Question 20 (1.42 points) Which statement best describes an Institutional Review Board (IRB)?
O Subjects are told what the purposes of the study are, what participation in the study involves, what risks (if any) are involved in participating, and what the person can expect to receive in return for participation.
O Subjects must be told the true purpose of the study and the reason for the deception.
O Personal information will not be shared with anyone outside the immediate research group and any results from the research will not identify any of the participants by name.
O They usually comprise people who have research experience themselves and therefore have experience that enables them to judge whether the research being proposed follows reasonable ethical guidelines.

B Question 21 (1.42 points) Which is an example of a negative correlation? 1
O exercise and physical health
O study time and grades
O exposure to sunlight and plant growth
O gas prices and the rate of driving

NAFTA has had an overwhelmingly wonderful impact on the Canadian economy. It has opened up new export opportunities, acted as a stimulus to construct internationally competitive businesses, and helped attract massive overseas investment

In response to NAFTA's competitive pressure, Mexican agribusiness used extra fertilizers and other chemicals, costing $36 billion per year in pollution. Rural farmers increased into marginal land, ensuing in deforestation at a charge of 630,000 hectares per year. Another settlement within NAFTA was once in no way implemented.

The NAFTA has created jobs for American workers via expanding get right of entry to to U.S. items and services in the Mexican and Canadian markets. In 1996, jobs supported through the export of U.S. items to Mexico and Canada improved by means of an estimated 311,000 to 2.3 million from 1993 (pre-NAFTA).

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Disruption scanning involves asking "What if..." to identify the sources and causes of disruption. So, correct option is (e).

Business an act of developing a strategy that identifies and documents hazards to an organization and provides procedures for prevention and recovery is known as continuity planning.

It makes ensuring that people and assets are safe and able to operate properly in the case of an interruption, catastrophe, or accident.

The process by which a smaller company typically one with fewer resources moves upwards and competes with more established, larger companies is known as disruption. Higher profit margins drive incumbent enterprises to avoid competing with new entrants for market share in both low-end and new-market disruption.

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Capital, land, and labor are the three main components of production.

Labor: The word "labor" is used to describe both the workers required to produce a thing or service and the specialized skill they need to do so. It is labor for which a person receives payment. These include professors, consultants, and football players who are also miners.

Land: Natural resources, such as land, which is a production factor, are necessary for the production of goods and services. For instance, the ground contains a wide range of components and natural resources (such as water, oil, etc.), in addition to fertile land that is suitable for agriculture.

Capital: Man-made, manufactured resources produced by factories, machinery, and people are referred to as a capital factor of production. Although the word "capital" is frequently used to refer to money, when talking about factors of production, it refers to value. Due to the way capital is utilized throughout production, economists view it as a good for producers rather than a benefit for consumers.

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The profit margin earned by Purdy is 5%.

Profit margin is one of the commonly used profitability measures to assess a company's profitability. It shows the percentage of sales that were profitable. Simply put, the percentage figure indicates how much money the business made for every dollar of sales.

Profit margins are used as indicators of a company's financial health, managerial skills, and potential for growth by creditors, investors, and businesses themselves.

Profit margin= Net income/sales

= $85,000 /$1,700,000

=0.05*100

=5%

Therefore, the profit margin is 5%, for every dollar, the profit earned by the Purdy's bbq is $0.05.

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The thing that happens with poverty and inequality if high-income and low-income workers have rising incomes, but the incomes increase less for worker who are high-income earners is D. both inequality and poverty will decrease.

The distribution of economic variables among individuals in a group, among populations, or between nations is referred to as economic inequality. The majority of development theory's focus has been on disparities in living standards, including disparities in wealth, education, health, and nutrition.

Because a person's or household's position within society is viewed as being crucial to their welfare, inequality is important to poverty.

Technology advancement, globalization, commodity price fluctuations, and domestic economic policies like redistributive fiscal policies, labor and product market policies are some of the major causes of the rise in intra-country income inequality. In this case, the inequality and poverty will reduce.

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An increase in quality in resources cause economic growth which would be represented by a shift out of the PPC.

What is the effect on the PPC?

The production possibility frontier is constructed under the presumption that the available resources and technology are used both fully and effectively. Therefore, if resources are not used effectively in an economy, it follows that the economy is not getting the most out of the available resources.

