Supposing that people who read books shift toward reading on electronic device, as opposed to reading physical books and this causes the number of bookstores go out of business, this scenario could lead to the type of unemployment known as a structural unemployment.
What is an structural unemployment?This form of unemployment is often a long term unemployment that comes about due to shifts in an economy. Its happens even though jobs are available, but there are mismatch between what companies need and what available workers offer.
Most often, the structural unemployment are caused by some fundamental shifts in an economy and exacerbated by an extraneous factors like technology, competition, government policy etc.
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bpj stock is expected to earn 14.8 percent in a recession, 6.3 percent in a normal economy, and lose 4.7 percent in a booming economy. the probability of a boom is 20 percent while the probability of a normal economy is 55 percent. what is the expected rate of return on this stock? multiple choice 6.23 percent 6.72 percent 6.81 percent 7.60 percent 8.11 percent
The expected rate of return on the bpj stock is calculated to be 6.23 percent.
The expected rate of return can be said to be the weighted average of the expected returns according to the different economic conditions.
First, we determine the probability of the recession economy as follows;
Recession economy probability = 1 - 0.55 - 0.20 = 0.25
Now the expected rate of return can be calculated as follows;
E(R) = 0.20(-0.047) + 0.55(0.063) + 0.25(0.148)
E(R) = (-0.0094) + 0.03465 + 0.037
E(R) = 0.0623
Converting it into percentage as follows;
E(R) = 0.0623 × 100 = 6.23%
Therefore, the expected rate of return on the bpj stock is calculated to be 6.23%.
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5.1 The Implementing Function
Putting a strategy into action is what is meant by implementation. Beginning with a specific issue they want to address or a strategy they want to implement, managers create a plan to address it.
What is the purpose of implementation?The act of carrying out a plan, a method, or any other design, idea, model, specification, standard, or policy is known as implementation. As a result, for something to actually occur, action must come after any previous thinking.
What is the C implementation of a function?Functions in C have to be defined before they may be utilized. They can either be stated in a header file or at the start of the C code and then implemented afterwards, or they can be implemented in the order they are used (less preferable).
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If primary value-chain activities involve effective management of inbound logistics and support activities include increased efforts in technology development, this is representative of which type of competitive advantage?.
If primary value-chain activities involve effective management of inbound logistics and support activities include increased efforts in technology development, this is representative of the Overall cost leadership type of competitive advantage.
The many business operations and procedures involved in producing a good or providing a service are referred to as the value chain. Research and development, sales, and all other phases of a product or service's lifespan can be included in a value chain.
The phrase "cost leadership" is used when a business positions itself as the industry's lowest-cost producer or supplier of a specific item or service. Because the management must continually seek to reduce costs at every level to remain competitive, implementing the approach is challenging.
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when jo and nadia opened their bakery in a small rural midwestern town, they knew that their limited customer base could be a problem. to attract more customers, they created character cookies for children, cupcakes for teenagers’ birthday and graduation parties, and cakes for weddings and anniversaries. they even designed a special "welcome" cake for seniors moving to senior living centers. jo and nadia used differentiated target marketing to reach their customers.
The statement "Jo and Nadia used differentiated target marketing to reach their customers." is a true statement
This is further explained below.
What is target marketing?Generally, A serviceable achievable market (also known as a target market) is a set of consumers within a firm's serviceable accessible market that a business directs its marketing efforts and resources towards.
Another name for this kind of market is a target market.
A specific segment of the overall market for a product or service is referred to as the target market.
When marketing their goods or services, businesses often have certain groups of people in mind, known as target markets, to whom they direct their marketing efforts.
Companies employ target markets to get an in-depth understanding of their prospective clients and to develop marketing strategies that assist them in meeting their business and marketing goals.
In conclusion, The assertion that "Jo and Nadia employed distinct target marketing to reach their clients" is a statement that can be verified as being accurate.
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CQ
when jo and Nadia opened their bakery in a small rural midwestern town, they knew that their limited customer base could be a problem. to attract more customers, they created character cookies for children, cupcakes for teenagers’ birthday and graduation parties, and cakes for weddings and anniversaries. they even designed a special "welcome" cake for seniors moving to senior living centers. jo and Nadia used differentiated target marketing to reach their customers.
