The improve sustainability in the maritime sector are:
construction of the Green Shipsbuilding up a standardWhat is the importance of Building Green Shipsas a means of sustainability ?The importance of Building Green Ships as a means of sustainability is that it help to reduce the emission of the carbon blue print from the ship and this will help to preserve the environment in the shipping sector.
It should be noted that the act of Sustainability is been seen as the process of meeting the needs of current generations and still saving the environment of the process for the future generation.
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Tony and Suzie see the need for a rugged all-terrain vehicle to transport participants and supplies. They decide to purchase a used Suburban on July 1, 2025, for $14,200. They expect to use the Suburban for five years and then sell the vehicle for $5,600. The following expenditures related to the vehicle were also made on July 1, 2025:
The company pays $2,350 to GEICO for a one-year insurance policy.
The company spends an extra $5,200 to repaint the vehicle, placing the Great Adventures logo on the front hood, back, and both sides.
An additional $2,550 is spent on a deluxe roof rack and a trailer hitch.
The painting, roof rack, and hitch are all expected to increase the future benefits of the vehicle for Great Adventures. In addition, on October 22, 2025, the company pays $1,500 for basic vehicle maintenance related to changing the oil, replacing the windshield wipers, rotating the tires, and inserting a new air filter.
Record the closing entry for revenue accounts.
Record the closing entry for expense accounts.
Closing entry of expense accounts will be $12,300
All the expenses incurred by the company on the vehicle will be included in the expense account. and the expenses which will be counted as asset expenses will be adding all the costs except the insurance cost, as it not considered as an asset.
You must debit the revenue summary account as well as credit each service charge expense stated in the trial balance in attempt to eliminate out overall expense accounts by bringing their balances down to zero. You must list each closing expense exactly as it appears in the trial balance.
Close the companies are leveraging on the income statement that has debit balance to a special transitory account held "income summary."
Close any financial statement accounts having debit balances to the revenue summary account (usually expense accounts).
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What is the meaning of a leftward shift in the long-run aggregate supply (LRAS) curve?
A left ward shift in the aggregate supply curve tell us that there us a fall in the factors of production.
What is the long-run aggregate supply (LRAS) curve?In the long run, production factors control how the aggregate supply curve shifts. The curve shifts to the right as the production factors rise, while a decline in the production factors will result in a movement to the left.
At every price level, more real GDP is produced when the aggregate supply curve shifts to the right.
As the cost of essential inputs increases, the aggregate supply curve shifts to the left, creating the potential for lower output, higher unemployment, and higher inflation. Stagflation is the term used to describe an economy that is both experiencing slow growth and high inflation.
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Quantum computing can assist with data analytics by
a) offering more imaginative solutions to problems
b) solving problems that do not involve variables
Oc anticipating human behavior
O d)
solving problems on a large scale with multiple variables
Quantum computing can assist with data analytics by solving problems on a large scale with multiple variables. [OPTION D]
what is quantum computing?It is a field of computer science that uses the principles of quantum theory. Quantum theory describes the behavior of energy and matter at the atomic and subatomic levels. Quantum computing uses subatomic particles such as electrons and photons.A type of computation that can be used to manipulate quantum mechanical phenomena such as superposition, interference, and entanglement. A device that performs quantum computation is called a quantum computer.This research field focuses on the development of computational techniques centered on the principles of quantum theory. this theory describes the properties and behavior of energy and matter at the quantum level (atomic and subatomic).thus, solving problems on a large scale with multiple variables. [OPTION D] is the correct answer.
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When purchasing a health insurance policy with a lifetime maximum, what do most finance professionals recommend that you make sure your policy will pay up to?
Answer: $1,000,000
Explanation:
Rule of thumb: Most financial planners recommend an amount 10-15x your current income. Life insurance rates are influenced by a number of factors, but your health has the biggest impact on the final cost
Answer:
purchasing a health insurance policy with a lifetime maximum
Explanation:
if a life policy allow the policy owner to makes periodic additions to the face amount at standard rates without proving insurability, the policy includes a
If a life policy allows the policy owner to make periodic additions to the face amount at standard rates, without providing insurability, the policy includes a: Guaranteed insurability rider.
What is the Guaranteed insurability rider?The guaranteed insurability rider can be described as the policy hat gives room for the policy owner to purchase specific amounts of additional insurance at specific dates or events,
It should be noted that in this policy , the amount that is been needed can be provided depending on the condition.
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what is escalation clause?