When an economy's output rises to its full employment level, economic growth occurs. An outward shift of the production possibility frontier (PPF) indicates an increase in production at full employment.

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The secretion of PYY decreases hunger and the secretion of orexin increases hunger.

The role of the hypothalamus in preserving homeostasis and influencing motivated actions has long been acknowledged. The lateral hypothalamic area, a section of the hypothalamus, is covered in this article (LHA).

It is hypothesised that brain regions located within the LHA, such as the perifornical area (PeF) and the dorsal portion of the lateral hypothalamus (LHAd), serve as a bridge between neuronal systems that control homeostasis and those that mediate appetitively motivated actions.

According to functional and immunohistochemical data, the LHA encourages a variety of motivated behaviours, such as eating, drinking, consuming salt, and engaging in sexual activity.

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Cloud services are also known as Edge services. Users can store files and apps on faraway servers and then access the data via the Internet thanks to businesses that offer cloud services. The correct option is (D).

Infrastructure, platforms, or software that are hosted by external providers and made accessible to users online are referred to as cloud services.

Because the information being accessed is located remotely in the cloud or another virtual environment, cloud computing has earned its moniker.

Cloud computing's objective, whether it's private or public, is to offer simple, scalable access to computer resources and IT services.

The hardware and software elements necessary for a cloud computing model's correct execution are included in cloud infrastructure.

Therefore, Cloud services are also known as Edge services. Users can store files and apps on faraway servers and then access the data via the Internet thanks to businesses that offer cloud services.

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Every company must maintain regular financial records, and predictive analytics may be quite helpful in predicting the future health of your company.

You may predict sales, income, and costs to create a picture of the future and make decisions by using historical data from prior financial statements as well as data from a larger industry. To make predictions about an unknowable fact, trait, or event, predictive analytics employs mathematical modeling methods. Going by the data that is already known to exist, Goulding says, "it's about constructing a mathematical model from that data to assist you make predictions about someone [or something] not yet in that data set." The duties of an analyst in predictive analysis include gathering and organizing the data, determining the appropriate mathematical model.

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Calling congress into special session is an executive branch check on the legislative branch.

The govt department of presidency is in price of governing a country and implementing the regulation. In order to save you the buildup of energy withinside the fingers of a unmarried organization of individuals, authority is unfold throughout diverse branches in political structures based at the concept of separation of powers.

The govt does now no longer enact or interpret legal guidelines beneath one of these system. Instead, the govt contains out the regulation because it has been created via way of means of the legislative and adjudicated via way of means of the courts. A decree or govt order, for example, may also have come from the govt.

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Scrum is an agile software development model based on multiple small teams working in an intensive and interdependent manner.

Multiple small teams that collaborate closely and intensively make up the Scrum software development model. The phrase takes its name from the rugby scrum (or scrummage) shape, which is used to restart the game following an incident that stops play, like an infraction.

A plan for the iterative creation of complicated items. The Agile framework most often used now is Scrum. Each sprint in Scrum finishes with the delivery of a working unit of software. These brief iterations are known as sprints.

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Cash Return on Assets: The cash return on assets for Cranium Gaming is calculated by dividing the operating cash flows by total assets.

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The monetary value of each finished article and service produced domestically within a certain time period is known as the gross domestic product (GDP).

An item or service's monetary value is the amount that would be paid in cash if it were sold to a third party. For instance, the prices of tangible, intangible, labor, and commodity assets are determined by their monetary values. The monetary worth of an item is affected by government policy, supply and demand, and other elements. For instance, the cost to purchase a house from the seller determines its value. Usually, spending will follow directly the market price, which is governed by supply and demand. The amount of money used to purchase a good or service establishes its monetary value. From a financial perspective, many of the products and services we use on a daily basis are worthwhile.

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in many commercial real estate loans, the lender cannot hold the borrower personally liable in the event of a default. such loans are commonly referred to as: recourse loans

A recourse loan is a form of loan that can assist a lender in recouping its investment if a borrower fails to repay and the value of the underlying asset is insufficient to cover it. A recourse loan is a type of secured loan. It authorizes the lender to seize the debtor's other assets that were not utilized as loan collateral or to pursue legal action in the event of failure in order to pay off the whole amount.

The majority of hard cash loans are recourse loans.

Lenders favor recourse loans, but borrowers prefer non-recourse loans, which enable merely the seizure of the collateral.

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The income from inheritances, insurance and charities are not taxable.

Money that is not subject to taxation is referred to as nontaxable income. Child support and life insurance payouts are two examples of nontaxable income, despite the fact that the majority of sources of income are taxed.

You probably have to pay taxes to the government on any income you receive from a job or an investment. The IRS does not levy taxes on a number of different sorts of income, though. Nontaxable income typically comes from sources other than salaries and from certain investment profits.

Some investments, like the interest on municipal bonds, generate income that is tax-free. Many public assistance programs that provide money to the poor are tax-exempt.

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The sender formulates an idea, encodes it as a message, and sends it to another party.

The sender is an individual, body, or company who starts the communication. This sender who is otherwise known as source is from the ab initio responsible for the success of the code. The sender's experiences, attitudes, knowledge, skill, perceptions, and culture affect or effect the code.

The sender first develops an idea, which is formulated into a message and then transfered to the other party, who interprets the message and receives meaning.

Therefore, the correct answer is as given above

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Kelly, the owner of llama farms, a sole proprietorship, wants to obtain additional business capital but to maintain control. this can best be accomplished by borrowing funds.

Kelly may explore borrowing cash for his firm in order to maintain entire control of his company while also gaining extra finances for business development. Kelly has the option of obtaining a bank loan or borrowing money from private folks.

A sole proprietorship is an unregistered, unincorporated business that is operated completely by one person proprietor, with no differentiation between the business and the owner. A single proprietorship owner is entitled to all earnings but is also liable for the company's debts, losses, and obligations.

A sole proprietorship is a type of business that can be owned and run by an individual, a corporation, or a limited liability partnership. There are no business partners.

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Baseball and football games are carried on the radio. Car radios, portable radios, and smartphone apps can play these events.

Boxing and wrestling competitions are on pay-per-view.

Television: Sports are often watched on TV.

Generally, There are several traditional methods of distributing sporting events to consumers:

Television: One of the most common ways to watch sporting events is through television. Many sporting events are broadcast live on various channels, such as ESPN,Consumers can watch these events by subscribing to a cable or satellite television service, or by using a streaming service that offers live sports,

Radio: Some sporting events, such as baseball and football games, are also broadcast on the radio. Consumers can listen to these events on their car radio or by using a portable radio or a smartphone app.

In-person attendance: Another way to watch sporting events is by attending them in person. Consumers can purchase tickets to attend live sporting events at the venue, such as a stadium or arena.

Pay-per-view: Some sporting events, such as boxing and wrestling matches, are available on pay-per-view. Consumers can purchase these events through their cable or satellite provider or through a streaming service, and they will be able to watch the event live or on demand.

Online streaming: In recent years, there has been an increase in the number of sporting events that are available to stream online. Consumers can access these events through a variety of online platforms through social media platforms like Face/book and Twi/tter.

Overall, there are many different ways for consumers to access and watch sporting events, whether it be through traditional channels like television and radio, or through newer methods such as online streaming.

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The investment over real estate assets is considered to get some protection from unexpected inflation.

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This ty-pe of ex-change is the opp-osite of systemic gas exchange. This hap-pens in the lungs bet-ween the alveoli and a network of tiny blood ves-sels called capillaries, which are loca-ted in the walls of the al-veoli.

Oxy-gen and carbon dioxide diffuse bet-ween the alveoli and pulm-onary capillaries in the lungs, and bet-ween the systemic capillaries and cells through-out the body. The diffusion of these gases, moving in opp-osite directions , is called gas exc-hange.

During gas exch-ange oxygen moves from the lu-ngs to the blood stream. At the same tim-e carbon dioxide pas-ses from the blood to the lu-ngs.

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The most effective diversity training programs include

b. active learning experiences.

c. voluntary participation.

d. a tie to organizational strategy

All choices are correct. Option A

Generally, Effective diversity training programs should include active learning experiences, where participants are actively engaged in the learning process rather than just passively receiving information. This could include activities such as role-playing, simulations, case studies, or group discussions.

Voluntary participation is also important, as individuals should have the choice to participate in diversity training. Forcing individuals to attend training may create resistance and make it less effective.

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As the building contractors lobbied the city council to pass a law requiring all people working on residential dwellings be licensed by the city. The reason for this requirement is likely to guarantee that work on dwellings is of high quality. The Option C is correct.

In politics, the term lobbying involves persuasion or interest representation is the act of lawfully attempting to influence the actions, policies or decisions of government officials, mostly, the legislators or members of regulatory agencies.

The practice of lobbying usually involves direct, face-to-face contact which is done by of people, associations and organized groups, including individuals in the private sector, corporations, fellow legislators or government officials, or advocacy groups.

The lobbyists may also be among a legislator's constituencies, that is, the voter or bloc of voters within their electoral district; they may engage in lobbying as a business.

Missing options "? a) to reduce the cost of building dwellings b) to create a legal barrier to entry I c) to guarantee that work on dwellings is of high quality."

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A checklist screening model does not consider whether one criterion should be prioritized above another.

The practice of arranging a team's work to fulfill all project goals within the specified time and financial constraints is known as project management. This information is typically included in-depth in the project documentation created at the beginning of the development phase. The primary constraints are those of scope, time, and budget. The second challenge is to use resources as effectively as possible to carry out defined goals.

The objective of project management is to provide a final product that satisfies the client's objectives. Project management frequently aims to restructure or alter the client's brief in order to make it more likely to achieve the client's objectives. The client's objectives should inform every decision the other parties involved in the project make after they are made clear.

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Scrum, Extreme Programming, and Feature-Driven Development frameworks all adopted the same unifying idea in the Agile Manifesto for Software Development (FDD).

Four values are:

Agile solutions are self-organizing, multidisciplinary, and Agile teams use the best methods for their situation. However, that does not imply that they lack management.

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Good communication networks have been a defining characteristic of great civilizations.

Shared culture, knowledge, and beliefs are the foundation of all great civilizations. Verbal or nonverbal communication has a crucial part in bringing people together. People have a means of sharing their expertise and knowledge thanks to communication. All of the science, engineering, and math that we have today only exist due of communication tools. Just think about what would exist if people had never learned to write, speak, or sign. The factors of rules, leadership, and variety exist in the great civilization, but they are all supporting elements. Communication is the main characteristic that distinguishes great civilizations.

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Liabilities are reported on the balance sheet and a debit can signify an increase in an asset

A resource having economic worth that a person, business, or nation possesses or controls with the hope that it would someday be useful is referred to as an asset.

The left side of a T-account or the general ledger account is referred to as the debit side in accounting. (The credit side is on the right in an account or T-account.) Liabilities and owner's (stockholders') equity accounts typically have credit balances, whereas asset accounts typically have debit balances. According to the accounting formula, assets equal liabilities plus owner's equity.

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It is not accurate to say that companies that focus on supply chain management commonly report any one particular thing. Supply chain management involves the planning, coordination, and control of the flow of goods and services, as well as the flow of information, from the point of origin to the point of consumption. Different companies may focus on different aspects of supply chain management and may have different goals and priorities. Some companies may focus on optimizing their supply chain for cost efficiency, while others may focus on speed and agility. As a result, it is not possible to accurately predict how companies that focus on supply chain management will report on various financial or operational metrics.

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According to Thomas Hobbes, the issue of social and political order, or how people can coexist peacefully without running the risk or fear of a civil war, is at the heart of society's citizens.

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b. dissolution and winding-up, but not release of claims must be experienced before the termination of a partnership may be considered complete.

Dissolution is the simple act of closing down a business entity, whereas winding up is the act of selling assets and paying off debts before a business is closed.

When one of the partners affiliated with the firm no longer plans to be a part of it going ahead, there has been said to have been a dissolution of partnership. It differs significantly from the dissolution of a partnership. Dissolution is the procedure that finally results in the dissolution of a partnership. The remaining partners continue the partnership after dissolution, but it is a totally new and different relationship.

Any assets that remain following the dissolution of the partnership business are distributed, or liquidated, as part of the process of winding up a partnership business. The only partners who have the right to partnership assets throughout the winding-up procedure are those who are still partners in the partnership.

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Bronze is the one of the following is not one of the three contract choices. Hence, option B is correct.

A fixed annuity is a financial contract that offers a retirement income stream and guarantees a certain rate of return, such as 2%. You can predict how much your annuity will grow and how much income it will produce by using a set interest rate.

The possibility that fixed annuities won't keep up with inflation is one of its drawbacks. As a result, your annuity payments may lose some of their purchasing power over time. Furthermore, fixed annuities sometimes come with low interest rates, which might significantly lessen the purchasing power of your payments.

Thus, option B is correct.

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