When evaluating a small business for credit extension, one should watch out for D : The relationship of current assets to current liabilities which represents a company's ability to meet short-term debt obligations when due.
When assessing whether to give a small company credit:
Check if they can pay back the credit Check their net working capitalIt is important to check whether a company is capable of paying back the credit you are to extend to them and the net working capital - calculated as the difference between current assets and liabilities - is one of the best ways of doing so.
In conclusion, one should check the relationship between current assets and liabilities as a way to determine credit payback.
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Companies in European countries sometimes compete with imports of their own products at lower prices because of _____. Multiple choice question. different taxes and competitive price structures the flexibility in import quotas the decline of illegal imports and uniform prices lowered tariffs and similar tax benefits
The importing and exporting activity of a country can affect its GDP, its exchange rate, and interest rates. Companies in European countries sometimes compete with imports of their own products at lower prices because of different taxes and competitive price structures
A weaker domestic currency often leads to exports and also makes imports more expensive and so therefore, a strong domestic currency boast exports and makes imports cheaper.
Pricing as an active instrument is often used by firms to sets prices so as to achieve specific goals, including targeted returns on profit and targeted sales volumes.
Taxes that is placed on goods/services have a lot of ways that it influences the prices of that goods and services.
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each of the statements shown is characteristic of a phase in the development of a competitive market industry. please classify each statement as a cause of firms exiting the market, the number of firms in the market remaining stable, or firms entering the market.
Firms would exit the market in the following circumstances:
Price is less than average cost Firms post an economic loss.The market would remain stable in the following circumstances:
No firms earn economic profitFirms would enter the market in the following circumstances:
Price is greater than average cost.Firms earn both economic profit and accounting profit.A competitive market industry is characterised by many buyers and sellers of identical goods and services. Market price is set by the forces of demand and supply.
In the long run, firms would earn only accounting profit. If a firm earns economics profit in the short run, firms would enter the industry in the long run. This would reduce economic profit to zero.
In the short run if firms earn economic loss, in the long run, firms would leave the market. As a result, economic profit would rise to zero.
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Major investments in either tangible long-term assets such as land, or intangible assets such as patents are considered to be ______ expenditures. Multiple choice question. master
Major investments in either tangible long-term assets such as land, or intangible assets such as patents are considered to be capital expenditures.
Capital expenditures is the amount spent on the purchases, repair or maintenance of fixed assets. capital expenditures are capitalised and recorded in the balance sheet.
Fixed assets are long term assets used in the production of goods and services. They can be tangible or intangible.
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The ______ period rate of return is simply the rate of return over some arbitrary investment period.
Answer: holding
Explanation:
Gloria has an option to purchase the cottage she leases from her landlord. She can exercise the option within the next two years. To gain that right, Gloria paid the landlord $5,000. This is called ______.
The option that Gloria has to purchase the cottage that she leases from her landlord is called An option fee.
Gloria has an option to purchase this property here. Under this option, she and the landlord would have a mutually agreed percentage on the purchase price.
Gloria paid her landlord the $5000 in order for her to have the right that would enable her to buy this property at a later date in the future.
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A townhouse is purchased for $475,000. If the transfer tax is $2.00 on the first $1,000. and $0.10 for each additional $100., how much are the transfer taxes?
Based on the information given the amount of the transfer taxes is $476.
Using this formula
Total transfer tax=[(Purchased price+ First transfer tax)×(Additional tax)]+Transfer tax
Let plug in the formula
Total transfer tax=[($475,000-$1,000)×($0.10/$100)]+$2
Total transfer tax = ([$474,000 x .001] + $2)
Total transfer tax=$474+$2
Total transfer tax=$476
Inconclusion the amount of the transfer taxes is $476.
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cosy corner plc case study
Answer: https://www.igcsebusiness.co.uk/uploads/2/6/7/8/26787454/organisation_notes_final.pdf
Explanation:
Which bank does not charge at all for using the ATM?
Bank A
Bank B
Bank C
Bank D
ANSWER : Bank A
Answer:
Bank A
Hope my answer helps
An investor buys a call at a price of $4.50 with an exercise price of $40. At what stock price will the investor break even on the purchase of the call
Answer:
44.50
Explanation:
I think your just suppose to add the numbers together.
An investor buys a call at a price of $4.50 with an exercise price of $40. At 44.50, the stock price will the investor break even on the purchase of the call.
What is stock?The term stock refers to the product are the ready to the sale for the bulk in the production. The stock is always in the bulk in items. The stock is the measured according to the quantity. The stock was ready to be delivered to the wholesaler.
According to the 44.50, the stock price will the investor break even on the purchase of the call.
The given amount was the based on the price of $4.50.
The exercise price of $40.
Determine was the stock:
Break even price: $44.50
40 +4.5 = 44.50
As a result, the 44.50 stock price will the investor break even on the purchase of the call.
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intelligent industries recently purchased a $50,000, 10% 12-month bond. from intelligent’s point of view, this bond would be considered a
from Intelligent’s point of view, this bond would be considered a current asset, because it represents a resource that can easily be converted to cash within one year.
A bond is a debt instrument. A bondholder is entitled to regular predetermined interest rate payments and at the end of the bond's tenure, the bondholder would receive the amount invested.
Current assets are assets that are expected to be sold, used, or exhausted through standard business operations with one year.
Examples of current asset are:
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fractional reserve lending"" what does this mean.
Answer:
It means that they lend a loan with a reserve that is less than the amount they lend.
Economists normally assume that the goal of a firm is to Group of answer choices maximize its total revenue. minimize its explicit costs. minimize its total cost. maximize its profit.
Economists normally assume that the goal of a business firm is to: D. maximize its profit.
Profit can be defined as an amount of money that is generated by an individual or a business firm when the manufacturing cost is deducted (subtracted) from total revenue.
Generally, economists usually consider the maximization of profit as the goal of a business firm.
In this context, economists usually assume that the goal of a business firm is to earn:
Profits as large as possible, even if it has to reduce its level of production.Profits as large as possible, even if it has to incur a higher total manufacturing cost.Read more: https://brainly.com/question/25087943
Keith works as a construction foreman, and he is viewed as a reliable, competent employee. During the 2007-2009 recession, Keith's employer reduced its workforce and Keith was let go without the expectation of being called back. Which one of the following would most likely provide Keith with benefits?
A) Group life insurance.B) Unemployment insurance.C) Workers' compensation insurance.D) Supplemental unemployment benefits.
Unemployment insurance is the provision that is most likely to provide Keith with benefits.
The unemployment insurance refers to a federal program which provides cash benefits to eligible workers.
Benefit in this aspect refers to compensation to be given to insured because of the loss he suffered as a result of unemployment.In conclusion, the Option B is correct because Unemployment insurance is the provision that is most likely to provide Keith with benefits.
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Since they filed bankruptcy in the past, a couple ends up paying a 12% fixed rate for a 30 year mortgage. With a better credit rating, they could have gotten the loan at a rate of 8%. If their loan amount is $140,000, how much more per month will the couple be paying for their mortgage as a result of their bankruptcy? a. $137,532. 67 b. $412. 79 c. $1,440. 06 d. $260. 37 Please select the best answer from the choices provided A B C D.
Based on the scenario given , we can see that because the couple have already filed for bankruptcy, there is a 12% fixed rate for a 30 year mortgage, therefore, if they got 8% loan rate and the loan amount is $140, 000, then the amount which they would be paying more would be $412.79.
As a result of this, we can see that their extra amount which they would pay is to first calculate the total loan tenure which is 30 x 12 = 360 months.
Next would be to find the new monthly payments from the better credit rating and it would be $1,027.27
Next, we would factor in the bankruptcy factor which would be 0.01.
Next, we would calculate the monthly payments would be $1,440.06
Finally, we would find the difference between the excess payment which would be $1,440.06 - $1,027.27
Therefore, the correct answer is $412.79
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Answer:
✅ B. $412.79i got it right⬇️
A company's debt-to-assets ratio is 0.7 or 70%. If the company issues common stock for cash, then the debt-to-assets ratio will ______.
Answer:decrease
Explanation:
A company's debt-to-assets ratio is 0.7 or 70%. If the company issues common stock for cash, then the debt-to-assets ratio will be decreased.
What do you mean by debt-to-assets ratio?
The primary purpose of the debt-to-total assets ratio is to assess a company's capacity for borrowing additional funds. By comparing the ratio to other businesses in the same industry, that assessment is made.
Debt capacity measures a company's power to service its existing debt as well as its capacity to borrow money if necessary from additional sources of debt.
A corporation is said to be more leveraged the higher its debt-to-total assets ratio. If their revenues fall, highly leveraged businesses have a higher risk of missing loan payments, and it is more difficult to obtain additional debt to weather a slump.
Therefore, a company's debt-to-assets ratio is 0.7 or 70%. If the company issues common stock for cash, then the debt-to-assets ratio will be decreased.
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__________ is the specialized area of management that converts or transforms resources into goods and services.
Answer:
operations management
Explanation:
Trust me
the ________ step in the selling process is often stressful for salespeople, since one of the possible outcomes is that the salesperson goes away empty-handed.
Based on marketing strategy, the Closing the sale step in the selling process is often stressful for salespeople, since one of the possible outcomes is that the salesperson goes away empty-handed.
Closing the sale step is one of the steps in the sales process that salespeople use to market their products.
Closing the sale step includes various steps such as the following:
Carrying out pre-sale research. Meeting and greet. Ask for the sale.Follow-up.Hence, in this case, it is concluded that the correct answer is "Closing the sale."
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Dillards buys finished products and sells them for a profit to its customers. Dillards is a part of which type of market
The market consisting of wholesalers and retailers who buy products for resale purposes.
Dillards is a part the Reseller market.
What type of business is a reseller?A reseller business allows you to resell products bought from manufacturers to customers. The reseller dropship business model is affordable, making it a great option for new entrepreneurs. As a reseller, you're essentially the middleman between the manufacturer and customers.
What are resellers examples?Most resellers are retail organizations. These include grocery stores, department stores and specialty stores, such as home improvement or pet supply stores. There are many different types of retailers, from Wal-Mart to Macy's to the boutique on Main Street.
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what document explains your rights and responsibilities as a federal student loan borrower? your master promissory note your billing statement your financial aid offer check answercheck answer previous
The master promissory note is a document that explains your rights and responsibilities as a federal student loan borrower.
The first option is correct. This document is one that is legally binding. Before a student agrees that they would want to take out loans as students, they first have to know what their rights and responsibilities are as a borrower and also to the lending facility.
There are a lot of available options that are in place to help with the management of student loans.
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When did Lillie allow an external company access to her credit report specifically for an auto loan? 5/10/2015 6/5/2015 12/15/2016 5/10/2017
The question is about when Lillie allowed an external company to its credit report.
Lillie received a request by Toyota Financials for her credit report access on 5/10/2015 for an auto loan approval.
She provided the access on 5/10/2017 since the date of removal for this inquiry is 5/10/2017. There is a delay in providing access to the financials of about 2 years.
Lillie allowed access to the external company, Toyota Financial to her credit reports in order to satisfy the company about her financial position and grant her an auto loan.
The correct answer is 5/10/2017.
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The existence of a ________ means that the interest rate on a two-year bond will exceed the average interest rate on two successive one-year bonds.
Anchor Resort and Casino surveils its customers and employees through a complex network of recorded video; undercover security agents; and weighing chips, cards, and coins for key transactions. What potential disadvantage of monitoring employees should Anchor managers consider
The potential disadvantage of monitoring employees that Anchor Resort and Casino managers do is that extensive monitoring can make employees feel that Anchor Resort doesn't trust them.
In a Casino where there is a high currency circulation and whose games can be more susceptible to fraud, it is necessary to have more regulation and monitoring, but when it becomes an excessive practice it can encourage employee turnover and demotivation.
There must be a mutual trusting relationship between a company and an employee, as a positive relationship generates greater job satisfaction, greater motivation and generates an organizational culture focused on development.
Therefore, Anchor Resort and Casino can develop a strategy to increase trust in the relationship among employees through training, open communication, feedback and encouraging positive practices in the company.
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The accountant recorded the adjusting entry for the depreciation of its long-lived assets with a debit to Depreciation Expense and a credit to Accumulated Depreciation. As a result of this entry, assets and stockholders' equity will be ______. Multiple choice question. unaffected by the entry understated decreased overstated
As a result of the entry that was made by the accountant, assets and stockholders' equity will be decreased.
From the information given, it should be noted that an accountant recorded the adjusting entry for the depreciation of its long-lived assets with a debit to depreciation expense and a credit to accumulated depreciation.
