Pat deposits a portion of her wages into a personal savings account every week. The saved money can be considered to be primarily a store of value.
Money held in accounts at banks and similar financial institutions by individuals rather than businesses or organizations: They introduced tax breaks, making many personal savings tax-free.
Savings is the money left over after deducting consumer spending from disposable income over a period of time. Savings, therefore, represents the net surplus funds of an individual or household after all expenses and obligations have been paid.
Savings deposits are held in the form of cash or cash equivalents (such as bank balances) and are not at risk of loss, but with a correspondingly lower return. Savings can be increased by investing, but this requires putting money at risk.
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Refer to Instruction. What is the cost of a put option hedge for Plains States' euro receivable contract? (Note: Calculate the cost in future value dollars and assume the firm's cost of capital as the appropriate interest rate for calculating future values.)
a) $25,328
b) $33,233
c) €26,728
d)€25,548
The price in dollars at future values is €26,728. the price of a put option hedge for Plains States' contract for euro receivables.
How do you figure out an annuity's interest rate?F = P * ([1 + I]N - 1)/I, where P is the payout amount, is the formula for the future value of an ordinary annuity. The interest (discount) rate is the same as I. The number of payments is N (the "" denotes that N is an exponent). The annuity's future value is expressed as F.
How is the interest rate determined?Here is the basic interest calculation: P x R x T is the formula for interest. Principal Amount = P (the beginning balance). Rate of interest (usually per year, expressed as a decimal). T stands for the quantity T. (generally one-year time periods).
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a wide bid/ask spread could indicate which of the following? group of answer choices an inefficient market large volume transactions are taking place frequent trading of a currency the presence of arbitrageurs
A wide bid/ask spread could indicate an inefficient market, which occurs when the prices of a security do not accurately reflect all available information about the security.
This often happens in markets with low liquidity, where there are few buyers and sellers and high transaction costs. A wide bid/ask spread can also indicate large volume transactions are taking place, as large orders can cause the spread to widen. Additionally, a wide bid/ask spread could signal that frequent trading of a currency is occurring, as frequent trades can increase the spread as well. Finally, it could also indicate the presence of arbitrageurs, who take advantage of price discrepancies between similar assets by buying low and selling high.
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All else being equal, an increase in government spending would shift the ______ line to the ______, causing interest rates to _______ and the trade balance to _______.
All else being equal, an increase in government spending would shift the IS line to the right, causing the interest rates to rise and the trade balance to rise.
IS-LM model represents the relationship between the market for economic goods or investment-savings level (IS) and money market or the level of liquidity preference-money supply (LM). The intersection between both curves shows the short-run equilibrium between interest rates and output. The X-axis of IS-LM graph is income or output (GDP / Y), and its Y-axis is interest rates.
IS-LM graph is depended on 3 factors: liquidity, investment, and consumption. LM graph is affected by the amount and velocity of money supply in the market. Meanwhile the marginal decisions of individu affected both investment and consumption.
IS curve reflects the set of all levels of interest rate and output where the level of investment and the level of saving are equal. LM curve reflects the relationship between the levels of income and interest rates where money supply equals money demand. IS curve slopes downward and LM curve slopes upward.
When government increase its spending, the output (GDP) will increase since government spending is one of variables affecting GDP level. Hence, the IS curve will shift to the right. Because LM curve remains the same, the new equilibrium will appear in the higher interest rate and higher output level.
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Phishing occurs when a competitor or other party clicks on a sponsored link repeatedly in order to foul up advertising effectiveness. A. TrueB. False
The statement 'Phishing occurs when a competitor or other party clicks on a sponsored link repeatedly in order to foul up advertising effectiveness' is false.
In the field of computers and technology, phishing can be described as a strategy used by an attacker to become a representative or source from an organization in order to lure people to give information about them that can be used by the attacker.
Clicking on sponsored links in order for fouling the results of an advertisement such that they look more effective is not a type of phishing. This is because no attack on the personal information of the users is being made in such a scenario.
