The things which people who are taking out a mortgage must agree to are:
A loan amount, Interest ratePayment termsAccording to the given question, we are asked to state the things which people who are taking out a mortgage must agree to and why they are essential for obtaining this loan.
As a result of this, we can see that when a person is taking out a mortgage loan, then he is expected to agee on the loan amount, the interest rate and the payment terms.
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Answer:
A loan amount,
Interest rate
Payment terms
Explanation:
what could you do to avoid a miscommunication with a friend
is it more common for a firm to fail due to lack of sales or poor financial management?
Answer:
Poor financial management
Explanation:
Poor financial management.
what are the common reason firm fail financially?The most common financial problems are (1) capital shortages, (2) inadequate cash flow management, and (3) inadequate spending management.
The most common reasons for SMEs to fail include lack of capital and funding, poor management team maintenance, flawed infrastructure and business models, and failed marketing initiatives.
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#SPJ2
Pete is thinking of skipping car insurance for the first year while he gets adjusted to car payments. Why is this a bad decision
Skipping insurance is a bad decision based on the fact that he would have to:
Pay for all the expenses when an accident occur. He would be driving illegally.What is insurance?Insurance coverage help to cover costs or expenses in case of unforeseen circumstances thereby saving costs.
Based on the given scenario skipping car insurance coverage will tend to result in him paying for people injury expenses or car crash injury expenses in a situation where he had an accident that resulted in people be injured.
He would as well have to pay for all the repairs costs of his car or vehicle since his car was not insured.
Inconclusion it is a bad decision as he would have to pay all the expenses when an accident occur and he would be driving illegally.
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____ is a disadvantage of capital intensive production
Skilled workers will be paid more than unskilled workers
Customized products are easier to make
Quality can be standardized, the same every time
Employees may become demotivated
quality can be standardized the same every time
Answer:
Quality can be standardized, the same every time
Explanation:
Capital intensive production has direct impact on quantity of production
There are basically two types of production
Labour intensivecapital intensiveALL of the following are reasons firms change from labour intensive to capital intensive EXCEPT:
Quality
Finance
Technology
Quantity
Answer:
quantity.
Explanation
terms will change from labor-intensive to capital-intensive to increase the efficiency of Labor which will ultimately result in the increase production
Answer:
Quantity
Explanation:
Whether they implement more labours or decrease the amount of labours it hardly matters the production or quantity of productionSo option D is correct
when some resources used in production are only available in limited quantities, it is likely that the long-run supply curve in a competitive market is
Answer: The correct option therefore is > upward sloping
Explanation:
When resources are limited in quantity, the cost of production would increase. Hence, in the long run, the supply curve will be upward sloping.
What can the government do to reduce consumer demand for loans?
Answer:
Increase interest rates
Explanation:
The higher the interest rates that consumers have to pay may dissuade them from borrowing.
what is the name of the department store where buddy works in elf?
Answer:
The name of the department store where buddy works in elf is called Gimbels.
Organizations must minimize _____ to match their risk appetite. a. access b. threats c. loss d. risk
most e-commerce actually takes place between businesses. what is this called?
Business-to-business (B2B) e-commerce refers to the electronic exchange of products, services or information between businesses rather than between businesses and consume.
match each hypothetical country’s aging structure to its most likely economic situation.
It should be noted that the aging structure data is important as it allows the rate of growth to be associated with the population in a country.
Your information is incomplete. Therefore, an overview of the topic will be given. There are typically three age structures which are:
The children who are under 15 years old.The working-age who are between 15 - 64 years.The elderly ones who are 65 years and older.It should be noted that an aging population lower the labor-force participation and slows down economic development in the country.
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What type of business is formed with the primary purpose of serving its user- members? O A. Partnership O B. Corporation O C. Sole proprietorship O D. Cooperative
Answer:
A social enterprise is a business with social objectives that serve its primary purpose.
Explanation:
Answer:
cooperative
Explanation:
just took it
Jim inherited a property that has not been maintained in years, the property needs new appliances, a roof, new siding, new electrical and plumbing. The cost of the updating far exceeds the value of homes in the area. The lack of feasibility in doing these repairs is called:
The lack of feasibility in doing repairs on the property inherited by Jim is called: incurable.
Incurable can be defined as any set of defects that is practically impossible for a property owner to fix, repair or cure, especially due to lack of maintenance and finance.
This ultimately implies that, incurable is a term that is associated with depreciation and it arises when the cost of repair of a property is far greater than the financial value of the property.
In conclusion, the lack of feasibility in doing repairs on the property inherited by Jim is called incurable.
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Consider today’s stock listing for Enam Telecom, shown below. 52 wk High 52 wk Low Symbol Div. Close Net Change 122. 86 64. 77 ENM 3. 45 99. 14 4. 74 If the lowest price in the past year occurred 48 days ago, find the approximate average change per day since then. A. $4. 74 b. $0. 72 c. $0. 49 d. $1. 34.
The approximate average change per day since the past year is $ 0.72.
As per the stock listing the given information in the context is:
52 wk high = 122.86 52 wk low = 64.77 ENM Div. = 3.45 Close = 99.14 Net change = 4.74
It has been given in the context that the lowest price that occurred 48 days ago is 64.77 ENM
Closing Price = 99.14
[tex]\begin{aligned}\text{Net Change in Value} &= \text{Closing Price}-52 \rm wk \:\rm low\\ \text{Net Change in Value} &= 99.14 - 64.77 \:\rm ENM\\ \text{Net Change in Value }& = 34.37 \end{aligned}[/tex]
Now, compute the average change per day:
[tex]\begin{aligned}\text{Average Change per Day} &= \dfrac{\text{Total Change }}{\text{Number of Days}}\\\text{Average Change per Day}& = \dfrac{34.37}{48} = 0.716 \\\text{Average Change per Day }& = 0.72\end{aligned}[/tex]
Therefore, the correct option is b.
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what do business owners consider when they select a business ownership structure?
Why does compound interest earn you a higher annual percentage yield
(APY) on savings accounts?
O A. Compounding interest earns more by investing your money in
stocks.
B. Compound interest doesn't really earn you more APY.
O C. Compounding means you earn interest on the money that has
already earned interest.
D. Compound interest gives you a yearly rate of return.
The reason compound interest earn you a higher APY on savings account is with compounding you earn interest on the money that has already earned interest.
With compound interest, interest is earned on the amount of money that has already earned an interest. On the other hand, with simple interest, interest is earned only on the principal.
Imagine that you deposit $100 in a savings account with an interest rate of 10% and annual compounding.
Value of the account in one year = 100 x (1.1) = 110
Value of the account in two years = 100 x (1.1)² = 121
Imagine that you deposit $100 in a savings account with an interest rate of 10% and simple interest.
Value of the account in one year = 100 + (100 x 0.1 x 1) = 110
Value of the account in two years = 100 + (100 x 0.1 x 2) = 120
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Students should consider ________________________ when choosing a career, and this includes reflecting on personal interests, talents, needs, and values.
self-efficacy
self-awareness
self-esteem
self-control
According to research studies, Students should consider self-efficacy when choosing a career, including reflecting on personal interests, talents, needs, and values.
What is Self-Efficacy?Self-Efficacy is a psychological term used to describe individuals' ability to perform essential activities to achieve success in their given tasks or endeavor.
Before choosing a career, a student should also consider his capability to perform well in that choosing career. Otherwise, he might not enjoy the career or fail.
Hence, in this case, it is concluded that the correct answer is option A. Self-Efficacy
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When building a new hospital, the developer did not remove any trees, based on the belief that doing so could compromise the ability of future generations to meet their own needs. This is an example of managing for
The actions of the developer in not removing any trees is in line with the practice of sustainability.
Sustainability:
Refers to using resources in a way that they can be used by others. Ensures that future generations are catered for.Sustainability ensures that the next generation can take care of themselves because resources will be left that the next generation can survive on. Practicing sustainability like the developer above did, ensures human survival.
In conclusion, this is sustainability.
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What ratio determines whether a borrower will manage monthly debt payments?
