What is the process of pooling and packing mortgage loans into debt securities called?.

Answers

Answer 1

Answer:

Securitization is the procedure where an issuer designs a marketable financial instrument by merging or pooling various financial assets into one group. ... It can involve the pooling of contractual debts such as auto loans and credit card debt obligations.


Related Questions

True or False: Keeping his maximum willingness to pay for an antique car in mind, Andrew will not buy the antique car because it would be worth less to him than its market price of $300,000

Answers

Supposing that Andrew's maximum willingness to pay for an antique car is $250,000, it is TRUE that Andrew will not buy the antique car because it would be worth less to him than its market price of $300,000

What is the maximum willingness to pay?

The maximum willingness to pay represents the maximum price Andrew, in this instance, is willing to pay for the antique car.  Since his maximum willingness to pay is $250,000, and the market price is $300,000, Andrew is not likely to buy the car.

Thus, it is TRUE that keeping his maximum willingness to pay in mind, Andrew will not buy the antique car because it would be worth less to him than its market price of $300,000.

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What strategy is a company using when it customizes its products, promotion, and distribution to fit cultural, technological, and other national differences

Answers

The answer is MULTINATIONAL STRATEGY.

Suri owns a small gift shop in Chicago. She hopes the economy will rebound this fall as she has to order her Christmas merchandise and other holiday gifts in February. She wants to make sure she has enough goods for the surge in sales that the holiday season usually brings to her retail store, so she orders more than the previous year. Here, Suri is using __________ to be sure she has enough gifts for those extra customers that she hopes will bear the economic woes and shop for holiday presents

Answers

Here Suri is using buffering to make sure that the extra customers have enough gifts.

What is buffering?

This is a word that is used to lessen the impact of something. Suri is using Buffering as a way of trying to lessen the impact of the economic woes.

Buffering also helps by lessening the shock that may be eminent in the economy.

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English
v
Jayci
Sontext section for
According to O*NET, what are common work contexts
for Chefs and Head Cooks? Check all that apply.
toward the top, and
-d the bottom.
o spend time keeping or regaining balance
importance of being exact or accurate
exposed to high places
o spend time standing
responsibility for outcomes and results
responsible for others' health and safety

Answers

Answer:

● Check the freshness of food and ingredients.

● Supervise and coordinate activities of cooks and other

food preparation workers.

● Develop recipes and determine how to present dishes.

● Plan menus and ensure the quality of meals.

Explanation:

summer camps, fitness and recreational sports centers, nursing care facilities, nature parks, and other settings.

Answer:

According to O*NET, what are common work contexts for Chefs and Head Cooks? Check all that apply.

-importance of being exact or accurate

-spend time standing

-responsibility for outcomes and results

-responsible for others’ health and safety

Explanation:

Legal and political practices such as quotas, tariffs, and business practice laws fall under the larger category of _____.

Answers

There are lots of government practices. Legal and political practices such as quotas, tariffs, and business practice laws fall under the larger category of protectionism.

What is protectionism?

Protectionism is known to be a type of policy that is often applied in  protecting domestic industries against any kind of foreign competition through the use of tariffs, subsidies, import quotas, etc.

A common example of protectionism is simply the Common Agricultural Policy (CAP) of the European Union. The European Union is said to often imposes an amount of  tariff rates on a lot of agricultural markets.

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Communism relies on what form of economic arrangement?.

Answers

Answer:

Communism aims to replace private property and a profit-based economy with public ownership and communal control of at least the major means of production (e.g., mines, mills, and factories) and the natural resources of a society.

Explanation:

Communism aspires to replace private property and a profit-driven economy with public ownership and communal management of at least the key production methods.

Job #4260 consisted of 1,000 units at a total cost of $200,000. The cost transferred to cost of goods sold for the sale of 600 of the units is ______.

Answers

The answer is: 120,000

Explanation:

job #4260 consisted of 1,000 units at a total cost of $200,000. The cost transferred to cost of goods sold for the sale of 600 of the units is:

total cost / units x sale of units
200,000 / 1,000 x 600
= 120,000

The cost transferred to cost of goods sold for the sale of 600 of the units is 120,000. Frequently, market analysts use models with two sources of info: actual capital, with amount K and work, with amount L.

