Paul's monthly payment in year 4 is $1,050.
Data and Calculations:
Mortgage loan = $300,000
Mortgage term = 10 years
5/1 interest-only ARM rate = 3%
Interest margin = 2%
Interest caps = 2/6
Initial monthly payment = $750
The index adjustment is as follows:
Year 1 2.50% (initial year)
Year 2 2.75%
Year 3 3.25%
Year 4 3.50%
Year 5 3.75%
Year 6 3.00%
Year 7 2.80%
Year 8 5.00%
Thus, Paul's monthly payment in year 4 is $1,050 ($750/2.50% x 3.50%).
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QuickMovers limits the size of the packages it delivers to 75 pounds. This is
an example of what type of requirement?
O A. Internal
O B. Voluntary
O C. Government
O D. External
Answer:
internal
Explanation:
i took the test
the ceo of what company stepped down this week, after having co-founded the business and led it from 2006-2008 and from 2015-2021?
The CEO of Twittter stepped down after having co founded the business and led it from 2015 to 2021.
The CEO of twittter is Jack Dorsey. He is an American. After he stepped down, the technological app was handed over to the Chief Technological officer as his replacement.
The reason why the co-founder decided to step down was due to his plans to focus on philanthropy and also to focus on crypto currency.
This came 15 years after the company was founded.
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Which organization, whose launch responded to the emergence of television as the leading medium of advertising, rose to fame in the mid-1950s
Answer:
The Non-profit Television Bureau for Advertising
Explanation:
Cash flows from __________ activities are the cash flows from transactions that affect the net income of a company.
Answer: Operating
Explanation:
An employee at an auto repair garage proposes a new, efficient way to
safely dispose of used motor oil. This is an example of
O Creativity and Innovation.
O Teamwork.
O Work ethic.
O Critical thinking and problem solving.
The third step in the project control process for measuring and evaluating project performance is to
The third step in the project control process for measuring and evaluating project performance is to comparing the plan against actual performance.
In an organization, the management of project performance entails various process undergone from creation, implementation and management of projects which is seen as contributory to performance of the firm.
The step in the project control process for measuring and evaluating a firm's project performance includes:
Set a baseline plan. Measure progress and performance.Comparing the plan against actual performance.Take appropriate action.Therefore, the third step in the project control process for measuring and evaluating project performance is to comparing the plan against actual performance.
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Which of the following expressions is equal to the total investment of a no-load mutual fund? a. Net assets Ă· number of shares b. Net asset value Ă· number of shares c. Net asset value x number of shares d. Offer price x number of shares.
The answer choice which is equal to the total investment of a no-load mutual fund is:
C. Net asset value x number of sharesAccording to the given question, we are asked to state the answer choice which is equal to the total investment of a no-load mutual fund and how this affects the market shares.
As a result of this, we can see that in a no-load mutual fund, there has to be the net asset value which is multiplied by the number of shares which a person currently holds and is equal to the total investment made.
With this in mind, a net asset is the total assets which a company has after the liabilities have been removed.
Mathematically, it is calculated by making an addition of the total fixed assets plus the total current assets minus the total liabilities.
Hence, the total investment of a no-load mutual fund is found by the net asset value multiplied by the number of shares.
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You work for a company that provides payroll automation software to its clients. You are creating a program that will automate payroll tasks for small businesses with few employees. You are on track to meet your deadline for the project, and you anticipate having a lot of money leftover in the project budget. Mid-project, you receive a call from the human resources manager at MakeStuff, a company that will use the small-business payroll software. The manager informs you that MakeStuff has decided to offer its employees a 401k investment option and asks whether the small-business payroll program can automatically manage 401k investments. Currently, the project plan does not include that function, but you believe making the addition would be valuable to your business. You are worried about requesting permission to add this functionality for two reasons. First, the deadline for this project is very close, and it cannot be moved. Second, you have created software that automates flexible savings account management, but you haven't automated 401k investments before, and you know they are more complicated. You must fill out a change order form to request this change. Select the best option for each portion of the form.
a. Purpose of Change
b. Scope of Change
c. Plan for Change
d. Risk Analysis
e. Backout Plan
Answer:
C. plan for Charge or A. Risk analysis
You work for a company that provides payroll automation software to its clients.--------. You must fill out a change order form to request this change. The best option for each portion of the form is: Purpose of Change. Thus option (a) is correct.
