Which of the following statements about annuities are true?
a. Ordinary annuities make fixed payments at the end of each period for a certain time period.
b. An annuity due is an annuity that makes a payment at the end of each period for a certain time period.
c. A perpetuity is a constant, infinite stream of equal cash flows that can be thought of as an infinite annuity.
d. An annuity due earns more interest than an ordinary annuity of equal time.

Answers

Answer 1

Answer:

A

B

D

Explanation:

Answer 2

An annuity is a monetary product that pays out a settled stream of installments to a person. So, options a, b, and d. statements are true about annuities.

Ordinary annuities make fixed payments at the end of each period for a certain time period which means an ordinary annuity could be an arrangement of customary installments made at the end of each period, such as monthly or quarterly.

An annuity due is an annuity that makes a payment at the beginning of each period for a certain time period which means the annuity begins and ends on certain fixed dates

An annuity due earns more interest than an ordinary annuity of equal time. The interest earned will depend on the interest rate and the time period.

Therefore, statement c. is false and a, b, and d statements are true about annuities.

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Related Questions

Samuel is the managing general partner of STU, in which he owns a 25% interest. For the year, STU reported ordinary income of $400,000 (after deducting all guaranteed payments). In addition, the LLC reported interest income of $12,000. Samuel received a guaranteed payment of $120,000 for services he performed for STU. How much income from self-employment did Samuel earn from STU

Answers

Answer:

$220,000

Explanation:

Calculation to determine How much income from self-employment did Samuel earn from STU

Using this formula

Income from self-employment =Guaranteed payment received+(Interest rate*Ordinary income)

Let plug in the formula

Income from self-employment=$120,000+(25%*$400,000)

Income from self-employment=$120,000+$100,000

Income from self-employment=$220,000

Therefore the amount of income from self-employment that Samuel earn from STU is $220,000

Bennett Co. has a potential new project that is expected to generate annual revenues of $260,300, with variable costs of $143,200, and fixed costs of $60,700. To finance the new project, the company will need to issue new debt that will have an annual interest expense of $23,500. The annual depreciation is $24,800 and the tax rate is 35 percent. What is the annual operating cash flow

Answers

Answer:

$45,340

Explanation:

Calculation to determine the annual operating cash flow

Sale $260,300

Less: Operating Cost $143,200

Contribution $117,100

($260,300-$143,200)

Less: Fixed Cost $60,700

Less: Depreciation as per table given below $24,800

Profit before tax $31,600

($117,100-$60,700-$24,800)

Tax $11,060

($34%$31,600)

Profit After Tax $20,540

($31,600-$11,060)

Add Depreciation $24,800

Cash Profit After tax $45,340

($20,540+$24,800)

Therefore the annual operating cash flow is $45,340

stock y has a beta of 1.5 and an expected return of 16.35. what is the risk free rate if the market return is 12.5%

Answers

Answer:

the risk free rate of return is 4.8%

Explanation:

The computation of the risk free rate of return is shown below:

As we know that

Expected rate of return = Risk free rate of return + beta × (market rate of return - risk free rate of return)

Here we assume the risk free rate of return be x

So ,

16.35% = x + 1.5 × (12.5% - x)

16.35% =  x + 18.75% - 1.5x

16.35% - 18.75% = -0.5x

x = 4.8%

Hence, the risk free rate of return is 4.8%

Carr Inc. purchased equipment for $100,000 on January 1, Year 1. The equipment had an estimated 10-year useful life and a $15,000 salvage value. Carr uses the 200 percent declining balance depreciation method. In its Year 2 income statement, what amount should Carr report as depreciation expense for the equipment

Answers

Answer:

$16,000

Explanation:

Calculation to determine what amount should Carr report as depreciation expense for the equipment

First step is to calculate Depreciation under Double declining Balance method

Depreciation under DDB = 2/10 x $100,000

Depreciation under DDB =$ 20,000

Now let calculate what amount should Carr report as depreciation expense for the equipment

Depreciation expense=2/10 *($100,000-$20,000)

Depreciation expense=2/10*$80,000

Depreciation expense= $16,000

Therefore what amount should Carr report as depreciation expense for the equipment is $16,000

All publicly traded companies must adhere to __________ accounting principles: a. IFRS b. SEC c. GAAP d. SOX

Answers

Answer:

c

Explanation:

Its c

Principles-based standards differ from a rules-based approach because: Principles-based standards rely on bright-line concepts to apply accounting standards Rules-based standards rely on bright-line rules to apply accounting standards Principles-based standards set uniform goals for the application of accounting standards Rules-based standards form the basis of IFRS

Answers

Answer: Principles-based standards set uniform goals for the application of accounting standards

Explanation:

Rule based standards are quite rigid and as a result, set specific goals when it comes to the application of accounting standards. This is in contrast to Principles based standards that set more uniform or general goals that should be met.