True or false
If casey bought 16 cotton t-shirts last year when her income was $40,000 and she buys 14 cotton t-shirts this year when her income is $45,000, then for casey cotton t-shirts are?.
Cotton t-shirts are inferior goods for Casey.
In economics, goods can be classified based on their consumption and demand. Inferior goods refer to goods whose consumption decreases with an increase in income. When the income increases, the consumer reduces the consumption of inferior goods and shifts to superior goods.
With an increase in income, there should have been an increase in the number of cotton t-shirts bought by Casey. But as we can see, the consumption of cotton t-shirts decreases with an increase in Casey's income. This means that Casey is no longer using cotton t-shirts and shifting her preference to other high-quality t-shirts. Thus, cotton t-shirts are inferior goods.
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the following list includes temporary accounts from the december 31 adjusted trial balance of emiko company. use these normal account balances to journalize closing entries.
Journalizing the closing entries from the December 31 Adjusted Trial Balance for Emiko Company using the temporary accounts is as follows:
Closing Journal Entries:Debit Retained Earnings
Credit Dividends $33,000
Debit Sales $529,000
Credit Income Summary $529,000
Debit Income Summary $17,500
Credit Sales returns and allowances $17,500
Debit Income Summary $5,000
Credit Sales discounts $5,000
Debit Income Summary $213,300
Credit Cost of goods sold $213,300
Debit Income Summary $49,700
Credit Sales salaries expense $49,700
Debit Income Summary $15,000
Credit Utilities expense $15,000
Debit Income Summary $39,000
Credit Selling expenses $39,000
Debit Income Summary $105,000
Credit Administrative expenses $105,000
What are closing entries?Closing entries are the period's end journal entries to close temporary accounts to the income summary and the retained earnings.
Temporary accounts include revenues, expenses, net income or loss, and dividends.
The net result of the income summary is also closed to the retained earnings.
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Question Completion:Dividends $33,000
Sales $529,000
Sales returns and allowances $17,500
Sales discounts $5,000
Cost of goods sold $213,300
Sales salaries expense $49,700
Utilities expense $15,000
Selling expenses $39,000
Administrative expenses $105,000
the operating cycle of a merchandiser with credit sales includes the following five activities. with merchandise acquisition as the starting point, arrange the events in the correct order.
The arranging activities after merchandise acquisition are as follows: Purchase merchandise; → Prepare merchandise for sale → Make credit sales to customers → Monitor and service accounts receivable → Collect cash from customers on account.
What does it mean to purchase goods?The process of discovering and buying products from manufacturers and sell on their behalf is known as merchandise buying and is a crucial component of retail management.
What does inventory in company mean?Everything you do to market and sell your items once a potential customer enters your store is known as merchandising. Products that are for purchase, typically in a retail context, are what we mean when we talk about goods.
Is merchandise a form of business?One of the most prevalent business models is a merchandising firm. A company known as a merchandising firm buys finished goods and resells them among customers. Take your neighborhood grocery store or apparel retailer as examples. These are both retail businesses.
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I understand that the question you are looking for is:
The operating cycle of a merchandiser with credit sales includes the following five activities. Starting with merchandise acquisition, with merchandise acquisition as the starting point, arrange the events in the correct order.
a. purchases of merchandise.
b. credit sales to customers.
c. inventory made available for sale.
d. cash collections from customers.
e. accounts receivable accounted for
your grandparents would like to establish a trust fund that will pay you and your heirs $115,000 per year forever with the first payment one year from today. if the trust fund earns an annual return of 2.2 percent, how much must your grandparents deposit today?
They must deposit $5,227,272.73 if the trust fund will pay $115,000 per year and the trust fund earns an annual return of 2.2%.
The amount to be deposited today can be considered as the present value that can be described as the current figure of a future sum of money or stream of cash flows provided a specified rate of return.
The amount to be deposited or in other words, the present value can be calculated by using the formula for present value;
PV = Annual cash flow / Interest rate
Substituting the given values of annual cash flow and interest rate in this formula;
PV = $115,000 / 0.022
PV = $5,227,272.73
Therefore, the amount that has to be deposited today by them is calculated to be $5,227,272.73
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information provides the foundation on which supply chain processes execute transactions and managers make decisions. list and describe four (4) supply chain macro processes.
The component of supply chain macro processes are material flow, information flow, and financial flow. Each component of supply chain is related to each other.
(Supply Chain Management) or also known as SCM can be described as the management and supervision of the cycle chain, starting from the channel of material or raw goods, payments, information from suppliers to producers, wholesalers to retailers, until finally reaching the hands of buyers.
Supply chain processes are:
Material FlowInformation FlowFinancial flowComponents of Supply Chain Management
Upstream Supply Chain, Upstream supply chain management that takes care of the distribution of goods between companies and vendors or other parties in charge of distributing goods.Downstream Supply Chain, that can be defined as a management that takes care of all transfers of goods from the company directly to the hands of consumers.Internal Supply Chain, Internal supply chain management can be defined as a management related to goods entry activities.Here to learn more about Supply Chain Management brainly.com/question/18850093
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ellie is crafting strategy for her online business. she is currently involved in tactical planning and she is examining the next six months. this time period would be considered .
If Ellie is crafting strategy for her online business. She is currently involved in tactical planning and she is examining the next six months. This time period would be considered short range.
What is tactical planning?Tactical planning can be defined as the kind of planning in which a person tend to find ways of turning that long term plan into a short term plan and then work toward achieving the plan.
The time period would be considered short range because she is planning to achieve her set goals in the next six month.
Therefore we can conclude that she is engaging in tactical planning be wanting to achieve her set goals in a short time frame.
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A company’s hr department is overwhelmed with a constant flood of résumés submitted through its website and in response to the ads it places for job vacancies. Derrick, the department’s manager, is concerned that the company will overlook excellent candidates because employees don’t have time to carefully evaluate or remember all the applicants. How might an applicant-tracking system help the department?.
When it is about the help that will be provided by an applicant-tracking system in the given situation is by matching data in résumés against the company’s selection criteria and storing records for future searches. Hence, Option C is correct.
What is the applicant-tracking system?
An application tracking system (ATS) is software that allows employers and recruiters to keep track of applicants during the hiring and recruiting process.
A software programme called an application tracking system (ATS) automates administrative tasks in hiring and recruiting. An ATS, for instance, makes it possible to schedule interviews more quickly, advertise jobs more easily, optimise referrals, automate processes, and more.
Therefore, Option C is correct.
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The complete question has been attached in text form:
A company’s HR department is overwhelmed with a constant flood of résumés submitted through its website and in response to the ads it places for job vacancies. Derrick, the department’s manager, is concerned that the company will overlook excellent candidates because employees don’t have time to carefully evaluate or remember all the applicants. How might an applicant-tracking system help the department?.
Multiple Choice
by contacting candidates and inviting them to visit Mega for an interview with HR staffers
by comparing a few keywords in job descriptions with the content of applicants’ résumés to find an exact match
by matching data in résumés against the company’s selection criteria and storing records for future searches
by making decisions about which of the candidates the company should hire for each position
by repeating a selection process that is familiar
onslow company purchased a used machine for $240,000 cash on january 2. on january 3, onslow paid $10,000 to wire electricity to the machine. onslow paid an additional $2,000 on january 4 to secure the machine for operation. the machine will be used for six years and have a $28,800 salvage value. straight-line depreciation is used. on december 31, at the end of its fifth year in operations, it is disposed of.
The carrying value at the end of the fifth year based in the depreciation is $66000.
How to calculate the carrying value?To start with, the cost of equipment includes the cost of its purchase and every cost that is spent on the machine to make it work or operate.
The total cost of the machine is:
Purchase cost: $240,000
Add: Cost of wiring: $10,000
Add: Additional cost to operate: $2,000
Total--------------------------------------------$252,000
Depreciation(straight line formula) =(Cost of the machine - Salvage Value)/the number of yearsSalvage value = $28,800Number of years = 6 years
Therefore, depreciation = ($252,000-$28,800)/6 years
Yearly depreciation = $37,200
Depreciation for five years = $186,000($37,200*5)
The carrying value at the end of the fifth year is $66,000($252,000-$186,000).
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keith was put on probation for a string of customer complaints about his poor service and professionalism. keith’s supervisor was using power.
Keith was put on probation for a string of customer complaints about his poor service and professionalism. Keith's supervisor was using coercive power.
What is coercive power?This is the term that is sued to refer to the type of leadership trait that a person would have which would cause them to make use of threats as a way of getting people to comply with the orders that they are given.
The use of coercive power can be seen here by the fact that Keith would have to do as he is told because the period of probation may cause him to lose his job if he does not make changes to his attitude and the ways that he works.
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using the perpetual inventory system, what is the effect of a sale of inventory on assets? multiple select question. assets decrease by the cost of the inventory assets increase by the cost of the inventory assets increase by the sales price of the inventory assets decrease by the sales price of the inventory
The effect of a sale of inventory on assets is assets increase by the sales price of the inventory.
What is a perpetual inventory system? A perpetual inventory system gives an eCommerce trade an exact see at stock levels at any time without the manual preparation required for a periodic stock system. The automation that a perpetual stock system gives liberates up time and capitalA perpetual inventory system has a parcel of points of interest for eCommerce businesses of all sizes. Not as it were does it offer assistance tracking inventory information in real-time, but it moreover makes a difference eliminate labour costs and human error.To learn more about the perpetual inventory system, refer
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in melinda company, total materials costs are $40,000, and total conversion costs are $56,040. equivalent units of production are materials 10,000 and conversion costs 12,000.
Materials cost per unit is $3.55
Conversion cost per unit is $4.5
Total manufacturing cost per unit is $8.05
What is Manufacturing cost ?
The total cost of all resources used to produce a product is known as the manufacturing cost. Direct costs for materials, direct labor, and manufacturing overhead are the three subcategories of manufacturing costs. It affects the overall cost of delivery.
The raw materials known as "direct materials" are those that are used to create the final product. In order to maintain a deliverable product, manufacturing uses a chain of processes to add value to raw materials. Raw materials can be subjected to a variety of processes, including welding, cutting, and painting. It's critical to distinguish between direct and indirect materials.
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prince company had cash sales of $95,400, credit sales of $84,125, sales returns and allowances of $2,150, and sales discounts of $3,925. prince’s net sales for this period equal:
Prince Company's net sales for this period will be equal to $173,450.
What are the net sales?The net sales of an entity for a period are the gross sales (cash and credit) minus the sales returns, allowances, and discounts.
The net sales are used to compute the gross profit after subtracting the cost of goods sold for the period.
From the gross profit, the net income is determined after deducting all the other expenses and including all the other incomes.
We can compute Prince's net sales for the period as follows:
Cash sales = $95,400
Credit sales = 84,125
Sales returns (2,150)
Sales discounts (3,925)
Net sales = $173,450
Thus, for the period, Prince will record net sales of $173,450.
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let f be an rv that represents the operating temperature in fahrenheit of one instance of a manufacturing process, and let f ∼ n(90, 5 2 ). let c be an rv that represents the same process, but measured in celsius. fahrenheit can be converted to celsius using c
The random variable that represents the operating temperature in Celsius is c ∼ n(32.2, 28.9)
Random variable f ∼ n(90, 52 ) means it is a normal distribution variable with mean 90⁰F and standard deviation 52.
To convert it to Celsius, first convert the mean using:
C = 5/9 × (F - 32)
= 5/9 × (90 - 32)
= 32.2
The standard deviation 52 reflects the variation of the scale reading. Since in Fahrenheit reading the scale is divided into 180, while in Celsius it is divided into 100, then the proportional standard deviation in Celsius scale is:
5/9 × 52 = 28.9
Hence, the random variable in Celsius will be c ∼ n(32.2, 28.9)
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javier’s tune-up shop follows the revenue recognition principle. javier services a car on august 31. the customer picks up the vehicle on september 1 and mails the payment to javier on september 5. javier receives the check in the mail on september 6. when should javier show that the revenue was earned?
If javier services a car on august 31. the customer picks up the vehicle on september 1 . When javier should show that the revenue that was earned is Aug 31.
What is revenue earned?Revenue earned can be defined as the money a company or an organization makes or earn from the sales of goods or and services at a particular point in time.
According to GAAP which is general accepted accounting principles revenue can tend to be recognized only when a goods are delivered to a customers or when the revenue has been earned and not when a money or cash is received.
The revenue that was earned should be shown on Aug 31 based on the fact that Aug 231 was the day the service was performed.
Therefore when javier should show that the revenue that was earned is Aug 31.
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a local government operates a city recreation center with a pool and tennis courts. the center is financed through $50 annual membership fees (required for members to use it). this type of financing is an example of a
A city recreation center featuring a pool and tennis courts is run by the municipal administration. The center is supported through $50 yearly membership fees (required for members to use it).
An illustration of a user charge is this form of financing.
What is the DCA approach?
The practice of investing a set dollar amount on a regular basis, independent of the share price, is known as dollar cost averaging. It's a terrific method to form a disciplined investing habit, increase your investment efficiency, and possibly reduce your stress—as well as your expenses.
Use dollar cost averaging when?
Dollar-cost averaging can be quite effective during bad markets and recessions. If you commit to this technique, you will invest when the market or a stock is down, which is when buyers may be able to find the best bargains.
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which are characteristics of a continuous process line? multiple select question. may operate 24 hours a day. highly automated machinery is used. shutdowns can be expensive. product is moved from one workstation to the next workstation in a sequence of events.
The characteristics of a continuous process line are:
May operate 24 hours a day.Highly automated machinery is used.Shutdowns can be expensive.Continuous production is a sort of production system wherein substances being processed are constantly in motion.
Non-stop manufacturing, like mass production, is a flow production approach. At some stage in continuous processing, distinct parts flow from one gadget to the next to make a finished product.
A process that operates on the premise of non-stop glide, in preference to batch, intermittent, or sequenced operations.
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the following adjusted trial balance at december 31 of wilson trucking company. account title debit credit cash $ 8,000 accounts receivable 17,500 office supplies 3,000 trucks 172,000 accumulated depreciation—trucks $ 36,000 land 85,000 accounts payable 12,000 interest payable 4,000 long-term notes payable 58,000 common stock 30,000 retained earnings 140,000 dividends 20,000 trucking revenue 130,000 depreciation expense—trucks 23,500 salaries expense 61,000 office supplies expense 8,000 interest expense 12,000 totals $ 410,000 $ 410,000
Based on the given information, WILSON TRUCKING COMPANY's Net income equals to $25,500.
What is an Income Statement?It is a financial statement that shows a company's revenues, expenses and profitability over a period of time. It is also known as profit-and-loss statement which shows revenue from selling products or services and expenses used to generate the revenue and manage your business.
WILSON TRUCKING COMPANY
Income Statement
For Year Ended December 31, 2015
Revenues
Trucking fees earned $130,000
Expenses
Depreciation expense—Trucks $23,500
Salaries expense $61,000
Office supplies expense $8,000
Repairs expense—Trucks $12,000
Total expenses $104,500
Net income $25,500
Missing words "The Retained Earnings account balance is $155,000 at December 31, 2014. Prepare the income statement for the year ended December 31, 2015."
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Dominique is determined to sell her first million-dollar home for her real estate brokerage firm. She is certain that if she sells the home within sixty days, the broker will ask her to be the lead realtor for a new large condominium complex. Dominique’s belief demonstrates?.
Since she wants to sells the home within sixty days, the broker will ask her to be the lead realtor for a new large condominium complex, Dominique’s belief demonstrates that she is positive and knows about real estate business.
What is a real estate brokerage firm?A licensed real estate broker is known to be a firm who stands for both buyers and sellers of real estate owns and runs a real estate brokerage firm.
A principle broker, who frequently owns and runs it, typically employs other real estate brokers and agents to work under him.
Note that a lead realtor in the real estate sector is details on a potential buyer or seller. Targeting people who are already considering buying or selling a home is more effective than advertising to the broader public.
Based on the way Dominique’s is so positive that her plan will go, it goes a long way to show that she believes as well as knows the way the real estate business goes.
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meeting with leaders from every country, the president signed off on a treaty created to reduce carbon emissions throughout each country of the planet. the regulation created after this treaty would go on to restrict heavily the business of the united states on how much they are able to emit from factories, cars, and industries. the president, upon returning home, is faced with the conservative backlash that hopes to stop the president by having what happen?
A legislator sends his or her constituency a questionnaire about their views on important issues so as to guide his or her vote.
What does a treaty mean?
A treaty, a legally enforceable contract, or any written document that creates duties between two or more international law topics (primarily states and international organizations). obligations after a pact becomes operative By ratifying a treaty, a state commits to it. To comply with a treaty, the state will frequently need to alter its national legislation. A treaty's provisions are legally binding and must therefore be followed.
Refusal to sign a treaty
A state has the right to make an independent decision to leave a treaty. This also goes by the name "denunciation." The conditions that must be met in order to withdraw from a treaty are typically set down in the treaty itself.
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sandford inc. manufactures lawn mowers and garden tractors. lawn mowers are relatively simple to produce and are made in large quantities. garden tractors are customized to individual wholesale customer specifications. the company produces and sells 300,000 lawn mowers and 30,000 garden tractors annually. revenues and costs incurred for each product are as follows: lawn mowers garden tractors revenue $19,500,000 $17,850,000 direct material 4,000,000 2,700,000 direct labor ($20 per hour) 2,800,000 6,000,000 overhead ? ? manufacturing overhead totals $3,960,000. a. calculate the profit (loss) in total and per unit for each product if overhead is assigned to product using a per-unit basis. note: round your final answers to two decimal places (i.e. round $4.355 to $4.36).
The profit (loss) in total and per unit for each product, if the overhead is assigned to the products using a per-unit basis, are as follows:
Mowers Tractors
Total profit (loss) $9,100,000 $8,790,000
Profit per unit $30.33 $293.00
How is a per-unit basis?A per-unit basis is a function of each product's total cost or profit divided by the production and sales units.
Manufacturing overhead totals $3,960,000
Mowers Tractors
Production and sales units 300,000 30,000
Revenue $19,500,000 $17,850,000
Direct material 4,000,000 2,700,000
Direct labor ($20 per hour) 2,800,000 6,000,000
Overhead ? ?
Overhead per unit = $12 ($3,960,000/330,000)
Overhead for Lawn Mowers = $3,600,000 ($12 x 300,000)
Overhead for Garden Tractors = $360,000 ($12 x 30,000)
Mowers Tractors
Production and sales units 300,000 30,000
Revenue $19,500,000 $17,850,000
Direct material 4,000,000 2,700,000
Direct labor ($20 per hour) 2,800,000 6,000,000
Manufacturing overhead 3,600,000 360,000
Total costs $10,400,000 $9,060,000
Total profit (loss) $9,100,000 $8,790,000
Profit per unit $30.333 $293.00
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you are conducting a cost-benefit analysis for a federal highway project. the hourly wage for construction workers on this project is $17.50 per hour. these workers could have earned $12.75 in other jobs in the community and will spend 1 million hours completing the highway project. what is the total labor cost associated with this project? group of answer choices $17.5 million $30.25 million $4.75 million $12.75 million
Using the wages approch we assume that people couls have used that time for working instead of being in traffic.
since the value of hourly wage in the community is $16.80per hour.
and the time savings = 100000 hours.
so, the value assigned to reduced driving time= 16.8*100000
= 1680000.00 ans.
Determine whether or not or now no longer the necessities in the guideline of thumb are really well worth the value it might take to enact the ones necessities. Make a listing of one-time or ongoing charges (charges are primarily based totally on marketplace expenses or research).
The predominant intention of value-advantage evaluation is to decide whether or not it's miles really well worth venture a task or task. This choice is made through accumulating statistics at the charges and advantages of that task.
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on december 31 spearmint, incorporated, issued $450,000 of 9 percent, 3-year bonds at a premium of $11,795. the bonds pay interest semiannually. spearmint uses the straight-line bond amortization method. the entry to record each interest payment includes a debit to bond interest expense for $18,284, a debit to premium on bonds payable for $1,966, and a credit to cash for $20,250.
The carrying value of the bonds at June 30, 2016, is equal to the par value of $450,000 plus the unamortized premium of $9,829 (or $11,795 less $1,966 in amortization), or $459,829.
What is meant by the straight-line bond amortization method?One approach to determine debt payback is by straight-line amortization. The fact that it allows the same amount of interest for each payment until the loan is repaid is its primary attribute. It does this by dividing the entire amount of interest due by the required number of installments.
A straightforward loan repayment strategy is straight-line amortization, often known as continuous amortization. The monthly principal payment remains the same during this procedure, but the monthly interest payment reduces as the loan's principal balance grows over time.
The carrying value of the bonds at June 30, 2016, is equal to the par value of $450,000 plus the unamortized premium of $9,829 (or $11,795 less $1,966 in amortization), or $459,829.
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Your partner wants to make sure you are well taken care of financially in the event they die, and so takes out a life insurance policy on themselves with liberty life, co. , naming you as beneficiary on the policy. Unfortunately, tragedy strikes and your partner dies. However, the life insurance company refuses to pay you on the policy. Do you have the right to sue them since you were not a party to the contract?
Yes, definitely. I can sue the insurance company if they tend to violate the terms and conditions of my policy. Secondly, its important to avoid certain mistakes from our behalf too so, there is no delay in the distribution of wealth if any unfortunate event happens.
There are certain reasons that an insurance company can deny your claim even if you were the only beneficiary:
possibilities of application errorsthere could be an error in claim or omissionsfrauds in insurancelack of coverageSo, whether you're planning to sue your insurance company or not, it's always a good idea to be organized and maintain thorough records. Some things to bear in mind, like keeping copies of all communications you have with the insurance provider and/or its representatives. If you feel like they are recording your calls, remain cool. Keeping the track of the items you have insured, taking pictures and keeping receipts is really necessary. Right after an accident, take pictures of the damaged property, such as your car or house. Keep a record of the costs you incur is the most prominent thing that should not be missed.
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the degree to which equipment, space, or the workforce is currently being used, and is measured as the ratio of average output rate to maximum capacity (expressed in percent.)
The degree to which equipment, space, or the workforce is currently being used is Utilization.
The required details about ratio of average is mentioned below.
A weighted average is calculated by multiplying the ratios to be averaged by their respective weights, or the ratio's denominator. The products are then added together, and the total is then divided by the sum of the weights.
Capacity The degree to which a resource, such as equipment, space, or labor, is now being used is referred to as utilization. Utilization is expressed as a percentage and is calculated as the ratio of average output rate to maximum capacity. usage (countable and uncountable, singular usages) (British spelling) The act of putting something to use. quotations The way that something is used.
The state of being employed. Utilization is defined as the percentage of an employee's available time that is utilised for productive, billable work. The utilization rate of an employee is an important indicator for firms to monitor. The utilization rate is calculated by dividing the number of billable hours worked by the number of hours worked in a day. the percentage of your available resources that you are now utilizing
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consider the following timeline: if the current market rate of interest is 11%, then the present value (pv) of this timeline as of year 0 is closest to: question content area bottom part 1 a.$ 472 $472 b.$ 614 $614 c.$ 600 $600 d.$ 944
The cash flow stream consists of a certain number of payments that happen over a predetermined time frame. The payments may be consistent, equal, or they may vary from year to year.
A cash flow stream is what?
The money that flows into and out of your small business is known as cash flow, and it is a crucial sign of the overall health of your business's finances. The amount of money that is made or spent in a specific period of time is referred to as the cash flow. It's crucial to keep in mind that cash flow is distinct from profit.
What three sorts of cash flows are there?
To assess the liquidity and solvency of the company, organizations should monitor and analyze three different types of cash flow: cash flow from operating operations, cash flow from investing activities, and cash flow from financing activities. The cash flow statement of a corporation includes all three.
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What if the U.S. Government wants to slow down INFLATION. What would be the best policy tool to accomplish this?
A.Fiscal policy; Raise taxes
B.Monetary policy; Increase the money supply
C.Fiscal policy; Cut taxes
D.Monetary policy; Decrease the money supply
U.S. Government wants to slow down their Inflation, the best policy acquired by government is Monetary policy by decrease the money supply. Hence, Option D is correct.
Inflation is an economic term that suggest when spending oversteps the production. Increase in a price due to constraints that increase the cost of producing goods and offering services. Thus to control the inflation the optimum step is Monetary policy by reducing the supply of money in economy by increasing interest rates. Higher rates also slow down the growth of incentivizing and investors to buy treasuries, which guarantees a set rate of return. But, lower rate increase equity investments which are riskier.
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