The introduction of the DVD-by-mail business model by Netflix changed the video rental business and caused the demise of blockbuster videos , is an example of disruptive innovation.
Disruptive innovation is the method by which a littler company—usually with fewer resources—moves upmarket and challenges bigger built-up businesses. The process starts with a little company entering the low conclusion of a showcase or making a modern showcase section, claiming the slightest productive parcel of the showcase as its claim. Since the established, incumbent companies claim the foremost beneficial showcase sections, they most likely won’t battle the participant for that showcase share. The participant at that point makes strides in its offerings and moves upmarket with expanding productivity. Once the incumbents’ customers have broadly received the entrant’s offerings within the standard showcase, the disturbance has happened.
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kwame is willing to pay $185 per month for four years for a car payment. if the interest rate is 4.9 percent per year, compounded monthly, and he makes a cash down payment of $2,500, what price car can he afford to purchase?
The cost of the car he can afford is $9,802.63.
Compound interest is defined.Compound interest is the term used to describe interest that is earned on interest. This may be shown using simple math: if you have $100 and it earns 5% interest every year, you will have $105 at the end of the first year. At the end of the second year, you'll have $110.25.
In the above question:
Let x represent the cost of the car Kwame can afford.
Down payment = $2,500
The balance that needs to be financed is P = x - 2500.
The sum of the payments must match the monthly payments.
Payment in full over 4 years (48 months) is
A = $185*48 = $8,880
The rate is r = 4.9% = 0.049.
The compounding interval is n = 12.
The time is t = 4 years.
The amount financed is P = $(x - 2500).
Therefore
(x - 2500)(1 + 0.049/12)⁴⁸ = 8880
1.216(x - 2500) = 8880
x - 2500 = 7302.63
x = 9802.63
Kwame can afford a car priced at $9,802.63.
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PLEASEE! unit test in progress!!
A tax accounting software company is trying to help potential customers understand how other tax firms are already using certain platforms to complete their work. What type of primary research might they use to BEST tell that story?
a. Websites about tax firms’ busy season
b. Account textbooks
c.an interview with a single client
d. 10 case studies of existing clients
Answer:
It is D
Explanation:
.
without engaging in international trade, candonia and lamponia would have been able to consume at the after-trade consumption bundles. (hint: base this question on the answers you previously entered on this page.) true
The given statement of international trade, candonia and lamponia.is false.
What do you mean by International trade?
International trade is the exchange of capital, products, and services across international borders or territories because goods or services are required or desired.
Specialization refers to countries' proclivity to specialise on specific things that they exchange for other commodities rather than manufacturing all consumer goods themselves. Due to the fact that the PPF production possibilities border shows that production is unfeasible, Freedonia and Lamponia were forced to engage in international trade. Both countries can consume the commodities that they make. When a country is proficient in manufacturing a good, it can do so at a lower opportunity cost than its trading partner. Both countries profit from competing and trading with one another in order to maintain their comparative advantage.
Hence, the statement which is given is false.
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When faced with quota pressure, a salesperson with customer orientation would most likely: a. avoid issuing express warranties. b. practice the hard-sell approach. c. overstate the benefits of the recommended product. d. explain the cons of the recommended product. e. engage in fast talking.
When faced with quota pressure, a salesperson with customer orientation would most likely explain the cons of the recommended product.
A business strategy known as "customer orientation" prioritizes the demands of the client over those of the company. Companies that prioritize their customers are aware that without continually increasing their customer focus, their firm will not succeed.
Cons are a drawback or justification for not acting: The higher operating expenses of a larger automobile are one of its drawbacks. Before making a choice, you must consider all the advantages and disadvantages of the situation.
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Main Answer:
When faced with quota pressure, a salesperson with customer orientation would most likely practice the hard-sell approach.
Explanation:
The hard-sell approach will make the salesperson under quota pressure to use a direct and insisting language so that he can convince the customer to go for the product in a short span of time.
The correct option is b. practice the hard-sell approach. The remaining options are ruled out.
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Aspen ski resort has high revenue from november to february; moderate revenue in october, march, and april; and low revenue from may to september. If the aspen ski resort wants to renovate their lodge, a project costing $215,000, which of the choices would be best for them to choose for this major cash expenditure?.