This is why IFRS is preferred by most nations in the world as opposed to U.S. GAAP. IFRS gives principle based standards which allow leeway unlike U.S. GAAP which is rules based and gives little leeway in application.

On 6/30/12, a company recorded a journal entry for the coupon payment on its bond. As part of the journal entry, the company debited bonds payable. Which of the following is true regarding this journal entry?

a. The company debited Interest Expense
b. The bond was issued at a discount
c. The proceeds of the bond were less than the face value
d. The company credited Cash
e. The coupon rate is greater than the effective rate

Answers

Answer:

a. The company debited Interest Expense  d. The company credited Cash

Explanation:

The coupon payment represents the interest payment being paid by the company on the bond. They will therefore record this coupon by debiting it to the Interest expense account as expenses are debited when they are incurred.

The same amount will be credited to the Cash account because the payment will come from the cash holdings of the company. Cash is an asset account so it is credited when it reduces.

Which situation best describes opportunity cost

Answers

Answer:

A store that buys a shipment of new computers cant afford to buy new phones.

Explanation:

Answer:

(D.) a trade-off

Explanation:

Got it right

True or False: Both countries would be better off if they produced the good in which they have a comparative advantage and then traded 400 million tons of grain for 200 million cars.

Answers

Answer:

true

Explanation:

Al Ahli company had the following purchases and sales during its first year of operations:
Sales
January
February
May:
Purchases
15 units at $110
10 units at $135
7 units
Using the Weighted average inventory costing method, what is the cost of ending inventory?
A. $2,176
B. $3,840
OC. $1,800
D. $2,160

Answers

B will always be right so what are you saying

true and false
4. Know the market trends of products that are in demand not
only within the local market but also in the international market.​

Answers

Answer:

false

Explanation:

don't think so that s

is the answer

Andy is driving a 20-year-old boat that he borrowed from a friend. While he's on the water, the steering system fails and the boat crashes. Subsequent investigation shows that the steering system failed as a result of corrosion. Andy sues the boat manufacturer for negligence. How strong is his negligence case against the product manufacturer

Answers

Answer:

Weak.

Explanation:

In the given scenario, the case is weak because Andy cannot sue the manufacturer company for negligence.

it is because Andy is driving a 20-year-old boat. So, Andy cannot prove that the corrosion was due to manufacturing defect. The possibility of corrosion must be the wearing or tearing away of the boat.

Normally, material corrodes if not taken care of properly or due to a long lifespan.

Therefore, the case of Andy against the product manufacturer is weak.

impact of collusion in terms of output and price on consumers and producers​

Answers

Answer: See explanation

Explanation:

Collusion refers to the agreements among the sellers of a particular product to either fix or increase the price and also reduce output. The main idea behind this is to increase profits and also reduce the competitiveness in such market.

Collusion can bring about high prices for the consumers and this ultimately leads to the reduction in the consumer surplus. Also, the new firms that want to enter the market may discouraged since the collusion can be an entry barrier.

The Quick Buck Company is an all-equity firm that has been in existence for the past three years. Company management expects that the company will last for two more years and then be dissolved. The firm will generate cash flows of $450,000 next year and $790,000 in two years, including the proceeeds from the liquidation. There are 20,000 shares of stock outstanding and shareholders require a return of 12 percent.

Required:
What is the current price per share of the stock?

Answers

Answer:

$53.09

Explanation:

Calculation to determine current price per share of the stock

First step is to determine the Dividend per share in Year 1

Using this formula

Dividend per share in Year 1 = Cash flow generated next year / Number of shares

Let plug in the formula

Dividend per share in Year 1 == $450,000 / 20,000

Dividend per share in Year 1 == $ 22.5

Second step is to determine the Dividend per share in Year 2 using this formula

Dividend per share in Year 2 = Cash flow generated in two years / Number of shares

Let plug in the formula

Dividend per share in Year 2 = $790,000 / 20,000

Dividend per share in Year 2 = $39.5

Dividend per share in Year 2 =$40 Approximately

Now let determine the Share price today using this formula

Share price today = [ Dividend in Year 1 / (1 + Required rate of return) ] + [ Dividend in Year 2 / (1 + Required rate of return)2 ]

Let plug in the formula

Share price today = [22.5 /(1+.12)]+ (40 / 1.12^2

Share price today = (22.5 /1.12) + (40 / 1.12^2)

Share price today =$20.09+(40/1.25)

Share price today =$20.09+32

Share price today = $ 53.09

Therefore current price per share of the stock

Is $53.09

You have just deposited $10,000 into an account that promises to pay you an annual interest rate of 6.3 percent each year for the next 4 years. You will leave the money invested in the account and 10 years from today, you need to have $32,800 in the account. What annual interest rate must you earn over the last 6 years to accomplish this goal

Answers

Answer:

The annual interest rate you must earn over the last 6 years to accomplish this goal is 17.03%.