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tb mc qu. 11-64 (algo) chavin company had the following... chavin company had the following results during august: net operating income, $270,000; turnover, 9; and roi 15%. chavin company's average operating assets were:Multiple ChoiceO $66,667O $92,000O $2,400,000O $1,739,130
Chavin company's average operating assets were $1,739,130 among the given options.
Define average operating assetsThe term "operating assets" refers to assets purchased for use in a company's continuous operations, or assets required to provide income. Average operating assets are the typical quantity of those assets required to carry out continuing business activities.
The average level or value of the assets owned by a corporation throughout an accounting period, such as a quarter or fiscal year, is frequently disclosed on the balance sheet. It can be taken into account while calculating the operational assets ratio, which contrasts the percentage of these assets to the overall assets owned by a company.
Given:
The return on investment = Net Operating Income ÷ Average Operating Assets
15% = $270,000 ÷ Average Operating Assets
So, the average operating assets would be
= $270,000 ÷ 15%
=$270,000 ÷ 0.15
= $1800,000
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according to the footnotes, how much is under amours allowance for doubtful accounts at the end of 2021?
In California, Under Amour pays $19 per hour, which is 13% more than the average wage in the country.
How can I find out what accounts are active in my name?You should pull ones own credit scores to determine if somebody has created an account on your behalf. To check for fraud, you must obtain copies of your credit cards from Experian, Equifax, and TransUnion as each report can contain different data and reporting.
How can I locate previous accounts online?program where you can enter a login and see the accounts it has been used to create. There are further possibilities, like namecheck.com, knowem.com, and checkusernames.com. Additionally, you can look for your username using the methods they
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which one of the following is a correct regarding the accounting principles applied in fiducuary funds
Fiduciary funds account on an accrual basis. Economic resource measurement and the accrual foundation of accounting are used by fiduciary funds.
Except for the recognition of certain liabilities of defined benefit pension plans and some postemployment healthcare plans, fiduciary funds should be reported using the economic resources measurement emphasis and the accrual basis of accounting [Governmental Accounting Standards Board] (GASB). A city may have fiduciary funds such as a law enforcement trust fund and a firemen's pension fund. Other types of fiduciary funds include investment trust funds, private-purpose trust funds, pension (and other employee benefit) trust funds, and agency funds.
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apple invested $10,495 in the current year to expand its manufacturing capacity. assume that these assets have a 10-year life and generate net cash flows of $3,000 per year, and that apple requires a 7% return on its investment
Answer:
Break-Even Time: 4.2
Net Present Value: 10,576
Explanation:
I did it myself.
which of the following conditions must be met if a firm's resources are to be used to achieve a sustainable competitive advantage?
The following conditions must be met if a firm's resources are to be used to achieve a sustainable competitive advantage the resources must be valuable, rare, imperfectly imitable, and non substitutable.
A corporation, sometimes referred to as a "co.," is a sort of legal entity that represents a group of individuals who are either natural or juridical persons or a mix of both. The company's members cooperate with one another to achieve specific goals.
To limit the company's liability when members comply with or disregard their obligations under the formation or public disclosure policy, a corporation can be established as a legal entity. It could be necessary to liquidate a firm after it has shut down in order to pay off any outstanding debts.
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jaydon was casually browsing online for a pair of suede boots on the website of millrock boots. for the next few days, he noticed that there were banner ads for millrock suede boots on almost every website that he visited. in the given scenario, the website of millrock boots is using .
Jaydon was casually browsing online for a pair of suede boots on the website of millrock boots. In the given scenario, the website of millrock boots is using smart agent software.
What is web marketing?
Online marketing, sometimes referred to as Internet marketing, digital marketing, or web marketing, is a type of marketing and advertising that makes use of the Internet to advertise goods and services to target markets and platform users.
Why is advertising on websites important?
Without spending money on a disproportionately large audience, online advertising enables you to identify, connect with, and engage people who are likely to be interested in your company. Online advertising provides detailed audience information so you may better target your efforts. You can target a certain online market sector with your ads and narrow down your target audience by location, interests, or age.
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which of the following statements about the general data protection regulation (gdpr) is not true? group of answer choices the gdpr replaces the data protection directive. the gdpr applies to any firm operating in any e.u. country. the gdpr eliminate the right to be forgotten. the gdpr limits the ability of companies to use data for purposes other than those for which it was collected.
The exchange rate is the quantity of one currency that can be exchanged for one unit of another currency. Exchange rates frequently fluctuate. It is better to travel overseas when foreign currency exchange rates are favorable.
What exactly does the GDPR do?
In accordance with the GDPR rule, companies must safeguard the privacy and personal information of EU people when conducting business within EU member states. And breaking the law might cost businesses a lot of money.
What is a GDPR example?
Personal data includes things like a person's phone number, credit card number, or employee ID, account information, license plate information, appearance, customer number, or address. Since "any information" is included in the definition, it follows that the word "personal data" should be used as broadly as possible.
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on december 31, a company determines that accrued employer payroll taxes include $100 of social security tax and $20 of medicare tax . the entry to record this adjustment will include a debit to the account.
Answer: payroll taxes expense
1. Equity securities reflect a creditor relationship such as investments in notes, bonds, and
certificates of deposit.
Explanation:
Equity securities are investment shares in a given firm.
some of the most common forms are:
common stock, preferred stock....
based on above graph, the consumer surplus for a profit-maximizing monopoly that can conduct perfect price discrimination would be
Since the monopoly is able to completely capture the consumer surplus through its pricing strategy, CS is equal to zero in the case of perfect price discrimination. PS = (1/2)($1000 per unit - $100 per unit)(450 units) = $202,500, where PS = (1/2)($1000 per unit - $100 per unit)(450 units) = PS.
What is consumer surplus?When customers pay less for a good or service than they are willing to, this is known as a consumer surplus. It measures the extra benefit that consumers get from paying less for something than they would have been prepared to. In economics, the consumer surplus is the difference between the price a consumer pays for a good and the amount he would be prepared to pay rather than go without it. It is also referred to as societal surplus and the consumer's surplus. The following is the simplest formula for figuring out the consumer surplus: Maximum Price - Market Price equals Consumer Surplus. The enlarged version of the formula is as follows from there: Quantity at Equilibrium = (1/2) Consumer Surplus (Maximum Price – Equilibrium Price)
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When working with a family in need, which resources are emphasized whenever possible?
family education services
family food stamp services
family housing services
family preservation services
Someone please just write me a short paragraph for this ..
The 3 ways you can develop a lead as a salesperson are:
1. Build an ideal customer profile and then you need to use it
2. Talk to all of your best customers
3. Build a kind of personal prospecting engine.
What are the 3 ways about?1. Create a profile of your target consumer and use it -
Concentrate your efforts on leads that most closely match your target client profile. The businesses and people you lust after as clients. What distinguishes your best and worst clients? What characteristics and demographics do they have? What groups or associations do they participate in?
2. Speak with your best clients -
The can be learned by a straightforward phone call. The questions that you will ask them are
Why did your clients choose to work with you?
Do they continue doing business with you for the same reasons?
To find additional leads who are like your top customers, use this information to improve your message. You can modify your message to the needs you meet once you know why customers choose your goods or services.
Lastly, that is number 3. Create your own recruiting engine by consistently connecting with prospects, clients, networks, as well as the use of alliance partners. utilizing conventional direct marketing techniques like email campaigns, phone calls, direct mail, and personal promotion.
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exists when a supplier agreed to provide a product to a supply chain member only if that member will buy addidtional product from the supplier
Tying agreements exist when a supplier agrees to provide a product to a supply chain member only if that member will buy additional products from the supplier.
