The Act calls for lenders, loan brokers, or servicers of domestic loans to offer debtors with pertinent and well-timed disclosures regarding.
The character and fees of the actual property agreement process. The Act additionally prohibits specific. practices, which includes kickbacks, and locations obstacles upon the usage of escrow bills. The Department of Housing and Urban Development (HUD) firstly promulgated Regulation X.
Housing Act of 1990 amended RESPA to require distinct disclosures regarding the transfer, sale, or project of loan servicing. It additionally calls for disclosures for loan escrow bills at remaining and yearly thereafter, listing the costs to be paid through the borrower
what's paid out of the account through the servicer. In October 1992, Congress amended RESPA to cowl subordinate lien loans. Congress, while it enacted the Economic Growth and Regulatory Paperwork Reduction Act of1996,
similarly amended RESPA to make clear positive definitions including “managed commercial enterprise. arrangement,” which changed into modified to “affiliated commercial enterprise arrangement.” The modifications additionally decreased the disclosures below the loan servicing provisions of RESPA.
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The poet compares the souls of him and his love to
A lonely soul, in the poet's opinion, is comparable to a prince being held hostage. Souls must return to their physical bodies in order to disclose the secret of love.
What does it mean to possess a poet's soul?The Poet by Ralph Waldo Emerson gives the reader a new perspective on a writer of creative works. This article offered a novel viewpoint on the writing process. Emerson gives an example of how a poet might assist someone who is not a word artist in connecting with emotions that he cannot express.
Emerson quit his job as a minister to devote himself to writing. His early years and formal education were full of theological subjects. He describes the poet using religious allegory.
He refers to the religious doctrine of the Trinity (the Father, the Son, and the Holy Spirit), and then compares a poet to this by using three increments. Emerson refers to the poet as the Knower, the Doer, and the Sayer. A poet's spirit is perceptive of their surroundings.et uses his God-given element, the soul, to express the things that surround our existence. The pieces in "The Poet" give those of us without this talent a way to connect.
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In which quotation from the speech does the Dalai
Lama make an appeal to authority?
O "As a Buddhist monk, my concern extends to all
members of the human family."
O "Everyone can develop a good heart and a sense
of universal responsibility."
O "We need to cultivate a universal responsibility for
one another."
O "True happiness comes from a sense of inner
peace and contentment."
Answer:
O "As a Buddhist monk, my concern extends to all
members of the human family."
Explanation:
I got it right on the assignment.
HELP FAST 50 POINTS What is the greatest common factor of 24, 36, and 72?
Responses
A 24
B 72
C 12
D 9
E 18
Answer:
C: 12
Explanation:
The greatest common factor (GCF) is the greatest factor that divides all numbers given.
24/2=12
36/3=12
72/6=12
in formal research the principle problem is not divided into subproblems
Answer:
Subproblem is a problem whose solution contributes to the solution of a larger problem. Subproblems are easier to resolve than the main problem.
Explanation:
1) Describe three examples of how communication that you have experienced in the past has filled each of the six needs (the five needs in Maslow’s hierarchy, plus the sixth need of interacting in a socially diverse world). Use terminology from the text in your response?
2) Who are some famous people you think are competent communicators? Are there certain skills that they have that make them seem competent? Do you think it is possible to teach and learn competence? Do you think people are born competent communicators? Do you think it is a characteristic that is more associated with males or females? Why? Do you think communication competence is defined or perceived differently in other cultures? Why? Use terminology from the text in your response.
Maslow's Hierarchy of desires influences the content material of verbal exchange in addition to the purpose. The feedback we get hold of from others affords insight into who we're as individuals.
The main principle in constructing relationships is the Uncertainty discount theory, which explains how we positioned ourselves and relaxed with others.
Examples include air, food, water, refuge, clothing, warm temperature, sex, and sleep. Protection wishes – Examples encompass safety from elements, safety, order, regulation, and stability. Love and belongingness desires.
In keeping with psychologist Abraham Maslow, humans' physiological wishes for meals, water, apparel, safe haven, and sleep must be happy in order for them to cope with greater complex needs like intellectual and physical fitness, relationships, sobriety, long-time period housing, and employment.
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1.Identify the features of a paragraph
Features of the paragraph include coherence, topic sentence, formal appearance, unity, consistency, and Central idea.
All writers struggle with went to begin a new paragraph yet to maintain coherence writers must know went to make the transition to the next paragraph. If a new idea comes into your writing you must begin a new paragraph.
