Answer: 5%
Explanation: if you're a first-time home buyer, a 5–10% down payment is fine. Keep in mind, any down payment less than 20% will come with that monthly PMI fee, which will increase your monthly mortgage payments
Answer:
is 10%
Explanationdd
Question 2 (1 point) Which most accurately describes how the equilibrium price of a good or service can be determined? matching the columns in a supply schedule and a demand schedule finding where the supply curve and the demand curve intersect moving the supply curve right or left until it matches the demand curve doing market research to determine the maximum price consumers will pay
Answer:c
Explanation:i took the test
Discuss the benefits and disadvantages to Marathon Auto Engineering PLC, of investing in ‘electric
engines’ technology.
The benefits and disadvantages of Marathon Auto Engineering Pls of Investing in Electric Engine Technology are:
They will gain the attention and buy-in of stakeholders rooting for a cleaner environment and reduced use of fossil fuel.Because there is increased demand for electric cars, they will be well-positioned for the future of the automobile market.What are the demerits they should be aware of?
Various disadvantages have been identified as reasons why people don't want to own an Electric car. Some of them are:
These factors make it risky and therefore disadvantageous to invest in electric cars.
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I need help!!! offering brain list (25 points)
The agreement that would have to legally bind the parameters of the new position that Dana has is what is called the contract.
What is a contract?This is the term that is used to refer to the legal agreement that would be binding on two different parties. The contract is the term that tells us of the ways that the people that are involved would be able to get into an agreement by stating their terms and also agreeing to the terms stated.
It is worthy of note that due to the fact that the contract it is a legal document it is an enforceable document. Therefore a breach that would occur by any of the parties involved after the initial agreement may lead to some legal issues that would have to be settled by the court of law.
Hence we would say that the contract is the document that would have to be signed that would seal the new deal.
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4. What are some of the consumer protections available? What can individuals do to
protect themselves? |
Answer:
1.Present their complaints through mass media.
2.Inspecting goods to ensure they meet their required standards.
3.Enlighten themselves about their rights and trade obligations.
4.Shunning exploitative traders.
5.Joining consumer groups to fight exploitation in one voice.
A___ offers support or guidance to a less experienced person.
O mentor
O mentee
O friend
O supervisor
Answer: Mentor
Explanation:
A mentee is the person being supported and guided.
A friend could support ad guide, but they are not always more experienced.
A supervisor could support and guide, but their job is to supervise.
From the challenges of international purchasing and recommend contemporary solutions for purchasing managers.
Global sourcing has been time and immemorial treated as a one-way road by many Scholars. But originally multinational manufacturers always purchase products of low-cost range from developed countries. Thus, making it difficult for the purchasing managers to work.
What is Global Sourcing?Global sourcing is a long-time thing that has been a continuous process whereby people are sourcing a variety of workers for goods and services across geographical and political boundaries.
Global sourcing often tries to get cheap labor out of the market at a minimal cost. They are also imbibed together to find labor at a very cheap or low cost. The part of Global sourcing also means getting the raw materials required for production at a low rate.
Extreme international competition from other manufacturers also needs to be dealt with. A lot of tax-related issues inclusive of the tariffs also need to be taken into account. Hence, my narration is correct.
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kono corp., an american company, is trying to decide whether to open its first international branch in europe or asia. the managers of the company are operating under a condition of _____.
Kono corp., an American company, is trying to decide whether to open its first international branch in Europe or Asia. the managers of the company are operating under a condition of uncertainty.
In today's complicated environment, the majority of crucial decisions are made in an uncertain setting. Conditions of uncertainty arise when everything is in motion and the future environment is unpredictable. The decision-maker is unaware of all options, dangers attached to each, implications of each choice, or probability linked with them.
The management does not fully understand all of the available options, and the information that is accessible might not be entirely accurate. Managers must establish certain assumptions about the circumstance in order to create a sound framework for decision-making in the face of such ambiguity. They must rely on their discretion and knowledge while making judgments.
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The top five challenges that U.S. companies experience in the Philippines are:
1. Graft and Corruption: Corruption, a constraint to trade and investment, is a pervasive and long-standing
challenge in the Philippines.
2. Regulatory System: Product registration, product standards, and environmental and labeling requirements
place restrictions on certain products.
3. Infrastructure: The Philippines lags behind many of its neighbors in infrastructure development. Traffic congestion in Metro Manila continues to be a major problem.
4. Philippine Government Procurement: There are procurement opportunities in the Philippine Government, but a local partner is generally required.
5. Highly Price-Sensitive Market: U.S. products are generally known for high quality but are also more expensive. U.S. exporters should not expect to apply their U.S. pricing strategy in this market. Distributors and
customers request payment terms.
Being the Head of AFRICAN based company Marketing & Sales Department what Product Solutions can you Develop to overcome above challenges to succeed in doing business here in the Philippines?
As the company's head of marketing, the product solutions for it to be well positioned in the Philippines is to align the product with the needs of the local consumer.
What are entry barriers?It corresponds to the variables that make it difficult for a company to survive in a given market, as well as the five mentioned in the question, such as the local regulatory system and competitiveness in the market, which makes new companies face difficulties to remain well positioned in the market. long term and end up closing down their activities.
To overcome these challenges, the head of marketing and sales must first conduct marketing research focused on the local audience, identifying their demographic and cultural characteristics, in order to segment their audience to align products and services.
Therefore, entering a global market requires companies to adapt their products and processes to achieve a degree of reliability and value to the consumer in the local market.
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impact of new vendor with zero opening balance
The impact of the vendor with the zero opening balance is to show that the account has been correctly set up.
What is the vendor opening balance?This is the term that is used to refer to the amount of money that is in an account at the particular time that the account is newly opened.
The way that the vendor balance can be gotten is when the opening balances that are in a new year are carried forwards and the customers are done. In order to track this, the code that is to be used is F. 07.
The opening balance is what would have to be brought forward at the end of an accounting period and it is usually what the vendor would have to use as they try to keep a track of the cash flow that is in their account.
Hence we would say that the impact of the new vendor with this balance that is 0 is to help to determine how correct the set up of the account has been done.
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Which expenses stay the same from month to month?
Answer:
Fixed expenses such as rent, stay the same from month to month
Answer: fixed expenses
Explanation: any expense that does not change from period to period, such as mortgage or rent payments, utility bills, and loan payments. The amounts may vary slightly, which may be the case with utilities, but you know they are due on a regular basis
Types of expensesVariable expenses
Expenses that vary from month to month (electriticy, gas, groceries, clothing).
Fixed expenses
Expenses that remain the same from month to month(rent, cable bill, car payment)
Intermittent expenses
Expenses that occur at various times throughout the year and tend to be in large amounts(tuition payment, car repairs)
Discretionary (non-essential) expenses Expenses for things we don't need (eating out, gifts, snacks)
in Italy An overview of economic factors that could influence pricing strategies. A synopsis of costs that would influence the price of the good or service being proposed for global business operations. Recommend a pricing strategy (including specific prices) for the proposed enterprise. Provide evidence to support your proposal.
Some elements influencing foreign consumer behavior in international marketplaces include but are not limited to:
target market economics and political ideology;education and technical abilities;values and attitudessocial and cultural factors;languagereligion and beliefs; andlegal and competitive issues.The costs that could influence the price of the good or service being proposed for global business operations are?Some of the major costs that drive the price of goods these days at the international level are:
Cost of technologycost of informationCost of raw materialscost of regional labor etc.Taking cost of labor, for instance, China became the headquarters of production and large-scale manufacturing because thee readily provided cheap labor and had access to raw materials at a reasonable cost due to their global influence.
Thus, a principal strategy that would support a global enterprise must take into consideration sources of:
Cheap labor andCheap raw materials.Any global business that is able to achieve control over these two factors will dominate in terms of price.
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Which option is NOT an example of a financial emergency?
car repair
buying a gift for your best friend’s birthday
losing your job
medical bill from the emergency room
Answer: buying a gift for your best friend's birthday
Explanation: emergency is any expense or loss of income you do not plan for, like a missed paycheck, a damaged roof, a flat tire, or medical bill. Financial emergencies may include car damage, unemployment, medical treatment, property damage, or family emergencies
car repair: a financial emergency because you did not plan on your car needing repairs; you need your car to get places.buying a gift for your best friend’s birthday: not emergency because you can plan for that in the bouget.losing your job: a financial emergency because you did not plan on losing you job that you need to make money.medical bill from the emergency room: a financial emergency because you did not plan on going to the emergency room.Answer:
buying a gift for your best friend’s birthday
Explanation:
disruptive innovations don't need to perform better than incumbents; they simply need to perform well enough to appeal to their customers (and often do so at a lower price).
a. True
b. false
The disruptive innovations don't need to perform better than incumbents is TRUE
What is Disruptive innovation ?
