Answer:
decrease; increase
Explanation:
Paul obtains a $300,000 mortgage loan a 5/1 interest-only ARM with a 10 year balloon at a 3% start rate, a 2% margin, and 2/6 caps. The initial monthly payment for the loan is $750. On the anniversary date of the loan, the index being used adjusts as follows: Year 1: 2.50% (initial year); Year 2: 2.75%; Year 3: 3.25%; Year 4: 3.50%; Year 5: 3.75%; Year 6: 3.00%; Year 7: 2.80%; and Year 8: 5.00%. What will be Paul's monthly payment in year 4
Paul's monthly payment in year 4 is $1,050.
Data and Calculations:
Mortgage loan = $300,000
Mortgage term = 10 years
5/1 interest-only ARM rate = 3%
Interest margin = 2%
Interest caps = 2/6
Initial monthly payment = $750
The index adjustment is as follows:
Year 1 2.50% (initial year)
Year 2 2.75%
Year 3 3.25%
Year 4 3.50%
Year 5 3.75%
Year 6 3.00%
Year 7 2.80%
Year 8 5.00%
Thus, Paul's monthly payment in year 4 is $1,050 ($750/2.50% x 3.50%).
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Conciliation differs from arbitration in that:________.
a. the conciliator is a neutral third party.
b. the conciliator's goal is to provide a solution to the dispute.
c. the conciliator's solution is legally binding on both the union and management.
d. the conciliator is a member of the union or of management.
e. the conciliator has no formal power over union representatives or management.
Answer:
I think answer is a.the concilliator is a neutral third party
Explain how market research is different than marketing.
Answer:
Although both involve consumers, Marketing research is concerned specifically about marketing processes, such as advertising effectiveness and salesforce effectiveness, while market research is concerned specifically with markets and distribution.
Explanation:
If you invest $4,200 at a 8. 5% simple interest rate, approximately how many years will it take for you to have over $6,300?.
The number of years it would take to have over $6,300 is 6 years.
Simple interest is a type of interest in which interest is earned only on the amount of money deposited.
The formula that can be used to determine the number of years is: Interest / (principal x interest rate)
Interest = $6300 - $4,200 = $2100
Time = $2100 / ($4200 x 0.085)
2100 / 357
Time = 5.88 = 6 years
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One disadvantage of using a company’s tuition reimbursement program is that _______.
a.
You may have to extend your contract with the company
b.
Your ongoing education costs will rise considerably
c.
It may decrease your job satisfaction if you become more skilled
d.
Ongoing education has been proven to decrease worker motivation
One disadvantage of using a company’s tuition reimbursement program is that you may have to extend your contract with the company.
Tuition reimbursement is offered by employers as a way to pay back employees for education expenses. The people who participated still have to pay out of pocket for the courses they take. At the end of the course, the employee can get back some or all of the tuition expenses.
Answer:
is A. You may have to extend your contract with the company
Explanation: I took the test and is right
what country is home to the world’s oldest continuously-operating business?
Answer:
Japan is the home to the worlds oldest operating Bush
A wholesale lending arrangement that permits a mortgage broker to originate, close, and fund a loan using a warehouse line of credit is called:
Answer:
table funding
Explanation:
what is the first thing you should do when you open an account
Answer : consider how much money you will add in your account and start saving up money
Explanation :
what functions are performed through the up/down buttons on 2022 versa’s available advanced drive-assist® display?
In 2022 Versa’s available Advanced Drive-Assist Display, the functions that can be performed by using the up/down buttons include the following:
To highlight multiple items on the menu screen.To use some primary screens in accessing available secondary screens.Nissan is an automobile manufacturing company that designs and develop various automobile vehicles such as:
Nissan AltimaNissan PrimeraNissan AlmeraNissan Sentra Nissan VersaIn 2022 Versa’s available Advanced Drive-Assist Display, the functions that can be performed by using the up/down buttons include the following:
1. To highlight multiple items on the menu screen.
2. To use some primary screens in accessing available secondary screens.
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Which information is found on a credit report?
CO
FE
O grade point average
O list of schools attended
o names of family members
o credit account history
Warmup- if you was an agent what 2 sports
you would manage and why?
what is quality management
TELL ME THE WAY TO THE EXIT (I NEED TO KILL ALL THE COCKROACHES
Answer: corner
Explanation:
Fancy Nails cost formula for miscellaneous expenses is $30 per operating day plus $0.25 per client served. Fancy Nails' miscellaneous expense budget in a month when the business is going to be open for 25 days and they expect to serve a total of 2,400 clients is $______. (Enter your answer as a whole number.)
Answer:
2430.25
Explanation:
I hope it helps you
Based on the rate for the miscellaneous expenses, Fancy Nails' miscellaneous expenses for 25 days is $1,250.
