As a debtor, federal laws protect your right to:
A. have your wages garnished by a debt collector.
B. delay payments of interest to a debt collector.
C. verify the amount of debt a debt collector claims you owe.
D. be contacted by a debt collector any time of day.
Answer:
C
Debtor-creditor law governs situations where one party is unable to pay a monetary debt to another. There are three types of creditors. First are those who have a lien against a particular piece of property. This property (or proceeds from its sale) must be used to satisfy the debt to the lien-creditor before it can be used to satisfy debts to other creditors. A lien may arise through statute, agreement between the parties, or judicial proceedings. See, e.g., Secured Transactions and Mortgages. Secondly, a creditor may have a priority interest. A priority arises through statutory law. If a creditor has a priority his debt must be paid when the debtor becomes insolvent before other debts. For example, Congress has granted priority to debts owed the Federal government. See Federal Tax Lien Act. The final type of creditor is one who has neither a lien against the debtor's property or is the subject of a statutory priority.
Non-bankruptcy debtor-creditor law arises mainly from state statutory and common law. Tort law, such as defamation, provides a means for state courts to limit private means of debt collection. States also regulate debt collection through statute. Congress has enacted the Fair Debt Collection Practices Act to regulate some debt collectors.
Creditors use judicial and statutory processes to have debts satisfied. Attachment is a limited statutory remedy whereby a creditor has the property of a debtor seized to satisfy a debt. Garnishment allows a creditor to collect part of a debt (for example wages) to satisfy the obligation. Replevin allows a creditor to seize goods, such as a security interest, that he or she has a property interest in, to satisfy the debt. Receivership involves the appointing of a third party by a court to dispose of the debtor's property in order to satisfy the debt. Creditors commonly seek to create a lien on a debtor's property through a judicial process of lien creation, which is governed by state law. Once a lien has been created state statutory law governs how the lien is executed against the debtor's property. The sale of property subject to a lien to satisfy the debt is also governed by state statutory law. Federal and state statutes, and the Federal Consumer Credit Protection Act also limit the type of property that can be used to satisfy a debt.
A debtor may attempt to fraudulently convey a piece of property to avoid having it seized. State laws seek to prevent this type of property transfer. Many states have adopted the Uniform Fraudulent Conveyances Act or its successor, the Uniform Fraudulent Transfer Act.
The federal laws protect the debtor's right to verify the amount of debt that the debt collector claims you owe.
Who is a debt collector?This is the entity that is employed to regularly collects debts owed to others especially when those debts are past.
However, as a debtor, the federal laws protect their right to verify the amount of debt that the debt collector claims they owe.
Therefore, the Option C is correct.
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The ________ rate is the interest rate specified, sometimes referred to as the coupon rate, stated rate, or nominal rate. Multiple choice question. market
The ________ rate is the interest rate specified, sometimes referred to as the coupon rate, stated rate, or nominal rate. Multiple choice question. market
Answer: Contract
Interactive online advertising that has drop-down menus, built-in games, or search engines to engage viewers is known as
The term that describes interactive online advertising which contains drop-down menus as well as built-in games which engage viewers is Rich media.
Rich media can be regarded digital advertising term for an ads. It contains some advanced features such as video, search engines, drop-down menus.All these advanced features are used to encourage viewers so they can interact and engage with the content.Therefore, Rich media is the correct term.
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The president is responsible for the communication and ongoing relationship between America and other nations of the world. This is known as _____.
checks and balances
diplomatic relations
fiscal responsibility
accountability
Answer:
B. Diplomatic Relations
Explanation:
Anything involving peaceful relationships and communications between multiple countries is diplomatic relations
in preparing the operating activities section of a statement of cash flows using the indirect method, net income should be adjusted for
Answer: Loss from sale of asset. Gain from sale of asset. Depreciation expense
Net income should be adjusted for Loss from sale of asset, Gain from sale of asset, Depreciation expense, etc
The following information should be considered:
Operating activities deals with the day to day activities. It records the change in the current assets and current liabilities. The net income could be adjusted for depreciation expense, profit or loss for sale of an asset.Therefore we can conclude that Net income should be adjusted for Loss from sale of asset, Gain from sale of asset, Depreciation expense, etc
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Which of the following is widely accepted as a method of payment?
