river city needs to raise money to build a bridge. designing the bridge and constructing it will require a long-term investment of funds. what source of financing would be representative of such a long-term funding requirement?

Answers

Answer 1

Issuance of bonds source of financing would be representative of such a long-term funding requirement. Thus, option D is correct.

What are the of bonds?

Bonds are one way for businesses to raise funds. A bond is a loan made between an investor and a firm. The investor agrees to contribute to the business a particular sum of money for a set length of time.

In exchange, the investor receives interest payments on a regular basis. Bonds are purchased by investors because they provide a stable, predictable income stream that may be used to offset the risks provided by volatile but higher-yielding equities and other riskier portfolio assets.

Bonds are also purchased by investors in order to collect interest on a regular basis until their original cash is refunded.

Therefore, option D is correct, If planning and building the bridge would necessitate a long-term investment of finances, the insurance of bonds would be representational of such a long-term funding requirement.

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Related Questions

Terron has monetary assets that total $8,500 and monthly living expenses that total $2,000. His emergency fund ratio is

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Terron has monetary assets that total $8,500 and monthly living expenses that total $2,000. His emergency fund ratio is 0.75.

An emergency fund is a good thing to ought to preserve you out of debt. You should have three-6 months' worth of dwelling charges on your emergency fund.

Charge hazard is the chance that the truthful fee of economic instruments will trade when hobby costs alternate. for example, buying and selling portfolios, held-for-sale mortgage portfolios, and loan servicing properties contain rate hazards.

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true or false issuers of securities offerings must comply with either federal or state securities laws, but not both.

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Securities laws are governed by both state and federal laws, so the given statement is false.

What are the securities governed by state and federal laws?The Securities Act of 1933 is a federal law that requires securities sold to the public to be registered with the SEC and that investors have access to complete information about the seller and the stock offering.State Securities Laws encompasses all applicable state securities laws and regulations, including, but not limited to, registration, permit, and qualification requirements. State Securities Laws are a state's securities ("blue sky") rules, regulations, or other similar laws.Securities laws broadly prohibit any type of fraudulent activity in connection with the offer, purchase, or sale of securities. These provisions serve as the foundation for a wide range of disciplinary actions, including actions for fraudulent insider trading.

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what is most important for entrepreneurs with home-based businesses to remember?

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The most important thing for home-based business owners to remember is that they must work hard to build their business and make it successful

Characteristics of an EntrepreneurInnovación: They have ambitions to change how things are done and are often perceived as perfectionists. They want to control their business and lifestyle, and their vision allows them to create great things with simple tools.Initiative: They have good ideas and are willing to take intelligent risks, as long as they follow their instincts. He brings a different vision to the challenges or problems that are presented to him.

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which accounting standard board set the rules that state governments follow when preparing their financial statements? group of answer choices

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The Financial Accounting Standards Board (FASB) sets accounting policies for public and non-public businesses and nonprofits in the United States. A associated organization, the Governmental Accounting Standards Board (GASB), sets policies for nation and neighborhood governments.

Does the authorities use FASB?

FASB standards, on one hand, are created by way of the Financial Accounting Standards Board (FASB) and they apply to all public companies. GASB standards, on the different hand, are created with the aid of the Governmental Accounting Standards Board (GASB) and they practice to state and nearby governments.

What does FASB stand for?

The Financial Accounting Standards Board (FASB) is the private quarter group accountable for writing accounting regulations (Accounting Standards) that U.S. organizations observe to problem financial reports. The guidelines that the FASB writes are referred to as Generally Accepted Accounting Principles (GAAP).

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a tax levied on producers is fully shifted to producers when: demand is perfectly inelastic. supply is perfectly elastic. supply is perfectly inelastic. supply and demand have the same elasticity coefficients.

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A tax levied on producers is fully shifted to producers when:

Supply is perfectly inelastic.

What does the term "perfectly inelastic" mean?

In a scenario of perfect inelasticity, the quantity demanded remains constant regardless of the price. The term "perfect elasticity" describes a situation in which the quantity demanded is very responsive to price fluctuations, with even a minor change in price causing a significant change in the quantity demanded.

A demand curve is said to be totally inelastic if it is perfectly vertical (up and down). The excellent is referred to as "elastic" or "very elastic" if the curve is shallow rather than steep. This implies that a little change in the good's price will result in a significant change in the amount required.

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whan a country's economy is producing at a level that exceeds its potential gdp the standardized emploment deficit will show a than the actual deficit

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When a country's economy is producing at a level that exceeds its potential GDP the standardized employment deficit will show a than the actual deficit less than its actual budget.

Describe GDP.

The gross domestic product, or GDP, is one of the most well-known. It is frequently quoted by governments, central banks, and the business world in books, newspapers, television news, and reports. It is frequently used these days as a benchmark to assess the state of both national and global economies.

Who makes that decision?

GDP is calculated by adding private consumption, gross domestic product, government investment, and other elements (exports – imports). The country's national statistical bureau frequently computes GDP using the global standard.

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program manager stasha makes sure her program always operates according to her state's required child to staff ratio (even if lower than ras's ratio of 1:15) and the state's maximum group size (even if she has space for more kids). what is stasha ensuring?

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Program management strives to benefit the overall program by pooling project assets, expenses, and activities.

The definition of program management.

Program management is the practice of overseeing programs that are aligned with corporate goals and enhance organizational performance. Program managers are responsible for directing and organizing all of the organization's programs and other strategic activities.

What precisely do program management abilities entail?

having knowledge of program management

Numerous essential abilities, such as organization, planning, scheduling, program strategy, reporting, proposal writing, and budget planning, are required of a successful program manager. In the end, it depends on the positions your company is looking for and how they will interact with any current team members.

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if labor supply is​ unchanged, an increase in labor demand will​ ________ the equilibrium wage and​ ________ the number of workers employed.

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If labor supply is​ unchanged, an increase in labor demand will​ decrease the equilibrium wage and​ increase the number of workers employed.

What determines equilibrium wage of labor?

In a competitive market, supply and demand decide wages. A rise in supply or a fall in demand will raise the equilibrium wage. The equilibrium wage will decline if supply or demand fluctuates.

How do you find the equilibrium wage?

To find the equilibrium real wage and level of labor use the labor demand and labor supply equations. Thus, 200 – 4L = 4L or L = 25. To find W, substitute L = 25 into either the labor demand or labor supply equation: thus, W = 4(25) = 100.

Why is equilibrium wage important?

When wages are high, workers prefer to work, and employers prefer to hire when wages are low. The salary and employment levels that are observed in the labor market are determined by labor market equilibrium, which "balances out" the competing desires of employers and workers.

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on january 1, 2024, a company acquired land for $6.6 million. the company paid $1.4 million in cash and signed a 7% note requiring the company to pay the remaining $5.2 million plus interest on december 31, 2025. an interest rate of 7% properly reflects the time value of money for this type of loan agreement. what amount of interest expense would the company record on december 31, 2025 (two years later)?

Answers

Based on the given information, the amount of interest expense would the company recorded on December 31, 2025 (two years later) is $728,000. Thus the correct option is D.

What is interest expense?

On the income statement, interest expense is recorded as a non-operating expense. It represents tax that must be paid on all borrowed funds, including securities, mortgages, convertible debt, and bank borrowings.

To calculate the interest expense

original cost price is $6.6 million$1.4 million as a down payment in cash, and $5.2 million is payable after 2 years with a 7% interest

The interest payment will be recognized

Interest cost on December 31, 2025, would be

 = $5.200.000  * 7% * 2 year

 = $728, 000

Hence, the interest cost is $728, 000. Therefore, option D is appropriate.

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The missing option so the questions are

multiple choice

$182,000

$364,000

$0

$728,000

according to our textbook, luke’s gospel puts a good deal of emphasis on prayer, reporting that jesus prayed eleven times, much more than any other gospel.

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Luke emphasizes throughout his narrative that Jesus was a friend to people of all races and nations, including Samaritans and others who were considered outcasts, in addition to Jews.

What does Luke's Gospel emphasize?

Luke also provides us with a special glimpse into Jesus' prayer life. We experience Jesus in prayer more than in any other gospel. In the reading from today, we see him both praying by himself in a serene setting and inviting Peter, James, and John to join him in prayer.

In Luke, Jesus is portrayed as a prayerful Messiah. In addition to teaching about prayer in several memorable parables, such as the one of the unjust judge in 18:1–8 and the material in 11:5-8, Jesus is also depicted praying in Luke more than He is in the other three Gospels combined, starting with His baptism in chapter 1.

In Luke's account of Jesus' brief ministry, we see him as a man of great compassion who cared for the underprivileged, persecuted, and outcast members of that society.

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the top hat division of blandon's fine menswear had the following results last year. sales $5,100,000 operating income $510,000 total invested assets $3,000,000 current liabilities $260,000 management's target rate of return is 24% and the weighted average cost of capital is 18%. what is the top hat division's return on investment (roi)?

Answers

The return on investment (ROI) for the Top Hat Division is 17.00%.

What is return on investment?

Return on investment (ROI) is a performance measure used to evaluate the efficiency of an investment or to compare the efficiency of a number of different investments. It is commonly expressed as a percentage and is typically used for personal financial decisions, to compare a company's profitability or to compare the efficiency of different investments. ROI measures the amount of return on an investment relative to the investment’s cost. It is calculated by taking the gain from an investment, subtracting the cost of the investment and dividing the result by the cost of the investment. This calculation provides investors with an idea of how efficient their investment is and whether it is generating a positive return.

This can be calculated by dividing the operating income (ROI) by the total invested assets. In this case, the ROI would be calculated as follows:
$510,000 / $3,000,000 = 0.17 = 17.00%
This return on investment is lower than the target rate of return of 24%. This indicates that the Top Hat Division is not meeting the management's target rate of return and could potentially benefit from some improvements in its operations.

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whats the difference between net, gross, and operating profit

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Gross profit is an amount that a business has earned minus direct costs of goods sold, or manufacturing.

Operating profit is the amount of gross profit, but “minus operational costs.”

Net profit is the whole amount after a business has “accounted for all deductions, including interest and taxes.”

Hope this helped.

If you’re confused about any of this, feel free to leave a comment!

julian is age 60 and paid $1,700 in premiums for qualified long-term care insurance in 2022, how much of the premium can he include in his medical expenses?

Answers

The maximum amount of premium that Julian can include in her medical expenses is limited to 1630 as given that the person with the age upto 60 years are subject to the maximum deduction of 1630.

Give a brief account on insurance premium.

The amount of money an individual or business pays for an insurance coverage is known as the insurance premium. The premiums for life, health, vehicle, and home insurance plans must all be paid. Once it is earned, the premium becomes the insurance company's source of revenue. It also carries a risk because the insurer is responsible for paying claims that are made in accordance with the terms of the policy. The policy may be cancelled if the individual or business does not pay the required premium.

Your insurer will charge you a premium when you purchase an insurance policy. This is the cost of the insurance policy. For paying their insurance premiums, policyholders have a variety of options. Some insurers permit the policyholder to pay the insurance premium in monthly or semi-annual installments, while others may demand a full upfront payment before any coverage is provided.

A number of variables affect the premium's cost, including:

The type of coverage

Your ageThe area in which you liveAny claims filed in the pastMoral hazard and adverse selection

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by swapping non-conflicting operations, can we get a serial schedule where the transactions run in this order?

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Can we create a serial schedule with the transactions running in the following order: T2 —+ T1 —+ T3 by swapping non-conflicting operations.

What is swapping?Swapping in OS is one of those schemes which fulfill the goal of maximum utilization of CPU and memory management by swapping in and swapping out processes from the main memory. Swap in removes the process from hard drive(secondary memory) and swap out removes the process from RAM(main memory).Swapping in the operating system is a memory management scheme that temporarily swaps out an idle or blocked process from the main memory to secondary memory which ensures proper memory utilization and memory availability for those processes which are ready to be executed.When that memory-consuming process goes into a termination state means its execution is over due to which the memory dedicated to their execution becomes free then the swapped-out processes are brought back into the main memory and their execution starts.

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An authoritarian approach to budgeting is another way to describe the management philosophy of __________ budgeting.

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An authoritarian method to budgeting is every other manner to explain the control philosophy of top-down budgeting.

The required details for Top-down budgeting in given paragraph

Top-down budgeting refers to a sort of finances allocation wherein govt management and senior control set high-degree budgets primarily based totally on organization objectives. Once approved, control “pushes down” the finances to branch heads, who speak it to their crew members. Top-down budgeting, in different words, is a shape of “finances allocation.” It begins off evolved with a hard and fast quantity and allocates investment and assets as a result throughout departments, leaving it to them to broaden new plans or lessen their current ones primarily based totally at the assets they have got been allotted. The top-down method effects in clear, well-prepared strategies that go away little room for confusion.

Because all choices are made in a single region and all verbal exchange flows in a single direction, mix-ups and misunderstandings take place much less often than with different control styles.

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If a business decides to act outside of the prevailing ethical norms of that community.

Answers

The area of ethics that Ingrid's opinions reflect is normative ethics. if a business chooses to conduct itself unethically in the view of the public.

What is Normative ethics?

A subfield of moral philosophy called normative ethics seeks to define what is morally right and wrong. It comprises the formulation of moral principles that directly affect how individuals ought to behave in private, public, and institutional contexts. It is sometimes compared with theoretical ethics, or the foundational level, which concentrates on the structure rather than the substance of ethical theories and moral judgements, and with applied ethics, or the application of ethical theory to real-world circumstances.

Questions of moral action are examined by the normative ethics subfield of philosophical ethics. It is the research of moral behavior.

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melba's toast has a preferred share issue outstanding with a current price of $19.50. the firm is expected to pay a dividend of $2.34 per share a year from today. what is the firm's cost of preferred equity? (round your final answer to two decimal places.)

Answers

The firm's cost of preferred equity, given the dividend, and the current price of the stock, is 12 %

How to find the cost of preferred equity?

The firm's cost of preferred equity, can be found by the Dividend Discount Model which is:

Stock price = Next dividend / ( Cost of equity - Growth rate)

The Growth rate would be 0 % as this is a preferred share.

The cost of preferred equity is therefore:

cost of preferred equity =  Next dividend / Stock price

= 2. 34 / 19. 50

= 0. 12

= 12 %

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A detail action plan is very essential in commercial fruit farming. Why?​

Answers

Answer:

below

Explanation:

It is important because if the fruits get spoiled by bugs no one will be able to buy them and profits will go down. bo

which of the statements below best describes office layout? group of answer choices allocates shelf space and responds to customer behavior seeks the best personnel and machine utilization in repetitive or continuous production addresses the layout requirements of large, bulky projects such as ships and buildings deals with low-volume, high-variety production positions workers, their equipment, and spaces/offices to provide for movement of information

Answers

D: 'positions employees, their equipment, and offices/spaces to provide for the movement of information' is the best description of office layout.

The aim of the office layout strategy is to develop an effective and efficient layout for the offices that meets its competitive requirements. Office layout strategy assists to position employees, and arrangement of their equipment as well as their office space in order to facilitate safety, comfort, and movement of information.

Since office layout provides comfort to the workers in their work by providing them with a systematic layout of departments and physical facilities. Thus it ensures a smooth work flow in an organization.

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true or false: you should always include discussion of your scope review in your accounting issues memoranda.

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False, you should always include discussion of your scope review in your accounting issues memoranda.

In accounting, a memorandum is a source document with a brief message. The foundation for an accounting journal entry is provided by this message. Businesses can enter a transaction in the accounting system with a memo. The general ledger is where this transaction is recorded. The memorandum aids in tracing the transaction and identifying its origin.

A written note or paper is known as a memorandum. This document's main goal is to make the financial transaction as clear as possible. It can occasionally act as a reminder to make account adjustments. This phrase may also be used to describe an accounting memorandum entry. There are no amounts listed in this entry. But it only consists of a brief statement that is added to the general journal and general ledger.

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What revenue stream can run into the billions of dollars for some professional sports teams?

Answers

The field must be maintained by the grounds workers when it is bad outside.

What are sales versus tax revenue?

Although both profit and revenue are positive indicators for your company, they are not the same thing. Both offer a critical perspective on your company. Profit refers to net earnings after subtracting expenses from earnings, whereas revenue refers to income gained through business operations.

What two different types of revenue are there?

Operating and non-operating revenue are the two main categories of a company's income. Operating revenue is the money a business makes from its basic operations; it comes from sales and services. Non-operating revenue is often referred to as side income or passive income.

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What is an Entrepreneur? A risk-taking gambler Someone who pursues an opportunity regardless of any resource limitations An assertive salesman and business person Anyone with a really good idea

Answers

An entrepreneur is an individual who takes risks to inaugurate viable projects, motivated by a specific business vision

Profile of an EntrepreneurThey are creative enough to convince others that by working together something great can come to fruition.They are people with business vision, but much bigger aspirations than simple profit.He is a person who sees the tools of the business world as a means to turn his vision of the world into reality.Entrepreneurs are people who undertake the solution of problems.

