Answer: The correct option therefore is > upward sloping
Explanation:
When resources are limited in quantity, the cost of production would increase. Hence, in the long run, the supply curve will be upward sloping.
Hannah, age 65, is retiring today. Hannah would like $100,000 per year in retirement income. If the invested assets to gross pay benchmark is 16:1, how much should Hannah have saved for retirement according to the invested assets to gross pay benchmark
Based on the information given, the amount that Hannah will have saved for retirement will be $1,600,000.
From the information given, it was stated that Hannah would like $100,000 per year in retirement income and that the invested assets to gross pay benchmark is 16:1.
Therefore, the amount that'll have been saved will be:
= 16/1 × $100,000
= $1,600,000
In conclusion, the correct option is $1,600,000.
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which trade sanction (embargo or subsidy) would be more effective in protecting domestic jobs? EXPLAIN WHY!!!
Answer:
International trade increases the number of goods that domestic consumers can choose from, decreases the cost of those goods through increased competition, and allows domestic industries to ship their products abroad. While all of these effects seem beneficial, free trade isn't widely accepted as completely beneficial to all parties
In simplest terms, a tariff is a tax. It adds to the cost borne by consumers of imported goods and is one of several trade policies that a country can enact. Tariffs are paid to the customs authority of the country imposing the tariff. Tariffs on imports coming into the United States, for example, are collected by Customs and Border Protection, acting on behalf of the Commerce Department.6 7 In the U.K., it's HM Revenue & Customs (HMRC) that collects the money.
True or false :Equifax experian and transunion are legally obligated to provide identical information
It should be noted that Equifax experian and transunion are legally obligated to provide identical information.
What is Experian and Equifax?Experian and Equifax serves as a credit bureaus in the U.S that collect and research credit information.
They help individuals to rate the overall ability to pay back a debt.
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Jim has an annual salary of $96,000. His monthly expenses include a $2,500 mortgage payment, a $250 lease payment, $500 in minimum credit card payments, and a $425 payment on his speed boat. He also receives $1,200 in interest from his savings and other accounts each month. Calculate Jim’s DTI (debt-to-income) ratio. A. 30% b. 35% c. 40% d. 45% Please select the best answer from the choices provided A B C D.
The debt to income ratio of Jim for the particular year is 40%.
How to compute the debt-to-income ratio?Given,
Annual salary =$96,000
Interest received on saving account (monthly) =$1,200.
The interest received for the entire year will be:
[tex]\begin{aligned}\rm{Total\; Interest \;Income}&=\rm{Monthly\;Income}\times12\\&=\$1,200\times12\\&=\$14,400\end{aligned}[/tex]
Monthly expenses:
mortgage payment =$2,500; lease payment =$250; minimum credit card payment =$500; and speed boat =$425.
The yearly expenses will be:
[tex]\begin{aligned}\text{Total Expenses}&=\text{Sum of all Monthly Expenses}\times12\\&=(\$2,500+\$250+\$500+\$425)\times12\\&=\$3,675\times12\\&=\$44,100\end{aligned}[/tex]
Now, the debt to income ratio is computed as follows:
[tex]\begin{aligned}\text{Debt to Income Ratio}&=\dfrac{\text{Total Expenses}}{\text{Total Interest Income + Annual Salary}}\\&=\dfrac{\$44,100}{\$14,400+\$96,000}\\&=0.399\;\text{or}\; 40\%\end{aligned}[/tex]
Therefore, option c. 40% is correct.
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what is the purpose of long term disability insurance?
To provide financial support if person cannot work.
An appraiser completes an appraisal for a homeowner in preparation for obtaining a loan. The appraiser provides a letter report and sends a bill for his preparation of the appraisal. He bases the cost of his work on a percent of the amount of the value his opinion finds. What is the situation here
The situation here is that the appraiser is:
Taking a percentage for his services from the appraisalBased on the given question, we can see than when an appraisal is made, the appraisal which is actually a written report that makes an estimate of the present value of a piece of property.
With this in mind, we can see that the appraiser preferred to take his payment from the percentage value of the value of the property which he appraised. This method is sure to give the appraiser more money than he would have made, especially if the value of the property was quite high.
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To assist broker-dealers with compliance, NASAA prepared a fee disclosure template. Based on the template, all of the following broker-dealer charges would be disclosed except A) brokerage commissions. B) fees for issuance of stock certificates. C) account transfer fees. D) account maintenance fees.
Account transfer fees and account maintenance fees would not be disclosed as the broker-dealer charges.
NASAA means the North American Securities Administrators Association.
The NASAA prepared a fee disclosure template to assist broker-dealers with compliance.
Based on the template, the following broker-dealer charges which would be disclosed includes:
account inactivity feecharges for late paymentsissuance of a stock certificateaccount transfer feesIn conclusion, all of the following broker-dealer charges would be disclosed except the account transfer fees and account maintenance fees.