Explanation:

Future value after 4 years = Deposited amount * (100% + Annual interest rate for 4 years)^4 = $10,000 * (100% + 6.3%)^4 =  12,768.30

The interest rate can be calculated using the following RATE function in Excel:

Interest rate = RATE(nper,pmt,-pv,fv,type) .............(1)

Where;

nper = number of periods = number of years remaining after 4 years = 10 - 4 = 6

pmt = Annual payments = 0 (This is 0 because there is no annual payment)

pv = present value = Future value after 4 years = $12,768.30

fv = future value = The amount you need to have in the account after 10 years = $32,800

type = when payments are due (0 = end of period. 1 = beginning of period) = 0

Substituting the values into equation (1), we have:

Interest rate = RATE(6,0,-12768.30,32800,0) .................. (2)

Inputting =RATE(6,0,-12768.30,32800,0) into a cell in an excel sheet (Note: as done in the attached excel file), the annual interest rate is obtained as 17.03%.

Therefore, the annual interest rate you must earn over the last 6 years to accomplish this goal is 17.03%.

Assume US GAAP to answer this question. In 2017, $2 million in wages were earned and no cash wages were paid. In 2018, $8 million in wages were earned and $9 million in cash wages were paid. Cash wages were used to first pay wages earned in 2017 with the remainder used to pay wages earned in 2018. Any earned but unpaid wages will be paid during the first quarter of 2019. Using only the information provided, which of the following statements is most accurate?

a. Liabilities increased by $1.0 million in 2018
b. Liabilities increased by $3.0 million in 2018
c. Assets decreased by $5.0 million in 2018
d. Retained earnings decreased by $10.0 million in 2018
e. Retained earnings decreased by $7.0 million in 2018

Answers

Answer: a. Liabilities increased by $1.0 million in 2018

Explanation:

In 2018, $9 million was used to settle the wage debt of 2017 and the remainder was used to settle the wages in 2018.

The money remaining in cash after the wage settlement was:

= 9,000,000 - 2,000,000 - 8,000,000

= -$1,000,000

This means that $1,000,000 of wages was not settled in 2018 which means that this would have to go to the Wages Payable account to signify that the company owes wages.

This account is a liability account so liabilities in 2018 would increase by $1,000,000.

Singh, a consumer, leases sheet music from Tunes Inc. for a public performance. United Music Corporation, which holds a copyright on the music, sues Singh to stop the performance without a royalty payment. Singh fails to notify Tunes of the suit within a reasonable time. The lessee:_________
a. loses any remedy against the lessor for liability established in the suit.
b. can assert this failure to delay the litigation, but it is not a defense.
c. can raise the failure to notify as a defense in copyright holder’s suit.
d. can sue the lessor to recover the expenses of the suit.

Answers

Answer:

a. loses any remedy against the lessor for liability established in the suit.

Explanation:

This is because it was lessee's responsibility to inform the lessor in time.

A lessee is in contract with the lessor and is responsible for all the actions taken on behalf of the lessor with the lessor's permission.

If the lessee fails to inform the lessor in time or do any action without his permission then the lessor can sue the lessee or take any other legal action as may be required by the law against the lessee.

In breach of contract the lessee has to face the consequences and pay penalty.

Choice a is the best option.

The lessee can never sue the lessor for his illegal actions.

So option d is incorrect.

b) Delaying the litigation would do no good. It would add to his failures.

Choice c is also incorrect.

Evaluate the product-company and product market fit of the line extension options. Does the idea fit with the company and market

Answers

no lo se naday9gxyh87cycu7gg7g

2. The materials cost variance report for Nickols Inc. indicates a large favorable materials price variance and a significant unfavorable materials quantity variance. What might have caused these offsetting variances?

Answers

Answer:

A favorable materials price variance is caused by the amount budgeted for material prices (standard price) being higher than the actual price of the materials. This can happen as a result of increased supply of materials in the market.

An unfavorable materials quantity variance arises when the actual amount of materials used surpasses the amount of materials that was budgeted (standard materials). This can happen due to wastage and inefficiency.

These two cancel each other out because the extra material that is to be used will be acquired at the surplus price that standard price exceeds actual price by.

A bond pays $80 per year in interest and has a $1,000 par value. The market rate of interest is 6%. What is the coupon rate for this bond

Answers

Answer:

8%

Explanation:

The coupon is the amount of periodic cash payable to bondholders which is usually a percentage of the bond's face value.