Answer:SI
Explanation:Pabloooo
Using the following prices, calculate the unit price to determine how much it would cost for 7 muffins and 14 juice boxes. $7. 74 for 6 muffins $5. 52 for 8 juice boxes a. $18. 69 b. $19. 89 c. $21. 91 d. $26. 52 Please select the best answer from the choices provided A B C D.
Answer: a
Explanation:
What is a natural risk that businesses should consider when establishing their information-management procedures
How do the different auto loan factors impact monthly payments?
human resources is the basic resources for an office,clarify this statement.
An HR department is tasked with maximizing employee productivity and protecting the company from any issues that may arise within the workforce. HR responsibilities include compensation and benefits, recruitment, firing, and keeping up to date with any laws that may affect the company and its employees.
In simplest terms, the HR (Human Resources) department is a group who is responsible for managing the employee life cycle (i.e., recruiting, hiring, onboarding, training, and firing employees) and administering employee benefits.
Who is likely to be in favor of a country that would be a net exporter moving from autarky to free trade
Explanation:
sorry don't know think you should ask the question
The table shows the terms of a fixed-rate mortgage. A 2-column table has 4 rows. The first column is labeled Component with entries (P) Principal, (R) Monthly interest rate, (n) Total number of monthly payments (30-year term), (M) Monthly payment. The second column is labeled Cost with entries 200,000 dollars, 0. 4 percent, 350, 1059 dollars and 85 cents. Which formula should be used to correctly calculate the monthly mortgage payment? M = P StartFraction Left-bracket R (1 minus R) Superscript n Baseline Right-bracket Over (1 R) Superscript n Baseline EndFraction M = P StartFraction Left-bracket R (1 R) Superscript n Baseline Right-Bracket Over Left-bracket (1 R) Superscript n Baseline minus 1 Right-bracket EndFraction M = P StartFraction R Over left-bracket (1 R) Superscript n Baseline minus 1 Right-bracket EndFraction M = P StartFraction Left-bracket R (1 R) Superscript n Baseline Right-Bracket Over (N R) EndFraction.
The monthly mortgage payment M is determined by taking into consideration the total amount of mortgage, the time period for the mortgage, and the rate of interest charged over the entire principal amount.
The formula to be used for the calculation of the monthly mortgage payment is:
[tex]M=P\dfrac{[R(1+R)^n]}{[(1+R)^n-1]}[/tex]
Where,
[tex]P[/tex] = Principal amount of $200,000
[tex]R[/tex] = Rate of interest of 0.4% per month
[tex]n[/tex] = number of mortgage payments that is 30 years
[tex]M[/tex] = Monthly payments
Thus, based upon the chosen formula the mortgage payment for each month will be determined that will be inclusive of the principal amount and the interest amount at the rate of 0.4% at the beginning or end of each month.
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Answer:
B. [tex]M=P\frac{[R(1+R^{n})]}{[(1+R)^{n}-1 ]}[/tex]
Explanation:
Correct on edg quiz 2022
A random sample of respondents would be distributed randomly, half to the experimental group and half to the control group. A pretest questionnaire would be administered to the respondents in both groups to obtain a measurement on attitudes toward Pepsi advertising, brand, and celebrity; only the respondents in the experimental group would be exposed to the TV program containing the Pepsi commercial. Then, a questionnaire would be administered to respondents in both groups to obtain posttest measures on attitudes toward Pepsi advertising, brand, and celebrity. Which of the following experimental design best represents the above scenario?
a. one-shot case study
b. one-group pretest-posttest design
c. after-only with control group design
d. before and after with control group design
e. interrupted time-series design
The experimental design which best represents the above random survey is: B. one-group pretest-posttest design.
An experimental design can be defined as a research method (concept) in which a controlled experimental factor is objectively and efficiently subjected to a special treatment (intervention), in order to compare it with a factor (controlled variable) that is kept constant. Thus, it is used to maximize precision in an experiment and to reach a specific conclusion on a hypothesis statement.