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For a broker to have affiliates, real estate must be the broker's main occupation and the broker must be
Answer:
financially stable.
Explanation:
must have financial capabilities
The December 31, Year 1, financial statements of Edwards Co. (a privately held company) were available to be issued on March 1, Year 2, and were actually issued on March 3, Year 2. As of December 31, Year 1, Edwards Co. had 250,000 shares of common stock outstanding. On February 15, Year 2, Edwards Co. issued 500,000 more shares of common stock. As a result of this transaction, Edwards Co. must: __________
Because of those issued transaction, Edwards Co. must provide the disclosure about the stock issuance in the footnotes included with the December 31, Year 1 financial statements
A Footnote is a section for financial disclosure that shows how the numbers in the statement of financial position and cash flow statements were determined.
Here, there are various stocks in Edward Company which were issued in the accounting year.Hence, because of those issued transaction, Edwards Co. must provide the disclosure about the stock issuance in the footnotes included with the December 31, Year 1 financial statements
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What type of federal funding is free money, but is based
on financial need only?
A.Federal grants
B.All federal scholarships
C.The 529 Plan
D.None of these are correct
Answer:
Try A. Federal Pell Grant
Answer:
answer : b
Explanation:
cauise
On April 1, 1986, Casey deposited $1150 into a savings account paying 9.6%
interest, compounded quarterly. If he hasn't made any additional deposits or
withdrawals since then, and if the interest rate has stayed the same, in what
year did his balance hit $2300, according to the rule of 72?
Answer:4900
Explanation: it makes sence duh.
What are levels of production?
Amount of goods produced
Primary production
Producing at the Secondary level
Tertiary Production
Answer:
first one
Explanation:
Answer:
first one
Brainless and thanks plz
Explanation:
You plan on making a $235. 15 monthly deposit into an account that pays 3. 2% interest, compounded monthly, for 20 years. At the end of this period, you plan on withdrawing regular monthly payments. Determine the amount that you can withdraw each month for 10 years, if you plan on not having anything in the account at the end of the 10 year period and no future deposits are made to the account. A. $769. 27 b. $767. 23 c. $78,910. 41 d. $79,120. 84.
Answer:
10
Explanation:
The amount of money that can be withdrawn each month for 10 years is equal to: A. $769. 27.
Given the following data:
Time = 20 yearsMonthly payment = $235.15Interest rate = 3.2%To determine the amount of money that can be withdrawn each month for 10 years:
First of all, we would convert the compounded interest rate into an effective monthly interest rate as follows:
[tex]r = \frac{0.032}{12} = 0.00267[/tex]
Next, we would calculate the future value for these annuities by using this formula:
[tex]A = \frac{P[(1+r)^{12t} - 1]}{r}[/tex]
Where:
A is the future value.P is the monthly payment or principal.r is the effective monthly interest rate.Substituting the given parameters into the formula, we have;
[tex]A = \frac{235.15[(1+0.00267)^{12 \times 20}\; - \;1]}{0.00267}\\\\A = \frac{235.15[(1.00267)^{240}\; - \;1]}{0.00267}\\\\A = \frac{235.15[1.8964\; - \;1]}{0.00267}\\\\A = \frac{235.15[0.8964]}{0.00267}\\\\A = \frac{210.789}{0.00267}[/tex]
A = $78,947.19
Now, we can the amount of money that can be withdrawn each month for 10 years by using this formula:
[tex]A = \frac{P[(1+r)^{12t} - 1]}{r(1+r)^{12t}}[/tex]
Making P the subject of formula, we have:
[tex]P = \frac{A[r(1+r)^{12t}]}{(1+r)^{12t} - 1}[/tex]
Substituting the given parameters into the formula, we have;
[tex]P = \frac{78,947.19[0.00267(1+0.00267)^{12 \times 10}]}{(1+0.00267)^{12 \times 10} - 1}\\\\P = \frac{78,947.19[0.00267(1.3771)]}{1.3771 - 1}\\\\P = \frac{290.278}{0.3771 }[/tex]
P = $769.27
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In AHP procedure, can you explain the reason why we need to check the consistency and briefly explain the method of consistency checking?
In AHP Procedure, the reason why we need to check the consistency is:
To make sure that the pairwise comparison results are accurateThe brief explanation of the method of consistency checking is:
The weights of the individual elements are are calculated using pairwise comparison so that there would be a comparison of two advantagesThe AHP which means Analytical Hierarchy Process has to do with the organization of the various processes that is responsible for the analysis of complex decisions making use of mathematics and psychology.
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Most people are very sensitive to risks and therefore will avoid them whenever possible. Please select the best answer from the choices provided T F.
The statement that the people very sensitive in taking risks totally avoid risks whenever possible is a TRUE statement. Such people do not fall under the category of risk-takers.