The best choice for this major cash expenditure is allocation of expenditure properly to each requirement to each sect of the production.
Cash expenditures are applied when there is a chance of low revenue expenditure and loan debts. The major expenditures that incur in a company are paying the cash debts, and all the expenses of the firm.
In case of high revenue, the firm keeps the profit as the retained earnings which can be used further to renovate the lodge and vice versa the debts and important things are paid off.
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copyright law contains an exception known as , which provides for a limited set of circumstances where others can use portions of copyrighted material without first obtaining permission.
Copyright law contains an exception known as Fair use, which provides for a limited set of circumstances where others can use portions of copyrighted material without first obtaining permission.
Copyright law is a type of intellectual property that protects an author's original work once the author modifies the work in a tangible form of expression.
An important purpose of copyright law is to "promote the advancement of science and the useful arts, that is, knowledge." Copyright law is an attempt to balance the public interest with the rights of individual authors/creators.
Copyright law is a legal term used to describe the rights an author has to literary and artistic work. Copyrighted works range from books, music, paintings, sculptures and films to his computer programs, databases, displays, maps and technical drawings.
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complimentary goods and services (""comps "") given by a casino to a gambler to encourage him to keep gambling at the c document title:¶ j-6008 amount received can be treated as nontaxable gifts only if payor intended to make a gift. checkpoint source:federal tax coordinator analysis (ria) © 2022 thomson reuters/tax
Gambling winnings are fully taxable, and the Internal Revenue Service (IRS) has ways of ensuring that it gets its share. And it's not just casino gambling only.
A little less than 40% of American adults visit a casino each year, whether it is in Atlantic City, New Jersey, Las Vegas, Nevada, or any of the other locations in between. Internet casinos are also popular revenue. A select group of people are wealthy. Unfortunately, you do not get to keep all of your winnings if you gamble big Gambling gains are completely taxable, and the Internal Revenue Service (IRS) has procedures in place to make sure it receives its fair share.
There are other forms of gambling as well. As well as these, winnings from lotteries, horse races, off-track betting, sweepstakes, and game shows are subject to taxation revenue. If it helps, if you itemize your deductions, gambling losses are deductible.
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The question was incomplete. Check below the full question.
complimentary goods and services (""comps "") given by a casino to a gambler to encourage him to keep gambling at the c document title:¶ j-6008 amount received can be treated as nontaxable gifts only if payor intended to make a gift. A tax on activities like gambling is an example of the severance tax. checkpoint source:federal tax coordinator analysis (ria) © 2022 thomson reuters/tax
a customer calls you and excitedly tells you that she just had her first child. she says her mother-in-law gifted $20,000 to them in honor of the birt
thom owes $7,800 on his credit card. the credit card carries an apr of 18.7 percent compounded monthly. if thom makes payments of $240 per month, how long will it take for him to pay off the credit card assuming that he makes no additional charges?
It would take around 44 months or 3 years and 8 months for him to pay off the credit card assuming that he makes no additional charges.
What is a credit card?A credit card is a small, rectangular piece of plastic or metal that is issued by a bank or other financial institution and enables its holder to borrow money to pay for goods and services at businesses that accept credit cards. Credit cards impose the requirement that cardholders repay the borrowed funds, plus any applicable interest and any additional agreed-upon charges, in full or over time, either by the billing date or at a later date.
Compared to other consumer loan types, credit cards typically have a higher annual percentage rate (APR).
Let the time taken be t for him to pay off the credit card then we have
$7,000 = $220{[1 − 1/(1 + .183/12)^t]/.183/12}
t = 43.87 months
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when making a decision using incremental analysis consider the blank . multiple select question. old income statement in comparison to the new income statement change in sales dollars resulting specifically from the decision change in cost resulting specifically from the decision volume that would occur regardless of the decision
when making a decision using incremental analysis consider the resulting specifically from the decision volume that would occur regardless of the decision.
What Is Incremental Analysis?Incremental analysis can be described as the decision-making technique that is been utilized in the process of the business which is been used in the expressing the true cost difference that can be found between alternatives.
It should be noted that this analysis can as well be described as the relevant cost approach as well as the marginal analysis, however this analysis is very essential in the process of the alternatives making and it is been used in the company as well as the organization that is needed to make a decision that can influence the growth as well as the progress of the company.
