Answer:
Explanation:
444
While taking an application, an originator learns that his potential borrower receives income from a public assistance program. Without even running a full pre-qualification, the originator tells the would-be borrower that he cannot help someone who is receiving public assistance. This originator is in violation of the:
Answer:
Equal Credit Opportunity Act (ECOA).
Explanation:
The Equal Credit Opportunity Act (ECOA) is a federal law that was enacted on 28th of October, 1974 by the US Congress. It was created by the government of the United States of America so as to avail all individuals (borrowers) an equal opportunity to obtain loans and other types of credits from creditors (lenders) without any form of discrimination based on factors such as religion, colour, race, marital status, age (provided he or she is mature), sex, etc.
In this scenario, the originator is in violation of the Equal Credit Opportunity Act (ECOA) because an originator is prohibited from basing a decision to give or grant credit to an applicant (would-be borrower) due to the fact that he or she receives income from a public assistance program.
I can't believe it, said Wiley Coyote, I am the president of Acme enterprises and we make $200,000 a year profit with me working my tail off. Our distributor, Road Runner Representatives, made over $800,000 in commissions. I don't understand why they are making all of that money when all they do is run around all day and say beep-beep to customers. I think we should lower the commission rate to bring their income down to a more reasonable level. This is an example of
Answer:
This is an example of vertical conflict.
Explanation:
A vertical conflict can be described as a conflict that occurs between two different types of members in a distribution channel - for example, a manufacturer, an agent, a wholesaler, or a retailer.
In the question the Acme enterprises which its president, Wiley Coyote, represents is the manufacturer; while their distributor is the agent. In this case, a vertical conflict is said to have occurred between the manufacturer and the agent who are both different types of members of the same distribution channel.
Therfore, this is an example of vertical conflict.
It has been said that no two people on an airplane pay the same price for a ticket. Prices tend to be lower if you are willing to book you trip well in advance and tend to be much higher if you have to book your trip on short notice. A non-refundable ticket costs less than a refundable ticket. Airlines use this ___________ in order to maximize the revenue they earn from each flight.
Answer:
Yield management pricing.
Explanation:
Under an acceptable method of costing by-products, inventory costs of the by- product are based on the portion of the joint production cost allocated to the by-product Select one: a. minus any subsequent processing cost. b. plus any subsequent processing cost. c. but any subsequent processing cost is debited to the cost of the main product. d. but any subsequent processing cost is debited to revenue of the main product
Answer:
b. plus any subsequent processing cost.
Explanation:
In the case of the acceptable costing method for by-products the inventory cost that are depend upon the joint cost should be distribution to the by-product plus if there is any processing cost
that means
Inventory cost of the bu-product = joint cost + processing cost
Therefore the same should be considered
Jon enjoys fishing (which costs $20) and golf (which costs $30) and has $140 to spend each month on these activities. Last month, Jon fished four times and golfed twice. The last fishing outing provided Jon a marginal utility of 50, and the last round of golf provided a marginal utility of 120. What is Jon's marginal utility per dollar spent on the last time fishing
Answer:
Fishing - 2.5 and Golfing - 4
Explanation:
Calculation to determine What is Jon's marginal utility per dollar spent on the last time fishing and golf
Last fishing outing produced =50 / $20
Last fishing outing produced = 2.5 units of utility per dollar.
Last round of golf provided= 120 / $30
Last round of golf provided= 4 units of utility per dollar
Therefore Jon's marginal utility per dollar spent on the last time fishing and golf is Fishing - 2.5 and Golfing - 4
In measuring changes in the standard of living of a country, economists rely heavily on comparisons over time of real GDP per capita because: ANSWER Unselected despite its well-known flaws, it is the best means we have of comparing the performance of an economy over time Unselected it includes the value of all production and satisfaction factors in the economy Unselected it is a very precise, almost perfect measure of well-being Unselected I DON'T KNOW YET
Answer:
despite its well-known flaws, it is the best means we have of comparing the performance of an economy over time
Explanation:
Standard of living = real GDP per capita = real GDP / population
the higher the real GDP per capita of a country, the higher the standard of living.
Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year
Real GDP is GDP calculated using base year prices. Real GDP has been adjusted for inflation.
The GDP has some flaws and some of these flaws are that some items are omitted in the calculation of GDP :
Items not included in the calculation off GDP includes:
1. services not rendered to oneself
2. Activities not reported to the government
3. illegal activities
4. sale or purchase of used products
5. sale or purchase of intermediate products
• Lack of financial security
• Difficulty in securing variety of financial services
• Increased financial costs
Who is being described?
A)
travelers
B)
immigrants
o
unbanked people
D
undocumented workers
Answer:
Unbanked people
Explanation:
Conduct online research on different types of cover letters. Observe the cover letters and list the strong points of each cover letter. Based on the observations of different cover letters, create a cover letter of your own, assuming that you are applying for a company of your choice.
Answer:
the investigation of encyclopedia in the photosynthesis of America
Explanation:
The water flies ontop the bridge challenge to them
According to the liquidity premium theory of the term structure, A. the interest rate on long-term bonds will equal an average of short-term interest rates that people expect to occur over the life of the long-term bonds plus a liquidity premium. B. buyers of bonds may prefer bonds of one maturity over another, yet interest rates on bonds of different maturities move together over time. C. even with a positive liquidity premium, if future short-term interest rates are expected to fall significantly, then the yield curve will be downward-sloping. D. all of the above. E. only A and B of the above.
Answer: D. all of the above.
Explanation:
The liquidity premium is the amount that is added to the interest rate in order to compensate investors for buying longer term and less liquid securities. This is why the interest rates on log-term bonds include a liquidity premium.
It is true that depending on preference, buyers of bonds prefer to buy one maturity over another but overall, the interest rates on different maturities move together in that an increase in the short term would see an increase in the long term.
Even if the liquidity premium is positive in order to compensate investors for longer maturities, it would not be enough to pull the interest rates up if they are falling significantly which would lead to a downward - sloping yield curve.
Paul's Guitar Shop to answer the following question. Guitar Sales 24,800, Depreciation expense 2,000, Wage expense 10,950, Rent 500, Music Lesson Revenue 3,000, Interest expense 500, Supplies expense 500, Utilities expense 400. What is the TOTAL value of REVENUES?
Answer: $27800
Explanation:
Revenue simply refers to the income that's made by a company. The total value of revenue will be calculated as:
Guitar Sales = $24800
Add: Music lesson revenue = $3000
Revenue = $27800
Therefore, the total value of revenue will be $27800
Suppose that a worker in Cornland can grow either 40 bushels of corn or 10 bushels of oats per year, and a worker in Oatland can grow either 5 bushels of corn or 50 bushels of oats per year. There are 20 workers in Cornland and 20 workers in Oatland. If the two countries do not trade, Cornland will produce and consume 400 bushels of corn and 100 bushels of oats, while Oatland will produce and consume 60 bushels of corn and 400 bushels of oats. If each country made the decision to specialize in producing the good in which it has a comparative advantage, then the combined yearly output of the two countries would increase by
Answer:
see. I hope it's helpful for you lolExplanation:
i need friend lol can you my friendYour classmates from the University of Chicago are planning to go to Miami for spring break, and you are undecided about whether you should go with them. The round-trip airfare is $600, but you have a frequent-flyer coupon worth $500 that you could use to pay part of the airfare. All other costs for the vacation are exactly $900. The most you would be willing to pay for the trip is $1,400. Your only alternative use for your frequent-flyer coupon is for your trip to Atlanta two weeks after the break to attend your sister's graduation, which your parents are forcing you to attend. The Chicago-Atlanta round-trip airfare is $450. Should you use the frequent flyer coupon to go to Miami?
Answer:
the answer is 5690$. I think so
Angelina hires Brad to drive a truck to a depot 200 mile away.She specifies the route that he is to take and tells him to be sure to arrive by 5:00 pm.On the way,Brad finds himself nodding off due to hunger.He checks the time and finds that he has plenty of time to make the 5:00 pm deadline so he decides to stop at a diner that he is familiar with.The diner is ¾ of a mile off of the route that Angelina had specified.Brad does not call Angelina to ask for permission.On the way to the diner,Brad runs a light and has a collision with Billy Bob.Billy Bob sues Angelina.
A) Angelina wins because Brad was on a detour, freeing her from liability
B) Angelina wins because Brad was on a frolic, freeing her from liability
C) Angelina loses because Brad was on a detour, so she is liable
D) Angelina loses because Brad was on a frolic, so she is liable
Answer: C) Angelina loses because Brad was on a detour, so she is liable.
Explanation:
Brad was acting under the employ of Angelina so Angelina will be liable for his actions while he is on duty so long as he is acting under the bounds of his employment commitments to her.
According to U.S. law, an employee is still within the bounds of employment commitment if they take a detour vs a frolic. As Brad only took a detour, he is still maintaining his commitments which means that Angelina is liable for his actions.
An increase in the fixed asset turnover ratio from 2.0 to 2.7 indicates a.an unfavorable change in the efficiency of using cash to generate sales. b.an unfavorable change in the efficiency of using fixed assets to pay down debt. c.a favorable change in the efficiency of using fixed assets to generate sales. d.an unfavorable change in the efficiency of using fixed assets to generate sales.
Answer:
c
Explanation:
Fixed asset turnover is an example of an activity ratio
Activity ratios calculate the efficiency of performing daily task of a firm
Fixed asset turnover = revenue / average net fixed assets
average net fixed assets = cost of asset - accumulated depreciation
If Fixed asset turnover increases it means that less fixed asset is generating higher revenue. this is a favourable change as it means efficiency has increased
A fire in Sarah’s factory causes her to shut the factory doors for 50 days. To limit her loss of income and keep production going, Sarah spends $125,000 renting equipment and another building. Sarah's commercial property policy doesn't have Business Income Coverage, but it does include Extra Expense Coverage. The limit on her Extra Expense coverage is $100,000 and she has Limits of Loss Payment of 40%/80%/100% during her period of restoration. How much indemnification will Sarah receive for her extra expenses?
Answer:
$80,000
Explanation:
Calculation to determine How much indemnification will Sarah receive for her extra expenses
First step is to determine her Limits of Loss Payment
Limits of Loss Payment=$100,000/$125,000
Limits of Loss Payment=0.80*100
Limits of Loss Payment=80%
Now let calculate her Indemnification amount using this formula
Indemnification amount =Extra Expense coverage*Limits of Loss Payment
Let plug in the formula
Indemnification amount =$100,000*80%
Indemnification amount =$80,000
Therefore the amount of indemnification that Sarah will receive for her extra expenses is $80,000
What is the difference between a price floor and a price ceiling?
a. A price floor is the minimum price allowed for a good. A price ceiling is the maximum price allowed for a good.
b. A price floor is the maximum price allowed for a good. A price ceiling is the minimum price allowed for a good.
c. A price ceiling below the equilibrium price has no effect.
d. A price floor above the equilibrium price has no effect.
Hi there, mate!
Answer:
a. A price floor is the minimum price allowed for a good. A price ceiling is the maximum price allowed for a good.
Explanation:
As the name suggests, a price floor is the lowest amount of money the price of a good can be. For example, if you were selling a dress, there is a price floor. There is also a price ceiling. You can not go over the price ceiling if you want to get more customers. So, the answer to the question is option A.
Answer: The correct answer is A
class 12 accounts chapter 1 npo additional questions
a.
Obtain the linear trend equation for the following data on new checking accounts at Fair Savings Bank and use it to predict expected new checking accounts for periods 16 through 19. (Round your intermediate calculations and final answers to 2 decimal places.)
Period New Accounts Period New Accounts Period New Accounts
1 200 6 239 11 281
2 217 7 244 12 275
3 211 8 250 13 288
4 224 9 252 14 288
5 235 10 267 15 319
Y = + t
Y16 =
Y17 =
Y18 =
Y19 =
b.
Use trend-adjusted smoothing with α = .2 and β = .1 to smooth the new account data in part a. What is the forecast for period 16? Compute the initial trend estimate (Tt) for Period 5 as follows: (Period 4 data – Period 1 data) / 3. Then compute the initial trend-adjusted forecast (TAFt) for Period 5 as follows: Period 4 data + Initial trend estimate for Period 5. Then compute all remaining values (including the Stvalue for Period 5) using the textbook formulas or Excel template. (Round the "Trend"values (Tt) to 3 decimal places and all other intermediate forecast values (TAFt and St) to 2 decimal places. Round your final answer to 2 decimal places.)
Forecast for period 16
Answer:
Y = 6.82X + 199.43
Predictions
Y(16) = 308.55
Y(17) = 315.37
Y(18) = 322.19
Y(19) = 329.01
Explanation:
From the data given:
The linear trend equation obtained by fitting the data using technology is :
Y = 6.82X + 199.43
Where, the slope = 6.82
Intercept = 199.43
Making predictions :
Period 16
x = 16
Y = 6.82(16) + 199.43 = 308.55
x = 17
Y = 6.82(17) + 199.43 = 315.37
x = 18
Y = 6.82(18) + 199.43 = 322.19
x = 19
Y = 6.82(19) + 199.43 = 329.01
The entry to record the amortization of a premium on bonds payable on an interest payment date would Group of answer choices a debit to Premium on Bonds Payable and a credit to Interest Revenue a debit to Interest Expense and a credit to Premium on Bond Payable a debit to Interest Expense and Premium on Bonds Payable and a credit to Cash a debit to Bonds Payable and a credit to Interest Expense
Answer:
a debit to interest expense and premium on bonds payable and a credit to cash
Explanation:
Based on the information given The Appropriate journal entry to record the AMORTIZATION OF A PREMIUM ON BONDS PAYABLE ON AN INTEREST PAYMENT DATE will include: a DEBIT TO INTEREST EXPENSE and PREMIUM ON BONDS PAYABLE and a CREDIT TO CASH
Debit Interest expense
Debit Premium on bonds payable
Credit cash
(To record the amortization of premium on bonds payable on an interest payment date)
On April 1, year 1, Hyde Corp., a newly formed company, had the following stock issued and outstanding:
1) Common stock, no par, $1 stated value, 20,000 shares originally issued for $30 per share.
2) Preferred stock, $10 par value, 6,000 shares originally issued for $50 per share.
Hyde's April 1, year 1 statement of stockholders' equity should report
Common stock
Preferred stock
Additional paid-in capital
Answer:
Common stock $20,000
Preferred stock $60,000
APIC $820,000
Explanation
Calculation to determine what Hyde's April 1, year 1 statement of stockholders' equity should report
Calculation to determine the COMMON STOCK
Common stock=20,000 shares*$1
Common stock=$20,000
Calculation to determine PREFERRED STOCK
Preferred stock =6,000 shares*$10
Preferred stock =$60,000
Calculation to determine ADDITIONAL PAID-IN CAPITAL (APIC)
APIC=[(6000*$50)-(6000*$10)]+[(20,000*$30)+(20,000*$1)]
APIC=($300,000-$60,000)+($600,000-$20,000)
APIC=$240,000+$580,000
APIC=$820,000
Therefore Hyde's April 1, year 1 statement of stockholders' equity should report:
Common stock $20,000
Preferred stock $60,000
APIC $820,000
Which federal regulatory agency would most likely bring a civil suit against a business that broke securities laws?
Which federal regulatory agency would most likely bring a civil suit against a business that broke securities laws?
answer:
THE SEC
Ophelia Inc. just learned that Patton Inc., one of its customers with an outstanding accounts receivable balance, filed for bankruptcy. Assuming that the company utilizes the allowance method, Ophelia should record a(n): Multiple choice question. increase in Sales Revenue decrease in Accounts Receivable increase in Accounts Receivable increase in Allowance for Doubtful Accounts decrease in Sales Revenue
Answer:
Ophelia Inc.
Assuming that the company utilizes the allowance method, Ophelia should record a(n):
decrease in Accounts Receivable
Explanation:
This means that the accounts receivable will be credited while the allowance for doubtful accounts is debited to record the decreased value. The Patton Inc. account may not be recovered fully. However, the amount of the decrease depends on the amount that can be recovered from Patton. Thereupon, the accounts receivable will first be credited with the cash recovered with the corresponding debit entry in the Cash account.
FindFor Inc. is an e-commerce retailer that sells a variety of merchandise. Through differentiating services like cash on delivery, easy return, and online tracking, the company has created more value for customers than its competitors (traditional, non-e-commerce businesses). Based on the information provided, it can be said that FindFor has a clear _____________ that provides the company with a competitive advantage over its competitors.
Answer:
strategic position
Explanation:
Given that a Strategic position is a form of the technique used by business managers to ensure their firms are delivering their commodities or services at a method that creates additional value and quite different than their competitors. It is often in terms of lower cost, or premium features.
Hence, in this case, and based on the information provided, it can be said that FindFor has a clear STRATEGIC POSITION that provides the company with a competitive advantage over its competitors.
if you are asked to choose a profession between an agricultural expert and a veterinary doctor, which one will you choose? Give your opinion to support your choice.
Answer:doctor
Explanation:
Mr. Branson is the CEO for a social media firm and works with his office door closed. At the same time every hour he opens the door to see what his employees are doing. The employees have learned to work especially hard during the five minutes before and while the door is open. Their work pattern is typical of responses that are reinforced on a ________ schedule
Answer:
fixed-interval
Explanation:
Fixed interval schedule of monitoring by Supervisors in a workplace is the used of a fixed time to evaluate the activities that are happening in an organisation.
For example in this case Branson is at the same time every hour he opens the door to see what his employees are doing.
However they only work hard when the door opens and relax afterwards.
The main disadvantage of fixed interval schedule is that responses are high at the point of monitoring and declines afterwards.
The best option will be to use a random schedule that way the respondents will always be doing their best in case they are being monitored
Countries rely on each other for good and services, this is called economic
A
balance of trade
B
interdependence
с
international trade
D
quota
Answer:
B. interdependence
Explanation:
Trade can be defined as a process which typically involves the buying and selling of goods and services between a producer and the customers (consumers) at a specific period of time.
Economic integration can be defined as a strategic trade arrangement between countries to eliminate or mitigate trade barriers, as well as coordinate fiscal and monetary policy among its members.
There are different types of market or trade bloc used in economic integration and these includes;
I. Customs union
II. Free trade area
III. Common market
IV. Political union
VI. Economic union
A free trade area (zone) can be defined as an economic area wherein goods are exported or imported from one country to another without being subjected to normal trade laws such as quotas, bureaucratic requirements and tariffs of the country. Thus, a free trade area (zone) stimulates or enhances foreign trade, investment and globalization.
Hence, when countries rely on each other for good and services, this is called economic interdependence.
Economic interdependence can be defined as a situation in which two or more individuals, organizations or countries depend on one another through the exchange of goods and services, in order to meet their demands or needs.
A company is considering the purchase of a new machine for $48,000. Management expects that the machine can produce sales of $16,000 each year for the next 10 years. Expenses are expected to include direct materials, direct labor, and factory overhead totaling $8,000 per year plus depreciation of $4,000 per year. All revenues and expenses except depreciation are on a cash basis. The payback period for the machine is 12 years. True False
Answer:
False
Explanation:
Annual cash inflow = Sales revenue - Cash expenses
Annual cash inflow = $16,000 - $8,000
Annual cash inflow = $8,000
Cost of machine = $48,000
Payback period = Cost of machine/Annual cash inflows
Payback period = $48,000/$8,000
Payback period = 6 years
So, the payback period for the machine is 6 years.
Select the form of diversity that is best described by the following example. After working with his team for a while, Patrick realizes that his team is more diverse than he initially thought. The members come from a variety of functional backgrounds and have a wide variety of work experiences. Variety diversity Separation diversity Disparity diversity Deep-level diversity
Answer:
Variety diversity
Explanation:
It is correct to state that the form of diversity found in the example above is the diversity of variety, which corresponds to the inclusion of people of different cultures, genders, races, ages, etc., in a workplace.
This diversity can be very positive and add a lot to the efficiency of the team, which with a greater variety of functional backgrounds and work experiences can contribute with their experiences and knowledge.
Alberto is a lawyer and needs to calculate how much to charge a client for his services. He charges $225 for each hour. He spent 2 1/4 hours consulting with the client, 4 1/2 hours researching the client’s case, 3 hours negotiating with the other party’s lawyer, and 3 1/2 hours drawing up and filing court papers. How much will he charge?
Answer:
$2,475
Explanation:
Consulting with the client = 2 1/4 hours
Researching the client’s case = 4 1/2 hours
Negotiating with the other party’s lawyer = 3 hours
Drawing up and filing court papers = 3 1/2 hours
Total hours = 2 1/4 + 4 1/2 + 3 + 3 1/2
= 9/4 + 9/4 + 3 + 7/2
= (9+9+12+14) / 4
= 44/4
= 11 hours
Total hours = 11 hours
Charges per hour = $225
Total charges = Charges per hour × Total hours
= $225 × 11
= $2,475
Total charges = $2,475
Which one of these values can you usually expect from persons of integrity?
Answer:"They take responsibility for their actions."
Explanation:
Among the following choices one of the values that you can usually expect from persons of integrity is that they take responsibility for their actions. They are really respected by other people.