What is Total cost?

In financial matters, total cost (TC) is the base dollar cost of creating some amount of result.

This is the total monetary cost of creation and is comprised of variable cost, which changes as indicated by the amount of a decent delivered and incorporates information sources like work and natural substances.

Work #4260 comprised of 1,000 units at a total cost of $200,000. The cost moved to cost of products sold for the offer of 600 of the units is

Total cost / units x sale of units

200,000 / 1,000 x 600

= 120,000

The negligible cost can likewise be determined by tracking down the subordinate of total cost or variable cost. Both of these subsidiaries work in light of the fact that the total cost incorporates variable cost and fixed cost, yet fixed cost is a consistent with a subsidiary of 0.

The total cost of delivering a particular degree of result is the cost of the multitude of variables of creation. Total cost in financial matters incorporates the total open door cost (benefits got from the following best other option) of each element of creation as a feature of its fixed or variable costs.

Therefore The extra total cost of one extra unit of creation is called minor cost.

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In addition to identifying the problem a product or service solves, a value hypothesis
should promote things like product features, pricing, and the
as a means of
enticing potential customers to purchase the product.
- product cost
- market fit
- business model
- customer feedback

Answers

An hypothesis is set to address a problem, value hypothesis should promote things like product features, pricing, customer feedback.

What is customer feedback?

Customer feedback are review of a product or service that is rendered or purchase by a customer.

It gives a clue of satisfaction derived from the product.

Therefore, value hypothesis should promote things like product features, pricing, customer feedback.

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Abby takes a ride-sharing service to ride from her home to the mall. The ride-sharing service charges $1. 75 per mile plus a one-time charge of $5. 0. Which equation can be used to find y, the total cost of the ride, given x represents the number of miles of the ride?.

Answers

Answer:

y = 1.75x + 5

Explanation:

Ethan Djuna is a territorial salesperson for Lennox heating and air conditioning systems. Every six months Djuna's sales manager gives him feedback by showing Djuna a comparison between his actual sales figures and his sales objectives. This feedback is called a _____ appraisal.

Answers

Answer:

preformance

Explanation:

RATIONALE: A performance appraisal is a comparison of actual performance with expected performance to assess an employee's contributions to the organization.

When an employee is moved into a new position in an organization that provides him or her with more responsibility than his or her previous job at the company, it is called a(n)

Answers

It is called a promotion

What is considered a human rights abuse by an American company may be viewed as an acceptable business practice in China, which illustrates that ______. Multiple choice question. better ethics comes with increased standard of living the United States is often overly critical of foreign business practices the United States has more highly evolved ethical practice moral standards are relative to particular societies

Answers

What is considered a human rights abuse by an American company may be viewed as an acceptable business practice in China, which illustrates that moral standards are relative to particular societies.

What are moral standards?

In summary, moral standards are what a person of society considers to be right or wrong regarding human behavior. These standards are often different in the distinct cultures and societies around the world, often due to differing histories that helped to form them.

Therefore, we can confirm that the situation described in the question is a direct result of the moral standards being relative to particular societies.

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If publishing at a newspaper company is arranged so that editors, editorial assistants, and reporters coordinate to determine which stories should be published, this community arrangement would align with ideas brought forth by

Answers

The community arrangement of a newspaper company publication that was organized in a coordinated way by editors, editorial assistants and reporters, this arrangement will align with the ideas brought by Mary Parket Follet.

Mary Parker Follet Theory

The American author became known as the "Management Prophet" because her theory was based on a broader idea of ​​organizational democracy, going beyond the concepts of economic man, to develop concepts whose focus was human relations.

Therefore, Mary Parker Follet's theory is based on the development of man as a social and cooperative being, which develops from his relationships and behavior patterns, being contrary to Taylorism and based on the appreciation of each individual and integration of work.

