The needed paperwork must be sent to the faa at least 90 days before the anticipated operation when obtaining a waiver, right.A waiver is a document that the FAA issues to an application and which typically .
Rules and regulations that the applicant is expected to abide by.Because the FAA generally requires applicants to submit their applications at least 90 days before the planned operation begins, applicants should make every effort to submit their applications before day 90 of the planned operationThe requirement for documentation of informed consent may be removed when the only document linking the subject and the research is the consent form and the only risk is a breach of confidentiality.The term "research subject" refers to a participant in research. Information (or "data") is obtained from or about the subject to help with the study problem.Other terms for research subjects include study volunteers, research subjects, and human subjects.Finding a study topic is the first stage in any research project. It may seem obvious, but it is not. Without further development into specific study objectives and research problems, students who receive insufficient advice typically choose a research topic and leave it at that.
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what are three challenges associated with retail order takers? (check all that apply.) multiple select question. high labor costs high turnover minimal training repetitive tasks
Three challenges associated with retail order takers are repetitive tasks, minimal training and high turnover.
There are three different categories of order takers: internal order takers, delivery salespeople, and outside order takers.
An agreement between your business and a retailer is known as a retail order (wholesaler, kiosk, bookstore etc.). In exchange for payment of the purchase price, your publisher undertakes to provide the ordered quantity to the ship-to party.
An order taker in sales is a person who responds to client queries (also known as orders) but does not actively pursue strategies that would boost sales, such as identifying new prospects or upselling to current clients.
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eddie contributed $60,000 cash to howling llc in exchange for a 50% member interest. howling immediately borrowed $50,000 of nonrecourse debt. what is eddie's tax basis in howling?
Eddie's tax basis in the howling is $85,000
Total contribution by Eddie = $60,000
Member interest = 50%
Borrowed amount = $50,000
The costs of significantly enhancing the asset are covered by the tax basis. The asset's initial cost is factored into the tax base. The costs incurred to prepare the asset for use are included in the tax base.
Calculating the total amount due after the interest -
50% of 50,000
= 50/100 × 50,000
= 25,000
Now,
Calculating the total tax basis -
Total contribution + Adjusted amount -
= 60,000 + 25,000
= 85,000
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do you think walmart is doing enough to become more sustainable? what are the ethical issues walmart has faced? describe the advantages and disadvantages of being a supplier for walmart.
Walmart company is a leader in sustainability and The ethical issues are discrimination, bribery support for nutrition , sustainability , harsh working conditions , violation of working laws etc.
The Walmart Corporation is a pioneer in sustainability. Its objectives are to use renewable energy, create zero waste, and create and market goods that benefit both the environment and people. Walmart develops close ties with suppliers, the government, NGOs, and academic institutions in order to achieve these aims. The sustainability consortium takes every effort to rank the sustainability index of all suppliers and products. Even though suppliers were concerned, Walmart has succeeded in fulfilling sustainability goals. While competitors gain a competitive edge and provide superior customer service, Walmart's suppliers grow more effective. Walmart mandates that all businesses use blockchain databases. Walmart works with suppliers to minimize costs so that customers can purchase goods at lower prices. When suppliers provide environmentally friendly products, Walmart gives them higher ratings. But Walmart is reluctant to enter into long-term agreements with suppliers.
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a schedule of cost of goods manufactured includes all of the following costs: multiple select question. finished goods inventory factory overhead applied actual factory overhead direct materials used work in process inventory direct labor used
A schedule of cost of goods sold include actual factory overhead, direct materials, work-in-process inventory and direct labor used.
The direct costs of producing the items that a business offers are referred to as its cost of goods sold (COGS). The cost of the labor and materials directly employed to make the good are also factored into this sum. It does not incorporate indirect expenditures like those connected with the sales staff and delivery. As a company's gross profit is calculated by deducting COGS from its earnings, cost of goods sold is a crucial financial statement statistic. The gross profit is a measure of profitability that assesses how efficiently an organization utilizes its workers and resources during the manufacturing operation. Cost of goods sold consist of direct materials, direct labor, manufacturing overhead and work-in-process.
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a bank failure occurs whenever a. a bank cannot satisfy its obligations to pay its depositors and other creditors. b. a bank suffers a large deposit outflow. c. a bank has to call in a large volume of loans. d. a bank refuses to make new loans.
A bank failure occurs when a bank cannot meet its obligations to pay its creditors because it has become illiquid or insolvent.