Since there's a credit to the accumulated depreciation, it should be noted that there will be a reduction in the assets and the stockholders equity.
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You want to make sure your account reflects the spending you’ve actually done, so you pull receipts out of your clothes pockets from the last two weeks and find two for Cool Snacks, one for Club Cafe, one from a sale at Clothing Rack, and an ATM slip for a withdrawal of $30.
Based on the information given, the items that can be reflected in the account activity but that the person cannot account for include bank charges and transactions involving the use of ATMs.
From the complete information, it should be noted that there are bank charges that are charged by the banks. In this case, the account may not reflect the spending that has actually been done.
Also, there are taxes that are charged on the goods that the person bought. Therefore, this will be reflected on the account activity and will give rise to a higher value than the amount that the person actually spends.
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Total revenue minus the total _____ and total _____ costs of production is economic profit. Multiple choice question. explicit; accounting explicit; modified implicit; explicit implicit; modified
Total revenue minus the total explicit and total implicit costs of production is economic profit.
Economic profit is accounting profit less implicit or opportunity costs. It is also total revenue less explicit and implicit cost.
Explicit cost is the amount used in running a business. Examples are rent and wages.
Implicit cost is the cost of the next best option that is let gone off when one option is chosen over other options. For example, a baker leaves his job to start his own business. His implicit cost is the wages he earned as a baker.
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Marginal revenue for a monopolist is computed asa.average revenue times quantity divided by price.b.total revenue divided by quantity sold.c.change in total revenue per one unit increase in quantity sold.d.average revenue divided by quantity sold.
Statement that explains Marginal revenue and it can be computed for a monopolist is C:sold.c.change in total revenue per one unit increase in quantity sold.
Marginal revenue can be regarded as central concept in microeconomics which focus on additional total revenue that us been gotten by increasing product sales by 1 unit.In monopolist,it can be computed by change in total revenue with respect to a unit increase that is been sold.Therefore, option C is correct.
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_____ is designed to serve the needs of a specific department, such as sales, marketing, or finance.
Marvin places his telephone number on the national do-not-call list. After six months, Marvin is still receiving telemarketing calls. Particularly annoying to Marvin are the robocalls - those autodialed, prerecorded commercial telemarketing messages! Marvin hates telemarketing calls anyway, and if a live person cannot take the time to actually place the call, Marvin sure has no use for them. Marvin files a complaint with the Federal Trade Commission (FTC) about the robocalls. Marvin could also sue the companies that placed the calls. If Marvin chooses to sue the companies that placed the calls:
If Marvin chooses to sue the companies that placed the calls, it is very likely that he could get between $500 to $1,500 as damages on every Text Message or Call that he got after he had placed his telephone number on the national do-not-call list.
This is so because the range of award in damages stipulated by the Telephone Consumer Protection Act (TCPA) falls right between that range. If it is established that the company intentionally continuously sent recorded calls or messages to its customers, against their wishes, then the maximum amount of $1,500 may be awarded.
The TCPA is a federal law. The Federal Communications Commission (FCC), help to enforce the TCPA.
Prohibited forms of Calls
There are several other types of communication that is prohibited by the TCPA. Marvin's case falls into the category of the National Do-Not-Call Registry. Any form of communication to numbers entered into such registry is deemed illegal.
Other categories are:
Making calls to mobile or residential phone lines using pre-recorded or artificially generated calls. This includes calls that enter in the voice mailbox of the recipient;Unsolicited adverts, which were sent to phones or faxes of the recipients.It is important to note that not all the calls in the categories highlighted above are illegal. There are a few exceptions to the rule. They are, call from:
Public safety officialsSchools and CollegesNot-for-profit entitiesFinancial InstitutionsUtility Servicing companiesGovernment establishments etc.To learn more about the TCPA click on the link below:
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why is it necessary to keep account or financial records while doing vegetable farming
Answer:
record keeping is a necessary element of good livestock business management.. if farmers have farm record they can tell how well they are managing their farm in comparison to other farmers. they can also see the strength and weakness in their farm operation...
Fraudulent charities frequently collect donations in the following ways:
Group of answer choices
commercials, phone, door-to-door
fundraiser events, email, phone
email, phone, door-to-door
email, phone, commercials
Answer:
email, phone, door-to-door
Explanation:
Commercials and fundraiser events are too public for frauds