Explanation:
is a contract provision that allows for an automatic increase in the agreed-upon wages or prices if certain conditions change while the contract is in effect.
An adjustment to a labor contract may be triggered by an increase in the inflation rate. An adjustment to a business-to-business contract may be triggered by an increase in expenses necessary to fulfill the agreement. A landlord may demand an escalation clause in a long-term rental agreement to cover any tax increases or a substantial change in market conditions.
On December 31, Year 1, the Loudoun Corporation estimated that 3% of its credit sales of $112,500 would be uncollectible. Loudoun uses the allowance method. On February 15, Year 2, one of Loudoun's customers failed to pay his $1,050 account and the account was written off. On April 4, Year 2, this customer paid Loudoun the $1,050. Which of the following correctly states the effect of the adjusting entry, dated December 31, Year 1, on the elements of the financial statements of the Loudoun Corporation? Balance Sheet Income Statement Statement of Cash Flows Asset = Liabilities + Stockholders’ Equity Revenue − Expenses = Net Income A. (3,375) 3,375 NA NA NA NA NA B. (3,375) NA (3,375) NA 3,375 (3,375) NA C. 3,375 NA 3,375 NA (3,375) 3,375 3,375 OA D. NA NA NA NA NA NA NA Multiple Choice Option A Option B Option C Option D
The effect of the adjusting entry, dated December 31, Year 1, on the elements of the financial statements of the Loudoun Corporation is B. (3,375) NA (3,375) NA 3,375 (3,375) NA.
How the adjusting entry for uncollectible allowance affects the financial statements:Balance Sheet Income Statement of
Statement Cash Flows
Asset = Liabilities + Equity Revenue − Expenses
= Net Income
B. (3,375 ) = NA + (3,375 ) NA − 3,375 = (3,375 ) NA
The reason for the above illustration of the effect of the adjusting entry for the uncollectible allowance is that its decreases assets by increasing the allowance for uncollectible (which is a negative asset account).
The uncollectible allowance will also decrease the net income and equity but does not affect the statement of cash flows, which deals with only cash inflows and outflows from operating, financing, and investing activities.
Credit Sales = $112,500
Estimated allowance for uncollectible = 3%
= $3,375 ($112,500 x 3%)
December 31, Year 1: Bad Debts Expense $3,375 Allowance for Uncollectible $3,375
February 15, Year 2: Allowance for Uncollectible $1,050 Accounts Receivable $1,050
April 4, Year 2: Cash $1,050 Accounts Receivable $1,050
Accounts Receivable $1,050 Allowance for Uncollectible $1,050
Thus, when the adjusting entry is recorded on December 31, Year 1, its effect is illustrated by Option B.
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Western Electric has 25,500 shares of common stock outstanding at a price per share of $66 and a rate of return of 13.65 percent. The firm has 6,650 shares of 6.50 percent preferred stock outstanding at a price of $88.50 per share. The preferred stock has a par value of $100. The outstanding debt has a total face value of $365,000 and currently sells for 104.5 percent of face. The yield to maturity on the debt is 7.69 percent. What is the firm's weighted average cost of capital if the tax rate is 21 percent?
Multiple Choice
10.15%
10.38%
11.39%
11.16%
The firm's weighted average cost of capital if the tax rate is 21 percent is: D. 11.16%
How to find Weighted average cost of capital (WACC)Common stock:
Common stock = 25,500 × $66
Common stock = $1,683,000
Preferred stock:
Preferred stock = 6,650 × $88.50
Preferred stock = $588,525
Debt:
Debt = 104.5% × $365,000
Debt = $381,425
Total market value = $1,683,000 + $588,525 + $381,425
Total market value = $2,652,950
WACC = ($1,683,000 /$2,652,950)(.1365) + ($588,525 /$2,652,950 )(6.5/88.50) + ( $381,425/$2,652,950 )(.0769)(1 -.21)
WACC = ($1,683,000 /$2,652,950)(.1365) + ($588,525 /$2,652,950 )(0.07344633) + ( $381,425/$2,652,950 )(.0769)(.79)
WACC =0.0865939803+0.0162931836 +0.0087344
WACC= 0.1116 ×100
WACC=11.16%
Therefore the correct option is D.
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What do you think about the new health care law? What are the justifications on either side? What are the scenarios that you can think of that either justifies or negates the reasons for the bill????????
(One paragraph answer)
My thoughts on the new healthcare law is that By enabling the Health and Human Services Department (HHS) to offer state vouchers to high risk health insurance pools, this law modifies the Act on Public Health Care. Individual health coverage is governed by the legislation of a state that has been chosen by the health insurance provider.
The justification is that more people would have access to health coverage.
The scenarios that would justify the reasons for the bill is if it is able to bring about an improvement in the health of the population.
What is this health care law about?Medical inflation would rise, according to health care activists, and more Americans would have access to insurance coverage. The Congressional Budget Office (CBO) stated on Saturday that the plan will result in 32 million extra individuals in 2019 before the House passed the bill.
According to the CBO, the State will spend an additional $172 billion for the coverage expansion in the same year. A higher Medicaid eligibility threshold or vouchers in place to assist families in meeting a new health coverage requirement if they do not, are responsible for the majority of this rise.
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To whom does a simple will leave your possessions?
O A.
О в.
O C.
O D.
your spouse
your spouse and a charitable organization
your spouse and other heirs
a charitable organization?
Your property will be dispersed in accordance with D.C. laws if you pass away without making a Will. Your estate won't go to the government if there is a living relative who can claim it. If you pass away intestate, your assets are distributed to your heirs in the sequence listed below:
What is will:
A will is a written statement of your intentions regarding who will inherit your personal property that you hold solely in your name and how it will be distributed after your passing. You can choose a guardian for your minor children in your will if you have any.
Your property will be distributed to your children if you do not leave a spouse or domestic partner. In the event that one of your children predeceases you, the remaining assets will be equally split among any more children, if any.Your property will be divided evenly between your father and mother if you are childless.If both of your parents pass away, your siblings will inherit your property and split it evenly (half brothers and sisters share equally with whole-blood siblings).Your aunts, uncles, and first cousins will split your property equally if you don't have any brothers or sisters.If you don't have any first cousins, aunts, or uncles, your grandparents will divide your property equally between them.If neither of your grandparents are still alive, your closest living relative will inherit your property.If you have no living relatives, the government will inherit your property.Learn more about Property Will:
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a _____ attempts to gain access to a system for malicious purposes without the owner's consent.
Answer:
A black hat hacker
Answer: Black hat hacker
Explanation:
You are 18 years old single, and still live at home.
What type of life insurance policy should you purchase?
Answer: none of the above
Explanation: i took the test
Responses
term life insurance
variable life insurance
universal life insurance
none of the above
none of the above
Answer:
i one person plan
Explanation:
store-level goals such as increasing store traffic, managing inventory, and managing employees are called _______.
Answer:
Tactical Goals
Explanation:
Acuity Insurance's motivational programs primarily support which area of the Rocket Model?
Insurance can fulfil your desire for fulfilling employment and motivational participation by pursuing a career in insurance. Defense of fellow citizens was the inspiration behind the creation of the insurance industry.
For Insurance, insurance can pay for the costs of repairing a home after a fire, providing assistance for grieving family members, or helping motivational employees who have been wounded at work. Most agents quit because they can't generate enough revenue to sustain themselves and their families. The only way to fix that is to learn how to create more, better leads and follow up on them. People go on online fact-finding missions. I work hard because I want to succeed.
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what factors determine how difficult it is for a manufacturer to persuade retailers to purchase its products?
The difficulty a producer has in persuading retailers to buy its products depends on how vertically integrated the channel is or how the channel is structured.
What is the product?The object being sold is referred to as a product. A service or an object both qualify as products. It could take on a physical, virtual, or cyber form. Every product has a cost associated with it, and each one has a price. The market, the quality, the marketing, and the group that is being targeted all affect the price that can be charged.
The degree of vertical integration of the channel, which is one component of channel structure, determines the level of difficulty a producer faces in obtaining retailers to buy its products.
Therefore, The difficulty a producer has in persuading retailers to buy its products depends on how vertically
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Need on this please
Answer:
Explanation:
America has an absolute advantage in selling everything, a comparative advantage in selling mobile phones, a comparative advantage in selling tablets in Brazil
so we choose D
what type of family value is associated with the price is right
Memories, this show made so many memories and family-related values.
what is the price is right?
The Price Is Right is a game show series that was developed by Bob Stewart. It was first produced by Mark Goodson and Bill Todman, and Fremantle currently produces and owns it. The franchise primarily focuses on television game shows, although it also sells board games, video games, and printed materials. The series debuted as a Bill Cullen-hosted television game show in 1956 and underwent a redesign in 1972. Bob Barker served as the initial host of this version. Since 2007, Drew Carey has served as the show's host.