What is a company?A company is a natural legal entity or an enterprise that is formed by the association of a group of people. A company can be a commercial or an industrial enterprise and the people in it work together towards achieving a common objective or goal which is basically for profit earnings.
A company has a particular business structure and that can be a sole proprietorship; partnership; limited liability partnership; company or corporation.
You work for a company that provides payroll automation software to its clients.--------. You must fill out a change order form to request this change. The best option for each portion of the form is: Purpose of Change. Therefore, option (a) is correct.
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David sometimes brings hard boiled eggs for lunch at work, which several of his coworkers do not enjoy the smell of. One day at work, David and his coworkers discussed how they could best share the break room space. They decided that on days David brought in hard boiled eggs he would eat them in his office rather than in the break room.
There are different types of conflict. The above Scenario is called functional Conflict.
Conflict is one that has both negative and positive consequences. It can result in change, improve situations and bring about new solutions.There are Two types of conflict that often takes place within a company. They are functional and dysfunctional.
Functional conflict is said to be a form of conflict that is healthy, consist of constructive disagreement between groups or individuals.
Conclusively, Functional conflict among employees helps them to express their viewpoints as in the case of David's co-worker. This can help them identify the problem and then make a way out to resolve it.
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A business is having trouble keeping up with the competition. They cannot
respond to their customers like the competition. Which type of system will
likely be able to help them solve this issue?
A. Transaction processing system
B. Management communication system
C. Management information system
D. Decision support system
Answer:
D
Explanation:
How do banks make money off of the credit they issue
Answer:
The primary way that banks make money is interest from credit card accounts. When a cardholder fails to repay their entire balance in a given month, interest fees are charged to the account. ... When a retailer accepts a credit card payment, a percentage of the sale goes to the card's issuing ban
Explanation:
The production facility for a space shuttle would probably be organized according to a ________ layout.
Answer:
fixed-position
Explanation:
In the demolition of an old building, a 1,300 kg wrecking ball hits the building at 1.07 m/s2.
Answer:
f=ma
f?
m=1300kg
a=1.07m\s squared
f=1300kg x 1.07=1391N
Explanation:
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Rashad doesn't want to spend time organizing his personal financial records. His spouse, Minos, thinks it is worth spending the time to get organized. What should Minos tell Rashad to convince him that organizing personal financial records is beneficial? OA It will be easier to manage daily business activities such as paying bills. OB. People who organize their personal financial records generally do not have to file taxes. OC They cannot lose money on investments as long as they keep good records. OD. Most banks offer a yearly cash bonus if clients have organized financial records.
What Minos should tell Rashad to convince him that organizing personal financial records is beneficial is: A It will be easier to manage daily business activities such as paying bills.
To convince her spouse of the importance of organizing personal financial records, Minos should tell Rashad that organization will help him to coordinate his daily business activities better.
He will not be at a loss of the whereabouts of his financial data.
Therefore, option A is right.
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How can the Early Modern English expression "unfold yourself" be paraphrased to better understand its meaning? put your arms up turn around remove your cape explain yourself.
The way the Early Modern English expression "unfold yourself" can be paraphrased to better understand its meaning is:
By explaining the context in which it was used and how it means that a person should reveal himself.This Early Modern English expression is used in the play Hamlet by Shakespeare where a character was wearing a cape and was asked to "unfold himself" which meant to reveal himself.
This is important to note that while this was the original context in which the phrase "unfold yourself" was used, it can also be used to tell a person to be more elaborate about something but evidently means that a person should remove his cape.
With this in mind, this can be paraphrased in this sense:
Andrew, unfold yourself, I need to see who I am speaking to.Therefore, the correct answer is Remove your cape, option C.
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The English modern expression unfolds yourself generally means to explain or elaborate ourselves. The terse lines are given from the Shakespeare play, Hamlet.
The word paraphrased in the hamlet play is used for removing cape rather than explaining yourself.
What are the uses of unfolding yourself?In modern English, unfolding yourself generally refers to revealing something or spread out from a folded state.In the context above, the lines are used from the play Hamlet. In the opening scene of the play, Franciso uses the term 'unfold yourself' which means to remove the cape.
Thus, the correct option is C.
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Tim loves to landscape and wants to start a landscaping business. Which of the following is a challenge he may face?
1. He will have no variety throughout the day.
2. He will have no control over his work
3. He will have to follow a strict dress code
4. He will have unpredictable income
Please hurry I’m doing a final exam + will give brainliest
Answer:2 Maybe
Explanation:
Professor Patty is very distraught that three students in her class cannot afford to buy the 42- chapter book for the course. The book is used for two semesters, although not all students take the second semester. She finally tells the three students that she will make copies of the first 21 chapters for them, at no charge. Professor Patty makes the copies and gives each chapter to the students prior to her coverage of the relevant chapter in class. If Professor Patty is sued for copyright infringement: __________
a. she wins because the fair use doctrine permits the use of the work for educational purposes.
b. she wins because she is not copying the entire book but only 21 chapters of it and is not making a profit.
c. she loses because by making and distributing the chapters, she is diminishing the value of the book on the national market.
d. she loses because she is copying whole sections and a significant portion of the book.
Answer: C
Explanation:
Tom is considering making changes to his policy to make insurance more affordable. Which of the following statements is not something Tom should consider when making changes to his policy? a. Increasing the deductible on collision insurance will reduce his overall monthly and annual expense, but will lead to more out-of-pocket expense if he is in a collision. B. Removing comprehensive insurance will reduce his overall expense, but will leave Tom entirely responsible for the cost of a new windshield if he hits a rock on the highway. C. Increasing the limits on his bodily injury insurance will reduce his overall expense by putting greater limits on how much the insurance company will pay for injuries. D. Removing property damage insurance will reduce his overall expense, but will leave Tom responsible for the cost of repairs to any other cars involved with Tom in a collision. Please select the best answer from the choices provided A B C D.
The statement which is not something Tom should consider when making changes to his policy of making insurance more affordable is:
C. Increasing the limits on his bodily injury insurance will reduce his overall expense by putting greater limits on how much the insurance company will pay for injuries.According to the given question, we are asked to state the statement which is not something Tom should consider when making changes to his policy of making insurance more affordable.
As a result of this, we can see that if Tom is seeking to make some policy changes to his insurance to enable him to reduce the cost of the insurance, he should NOT consider increasing his limits on bodily injury because it would help reduce overall expenses.
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Answer:
c
Explanation:
a convenience store owner is contemplating putting a large neon sign over his store. It would cost 50000 but is
Answer:
$24,000
Explanation:
It would cost $50,000, but is expected to bring an additional $24,000 of profit to the store every year for five years.
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Years ago, thousands of country music fans risked their lives by rushing to buy tickets for a Willie Nelson concert at Carnegie Hall. This behavior indicates Select one: a. nothing about the equilibrium price. b. the ticket price was at the equilibrium price. c. the ticket price was below the equilibrium price. d. the ticket price was above the equilibrium price.
There a lot of changes that affect price. This behavior indicates this ticket was below the equilibrium price
When the price of goods and services is below the equilibrium price, there is known to be excess demand for the product and this is regarded as shortage of supply.
Due to the fact that quantity demanded is more than quantity supplied, consumers are known to be willing to buy more than producers are willing to sell. This result in a mismatch between demand and supply that will lead to the increase in price.
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Which of the following could result in higher living costs for the homeowner that the renter doesn’t have? a. Decreased property value b. Down payment c. Maintenance d. Monthly payment.
Maintenance could result in higher living costs for the homeowner that the renter doesn't have.
The homeowners are more beneficial as compared to renters because the homeowners own the house as the property or the assets or can be called as the possession.
Who are the renters?The renter is the person who takes a room or part of the house at rent and pays for the area that is utilized by the individual.
The maintenance cost is the additional cost that is paid by the renter to the homeowner in order to keep the rooms and the house well maintained.
Therefore, the correct answer is C.
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If, after interviewing, you are sure a job is not for you, it is not necessary to send a thank-you note. Please select the best answer from the choices provided T F.
It is false that a thank-you note is not necessary to be sent even when one is sure the job is not for you..
Basically, an interview is conducted by the recruiting firm to assess the various skills, behavior of the job applicant.
This thank-you-note is a sign of good gesture and can even influence the employer to consider the job applicant for the applied role.In conclusion, It is false that a thank-you note is not necessary to be sent even when one is sure the job is not for you
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Answer:
f
Explanation:
All of your teammates are dedicated to the project. They put in the time and effort to complete their individual assignments and to be adequately prepared for team meetings. However, this time and effort does not seem to translate into effectively sharing information. Which of the following actions is most likely to improve your team's information sharing?
A. Create less structure to allow more open sharing during team meetings.
B. Encourage more virtual communication among team members.
C. Share more information about each other's assignments to boost mutual understanding
D. Reduce the number of priorities that are discussed during team meetings
Team building is very important for any team leader. The option that can improve your team's information sharing is to Share more information about each other's assignments to boost mutual understanding.
A group discussion is one where there is an essential conversation about a specific topic. It is often done in a group of a size that ensure the full participation by all members.This group discussion is also known to be type of meeting and it is not like the formal meetings.
By Sharing information among themselves, they can known themselves more and understand how each other works.
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PLEASE HELP !!!!!!!!
Answer:
Angel do not share in the profit of the business.
No need for collateral .
A contract or ________ stipulates in writing all the client's requirements and gives all of the relevant information.
It should be noted that contract or event profile is usually stipulated in writing all the client's requirements and gives all of the relevant information.
An event profile can be regarded as set of event scripts, which helps to give description about an event.
This profile or contract do list out all the requirements that is needed by a company from the client in executing their services.
Therefore, contract or event profile serves all the client's requirements and gives all of the relevant information.
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What is the difference between a job and a profession?
O A job is the work you do and a profession includes the environment you work is
O A job is the work you do and a profession includes your career field
O A job is your career field and a profession includes your work environment
O A job is the environment you work in and a profession includes the work you do
Answer:
O A job is the work you do and a profession includes your career field
Explanation:
Allan borrowed $4200 from his father to buy a car. He repaid him after 4 months with interest of 7% per year. Find the total amount he repaid.
The total amount Allan repaid is $4,297
Allan borrowed $4200
He repaid it after 4 months
The interest incurred is 7%
The total amount Allan can be repaid can be calculated by multiplying the amount he borrowed by the number of months and interest
= 4,200 × (1 + 7/100 × 4/12)
= 4,200 × (1 + 0.07×0.333)
= 4,200 × (1+0.0231)
= 4,200 × 1.023
= 4,297
Hence the total amount he repaid is $4,297
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On a school field trip, the number of students, y, is always proportional to the number of adults, x. The line representing this relationship passes through the point (8,96). What is the unit rate, and what does it represent for this situation?
The unit rate means that there are 12 students for each adult.
A linear equation is in the form:
y = mx + b
where y, x are variables, m is the rate of change and b is the initial value of y.
Let y represent the number of students and x represent the number of adults. Since y is proportional to x, hence:
y = mx
The line passes through the point (8,96):
96 = 8m
m = 12
The unit rate means that there are 12 students for each adult.
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For each of the following statements regarding dividends, indicate whether it is true or false. (You may select more than one answer. Single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer. Any boxes left with a question mark will be automatically graded as incorrect.)
A. Cash and stock dividends reduce retained earnings.unanswered
B. Dividends payable is recorded at the time a cash dividend is declared.unanswered
C. The date of record is the date a cash dividend is paid to stockholders.unanswered
D. Stock dividends help keep the market price of stock affordable.unanswered
Dividends refers to the regular payments of profit made to stockholders who own part of the firm shares.
It is true that the cash and stock dividends reduce retained earningsIt is true that dividends payable is recorded at the time a cash dividend is declared.It is false that date of record is the date a cash dividend is paid to stockholders.It is true thato t the stock dividends help keep the market price of stock affordable.Learn more about dividends:
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12. What happens when GDP does not do well?
A. There is a decline in the number of Americans that invest in foreign sectors.
B. The rest of the economy suffers with it.
C. There is a rise in the overall level of consumerism.
D. National debt levels begin to trend in unpredictable directions.
Answer:
B. The rest of the economy suffers with it
Explanation:
On the other hand, if gross domestic product is falling, the economy might be in trouble, and the nation is losing ground. Two consecutive quarters of negative GDP typically defines an economic recession.
Answer: I think the rest of the economy suffers with it
Explanation: