Question 3 of 10
What is the main purpose of a credit bureau?
A. To consolidate credit card debt
B. To collect and report credit information
C. To get borrowers the best interest rate
D. To provide easy credit
SHIRE

Answers

Answer 1

Credit bureaus provide some of the information creditors and lenders use to help them make important lending decisions. While credit bureaus collect credit information in order to make it available to certain third parties, the decision to deny or approve someone credit ultimately lies with the lender or creditor.

The main purpose of a credit bureau is B. To collect and report credit information

What is the purpose of the credit bureau system?

It collects information from a wide variety of financial and nonfinancial entities, including microfinance institutions and credit card companies, and provides comprehensive consumer credit information with value-added services such as credit scores to private lenders.

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Related Questions

Did you realize before this unit that a speaker had an ethical obligation to their audience when creating and giving a presentation? What do you think is the most challenging aspect about being an ethical speaker?​

Answers

Answer:

confidence and not moving out of point

Explanation:

a speaker must be confident and focus on the point while given out a speech so that the speech great and the massaged will be pass

This unit that a speaker had an ethical obligation to their audience's confidence and not move out of point. The challenges are there.

What are the challenges?

The term challenges refer to the hurdle which has been faced by the person in it, there are life or career as well these can be the challenges as we see the famous personality has more challenges in their life as compared to the others in it as we see the challenges the early period was more than this period.

Speakers had an ethical obligation to their audience when creating and giving a demonstration, Challenges This unit that a speaker had ethical social control over their audience's self-assurance and did not move out of point. The challenges are there. Making and giving a presentation.

Therefore, a speaker had an ethical obligation to their audience's confidence, and not moving out of point challenges are being there.

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Lanie tells her sales manager that she will be devoting more effort to ____ in the coming weeks, as her list of potential customers has dwindled below the level of 30 firms recommended by the selling plan.

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Lanie tells her sales manager that she will be devoting more effort to prospecting in the coming weeks, as her list of potential customers has dwindled below the level of 30 firms recommended by the selling plan.

Prospecting in sales is when a potential customer is being targeted before converting to an opportunity. It is the first step in sales process which entails creating sales opportunities.

Every businesses, firms, organizations usually have what is called selling plan, which is a tool in helping business succeed in sales. It helps to benchmark where an organization is and where they wish to be and then make adjustments to achieve their goals.

The selling plan is what will guide Lanie so that she would be able to achieve her sales prospect and then possibly convert them to opportunities inorder to meet her target.

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If an insurance company underwriters discovers that an applicant for a homeowners policy has been convicted of submitting a fraudulent claim to an insurer in the past, he may reject the application as a a. Morale hazard b. Certainty of loss hazard c. Moral hazard d. Legal hazard

Answers

Answer:

b

Explanation:

Reductions off the list price offered to resellers in the marketing channel on the basis of where they are in the channel and the marketing activities they are expected to perform in the future are called ______ discounts.

Answers

Answer: Trade

Explanation:

Because the amount paid is linked to certain predefined behaviors or outcomes, ______ is specifically designed to energize, direct, or maintain employees' behavior.

Answers

Answer:

Umomgey

Explanation:

Based on the amound paid by the FKSA, you will be able to govern an employees relations and beahviors.

Incentive pay  is specifically designed to energize, direct, or maintain employees' behavior.

What is Incentive pay  ?

Performance-based compensation known as incentive pay pays an employee for achieving predetermined goals or objectives. This payment may be made in the form of cash, stocks, extra paid time off, gifts, etc.

Instead of paying for the amount of hours worked, incentive pay is a monetary reward for achievement. The theory is that the possibility of cash reward will encourage the employee to meet specific performance goals or financial targets.

The basic goal of incentives is to tightly link employee rewards to their accomplishments. By offering greater remuneration for superior performance, this tie is achieved. Individuals will typically work harder because their performance depends on producing more and getting more rewards.

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Question: Choose the products that are regulated by federal tobacco sales law:
C
O Chewing tobacco
Cigars (including regular, little, and flavored cigars)
O Rolling papers containing tobacco as an ingredient
O E-cigarettes & e-liquid
O All of the above are regulated

Answers

All of the above are regulated :)

A form of sales promotion that offers prizes based on a chance drawing of entrants’ names is referred to as a

Answers

The term that describes form of sales promotion where prize is been offered based on a chance whereby  entrants’ names are drawn is sweepstakes.