Risk ability is referred to as the desire to take risk based upon their risk profile and factors contributing to such decision like age, financial stability, responsibilities, etc.
Risk profile The person who are willing to take risks and move ahead are called the risk-takers. Whereas, people who are very reluctant and hesitant in taking risks are referred as the risk aversers in business terms.Risk aversion is the condition in which the person might not accept the difficult and extra rewarding alternative as there is a risk involved given that factors like age, stability, responsibilities, etc. also apply.To explain this, it can be stated that a risky investor doesn't sell off his securities if their market value is declining, however a risk sensitive person will sell them early to avoid further losses.Hence, the statement regarding the risk sensitive person's ability to avoid risk whenever possible is TRUE.
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Answer:
TRUE
Explanation:
EDGE2022
Cisco is a 16-year-old with a part-time job. He makes $100 per week and spends $50 on car insurance each week. This is his only income and his only expense. Which type of budget would be easiest for Cisco?
A. a software-based budget
B. a mental budget
C. a physical budget
D. a written budget
Hi!
I think a mental budget would be best. If he only gets $100 a week and spends $50 of that on car insurance, he could simply remember that he makes a profit of $50 a week. It's not complex so a mental budget would be best.
Hope this helps :D
Which command is used to draw visible line form invisible line mode *
in microsoft window logo
PD
PU
PE
None of these
In Microsoft window logo, the command which is used to draw visible line that forms an invisible line mode is: A. PD.
Microsoft window logo is a programming language that was designed and developed at the Massachusetts Institute of Technology (MIT) by George Mills, based on the educational programming language called Logo.
Some of the commands that are used on Microsoft window logo include the following:
FORWARD (fd)BACK (bk)HOMERIGHT (rt)Pendup (PU)Pendown (PD)In Microsoft window logo, the Pendown (PD) command is used to instruct the turtle to draw a visible line or leave ink (tracks) on the screen as it moves. Thus, it is a command which is used to draw visible line while forming an invisible line mode.
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Analyse why the social benefit of education exceed the private benefit
Answer:
dddddddddddd
Explanation:
xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxs
Lucas spends $83. 42 in additional interest and charges on monthly payments as the result of a prior bankruptcy. If Lucas been able to save this money for the year and then put it into a savings account earning 1. 8% simple interest, how much money could he have in savings after 3 more years? a. $1,649. 72 b. $1,055. 10 c. $1,019. 06 d. $1,001. 4.
Answer: A
Explanation:
Based on the amount saved monthly and the simple interest earned in 3 years, the amount in savings would be $1,055.10.
The amount saved for the year would be:
= 83.42 x 12 months
= $1,001.04
If this amount was saved at simple interest at 1.8% per year, the amount in 3 years would be:
= Amount + ( Amount x rate x number of years)
= 1,001.04 + (1,001.04 x 1.8% x 3)
= $1,055.10
In conclusion, the account would have $1,055.10
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What role does competition play in business and global trade?
Answer:
Its always a competition
Explanation:
People use to complete on how the world gets and receives items same in business, companies compeate all the time trying to get the most money, visitors, and promotions.
Your project team has expressed their communal position that they would prefer not to have a review meeting at the end of the project. As project manager, how should you respond to show the value of this meeting?
How you respond should show the value of this meeting is: To tell the team that lessons learnt from the project process can be used in other projects.
A project manager is a person whose sole responsibility is to:
Plan the projectDirect the projectManage the projectMonitor the projectExecute the project etcSince the team said they would not have a review meeting at the end of the completion of the project the best decision as a project manager is to tell the team member that lessons learnt from the project process can be used in other projects since the project is a special or unique project.
Inconclusion the project manager should tell the team that lessons learnt from the project process can be used in other projects.
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My response to the expressed communal position of the project team's preference of not holding project review meetings is to stress its importance with regard to lessons for future projects.
The lessons that come from review meetings help the team to correct mistakes, realign processes, and improve performance.
Thus, since review meetings help to re-enforce the team's learning, I will reassure the team that the meeting would not take more time than necessary. I will also ensure that each team member participate actively.
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When countries specialize in the production of goods they have the comparative advantage in, both ___________ and ___________________ will increase
Based on the question above, demand and supply will increase.
Demanddemand is the quantity of a good that consumers are willing and able to buy at various prices during a given period of time.Supply supply is the amount of a resource that firms, manufacturers, labourers, providers of financial assets, or other economic agents are willing and able to provide to the marketplace or to an individual.Therefore, the correct answers are demand and supply.
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During 2019, ABC Company purchased $100,000 of merchandise. To bring the merchandise to the warehouse, Charcoal paid $5,000 in freight costs. By paying within the discount period, it was able to take advantage of $2,000 of discounts offered. When the merchandise arrived, inspection revealed that $3,000 of goods were not as ordered and were returned to the supplier. The net purchases of Charcoal Company were: ___________
a.$105,000.
b.$100,000.
c.$90,000.
d.$95,000.