Creditors :an individual who is owed money. especially: a party that is owed money or goods; see debtor, obligor. — general creditor: a debtor who lacks a lien or other form of security interest. A loan taken out to purchase a home is an example of a debtor/creditor relationship. Consequently, as the homeowner, you are a debtor, and the bank holding your mortgage is a creditor. In general, a person or organization is a creditor if they have made a loan.
A person or business that extends credit to another person is known as a creditor. Examples of such businesses include banks and credit card companies. An individual who uses credit is referred to as a debtor. Creditors have the option to report account activity for a debtor.
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workers at windlock works inc. were instructed by their supervisor to bring quality defects down to 1 per 1 million pieces, a 350 percent improvement, in the next three months. the workers are most likely to be challenged by goal .
Workers at windsock works inc. were instructed by their supervisor to bring quality defects down to 1 per 1 million pieces in the next three months. the workers are most likely to be challenged by goal difficulty.
The national governing body for nurses and nurse education in India is called the (inc)Indian Nursing Council. The Central Government established it in accordance with section 3 of the(inc) Indian Nursing Council Act, 1947, which places it under the Ministry of Health & Family Welfare of the Indian Government. In philosophy, quality is a property or an attribute that characterizes an object. The concept of qualities, particularly how to differentiate between different types of quality, is still debatable in modern philosophy. How good or bad something is is frequently referred to as its quality: Best-in-class fabric made up the garment. the degree of something's excellence, frequently a high degree of it
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which of the following most accurately describes an institutional conflict of interest? it occurs when two or more institutions are competing for the same research funding. it occurs when two or more departments within a college are competing for the same research funding. it occurs when two or more researchers within a department are competing for the same research funding. it occurs when an institution's financial or non-financial interests could interfere with its research activities.
most accurately describes an institutional conflict of interest it occurs when an institution's financial or non-financial interests could interfere with its research activities.
A conflict of interest (COI) occurs when a person or organization has numerous financial or non-financial interests and fulfilling one could mean undermining another. This typically refers to circumstances where an obligation to make judgments for the benefit of a third party may be negatively impacted by an individual or organization's personal interests.
A commitment, duty, duty, or objective connected to a specific social function or practice is referred to as an "interest." A "conflict of interest" is, by definition, when two coexisting interests that are at odds with one another are present in a situation where a decision needs to be made.
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Answer:
It occurs when an institution's financial or non-financial interests could interfere with its research activities.
Explanation:
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true or false: investors purchase corporate bonds for interest income, increase in value, and repayment at maturity.
This is true that investors purchase corporate bonds for interest income, increase in value, and repayment at maturity.
A corporate bond is a bond circulated by an enterprise in consideration of raising expenditures for a sort of reasons to a degree to continuous movements, M&A, or to extend trade. The term is commonly used for more interminable-term deficit means, accompanying adulthood of not completely individual old age.
Corporate bonds are a form of deficit payment. They are an important beginning of capital for many trades, in addition to impartiality, bank loans, and lines of credit. Investors buy bonds cause: They support a certain earnings stream. Typically, bonds pay interest twice as old age. If the bonds are grasped to adulthood, bondholders return the whole principal, so bonds are a habit to maintain capital while supplying.
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Guitar Center reinforces its image of selling high-quality musical equipment in its stores and catalogs and on its website. This is an example of providing a consistent ______ across all channels.
Guitar Center reinforces its image of selling high-quality musical equipment in its stores and catalogs and on its website. This is an example of providing a consistent brand image across all channels.
A brand image photo can assist an employer set up credibility within its enterprise. It requires incomes the honor of clients and competition through best, consistency, and honesty. There are numerous ways that brands set up credibility, consisting of Being honest with purchasers.
Communicates your commercial enterprise persona and shape your customers' perceptions of who you are. Initiatives are the expectations and guarantees you expand in your clients in terms of quality, service, reliability, and trustworthiness. Creates belief and loyalty from those who do enterprise with you.
The only manner to discover what humans truly think about your logo is to ask them. A logo perception survey facilitates you to apprehend your logo photograph, provides you with methods to build your image, and benchmarks your progress throughout time or in the evaluation of your competition.
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winnebagel corporation currently sells 20,000 motor homes per year at $103,000 each and 14,000 luxury motor coaches per year at $155,000 each. the company wants to introduce a new portable camper to fill out its product line; it hopes to sell 25,000 of these campers per year at $19,000 each. an independent consultant has determined that if the company introduces the new campers, it should boost the sales of its existing motor homes by 2,700 units per year and reduce the sales of its motor coaches by 1,300 units per year. what is the amount to use as the annual sales figure when evaluating this project? note: do not round intermediate calculations.
