation:

What does ms. Willow mean by the note she wrote in jerome's card?.

Answers

Answer:

can you elaborate???

Explanation:

Answer:

If you would please attach the note too so we can answer I'd love to help.

Explanation:

Can one model demonstrate all outcomes of mitosis?(1 point).

Answers

Answer:

No, because some organisms are not diploid and have more than two sets of chromosomes

Explanation:

No, because some organisms are not diploid and have more than two sets of chromosomes.

What is mitosis?

A cell prepares for cell division by replicating its chromosomes, segregating them, and creating two identical nuclei during the mitotic phase. The cell's contents are often evenly divided into two daughter cells with identical genomes after mitosis.

A cell copies each chromosome during mitosis and distributes one copy to each of its two daughter cells. With regard to our example of an instruction manual, it is crucial that each person receive a duplicate of each page.

Mitosis follows the same pattern. Each chromosome must be delivered to each of our cells exactly once, without any errors, or the cells may have problems carrying out the genetic instructions.

Therefore, No, because some organisms are not diploid and have more than two sets of chromosomes.

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Albert einstein (1)______ born in germany in 1879. In 1895, he (2)______to school in switzerland. After college, he (3)______ in switzerland for 28 years, and then he (4)______ to the us in 1933. He (5)______ in 1955 in the us.

Answers

Answer:

1) was

2) went

3) move to the

4) will be

5) is

Explanation:

I hope it will help u

Albert Einstein WAS born in Germany in 1879. In 1895, he WENT to school in Switzerland. After college, he LIVED in Switzerland for 28 years, and then he MOVED to the US in 1933. He DIED in 1955 in the US.

Albert Einstein was a German physicist who developed the theory of relativity.

Albert Einstein is popularly known due to his huge intelligence, and he won the Nobel Prize (1921).

Einstein's work is today very important to understand the origin of the Universe.

In conclusion, Albert Einstein WAS born in Germany in 1879. In 1895, he WENT to school in Switzerland. After college, he LIVED in Switzerland for 28 years, and then he MOVED to the US in 1933. He DIED in 1955 in the US.

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A samoan handicraft company is expanding its market into australia and new zealand. The company’s director of marketing is researching the two additional markets for this expansion. She is comparing various cultural aspects of the two countries. Which areas of culture should she consider when studying the countries for changes in the marketing mix?.

Answers

Culture is part of our everyday life. The areas of culture that should be consider when studying the countries for changes in the marketing mix are;

Geography, income bracket, gender, age Time and punctuality, customs and taboos, religious beliefs and celebrations, values.

Samoa is known to have different cultures when compared to other countries.  The director in charge of marketing in the firm should research the geography of New Zealand and Australia because it is different from Samoan geography.

He should conduct a well detailed demographic analysis such as income bracket, gender, and age so that they can know more about possible customers.

The culture and tradition of New Zealand and Australia should be studied so that their business can have a smooth running overtime.

 

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Anthony would like to have his brokerage firm handle more of his financial needs because he has been pleased with the service provided when he bought and sold stocks and bonds. If he explores the services offered by such firms in more depth, he will find that.

Answers

There are firms that handles the financials for people. If he explores the services offered by such firms in more depth, he will find that:

The brokerage firms are becoming serious competitors for banks and other depository institutions by offering high-yield combination savings and checking accounts and money market accounts, as well as certain types of loans.

Brokerage firms often helps individuals or firms in providing some key financial services.   A full-service brokerage firm is known to be a brokerage firm that gives a range of financial services and also to gives room for one to buy and sell securities.

They help customers with financial planning services as well as consulting services and also provide trust services and wealth management services.

See full question below

Anthony would like to have his brokerage firm handle more of his financial needs because he has been pleased with the service provided when he bought and sold stocks and bonds. If he explores the services offered by such firms in more depth, he will find that:

federal laws prohibit brokerage firms from competing with banks, savings and loan associations, and credit unions.

although brokerage firms can offer some banking services, they typically are less efficient at providing them than banks, because they specialize in buying and selling securities.

brokerage firms are becoming serious competitors for banks and other depository institutions by offering high-yield combination savings and checking accounts and money market accounts, as well as certain types of loans.

although brokerage firms offer attractive banking services, federal law prohibits individual investors from holding both a checking account and a securities account with the same firm.

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Which of the following is not a characteristic of all plants?.

Answers

Where are the characteristics?

Which statement describes the graph of this polynomial function? f (x) = x superscript 5 baseline minus 6 x superscript 4 baseline + 9 x cubed.

Answers

Answer:

1

Explanation:

Answer:

A on edg 2022

Explanation:

got it right

Which phrase best describes the vapor point of a substance?.

Answers

The phrase which best describes the vapor point of a substance is: the temperature at which additional heat energy causes the substance to change from a liquid to a gas.

A substance can be defined as a particular kind of matter that has uniform or definite properties.

In Science, there are two (2) main types of substance and these include:

An inorganic substanceAn organic substance

The vapor vapor point of a substance refers to the temperature at which an additional quantity of heat energy causes a particular substance to be transformed (change) from a liquid to a gas or vapor.

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The product of a number and 2 less than the number is 15. Find the number.

Answers

Answer: A) -3 or 5

x(x-2) = 15 where x = the unknown number
If you test all the answers in that equation, both x values in answer A yield 15

Payton collected data to show the relationship between the number of hours he practices and the number of errors he makes when playing a new piece of music. The table shows his data. A 2-row table with 9 columns. The first row is labeled number of hours with entries 1, 2, 3, 4, 5, 6, 7, 8. The second row is labeled number of errors with entries 36, 34, 30, 31, 23, 16, 11, 5. Which is the approximate slope of the line of best fit for the data? –5. 5 –4. 5 –2. 0 –1. 0.

Answers

Answer:

-4.5

Explanation:

What is the density of helium gas at 17°c and 773 torr?.

Answers

Answer:540 g m/s.nrijnvijenvirvijrvnijrvirvirnvrijvnrijvnrivnrijvnrwjivnrij-gvnrgr-b

Explanation:

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Towards the end of chapter 22, Salinger includes the text of the poem by Robert Burns. What is the meaning of the poem? What meaning does Holden attach to the poem? Why is the novel titled The Catcher in the Rye? noo links pls or I will report Write a fictional narrative. Begin your story with the following starter: It was the mostincredible thing Id ever seen in nature. Use sequence and times words and phrases topresent the story events in a logical order. ( at least 200 words) (GENERAL QUESTION) The marking period just started and I got a 9/10 points = 90% average on my Social Studies Assignment. I know from past experience getting back to a 95 (my goal) is already difficult and requires many 10 point assignments (most of my assignments are worth 10 points) . I NEED to get high honor roll (90%+) my grade for the last MP was 98%. I need to not stress about a 90% and know it has time to improve even with those small 10 point assignments. PLEASE HELP Help help help please thank u so much Ill give point 7. Leadership can have a multiplying effect by.a. Raising your leadership abilityb. Forging good relationshipsC. Being tougher on your followersd. Changing careers the most prevalent type of antibody in the blood is A crankshaft of an engine increases its spin from 1,000 rpm to 1,500 rpm in 0.5 s. What is its angular acceleration? (1 rev=2 rad)600 rad/s2100 rad/s2500 rad/s260 rad/s2 Martin decided to buy 3 bags of grapes weighing 4 1 5 pounds each. How much did all 3 bags of grapes weigh? 1 and one-fifth 7 and one-fifth 12 and one-fifth 12 and three-fifths. pls help me right now! and answer correctly Heyyyyyyyyyyyyyyyyyyyyyyyyyy! Kayla is on-location shooting a wedding while her other employees will be holding down the office and taking care of any walk-ins. Kayla left them written reminders and instructions for some things that they need to take care of in her absence. How did Kayla MOST LIKELY leave these instructions?A. in shot lists being created for upcoming eventsB. in purchase orders for equipment that needs to be orderedC. in memos she wrote prior to leavingD. by telling the models who would be photographed that day Read the passage below. Then, in your own words, explain how the connotations of the italicized words help to create a professional yet critical tone.PassageI'm glad we had a chance to conduct final interviews with the two candidates for the Muscle Power Protein Shake sales position. Before we vote, I'd like to share some observations about the first candidate, Tom. Tom seemed a bit modest during the interview, not wanting to speak up about himself. But when he did finally get going, he was overly complimentary about his own accomplishments. In addition, I should add that this is a sales position, so much time will be spent interacting with customers. As far as personal appearance, Tom is quite slender, which could be an issue, given the product he's selling. So, you could say I was underwhelmed by this candidate.Read the assignment carefully and make sure you answer each part of the question or questions.After you've written your response, go back and read it again to make sure your thoughts are clear. Which command should you enter at the command prompt to display the current user's quota limits and disk usage? The local softball field has a lemonade stand. The graph shows the amount that of money in the cash register of the lemonade stand1. What is the y-intercept?2.What dose the y-coordinate of the y-intercept of the function represent3. What is the slope 4What dose the slope of the function represent Ben is explaining to his dad what unbalanced forces are. He uses arm wrestling as an example. Which of the following is the best explanation that Ben can use? If Ben and his dad push their arms with an equal force, the forces are unbalanced. Since Ben and his dad have different weights, the forces are unbalanced. If Ben and his dad push their arms with different forces, the forces are unbalanced. If Ben and his dad's hands do not change positions at the start of the game, the forces are unbalanced. Which instrument is used to start a car?A. la palanca de cambioB. el volanteC. las llavesD. las puertasE. los espejos help me with this math work please how can i Find the volume of the following cylinder that the Radius of 1 cm Height of 8 cm PLS HELP!!!!!!"My friend Kyle struggles with sharing nicely."What is the predicate of this sentence?My friend Kylestruggles with sharing nicelysharing Explain what modality means