What is Tying agreements ?Tying agreements are a type of exclusive dealing arrangement in which a supplier requires a customer to purchase a product or service as a condition of purchasing another product or service. Tying agreements can be used to sell a variety of products, including software, hardware, and other goods and services.Tying agreements can be beneficial to suppliers because they allow the supplier to increase sales of the tying product and to increase its market power. However, they can also be harmful to competition and to consumers because they can limit the choice of products available to customers and potentially raise prices. Tying agreements are generally considered to be anticompetitive under competition laws, and they are often subject to legal scrutiny.To learn more about Tying agreements refer :
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suppose that you have $10 to spend on pepsi and pizza. pepsi costs $1 per can, and pizza costs $1 per slice. given the marginal utilities shown, which pepsi-and-pizza combination(s) will maximize satisfaction? there may be more than one correct answer.
-5 Pepsis, 5 pizza slices
(This will get you to a total of 95 utils.)
-6 Pepsis, 4 pizza slices
(This will get you to a total of 95 utils.)
What is marginal utilities?Marginal utility is the added satisfaction that a consumer gets from having one more unit of a good or service. The concept of marginal utility is used by economists to determine how much of an item consumers are willing to purchase.Positive marginal utility occurs when the consumption of an additional item increases the total utility. On the other hand, negative marginal utility occurs when the consumption of one more unit decreases the overall utility.Economists use the idea of marginal utility to gauge how satisfaction levels affect consumer decisions. Economists have also identified a concept known as the law of diminishing marginal utility. It describes how the first unit of consumption of a good or service carries more utility than later units.To learn more about economist refer to:
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The nurses at a hospital get together for lunch three times a week. This contributes a(n) _ group
a) interest
b) informal
c) command
d) task
e) top management
The nurses at a hospital get together for lunch three times a week. This contributes to an informal Group. Hence, option B is appropriate.
What is the meaning of an Informal Group?An informal group has no organizational control over it and is typically created by its members out of a desire for social interaction.
Informal groups are defined by interpersonal connections, affinity groups, and social networks that form as staff members interact with one another at work. These interpersonal connections influence how employees in an informal organization think, act, and communicate with one another.
Formal groups and informal groups are two different forms of groupings. Formal groups are those that are formed in accordance with the official authority to achieve the intended outcome. In contrast, employees create informal groupings based on their preferences, attitudes, and interests.
Hence, option B is correct.
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When nations ____ production in their area of comparative advantage and trade with each other, both countries can benefit.
When nations increase production in their area of comparative advantage and trade with each other, both countries can benefit.
The trade refers the voluntary exchange of goods or services between economic actors. Since transaction are consensual, trade is generally considered to benefit both parties.
The production possibility frontier is a useful tool to visualize this benefit.. When the country's opportunity cost of producing the good is lower than the opportunity cost of producing the good in another country.
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Broadly defined, quality refers to the ability of a product or service to occasionally meet or exceed customer expectations FalseQuality refers to consistently meeting or exceeding customer expectations
It is false that quality refers to the ability of a product or service to occasionally meet or exceed customer expectations.
Why is customer expectations important?Customer expectations are any set of behaviors or actions that individuals anticipate when interacting with a company. Customer expectations are important because when a business fulfills them, it would boost sales, higher customer retention, brand loyalty, and repeated purchases.
What are the types of customer expectations?Types of Customer Expectations include: Implicit expectations. Interpersonal expectations. Static performance expectations. Expectations for dynamic performance. Expectations for digital. Technical expectations. Situational expectations.
What is customer satisfaction?Customer satisfaction is defined as performance of product according to the buyer's expectations.
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Pricing decisions of specialty stores are typically based on low markups on a high volume of products
False or True
Pricing decisions of specialty stores are not typically based on low markups on a high volume of products. Thus, the statement is false.
What are pricing decision?The choices that businesses make when determining the prices for their goods or services are known as pricing decisions. Because pricing affects a company's relationship with customers, it is regarded as a component of its marketing strategy: When pricing are reasonable and competitive, clients return, boosting the company's profitability.
A specialty store is a business that sells a wide variety of brands, designs, or products from a small range of product categories. Specialty stores include furniture shops, flower shops, sporting goods shops, and bookshops.
Therefore, pricing decisions of specialty stores are typically based on high markups on a high volume of products.