What are the miscellaneous expenses for 25 days?Given the cost formula, the miscellaneous expenses will be:
= (Cost per operating day x Number of days) + (Cost per client x number of clients)
Solving gives:
= (30 x 25) + (0.25 x 2,000)
= 750 + 500
= $1,250
In conclusion, Fancy Nails will have miscellaneous expenses of $1,250.
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Click this link to view O*NET’s Work Context section for Licensing Examiners and Inspectors. Note that common contexts are listed toward the top, and less common contexts are listed toward the bottom. According to O*NET, what are some common work contexts for Licensing Examiners and Inspectors? Select four options.
in an open vehicle
telephone
face-to-face discussions
wear specialized safety equipment
contact with others
importance of being exact or accurate
Answer:
A, C, E, F
Explanation:
Answer:
B, C, E, F
Explanation:
reer
Grace is a very ethical person and is good at her job. She works hard and always stays long hours at her office in Washington DC. Grace has worked her job diligently for the last four years, but has now lost it and needs to look for something else to do. She is not worried, however, because this is typical for her career and has happened to her before. What most likely describes why Grace lost her job? Grace was appointed to her job by a political party that was no longer in power. Grace was fired for failing to perform at work. Grace was fired for not behaving appropriately at work. Grace was appointed to her job and decided to look for other work within the field.
Considering the situation described above, the statement that most likely explains why Grace lost her job is "Grace was appointed to her job by a political party that was no longer in power."
This is because Grace was said to be working in Washington, D.C., the capital of the United States, where political jobs are abundant.
Also, since she worked for four years before losing the job, that implies the tenure of the political party that appointed her elapsed.
Similarly, given that she is not worried about her situation, and it's typical of her career, she knows when her political party comes back to power, she will get a job again
Hence, in this case, it is concluded that the correct answer is option A. "Grace was appointed to her job by a political party that was no longer in power."
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In the situation given above, Grace has lost her job because she was working in a political party that is no longer in power.
What did Grace's unemployment show?
Grace is working in Washington, DC. It is the capital and political with plenty of political jobs. Grace has been working diligently for the last 4 years and never faced any complaints and worked ethically.Grace has now lost her job and she is not worried because it is typical in this kind of job, and she knows when the political party will be in power, she will gain her job back.Thus, the correct answer is Option A, Grace was appointed to her job by a political party that was no longer in power.
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What is the price at which equilibrium is achieved? $8 $9 $10 $30.
The equilibrium of the demand and supply can be achieved at a price of $9.
What is the equilibrium position?The equilibrium is the position in the market where the demand curve and the supply curve intersects with each other at a particular point of price. At the point of equilibrium the quantity supplied and the quantity demanded are the same.
As per the graph, the demand curve shows the quantity demanded in the market at various prices in dollars while the supply curve shows the prices at which each quantity is supplied in the market.
Therefore, after examining the graph the point of intersection is at the point having the Dollar price of 9.
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Suppose that a steel manufacturer headquartered in Japan sets up a subsidiary in Canada to produce steel. This practice is referred to as:
_____ ratios measure the degree and effect of the firm's use of borrowed funds to finance its operations.
Answer:
DEBT ratios measures the degree and effect of the firms use of borrowed funds to finance it's operations
Answer:
leverage
Explanation:
if a client would receive virtual currency as a gift, what would the client use as their basis for reporting purposes?
Based on the information given, it should be noted that the basis of reporting for the virtual currency is D. None of the above.
A virtual currency simply means a digital representation of value available in electronic form. This is usually transferred in a software.
From the complete question, it should be noted that the basis of reporting for the virtual currency is None of the above. It's neither, today's cost, donor basis, or fair market value.
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A corporation issues for cash $8,000,000 of 20-year, 8% bonds, interest payable semiannually. The amount received for the bonds will be:
a. the present value of $8,000,000 to be repaid in 20 years, less the present value of 40 semiannual interest payments of $320,000.
b. the present value of 20 annual interest payments of $640,000, plus the present value of $8,000,000 to be repaid in 20 years.
c. the present value of 20 annual interest payments of $640,000.
d. the present value of 40 semiannual interest payments of $320,000, plus the present value of $8,000,000 to be repaid in 20 years.
Answer: D
Explanation: $8,000,000 was issued (sold) for cash. It has a 20-year maturity rate and interest is paid semiannually, meaning June 30 and December 31.
$8,000,000 x 0.08 = $640,000
$640,000/2 = $320,000
Keep in mind when a corporation issues bond to another entity, that entity has to repay the amount that was issued in bonds, plus the interest. Answer choices A, B, and C are out. The best choice is D which makes absolute sense since 20-year x 2 = 40 payments of $320,000 which gives $12,800,000. That's $4,800,000 in interest that the corporation is receiving for taking the risk of issuing the entity the $8,000,000 bonds for cash. The best choice is D.
Hope this explanation helps.
what is a public enterprise?
answer the question ✌
Public Enterprise is a business organization partly owned by the state and controlled through a public authority.