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Looking at graduation rates, is Jada likely to graduate in 4 years? Why or why not? Tip: Hover over the bars in the bar chart to see what the national averages are for each group.

Answers

The bar chart is important as it will help in revealing the age at which people graduate and this will help determine if it's likely for Jada to graduate.

What is a bar chart?

Your information is incomplete. Therefore, an overview will be given. It should be noted that a bar chart simply means a graph that's used for the presentation of categorical data with rectangular bars to the value represented.

In this case, it's important to know the national averages that are for each group. In this case, the age of the groups will be taken into consideration.

If Jada's age falls within the age, then she'll likely graduate.

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The _________ identity can help to explain why two firms with the same return on equity may not be operating in the same way.

Answers

Answer:

DuPont

Explanation:

True or false: Stock market valuations are often unreliable due to market fluctuations and are therefore not used to assess competitive advantage. True false question. True False

Answers

The statement that Stock market valuations are often unreliable due to market fluctuations and are therefore not used to assess competitive advantage is false.

Because, When the  stock's intrinsic value is known it is possible for, an investor to determine whether the stock is over valued or it is under-valued as regards the current market price so we can't say it is often unreliable.

What is stock valuation?

Stock valuation  can be regarded as a  method of determining the intrinsic value.

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London corp. Issues 1,000 shares of stock for $20 per share. What are the effects of this transaction?.

Answers

The effect of this transaction is : Common stock is increased, Cash is increased.

What is issue of shares?

Issue of Shares refers to the process in which companies allot new shares to shareholders. Shareholders in this scenario can either be individuals or corporates.

With regards to the above, Common stock is increased, Cash is increased. This is because issuance of stock increases common stock balance while value in cash account is also increased.

Hence, the effect of this transaction is : Common stock is increased, Cash is increased.

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How does procrastination affect your time management?.

Answers

Answer:

cost of procrastination is the life you could have had

Explanation:

my head hurts:((

Hall, a divorced person and custodian of her 12-year-old child, filed her 2021 federal income tax return as head of a household. She submitted the following information to the CPA who prepared her 2021 return: The divorce agreement, executed in 2016, provides for Hall to receive $3,000 per month, of which $600 is designated as child support. After the child reaches 18, the monthly payments are to be reduced to $2,400 and are to continue until remarriage or death. However, for the year 2021, Hall received a total of only $5,000 from her former husband. Hall paid an attorney $2,000 in 2021 in a suit to collect the alimony owed. In June 2017, Hall's mother gifted her 100 shares of a listed stock. The donor's basis for this stock, which she bought in 1985, was $4,000, and market value on the date of the gift was $3,000. Hall sold her stock in July 2017 for $3,500. The donor paid no gift tax.During 2017, Hall spent a total of $1,000 for state lottery tickets. Her lottery winnings in 2017 totaled $200.Hall earned a salary of $25,000 in 2017. Hall was not covered by any type of retirement plan, but contributed $2,000 to an IRA in 2017.In 2017, Hall sold an antique that she bought in 1995 to display in her home. Hall paid $800 for the antique and sold it for $1,400, using the proceeds to pay a court‐ordered judgment.Hall paid the following expenses in 2017 pertaining to the home that she owns: realty taxes, $3,400; mortgage interest, $7,000; casualty insurance, $490; assessment by city for construction of a sewer system, $910; interest of $1,000 on a personal, unsecured bank loan, the proceeds of which were used for home improvements. Hall does not rent out any portion of the home. Hall's $2,000 contribution to an IRA should be treated as
a. A deduction from adjusted gross income not subject to the 2% of adjusted gross income floor.
b. A deduction from adjusted gross income subject to the 2% of adjusted gross income floor.
c. An adjustment to income in arriving at adjusted gross income.
d. Non-deductible, with the interest income on the $2,000 to be deferred until withdrawal.

Answers

The $2000  contribution to an IRA should be treated as an An adjustment to income in arriving at adjusted gross income.

The reason Hall has to go with this option

The individuals that are not in a retirement plan of a company have the option of deducting their cash contributions to their own retirement accounts.

They are able to do this given that the money is 6000 dollars or a hundred percent of their gross income.

Taxes are not paid on interest in this type of account till the earnings from the retirement plan is distributed.

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As country income level rises from middle-income to high-income, what do we expect will happen over time to the prevalence of tobacco smoking?.

Answers

When a country switches from middle income to high income, it is expected that the prevalence of smoking goes down.

Prevalence of smoking by income level

Studies have shown that nations that are high income have lower and reducing rates of tobacco smoking.

This is the reverse of the trend witnessed in middle and low income countries where smoking prevalence is on the increase.

In conclusion, there will be less smoking.

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According to the globe project, in-group collectivism refers to:.

Answers

In-group collectivism simply means how much pride and loyalty individuals have for their family or organization.

What is In-group collectivism?

In-group collectivism means the degree to which individuals are able to express pride, and cohesiveness in their families or organizations.

Countries with high institutional collectivism have individuals that identify with their families or organizations and obligations determine behaviors.

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An agile supply chain strategy works best with: __________
a) short lead time, unpredictable demand
b) short lead time, predictable demand
c) long lead time, unpredictable demand
d) long lead time, predictable demand

Answers

Answer:

its b

Explanation:

I hope this helps you

An agile supply chain strategy works best with short lead time, unpredictable demand.

What is an agile supply chain strategy?

Using responsiveness, competence, adaptability, and rapidity to manage how successfully a supply chain entity functions on a daily basis is what is generally meant by the term "agile supply chain."

Flexible supply chain management is prioritised. It's for businesses that wish to quickly adjust to shifting circumstances. With this approach, it is simpler to modify sourcing, logistics, and sales in reaction to variables like economic fluctuations, technological advancements, and client demand.

An agile supply chain typically holds off on completion of production until it is clear what the demand from the market is. While short-term projections aid in responsiveness, flexible supply chains excel at adapting to demand as it arises. When making quickly mutable and customizable goods like clothing, this method is helpful.

Short order lead times are often the product of an agile supply chain. Additionally, it responds to customers quickly. And the method allows for flexibility when something unanticipated occurs, like a typical supplier being unable to fulfil an order. With an agile supply chain, you can also react to new market opportunities more swiftly.

Supporting answer

Hence option A is correct answer

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What are some tasks commonly performed in Consumer Services jobs? Check all that apply. Explaining paperwork giving spiritual guidance handling questions and complaints documenting information providing grooming services planning activities and events.

Answers

Answer:

A, C, and D

Explanation:

I just did it

Answer:

A, C, and D

Explanation:

Consumer surplus exists because of the
A. surplus of money that wealthy consumers hold.

B. surplus in marginal product that firms get when they hire an additional worker.

C. willingness of some consumers to pay a price higher than the market price for some units of a good.

D. additional utility that households obtain when the prices of substitutes fall.

E. increase in the availability of goods when income rises.

Answers

Answer:

it exists because of the increase in the availability of goods when income rises

Suppose that Ciera rear-ends Dianne’s car while Dianne is sitting at a stop light. Dianne claims that her injuries resulting from her accident are substantial, and she demands that Ciera pay her $50,000. Ciera initially offers merely to pay Dianne’s medical expenses ($9,760), but she eventually offers to pay $25,000 in return for Dianne’s execution of a settlement agreement. As part of the settlement agreement, Dianne must promise not to sue Ciera for her injuries. If the parties consent to the settlement agreement, Dianne’s promise not to sue is what type of consideration?

Answers

The promise of Dianne not to sue is Forbearance type of consideration.

What is Forbearance type of consideration?

This is regarded as a kind of intentional delay in taking a debt or demanding the carrying out duties on a contract, for a time being

The act of Forbearance is often seen or used for a promise by the debtor to pay an additional amount.

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Objective and subjective product criteria are developed during the ________ stage of the purchase decision process so that the decision can be made in the next stage.

Answers

Objective and subjective product criteria are developed during the alternative evaluation stage of purchase decision.

What is alternative evaluation?

Alternative evaluation is the the third stage in the consumer buying decision. It refers to the stage in the buying decision process in which the buyer uses information gathered to make a final choice between the products in the evoked set.

The alternatives should reflect  different approaches to the problem or different priorities across objectives, and should present decision makers with real options and choices

Hence, objective and subjective product criteria are developed during the alternative evaluation stage of purchase decision.

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Ellen purchased a dishwasher, which cost $315 before the 9. 22% sales tax. She used the machine an average of 10 times per week for the next six years, at which point she replaced it. Each time she ran the dishwasher it cost her $0. 09 for water and $0. 13 for electricity. What was the lifetime cost of Ellen's dishwasher? a. $1,030. 44 b. $686. 40 c. $1,093. 73 d. $749. 69.

Answers

Cost is the amount of spending on a product or service. The lifetime cost of the dishwasher was $1029.8 which is $1030 approximately.

What is the cost?

Cost is the amount incurred on acquiring a product or using a service. Cost is the value of the product or service.

The lifetime value of an asset is the total expense incurred on the asset from acquisition till disposal.

The lifetime cost of the dishwasher will be the sum of its cost, sales tax, and water and electricity charges for 6 years.

The water and electricity charges are $0.09 and $0.13 per use. The total number of times the dishwasher is used can be calculated as:

The number of use per week are 10, number of weeks in a year are 52, and number of years of use are 6.

[tex]\rm Number\:of\:uses = 10\:times\times 52\:weeks\:\times6\:years\\\\\rm Number\:of\:uses = 3120\:times[/tex]

Therefore, the water and electricity charges will be:

[tex]\rm Water\:charges = 3,120 \times \$0.09\\\\\rm Water\:charges = \$280.08\\\\\rm Electricity \:charges = 3,120\times \$0.13\\\\\rm Electricity \:charges = \$405.60[/tex]

The cost of the dishwasher will be a combination of its purchase price and sales tax. Therefore:

[tex]\rm Cost\:of\:dishwasher = \$315 + 9.22\%\\\\\rm Cost\:of\:dishwasher = \$344.043[/tex]

The lifetime cost of the dishwasher will be:

[tex]\rm Lifetime\:cost\:of\:dishwasher = \$344.043 + \$280.08 +\$405.60\\\\\rm Lifetime\:cost\:of\:dishwasher = \$1029.7\\\\\rm Lifetime\:cost\:of\:dishwasher = \$1030 (approximately)[/tex]

Therefore the correct option is A.

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If the price of cocoa rises by 20%, the quantity supplied of cocoa rises by 4%. What is the elasticity of supply

Answers

the elasticity of supply of cocoa given the percentage change in quantity supplied and price is 0.2.

What is the the elasticity of supply of cocoa?

The the elasticity of supply measures the relationship between price and quantity supplied. It is expected that the relationship between price and quantity supplied is positive.

The elasticity of supply = percentage change in quantity supplied / percentage change in price

4% / 20% = 0.2

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Knowing a process has been tested and works well is valuable to companies as they
can assume it would work just as successfully for their company. As a result,
companies may want to use
materials.
- patented
- trade secret
- trademarked
- copyrighted

Answers

Answer:trandemarked

Explanation:

The correct option is C. Knowing a process has been tested and works well is valuable to companies as they can assume it would work just as successfully for their company. As a result, companies may want to use trademarked material.

Who can be benefited from a trademark?

Customers will have no trouble finding your products thanks to trademark registration. It sets your product or service apart from those of your rivals while also acting as a powerful marketing tool. Furthermore, this is due to the fact that your trademark or logo embodies the mission, standards, and distinctiveness of your company.

Trademark acknowledges the value of the finished good. Customers associate a product's quality with the brand name, and this association helps to establish an image of a particular brand's quality in the marketplace. This association attracts new customers because they can distinguish a product's quality from another by looking at the logo or brand name.

Thus, the most ideal selection is option C.

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Purchasing a coffee from a coffee shop, for example, is a ______ purchase decision than purchasing a cell phone from a large retail store.

Answers

Answer:

is it a multiple choice question? if so putting that would make it 10x easier to give you an answer

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