The amount to use as the annual sales figure when evaluating this project is $551,600,000.
The term "annual sales" refers to the entire amount of money that an organization makes over the course of a year. You might use either a calendar year or a fiscal year to measure that year, depending on how you manage your accounting. Because it excludes expenses, revenue is different from profit.
The calculation to determine the amount to use as the annual sales figure when evaluating this project:
Campers sales revenue $475,000,000
(25,000*$19,000)
Add: Increase in motor homes sales $278,100,000
(2,700 units * $103,000 each)
Less: Decrease in luxury motor coaches ($201,500,000)
(1,300 units per year * $155,000 each)
Annual sales figure $551,600,000
($475,000,000+$278,100,000-$201,500,000)
Therefore, the amount to use as the annual sales figure when evaluating this project is $551,600,000.
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In______ (code/common) or civil law countries, accounting is conservative, focusing on the balance sheet and the company's assets.
In code (code/common) or civil law countries, accounting is conservative, focusing on the balance sheet and the company's assets.
Common stock is listed in the "stockholders' equity" section of a company's balance sheet. The book value, or net worth, of investors' shares, which is the sum of the company's assets minus its liabilities, can be found here.
Which of the following is the most widely used strategy for reducing transaction risk?
Currency forward contracts may be the most straightforward and well-liked method of hedging transaction exposure. In general, the company may sell or buy its foreign currency receivables (payables) forward to reduce its exposure to exchange risk.
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refer to exhibit 8-8. what is the profit (loss) of firm b at the profit-maximizing (or loss-minimizing) level of production?
The profit of the firm b at profit-maximizing level of production is $750.
What is profit-maximization?Profit maximization is the short- or long-term method that a firm might use to establish the prices, inputs, and output levels that will result in the largest feasible overall profit (or just profit in short). The firm is considered to be a "rational agent" in neoclassical economics, which is currently the dominant approach to microeconomics. This is true whether the firm is operating in a perfectly competitive market or not. Neoclassical economics assumes that the firm wants to maximize its total profit, which is the difference between its total revenue and its total cost. Since businesses sometimes lack the trustworthy information needed to calculate costs across the whole production spectrum, measuring total cost and total income is frequently not feasible.
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if the price of chocolate-covered peanuts decreases from $1.10 to $0.90 and the quantity demanded increases from 180 bags to 220 bags, this indicates that, if other things are unchanged, the price elasticity of demand is:
The ratio of the percentage change in quantity demanded to the percentage change in price is used to calculate price elasticity of demand. PED= 20 % / 20 %= (-) 1
Quantity changed by %
=((220-180) /(220+180)/2 )) * 100
= 40/200 * 100
= 20 %
% Price Change
=((1.1-0.9) / (1.1+0.9) / 2 ) * 100
=0.2 /1 * 100
= 20 %
PED
= 20 % / 20 %
(-) 1
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When a newly elected senator establishes their office, how is their office budget determined?.
The office budget is determined by the size of the state the Senator represents when a newly elected senator establishes their office.
Given that the Senate is quite small, this has had a big impact on how it runs. The small size of the Senate ensures that every senator has the chance to voice their opinion on many subjects, and there is a great deal of respect for minority viewpoints. A senator must be at least thirty years old, a citizen of the United States for nine years, and, when elected, a resident of the state in order to be eligible to serve in the Senate, which is made up of two senators from each state and presently has 100 members. The first estimates of planned and unplanned expenses are provided by several ministries.
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on a system with demand-paging, a process will experience a high page fault rate when the process begins execution True or False
When a process starts running on a system having demand-paging, it will have a high authority fault rate, which is True.
What is demand and page fault paging?A disk page is only copied into physical memory in a system that employs demand paging if an attempt has been made to retrieve it and the page is not already present in memory.
What benefits does demand paging offer?Demand paging enables us to have a sizable virtual memory. We can run a program that are bigger than physical memory by utilizing demand paging. Compaction is not necessary for demand paging. Pages can easily be shared when using demand paging.
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according to the capm, the optimal risky portfolio (tangency portfolio) _____. has the lowest systematic risk is the market portfolio. depends on risk aversion has the highest expected return
According to the CAPM, the optimal risky portfolio (tangency portfolio) expected variance has the lowest systematic risk is the market portfolio. depends on risk aversion has the highest expected return.
In finance and economics, systematic risk is vulnerability to events that affect aggregate outcomes, such as general market returns, aggregate resource stocks across the economy, or aggregate income.
Systematic risk is risk that is specific to an entire market or market segment. Systematic risk, also known as 'non-diversifiable risk', 'volatility' or 'market risk', affects the entire market, not just a particular stock or industry.
Systematic risk is the risk that affects an entire market or a large sector of a market rather than just a single stock or industry. Examples are natural disasters, weather events, inflation, interest rate fluctuations, war and even terrorism.
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mcdonaldization is the application of scientific principles to increase the efficiency and productivity of workers. ritzer's principles were put forward at the turn of the 20th century and have been implemented throughout most sectors of capitalist economies.
Implemented throughout most sectors of capitalist economies is McDonaldization is a spinoff of “Americanization” or “Westernization” which is part of the broader phenomenon of Globalization. The phrases are used to consult the have an impact on that USA has everywhere in the global and the American mania of clarification in each sphere of life.
There is a much more availability of products and offerings than before, their availability relies upon much less on time or geographic location. This wider variety of products and offerings is to be had to a far large part of the population.
Coined via way of means of the sociologist George Ritzer, the time period invokes the well-known fast-meals chain based via way of means of Ray Kroc in 1955 as a metaphor for a huge extrade withinside the transport of products and offerings towards extra instrumentally green way of income and distribution.
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the table above shows the production possibilities for two countries. brazil has a comparative advantage in producing , and india has a comparative advantage in producing . a) cars; cars b) computers; cars c) cars; computers d) computers; computers
Brazil has a comparative advantage in producing cars , and India has a comparative advantage in producing computers (option c).
Which country has a comparative advantage?A country has a comparative advantage in the production of a good or service when it produces the good at a lower opportunity cost when compared with other countries. Opportunity cost is the cost of the next best option that is forgone when a country chooses to produce one good instead of the next best good.
Opportunity cost of Brazil in producing cars = 5/10 = 0.5
Opportunity cost of Brazil in producing computers = 10 / 5 = 2
Opportunity cost of India in producing cars = 4 / 1 = 4
Opportunity cost of India in producing computers = 1/4 = 0.25
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If the nominal gross domestic product (GDP) of the nation of Hypothetica increased in 2007 relative to the previous year, it must be true that in Hypothetica in 2007:_____.
a. the price level and/or the real GDP has increased
b. no
If the nominal gross domestic product (GDP) of the nation of Hypothetical increased in 2007 relative to the previous year, it must be true that in Hypothetical in 2007 the price level and/or the real GDP has increased.
Hypothetical realism is a vulnerable shape of realism based totally on the principle of the growth of know-how recommend by way of evolutionary epistemology. The basic assumption is that human cognitive capacity has developed through interaction with the outside world.
Other similar terms to respond to hypotheticals may consist of, “properly, it truly is within the destiny, however, what I will inform you are”, or “I do not need to speculate on that. What's essential proper now is” it's in which the “live inside the present” rule is so important.
A hypothetical query is one based totally on supposition, not statistics. They may be commonly used to elicit critiques and beliefs approximately imagined conditions or conditions that don't exist.
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the owners of spokes bicycle shop worry that cash flow this winter may be insufficient to meet the current operating expenses. while they anticipate a surplus of cash inflow as warm weather approaches, they need funds now to meet the company's immediate obligations. the owners can best resolve cash flow concerns by obtaining financing. multiple choice short-term long-term contingency intermediate
The announcement of cash flows affords the money inflows and outflows that came about for the duration of the reporting period.
This can grant a useful assessment to the earnings statement, particularly when the amount of earnings or loss stated does now not reflect the cash flows skilled by way of the business.
What is the key to successfully managing charges and cash flow?Strategies for managing money go with the flow include invoicing customers in a well timed fashion, offloading stock that does not sell well, and intently monitoring the place you spend money. Experts also suggest securing financing before you're strapped for cash and restructuring payments to free up cash.
The essential goal of money glide statement is to supply beneficial information about cash flows of an organisation at some point of a specific period underneath a number of heads, i.e. operating, investing and financing activities.
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https://brainly.com/question/735261#SPJ4the major benefit of _____ is that it gives a clear picture of current system functions before any modifications or improvements are made.
The major benefit of the four-model approach is that it gives a clear picture of current system functions before any modifications or improvements are made.
It will offer a clear photo of modern-day device features before any adjustments or improvements are made.
In data flow diagrams, a manner in which the inputs, outputs, and standard features of the process are recognized, however, the underlying info is not proven.
Additionally known as a tuple, is fixed of associated fields that describe one example, or member of an entity, which includes one patron, one order, or one product.
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eddie's electronics sells laptop computers for $ 550 each. at this price, the store sells 325 laptops. eddie's electronics incurs a cost of $ 478 for each laptop it sells. assume that this is the store's only cost. what are eddie's electronics' revenue and profit? round your answers to the nearest dollar.
Eddie's electronics have a profit and revenue of $1,78,750 and $23,400, respectively.
What do we mean by revenue?Revenue is the entire amount of money received from the sale of goods or services related to a company's main operations. Revenue, also known as gross sales, is sometimes referred to as the "top line" since it appears at the top of the income statement. Income or net income refers to a company's overall profits or earnings.So, the revenue will be:
550 × 325
$1,78,750
Now, the profit will be:
(550 - 478) × 325
72 × 325
$23,400
Therefore, Eddie's electronics have a profit and revenue of $1,78,750 and $23,400, respectively.
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How much time do many project managers recommend be allocated for training staff to facilitate a successful enterprise system implementation?.
Many project managers advise allocating 30 to 60 days per person for staff training in order to assist a successful enterprise system adoption.
Define the term enterprise system?Enterprise systems are sizable software packages that can monitor and manage all of a company's intricate business activities.
To systematize the business and facilitate reporting and decision-making, these systems serve as a central command center.Technology eventually gives rise to new occupations like data architects, social media analysts, business intelligence analysts, and mobile application developers. These positions weren't around twenty, or maybe even ten, decades previously. Enterprise Systems, a class of information technologies enabling integrate business operations across the enterprise, have evolved into the foundation of contemporary businesses.Enterprise systems might be advantageous to businesses who successfully adopt them in the manner listed below:
Save company information in a readable format.automate employee customer service procedures.Scale up or down the available resources as necessary.Maximize the IT Infrastructure Reliability Required for Customer Service.To know more about the enterprise system, here
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which one of the following is most likely for a ccc-rated bond, compared to a bbb-rated bond?
A) The CCC bond will have a shorter term.
B) The CCC bond will have a variable-coupon rate.
C) The CCC bond will offer a higher promised yield to maturity.
D) The CCC bond will have a higher price for the same term.
The following is most likely for a ccc-rated bond, compared to a bbb-rated bond is C) The CCC bond will offer a higher promised yield to maturity.
A debt with a "CCC" rating is now at risk of nonpayment and depends on favourable business, financial, and economic conditions for the debtor to fulfill its financial obligation.
An obligation with a "C" rating for subordinated debt or preferred stock is CURRENTLY HIGHLY VULNERABLE to nonpayment. If a bankruptcy petition has been filed or any comparable action has been taken, but payments on this obligation are still being made, the rating of "C" may be applied. A "C" will also be given to a preferred stock issue that is currently paying but is behind on dividend or sinking fund payments.
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which practices assist in team development of fast-forming, fast-acting, temporary teams? (check all that apply)
Practice assist in team development of fast forming, fast acting temporary teams are:
Team development is a structured process of taking a group of people. Co workers from different departments work on same project.
There are five stages of team development
Emphasizing the teams purpose
Building psychological safety
Embracing failure.
Which practices assist in team development of fast forming, fast acting, temporary teams?
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Refer to the above diagram, in which Qfis the full-employment output. A contractionary fiscal policy would be most appropriate if the economy's present aggregate demand curve were at:A. AD0. B.AD1. C.AD2. D.AD3.
A contractionary fiscal policy would be most appropriate if the economy's present aggregate demand curve were at AD3. So option D.AD3 is the correct option of the given statement.
What is fiscal policy that is in contraction?In a contractionary fiscal strategy, the government raises more revenue than it spends by either higher tax rates, lower spending, or a combination of the two. The greatest moment to implement this kind of fiscal policy is when the economy is doing well. The reverse of expansionary fiscal policy is contractionary fiscal policy.
What effect does fiscal policy that is in contraction have?Contrarily, a contractionary fiscal policy reduces aggregate demand by lowering investment levels, lowering government spending, and lowering consumer and business spending. This is accomplished by tax increases or spending cuts.