Types :
Government companies Departmental undertakingsStatutory CorporationsExamples :
State Bank of IndiaOil & Natural Gas CorporationWhat is the amount of money it costs to display or broadcast an advertisement called?
A project's break-even occupancy level is determined by: _______________
a. adding vacancy and rent loss allowances to the net operating income, and dividing by the operating expenses.
b. subtracting debt service from the before-tax cash flow, and dividing by net operating income.
c. adding the operating expenses to the debt service, and dividing by the gross potential revenue.
d. subtracting operating expenses from effective gross income, and dividing by the operating expense ratio.
Answer:
a. adding vacancy and rent loss allowances to the net operating income, and dividing by the operating expenses.
Olivia asks several real estate agents to help her sell her house. A buyer is found. At the closing, no agent receives a commission. What type of listing agreement did Olivia make
Answer: Open Listing
Explanation: The seller sold the real estate herself therefore she did not have to pay a commission.
1. The current exchange rate between the Japanese Yen and the US Dollars is 80:1. If a new
3D TV set in Tokyo costs 80,000 yen, how many US Dollars would you need to purchase the
TV?
Answer:
1,000 US dollars
Explanation: 80,000 divided by the 80-1 ratio would equal 1000$
80,000/80=1000
The current exchange rate between the Japanese Yen and the US Dollars is 80:1. You would need 1,000 US dollars to purchase the TV.
What is exchange rate?The price at which one currency will be traded for another is known as the exchange rate. Most often, currencies are national ones, but they can also be supra-national ones like the euro or sub-national ones like Hong Kong.
The rate at which one currency will be exchanged for another is known as the exchange rate. Some exchange rates are linked or fixed to the value of a particular country's currency, however most exchange rates are floating and will increase or decrease depending on market supply and demand.
You would need 1,000 US dollars to purchase the TV.
80,000 divided by the 80-1 ratio = 1000$
80,000/80=1000
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If country A has a comparative advantage in the production of good X over country B, then:_________.
i. country A should not trade with country B.
ii. the domestic opportunity cost of producing X in country A is higher than in country B.
iii. the domestic opportunity cost of producing X in country A is lower than in country B.
iv. the domestic opportunity cost of producing X in country A is higher or lower than in country B.
Answer:
i believe your answer is option c. correc me if im wrong
Explanation:
oriental Rug Company ships six handmade rugs valued at $5,000 each on consignment to Consign Design. oriental Rug Company pays $1,000 of shipping costs and agrees to accept the return of any rugs within six months of the shipping date. oriental Rug Company also agrees to pay Consign Design a commission of 10 percent for any rug sold. At the end of five months, Consign Design has sold four of the rugs for a total price of $38,000.
The total inventory and revenue value reported by Consign Design at the end of the five months is: _________
The total inventory and revenue value reported by Consign Design at the end of the five months is: 0, 3,800
What is Consignor or consigned relationship?In a Consignor/consigned relationship, the consignor maintains the inventory on the books. The consigned does not record the full revenue amount, but rather a commission based on the agreement with the consignor. In this case, even though two rugs have not sold, the two rugs that remain unsold are reported on the books of Oriental Rug Company (the consignor). The revenue recorded on Consign Design's books from the sale of the four rugs is based on the agreed-upon commission of 10 percent; therefore, $3,800 is the revenue recorded. The $34,200 (90 percent of the total sales) is payable to Oriental Rug Company and will be recorded as revenue on its books.To learn more about consigned relationship, refer to:
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which is one advantage of private insurance offered by most employers
Answer: A managed care plan that keeps costs low
Explanation:
I took the test
3. Lesley bought 4 bags of pretzels and 2 boxes of granola bars for $13.50. Landon bought 1 bag of pretzels and 5 boxes of granola bars for $17.55. What is the cost for one bag of pretzels? What is the cost for a box of granola bars?
Answer:
Problem 3: Let x = price of bag of pretzels Let y = price of box of granola bars
We have Lesley's purchase: 4x+2y=13.50
And Landon's: 1x+5y=17.55
We can use the elimination method. Let's negate Landon's purchase by multiplying by -1. -1x-5y=-17.55
We add this four times to Lesley's purchase to eliminate the x variable.
2y-20y=13.50-70.2
-18y=-56.7
y = $3.15 = Price of box of granola bars
Plug back into Landon's purchase to solve for pretzels.
x+5*3.15=17.55
x+15.75=17.55
x = $1.80 = price of bag of pretzels
Problem 4.
Let w = number of wood bats sold
Let m = number of metal bats sold
From sales information we have: w + m = 23
24w+30m=606
Substitution works well here. Solve for w in the first equation, w = 23 - m, and plug this into the second.
24*(23-m)+30m=606
552-24m+30m=606
6m=54
m=9 = number of metal bats sold
Therefore since w = 23-m, w = 23-9 = 14. 14 wooden bats were sold.
Explanation:
Answer:
1=1 2+2=4 so lesley gas many ptretzels ans granola bars =mc square
Explanation: