what is the difference between hazard insurance and homeowners insurance

Answers

Answer 1

Answer:

The difference between the two is that Hazard insurance can cover you and or protect you against "structural damage caused by natural disasters".

Meanwhile Homeowners insurance is "a financial protection against theft"...

So, long story short,

Hazard insurance=protection from natural disasters (structural damage)

Hazard insurance=protection from natural disasters (structural damage)Homeowners insurance=protection against theft and damage to your home and belongings

I hope this helped!!


Related Questions

Imagine you are running a bank and you are deciding how much of your funds to deposit with the Fed. Your alternative to depositing funds with the Fed is to lend them to businesses and individuals. What are you likely to do if the Federal Reserve increases the interest rate that it pays on your deposits with them

Answers

If the Federal Reserve increases the interest rate that it pays on your deposits with them increase reserves at the Fed and reduce loans.

If the Federal Reserve increases the interest rate that it pays on your deposits with them, this means that the amount I deposit with the Fed would earn a higher rate of interest.

The aim of businesses is to make profit. As a result, I would increase the amount I deposit with the Fed in order to earn a higher rate of interest on my deposit and I would reduce the amount of loans I make.

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Explain the term economic activity

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Answer:

Economic activity is the activity of making, providing, purchasing, or selling goods or services. Any action that involves producing, distributing, or consuming products or services is an economic activity. Economic activities exist at all levels within a society.

Explanation:

CAN I GET BRAINLIEST

For effective price discrimination to occur, a seller must:

Answers

Answer:

In order for effective price discrimination to occur, the seller must have a downward sloping demand curve.  

Explanation:

The seller must also have at least two identifiable groups of customers with price elasticities of demand for the product, and the seller must be able to prevent customers from reselling the product.

Oligopoly is a market structure that is characterized by a ________ number of ________ firms that produce ________ products.

Answers

Answer: small, interdependent; identical or differentiated

Explanation:

This is from Economics 202.

Which statement explains a reason why the United States relies more heavily on expensive, high-tech medical treatments as compared to European countries

Answers

The main reason why the U.S. relies more on this is because the its health care costs are paid from a mixture of sources which leaves no single source primarily responsible for controlling health care costs.

In Europe, the countries does not rely more heavily on expensive and high-tech medical treatments as United States does.

In conclusion, the main reason why the U.S. relies more on this is because the its health care costs are paid from a mixture of sources which leaves no single source primarily responsible for controlling health care costs.

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why was slavery more successful than other labor systems in meeting the labor needs of the colonial america market economy

Answers

Answer:

Cheap & effective

Explanation:

this source of labor was easily abusable and by having people you don't need to pay and spend barely anything on feeding them it makes it easier to build the USA. I don't agree with the USA being founded on this but other countries were doing this so the USA did it also.

how much does the dow have to drop to suspend trading

Answers

Answer:

Circuit breakers halt trading on the nation's stock markets during dramatic drops and are set at 7%, 13%, and 20% of the closing price for the previous day. The circuit breakers are calculated daily

What is a What? Its a trick question

Answers

What ? It’s a question

NYSE MARKET DIARY
Yesterday Prev. Day
Advanced 577 827
Declined 1963 1757
Unchanged 455 388
Total Issues 2995 2972
New Highs 10 13
New Lows 91 78
Based on the information presented for both days, a technical analyst would conclude that the market:
A. is in a consolidation phase
B. breadth indicates a strong bullish trend
C. breadth indicates a strong bearish trend
D. is peaking and will soon enter a downturn

Answers

The answer to this is going to be b

How are the management functions of planning, organizing, and leading different from one another? explain.

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Answer:

Planning is the function of management that involves setting objectives and determining a course of action for achieving those objectives.

The management functions are planning, organizing, and leading different from one another because planning is to plan for the future. Organizing are to coordinate the team. Leading are the lead the team according to the plan.

What is management?

The term “management” refers to the act of managing. The management of the business activities. Management is the basis of art, science, and the profession. Management are they manage the organization. Management are based of the different functions are the step by step.

There are the different types of the function of the management are the planning, organizing, and the controlling. The planning for the project and the task of the future. Organizing are the team and the information of the new project. Leading are to lead of the team and the directing as how to perform the new task.

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cash receipts and cash payments for transactions relating to revenue and expense activities are classified on the statement of cash flows as

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The cash receipts and cash payments for transactions relating to revenue and expense activities are classified on the statement of cash flows as operating activities.

Operating activities has to the with transaction that are involved in the day to day running of a business.

Operating activities involve revenue and expense and it help to analyze a company revenue and expense.

Operating activities is vital during decision making as it enables the company to plan based on the amount of cash receipts from customers and cash payment for direct costs.  

Inconclusion  the cash receipts and cash payments are classified on the statement of cash flows as operating activities.

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Check all of the perks a job might offer as incentives for potential applicants

A) gym membership
B) 401k investment plans
C) health benefits
D) child care services

Answers

Answer:C,D

Explanation:

C,d that is what he answers

When Maria’s friend mentioned an upcoming concert, Maria quickly thought about the new CD that was supposed to come out that day. This connection that occurred as a result of the word "concert" is an example of a __________. A. Semantic network B. Hierarchy C. Concept D. Schema.

Answers

The information illustrated is an example of a A. semantic network.

A semantic network means a source of information reflecting semantic relationships among approaches within a server. It is also used as the type of recognition of information.

While Maria's friend suggested an upcoming show, she was quick to assume of that same latest record that had been expected to be released that day. Therefore, the relationship that happened as a result of the concert is an illustration of the semantic network.

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starting with net income and adjusting it for items that affected reported net income but which did not affect cash is called the

Answers

Answer:

Explanation:

Two methods are used to calculate cash flow from operating activities: indirect and direct, which both produce the same result. ... Indirect Method: This method starts with net income and converts it to OCF by adjusting for items that were used to calculate net income but did not affect cash.

Please help please please

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Answer:

e you chose that includes at leasnts on your time line.) You can create the time line below or submit a separate Word or PowerPoint document containing the time line. If your tim

Explanation:

5. Submit a thematic time line for the theme yo You can create the time line below or submit a separate Word or PowerPoint document containing the time line. If your tim

Alton ordered an official NFL jersey for his son's birthday and is hoping it will arrive on time. Luckily, the company sent him the FedEx tracking number of the package so Alton can track the package and know exactly when it will arrive. This form of customer communication is referred to as ________ communication.

Answers

The form of customer communication here is what is referred to as delivery status.

Given the FedEx tracking number that Alton has received, he would be able to get a customized and an in-depth tracking of the NFL jersey that he has ordered for his son.

The availability of a tracking number would also help to build his faith and confidence in the delivery service. This is because it is going to give him a timeline of his good that would help him to anticipate the delivery.

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A provision in the bond indenture that forces the corporation to make arrangements for bond repayment before the maturity date is called a(n) ____________ fund.

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Based on the information given the bond repayment before the maturity date is called a(n) Sinking fund.

Sinking fund can be defined as the amount of money a company or organization saved so as to pay off  their debt or loan amount before the repayment maturity date or period.

Sinking fund is important as it enables company to save for the amount they borrowed until future date.

With this companies can prepare or make arrangement for the debt repayment so as to easily payoff the amount loan to them.

Inconclusion bond repayment before the maturity date is called a(n) Sinking fund.

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How does the targeting process in entrepreneurship differ from the targeting process in traditional marketing

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Targeting process in entrepreneurship differ from traditional marketing because the entrepreneurs begin the process with the idea for a new product.

Targeting process refers to process of breaking-down a market into segments to facilitate concentration of marketing efforts on target segments.

An entrepreneur will first seek to come up with a product idea in the targeting process whereas the marketer will seek to identify the market segment to concentrate on.

In conclusion, the targeting process in entrepreneurship differ from traditional marketing because the entrepreneurs begin the process with the idea for a new product.

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Identify each scenario as an example of expansionary fiscal policy, contractionary fiscal policy, or not an example of fiscal policy.

Answers

According to macroeconomic theory and money supply in the economy, the scenario as an example of expansionary fiscal policy includes "A decrease in taxes."

Other scenarios as an example of expansionary fiscal policy include the following:

An increase in government spending;An increase in corporate bonds purchased;An increase in the money supply;

Expansionary fiscal policy is a type of policy designed to increase the money supply in the economy.

On the other hand, examples of contractionary fiscal policy include the following:

A decrease in government spending;A decrease in transfer payments to dampen economic activity;An increase in taxes;A decrease in the money supply;

Contractionary fiscal policy is a type of policy designed to decrease the money supply in the economy.

However, the scenarios which are considered as not examples of fiscal policy include the following:

A decrease in the unemployment rate;

Hence, in this case, it is concluded that fiscal policy used by the government can either be expansionary or contractionary.

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The bulk of evidence suggest that_______.
a. markets are competitive enough that only superior information or insight will earn superior risk adjusted returns
b. markets are competitive enough that earning superior risk adjusted returns is impossible
c. markets are inefficient enough that earning superior risk adjusted returns is time consuming but not difficult the efficient
d. market hypothesis has been proven incorrect, resoundly.

Answers

Answer:

C

Explanation:

I’m not sure tho

Yankee Candle sells 500 candles in a week for a price of $10 each and the average cost of producing each candle is $5. Yankee Candle's total revenue is

Answers

Answer:

Explanation:

2500

Chapter 9 Pricing, Costing, and Growth.
It’s 10 questions - multiple choice and thank you !
I will give you brainliest if you answer all 10 (:

Answers

Answer:

b, b, c, a, d, c, b, d, a, c,

Explanation:

Which statement best describes the relationship between credit and debt
when you use a credit card?
A. Your debt decreases as you use your credit card more.
B. Your credit decreases as you lower your debt.
C. Your credit stays the same as you lower your debt.
D. Your debt increases as you use your credit card more.

Answers

Answer:

D

Explanation:

it is D because it shows the mention use.as the question did

Differentiate between equity financing and debt financing?

Answers

Answer:

When a business wants to obtain cash, it has two options for financing: equity financing and debt financing. Equity financing is the most common kind of financing accessible to companies. Debt financing refers to the borrowing of money, while equity financing refers to the sale of a piece of the company's stock.

Explanation:

Hope it helps:)

True or false: Two common ways to assess a company's ability to internally finance expansion needs are the capital acquisition ratio and free cash flow.

Answers

Companies are known to expand finance in different forms. Two common ways to assess a company's ability to internally finance expansion needs are the capital acquisition ratio and free cash flow is a true statement.

The cash flow is made of 3 types that companies uses should track and analyze to determine the liquidity and solvency of the business. They are

Cash flow from operating activities,Cash flow from investing activities Cash flow from financing activities.

Financing expansion by companies is done in a lot of ways. An individual can use their own money, borrow from friends and family, use internally generated funds etc. to finance their firms.

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As digital platforms increasingly embrace a subscription model, __________ of Americans say they now pay for online news.

Answers

Answer:

About 15-16%

Explanation:

Report shows that about 15% - 16% of American says they now pay for online news as digital platforms increasingly embrace a subscription model,

What is a digital platforms?

These are platform that uses a cloud technology for its software or programs for broadcast of news, movies etc

These digital platforms embraced a subscription model to cater for its operations.

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Describe an example of your leadership experience in which you have positively influenced others, helped resolve disputes or contributed to group efforts over time.

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Answer:  Describe an example of your leadership experience in which you have positively influenced others, helped resolve disputes, or contributed to group efforts over time.

Explanation:

Due to my leadership style, the project gained pace, productivity increased, and the team successfully completed the delivery of the software solution on schedule and under budget.

These initiatives clearly had a good effect. The team started to function more cohesively, taking advantage of one another's skills, and working well together to solve problems. The team became more cohesive as conflicts were settled through open communication.

The leadership made clear the value of facilitation, active listening, and creating a welcoming team environment in order to favorably influence people and support collective success.

The team's morale was low due to conflicts about the project's direction and priorities while I was the project manager for a software development team, and I ran into this issue.

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Before a significant risk medical mobile app (MMA) study can commence, what does the sponsor need to do

Answers

Based on operational standards, before a significant risk medical mobile app (MMA) study can commence, the sponsor "must have an approved IDE from FDA."

What are IDE and FDA?

IDE is the acronym of Investigational Device Exemption. Approval of IDE validates the investigational device to be utilized in medical research to obtain safety and efficacy data.

Similarly, FDA is the acronym of Food and Drug Administration. The responsibility of the FDA is to ensure there is safety and security of human and veterinary commodities, including drugs, biological products, and medical devices, among others.

Hence, in this case, it is concluded that the correct answer is that the sponsor "must have an approved IDE from FDA."

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how did jimmy carter respond to the economic crises of the late 1970s?

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According to historical records, Jimmy Carter responded to the economic crises of the late 1970s by making his budgetary policies focus on curbing the issue of inflation.

Jimmy Carter responded to the economic crises of the late 1970s in many ways. Some other ways he responded include the following:

By ensuring the deficits and government spending reduces.

By gradually removing price controls;

By promoting alternative sources of energy;

By legislating a national energy policy to improve energy conservation, etc.

Hence, in this case, it is concluded that there are various means by which Jimmy Carter tried to solve the economic crises of the late 1970s.

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the changes in the non-cash balance sheet accounts explain the differences between the ______.

Answers

Income statement and the statement cash flows
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