The main difference between investment banking and commercial banking is that investment banking typically deals with purchasing and selling bonds and stocks for companies , and also helping them issue IPOs , while commercial banks primarily deal with deposits or loans for companies or individuals .
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Commercial banks accept deposits, make loans, protect assets, and serve a wide range of customers, including the general public and businesses. In contrast, investment banks serve large corporations and institutional investors.
What commercial bank means?A commercial bank is a financial institution that accepts deposits from customers and provides loans and other services. Commercial banks offer basic banking services to their customers as well as small and medium-sized businesses.
One of the primary functions of an investment bank is to act as a go-between for corporations and investors via initial public offerings (IPOs). When a company decides to go public and seeks equity funding, investment banks offer underwriting services for new stock issues.
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According to the Small Business Administration, the percentage of businesses that
survive the first five years is about
Answer:
50%
Explanation:
Why are labor unions able to negotiate effectively with companies where individual workers can't?
Help please 80 points!!!
Answer:
As said from quizzlet, Labor unions can use the power of collective bargaining and strikes to make management listen. Instead of using the power of one, easily replaced worker, the union uses the power of all workers for leverage.
Explanation:
Susan's job involves recruiting eligible people for a business. It's her responsibility to identify the task requirements and then recruit candidates to fill the vacancy. Which management function is Susan performing?
Answer:
Staffing
Explanation:
STAFFING is the process of hiring a person or an individual that is qualified into an organization in order to fill into a particular job position by identifying the task requirements of the vacant position, assessing the candidate skills as well as the candidate knowledge and ability inorder to be sure if the candidate will fit in well into that particular position they are about to be employed for, which is why STAFFING is Paramount when selecting an employee for a particular job position because it help to employ candidate that are qualified into the organization or company.
Therefore based on the information given the management function Susan was performing is called STAFFING.
Answer:
staffing
Explanation:
1. Unit 8 provided several examples of businesses in which pricing plays an essential role in the business's identity. Think of an example of a business in your community whose reputation is also based on an aspect of pricing and explain how pricing forms the identity of the brand.
Answer:
Examples of businesses in which pricing plays an essential role in the business's identity are;
1) PEP, 2) Market Square, 3) Walmart, 4) Target, 5) Eko Hotel
Shoprite
Pricing forms the the identity of the Shoprite brand because the charges for the items sold are reduced to the lowest minimum, such that customers are attracted to their outlets as a customer can get a wide variety of popular, local, and rear at affordable prices
Explanation:
Target's Market Pantry is an example of which of the following brand types?
Private label brand
Generic
Name brand
Corporate brand
Answer:
Name brand. hope this helps
how has the right to education addressed to differently able persons?How far is it appropriate to keep such provision with view of justice?Present your logics.
Answer:
,
Explanation:
i think this is answer right
outline three strategies for effective communication with an organization
Answer:
Effective communication strategies: 7 ways to improve
Keep it real. When delivering your message, be truthful and as complete as possible. ...
Be timely. Don't wait until you have all the information to deliver a message. ...
Focus on consistency. ...
Tailor your message. ...
Reinforce it. ...
Encourage feedback. ...
Empower your managers.
Explanation:
I've explain on top
Your unique combination of attitudes, behaviors, and characteristics make up your _____. a. learning style b. self-concept c. personality d. self-esteem Please select the best answer from the choices provided A B C D
Answer:
C. Personality
Explanation:
Answer on Edge2020
Answer:
C
Explanation:
Edge 2022
_______________ is intentionally or unintentionally using someone else's work without giving credit to the original author or creator.
a.
Research
b.
Plagiarism
c.
Articulation
d.
Investigation
Answer:
b. Plagiarism
Explanation:
Plagiarism refers to the action of presenting somebody else work as your original work acknowledging the original author. Plagiarism may be deliberate or unintended. The internet has software applications that assist students and scholars check against plagiarism.
Plagiarism is considered an offense in the academic and scholarly world.
Answer:
B
Explanation:
edg2021
Janet Boyle intends to deposit $300 per year in a credit union for the next 10 years, and the credit union pays an annual interest rate of 8%. A. Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn, if (1) $300 is deposited annually and the credit union pays interest annually. (2) $150 is deposited semiannually and the credit union pays interest semiannually. (3) $75 is deposited quarterly and the credit union pays interest quarterly. B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.
Answer:
A(1) Future value of annual deposit = $4,345.97
A(2) Future value of semiannual deposit = $4,466.71
A(3) Future value of quarterly deposit = $4,530.15
B. The more frequent deposits and compounding of interest are, the higher the future value of an annuity of an annuity will be.
Explanation:
A(1). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (1) $300 is deposited annually and the credit union pays interest annually.
These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:
FVA = P * (((1 + r)^n - 1) / r) ................................. (1)
Where,
FVA = Future value of the annual deposit = ?
P = Annual deposit = $300
r = Annual interest rate = 8%, or 0.08
n = number of years = 10
Substituting the values into equation (1), we have:
FVA = $300 * (((1 + 0.08)^10 - 1) / 0.08)
FVA = $4,345.97
A(2). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (2) $150 is deposited semiannually and the credit union pays interest semiannually.
These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:
FVS = P * (((1 + r)^n - 1) / r) ................................. (2)
Where,
FVS = Future value of the semiannual deposit = ?
P = Semiannual deposit = $150
r = Semiannual interest rate = 8% / 2 = 0.08 / 2 = 0.04
n = number of semiannual = 10 * 2 = 20
Substituting the values into equation (2), we have:
FVS = $150 * (((1 + 0.04)^20 - 1) / 0.04)
FVS = $4,466.71
A(3). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (3) $75 is deposited quarterly and the credit union pays interest quarterly.
These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:
FVQ = P * (((1 + r)^n - 1) / r) ................................. (3)
Where,
FVQ = Future value of the semiannual deposit = ?
P = Quarterly deposit = $75
r = Quarterly interest rate = 8% / 4 = 0.08 / 4 = 0.02
n = number of quarters = 10 * 4 = 40
Substituting the values into equation (3), we have:
FVQ = $75 * (((1 + 0.02)^40 - 1) / 0.02)
FVQ = $4,530.15
B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.
Since the future value of quarterly deposit of $4,530.15 is greater than the future value of semiannual deposit of $4,466.71 which on its own is also greater than the future value of annual deposit of $4,345.97, this implies that the more frequent deposits and compounding of interest are, the higher the future value of an annuity will be.
On July 1 the FISHER Shoe Store paid 15,000 to Acme Realty for 6 months rent beginning July 1. Prepaid Rent was debited for the full amount. The financial statement prepared on July 31 should adjust:
Answer and Explanation:
The adjusting entry is as followS:
Rent expense $2,500
To Prepaid rent $2,500
(Being rent expense is recorded)
Here the rent expense is debited as it increased the expenses and credited the prepaid rent as it decreased the assets
The rent for one month is
= $15,000 ÷ 6 months × 1 month
= $2,500
Using complete sentences, explain the difference between a need and a want and give an example of each.
Answer:
A need is something that you can't survive without. For example, you need food, water, shelter and clothing. A want is something you can live without, but having it makes life more enjoyable. For example, a TV, a cell phone, and a cool toy are all wants.
How important do you think focus groups are to the eventual success of a new product?
Answer:
Yes
Explanation:
Focus groups help businesses learn what their customers think, enabling strategic decision-making focused on their target market's true wants and needs
A large publicly traded company will receive a major financial benefit from the sale of its stock ________.
a. when the stock is traded on the New York Stock Exchange
b. each time a shareholder buys or sells the stock
c. when it offers the stock as an employment benefit
d. at the initial public offering
Answer:
d. at the initial public offering
Explanation:
The initial public offering, or the IPO, is the process by which shares of a company are sold to investors for the first time in the exchange market. Through the IPO process, a private company transforms into a public company.
The IPO process generates a huge amount of capital for the issuing company. As the company offers new shares, it receives money from investors. The IPO is different from normal trading in the stock exchange, where share changes hands between investors. The initial public offering is conducted at the primary market, where all proceeds apart from the investment bank's fee go to the issuing company.
Accounting does anyone know how to do a work sheet
Answer:
you can download it as a pdf document and then you can write on it, or you can print it out.
Explanation:
People and blank careers are per suitors they like leader ship pools as well as sales they often have a good verbal abilities and talk to people into doing things their way
Answer:
Enterprising
Explanation:
Given that people in enterprising careers are those taking job positions such as Insurance Sales Agent, Lawyers, Arbitrator, Mediator, Sales or Retail Buyer, Head Cook, Construction Manager.
Hence, it practically correct to conclude that People in ENTERPRISING careers are persuaders they like leadership roles as well as sales, they often have a good verbal ability and talk to people into doing things their way
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Explain briefly why manufacturing offers so many careers In such varled flelds.
Answer:
The manufacturing industry helps support the global and national economies, as well as individuals and families.Manufacturing has always been on the cutting edge of technology. Relaying details about their jobs may be met with disinterest and boredom.Manufacturing affects almost everything in our lives.
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Compare and contrast the different types of business ownership.
a. Fill in the following chart to compare and contrast sole proprietorships and partnerships.
Type of Ownership
General
Pros
Cons
Characteristics
Sole Proprietorship
Partnership
Answer: Compare and contrast three forms of business organization—sole proprietorship, partnership, and corporation with regards to number of owners, liability, lifespan, decision making, and taxation. Sole proprietorship's are firms legally owned by only one person. Partnerships are firms legally owned by two or more people.
Explanation: I hope that helped! Mark me as brainlist.
What would you argue is the most important person, event, or invention of the last 100 years? (1920-2020) Why?
Answer: Albert Einstein, nikola tesla, and elon musk
Explanation:
Albert Einstein one of the most intelligent person or was had help make an atomic bomb and made the most infamous equation in history. Nikola tesla made the tesla coil and helped make the light bulb and proved that he wouldn't die from electricity. And Elon Musk made the tesla brand and space x and is still trying to figure out how to terraform mars
Imagine that you are a manager in a restaurant. Each month you have to purchase supplies for the restaurant. A meat supplier offers you a kickback of 10% if you purchase meat from him, even though his prices are slightly higher than the competitors. What would you do? Why?
Answer:
i would say that his prices were a little high and ask for 20% off if he cant give that off then i would just say okay. why? because that's the plight thing to do.
Explanation:
hope this help.
brainiest please
Answer:
I hope this helps :)
Explanation:
Well I feel like I would purchase the meat based on quality. Of course it's going to cost me more, but you can't go wrong with better product. If the other places are selling meat for less, but the quality is bad what's the point. I definatly would choose quality over quanity when it comes to the purchase of meat.
multiple choice
1. informs the reader of where each section of the plan is located
2. provides an overview of the business
3. includes a description of the good or service, goals, mission and vision statements, and proposed location
4. describes the organizational structure of the business and the management team.
5. includes documents to support the plan, such as resumes and financial statements
6. describes start up capital and source of funds
7. presents the name of the company, the owner, and the date the plan is presented
8. List the resources that were used to develop the business plan
9. summarizes why the business will be successful and request financing
10. describes industry conditions, economic conditions, and competition, and specifies the target market
the choices are A. appendices B.bibliography C. Business description D. conclusion E. executive summary F. Financial plan G. market evaluation H. operations I. table of contents and J. Title page
Answer:
1. I
2. E
3. C
4. H
5. A
6. F
7. J
8. B
9. D.
10. G
Explanation:
1. Table of contents: informs the reader of where each section of the plan is located.
2. Executive summary: provides an overview of the business.
3. Business description: includes a description of the good or service, goals, mission and vision statements, and proposed location.
4. Operations: describes the organizational structure of the business and the management team.
5. Appendices: includes documents to support the plan, such as resumes and financial statements.
6. Financial plan: describes start up capital and source of funds.
7. Title page: presents the name of the company, the owner, and the date the plan is presented.
8. Bibliography: List the resources that were used to develop the business plan.
9. Conclusion: summarizes why the business will be successful and request financing.
10. Market evaluation: describes industry conditions, economic conditions, and competition, and specifies the target market the choices are.
Who benefits more from a franchise, the individual entrepreneur or the parent company? Explain. Someone pleaseee help me
Answer:
The parent company
Explanation:
In simple words, the parent company gets more benefit in a franchisee system as compared to the individual entrepreneur. The parent company gets to extend their business and promote their brand , while the handwork is done by some other individual.
The parent company also make high profits and generally keeps a lot of hold on their individuals franchisee branches.
If you borrowed $100 for one year And paid $110 at maturity, the interest rate youpaid would be 10 percent.
T or f
Answer:
True
Explanation:
Interest rate is calculated by the formula
I= P x r x t
In this case,
Interest = 10( amount - principal; $110 - $100= $10
P= $100
r ?
t=1
Therefore,
$10 = $100 x r x 1
$10 = $100r
r= $100/$10
r= 10%
Let's say you make that extra $27,000 for actually graduating from a four-year college for twenty years. In 20 years, how much money have you gained by spending those four years in college ?
Answer:
$540,000
Explanation:
The extra amount made per year is $27,000
In 20 years, the total gain would be
=$27,000 x 20
=$540,000
If you were to buy a municipal bond for $100 and it returned 1% per year for four years how much interest would you have after four years?
$100
$4
$40
$400
Answer:
$4
Explanation:
Every year, the bond will make a year of 1% of 100.
1% of $100 is equal to
=1/100 x $100
=0.01 x 100
=$1
In four years, the bond will have made $1 X 4
=$4 dollars
You and your brother agree (your mother disagrees) to merge the corporation into a larger insignia brand of third-world
sweatshop-made imitation friendship bracelets called Phooey Buitton (PB) by creating stocks and selling them to PB. You do this
in the midst of the corporate veil lawsuit so that PB absorbs the lawsuit as among BBFB's assets and liabilities. This is legal.
O True
O False
Answer:
True
Explanation:
False was Incorrect on Edg so then theres only one answer left.
Answer:
true
Explanation:
Miguel choose to save for a car instead of traveling around Europe with friends. Though he was sad to miss the trip, he knew it was necessary if he wanted the car. What does this scenario BEST demonstrate?
A.
opportunity cost
B.
inflation
C.
passive income
D.
personal risks
Answer:
A. opportunity cost
Explanation:
Opportunity cost is the foregone benefit as a result of not choosing a particular option. It is the forfeited advantage in the decisions making process.
Miguel forfeited visiting Europe save for a car. He sacrificed the satisfaction of visiting Europe to buy the car. The sacrificed joy is the opportunity cost.
Answer:
opportunity cost
Explanation:
What is the difference between a cash flow statement and a Budget?
Answer:
See below
Explanation:
A cash flow statement is among the financial statement prepared by a company at the end of every financial period. It details the cash movements, in and out of business. The cash flow statement tells the amount of cash that a business holds at any particular time. It shows whether a company generates sufficient cash to pay debts and fund its operations.
A budget is a plan showing expected incomes and expenses for a financial period. It indicates the income an individual, firm, or country expects to receive in a period and how the income will be spent. A budget is also known a plan of expenditure.
Question 9 of 10
If a new source of lumber is found, what is likely to happen to the price of
lumber, and why?
A. The price is likely to increase because demand will increase.
B. The price is likely to increase because costs of production will
increase
C. The price is likely to decrease because demand will decrease.
O D. The price is likely to decrease because supply has increased.
SUBMIT
Answer:
O D. The price is likely to decrease because supply has increased.
SUBMIT
Explanation:
A new source of lumber will result in an increase in the quantity available for sale. As per the laws of supply and demand, an increase in supply without a corresponding increase in demand leads to reduced prices.
The prevailing market price or equilibrium price is the price at which the current demand matches the current supply. There are no shortages or excesses. An increase in supply creates a surplus in the market. For suppliers to sell the excess lumber supplied, they have to reduce prices to create more demand.
What do behaviorist and cognitivist theories have in common?
a. Praise is an important aspect of learning in both of them.
b. They both rely on a simple stimulus-response system.
c. Repetition is an important aspect of learning in both of them.
d. They both accept that the mind has a conscious role in learning.