This show has a family value because it has been on for ten years. While watching The Price Is Right with their parents or grandparents as children, many devoted fans grew to love the programme. People love to share the wonderful experiences they have of this game show with other people. One daytime game show has maintained unusually high levels of popularity with viewers of all ages in an age where attention spans are short and television programming can be contentious.
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Write each sentence. Correct any errors in verb use. Write correct if the sentence
is correct.
1. The nurse gone out of his way to care for the sick child.
2. After you get the mail, lie it on the kitchen counter.
3. Some residents of the town has traced their ancestry.
4. Frieda learned the business and begins looking for customers.
5. The officers am budgeting an extra $5,000 for taxes next year.
6. I choose the materials last week.
7. The delegates should rise from their seats when Mr. Li arrives.
8. Gerald will have been elected next week.
9. Gladstone Inc. has complained about the competition’s prices.
10. By the time school will have started next week, I will have returned
from Spain.
The correct sentence for each of the given sentences are as follows:
1. The nurse has gone out of his way to care of the sick child.2. When you get the mail, place it on the kitchen counter.3. Some residents of the town has traced their ancestry. - Correct.4. Frieda has learned the business and now looking for customers.5. The officers is budgeting an extra $5,000 for taxes next year.6. I choose the materials last week. - Correct.7. The delegates should rise from their seats when Mr. Li arrives. - Correct.8. Gerald will be elected next week.9. Gladstone Inc. has complained about the competition’s prices.- Correct.10. By the time school starts next week, I will have returned from Spain.What are the rule for verb?The general rule is that subjects and verbs must agree with one another in number (singular or plural). Therefore, if a subject is singular, its verb must also be singular and if a subject is plural, its verb must also be plural.
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What is the requirement to form contract ?
The requirement to form a valid contract are -
1. Acceptance: Your Offer Is Accepted
Acceptance entails exactly what it sounds like: the recipient of the offer accepts its terms. Acceptance must be willingly given. In other words, because he is under duress, a person who signs a contract while a pistol is pointed directly at him is not legally permitted to accept the offer. This is an extreme case, but there are times when one side is subjected to threats or blackmail in order to prevent him from signing the contract. These are not enforceable in court. The acceptance of the offer must be mutually binding and based solely on the parties' mutual agreement to the conditions of the contract.
2. Consideration: Who Is Paying What.
Consideration is the amount one party will "pay" for the contract to be fulfilled. When defining consideration in a contract, the term "payment" is ambiguous because what a party receives for signing the agreement isn't always monetary. Therefore, even if a real estate contract may specify that the property would be transferred for $1 million in consideration, a renter may be provided with housing in exchange for making improvements to the property while they are residing there .In the end, consideration is regarded as something valuable, and typically, it takes the form of money. However, you would still be accorded consideration if you offered to the company to share your skills and expertise.
3. Our intention is for this agreement to be enforceable in court.
This prerequisite for a contract concerns the goals of each side. Friends and relatives frequently make informal agreements, but they never intend for them to be legally enforceable, meaning that they do not want one person to be able to sue the other if the other does not follow through on their commitments. Due to the lack of a legal intent, this kind of agreement is not a genuine contract. The contract's provisions must also abide by the rules and laws of the state where the agreement was made.
4. Competence: Parties Must Be Experienced
The contract must be signed by and entered into by competent parties. This indicates that the signer is of legal age, has the mental capacity to understand the contract, and is not otherwise incapacitated at the time of signing—that is, not intoxicated or under the influence of drugs or alcohol. Although "capable parties" are a prerequisite for any legal contract, they are closely examined in agreements involving elderly or disabled people. Dementia patients may not be mentally capable of signing a contract transferring ownership of their property to another party.
5. Legal things
A contract can only be considered valid under the Contract Act if it has a legal consideration and a legal purpose. According to the Contract Act, the reasons and purposes listed below are unlawful.
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True Flight Golf manufacturers a popular shaft for golf clubs. Its trade secret is a unique process for weaving
high-tension wire into the center of the shaft such that energy is accumulated during the swing and released
at impact. A specialized machine costing $3,000,000 is utilized in the manufacturing process. The machine has
a 3-year life and no salvage value. True Flight uses straight-line depreciation. During the year, 25,000 shafts
were produced, and the company was operating at full capacity. $700,000 of wire was used during the year.
(b) For the two noted cost items, how much was total variable cost and total fixed cost?
(c) For the two noted cost items, how much was variable cost per unit and how much was fixed cost
per unit?
(d) Repeat requirements (b) and (c), assuming production was only 20,000 units (and wire usage was
reduced proportionately).
(e) For the following year, if the company acquired an additional machine to enable production of
40,000 total units, what would happen to the expected total and per unit variable and fixed cost?
(f) If the company experiences significant growth, and finds it necessary to continue to add additional
machines, how would the machine cost be characterized (hint: fixed, variable, or something else)?
In theory, at what production level(s) would per unit cost be minimized?
Explanation:
raj started business with Cash
Bonfire Beachwear Company expects sales next year to be $460,000. Inventory and accounts receivable will have to be increased by $95000 to accommodate this sales level. The company has a steady profit margin of 15 percent, with a 30 percent dividend payout. How much external funding will Bondi Beachwear Company have to seek? Assume there is no increase in liabilities other than that which will occur with the external financing.
One of the often used profit statistics to determine how profitable a business or line of business is is profit margin. It displays the proportion of sales that have generated profits.
What is Profit margin:
A company's or commercial activity's profit margin, which is determined by dividing income by sales, effectively gauges how profitable it is. Creditors, investors, and businesses themselves utilize profit margins as gauges of a company's financial stability, management aptitude, and potential for expansion.
Gross margin is calculated by starting with sales, deducting costs directly associated with producing or delivering the good or service, such as labor, raw materials, and so on, which are often combined as "cost of goods sold," "cost of products sold," or "cost of sales" on the income statement.
Operating Profit Margin, or simply operating margin: Operating profit margin, also known as profits before interest and taxes, or EBIT, is obtained by deducting selling, general, and administrative, or operational costs from a company's gross profit figure.
By deducting the cost of goods sold (COGS) from total sales and dividing the result by total revenue, you can quickly calculate a company's profit margin. Calculate the percentage by multiplying that number by 100.
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EXERCISE: Conduct online research about entrepreneurs. What did you discover about these individuals?
Some links to get you started:
Entrepreneurs are those persons who start their own businesses with their own money or capital by taking all financial risks.
Who is an entrepreneur?entrepreneurs are those persons who initiate their own businesses from scratch.A person who organizes and operates one or more companies, thereby taking an above-average financial risk.The one who starts a new business takes most of the risks and enjoys the most rewards. The process of starting a business is known as entrepreneurship. Those are generally seen as innovators, sources of new ideas, products, services, and businesses/processes.qualities of entrepreneurs are as follows:
innovativepassionatedecision-makerrisk takerdisciplinedsharp memorydynamic vision foresightflexibilitysmartcommunication skills sharp mindto know more about entrepreneurs refer to:
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Which of these is not part of the marketing concept?
Multiple Choice
Providing customer satisfaction
Matching competitors' offering
It relies on the integrated effort of numerous departments, not just marketing
That corporate goals can be achieved through customer satisfaction
From the following, the one which is not a part of the marketing concept is that, it relies on the integrated effort of numerous departments, not just marketing.
Marketing is considered to be the process of getting the right goods or services or ideas to the right people at the right place, time, and also the right price. This can be done using the right promotion techniques and utilizing the appropriate people to provide such customer service.
It is seen that the most successful organizations are said to have adopted the marketing concept. Thus, this marketing concept is based on the right principle. The marketing concept is oriented toward customers satisfaction by offering value, and does not rely on integrated effort of numerous departments.
Hence, option C is correct.
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Should the U.K., France, and the U.S. have concentrated their relief efforts along historical colonial lines during the Ebola outbreak? In general, do the U.S. and other imperialist nations have particular ethical responsibilities to aid their former colonies? Explain your reasoning.
Even though I believe that it was a great gesture for the ways that the nations of U.K., France, and the U.S. have concentrated their relief efforts along historical colonial lines, I do not believe that they should have.
Yes The US and other imperialist nations have particular ethical responsibilities to aid their former colonies.
What is imperialism?Imperialism is the state's strategy, practice, or advocacy for expanding power and domination, particularly through direct territorial conquest or by seizing control of neighboring regions' politics and economies, frequently through the use of both hard power and soft power.
For instance, when King George III stationed British troops in the colonies to uphold ever-stricter economic and political constraints imposed on the colonists during the 16th and 17th centuries, colonialism in America gave way to imperialism.
The Latin word imperium is where the word "imperialism" originates. Its meaning is "to order." Imperialism is the practice of expanding a nation's influence into foreign lands or dominating the politics or economy of another nation.
These countries typically provide specific assistance and efforts to the countries that they controlled.
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a. What is the meaning of office procedure?