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harriet recently purchased 100 shares of abc preferred stock, paying a 4% dividend. which of the following statements is correct? a) young, high-income investors looking for returns in the form of capital appreciation are the primary purchasers of preferred stock. b) harriet must receive her $40-per-share dividend before the common stockholders receive their dividends. c) harriet will stop receiving dividends after 10 years. d) if abc preferred stock is cumulative, harriet must receive any unpaid abc preferred stock dividends from prior periods before abc can pay any dividends to their common stockholders.
Harriet recently purchased the 100 shares of ABC preferred stock, paying 4% dividend is Harriet must receive her $40-per-share dividend before common stockholders receive dividends.
What is a dividend?A corporation may pay its shareholders a dividend when it distributes its profits to them. When a business makes money or has a surplus, it can distribute a portion of that money to its shareholders in the form of dividends. Any unused funds are withdrawn and put back into the company. A corporation is typically not allowed to pay a dividend out of its capital; instead, it must use its profit from the current year as well as any retained earnings from prior years. Distribution to shareholders can take the form of cash (often a deposit into a bank account) or, if the company has a dividend reinvestment plan, the amount can be paid by the issuance of more shares or by share repurchase. A distribution of assets may occur in several circumstances.
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covered interest arbitrage (cia) transactions will result in group of answer choices unstable international financial markets. restoring equilibrium prices quickly. higher interest rates across all international financial markets. no effect on the market.
covered interest arbitrage (CIA) transactions will result in Restoring equilibrium prices quickly.
A covered interest arbitrage strategy is one in which an investor uses a forward contract to hedge against currency risk. Covered interest rate arbitrage is the practice of investing in a higher-yielding currency and hedging the exchange risk with a forward currency contract using favorable interest rate differentials.
Covered interest arbitrage can occur only if the cost of hedging the exchange risk is less than the additional return generated by investing in a higher-yielding currency—hence the term arbitrage. It is similar to uncovered interest arbitrage.
Covered interest arbitrage is a strategy for hedging interest rate risk in currency markets that involves arbitraging interest rate differentials between spot and forward contract markets.
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_____ is the management of the production conversion process for both goods and services.
Operations Management is the management of the production conversion process for both goods and services.
Operations management is a place of management concerned with designing and controlling the manner of production and redesigning enterprise operations inside the production of goods or services. It entails the responsibility of ensuring that commercial enterprise operations are green in terms of using as few sources as needed and powerful in meeting consumer requirements.
it is involved with handling a whole production or provider gadget that is the procedure that converts inputs (in the varieties of uncooked substances, hard work, consumers, and electricity) into outputs (inside the form of products and/or offerings for clients). Operations produce merchandise, control pleasant and create offerings. Operation management covers sectors like banking systems, hospitals, and corporations, running with suppliers, customers, and the use of technology. Operations are one of the principal functions in an organization alongside supply chains, marketing, finance, and human resources. The operations feature calls for control of each of the strategic and day-to-day production of products and offerings.
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mikael owes $9,000 in student loans. his loan has a 7% interest rate over 10 years. what is true about this loan?
mikael owes $9,000 in student loans. his loan has a 7% interest rate over 10 years. mikael will pay $6,300 on interest on the loan.
Simple interest is charged rather than compound interest on all federal student loans and the majority of private student loans. Simple interest doesn't accrue interest on your unpaid interest; instead, it only charges interest on the principal amount. As a result, you pay less interest overall for the duration of your loan.
For example, if you take out a five-year loan for $9,000 and the interest rate on the loan is 7 percent, the simple interest formula works as follows:
I= Prt
p= $9000
r= 0,07
t= 10
I = $9,000 x .07 x 10 = $6,300
Mikael has student loan debt totaling $9000. His 10-year loan carries a 7% interest rate. What details of this loan are true? Decide which of the following is true:
a. Mikael will repay the loan with interest totaling $6,300.
b. Mikael's ten-year loan will be $900.
c. Mikael will repay the loan with interest totaling $3,540.
d. Mikael will repay his 10-year loan in $1,000 installments.
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Answer:
$3,540
Explanation:
First, we must calculate Mikael's monthly payment.
d=9000(0.0712)
1−(1+0.0712)^−120=104.50
If the monthly payments are $104.50, then the yearly payback is 104.50⋅12=$1254.
And, he will pay that each year for 10 years. So, 1254⋅10=$12540.
Therefore, Mikael will pay 12540−9000=$3,540 in interest over the life of the loan.