Question 3
Having a bad credit history impacts every one of these items but one. Which is
the one item not impacted by bad credit history?
A. Your ability to get a car loan or any other type of loan.
B. The fact that I am a good person.
C. An employer's decision to offer you a job.
OD. The interest rate offered to you.

Answers

Answer 1

Answer:

B. The fact that I am a good person.

Explanation:

Credit history refers to a person's track record in borrowing and repayments of loans. It shows whether the individual has honored their debts in full and on time. Credit history is useful when applying for a loan from formal institutional lenders.

A bad credit history shows a person had issues in paying their loans. It affects their future borrowing as lenders may assess them as high-risk customers. Bad credit history attracts high-interest rates. Employers may judge some persons as poor money managers hence avoid hiring them.

Bad credit history is about debt payment but not who the person really is. Inability to repay loans may be caused by several factors such as illness or loss of income. A person's character remains the same regardless of their credit history.


Related Questions

1. When you perform a budget analysis you compare a projected budget" with a/an
budget.
A. Overestimated
B. Actual
C. Inflexible
D. Estimated

Answers

Answer:

B. Actual

Explanation:

The budget analysis involves a comparison of the projected revenue and expenses against the actual performance. The budget analysis seeks to find out and understand any resultant variance. Budgets are prepared at the beginning of a period, but the budget analysis happens after the period is concluded.

A budget analysis helps determine if the organization achieved its objectives in the period under review. It helps point out areas of strength and weakness in the business.

Based on the details of the scenario, determine what will most likely occur. Jillian and Chase are making a contract in which Jillian ships beaver pelts to Chase, who then makes the pelts into hats to sell. A year into their contract, it becomes illegal to buy or sell beaver pelts in the U.S.

Answers

Answer: Contract is voided

Explanation:

From the question, we are informed that Jillian and Chase are making a contract in which Jillian ships beaver pelts to Chase, who will then makes the pelts into hats to sell.

We are further told that a year into their contract, it becomes illegal to buy or sell beaver pelts in the United States. Based on the scenario explained, the contact will be voided.

A void contract is referred to as a formal agreement that cannot be enforceable and is not legitimate. Since it is illegal to either purchase or sell beaver pelts, it means that the context cannot be carried out anymore and should the be void.

The long-term liability section of Twin Digital Corporation's balance sheet as of December 31, 2020, included 12% bonds having a face amount of $35 million and a remaining discount of $1 million. Disclosure notes indicate the bonds were issued to yield 14%. Interest expense is recorded at the effective interest rate and paid on January 1 and July 1 of each year. On July 1, 2021, Twin Digital retired the bonds at 104 ($36.4 million) before their scheduled maturity.

Answers

Answer:

1. Dr Interest Expenses $2,380,000

Cr Discount on Bonds Payable $280,000

Cr Cash $2,100,000

2. Dr Bonds Payable $35,000,000

Dr Loss on redemption of Bonds $2,120,000

Cr Discount on Bonds Payable $720,000

Cr Cash $36,400,000

Explanation:

Preparation of the necessary journal entries by Twin Digital on July 1 2021

1. Dr Interest Expenses $2,380,000

[$ (35 - 1 million) x 14% x 6/12]

Cr Discount on Bonds Payable $280,000

Cr Cash $2,100,000

[$35 million x 12% x 6/12]

(Being to record Interest paid)

2. Dr Bonds Payable $35,000,000

Dr Loss on redemption of Bonds $2,120,000

Cr Discount on Bonds Payable $720,000

[1 million - $280,000]

Cr Cash $36,400,000

[35 million x 104/100]

(Being to record Bonds called at 104)

Answer:

1. Dr Interest Expenses $2,380,000

                   Cr Discount on Bonds Payable $280,000

                     Cr Cash $2,100,000

2. Dr Bonds Payable $35,000,000

Dr Loss on redemption of Bonds $2,120,000

                                     Cr Discount on Bonds Payable $720,000

                                      Cr Cash $36,400,000

Explanation:

Preparation of the necessary journal entries by Twin Digital on July 1 2021

1. Interest Expenses $2,380,000 [$ (35 - 1 million) x 14% x 1/2]

  Cash Payment $2,100,000 [$35 million x 12% x 1/2]

  Discount on Bonds Payable [$2,380,000-$2,100,000 = $280,000]

2. Dr Bonds Payable $35,000,000 [Face Value]

Loss on redemption of Bonds $2,120,000 [Cash + Discount -Face Value]

Discount on Bonds Payable $720,000 [1,000,000- $280,000]

Cash $36,400,000 [35 million (face value) x 104/100 at premium]

MOTIVATION TIME

Success doesn’t just find you. You have to go out and get it.

Answers

Answer:

thnak u that made my day

Explanation:

Demand for a product is most likely to increase because
A consumers develop a preference for a competing product
B. demand for complementary goods decreases.
х
c. the total number of customers in a market declines
D. a product's price is rumored to rise in the future.
X Incorrect

Answers

Answer:

The total number of customers in a market declines

Explanation:

Demand refers to the volume of a product that buyers are willing to purchase in the market at a stated price at a given time. As per the law of demand, a high price makes the demand for a product to decline. Other factors that affect the demand for a good or service include

An increase or decrease in people's income.Changes in the price of other related goodsIncrease or decrease  in population sizeChanges in customers preferences

The more the population, the higher the demand for a product will be. A decrease in population means fewer people will purchase the product in the market. A reduced population results in low demand.

PLEASE HELP ME ILL MAKE YOU BRAINLIEST

Answers

Answer:

individual

Explanation:

pretty sure

Answer: D

Explanation:

its d not c

Use the drop-down menus to answer the questions.

Which feature of a text box can be used to change the orientation of the text box?

Which action allows for the selection of all the text in a text box?

How is the mini toolbar accessed?



so i actually figured it out lol

Answers

Answer:

The answers are all B

Explanation:

The feature that can be used to change the orientation of a text box is the "Text Direction" option.

Which action allows for the selection of all the text in a text box?

This option can be found in the "Format Shape" dialog box, which can be accessed by right-clicking on the text box and selecting "Format Shape" from the context menu. Within the dialog box, the "Text Box" category contains the "Text Direction" option, which can be set to either "Horizontal" or "Vertical."

The action that allows for the selection of all the text in a text box is pressing the "Ctrl+A" keyboard shortcut. This will select all the text within the text box, allowing for quick editing or formatting changes.

The mini toolbar is a context-sensitive toolbar that appears when text is selected in a document or other text-based application. It provides quick access to common formatting options such as font, font size, bold, italic, and underline.

To access the mini toolbar, simply select some text and right-click on it. The mini toolbar will appear next to the cursor, allowing for quick formatting changes without having to navigate to the main ribbon or toolbar.

The mini toolbar can also be customized to include additional formatting options by right-clicking on it and selecting "Customize Mini Toolbar" from the context menu. Overall, the mini toolbar is a convenient tool for quickly formatting text without interrupting the flow of work.

Learn more about text box here

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Leslie tunes musical instruments. Leslie tuned a guitar with 666 strings today. Then she tuned a piano with 373737 times as many strings. How many strings did the piano have? Choose 1 answer: Choose 1 answer: (Choice A) A The piano has 422422422 strings, because 37 \times 6=42237×6=42237, times, 6, equals, 422. (Choice B) B The piano has 222222222 strings, because 37 \times 6=22237×6=22237, times, 6, equals, 222. (Choice C) C The piano has 666 strings, because 37 \div 6=637÷6=637, divided by, 6, equals, 6 remainder 111.

Answers

Answer:

there is something wrong with the question since a guitar has 6 strings, so I believe that the numbers were copied three times.

Assuming that Leslie tuned a 6 string guitar and she also tuned a piano that has 37 times as  many strings, then the piano has 37 x 6 = 222 strings.

Option B is correct: the piano has 222 strings, because 37 times 6 = 222

Answer:

It's actualy 222

Explanation:

How is communism produced ?

Answers

Communism, political and economic doctrine that aims to replace private property and a profit-based economy with public ownership and communal control of at least the major means of production (e.g., mines, mills, and factories) and the natural resources of a society. Communism is thus a form of socialism—a higher and more advanced form, according to its advocates. Exactly how communism differs from socialism has long been a matter of debate, but the distinction rests largely on the communists’ adherence to the revolutionary socialism of Karl Marx.

i am not sure if that is going to answer your question but that’s the best i could do. have a good day

What is the opposite of fade-in, when the image goes black?

Answers

Answer:Umm fade out is the opposite if fade in, but it might not be correct.

Explanation:

;)

What range of interest rate on a
traditional loan can a company in good
financial standing expect from a bank?
A. 1% up to 10%
B. 15% up to 25%
C. 30% up to 45%
D. 50% and up.

Answers

The correct answer is B

There will be a higher equilibrium price and lower quantity if _____.

Answers

Answer:

Supply decreases

Explanation:

Equilibrium is a balanced scenario where demand matches supply. At equilibrium, both sellers and buyers are happy with the current price. The market has no excess demand or supply or demand.

A decrease in supply while demand stays constant results in many customers competing for the few products in the market. There will be scarcity because the supply cannot satisfy demand. The supply curve shifts outwards or to the right resulting in a new and higher equilibrium point. The price will increase while the quantity supplied declines.

PLEASE HELP ME ILL MAKE YOU BRAINLIEST

Answers

Here’s my suggestion, search it up on google trust me your going to get your answer way faster than here

What is one risk of being an entrepreneur?

1. The rate of failure.
2. Possible of large sums of money.
3. The rate of success.
4. Being your own boss.

Answers

The rate of failure
The rate of failure

PLEASE ANSWER BOTH OF THE QUESTIONS PLS!!!!!!!!!!!!!!!!!!!!

Answers

What is the product that you want to find where it comes from?

What type of market model is wheat farm?

Answers

Answer:

competitive

Explanation:

The market for wheat is often taken as an example of a competitive market because there are many producers, and no individual producer can affect the market price by increasing or decreasing its output. For this reason, each farmer takes the market price as predetermined.

Answer:

Competitive

Explanation:

The market for wheat is often taken as an example of a competitive market, because there are many producers, and no individual producer can affect the market price by increasing or decreasing his output. For this reason, each farmer takes the market price as predetermined.

Part II: Planning for Retirement
1. Lynn has learned that she will need to save $1 million dollars to support her current
lifestyle if she retires in 15 years. Lynn had not thought about planning for retirement until
now. If she begins saving now, she will need to save approximately $67,000 per year.
Based on her annual income of $75,000, this goal is not attainable. How would Lynn's
retirement be affected if she had understood the importance of planning for retirement
earlier?

2. In three to four sentences, explain how you would develop a long-term investing strategy
to ensure that you will have a financially secure retirement.

PLEASE HELP! I WILL MARK YOU THE BRAINLIEST:)

Answers

Answer:

An effective strategy to retirement includes setting goals, being aware of timing knowing when and how long it will take to save. Also, taking advantage of retirement savings options such as 401(k), IRA, or SEP plans, as well as understanding the impact of taxation and tax benefits. Lastly, staying on top of it all when you actually get there, and monitoring your progress every step of the way making adjustments when needed.

Explanation:

PLEASE ANSWER THE 2 QUESTIONS IN THIS SCREENSHOT FOR ME THANK YOU IF YOU DO AND HERE IS A BRAILIEST IF 2 PEOPLE ANSWER IT OF COURSE:

Answers

Answer:

The 1st one is something you want in the future that is expensive the second would say" A customer wants to know the price and the product it self and if its durable"

Explanation:

Answer:

One high end product I want to buy in the future is a thread ripper. It is a processor which is one of the reasons why a computer will run. It is like the heart, it makes all the components work

the customer will want to know that the product is one of the most expensive out there but it is defiantly worth the money. you have to have a good enough mother board to run the thread ripper though. You also need DDR 4 ram at least which makes the computer components work faster and gets rid of lag of course

Explanation:

Which of the following describes a food retailer?


uses products from farmers and ranchers, commodity processors, and food manufacturers to offer food to their customers

supports the farmers and ranchers with feed and seed

transports the farmers’ and ranchers’ products and the processed and manufactured food products throughout the system

buys the processors’ products to make prepared food

Answers

Answer:

transports the farmers and ranchers

Answer:

B

Explanation:

organization formed mainly by traders and manufacturers to cater for the interest of their members is​

Answers

Answer:

Trade associations

Explanation:

A trade association is formed by independent business people or business units in the industry. The objective of a trade association is to get the members to work together to improve the business conditions in the industry. A trade association allows members to network and exchange important business information.

Trade associations are registered as non-profit-making organizations. They provide a platform through which businesses can advocate for their interests with the authorities.

Many performers, like singers, actors, and athletes, get paid large amounts of money. Do you think they earn these amounts or should they get paid less? Why?

Answers

Answer:

They deserve that amount of money, they have worked hard to earn that sum of money.

Answer:

no they work for what they have and they work there way to where they are because not everyone can wakeup and be a D-1 football player or a singer those things take time, effort, determination to not give up, and etc. So with all this i think they get payed for what they earn becuase not all singers actors and althletes make the same amount of money!

Explanation:

QUESTION 5 of 10: Last year, your store's total revenue was $272,000. The store's total discounts were $3,505 and returns totaled $1,459.
What were your store's net sales?
a) $209,844
b) $254,984
c) $267,036
d) $289,890

Answers

Answer:

c) $267,036

Explanation:

Net sales will the total revenue minus discounts minus the sales returns.

I.e Net sales = Revenue - discounts -returns

=$272,000- $3,505 - $1,459.

=$267,036

According to the OOH, what are some educational, training, certification, or licensing options required or helpful for Chefs? Check all that apply.

Answers

The correct answer is:

A) medical school

C) internship and residency program

D) license

Chefs and head cooks typically need a high school diploma and work experience to enter the occupation. Some attend a culinary program at a community college, technical school, culinary arts school, or 4-year college. Others learn through apprenticeship programs.

What are the minimum requirements to be a chef?

To become a chef, you need experience in a professional kitchen. Many chefs go to culinary school or complete a certificate or associate degree at a community college in order to learn the fine technical aspects of the trade.

Learn more about chefs here https://brainly.com/question/23868778

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Answer:

A, B, F, G

Explanation:

Edge.2023 <3

:)

Your company produces and markets electronic equipment. Sales last year totaled $2,446,320. The company goal is to increase sales by 12 percent this year. Your division goal is to achieve 25 percent of total sales. What is the dollar value of your division goal?

Answers

Answer:

$684,970

Explanation:

The sales last year were $2,446,320.

The company intended to glow sales by 12 %. the new sales amount will be

=$2,446,320 +  (12% of $2,446,320)

=$2,446,320 +(0.12 x 2446,320)

=$2,446,320 + 293,558.40

=$ 2,739,878.4

The division's sales will be 25% of 2,739,878.4

=25/100 x $ 2,739,878.4

=0.25 x $ 2,739,878.4

=$ 684,969.6

=$684,969.6

=684,970

What are 3 reasons why people work

Answers

Answer:

to earn money to feed their families, to pay their bills, to go places,

Explanation:

- make money
- take care of themselves (like a house, food, water etc.)
- special occasions (vacations, road trips etc)

my answers are related to "make money" but because you are working, you make money to do those fun things. if that makes sense lol

how do you write 4.3756*10 to the power of 4

Answers

Answer:

=43,756

From online sources the full question should be:

How do you write 4.3756*10 to the power of 4 in standard form:

Multiple-choice options:

a) 437,560,000   b)  43, 756    c). 0.00043756  d).  4,3756

Explanation:

4.3756 *10 to the power 4

=4.3756 x10^4

=4.3756 x 10,000

=43,756

private enterprise is run mainly to?

Answers

Most private enterprise mainly run to gain profit

Which tasks would be performed by someone in an Administration and Information Support career?

analyzing information to predict future sales and supervising others
answering telephone calls and filing paperwork
training employees and administering employee benefits
hiring and firing employees and approving budgets

Answers

Answer:

B. Hope this helps my friend!

Explanation:

Answer:

anwer is B

Explanation:

time is limited i have 2 minuets on this
The best time to visit a college campus is:

A) during spring break.
B) Monday through Thursday.
C) over the summer.
D) on any Friday.

Answers

I wanna say the answer is C. OVER THE SUMMER.

Explanation: looking it up it says “later summer early September”

paragraph of changing place​

Answers

Answer:

put the hold question in the text box

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