Basically, there are three (3) main types of experimental design and these include:
1. Quasi-experimental research design
2. True experimental research design
3. Pre-experimental research design
Under the pre-experimental research design, we have three (3) forms of experimental design and these are:
One-shot case study research designStatic-group comparisonOne-group pretest-posttest designOne-group pretest-posttest research design is mostly used by behavioral researchers to determine the effect of a special treatment (intervention) on a given sample of participants, especially by first utilizing a single group of participants (one-group design) before the treatment is implemented and once after the treatment is implemented.
In conclusion, a one-group pretest-posttest research design is the experimental design which best represents the above random survey.
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Felice bought a duplex apartment at a cost of $165,000. Her mortgage payments on the property are $1,520 per month $666 of which can be deducted from her income taxes. Her real estate taxes total $1752 per year, and insurance costs $1464 per year. She estimates that she will spend $1230 each year per apartment for maintenance, replacing appliances, and other.costs. The tenants will pay for all Utilities What must she charge to more $2550 in profit each year? (Do not round intermediate calculations. Round your answer to 2 decimal places. Ignore any tax effects.)
Rant per paiment ________________.
The Rent per apartment Felice should charge is the PITI plus expected profit, (where PITI is principal, interest, taxes, and insurance) which is $8,516.
Data and Calculations:
Cost of a Duplex Apartment = $165,000
Monthly mortgage payments = $1,520
Deductible mortgage payment = $666
Annual Real Estate Taxes = $1,752
Annual Insurance costs = $1,464
Annual Maintenance costs = $1,230
Annual profit expected = $2,550
Rent to charge = PITI + Profit
= $8,516 ($1,520 - $1,752 - $1,464 - $1,230 + $2,550)
Thus, the Rent per apartment Felice should charge is the PITI plus expected profit, (where PITI is principal, interest, taxes, and insurance) which is $8,516.
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.
Dylan and Roberta want to teach their children about money management. What is the BEST way to help their children understand money?
A. Dylan and Roberta should invest money for their children’s education.
B. The children should manage their own weekly allowances.
C. They should wait until the children are older than 16 to discuss money.
D. The children should put all of their money in piggy banks and never spend it.
Hi!
Option C is correct.
Explanation of the choices:
A. - This seems a good choice, however it's not the best choice. Let's come back to it.
B. - This is the best choice because they get to experience first-hand how to manage and make their own money decisions. Choice A might seem good at first, but we can see this is better because they get to make their own decisions and experience hands-on how to do it.
C - This is not a good choice, because it's best to expose children early so they can grow up knowing how to do it.
D - This choice doesn't make sense. What is the point of money if you store it away and don't spend it? This will likely not be a good lesson in the future.
Hope this helps! :D
Answer:
the right answer is "B. The children should manage their own weekly allowances."
Explanation:
trust me ;)
By understanding the competency gaps that are generally perceived by employers, you should Multiple Choice be motivated to learn. seek high levels of achievement. believe in personal control of destiny. share diverse experiences.
Vincent owns an apartment building containing 15 rental units. Vincent pays $22,690 in taxes and building upkeep every year, and charges rent of $833 per month. Assuming that all of the rental units are full, how much does Vincent make from his apartment building every year? a. $127,250 b. $149,940 c. $35,185 d. $102,260.
The total amount Vincent will make each year from the apartments will be $127,250.
Computation:
Given,
Number of rental units =15The total amount paid in the form of taxes and for upkeeping of the building is $22,690.Charges for the rent of each apartment for each month are $833.
First, total rental income from all the 15 apartments for the entire year is computed as follows:
[tex]\begin{aligned}\text{Income from Rental Apartments}&=\text{Rent per month}\times\text{Total Units}\times12\\&=\$833\times15\times12\\&=\$149,940\end{aligned}[/tex]
Now, the net income is computed based upon the total income and total expense:
[tex]\begin{aligned}\text{Net Income}&=\text{Income from Rental Apartments}-\text{Taxes and Building Upkeep}\\&=\$149,940-\$22,690\\&=\$127,250\end{aligned}[/tex]
Therefore, option a. $127,250 is correct for the net income of Vincent from the rental property after paying off the taxes and charges for upkeeping the building every year.
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Answer:A) $127,250
Explanation:edge