Sweepstakes can be regarded as a race or contest whereby there is allocation of the entire prize to the winner specifically.

In this case the prize is drawn base on entrants’ names.

Therefore, sweepstakes is the correct term.

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Exporting is an entry strategy that requires the ______ financial risk and allows a(n) ______ return to the firm.

Answers

Answer:Least; Limited

Explanation:

Management estimates that 1% of the $100,000 of credit sales will be uncollectible. The Allowance for Doubtful Accounts has a $100 unadjusted debit balance. The adjusting entry to record estimated bad debts includes a ______. (Select all that apply.)

Answers

Based on the information given the appropriate adjusting entry to record estimated bad debts includes a:

Debit to bad debt expense of $1,000

Credit to allowance for doubtful accounts of $1,000

Adjusting journal entries

Debit Bad debt expense $1,000

Credit Allowance for doubtful accounts $1,000

(1%×$100,000)

(To record estimated bad debts)

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Answer:

credit to Allowance for Doubtful Accounts of $1,000

debit to Bad Dept Expense of $1,000

Countries in which people live on less than $1,000 a year are generally concentrated in what region of the world

Answers

I think its Antartica

In a statement of cash flows, the sum of cash inflows and outflows is equal to:

Answers

When in the statement of cashflows, the cash inflows and the outflows are added, the result is the change in the cash balance.

The statement of cashflows shows the movement of cash in a company and how much cash the company is left with at the end of the period.

The statement includes:

Cash outflows which are deductions Cash inflows which bring in money

Cash outflows are denoted in negatives and when added to cash inflows, show the change in the cash that the company has / its balance.

In conclusion, adding the cash inflows and outflows shows the change in cash.

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When we want to measure wage inflation in the labor market, we use the: Consumer Price Index Product Price Index Employment Cost Index Employment Price Index

Answers

Based on economic indices, when we want to measure wage inflation in the labor market, we use the "Consumer Price Index."

The consumer price index, often referred to as CPI, is conducted by the Bureau of Labor Statistics.

CPI is carefully made to measure the price changes encountered by urban consumers.

It is believed that the urban dwellers formed about 93 percent of the United States population.

Consumer Price Index is used to measure the relationship between wage and inflation.

Hence, in this case, it is concluded that the correct answer is "Consumer Price Index."

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When we want to measure wage inflation in the labor market, we use the Employment Cost Index.

The employment cost index reflects the change in labor costs in a given country, that is, the value that each salary has for the employer (adding salaries actually paid to the worker, plus labor costs, contributions, etc.).

This index is an indicator that allows anticipating inflationary values in an economy, as it allows observing the growth in labor costs that will subsequently impact an increase in the products that are marketed.

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assessing the effectiveness of an advertising campaign while it is running by monitoring key indicators is referred to as

Answers

Tracking refers to use of key indicators to monitor and assess the effectiveness of the advertising campaign while it is running.

The tracking of the advertising campaign is also called ad tracking, post-testing or ad-effectiveness tracking.

The advert tracking forms part of in-market research.

The advert tracking refers to monitors the brand's performance, advertising awareness and attitudes about the brand versus their competition.

In conclusion, the key indicators is referred to as advert tracking.

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Opportunity, profit, independence, and challenge are some reasons people are willing to take the risks of being a(n)

Answers

Answer: entrepreneur

Explanation:

________ teams have been found to have a positive effect on productivity and attitudes of control, yet no impact on job satisfaction or organizational commitment.

Answers

According to the management system, self-managed teams have been found to have a positive effect on productivity and attitudes of control, yet no impact on job satisfaction or organizational commitment.

This is because self-managed teams are responsible for taking part in the planning and scheduling of the workflow process.

They are also involved in the technical part or tasks of the job, thereby making the work cumbersome with a high probability of low job satisfaction.

Because self-managed teams are involved in planning and workflow processes, they positively affect productivity and control attitudes.

Hence, in this case, it is concluded that the correct answer is "Self-managed teams."