Answer:
Meaning of Office Procedure
Office procedure is a set of rules or policies guiding the operations of an office. Office procedures set the standard for how staff work together in the office.
Explanation:
Answer:
Office procedure is the set of rules regarding the operations in an office.
What is the annual effective gross income if total monthly rental is $200,000, monthly CAM $30,000, monthly Insurance pmt $10,000, monthly Tax pmt $30,000, 5% vacancy and total tenant improvement/leasing commissions total $50,000?
The annual effective gross income, given the total monthly rental, and costs like insurance, can be found to be $3, 078, 000.
How to find the annual effective gross income?The annual effective gross income can be found by the formula:
= Annual rental + Annual CAM + Annual insurance + Annual tax payment - Vacancy costs
Annual rental:
= Monthly rental x 12
= 200,000 x 12
= $2, 400, 000
Annual CAM:
= Monthly CAM x 12
= 30, 000 x 12
= $360, 000
Annual insurance:
= Monthly insurance payment x 12
= 10, 000 x 12
= $120, 000
Annual tax payment:
= Monthly tax x 12
= 30, 000 x 12
= $360, 000
The Vacancy costs are:
= Total annual income x Vacancy cost
= (2, 400, 000 + 360, 000 + 120, 000 + 360, 000) x 5%
= $162, 000
The annual effective gross income is:
= Annual rental + Annual CAM + Annual insurance + Annual tax payment - Vacancy costs
= 2, 400, 000 + 360, 000 + 120, 000 + 360, 000 - 162, 000
= $3, 078, 000
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Which of these ideas did you include in your answer? Check all that apply. Higher activation energies generally lead to lower reaction rates. Reaction 2 has a lower reaction rate than Reaction 1. The activation energy for Reaction 2 is probably higher than that for Reaction 1.
The ideas that would be included in the answer on activation energies and reaction rates are:
Higher activation energies generally lead to lower reaction rates. Reaction 2 has a lower reaction rate than Reaction 1. The activation energy for Reaction 2 is probably higher than that for Reaction 1.How is activation energy related to reaction rate?The activation energy is indirectly related to the reaction rate. This means that the higher the activation rate, the lower the reaction rate. This is because the reactants would take a longer time to achieve the energy needed to activate the reaction.
The fact that Reaction 2 has a lower rate of reaction than Reaction 1 most likely means that it has a higher activation energy.
First part of the question is:
Reaction 1 has a much higher rate than Reaction 2 under the same reaction conditions. Explain this observation in terms of activation energy.
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A Which of the following best describes distributions from a defined benefit plan?
A. Distributions from defined benefit plans are taxable as ordinary income. B. Distributions from defined benefit plans are partially taxable as ordinary income and partially nontaxable as a return of capital. C. Distributions from defined benefit plans are taxable as capital gains.
Answer:B. Distributions from defined benefit plans are partially taxable as ordinary income and partially nontaxable as a return of capital.
Explanation:
A responsibility center is best described as?
a. any part of an organization that has responsibility for optimizing customer service and satisfaction
b. any financial sub-unit within an organization that has the responsibility to account for the performance of other organizational sub units.
c. any part of an organization whose manager has control over and is accountable for cost profit or investments
d. any part of an organization that has responsibility for managing product and service quality
Answer: C. Any part an organization whose manager has control over and is accountable for cost profit or investments.
Explanation: A responsibility center is an operational unit or entity within an organization, that is responsible for all the activities and tasks structured for that unit. These centers have their own goal, staffs, objectives, policies and procedures, and financial reports. And are used to balance responsibilities related to expenses incurred, revenue generated, and funds invested to an individual.
In a multinational or large corporation, the organization tasks are divided into a subtask, and each task is given to various small division or groups. In this context, all groups in that organization are responsibility centers.
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Can you use a home equity loan for whatever you want?
A HELOC is a line of credit taken up using the equity in your home as collateral.
How is home equity calculated for a HELOC?You must have at least 20% equity in your house to be eligible for a Home Equity Line of Credit (HELOC). Subtract the amount owing on the home's mortgage loans from the home's current appraised value to determine the equity in the property.A crucial component of that is an appraisal. A lender will probably demand an appraisal to determine the value of your home because HELOCs and home equity loans are secured by your home. An appraisal ensures that you don't borrow more than your home is worth, protecting both the lender and the borrower.Start by multiplying the current market value of your home by 80% to get an idea of how much equity you have. Subtract your mortgage balance next. The balance is how much you can borrow from a HELOC, as long.To Learn more About HELOC refer to:
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