Therefore, the last option is correct because this techniques is been used in making decision out of the volume of the decisions that can be made.
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gregory's car needs repairs, but he does not have an emergency fund to cover the expenses. he decides that he needs his car repaired immediately and wants to finance the cost of the repairs. gregory can apply for a credit card and pay for the repairs using the credit card. if gregory cannot pay off the credit card when the payment is due, what will happen?
Some consequences of inability of Gregory to pay off the credit card when the payment is due includes:
increase of late feesincrease in interest rate when required payment is unpaidbad credit scores.What is an emergency fund?Basically, an emergency fund refers to a cash reserve that is set aside for unplanned expenses or financial emergencies. Some common use of an emergency fund includes to cater for car repairs, home repairs, medical bills, loss of income etc.
Generally, the emergency savings is used for unplanned bills or payments that are not part of your routine monthly expenses and spending. However, using a credit card for repairs is not a good idea especially when repayment is not in-sight.
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which budgeting approach is widely used in government and non-profit organizations? select one: a. the incremental approach b. the input/output approach c. the continuous budgeting approach d. participation budgeting
Option A. The incremental approach is the correct option.
The required details about budgeting approach is mentioned in below paragraph.
It's a pro-active strategy for managing your money. Budgeting allows you to plan for both short-term and long-term expenses by ensuring that you aren't spending more than you are earning. It's a simple, practical approach for people with different kinds of expenses and income to manage their money.
Companies often utilize one of four types of budgets: incremental, activity-based, value proposition-based, or zero-based. Each of these four budgeting techniques has benefits and drawbacks, which will be covered in greater detail in this article. Budgeting and Forecasting Course at CFI.
how a budget is created
The manager must first specify the target before creating a financial plan. The next stage is to compile and contrast data from the past and current. Then, depending on the information available, future revenue and expenses are anticipated. As a result, a practical plan is created. In the end, a thorough report is delivered to the senior executives.
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We use _______ to talk about the price and quantity of a single good or service produced in a specific market. We use _______ to describe the overall, or total, demand for all final goods and services produced in an economy.
We use demand to talk about the price and quantity of a single good . We use aggregate demand to describe the overall, or total, demand for all final goods and services produced in an economy.
What is demand?Demand in economics refers to a consumer's willingness and desire to purchase goods and services at a specific price. A product or service's demand often declines as its price increases. A decrease in the price of a good or service will result in an increase in demand.
Demand is a term that both customers and organizations are well-versed in because it makes sense and naturally occurs throughout practically any day. Customers who are keeping an eye on particular things, for instance, might buy more of them when the prices are low. When anything happens that raises the price, such as a change in season, shoppers often buy fewer things or occasionally nothing at all.
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the perceived value of different product offers can be reasonably assessed by . conducting a swot analysis preparing demand curves conducting surveys and experiments collecting data about competitors' offers setting a benchmark for product quality
The perceived value of different product offers can be reasonably assessed by conducting surveys and experiments
What is conducting surveys?Survey research is the process of gathering data by interviewing people face-to-face, on paper, over the phone, or online. One method of primary research, which is the collection of data directly from its source, is the administration of surveys.
Large-scale population-based data collecting has traditionally been a component of survey research. The main goal of this kind of survey research was to swiftly gather information describing the traits of a sizable sample of interesting people.
In-person interviews, telephone interviews, mail surveys, and online surveys are the four primary methods of conducting surveys. The decision is based on the researcher's objectives as well as the budget, much like with other survey design factors.
Surveys can be used to evaluate how accurately personal opinions and experiences are representative. When done effectively, surveys provide precise data about people's attitudes and actions that can be utilised to inform crucial decisions.
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carty's choices. brian carty, a prominent investor, is evaluating investment alternatives. if he believes an individual equity will rise in price from to in the coming one-year period, and the share is expected to pay a dividend of per share, and he expects at least a rate of return on an investment of this type, should he invest in this particular equity?
To take into consideration the time value of money, future cash flows are discounted using the needed rate of return.
What is meant by required rate of return?The minimal profit (return) an investor will seek or expect in exchange for taking on the risk of investing in a stock or other type of security is known as the required rate of return (RRR). RRR can also be used to determine a project's potential profitability in relation to its funding costs.