A paragraph is a collection of sentences that all relate to one main idea or topic, effective paragraphs have four main characteristics the topic sentence, unity coherence, and development each of these characteristics is very important.
Generally speaking, a paragraph should contain between three and five sentences all of which help, clarify, and support the main idea of the paragraph.
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Mary and you which pronoun should be used
You or we or they
Answer:
they
as mary and you are 2 people being subjected in 2nd person
Answer: "They" should be used for the phrase " Mary and you"
Why: Because it is not "Mary and I" it would not be we. Because it is not one singular person it is not you. Because it is not you and not a singular person it would be they.
Freudian psychoanalysis is concerned with the divided character of the self.
True
Or
False
Freudian psychoanalysis is concerned with the divided character of the self. it is true
Superego, Ego, and Id. Id, ego, and superego, according to Freud, make up the three parts of the mind, and interactions and conflicts between these parts are what give personality.
What is the self-analysis hypothesis of Sigmund Freud?
Freudian psychoanalysis's image result is concerned with the divided nature of the self.
To develop into a mentally healthy adult with a fully developed ego and superego, according to Freud's theory, a person must successfully complete each stage. Otherwise, people risk being "fixated" or locked in a specific stage, which could lead to emotional and behavioral issues as adults (McLeod, 2013).
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The schools in your area had a sports competition recently. write an account of the sport competition.
Answer:
Explanation:
Our school organized a sports competition. 4 or 5 schools participate in this competition with their teams. It is a big function last till evening. Cricket, football, and tennis games had organized. In the football match, a player gets injured. And the cricket match is won by our school. In the afternoon, refreshment has given to all.
Which of the following is the recommended format for the date line of the letter
The recommended format for the date line of the letter two or three lines below the letterhead
What is the recommended format of the date line of a letter?
The date line is employed to indicate the date the letter was written. However, if your letter is completed over variety of days, use the date it had been finished in the date line. When writing to companies within the us , use the American date format.
What is the format of a formal letter?A formal letter should be in format the sender's address, date, receiver's address, subject, salutation, body of the letter, compulsory closing and finally, the signature with name and designation.
What is formal letter?A formal letter is defined as one written in a formal and ceremonious language and follows a certain stipulated format. Such letters are written for special purposes to authorities, colleagues, seniors, etc and to not personal contacts, friends or family.
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Which graphical element does the poet use in this
excerpt?
O short lines
Oright justification
O enjambment
O capitalized phrases
The graphical element which the poet use in this excerpt is Right justification.
What is Right justification?
The graphic elements of a poem refer to the type of capitalization and punctuation used, the length of lines and the placement of words. These elements help form the "shape" of the poem.
This refers to a literary element used in a literary work, usually including backgrounds, dividers, shadows, etc. it can be seen that the graphic element used is the correct rationale, because the lines of each stanza end at the same distance as the other lines.
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Answer:
Keep it simple. B.C.D.E
Explanation:
in the beginning of part two what were the characters attitudes about the monkeys paw
Which of the following best paraphrases Vonnegut's
description of his books?
A. a realistic depiction of the lives and customs of
ordinary people
B. a vicious attack on the morals and ethics of the
average American
C. a very idealized version of the life that Vonnegut
believes people should live
D. a false understanding of what life in America is
truly like
The best paraphases Vonnegut's description of his books is a realistic depiction of the lives and customs of ordinary people.
What makes Vonnegut significant?
He is renowned for both the humorous nature of his writing and the prominent use of science fiction. One of the most significant American novelists of the 20th century is Kurt Vonnegut. He combined humor, the ridiculous, and incisive social critique with literature, science fiction, and humor.
Kurt Vonnegut's own writing tends to be dry and sparse, with short sentences and little use of wordy run-ons. His writing instruction mirrors the way he tells stories.
Vonnegut holds linguistic simplicity in high respect. He thought that simplicity is a lost art that, when used properly, can express every human feeling in only a few words.
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explain narrative writing and examples
Explanation:
Narrative writing comes to stories, novels, judgment and science, but the examples are to give a detailed explanation for the person to understand more quickly
Answer: Narrative writing, also known as story writing is, essentially, story writing. A narrative can be fiction or nonfiction, and it can also occupy the space between these as a semi-autobiographical story, historical fiction, or a dramatized retelling of actual events.
what characteristic do you believe a residence anchor should have? How well do your strength match those listed ?
A residence anchor should be a very confident person who is also smart and intelligent. An anchor should be able to regulate a conversation and determine the direction that the conversation moves in.