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Fred lost his factory job, replaced by welding robots. He has now given up looking for work. Fred is:

Answers

Hes facing structural unemployment

Shout Magazine focuses its marketing efforts on reaching teen-aged girls interested in fashion and celebrity culture. The firm believes that they are positioned to profitably serve this group of consumers. Shout utilizes the strategy of

Answers

Considering the situation described above, Shout utilizes the strategy of Concentrated Marketing.

Concentrated Marketing is a type of Marketing strategy whereby firms or companies direct all endeavors and resources to develop and market a product for a particular target group segment.

Thus, when Shout Magazine focuses its marketing efforts on reaching teenaged girls interested in fashion and celebrity culture, this is a form of Concentrated Marketing.

Concentrated Marketing is often referred to as Niche Marketing, and it is considered more effective in small businesses.

Hence, in this case, it is concluded that the correct answer is "Concentrated Marketing."

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The ________ ratio indicates whether a firm will be able to meet interest obligations due on outstanding debt

Answers

Answer:

The , Television, ratio indicates whether a firm will be able to meet interest obligations due on outstanding debt.

You've just landed a new job as the chief marketing officer for John Deere, manufacturer of agricultural, construction, and gardening equipment. You want to make sure you're using the best distribution channel strategy for reaching both B2B and B2C sales. In evaluating your company's needs, what do you decide is the best approach

Answers

You are more likely to sell larger quantities of products to a B2B client

consider the pharmaceutical company mylan that produces epinephrine injection devices called epipens. in the presence of other firms producing substitutes for this good, the price of epipens is $150.

Answers

From the information given, when the price is $150, it should be noted that the firm will earn a negative economic profit.

From the information, it was stated that in the presence of other firms producing substitutes for the good, the price of epipens is $150.

It should be noted that profit will be maximized when the marginal revenue and the marginal cost intersects. Therefore, when the price is $150, the average total cost will lie above the demand curve. Therefore, the firm earns a negative economic profit.

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PLEASE HELP ME ON THIS QUESTION!!!! I WILL GIVE 5 STARS, A THANKS, AND BRAINLIEST!!!!
What is the best way to avoid gossip in the workplace?

Keep communication professional

Avoid joining cliques

Avoid joining teams

Only use positive verbal communication

Answers

Answer:

A the others seem incorrect

Answer:

the best way is to be nice and only use positive verbal communication so everyone likes eachother

Why is account management important in the vegetable farming ? give reason . ​

Answers

Answer:

Money

Explanation:

The expected result of farming would be to make money, account management would help the most in making money. With account management, you can see how well your farm is producing money which in turn can tell you if you are growing quality crops or a crop that your clients want the most.

Answer:

It is important to appreciate the fact that modern business management principles can assist the farmer or farm manager, no matter how small his farm may be and however meager his capital. This is because of the two major tasks facing today’s farm managers.

Explanation:

Importance of agriculture in the Food supply Agriculture is the world’s leading source of food items. All the food substances that are essential viz. Agriculture produces vegetables, proteins, and oils. The carbohydrates provide all living beings with energy.

I sent a survey to severalpersonnel departments to determine how many companies use online job resources

Answers

How did it go?????????

Question 4 of 10
Which of the following is not a characteristic of both experiments and
surveys?
A. The researcher exercises direct control over at least one variable.
B. The data collected might be studied for patterns.
C. Subjects should be randomly selected.
D. Data are collected about a population.
SUBMIT

Answers

Answer:

C, Subjects should be randomly selected.

If you want a good result, you shouldn't throw random subjects in your survey.

I hope this helped at all.

The answer is c hope that helps you

Labeling is important for four specific reasons, including identification, promotional and legal reasons. What is the fourth reason

Answers

Answer:

informational

Explanation:

i know were not suppost to do this but cheeck out quizlit

Labeling is important for four specific reasons that are identification, promotional, legal, and informational reasons.

What is the importance of labeling?

The identification of different batches of products becomes easy through labeling that grabs customers' attention.The promotional activities through labeling are done by providing a description and usability of the product. The legal issues could be eliminated by adhering to proper labeling laws.This gives vital ingredients, manufacturing dates, and other vital information to customers.

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When forming a business strategy, the firm needs to compare the cost advantages and drivers of uniqueness across its different activities and compare with that of other firms. True False

Answers

True I think don’t make and answer off me think harder about it

which act governors partnership firm??​

Answers

Answer:

Partnership firms in India are governed and regulated by the Indian Partnership Act, 1932. Partners are the individuals that join together to form a partnership firm. A contract between the partners establishes the partnership firm.

Explanation:

If a company develops an advertising campaign exclusively for a segment of consumers with a certain income and education, which segmentation variable is the company using?

Answers

answer:

Demographic

(Just got this question)

If I have dual citizenship should I say yes on my college applications?

Answers

Answer:

i don't think so 1 citizenship is all it takes

A document that explains why a business goal is beneficial and details how resources and funds will be allocated to meet the goal is known as a business: ______

Answers

A business plan is the document that outlines why a business goal is beneficial as well as details of how resources/funds will be allocated to meet the goal.

A business plan is like a map for a business.

Usually, a business plan formally outlines the goals of the company and shows the tasks and financial measures that must be performed and adopted to reach accomplish those big goals.

In other word, the business plan is a tool of organization, direction and communication and serves as basis to develop a financial plan.

In conclusion, the correct answer is  a business plan.

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The sum of one fifth of a number and 3 7/10 is 7. Find the number please anyone please this is due today!! help for a BRAINLIEST For today's assignment, you need to balance and classify each of the following equations as synthesis, decomposition, single replacement, double replacement, or combustion. HELP HURRY !! is the graph a function ? Highland Park is located between two parallel streets, Walker street and James Avenue. The park faces Walker Street and is bordered by two brick walls that intersect James Avenue at point C, as shown below. Walker St. Highlands Park brick wall brick wall 60 James Ave. What is the measure, in degrees, of ZACB, the angle formed by the park's two bri walls? Please fill in I give 50 points!!# Heading (name, date, and short description) feel free to use multiple linesdef main(): # Initialize variables numGuesses = 0 userGuess = -1 secretNum = 5 name = input("Hello! What is your name?") # Fill in the missing LOOP here. # This loop will need run until the player has guessed the secret number. userGuess = int(input("Guess a number between 1 and 20: ")) numGuesses = numGuesses + 1 if (userGuess < secretNum): print("You guessed " + str(userGuess) + ". Too low.") if (userGuess > secretNum): print("You guessed " + str(userGuess) + ". Too high.") # Fill in missing PRINT statement here. # Print a single message telling the player: # That he/she guessed the secret number # What the secret number was # How many guesses it tookmain() What is gel electrophoresis used for? Select all that apply.O A) It is used to sort DNA strands.B) It is used to produce more DNA strands.C) It is used to measure DNA strands.D) It is used to break down DNA molecules. Find the number that makes the ratio equivalent to 4:6. 48: Which of the following is not the process of financial management? A Evaluating financial status B Setting goals C Record monthly expenses D Creating financial plan The ratio of red cars to blue cars in a parking lot was 9 : 7. If there were 72 red cars, how many blue cars were there? The price of a scarf is reduced by $2.19. The price is now $8.40. What was the original price of the scarf? Enter your answer in the box. $WHOEVER ANSWER GETS BRAINLESS NEED HELP Estimate each product 11.921= How do the older generations view social media - bad and good benefits- please write a paragraph What is essential to meet project deadlines and deliver work on schedule?proper ______ management is essential for meeting project deadlines and delivering work on schedule Resumen del cuento el otro yo de Mario benedetti Find an equation of the vertical line through (4,-9) V tr a l, lnh th Vit Nam c c imA. nm hon ton vng Ni ch tuyn B. tri di hai bn xch oC. nm ra pha ng ca bn o ng Dng D. nm ra pha ty bn o ng Dng What is the solution of this inequality?r10>7Drag and drop the choices to correctly complete the inequality.r Response area Response area Over $400 million in aid was sent by theTruman Doctrine to what nation in anattempt to stop communism?A. ArgentinaB. FranceC. GermanyD. Turkey A. WealthB. Level of livingC. liquidityD. Assets What term is designed to give the employee the freedom and opportunities to push the boundaries of their job description and to think about new and better ways to work?