Disruptive innovation, according to business theory, is innovation that establishes a new market and value network or enters a market from the bottom and eventually supplants long-established market-leading companies, goods, and alliances. Beginning in 1995, the American academic Clayton Christensen and his team developed the idea.
Even breakthrough innovations don't always cause disruption. For instance, because early automobiles were expensive luxury items that did not disrupt the market for horse-drawn vehicles, they were not disruptive innovations when they were introduced in the late 19th century. Up until the 1908 release of the less expensive Ford Model T, the transportation business virtually remained unaffected. A disruptive breakthrough was the mass-produced vehicle, which altered the transportation industry.
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Think of a process you perform every day. Describe the process in detail by listing the steps needed to complete it.
The process which is to be perform everyday for efficient processes are Change Implementation and Communication, Acquire Resources, evaluate the process and Analyze the results.
What is a business process and what are the importance of business process ?
A business process is a set of actions taken by a number of stakeholders to accomplish a specific objective. A task is allocated to a participant at each stage of a business process. It serves as the essential building block for a number of related concepts, including process automation and business process management.
Despite the abundance of information that has been published and spoken about business process management, it is crucial to comprehend why it is so crucial to your company.
In large firms, the benefits and necessity of a business process are extremely obvious. Any organization relies on its processes to streamline individual tasks and ensure that resources are used to their full potential.
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Calculate the implied growth rate of technology in each scenario in the table below. Assume labor's share of output to 60% and
capital's share of output is 40%.
Scenario
A
B
C
D
Growth Rate of
Output (%)
3.0
4.2
3.0
4.2
Growth Rate of Labor
2
3
1
1
Growth Rate of
Capital (%)
2
3
5
4
Implied Growth rate of technology
_answer
_answer
_answer
_answer
Instructions: Enter numbers rounded to one decimal place in each box.
The implied growth rate of technology can be solved as:
1.01.20.402.3How to solve for the implied growth rate of technologyscenario A
formula is given as
growth rate - (labor share of output x growth rate of labor) - (capital share of output x growth rate of capital)
growth rate = 3
labor share = 60%
capital = 40%
= 3 - (0.60)*(2) - (0.40)*(2)
= 3 - 1.2-0.8
= 3-2
= 1
For the second scenario B
= 4.2 - (0.60)*(3) - (0.40)*(3)
=>4.2- 1.8 -1.2
= 1.2
For the Scenario C
= 3.0 - (0.60) *(1) - (0.40)*(5)
= 3.0 - 0.6 - 2.0
= 0.4
Scenario D
= 4.2 - (0.60)*(1) - (0.40)*(4)
= 4.2 - 0.60 - 1.6
= 2
The growth rate of technology is the term that is used to refer to the way that the growth rate of technology would receive increment over periods .
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I need help!!! offering brain list
Option D is correct. When the contract is being drafted, what has to be remembered would be offer and acceptance and the legal representation.
What is a contract?This is the term that is sued to refer to the written document that tells us that there is an agreement that exists between the parties that are involved and that they have agreed to do business together. The contract is enforceable in the court of law especially if there is a defaulter by any of the parties involved.
To sign a contract, the people would have to need their legal representatives that would help them to understand every term that is contained in the contract that they are to sign before they go ahead with the signing.
Hence we would say that option D is correct because it is what tells us of what has to be remembered.
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Describe FIVE (5) factors that are reshaping and refining the manager job.
FIVE (5) factors that are reshaping and refining the manager job.
1. The increasing complexity of organizations
2. The increasing need for managers to be able to deal with change
3. The increasing importance of communication and interpersonal skills
4. The increasing need for managers to be able to work in teams
5. The increasing importance of strategic thinking
What is manager job?
Generally speaking, an effective job title will mention the broad term, the amount of experience, and any unique qualifications. Your job title will be optimised to appear in a broad search for similar jobs when you use the general word. By describing the level of responsibility and prerequisite expertise, the level of experience will assist you in attracting the most qualified candidates. Additionally, if your role requires specialisation, think about incorporating that information in the job title. If you want people to click on your job posting, make sure they understand what it is before utilising internal titles, abbreviations, or acronyms.
