The equilibrium premium, which balances the premiums charged to healthy and unhealthy people, charged for insurance under this scenario is e. You charge $3,000 and everyone buys insurance.
$3,000 will be affordable to both the healthy and the unhealthy. This amount of premium will enable both classes to buy insurance.
It will not benefit the company to charge:
$2,000 and enable everyone to buy insurance$3,000 and enable only unhealthy people to get insurance$1,000 so that only the healthy people to buy insurance$1,000 because only healthy people buy insurance.Thus, the insurance premium charged should be Option E.
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You receive a $15,000 signing bonus from your new employer and decide to invest it for 2 years. Your banker suggests two alternatives, which both require a commitment for the full 2 years. The first alternative will earn 8% per year for both years. The second alternative earns 6% for the first year and 10% for the second year. Interest compounds annually. Which would you choose? Justify your choice by the calculations.
Answer:
8% plus 8%
Explanation:
8% plus 8% will yield 16.64% total and the 6% and 10% yields 16.60% total
Nexis Corp. issues 1,000 shares of $15 par value common stock at $25 per share. When the transaction is recorded, credits are made to: Group of answer choices Common Stock $15,000 and Paid-in Capital in Excess of Par Value $10,000. Common Stock $25,000 and Retained Earnings $15,000. Common Stock $15,000 and Paid-in Capital in Excess of Stated Value $10,000. Common Stock $25,000.
Based on the information given the transaction that is recorded are: credits are made to: Common Stock, $15,000, and Paid-In Capital in Excess of Par, $10,000.
Nexis Corp. Journal entry
Debit Cash $25,000
($25×1,000 shares)
Credit Common Stock, $15,000
($15×1,000 shares)
Credit Paid-In Capital in Excess of Par, $10,000
[($25-$15)× 1,000 shares]
(To record common stock)
Inconclusion the transaction that is recorded are: credits are made to: Common Stock, $15,000, and Paid-In Capital in Excess of Par, $10,000.
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Match the items according to their impact on aggregate demand (AD).
a. Increase AD
b. Decrease AD
c. will not change AD
1. A dramatic decline in the average price of houses.
2. An announcement by the central bank to maintain its existing monetary policy.
3. An increase in income tax, rates on individuals earning more than $450, 000 per year.
4. A dramatic improvement in the stock market, causing investors' wealth to rise.
5. A recession occurring in a trading partner's economy.
Answer:
A recession occurring in a trading partners economy
Which of the following is an example of a consumer service?
• brickmaker
• refrigerator repair
automobile manufacturer
laptop builder
Answer:
refrigerator repair
Explanation:
A 7-year, $1,000 par bond has an 8% annual coupon and is currently yielding 7.5%. The bond can be called in 3 years at a call price of $1,010. What is the bond yielding, assuming it will be called (known as the yield to call)?
The Yield to call is 7.30%
Par value of Bond (FV) = $1,000
Annual Coupon (A) = 8%*1,000 = $80
Years until maturity = 8
Current YTM = 7.5%
We need to calculate the Current Price of Bond (PV)
PV = 80 * (P/A, 0.075, 7) + 1000 * (P/F, 0.075, 7)
PV = $1,026.48
Call Price = $1,010
Call Period = 3 years
Yield to call = ytc
1026.48 = 80* (P/A, ytc, 3) + 1010 * (P/F, ytc, 3)
Using the trail and error method,
Yield to call = 7.30%
In conclusion, the Yield to call is 7.30%
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What is true about money?
Answer:
A medium of exchange; it allows people to obtain what they need to live.
Explanation:
Money is a medium of exchange; it allows people to obtain what they need to live. Bartering was one way that people exchanged goods for other goods before money was created. Like gold and other precious metals, money has worth because for most people it represents something valuable.
A commodity that is widely acknowledged as a means of economic exchange is money.
What do you mean by True?Reality, truth. The phrase "in true" and "out of true" both refer to the quality or state of accuracy, which is most often used with the.
Money serves as both a medium of transaction and a store of value. People agree to give money worth only when they consent to do so. Even while money and financial accounts may not have any worth on their own, when everyone decides to use them, money gains value.
Money performs a number of tasks including serving as a standard of deferred payment, a unit of account, a store of value, and a medium of exchange.
Therefore, Money is a commodity that is frequently used as a medium of economic exchange.
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Which is not an advantage of a savings account?
A. You can deposit money in a savings account anytime.
B. The FDIC insures your savings against loss.
C. Savings accounts have low interest rates.
D. Savings accounts earn interest.
Answer:
C. Savings accounts have low interest rates.
'Savings accounts have low interest rates,' is not an advantage of a savings account.
What is a savings account?A savings account is a deposit account that lets you deposit money safely with a bank. It also ensures safety and access to your money whenever you need. You can withdraw your money, either digitally or in person, at any point in time, from your savings account.
In savings accounts, interest can be compounded, either by daily, monthly, or quarterly means and you can earn interest based on that. In exchange for the ease and liquidity that savings accounts offer, one earns a lower rate than that paid by more restrictive savings instruments and investments.
Why does a savings account offer low interest rates?When rates on loans are low, banks like to keep savings account rates even lower so that they can continue making money on them. Another reason of low interest rates is that, the RBI has slashed the repo rate from 6.25% to 6% on cues of low inflation.
Thus, this has enabled banks to get funds from RBI at lower interest rates. So this leads to the reduction of the interest rates on savings accounts and fixed deposits for its customers.
Hence, option C is correct.
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What do managers need to do to implement “people strategy”? Help me pls.
Answer:
Here is 6 things
Explanation:
Understand the goals of your business. ...
Focus on the financials. ...
Draft a strategy from the business strategy. ...
Use insights and data to influence decision-making. ...
Allocate your budget. ...
Measure your success.
You are considering purchasing an office building for $2,500,000. You expect the potential gross income (PGI) in the first year to be $450,000; vacancy and collection losses to be 9 percent of PGI; and operating expenses and capital expenditures to be 38 percent and 4 percent, respectively, of effective gross income (EGI). What is the implied first-year overall capitalization rate
Based on the information given the implied first-year overall capitalization rate is 9.50%.
Vacancy and collection losses = 9% of PGI
Vacancy and collection losses =$450,000×9% Vacancy and collection losses=$40,500
Effective gross income (EGI)= PGI - vacancy and collection losses
Effective gross income (EGI)= 450,000 - 40,500
Effective gross income (EGI)=$409,500
Operating expenses= 38% of EGI
Operating expenses= 0.38 × 409,500
Operating expenses=$155,610
Net operating Income(NOI)= EGI - Operating expenses
Net operating Income(NOI)=$409,500 - $155,610
Net operating Income(NOI)= $253,890
Capital expenditure= 4% of EGI
Capital expenditure= 409,500×4%
Capital expenditure= $16,380
Adjusted Net Operating Income=Net operating Income - Capital expenditure
Adjusted Net Operating Income=$253,890 - $16,380
Adjusted Net Operating Income=$237,510
Implied overall capitalization rate = Adjusted Net operating income ÷ Value of property
Implied overall capitalization rate=$237,510 ÷$2,500,000
Implied overall capitalization rate=9.50%
Inconclusion the implied first-year overall capitalization rate is 9.50%.
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What is fiscal regionalism?
O A. Hierarchical intergovernmental aid
O B. Horizontal intergovernmental aid
O C. Unfunded mandates
O D. None of these
Answer:
b
Explanation:
this message and deleting a great time to meet at all of you guys can do you want the other one to be honest with my resume is a bit and he will need anything to a few months
Which of the following is a type of intellectual property?
Answer:
house
Explanation:
Would you want to work for a company that has chosen to be a conscious marketer? Why or why not? Support your decision by discussing at least one positive and one negative about working for this kind of company.
Answer:
You would want to work for one because it had a lower chance of getting closed or loosing money. A positive is wiser spending. A con is not taking all the risks.
Explanation:
Hope this helps!
Each week, Namratha updates an online newsletter to share information about interesting topics related to the company. All company employees have access to the newsletter site. This is an example of _______ communication.
The type of communication which Namratha is using when sharing an online newsletter among employees is:
Internal communicationAccording to the given question, we are asked to state the type of communication which Namratha is using when sharing an online newsletter among employees.
As a result of this, we can see that because Namratha shares an online newsletter about the company and all the company employees has access to this, then this is an example of an internal communication because it shares the information with people in the office.
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In the month of March the Chester Corporation received and delivered orders of 182,000 units at a price of $15.00 for revenue of $2.730mil for their product Cedar. Chester uses the accrual method of accounting and offers 30 day credit terms. By the end of May Chester had collected payments of $2.730mil for the March deliveries. How much of the collected $2.730mil should Chester show on the March 31st income statement and how much on the May 31st income statement?
Alpha Co. is paying a $.72 per share dividend today. There are 138,000 shares outstanding with a par value of $1 per share. As a result of this dividend, the:
The dividend paid reduces retained earnings by $99,360
Dividend is the money paid out of profit after tax by a company to its shareholders.
We can compute the dividend paid by :
= Per share dividend * Shares outstanding
= $.72 * 138,000
= $99,360
Hence, dividend paid is $99,500 which reduces retained earnings by same amount.
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Johan is a 25-year-old, single taxpayer with modified adjusted gross income of $18,500. During Tax Year 2020, he made a $2,000 contribution to his employer's 401(k) plan. He has never taken a distribution from any retirement plan. The maximum amount Johan may receive for the retirement savings contributions credit (Saver's Credit) is:
Johan is entitled to receive a maximum of $1,000 for the retirement savings contributions credit.
The amount of Saver's Credit claimed depends on the adjusted gross income and the tax filing status. In a single year, the claim made can be either 50%, 20%, or 10% for the first contribution of $2,000 made during the year for a retirement account. In other words, the maximum claim can either be $1,000, $400, or $200.
Moreover, the Saver's Credit could be claimed for contributions made to the:
401k403(b)457 planSimple IRASEP IRAKeeping in view the above information, Johan is a single taxpayer and his income is below $19,750 and therefore, he could claim contribution for retirement savings at 50%. This means his contribution is $1,000 ($2,000 x 50%).
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Sophia is an undergraduate intern at her Senator's office in Washington, DC. She loves her job, as it
allows her to see the process of lawmaking up-close and in person. Her Senator has asked her to
prepare him for an upcoming meeting with lobbyists representing the pharmaceutical industry, who
would like to see legislation extending the term of drug patents beyond twenty years. Sophia's
research reveals that the twenty-year exclusivity period given to companies while a drug is patented
is hugely valuable, allowing the companies to reap billions of dollars in profit. Even as a patent nears
expiration, federal law makes it easy for drug companies to obtain a five-year extension on a patent
simply by making a few minor tweaks such as changing the delivery mechanism of a drug (faster or
slower dissolving), or by combining two drugs together. After a drug loses patent protection, it
becomes much easier for generic manufacturers to copy the drug, which causes the price of the drug
to plummet, making it much more affordable for people to buy
a
s
On the other hand, she learns that bringing a new drug to market takes roughly 14 years, at a cost of
$1.3 billion. For every drug that makes it to market, more than 50 other research programs will fail.
Even if the FDA approves a drug, only two out of 10 approved drugs will be profitable. Since 2006,
brand drugs have lost an estimated $60 billion in sales due to patent expirations. By 2015, this
number is expected to climb to $160 billion.
ency
gal
How should Sophia advise her senator? Why?
Sophia should advise her senator to consider all aspects of patents and the economic impact on producers and consumers, to benefit everyone equally.
According to the information found by Sophia, the senator must take into account the most important information for the meeting with representatives of the pharmaceutical industry. For example, she must take into account that currently pharmaceutical companies already have a long reservation of their patents of maximum of 25 years in which they recover the money invested and earn billions of dollars.
However, this is not enough because pharmaceutical companies also lose about 1.3 billion on some drugs. After all, only 2 out of 10 drugs put on the market are profitable.
According to the foregoing, it would be fair for pharmaceutical companies to extend the term of exclusivity of patents because this time would bring them greater profits that would balance the great possibilities of loss that they have with other research and with drugs that go on the market.
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Beck Manufacturing reports the following information in T-accounts for the current year. Raw Materials Inventory Debit Credit Beginning 10,000 Purchases 45,000 Available for use 55,000 Direct materials used 46,500 Ending 8,500 Work in Process Inventory Debit Credit Beginning 14,000 Direct materials used 46,500 Direct labor 27,500 Overhead 55,000 143,000 Cost of goods manufactured 131,000 Ending 12,000 Finished Goods Inventory Debit Credit Beginning 16,000 Cost of goods manufactured 131,000 Available for sale 147,000 Cost of goods sold 129,000 Ending 18,000 1. Prepare the schedule of cost of goods manufactured for the year. 2. Compute cost of goods sold for the year.
Cost of goods manufactured is $131,000 and Cost of goods sold is $129,000.
Cost of goods manufactured
Particulars Amount
Direct Material:
Beginning Inventory of Raw Material $10000
Add: Purchase of raw material $45000
Raw material available for use $55000
Less: Ending inventory of Raw material ($8500)
Direct Material used $46500
Direct labor $27500
Factory Overhead $55000
Total manufacturing Cost $129000
Add: Beginning inventory of WIP $14000
Total cost of WIP $143000
Less: Ending Inventory of WIP ($12000)
Cost of goods Manufactured $131000
Cost of goods sold for the year:
Particulars Amount
Beginning stock of finished goods $16000
Cost of goods manufactured $131000
Goods available for sale $147000
Ending stock of Finished goods ($18000)
Cost of goods sold $129000
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example of globalization as internalization and liberalization
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➪Example of Liberalization : - European Union has liberalized gas and electricity market.
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➪Example of globalization : - trading of commodities such as coffee or avocados.
❤Hope it's helpful↑(◍•ᴗ•◍)❤࿐
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As a manager, if you wanted to influence what employees do in situations lacking clear company rules or expectations, what should you do
As a manager if you want to influence what employees do in situations that lack clear company rules or expectations, you should create a strong culture.
Creating a strong culture is very important in the workplace. It is important because it helps to influence the discretionary behaviors that employees have in the work place.
It helps them to know what they should do in given situations where the the rules and the expectations are not clear.
This is very important because an organization may not have policies or rules for every given situation in the work place. The culture of the organization would be very useful in this case.
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Hayleah is a california cpa practicing in california. to renew her license in active status, hayleah must to meet the basic requirement of completing 80 hours of qualifying continuing professional education in the two-year period immediately preceding her license expiration. Her license expires on june 30, 20x7. Which of the following are specific requirements regarding continuing education that hayleah may or may not be covered by depending on the type of work that she performs?
A) Fraud continuing education requirement
B) Government auditing continuing education requirement
C) Accounting and auditing continuing education requirement
D) Hayleah may take all of her 80 hour requirement in any subjects that she chooses.
E) All of the above.Hayleah may take all of her 80 hour requirement in any subjects that she chooses
When performing work, there are specific requirements depending on which work Hayleah performs and these are B) Government auditing continuing education requirement
When dealing with governmental accounting:
There are certain rules that must be followed.The specific rules imposed are to ensure better management of tax payer funds.As a result, when a California CPA is involved in governmental work, specific rules known as the government auditing continuing education requirements will most likely apply.
In conclusion, option B is correct.
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Help me pls
Jin is an accountant who works for the national government, auditing the tax returns of large corporations. The pathway of the Government and Public Administration cluster that Jin works in is:
Question 13 options:
Public Management and Administration.
Revenue and Taxation.
Foreign Service.
Planning.
Revenue and Taxation department is the pathway of the Government and Public Administration cluster that Jin works in.
The department of the Revenue and Taxation is a pathway that exist under the Public Administration.
The main role of the department of the Revenue and Taxation is to ensure collection of tax in the state, auditing of tax as well as remittance of tax revenue to the Federal coffers.
Hence, the Revenue and Taxation department is the pathway of the Government and Public Administration cluster that Jin works in.
Therefore, the Option B is correct.
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Answer:
Revenue and Taxation.
Explanation:
took the test
Lucy and Everly, a clothing retail company, wants to collect secondary data on the buying behavior of teenage customers in its new geographic market. Which action will Lucy and Everly most likely take in order to obtain this data
The action that Lucy and Everly will most likely take is obtaining of data compiled by databases created by marketing research firms within the new geographic market.
Marketing research means a process of gathering, recording, analyzing and drawing conclusion on collected data from potential customers of a product to facilitate decision making.
Main purpose of the marketing research is to provides information which are relevant for decision making in the firm.A marketing research data are also provided by marketing research firms to firms who need them.
In conclusion, the action that Lucy and Everly will most likely take is obtaining of data compiled by databases created by marketing research firms within the new geographic market.
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HELP
A supply curve is opposite of a demand curve. From which point -of -view does a supply curve make the most sense?
Answer:
A, From the business perspective
Explanation:
Supply will always be determined by businesses as the supply will be based on their everlasting drive to increase profits. By being able to decrease supply (shift the graph to the left) or increase (shift to the right) they will be able to maximize their profits based on their needs (ATC, Opportunity cost, marginal/revenue costs)
The trade war between the USA and China has put pressure on the international supply chain. However, it also conditioned for transparency competition in world trade. Please analyse this argument point with agreement or disagreement. An example of the international supply chain is recommended to show for supporting your debated points.
it helps to you I guess
jas read it❤
Uhhhh..... can someone help me plz
Katrina graduated from college with a degree in veterinary science. She also has an interest in law enforcement. What company might be interested in hiring Katrina?
Question 5 options:
a government building looking for a security officer
a city government in need of an animal control officer
a county commissioner looking for an executive assistant
a large bank in need of a network manager
Which non-income factor for a potential job would influence a person who values easy access to entertainment and culture?
a
Job security
b
Working hours
c
Location
d
Availability of benefits
Answer:
C
Explanation:
Do to the rEASON I FOUND ONLINE
The non-income factor for a potential job that would influence a person who values easy access to entertainment and culture is Location.
What do you mean by the job?A job refers to the specific task that needs to be done as part of the routine of one's occupation for an agreed price.
The non-income factor for a potential job that would influence a person who values easy access to entertainment and culture is Location.
Therefore, C is the correct option.
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The ________ method of setting an advertising budget typically overlooks how promotion affects sales.
Based on business management, the affordable method of setting an advertising budget typically overlooks how promotion affects sales.
What is the Affordable method in the Advertising budget?The affordable method in the advertising budget is the cheap means of making an advertisement.
However, when making cheap or affordable advertisements, most people tend to overlook the effects of promotion efforts on sales.
Hence, in this case, it is concluded that the correct answer is "Affordable method."
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two special courses suggested for the career and has offered reasons for their placement Agriculture, Food & Natural Resources.two special courses suggested for the career and has offered reasons for their placement Agriculture, Food & Natural Resources.
Answer:
The Bachelor of Science Degree in Agriculture, Food and Natural Resources Education is designed to prepare students for careers as school-based agriculture, food and natural resources teachers at the secondary-level, careers in agricultural and natural resource education fields, or for professional or graduate studies.
Requirements for the Bachelor of Science Degree in Agriculture, Food and Natural Resources Education
The University requirements for bachelor’s degrees as described in the Undergraduate Education section of this catalog; 120 credits, including general elective credits, are required for the Bachelor of Science degree in Agriculture, Food and Natural Resources Education.
The University’s Tier II writing requirement for the Agriculture, Food and Natural Resources major is met by completing Community Sustainability 301. That course is referenced in item 3. below.
Students who are enrolled in the Agriculture, Food, and Natural Resources Education major leading to the Bachelor of Science degree in the Department of Community Sustainability may complete an alternative track to Integrative Studies in Biological and Physical Sciences that consists of the following courses: Biological Science 162 and 172, and Chemistry 141. The completion of Biological Science 172 satisfies the laboratory requirement. Biological Science 162 and 172, and Chemistry 141 may be counted toward both the alternative track and the requirements for the major referenced in item 3.
Explanation:
Select the correct answer. Read this excerpt from a policy document that informs employees about payroll procedures: A) Each employee will submit a completed time sheet that shows the number of hours worked, sick time, and any vacation time taken. B) Managers must review each time sheet for accuracy and then sign it. The project director will then approve and sign each time sheet. C) If the company can’t directly deposit pay into employees’ bank accounts, the company will distribute payroll checks by 5 p.m. on the first Monday after the two-week pay period has ended. (D) The company will deduct taxes and benefits from pay. In which scenario would the company need to refer to the policy document?
The scenario where a policy document will be referred to will be D. The company will deduct taxes and benefits from pay.
A policy document simply means a formal document that is a legally binding document. It contains the instructions that determine how things are done in a organization.
Since the policy document informs employees about payroll procedures, it'll be applicable when the company will deduct taxes and benefits from pay.
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