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employees who think hr practices are established to improve performance and benefit workers reciprocate these feelings with greater commitment and performance. true false

Answers

The statement that employees who think hr practices are established to improve performance and benefit workers reciprocate these feelings with greater commitment and performance is true.

What is techniques for human resources?

The strategic HR operations are included in HR practices. They serve as the cornerstone and direction for managing the workforce of the organization, and they ought to work in tandem with the executive business plan. Setting the HR department's mission and goals is one example of an HR practice.

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When a company pays for a golfer to wear their brand during a major golf tournament, it is considered a _____________ promotion.

Answers

A sales promotion is when a company pays for a golfer to wear their brand during a major golf tournament.

What are promotions for sales?

A marketing tactic called a "sales promotion" aims to boost sales, foster customer loyalty, or spread brand awareness. Most of the time, it involves giving customers a discount or some other kind of incentive to buy your product or interact with your brand.

With examples, what is sales promotion?

Coupons, freebies, contests, loss leaders, point-of-purchase displays, premiums, prizes, product samples, and rebates are all examples. Sales promotions can target customers, sales staff, or members of the distribution channel (such as retailers).

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Why would a company have a physical headquarters in one state but file for incorporation in another state?.

Answers

Employees pay income taxes depending on the rates of the chartering state, therefore a firm may opt to charter in a state with lower income taxes if it has a physical headquarters in one state but files for incorporation in another.

What is tax?

A tax is a mandatory financial charge or other types of levy imposed by a governmental organization on a taxpayer (an individual or legal entity) in order to fund government spending and various public expenditures (regional, local, or national), and tax compliance refers to policy actions and individual behavior aimed at ensuring that taxpayers pay the correct amount of tax at the correct time and receive the correct tax allowances and tax reliefs. Most nations have a tax system in place to pay for public, shared social, or agreed-upon national necessities, as well as government services.

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when a company holds safety stock in a single location instead of multiple locations, they are using the inventory positioning strategy known as;

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When a company holds safety stock in a single location instead of multiple locations, they are using the inventory positioning strategy known as, Inventory pooling.

A company's capacity to meet numerous markets' varying demands from a single stock of goods is referred to as inventory pooling. The practice is often analyzed in the context of two distinct, but closely related, cases: product and location pooling.

Operations management studies the concept of inventory pooling, which involves providing services to two or more distinct markets while employing a single inventory supply. The operational advantages of this approach are well known: when demand is unpredictable, merging numerous markets lowers aggregate uncertainty and enhances the firm's capacity to efficiently match demand and supply, hence raising profit.

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in order to require banks to hold more money as opposed to lending it, the federal reserve can —

Answers

In order to require bank to hold more money as opposed to lending it, the federal reserve can raise the reserve requirement, which reduces the amount of money that banks have available to lend.

The United States of America's central banking system is called the Federal Reserve System. With the passage of the Federal Reserve Act on December 23, 1913, it was established in response to the need for centralized management of the monetary system to prevent financial crises following a string of financial panics.

The Federal Reserve System's functions and responsibilities have grown over time as a result of occasions like the Great Depression in the 1930s and the Great Recession in the 2000s. In the Federal Reserve Act, Congress outlined three main goals for monetary policy: increasing employment, maintaining price stability, and lowering long-term interest rates.

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porter company is analyzing two potential investments. project x project y initial investment $ 72,790 $ 62,000 net cash flow: year 1 25,000 4,200 year 2 25,000 27,000 year 3 25,000 27,000 year 4 0 22,000 if the company is using the payback period method, and it requires a payback of three years or less, which project(s) should be selected?

Answers

Project X. The Payback period is 3.2 years. The time it takes to recoup the cost of an investment is referred to as the payback period. It is simply the amount of time it takes an investment to break even.

Project X payback period: $68,000/$24,000 per year [tex]= 2.83[/tex] years Project Y payback period:

Period Expected net cash flow Cumulative net cash flow0 $(60,000) $(60,000)1 4,000 (56,000)2 26,000 (30,000)3 26,000 (4,000)4 20,000 16,000

Payback period = 3 years + (4/20) = 3.2 years

While payback technique refers to the amount of time needed for the return on an investment to cover the entire initial investment, NPV (Net Present Value) is computed in terms of currency. Payback, NPV, and numerous more metrics are examples of ways to assess the worth of a project. The Payback Period demonstrates the length of time it takes for a company to recover an investment. If a project's ability to pay back its investment in the shortest amount of time is crucial to a company, this form of research enables them to assess other investment alternatives.