RESPA (Real Estate Settlement Procedures Act) permits real estate firms to be affiliated with title insurance companies or mortgage brokers as long as
The RESP Act permits the real estate firms to be affiliated with title insurance companies or mortgage brokers as long as the companies make a written disclosure of their relationship with one another.
The Real Estate Settlement Procedures Act requires the lenders, mortgage brokers providing home loans to provide to borrowers, a pertinent and timely disclosures regarding the nature and costs of the real estate settlement process.
In conclusion, the Act of RESP permits the real estate firms to be affiliated with title insurance companies or mortgage brokers as long as the companies make a written disclosure of their relationship with one another.
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A broker offered to list a prospective client's home only if the client agreed to let the broker find a new home for him. This is an example of A) a good deal for the prospective client. B) smart marketing by the broker. C) an illegal tie-in agreement. D) an acceptable arrangement if any cooperating broker in either transaction agrees to accept a reduced commission.
An example of illegal agreement is when the broker offered to list the prospective client's home if the client agreed to let him find a new home for him.
An illegal agreement refers to when a contract is agreed upon for an illegal reason where such reason are against the law.
The act of the broker in this case is seen as illegal because he is only suppose to negotiate and bargain.
Hence, the example of illegal agreement is when the broker offered to list the prospective client's home if the client agreed to let him find a new home for him.
Therefore, the Option C is correct.
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Michael has been saving his money and wants to invest it. After doing some research, he has decided to invest $20,000 into a Certificate of Deposit. The interest rate on the CD is 3% with a term of five years, and the interest is paid out annually. Based on recent inflation, Michael is planning on an annual inflation rate of 2%. Which statement best explains the interest rates related to this CD? The nominal interest rate is 3 percent, while the real interest rate is 2 percent. The nominal interest rate is 3 percent, while the real interest rate is 1 percent. The nominal interest rate is 1 percent, while the real interest rate is 2 percent. The nominal interest rate is 2 percent, while the real interest rate is 4 percent.
Since he is planning on an annual inflation rate of 2%., the statement that explains the interest rates relating to the CD is nominal interest rate is 3% while the real interest rate is 1%.
A real interest rate refers to the nominal rate which is adjusted for inflation.
We are given that Interest (nominal rate) is 3% and planned Inflation rate = 2%Real interest rate = 1% (Nominal rate - inflation rate)
Hence, the statement that explains the interest rates relating to the CD is nominal interest rate is 3% while the real interest rate is 1%.
Therefore, the Option B is correct.
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Answer: the next one after b is A on the assignment
$200
Explanation:
aaron is earning 5% interest on his savings account. he starts with $5,000.00. how much money will he have in 6 months?
Answer:
I think the answer is $1,500.
Explanation:
I hope this helps. If the answer is wrong then sorry and you don't have to give me the points. In here I think I did the calculation wrong.
A savings account is an interest-bearing deposit account held at a bank or other financial institution. Aaron will have approximately $5,124.51 in his savings account after 6 months.
To calculate how much money Aaron will have in his savings account after 6 months, Compound interest is to be used,
A = P{1 + r/n[tex]\left \} }nt} \atop[/tex]
Where:
A = the final amount (including interest)
P = the principal amount (starting amount)
r = the annual interest rate
n = the number of times interest is compounded yearly
t = the time period in years
Given,
P = $5,000.00 (starting amount)
r = 5% = 0.05
n = 12 (compounded monthly)
t = 6 months = 6/12
n×t = 12 × 6/12 = 6
By calculating we get,
A = 5000(1.004166)⁶
A = 5000(1.02490)
A = 5124.51
After 6 months, Aaron will have approximately $5,124.51 in his savings account.
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QUESTION 7 of 20: Money market refers to:
besides starting the vehicle, what else can 2022 versa’s available remote engine start in do?
Answer:
Warm or cool the interior before driving.
you’ve dreaded it for a while, but now you feel prepared. in 30 minutes you’ll have to terminate tim, a 12-year employee who is beloved by everyone in the firm. unfortunately, he just hasn’t performed very well since his wife died three years ago and while he was given every chance to regain his performance, he has just continued to slide. which of the following elements of communication is least likely to influence tim’s perception of your communication effectiveness?
Pace is the elements of communication that is least likely to influence tim’s perception of your communication effectiveness
Pace in this context refers to the speed at which the message is passed across to the receiver.
Effective communication entails a conveyed information in an effective and efficient manner.
In conclusion, the Option B is correct because Pace is the elements of communication that is least likely to influence tim’s perception of your communication effectiveness
Missing options includes "A)Tone, B)Pace, C)Indirect Non-verbals, D)Formailty"
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