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Steuben Company produces dog houses. During the current year, Steuben Company incurred the following costs:
Rent on manufacturing facility $ 118,000 Office manager's salary 67,000 Wages of factory machine operators 47,000 Depreciation on manufacturing equipment 17,000 Insurance and taxes on selling and administrative offices 7,000 Direct materials purchased and used 77,000 Based on the above information, the amount of period costs shown on Steuben's income statement is:
I know the answer is $74,000 but can anybody explain why?
The amount of period costs shown on Steuben's income statement is $74,000.
Given that, Rent on the manufacturing facility is $ 118,000; the Office manager's salary is 67,000; the Wages of factory machine operators are 47,000; Depreciation on manufacturing equipment is 17,000; Insurance and taxes on selling and administrative offices is 7,000 and Direct materials purchased and used is 77,000.
Period costs are expenses incurred on non-manufacturing-related activities. The following is a breakdown of the period's costs: Office manager wage + insurance and taxes on selling and administrative offices = 67,000 + 7,000 = $74,000.
Period costs are expenditures that can't be capitalized on a business's balance sheet. They appear on the income statement and are, in other words, expensed in the period in which they are incurred. They are also known as period expenses.
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please refer to the following process consisting of five machines producing a metal part. the parts move from machine to machine in the sequence shown. the time each machine takes to work on the part is also shown. which machine in this process is the bottleneck machine?CAN ASK THIS QUESTION AS TEXT WITHOUT INCLUDING DIAGRAM OF THE SEQUENCE:
A process consists of five machines producing a metal part. The parts move in sequence from Machine 1 to Machine 5. Processing at Machine 1 takes 10 seconds then the parts move to Machine 2 where processing takes 15 seconds. In Machine 3, the processing takes 12 seconds and in Machine 4, the processing takes 20 seconds. The parts finally move to Machine 5 where processing takes 18 seconds. Which machine in this process is the bottleneck machine?
a. Machine 1
b. Machine 2
c. Machine 3
d. Machine 4
e. Machine 5
Based on the discussion, Machine 4 does have the longest processing (20 seconds). As a result, Machine-4 is the process's bottleneck.
What is a machine, and what are some examples?
A device is a hardware device that does active work. This is in contrast to an entity that performs work passively, such as a drainpipe. A machine consumes power but is not always electrical. Machines, for example, can be powered by breeze, water, thermal, chemical, or human power.
What are the five most important simple machines?
The wheel and axle, the pulley, predisposed plane, screw, wedge, and lever are examples of simple computers that are widely used.
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Piece-rate pay plans, wage incentive plans, profit sharing and lump-sum bonuses are examples of ____ programs.
Select one:
a. open-book management
b. rewards
c. pay-for-performance
d. employee recognition
Piece-rate pay plans, wage incentive plans, profit sharing and lump-sum bonuses are examples of pay-for-performance programs.
What is pay-for-performance programs?Pay for performance, often known as performance-related pay, refers to corporate initiatives that compensate staff members in accordance with how well they carry out their duties. Companies that implement pay-for-performance programmes frequently include guidelines outlining the actions or performance evaluation outcomes that result in higher salaries. Spot bonuses (given "on the spot" to employees for accomplishments deserving of particular recognition), project bonuses (given to staff for the successful completion of a project), and retention bonuses are a few examples (usually awarded to long-tenured employees to encourage retention). The justification advanced more frequently by individuals opposed to pay for performance is that, ironically, incentives reduce performance motivation.
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Elegant Carpet Inc. agrees to sell a certain quantity of carpeting to Fabulous Floor stores under a shipment contract. Elegant must
a. place the carpeting into the hands of a carrier.
b. inspect the carpeting before shipping it.
c. deliver the carpeting to a particular destination.
d. allow Fabulous to reject the goods for any reason.
Elegant Carpet Inc. agrees to sell a certain quantity of carpeting to Fabulous Floor stores under a shipment contract. Elegant must place the goods into the hands of a carrier.
The phrase "Type A" refers to a sample of conduct and character related to excessive achievement, competitiveness, and impatience, amongst different characteristics. In particular, the wonderful trends of a Type A character include Self-control. Motivation to obtain results. Competitiveness.
A idea that opposes distinctive emphasis on environmental dedication of responses and asserts that a reciprocal dating exists amongst environment, conduct, and the individual.
Self-actualization wishes are the very best stage in Maslow's hierarchy, and refer to the belief of a person's potential, self-fulfillment, searching for private increase and top experiences. Maslow (1943) describes this stage because the choice to perform the entirety that you can actually, to come to be the maximum that you can actually be.
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Mark Washington, CFA, is an analyst with BIC. One year ago, BIC analysts predicted that the U.S. equity market would most likely experience a slight downturn and suggested delta-hedging the BIC portfolio. As predicted, the U.S. equity markets did indeed experience a downturn of approximately 4% over a 12-month period. However, portfolio performance for BIC was disappointing, lagging its peer group by nearly 10%. Washington has been told to review the options strategy to determine why the hedged portfolio did not perform as expected. After discussing the concept of a delta-neutral portfolio, Washington determines that he needs to further explain the concept of delta. Washington draws the value of an option as a function of the underlying stock price. Draw such a diagram, and indicate how delta is interpreted. Delta is the: a. Slope in the option price diagram. b. Curvature of the option price graph. c. Level in the option price diagram.
The total call option contracts required to create a delta neutral hedge are 75,000.
What is a call option contract?
An agreement between a buyer and a seller to buy a specific stock at a specific price up until a specified expiration date is known as a call option. The right to exercise the call and buy the stocks belongs to the call's buyer, not the other way around.
The return on a delta-neutral portfolio is hedged against small price changes in the underlying asset.
Calculation of the number of call options required to create a delta-neutral hedge:
[tex]\begin{aligned}\text { Number of Contracts } & =\frac{\text { Number of Shares }}{\text { Delta }} \\& =\frac{51,750 \text { shares }}{0.69} \\& =75,000\end{aligned}[/tex]
Therefore, the total call option contracts required to create a delta neutral hedge are 75,000.
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What is the relationship between descriptive and predictive analytics?
Answer:
If descriptive analytics tells you what has happened and predictive analytics tells you what could happen, then prescriptive analytics tells you what should be done
Explanation:
NewTech Media Manufacturing company is looking into investing in a new headset customized for video game consoles. The company anticipates the selling price of the new headset will be$4.89. The fixed cost for the new headset is$30,000, the labor cost per unit is$2.09and the material cost per unit is$1.74. Use MS Excel to build a model to calculate the profit/loss of NewTech Media. From the results of the developed model, answer the following questions. To earn$10,000in profit, the company is expected to sell how many units? (answer in 4 decimal points)
To earn $10,000 in profit, the company is expected to sell 2034.8189 units
The Excel model will need to include the following variables:
• Selling Price: $4.89
• Fixed Cost: $30,000
• Labor Cost per Unit: $2.09
• Material Cost per Unit: $1.74
The model will then calculate the total cost of the product (fixed cost + labor cost per unit + material cost per unit) and subtract that from the selling price. The result will be the profit/loss.
To earn $10,000 in profit, the company is expected to sell 2034.8189 units. This can be calculated by setting the profit to $10,000 and solving for the number of units. In this case, if the company sells 2034.8189 units, it will earn $10,000 in profit.
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Todd, an analyst for the U.S. government, has been given the task of assessing the economic performance of Country X in the international marketplace. Todd will most likely review the ________ of Country X.
BOP statistics
Todd will most likely review the BOP statistics of Country X.
Balance of payment statistics is used to record all the flow of goods, services, income, and capital from an economy to other economies. Balance of payment is a comparism between economic unit of a country and the same economic unit in other countries.
Todd, an analyst for the U.S. government, has been given the task of assessing the economic performance of Country X in the international marketplace. Todd will use the BOP statistics as a measure of country X's performance against other countries.
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