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how does wal-mart manage its cash, accounts receivables, inventory and accounts payable in a way that allows them to be more profitable than target?

Answers

The retail behemoth Walmart is at least five times bigger than its main rival, Target. The higher inventory and asset turnover, as well as the operational dollar earned per dollar of asset.

Show that Walmart appears to be more operationally efficient than Target. There isn't much of a difference between the marketplaces you choose to list on for goods that fall under the inventory of food, home goods, and household necessities. Walmart is more concerned with health, whereas Target is more concerned with beauty things. The cornerstone of our strategy is Every Day Low Price (EDLP), and we are more price-focused than ever.

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consider the keynesian cross model. if the fiscal multiplier equals 3, and the government decides to increase government purchases by 100, by how much would equilibrium output increase?

Answers

How much would equilibrium output grow if the fiscal multiplier was 3, and the government decided to raise government purchases by 100? The answer is 300.

Definition of the Keynesian cross model.

To fulfill demand, the Keynesian Cross Product adapts. Keynesian macroeconomics holds that goods are produced to satisfy total consumer demand. Businesses raise production when demand exceeds supply in order to meet the need. When supply outpaces demand, businesses create less since there is no purpose in making products that won't be purchased.

Macroeconomics: What is it?

Macroeconomics is the study of how economies function, taking into account changes in economic output, inflation, interest and foreign exchange rates, and the balance of payments. Poverty relief, social equality, and sustained prosperity are only possible with sound fiscal and monetary policy.

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a nurse is reinforcing teaching to a client regarding the use of nicotine gum. what information should be included? An elevator started on the first floor and went up 18 floors. It then came down (11 floors,and went back up 16. At what floor did the elevator stop? Which of the following functions does a consumer-grade access point combine into a single device? (Select two.)NATAESWAPSSIDWPA I need help with this asap please!!! you would like to simulate an attack on your network so you can test defense equipment and discover vulnerabilities in order to mitigate risk. which tool would you use to simulate all the packets of an attack? answer etherflood tcpreplay tcpdump wireshark 6z+2y=10 solve for y 1. Feedback on our new package design has been positive_________ the healthcare provider has prescribed digoxin for a client who has been taking furosemide (lasix) for six months. what laboratory serum levels should the nurse review before administering the digoxin? Will give thanks 5 stars and brainliest if work shown build a solver model and decide how many lava and graystone models to manufacture in order to maximize profit. what is the total number of hours used for fabrication? you buy a wrist watch for $31.68, which included a 5.6% sales tax. you recieved a discount of 40% off the original price. what is the original price? a person travels 5 meter east in 20 second and 12 meter north in 45 second. Find its speed and velocity I need understanding this What were two factors that contributed to the end of the open range on the western frontier? An inflow hydrograph is given for a reservoir that has a weir-spillway outflow structure. The flow through the spillway is governed by the equation ) Q = 3.75Ly3/2 (cfs), where L is the length of the weir and y is the height of the water above the spillway crest. The storage in the reservoir is governed by S = 300y (ac-ft). Using A1 = 10 hr, L = 15 ft, and So = lo = 0, route the inflow hydrograph through the reservoir using the storage indication method. Time (hr) Inflow (cfs) 12 24 36 48 60 72 84 96 108 120 132 144 156 40 35 37 125 340 575 722 740 673 456 250 140 10 Jorge has a box with different colors of tubes of paint. In the box, there are 7 tubes of blue paint, 4 tubes of red paint, 3 tubes of yellow paint and 6 tubes of green paint. Jorge selects a tube of paint at random. Which is more likely: selecting a tube of blue or yellow paint, OR selecting a tube of green or red paint? which of the following best defines groupthink? a group process losses caused by strong conformity pressures in a group a group process loss that occurs when people do not work as hard in a group as they do alone a group process gain that is the result of effective brainstorming the tendency to overvalue the productivity of a group The function `P` gives the number of people, in millions,who own a smartphone, `t` years after year 2000. could t be 4 ? In general, an organism will be more likely to develop phobias of __________. A. Dangers faced during natural circumstancesb. Unnatural modern inventions, like carsc. Easily understood forces and pressuresd. Dangers encountered in dreams and visions. Attached is the question