My strengths match these skills listed because I am a confident person who is able to ask the right questions and keep people in line with my flow of thought.Who are anchors?Anchors are people who are responsible for coordinating a conversation and ensuring that all aspects of the conversation are in line with the subject under discussion. An anchor should not have stage fright and he or she should be able to ask the right questions and not be intimidated by large figures.
An anchor should not be swept off his feet but he should remain very strong as he or she presents his opinion on a subject matter. I believe that I possess the right skills that an anchor should have.
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what is auxiliaries?
In the passage underlined in
Section 16 of "Civil
Disobedience," what is
Thoreau's purpose?
A. to inform the audience that one can become complacent if one does not take action to end injustice
B. to persuade the audience that the penal system is fair and does not need to be changed
C. to inform the audience that jail is a necessary evil that cannot be avoided
Correct answer is B, The purpose of Thoreau's was to persuade the audience that the penal system is fair and does not need to be changed
Thoreau was a superb author, philosopher, poet, and all-around practical man; he never gave advice that he himself wouldn't be ready to follow. He was among the most admirable and moral leaders in America.
During the fight to end slavery, Thoreau argued that the institution of government interferes with the accomplishment of its original goals. Its major goal is to safeguard individual freedom.
He asserts that he only wants a better government and denies having any ambition to abolish the government. "Resistance to Civil Government" was a piece by Elizabeth Peabody that she published in her Aesthetic Papers in May 1849. It appeared as "Civil Disobedience" in Thoreau's A Yankee in Canada, with Anti-Slavery and Reform Papers, which was published in Boston in 1866.
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What are the test answers on AR for The Graveyard by Gail Keenan?
A computer application called Accelerated Reader measures readers' comprehension. Students choose reading-level-appropriate novels, read on their own, and complete a computer-based independent comprehension assessment. Based on its length and reading difficulty, each book is assigned a particular amount of points.
How many questions are there on the AR exams?Multiple-choice tests for AR typically have between 5 and 20 questions. The difficulty of the vocabulary used in the book, which is based in part on the AR quiz's Book Level, is given a rating.
What occurs if you don't pass an AR test?Retaking a test that you fail or a quiz on a book that you have already studied in primary school are not options. Your account will be prohibited access to these tests. Therefore, be sure to choose novels that you have never read before.
How are tests for AR graded?A youngster who completes a 10-question quiz after reading a book worth 5 points will receive 5 points for every 10 accurate answers (100%), 4.5 points for every 9 correct answers (90%), etc. For tests with 3, 5, or 10 questions, a student must have a passing grade of 60% or above in order to receive credit.
How are AR reading levels read?ACCELERATED READER
Grade school: 0.1 to 0.9.Grade 1: 1.0 to 1.9.Grade 2: 2.0 to 2.9.Grade 3: 3.0 to 3.9.Grade 4: 4.0 to 4.9.Grade 5: 5.0 to 5.9.Grade 6: 6.0 to 6.9.To Learn more About Accelerated Reader, Refer:
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Quality that makes readers wonder what will happen next
If you employ foreshadowing to keep your reader interested in what happens next, they'll stay reading.Foreshadowing is another useful strategy for guiding your reader toward important revelations.
What characteristics distinguish a book as being worthwhile to read?
What, therefore, constitutes a good book?I always look for a good plot and well-developed characters, which is why I greatly prefer reading a book to watching a movie.The author must be able to write the story in a captivating manner that captures and holds the reader's interest. Simply described, foreshadowing is a warning or hint of a future event.Subtle Foreshadowing.explicit foreshadowing.Foreshadowing of an event.Intentional Foreshadowing. A storytelling tactic known as "foreshadowing" involves dropping or planting hints or cautions about future occurrences.he standing of the publisher, the accuracy of the sources the author cites, the rigor of the author's arguments from a scientific standpoint, and the verifiability of the author's claims are all indicators of the overall quality of the book. I find myself pondering this issue pretty frequently.A great book must have a compelling plot, a compelling protagonist, and language that practically leap off the page." has been questioned a lot throughout time.In fact, it may be claimed that there has never truly been a satisfactory response to this topic.Some claim that a good book should have perfect grammar, while others assert that it should have a compelling storyline or writing style.Others claim that the combination of these factors would make a good book.In order to mark the start of a new decade, we've compiled this list of our most popular books, chosen by reputable experts from around the globe.This topic-organized collection of recent publications and ageless classics has something for any high caliber professional.Review this list and add the books to your excellent library that are missing.
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According to its suffix, the word kinship is an adjective.