To take into consideration the time value of money, future cash flows are discounted using the needed rate of return. A dollar can be used to generate a return, so it is worth more today than it will be tomorrow.
When evaluating an investment, RRR is a crucial notion since it indicates if the investment will be lucrative or not. Additionally, the RRR projects the number of risks that a project or investment implies; the higher the RRR, the greater the risk.
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when the marketing manager at tony's pizza decided to target households with children ages 6 to 12 to reverse the sales trend in this segment, she was converting information into a(n)
Based on the fact that the marketing manager decided to target households that had children aged 6 to 12, this meant that she converted information into an action recommendation.
What is an action recommendation?An Action Recommendation refers to when a trend is noticed on data or information that is derived for a specific purpose, such as the sales trend described, and then this information is used to make decisions that either reverse the trend, or continue it and take advantage of it.
The sales trend information showed the marketing manager that there was a need to reverse it and so she used the data to make the Action Recommendation of targeting homes with children aged 6 to 12.
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if your competitor in the market provides the exact same smart phone your firm provides with the same $150 worth of total value creation, your firm's added value is:
If a rival in the market offers the exact same smart phone that your business does with a $150 total value creation, your business has $150 in added value for the firm.
Given that the company has already generated $150 in value overall, the $150 in value added will be determined by the difference between the market entire revenue and the total costs incurred by the company. This means that the firm added value is not reliant on its competitors.
A firm is a business that engages in the commercial enterprise of buying and selling goods and/or services to customers with the market intention of turning a profit. As in "She runs a forex trading firm," the phrase is typically used interchangeably with "company" or "business" in the context of business.
A firm is any type of business that offers goods or services for sale, including corporations, limited liability companies, public limited companies, sole proprietorships, and partnerships.
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choose the best words to complete each sentence and form a true statement
Bard needs help repaying the loan he got to pursue a graduate program in a top-ranking university. If Bard opts for a work-study program, he will get a blank job. But first, Bard needs to check if hid college participates in the blank
military
part-time
full-time
Federal work-study program
Federal pell grant
Federal perkins loan program
If Bard opts for a work-study program, he will get a part time job. But first, Bard needs to check if hid college participates in the Federal work-study program.
What is the work-study program?The work-study program is a program that allows students in tertiary institutions to be able to work while studying in order to be able to finance their education.
The federal government offers a work-study program for certain universities where the student will have to work part-time and will have to maintain a certain grade. Bard needs to check if his university is one of such university where the federal government offers the program.
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dake corporation's relevant range of activity is 3,100 units to 6,500 units. when it produces and sells 4,800 units, its average costs per unit are as follows:
For Drake Corporation Average Cost per Unit of Direct materials $6.70 Direct labor $3.10 Variable manufacturing overhead $1.75. One more unit will cost $11.55 ($6.70+3.10+1.75).
The total amount of product costs incurred to make 4,800 units will be calculated as:
Direct materials = 4800 x 6.70 = 32,160
Add: Direct labor= 4800 x 3.10 = 14880
Add: Variable manufacturing overhead = 4800 x 1.75 = 8400
Therefore, the Total product cost will be:
= 32160+ 14880 + 8400
= $55,440
Total product cost for 4800 units will be = $55,440
Average costs per unit units will be = $55,440/4800
=$11.55
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at the beginning of the year, vendors, inc., had owners' equity of $48,680. during the year, net income was $5,100 and the company paid dividends of $3,680. the company also repurchased $7,480 in equity. what was the cash flow to stockholders for the year?
In addition to paying dividends of $3,680, the corporation may have bought back $7,480 worth of stock. The cash flow to investors for the entire year is then $11,160.
$3,680 was spent on dividends.
Own equity bought back equals $7,480
Dividends paid + Own equity repurchased - Net new equity issued = $3,680 + $7,480 - $0 = $11,160 in cashflow to stockholders for the year.
The net amount of money entering and leaving a business in the form of cash and cash equivalents is known as cash flow. The money received represents inflows, and the money spent investors represents outflows.
In the end, a company's ability to create value for shareholders is determined by its capacity to generate positive cash flows, or more precisely, by its capability to optimize long-term free cash flow (CFC). A company's free cash flow (FCF) is the cash it generates from its normal business operations after deducting any funds spent for capital expenditures (CapEx).