A. Free exchange of ideas
B. Deferred payments
C. Medium exchange of money
D. None of these
Answer:
C
Explanation:
which is a legal tender and it's generally acceptable
Something that serves as a model for others to copy is a
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Retailing includes all activities involved in the: _______________
a. selling, renting, and providing of products and services to ultimate consumers for personal, family, or household use.
b. selling of tangible products to ultimate consumers for personal, family, or household use.
c. selling of tangible products to ultimate consumers for personal, household, or industrial use.
d. selling, renting, leasing, or reselling of products and services to ultimate consumers or small industrial users.
e. selling, renting, and providing of products and services without retaining the title to these offerings.
Retailing includes all activities involved in the: selling of tangible products to ultimate consumers for personal, family, or household use.
There are two major middlemen in the distribution of products:
Wholesale: This is a middleman who buys directly from the producer in large quantity and sells to retailers in small quantity.Retail: The retailers buys in small quantity from the wholesaler and sells in units quantities to the final consumers. The retailer is the closest to the consumer in the distribution chain and he gives information about a product to the consumer.Therefore, the retailers sells to consumers who use a product for personal or household use.
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Retailing includes all activities involved in the: a. selling, renting, and providing of products and services to ultimate consumers for personal, family, or household use.
Retailing refers to the act of selling products and services for the consumption of the final consumers. There is no reselling of the products at this stage.
The consumer uses the products and services for his personal benefit. Therefore, option A is correct.
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5. Federal and Texas minimum wage laws apply to --. Select the FOUR ANSWERS that apply.
Group of answer choices
A. Only corporations
B. Employees over age 18
C. Self-employed
D. Independent contractors
E. Service workers, like housekeepers, hosts, sales clerks
F. Employees of Independent Contractors
G. Employees of Self-Employed Owners
Answer:
B,E,F,G
Explanation:
everyone gets minimum wage including 18 year olds service workers and employees of any kind
Which factor of production is a wrench:
a.Human capital
b.land
c.labor
d. Physical capital
Answer:
C?
Explanation:
Answer:
I think C.
Explanation:I think C because of the labor.
the largest portion of federal tax revenue comes from _____.
david maslanka’s symphony no. 4 encompasses what hymn?
Based on musical analysis, David Maslanka's symphony no. 4 encompasses the hymn known as "Old Hundred."
David Maslanka's symphony no. 4 is considered to gather inspiration from the typical western Montana landscape.
It is similar to Maslanka's perception of a "voice of the Earth."
Another hymn encompasses in David Maslanka's symphony no. 4 is The Bach chorales: Only Trust in God to Guide You and Christ Who Makes Us Holy.
Hence, in this case, it is concluded that the correct answer is the Old Hundred hymn.
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T. Hillcrest Co. sold $500 of merchandise on a bank credit card with a 5% fee. The entry to record this sales transaction would include debit(s) to:
Answer:
Cash for $475 and Credit Card Expense for $25
Explanation:
Cash for $475 and Credit Card Expense for $25
if common stock is issued for an amount greater than par value, the excess should be credited to
Answer:
Cash
Explanation:
If common stock is issued for an amount greater than par value, the excess should be credited to: Cash.
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what is a significant difference between two-way and one-way models of public relations?
The main difference between two-way and one-way models of public relations is that in a one-way model of public relations, the people only need to receive the message while the two-way involves receiving and sending feedback.
It should be noted that the one-way models of public relations involve the use of a single key such that people only receive the message.
On the other hand, the two-way model of public relations involves receiving and sending feedback. It is persuasive communication that's used to influence the attitude of people.
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When a customer exits the queue, there are two possible outcomes. One is a chance that the customer may return to the source population to be served again. What is the other
Answer:
there is a low chance of reservice
Explanation:
suppose the federal government attempts to combat a recession by purchasing a new fleet of warships for the navy produced by a us manufacturer. what type of economic policy is the government conducting?
The type of economic policy conducted by the government is known as an expansionary fiscal policy.
A recession is when the gross domestic product of a country for two consecutive quarters is negative. In a period of recession, there is a slowdown in the economy.
Expansionary fiscal policy is are steps taken by the government of a country to increase the money supply in the economy. Money supply can be increased by increasing government spending or cutting tax rates.
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A job title can affect the salary of an office support worker.
True
False
hidden figures, 9. What kind of accomplishment was it for Katherine and the workers of Langley for the Eagle to land safely during the Apollo mission on the surface of the moon
Katherine Johnson was an African American woman that played a notable role in seeing American land on the surface of the moon during the Apollo mission. For Katherine and the workers at Langley, it was a momentous and groundbreaking achievement.
At a time in American history when blacks were being discriminated against and facing some other harsh realities, Katherine an intelligent mathematician contributed significantly to the Apollo mission. In chapter 23 of Margot Lee Shetterly's book, "Hidden Figures," we see the deep sense of happiness and satisfaction that Katherine had in her ability to contribute to the success of that mission. She was also grateful to her teachers who helped her to develop her knowledge of mathematics.Learn more here:
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About how long is a true elevator pitch?
Answer:
It's about 30 seconds
Hope this helps
Explanation:
Trevor and Matt both work as farmhands and perform the exact same job tasks. Although they work on different farms, when comparing their wages, they determine that Matt makes $15 per hour, while Trevor only makes $12 per hour. What is most likely the reason for this difference in wages
The most likely reason Trevor and Matt have different salaries despite doing the same activities is that they work on different farms.
When a person is hired by another person to perform a job, they must sign a contract that establishes all the characteristics of the employment relationship that unites them. Aspects such as:
Work hoursSalaryWorkplaceBenefitsJob securityIn this case, comparing the salary of Matt and Trevor it can be inferred that the difference in salaries is because each signed a different employment contract with their respective bosses. Therefore, despite doing the same job, they have different salaries.
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if financial management is the heartbeat of competitive businesses, what keeps that heartbeat stable?
Answer:
the lungs or the brain
Explanation:
PLEASE HELP RIGHT NOW
GIVING BRAINLESS!!!!!ONLY IF YOU HELP
Answer:
1)Flexible hours
2)Redistribution
3)Link
4)foundation
5)Nache
Background information: This excerpt describes the United States’ use of economic sanctions against Sudan. It was created by the US Department of the Treasury. According to this text, what action can you assume Executive Order 13067 took? It supplied economic and military aid to the government of Sudan. It imposed trade restrictions on Sudan. It developed a free trade agreement between the United States and Sudan. It created diplomatic relations between the United States and Sudan.
Answer: it imposed trade restrictions on Sudan
Explanation: Sudan was out of control with violating human rights/international terrorism, so the US limited their power by imposing trade restrictions
According to this document, Executive Order 13067 took the action of developing a free trade agreement between the United States and Sudan. Thus, option B is correct.
What is the Executive Order?The Executive Orders (EOs) are formal papers through which the President of the United States administers the Federal Government's activities. The orders cite the President's constitutional and statutory powers.
The White House issues Executive Orders, which are used to command the Executive Branch of the United States Government. Executive Orders provide required requirements for the Executive Branch and have legal force.
Therefore, option B is correct, that the executive order imposed trade restrictions on Sudan.
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Bank deposits are insured up to a certain amount by the
Answer:
by the federal deposit and insurance corporation
Explanation:
What is it called when one power controlled the trade exports?
Explanation:
This is called colonization. It is not in order when one power controls the trade exports of another, Every individual and every given state has got power to transact its businesses at any time without being forced or discriminated by any of the systems in power.
Which of the following is the best way to write a salutation in a cover letter addressed to Mr. Ravi Patel, Human Resources Manager, ABC Company? a. Dear Sir: b. To Whom It May Concern: c. Dear Mr. Patel: d. Gentlemen: Please select the best answer from the choices provided A B C D.
The ideal salutation for a cover letter addressed to Mr. Ravi Patel, Human Resources Manager of the ABC Company, is "Dear Mr. Patel." As a result, option (C) is the best one.
What is a cover letter?A letter of introduction that is connected to or is included with another document, such as a resume or curriculum vitae, is known as a cover letter, covering letter, inspiration letter, motivating letter, or letter of motivation.
As a way of presenting oneself to potential employers and outlining their suitability for the desired roles, job seekers usually send a cover letter together with their curriculum vitae or petitions for employment.
Employers may use carefully crafted and unique cover letters as one tool for weeding out candidates who are not sufficiently interested in their openings or lack the essential foundational abilities.
In order to apply for an internship, students are frequently required to submit a cover letter. Samples of extracurricular and scholastic experiences ought to be included in these cover letters.
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I am new to this, could anyone help me, I am from Peru and I do not endorse anything they tell me, someone could explain to me how this font is used and if you could guide me and be my friend to help me, I would appreciate a heap
Identify the market structure that most accurately describes the context in which each good or service is sold. retail clothing
Market structure refers to the categorization of firms according to the types of goods they sell and their methods of operation. Given the question, the market structure that describes retail clothing is
Monopolistic CompetitionMonopolistic Competition is that where there are different firms selling similar things that are not particularly, exact.
It is easy to start up this sort of business because there are not so many barriers to entry.
Also, competitors are independent because the decision of one does not affect the others. Retail clothing is an example.
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