Answer: Select the changes he wants to keep and click Reject
Explanation: I know it is this answer because it worked on my text.
Forrest fennell is thinking about investing in capital city bank. he is examining certain ratios of the bank including the ratio of nonperforming loans to total loans and leases and the provision for loan losses to total loans and leases. what type of risk is forrest attempting to measure with these ratios
Answer:
Credit risk
Explanation:
Credit risk is the risk that arises when the borrower fails to repay the loan to the person or the financial institution from whom he took the loan. It derives the loss possibility suffered by the lender with respect to the interest and principal amount not received by the borrower
According to the given scenario, the credit risk option is appropriate as it fits to the situation and extract the same meaning as discussed above
George bought a $300,000 whole life policy when he was employed as a bank teller. Four years later, he changes jobs and begins working in a coal mine. If he is killed while working in the mine, what will the insurer do?
Answer:
The insurer of George whole life policy will have to pay the claim
Explanation:
Based on the information about George we were been told that he bought a life policy of the amount of $300,000 when he was employed as a bank teller in which Four years later we were told that he changes his jobs from bank teller and begins to work in a coal mine which means that If George is killed while he was working in the coal mine the insurer will have to pay the claim reason been that he bought a whole life policy and secondly the insurer will have to pay the claim because no limit was been placed on George application when the policy was been insured.
A customer value proposition is developed through an effective marketing mix that communicate about what to the customer?
Inexpensive product offerings
O Recommendations from previous customers
O Fairness towards customers
O Benefits that satisfy needs
Confidence Level
Rate your confidence to submit your answer.
High
Answer: benefits that satisfy needs
Explanation:
A customer value proposition has to do with the value that an organization promise to give an individual if the Individual buys a certain product from them.
A customer value proposition is developed through an effective marketing mix that communicate about benefits that satisfy needs.
Debt that is callable by the creditor in the upcoming year, but is not expected to be called, is reported as
Answer: current liability
Explanation: Callable debts are simply called bonds (an investment instrument whereby an individual or investor loans a certain amount to an organization in other to finance a project or business that yields profit) which the creditor or issuer call of or terminate a bond before it reaches maturity usually due to decline or decrease in the interest rate on investment, which could have fallen below or seem illogical given the Interst rate in the bond. As such, bonds which are Callable are reported as current liabilities even when they are not expected to be called as current liabilities should include all of an organization's debt or liabilities which should be cleared within 12 months(current fiscal year).
You win a lottery with a prize of $1.5 million. unfortunately the prize is paid in 10 equal annual installments. the first payment is next year. how much is the prize really worth? the discount rate is 8 %.
Answer:
PV= $1,006,512.21
Explanation:
Giving the following information:
Annual payments= $150,000
Discount rate= 8%
Number of periods= 10 years
First, we need to calculate the future value using the following formula:
FV= {A*[(1+i)^n-1]}/i
A= annual payment
FV= {150,000*[(1.08^10) - 1]} / 0.08
FV= $2,172,984.37
Now, we can determine the present value:
PV= FV/(1+i)^n
PV= 2,172,984.37/(1.08^10)
PV= $1,006,512.21
Delux Services was celebrating its operations in over 17 countries. Linda, a junior HR assistant, was disinterested in attending this celebratory event.The senior HR managers overheard Linda asking her friends the reason for this party. Back at the office, after a review, it was found that Linda never attended any of the meetings with the local business heads. Her lack of interest and knowledge about the company would make her someone who displays _____.
Incomplete question. The options are:
A. high self-esteem
B. low civic virtue
C. "A" player characteristics
D. wasting resources
E. positive boosterism
Answer:
B. low civic virtue
Explanation:
Remember, this a formal organizational setting, therefore employees are expected to have interests and knowledge about the organization.
Therefore, based on the fact that Linda never attended any of the meetings with the local business heads shows a display of low civic virtue (low welfare concern for the organization)
Suppose that your tuition to attend college is $24,000 per year and you spend $8,000 per year on room and board. If you were working full time, you could earn $30,000 per year. What is your opportunity cost of attending college for one year? $32,000 $38,000 $54,000 $62,000
Answer:
$30,000
Explanation:
Opportunity cost or implicit is the cost of the option forgone when one alternative is chosen over other alternatives.
In order to attend college, i would have to give up working. My opportunity cost is what i would have earned if i was working. This is $30,000.
Explicit cost is the cost actually incurred in carrying out an activity. Here, it is the total amount expended in attending college = $24,000 + $8,000 = $32,000
According to a recent study, the AIS strategic role that has the greatest impact on shareholder value is:
Answer:
Transform
Explanation:
According to a recent study, the AIS strategic role that has the greatest impact on shareholder value is Transform.
The AIS strategic roles known as Accounting information System strategic roles has a great impact on shareholders because it's strategic roles bring about transform and also has impact on business because it brings Reformation of processes in business. It should be noted that AIS also brings about automation.