Cash flow is the inflow and outflow of funds inside a business.
Inflows of cash are a representation of outflows of cash, and vice versa.
The sources and expenditures of a company's investors money over time are shown in the cash flow statement, a particular kind of financial statement.
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in general, job satisfaction has more to do with nontask perceptions of work, such as feelings about co-workers, while organizational climate relates to perceptions of workload and the nature of the tasks performed.
The statement is false.
The required details about organizational climate is mentioned in below paragraph.
An employee's long-term perception of the workplace and company culture is referred to as the organizational climate. Climate can be compared to personality in that each organization has a distinct climate, just as each person has a distinct personality. An assortment of traits and qualities that employees perceive as being present represent this. These have an impact on how individuals behave at work in a variety of ways, including relationships, autonomy, and organizational structure.
The link that employees have with their company is strengthened when there is a favorable work environment.
Climate is not produced overnight; rather, it develops and is influenced through time as a result of a variety of interactions and experiences.
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Do you believe that "rationing" ensures that "everyone receives their fair share"? If no, why? If yes, why?
Yes, "rationing" ensures that "everyone receives their fair share".
Rationing is the managed distribution of scarce resources, goods, services, or a synthetic restriction of demand. Rationing controls the size of the ration, that is one's allowed part of the sources being allotted on a selected day or at a specific time.
Rationing involved placing limits on purchasing certain high-demand gadgets. The authorities issued some of the “points” to every person, even babies, which needed to be turned in in conjunction with cash to purchase items made with restricted items.
Rationing often includes food and other necessities for which there may be a shortage, including materials for the conflict attempt such as rubber tires, leather-based shoes, apparel, and gasoline. Rationing food and water may be necessary throughout an emergency, along with a herbal disaster or terror attack.
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several years ago amy westbrook, who is in the lending business, loaned sara stuart $30,000 to purchase an automobile to be used for personal purposes. in august of the current year, sara filed for bankruptcy, after paying back $1,000 of the loan to amy. amy was notified by the bankruptcy court that she could not expect to receive more than an additional $4,000. amy has contacted you about the possibility of taking a bad debt deduction for the current year.
In a letter made to Amy to advise her on whether she may claim a bad debt deduction for the current year, the best recommendation is that she can.
When can you claim a bad debt deduction?
According to IRS guidelines, a firm cannot claim a deduction for a bad debt if the debt has been judged completely worthless, which indicates that the remaining amount cannot be collected.
Amy has been told by the bankruptcy court that she can only receive $4,000 extra, which implies the remainder of the debt is worthless.
Amy can and should thus claim the bad debt as a tax deduction.
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The walker corporation completed the following transactions for the month: (a) owners begin company by investing $60,000, (b) borrowed $12,000 from a bank, (c) purchased $9,000 of inventory, (d) sold all of the inventory to customers for $15,000, (e) paid $2,000 for advertising and (f) purchased $8,000 of equipment. based on these transactions, what is the total amount of assets the company has at the end of the month?
Based on the transaction analysis, the total amount of assets the company has at the end of the month is $76,000.
What is transaction analysis?A transaction analysis helps to achieve the following book-keeping steps:
Identifying the accounts involved in each transaction.Establishing the nature of the two or more accounts involved.Determining which account increases and the one that decreases.Applying the rules of debit and credit.Recording the transactions in journal entries.Transaction Analysis:a) Cash $60,000 Common Stock $60,000
b) Cash $12,000 Bank Payable $12,000
c) Inventory $9,000 Cash $9,000
d) Cash $15,000 Sales Revenue $15,000
d) Cost of Goods Sold $9,000 Inventory $9,000
e) Advertising Expense $2,000 Cash $2,000
f) Equipment $8,000 Cash $8,000
Tabular Analysis: Assets = Liabilities + Equity
Cash Inventory Equipment = Bank Payable + Common + Retained
Stock Earnings
a) $60,000 $60,000
b) 12,000 $12,000
c) -9,000 $9,000
d) 15,000 $15,000
d) -9,000 -9,000
e) -2,000 -2,000
f) -8,000 $8,000
Bal. $68,000 $0 $8,000 $12,000 $60,000 $4,000
Assets:Cash $68,000 ($60,000 + $12,000 - $9,000 + $15,000 - $2,000 - $8,000)
Inventory = $0 ($9,000 - $9,000)
Equipment = $8,000
Total assets = $76,000
Thus, performing transaction analysis and tabular analysis help to minimize accounting errors.
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if hot dogs are an inferior good, a decrease in income will result in: group of answer choices a decrease in the demand for hot dogs. a decrease in the quantity demanded for hot dogs. an increase in the quantity demanded for hot dogs. an increase in the demand for hot dogs. no change in the quantity demanded for hot dogs.
Any products where demand rises with rising income and declines with falling income but price doesn't change Ordinary Good. a product whose demand declines as consumer income increases inferior caliber.
What happens in the market for hot dog buns, a complementary commodity, when the price of hot dogs drops?
People purchase more hot dogs when their price drops. More hot dog buns are needed to produce hot dogs. Hot dog bun demand thus rises. The cost and availability of hot dog buns rise as a result.
When a product is subpar, what happens to customer income as a result?
Increases in income will cause a fall in demand for inferior goods, whereas decreases in income will cause an increase.
What would happen financially if the product was subpar?
Income effect is beneficial for normal goods while it is negative for inferior items.
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The lower the market price,
A) the higher the rate of return
B) the riskier the investment
C) the safer the investment
D)the lower the taxes
what should the west be doing to keep healthy economies? what are their options?
Answer:
The west should pursue policies that encourage economic growth and stability. Their options include:
1. Pursuing sound monetary policies that promote economic growth and stability.
2. Adopting pro-growth fiscal policies that help to increase government revenue and reduce government spending.
3. Promoting free trade and investment that allow for the efficient allocation of resources and the maximization of economic growth.
4. Pursuing policies that increase the flexibility of their economies and allow for a quick response to changing economic conditions.
5. Encouraging entrepreneurship and innovation that lead to new products and services and create jobs and economic growth.
burrus investment funds solicited clients for high-profit returns from a fictitious new internet business. burrus employees paid off the early investors from new funds raised to cover the costs. this type of fraudulent crime is known as .
Burrus investment funds solicited clients for high-profit returns from a fictitious new internet business. Burrus employees paid off the early investors from new funds raised to cover the costs. this type of fraudulent crime is known as a Ponzi scheme.
A Ponzi scheme is a fraudulent investment scheme that entices investors with high rates of return and little risk. A Ponzi scheme is a fraudulent investment operation in which money is collected from later participants to pay returns to earlier investors. This is comparable to a pyramid scam in that both rely on new investors' money being used to reimburse the previous funders.
When the influx of new investors stops and there isn't enough money to go around, both Ponzi schemes and pyramid schemes finally hit their bottom. The plans then start to fall apart.
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f the durham bulls examine the impact a change in ticket price has on attendance, the minor league baseball team would be using an example of .
If the durham bulls examine the impact a change in ticket price has on attendance, the minor league baseball team would be using an example of quantitative data analysis.
What is quantitative data analysisQuantitative data analysis can be defined as the process in which data or information are analyzed and interpreted using numerical method.
Most researcher tend to make use of quantitative data analysis method when they have want to convert the data they collected into a more structured data that will inturn gives them the accurate result they want so as to draw a conclusion or reach a conclusion.
Based on the scenario it is advisable that the company makes use of what is called quantitative data analysis as this will enables them to known the imoact the change in ticket price has on attendance.
Therefore the company should make use of quantitative data analysis.
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to the nearest dollar, how much money should you budget for a trip from dallas, tx, to el paso, tx, a distance of 540 miles, if your car averages 18 miles per gallon and your average price at the pump is $1.91 per gallon?
How much money should you set aside for a 540-mile drive from Dallas, Texas, to El Paso, Texas, assuming your car gets 18 miles per gallon on average and your gas costs $1.91 on average $57. 00
What should you do if you come across a speed bump in the road?Proceed at a slower pace and pay closer attention to your surroundings as you drive. You should get enough sleep the night before a lengthy travel, map out your route, and schedule rest stops every two to three hours.
What is the ideal following distance for the majority of vehicles?Putting more space between you and the automobile in front of you can give you more time to spot hazards and take safe action. The National Safety Council advises a minimum following distance of three seconds. The three-second gap may be calculated rather quickly.
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