False
True
Answer:
False
Explanation:
because its a noun
Read the following long quotation from the declaration of the causes unnecessary of taking up arms written by Thomas Jefferson in 7075 which quote with the best use of… To delete unnecessary words will best feed an essay about the positive relation between Great Britain and his North American colonies
The Second Continental Congress's Resolution, passed on July 6, 1775, The Declaration of the Causes and Necessity of Taking Up Arms by Thomas Jefferson, explains why the Thirteen Colonies engaged in what would later be known as the American Revolutionary War.
Who is Thomas Jefferson?
The 3rd President of the USA was Thomas Jefferson. He was a politician, diplomat, lawyer, architect, philosopher, and Founding Father of the United States. He had previously served as the second vice president under John Adams and as George Washington's first secretary of state.
However, the British Parliament has been driven by an excessive lust for power that is not only unjustified but is also specifically condemned by the country's Constitution. Desperate to succeed in any mode of conflict where consideration for the truth, law, or right should be given, they have finally abandoned those and attempted to carry out their cruel and immoral goal of enslaving these Colonies through violence, which has made it necessary.
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Answer: "… a harmonious intercourse was established between the colonies and the kingdom from which they derived their origin."
Explanation:
How is Manjiro surprised by the people he encounters in America? Answer:
The way that Manjiro is surprised by the people he encounters in America is that that he was said to have been quickly taken in by folks there, and he also saw things that he has never seen before.
What is the Manjiro Story about?The story is centered around a young Japanese boy who was said to be of the age 14 years and was named Manjiro. He was taken in by a captain when he willingly followed to America.
Note that when he got there, he was filled with curiosity at first, Manjiro was said to have been accepted by folks as a result of the fact that he was polite as well as very eager to learn new things.
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Read the excerpt from The Republic by Plato.
And so at last, instead of loving contention and glory,
men become lovers of trade and money; they honour
and look up to the rich man, and make a ruler of him,
and dishonour the poor man.
They do so.
They next proceed to make a law which fixes a sum of
money the qualification of citizenship; the sum is
higher in one place and lower in another, as the
oligarchy is more or less exclusive; and they allow no
one whose property falls below the amount fixed to
have any share in the government. These changes in
the constitution they effect by force of arms, if
intimidation has not already done their work.
Read the excerpt from Utopia by Sir Thomas More.
Even the Syphogrants, though excused by the law, yet
Mark this and return
How do Plato and More discuss members of the ruling
class differently?
O Plato draws on their inherent virtue, while More
elaborates on their commitments to studying.
O Plato exposes their harm to good society, while
More describes how they will contribute.
O Plato praises their extreme loyalty, while More
writes that they should connect with citizens.
O Plato tries to remedy the social divide, while More
provides a plan for their governing style.
Save and Exit
Next
Submit
Plato makes an effort to close the social gap, and More offers a strategy for their kind of government.
In the Classical era of Greek history, the philosopher Plato was born in Athens. He founded the Academy, the first higher education facility in Europe, as well as the Platonist school of thought. The modalities of philosophy known as conversation and dialectic were invented by Plato.
He has also had an effect on spirituality and religion. His interpretation of Plotinus' so-called Neoplatonism had a significant impact on Islamic philosophy as well as Christianity (via Church Fathers like Augustine).
Alfred North Whitehead and Friedrich Nietzsche both recognized that Western culture was expanding under Plato's shadow in modern times, with Nietzsche notably referring to Christianity as "Platonism for the people."
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First Read: Comprehension Identify the choice that best answers the question. Why is Michael Bloomberg mentioned in both "Ban the Ban!" and "Soda's a Problem but..."? A. He was a three-term mayor of New York City. O B. He tried to implement a law banning large sodas. O C. He appointed the members of the New York Board of Health. OD. He implemented a law banning smoking in public places in New York City.
Answer:
Why is Michael Bloomberg stated in both "Ban the Ban!" and "Soda's a Problem but..." due to the fact he tried to put into effect a regulation banning large sodas. the quantity of contradictions within the regulation made it impossible to enact.
How was the adult Voldemort like the young Tom Riddle in the orphanage?
Explanation: Adult Voldemort and Tom Riddle both did not trust anyone and had an angle on everything such as shown when Voldemort killed Professor Snape because he wanted the power of the most powerful wand. Tom Riddle showed this by acting friendly to Horace Slughorn by acting friendly only because he wanted to learn about a dark magic.
Both the adult Voldemort and Tom Riddle had an agenda and did not trust anyone, as evidenced by the fact that Voldemort killed Professor Snape in order to obtain the most potent wand. Tom Riddle demonstrated this by appearing cordial toward Horace Slughorn only out of curiosity over a dark spell.
What is orphanage?Children without parents receive care and housing in an orphanage. A child is referred to as an orphan if they are without parents due to death or loss of custody. Orphans lack parental guidance. An organization that cares for orphans is called an orphanage.
A child without living parents is an orphan. A child may also be described as being orphaned. She was adopted as an orphan by a well-to-do New York family. She is forced to take care of an orphan. A child without a mother is referred to as motherless, and a child without a father is referred to as fatherless.
Thus, Both the adult Voldemort and Tom Riddle had an agenda.
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Which term best describes the effect the author creates in the excerpt?
A.
tension
B.
surprise
C.
mystery
D.
conflict
Answer:
c mystery
Explanation:
i guessed and got it right
Question 3 of 50
In Night, which part of the plot takes places after Elie's father dies?
Oexposition
O turning point
O falling action
Orising action
A story's crisis point, in this case the passing of Elie's father, is its climax. Elie has many incidents that cause him to doubt his religion, but when his father passes away, Elie is left with nothing.
What is the main idea of Night by Elie Wiesel?The work explores the issue of God's existence and silence in the face of the Holocaust and the horrors of the concentration camps during World War 2, while telling the story of Eliezer, a fictitious stand-in for Wiesel. The work also explores the concepts of identity, sorrow, night, and darkness. In his autobiography Night, Elie Wiesel identifies and investigates three key themes: the spiritual journey of an individual, dehumanization, and interpersonal interactions.
The novel Night relates the tale of Eliezer Wiesel, an astute Orthodox Jewish youngster who was deported to Auschwitz during the early 1940s while residing in Hungary. Eliezer fights to remain religious in Auschwitz, watching as the other inmates lose their compassion and religion.
A story's crisis point, in this case the passing of Elie's father, is its climax. Elie has many incidents that cause him to doubt his religion, but when his father passes away, Elie is left with nothing.
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You should include a Works Cited page
a
at the bottom of each page of an informational essay
b
between paragraphs in an informational essay
c
on the title page of an informational essay
d
on a new page after an informational essay
Answer:
D) On a new page after an informational essay.
Explanation:
The Works Cited page should be the last (few) page(s) of the essay after the essay content, and provide the author, the title of the article, the date published, as well as website/book that the information is drawn from.
While you are supposed to credit the author during the essay, you should not be putting the works cited page in between any essay paragraphs, right after the title page, or at the bottom of each page. When crediting, you should simply provide the last name of the author in parenthesis after the quote (as well as the year, or any information asked by your teacher).
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Answer: On a new page after an informational essay.
Explanation: Just do language.
Piecing Me Together by Renee Watson
Piecing Me Together by Renee Watson talks about the struggles of young African-American woman student.
Renee Watson has given a vivid description of the life of an African-American woman with high hopes and ambitions. Through Jade, she has given us a glimpse of bravery. Jade helps adolescent Natasha Ramsey from a nearby city who was a victim of police abuse. Jade is able to do this and feel as if she, can at last, contribute back to her community, finding a feeling of dignity and purpose.
Due to the dual social biases Black women experience as both women and members of the Black community, being dealt a "double whammy" as a Black woman is a prevalent phrase. Due of the interactions between the two forms of bias, some people, particularly in the United States, prefer the term Black women over more inclusive phrases like women of color.
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Why is the Friar given such a long speech when we first meet him?
In my perspective, Shakespeare is anticipating what will happen by giving Friar Lawrence such a lengthy monologue. This is evident in the discourse of the Friar. In his discourse, the Friar muses on shops and sauces and their binary nature.
Friar
A friar is a member of one of the mendicant orders that were invented in the twelfth or thirteenth century. The term separates the ambulatory apostolic character of panhandlers, which is exercised astronomically under the control of a superior general, from the constancy to a single friary of the older monastic orders, which is homogenized by their oath of stability. A friar could have a family or be in religious orders. The Dominicans, Franciscans, Augustinians, and Carmelites are the major orders of friars.
In contrast to monks, who live a protected asceticism and devotion, friars are called to follow the evangelical counsels (promises of poverty, chastity, and obedience) in service to society. While friars work among laypeople and are supported by contributions or other charity support, monks live in a self-sufficient monastery.
Nuns or monks take vows and oaths to serve a certain community in a specific location. As part of their commitment to a community that spans a larger geographic area known as a fiefdom, friars frequently move about and spend time in various residences throughout the community that makes up their fiefdom.
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