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Explain under which IRENT the Paycheck Protection Program would fall.
According to how we interpret the official Treasury guidance, rent expenses are any sums paid on a regular basis to use the property for commercial purposes. These costs need to be the result of a contract that was signed prior to February 15, 2020.
Paycheck Protection Program: What is it?The Small Business Administration, with assistance from the Department of the Treasury, administers the Paycheck Protection Program, which was created by the CARES Act. This program offers small businesses money to cover up to 8 weeks' worth of benefits-covered payroll expenses.
Additionally, money can be used to cover the interest on loans, rent, and utility bills. Millions of Americans working for small businesses are given priority by the Paycheck Protection Program, which has $659 billion in funding authorized for job retention and other expenses.
If they also meet program size requirements, small businesses, eligible nonprofit organizations, veterans organizations, and tribal businesses as defined in the Small Business Act, as well as people who work for themselves or as independent contractors, are eligible.
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Question 1
2 pts
What type of credit involves a set number of payments at a set dollar amount for a fixed
period of time?
O Balloon Payment Account
O Revolving Credit Account
O Charge Cards
O Installment Credit
Installment credit versus revolving credit
increased interest rates can be more difficult to qualify for
Only the amount drawn by borrowers is subject to interest. Fixed number of payments over a predetermined time period that include interest
Define revolving credit?An arrangement known as revolving credit allows the account holder to repeatedly borrow money up to a predetermined dollar limit while paying a portion of the outstanding balance through regular payments. Each payment replenishes the amount the account holder has access to, less any applicable interest and fees.
What is the name of the dollar-based cost of consumer credit?APR stands for annual percentage rate, which is how much credit will cost you in percentage terms; finance charge is how much credit will cost you in dollars (this is the total amount of interest and certain fees you will pay over the life of the loan if you make every payment when due).
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what is the role for investor protection in developing international financial markets and real economies
The phrase "investor protection" refers to a broad range of policies intended to shield investors from the wrongdoings of businesses, merchant bankers, depository participants, and other middlemen.
What function do investors serve in the economy?
Without investment, businesses would not have the prospects for unending growth that investors provide. They support the banking institutions and aid in facilitating the distribution of monies to individuals in need. Investors support fiscally and monetarily prudent policies and criticize those that are not.
Why is investor protection important?
Investor protections are important for businesses' capacity to raise the money they require to expand, innovate, diversify, and compete. Equity markets cannot thrive without investor safeguards, and banks end up being the primary source of funding. Capital markets that are active tend to effectively protect investors in economies.
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1. Given a t-distribution, if you select a sample of n = 10, (a) What is ... 1. Given a t-distribution, if you select a sample of n = 10, (a) What is the probability that t is above 2.2622? Answer (b) There is a 90% chance that t is less than what value?
Given a t-distribution, if you select a sample of n = 10, the t-distribution is used instead of the normal distribution when you have small samples.
The t-distribution is a family of distributions which thus look almost identical to the normal distribution curve, just only a bit shorter and fatter. So, the larger the sample size, the more the t distribution looks like the normal distribution.
The t-distribution can also be used in hypothesis testing when a person wants to figure out that whether they should accept or reject the null hypothesis. So here, the probability that t is above 2.2622 is more.
Hence, t-distribution is used as an alternative to the normal distribution.
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If Lauren is worried about being laid off from her job, which expense would you recommend she cut down on?
Responses
her car insurance
her phone bill
her entertainment expensess
her rent
Answer: her entertainment expensess
Explanation: she needs all the other stuff.
What is the reason some banks require all employees to work as bank tellers, regardless of experience?
Answer: Many banks are offering accounts that do not require you to make an opening deposit, have low fees, and do not permit overdraft.
Explanation:
hope it helps
Does anyone know how to do this?
Answer:
Osix galbns of diesel engines have been used for years to
Answer:
1: 2, 9 10, 5 uniform
2. 10 Albany, Baptist, church
3. 8 all, state, packing, co
view the picture below for the other answers
A market index is a measure for tracking stock prices.
It is False. A market index evaluates a portfolio of securities with certain market characteristics. The index provider uses a distinct approach to calculate and maintain each index.
Index algorithms frequently employ market capitalization or price to determine their weight.
What is the process of stock index measurement?Key Takeaways - The index is calculated by adding the stock values of the 30 companies, which are then divided by the factor. Stock splits, dividends, or adjustments to the divisor occur when a company is added to or withdrawn from the index.
That would be what kind of a market index?The NYSE Composite Index and the Dow Jones Industrial Average are two examples of market indices (DJIA). The Nasdaq-100 Index, Wilshire 5000 Total Market Index, and S&P 500 are additional market indices.
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Complete Question -
A market index is a measure for tracking stock prices.
True False
Leila Ahmadi wants to purchase a package of shredded cheese at a local store for taco night. Is it better for her to pay $2.72 for 16 ounces or $3.84 for 24 ounces of this product? Explain your answer.
Since Leila Ahmadi wants to purchase a package of shredded cheese, it is better for her to pay $2.72 for 16 ounces of this product because the amount is okay for her and best if she don't want to loose more money.
What is the buy more and pay less strategy?This is known to be a marketing strategy that is used by a lot of companies as well as business to get consumers to buy more product at lesser price.
In situations where you have a high stock of a certain product or edible goods with a sell-by date that are about to run out, for example, quantity discounts are fairly common and an excellent technique to encourage customers to buy more and in that process consumers are losing more while businesses are making more profit.
Note that the strategy above that is used to sell the cheese is one that is made for people to spend more and I believe if she want to save money and not buy additional unit, she should go for the 16 ounce.
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On June 1, 2019 Adelphi Corporation issued $400,000 of 6%, 5-year bonds. The bonds which were issued at 98, pay interest on January 1 and June 1. Use this information to calculate the amount of bond discount or premium that is amortized with each interest payment. Enter as a whole number (no cents).
The amount of bond discount which is amortized with each of the interest payment is $400.
Given,
The Adelphi Corporation issued $400,000 of 6%, 5-year bonds.
Step 1:
The bond discount = the face value × (1 - Issue rate)
Bond discount = $400,000 × (1 - 98%)
Bond discount = $4,000
Step 2:
The Discount amortization per period = Bond discount / Total semiannual periods
Discount amortization per period = $4,000 / (5 × 2)
Discount amortization per period = $400
Hence, the amount of the bond discount which is thus amortized with each of the interest payment is $400.
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QUESTION 18
Education, religious beliefs, military experience, geographic location, and income are all
O a. None of these choices
O b. inclusive dimensions.
O c. traditional dimensions.
O d. both inclusive and traditional dimensions.
Oe. All of these choices
All the aspects are traditional dimensions
The multicultural world in which we live is made up of many cultures, values, and interpersonal communication styles. Age and gender, religion, color, marital status, ethnicity, education, physical and mental ability, income, sexual orientation, occupation, and language, are among the traditional dimensions of diversity. Understanding the characteristics of diversity and different world cultures can assist Extension audiences to create teaching skills that will connect with the people and groups they engage with.
Building inclusive workplaces are critical, and inclusive dimensions are highlighted in this context. It is a collection of behaviors that encourages teamwork, innovation and creativity, high performance, justice and respect, and a culture where workers feel like they belong.
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Demonstrate temperature checks on refrigeration equipment?
it's best to use food or liquid that has been in the compartment for at least 24 hours.
Use a refrigerator thermometer to monitor the temperature.
Chilling foods to proper temperatures is one of the best ways to slow the growth of these bacteria.
10 of 50
One of the differences between the Fair Housing Act and the Pennsylvania Human
Resource Act is
commercial property is included in the Pennsylvania Human Resource Act.
the Fair Housing act covers non real estate salespersons.
persons over 65 are included in the Pennsylvania Human Resource Act.
the Fair Housing Act applies to Commercial property.
One of the Differences between the Fair Housing Act and the Pennsylvania Human Resource Act is
Commercial property is included in the Pennsylvania Human Resource Act. Whilst its not included in Fair Housing ActThe federal legislation that outlaws housing discrimination based on national origin, race, color, religion, sex, disability, and other factors is called Fair Housing Act. (FHA)
The Pennsylvania Human Relations Act (PHRA), which prohibits discrimination in housing, employment, commercial property, education, and public places, is one of these state statutes.
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