A liability is accrued for a contingent loss if:________
a. it is remote that the confirming event will occur
b. it is reasonably possible the confirming event will occur
c. the amount is not reasonably estimable
d. it is probable the confirming event will occur
e. the amount can be reasonably estimated
Answer:
Statement d. and statement e.
Explanation:
A liability is a contingent liability till the time the event confirming the liability do not take place, or the probability of such event is minimal.
Also in most cases the amount of such liability cannot be estimated with reliability.
Further when the probability of such event is high and the company and its consultants or management agree to the feasibility of this upcoming liability up to a defined extent of amount, that is the amount is also identifiable, the liability is recorded as a loss.
Thus, probability of event and the estimate of amount both are important in order to convert contingent liability into contingent loss.
Porter identified three generic strategies that a business could follow after identifying a market it wanted to enter.Which of the following is not included as one of Porter's three generic strategies?A) Broad differentiationB) Supplier cost differentiationC) Focused strategyD) Broad cost leadership
Answer:
B) Supplier cost differentiation
Explanation:
As per the Porter model of generic strategies, there are three strategies which are as follows
1. Cost leadership strategy: It deals with less cost to reach broad market
2. Differentiation strategy: It deals with offering different products to reach broad market
3. Focus strategy: In terms of cost leadership and differentitaion, it focused with less cost and offered unique products at narrow market segment
Therefore the option B is not included
Until the end of the twentieth century, international trade was mostly concentrated among the developed countries of the Northern Hemisphere. Which country was the largest exporter of the world in 2015?
Answer:
China
Explanation:
China is the largest exporter in the world while the US is the largest importer in the world. Of course, this takes on account only individual countries, it doesn't consider political unions like the EU. China is considered the largest exporter since 2009, and since 2013 it is also the largest trader in the world. The US used to hold both positions in the recent past until China surpassed it.
You are a member of a project team revising your company’s ethics policy. The team has representatives from four divisions: Software Engineering, Business Systems, Demand Planning, and Corporate Communications. You are the Corporate Communications representative and the team’s leader. Audra, a member of the project team, comments that the team is not performing as well as it could. Then she suggests that the team review a new draft of the ethics policy. She believes the policy will have positive effects on the team and on the organization as a whole. What is the most important message your colleague is trying to deliver?
Answer: ) She wants to present a new draft for a new policy.
Explanation:
The options to the question are:
A) She wants to present a new draft of the ethics policy.
B) The other members of the team are ineffective.
C) She is concerned that her work isn’t being valued.
The most important message that my colleague is trying to deliver is that she wants to present a new draft for a new policy.
This can be seen from the passage where she suggested that the team should review a new draft of the ethics policy. She further highlighted the reason for that and she said she believes the policy will have positive effects on the team and on the organization as a whole.
Helen Chambers owns and manages an apartment building. She also paints seascapes that she and sells, and she published several volumes of art criticism for which she owns the copyrights. With the profits from the books, she acquired stock in a local art supply company. If Helen sold any foregoing property, which would give rise to capital gains.
Answer: Stock in the local art supply company.
Explanation:
Helen can only make a capital gain on assets that she actually owns. She only manages the apartment building but does not own it so if she sells any property, it does not contribute to her capital gain.
The stock in the local art supply company is hers however so if the prices of the stock increased from when she bought it and she sells it, that would give rise to capital gain.
Capital gain is the profit earned due to the selling of capital assets that are held by the business. The capital gains are charged for taxation at a fixed percentage rate. The capital gains can be short-term or long-term depending upon the holding period of the asset.
In the given case Helen has only the stocks of a local art supply company in the form of capital assets. The selling of the stocks of the supply company would lead to the rise in the capital gains of Helen Chambers.
The other assets held by Helen are an apartment in the buildings. If the apartment is sold it will not lead to capital gain rather it is the normal sale of assets as the Helen Chambers main business is managing and owning apartments.
To know more about capital gains, refer to the link:
https://brainly.com/question/25117603
Can a notary advertise saying on time 24/7. Is this allowed
Answer:
A Notary Signing Agent creates a new advertisement in the local Pennysaver that uses the phrase "On time 24/7." Is this allowed? Yes, this is allowed.
According to a recent survey conducted by Bain & Company, which management tool or technique is most popular in global organizations today?
Answer:
Customer relationship management
Explanation:
Customer relationship management refers to managing the relation with the customer by providing them an excellent quantity of products and services which are to be unique so that it became easy for attract the customer also the firm could gain the competitive advantage.
In the recent survey, it is mentioned that 67% of executives said that the customers are not loyal to their brand also with the help of the internet, it became easy for the customers and the future customers to make the comparision with regard to the prices that enables the firm to increase the price at the same time the firm also balance the market share
So the customer relationship management is the answer
"ABC Corporation stock is being sold in a primary offering. The total offering is $10,000,000, of which $7,000,000 is allocated to the syndicate and $3,000,000 is allocated to the selling group. The public offering price is set at $10.00 per share. The issuer received $9.00 per share from the underwriters. The management fee has been set at $.10 per share; the selling concession is $.30 per share. The issuer will receive:"
Answer:
$9,000,000
Explanation:
Calculation for the amount that the issuer will receive
Using this formula
Issuer Amount received = Amount the issuer received per share from the underwriter × The total offering
Let plug in the formula
Issuer Amount received =9.00 per share x $10,000,000
Issuer Amount received= $9,000,000
Therefore the Issuer Amount received will be $9,000,000
On April 1, the price of gas at Bob's Corner Station was $3.35 per gallon. On May 1, the price was $3.85 per gallon. On June 1, it was back down to $3.35 per gallon. Between April 1 and May 1, Bob's price increased by or Between May 1 and June 1, Bob'ss price decreased by or Suppose that at a gas station across the street, prices are always 20% higher than Bob's. In absolute dollar terms, the difference between Bob's prices and the prices across the street is when gas costs $3.85 than when gas costs $3.35 Some economists blame high commodity prices (including the price of gas) on interest rates being too low. Suppose the Fed raises the target for the federal funds rate from 2% to 2.25 %. This change of percentage points means that the Fed raised its target by approximately ____
Nicole Boyd, an HR manager, had been receiving many complaints about production managers who were rejecting work-from-home requests from their subordinates. Nicole reviewed the situation and evaluated the performance of those who had made the request. She selected those employees whose work required minimal feedback and then took up their case with the production managers, providing evidence of the employees' high-quality work. Nicole's action helped the employees and production managers come to an agreement which enabled the employees to work from home three days a week. Nicole's act of confronting her managers with an issue faced by the employees reflects the _____ role of an HR official.
Answer:
Nicole's act of confronting her managers with an issue faced by the employees reflects the _reconciliatory____ role of an HR official.
Explanation:
Nicole as the Human Resources (HR) manager plays a critical role in the organization. This is moreso when there are disagreements among the employees and their production managers. It is his intervention and reconciliatory action that will enable the employees to reach agreement with their productions and vice versa on the way forward in any issue in order to achieve some balance in workplace human relationships.
transferable skills necessary for successful employment include a:basic skills b:thinking skills c:personal quality d: all of the above
The correct answer is D. All of the above
Explanation:
Skills that can be used in multiple jobs or contexts are known as transferable skills. This category of skill covers many types of skills including basic skills such as teamwork, communication or problem-solving; personal quality skills such as honesty, empathy, or ethics; and thinking skills such as making decisions or organizing information. Moreover, these are all transferable skills because it is likely an individual requires these skills despite his profession or role. For example, both a doctor and a secretary might face challenges that require them to make decisions (thinking skill), use ethics to make the best decision (personal quality), and communicate this decision to others (basic skill.)
If a firm's fixed assets turnover ratio is significantly higher than its industry average, this could indicate that it uses its fixed assets very efficiently or is operating at over capacity and should probably add fixed assets.
a) true
b) false
Answer:
a) true
Explanation:
If a firm's fixed assets turnover ratio is significantly higher than its industry average, this could indicate that it uses its fixed assets very efficiently or is operating at over capacity and should probably add fixed assets.
Fixed asset turnover ratio can be defined as an efficiency ratio which gives the ratio of sales to the value of fixed assets owned by an organization.
Generally, it is calculated by dividing an organization's net sales by its net assets such as equipment, factory, and property. However, the fixed assets equals the fixed asset minus depreciation. When the fixed assets turnover ratio is high, it simply means that the organization is efficiently using its fixed assets to improve or generate more sales and vice-versa.
A researcher divides participants into those who suffer from insomnia and those who sleep well. he compares the two groups on the number of hours each spends at leisure activities in an average week. he finds that the insomniacs spend significantly fewer hours at such activities. in this case, the number of hours spent at leisure activities is:
Answer:
The dependent variable
Explanation:
There are two types of variables used in statistical analysis. The dependent variable and the independent variable.
The dependent variable are those ones whose value depends by rule on the values of other variables.
Independent variables are those whose vales are not dependent on the values of other variables.
In this scenario the independent variables under study are those that suffer insomnia and those that sleep well.
The dependent variable is the number of leisure hours.
Number of leisure hours varies with the group the participants are in.
For example leisure hours can be 3 hours for insomniacs and 6 hours for those that sleep well.
Which pricing method adds the same fixed dollar amount to all medicines, regardless of ingredient costs
Answer:
the markup method
Explanation:
Note that the markup pricing method typically involves adding a fixed amount of cost of the product is added to the product’s price.
So, in the pricing method of medicines, a fixed dollar amount is added to all medicines, regardless of ingredient costs, and this amount is called the margin.
Suppose that you lend $1,000 to a friend and he or she pays you back one year later. What is the opportunity cost of lending the money? the real interest rate that would have been earned on the money the implicit cost of the money the nominal interest rate that would have been earned on the money There is no cost.
Answer:
The nominal interest rate that would have been earned on the money
Explanation:
Opportunity cost or implicit cost is the cost of the option forgone when one alternative is chosen over other alternatives.
If i lend a friend money, i would be forgoing earning interest on my money. This is my opportunity cost. Interest earned is nominal interest
Nominal Interest = Real interest rate + inflation rate
list the 6 areas of interest
Answer:
Conventional
Investigative
Social
Artistic
Realistic
Enterprising
Explanation:
MIS is a business function, like accounting or sales, which moves information about people, products, and processes across the company to facilitate decision making and problem solving. What does MIS stand for
Answer:
MIS stands for "Management information systems".
Explanation:
This is indeed an aspect of information technology as well as code which enhances the effectiveness of the operations of the firm. An MIS collects input from numerous online systems, analyses the information as well as publishes data to assist decision-making throughout the administration, is however researching whether these processes work.Products are invented and revised by which department? Marketing Production Research and Development Finance
Answer:
Research and Development
Explanation:
Research and Development department is responsible for the new product development and any kind of modifications in the products. This department is responsible for investigation done by the organisation to improve the existing products and developing of new related products. Nowadays companies are more amounts for Research and Development, then only the organisation can survive in the market. The department aims to make new ideas, information and technology that improves the products effectiveness.
who is the father of accounting
Answer:
Luca PacioliExplanation:
He first described the system of double-entry bookkeepingn 1494
Answer:
Luca Pacioli is regarded as the Father of Accounting.
Explanation:
You work as the sales manager for a company that sells office supplies to businesses of all sizes.Because the profit margins are razor-thin,you need to ensure that you are getting the very best prices on paper,pencils,pens,Post-It Notes,and other office supplies from the manufacturers.When reviewing the quarterly profit statement,you realize that your costs are higher than they should be,and you trace the higher costs back to an employee who has been lax about getting competitive bids to ensure the lowest prices.When you conduct your research to determine the reason for the higher costs,and take action to bring those costs back down,in which of the key management processes are you taking part?
A) planning
B) organizing
C) leading
D) controlling
E) mentoring
Answer:
E) Mentoring
Explanation:
Since they are looking into something.
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A command economy tends to exist under a
democratic government that provides little regulation.
socialist government that provides some regulation.
representative government that provides no regulation.
communist government that provides a lot of regulation.
The correct answer is D. Communist government that provides a lot of regulation.
Explanation:
In a command economy, the economy is not controlled by the relations of supply/demand or by individual decisions to produce/buy/sell products. Instead, these aspects of the economy are controlled by the government. Moreover, this type of economy is most common in communists or socialists governments because in these, individual freedoms tend to be limited and the government has a lot of control over most aspects of the society, including economy. Also, in a command economy, the government issues a lot of regulations and has a lot of control. According to this, the correct answer is D.
Answer:
(D) communist government that provides a lot of regulation.
Explanation:
Your Welcome :D
Marlon had $22,000 of taxable income in 2018. Based on the table, how much federal income tax will Marlon owe in 2018?
Marginal Tax Rates,
2018
10% on the first $9,525 of income
12% on taxable income over $9,525 to $38,700
22% on taxable income over $38,700 to $82,500
24% on taxable income over $82,500 to $157,500
32% on taxable income over $157,500 to $200,000
35% on taxable income over $200,000 to $500,000
37% on taxable income over $500,000
Answer:
The federal tax income that Marlon will owe in 2018 is $2,449.5
Explanation:
Based on the effective tax rate, we have;
Marginal Tax Rates,
10% on the first $9,525 of income
12% on taxable income over $9,525 to $38,700
22% on taxable income over $38,700 to $82,500
Therefore, we have;
The tax amount for the first $9,525 of income = 0.1×$9,525 = $952.5
The 12% on taxable income over $9,525 to $38,700 is given as follows;
$22,000 - $9,525 = $12,475
The tax amount for the taxable income over $9,525 to $38,700 is therefore;
Tax amount = 0.12 × $12,475 = $1,497
The total tax is therefore;
$1,497 + $952.5 = $2,449.5
The federal tax income that Marlon owe in 2018 = $2,449.5.
Answer:
$2,449.50
Explanation:
Just took the exam.
1) Take 10% of the first $9,525 = $952.50
2) $22,000 - $9,525 = 12,475
3) 0.12 × $12,475 = $1,497
4) $1,497 + $952.50 = $2,449.50
5) Marlon will owe $2,449.50 in 2018