The coupon of $80 is payable annually in this case, hence, based on the face value( par value) of $1,000 per bond, the coupon rate is computed as shown thus:

annual coupon=face value*coupon rate

annual coupon=$80

face value=$1000

coupon rate=unknown

$80=$1000*coupon rate

coupon rate=$80/$1000

coupon rate=8%

If nominal GDP is $900 billion and, on average, each dollar is spent six times in the economy over a year, then the quantity of money demanded for transactions purposes will be Multiple Choice 750 150 3,600 450 900

Answers

Answer:

Option B (150) is the correct answer.

Explanation:

Given:

Nominal GDP,

= $900

Money velocity,

= 6

As we know,

⇒ [tex]Nominal \ GDP=Quantity \ of \ demanded \ money\times Money \ velocity[/tex]

By putting the vales, we get

⇒                    [tex]900=Quantity\times 6[/tex]  

⇒           [tex]Quantity=\frac{900}{6}[/tex]

⇒                           [tex]=150[/tex]

. Drayser Corporation has budgeted sales of 23,000 units, targeted ending finished goods inventory of 9,000 units, and beginning finished goods inventory of 6,000 units. How many units should be produced next year

Answers

Answer:

Production= 26,000

Explanation:

Giving the following information:

budgeted sales of 23,000 units, targeted ending finished goods inventory of 9,000 units, and beginning finished goods inventory of 6,000 units.

To calculate the production required, we need to use the following formula:

Production= sales + desired ending inventory - beginning inventory

Production= 23,000 + 9,000 - 6,000

Production= 26,000

The accountant at EZ Toys, Inc. is analyzing the production and cost data for its Trucks Division. For October, the actual results and the master budget data are presented below. Actual Results:Budget Data: 10,000 Trucks Produced and Sold12,000 Trucks Planned Unit selling price$15Unit selling price$14 Variable costs:Unit variable cost: Direct materials$ 52,800 Direct materials$ 5 Direct labor51,000 Direct labor4 Variable overhead 23,000 Variable overhead 2 Total variable costs$126,800Total unit variable costs$11 Fixed overhead$9,000Fixed overhead$9,600 Required: Prepare a variance analysis to compare actual results and the master budget.

Answers

1000,000 for the ushejdjkejdhjejejeje

Hau Lee Furniture, Inc., spends 50% of its sales dollars in the supply chain and finds its current profit of $21,000 inadequate. The bank is insisting on an improved profit picture prior to approval of a loan for some new equipment. Hau would like to improve the profit line to $26,000 so he can obtain the bank's approval for the loan. What percentage improvement is needed in the supply chain strategy for profit to improve to $26000

Answers

Answer: 7.1%

Explanation:

The cost of materials needs to reduce for the profit to increase. If the profit is to go from $21,000 to $26,000, the material cost would need to decrease by:

= 26,000 - 21,000

= $5,000

The current material cost is $70,000 so a decrease of $5,000 in percentage terms would be:

= 5,000 / 70,000 * 100%

= 7.1%

The new material cost would be:

= 70,000 - 5,000

= $65,000

A subsidy causes a deadweight loss since people only make a purchase because the subsidy _____ the price. The amount they value the extra quantity is _____ than it costs the government to move them to buy it.

Answers

Answer: lowers; less

Explanation:

Subsidies are usually given on public goods which the government wants the public to buy more of. For this reason, these goods will cost less than they should on account of the government paying some of the cost.

The deadweight loss arises because the government is paying more than consumers would have paid in order to entice the consumers to buy the good. Essentially the cost to the government is higher than the consumer surplus which creates a deadweight loss.

Please answer the question posted in the attached image

Answers

Answer:

80

Explanation:

Years = 20

Compounding month = 4 (quarterly)

N is the number of compounding factors = 20 years * 4 periods per year = 80. So, the value of n in the F/A factor (for determining F/A factor the end of the 20 year period) is 80.

Liam works at an IT firm. He finds that the activities carried out by his team are very complex and struggles to complete his tasks on time. He learns that some of his team members are also facing the same issue. Even though there is clarity of the target among the team members, the team struggles to efficiently carry out its task. Which of the following should the team do in order to ensure the completion of the tasks?
A. It should change the output and retain the workforce.
B. It should use informal communication to carry out its tasks.
C. It should standardize the work activities through flowcharts.
D. It should conduct an in-house training program to bring employees up to speed.

Answers

Answer: D. It should conduct an in-house training program to bring employees up to speed.

Explanation:

Since team struggles to efficiently carry out its task, in order to ensure the completion of the tasks, the team should conduct an in-house training program to bring employees up to speed.

With an in house training done, the employees will gain the necessary skills and experience which will be needed to carry out their jobs effectively and efficiently. Therefore, the correct option is D.

Casey Company retired $500,000 face value, 9% bonds on June 30, 2018 at 96. The carrying value of the bonds at the redemption date was $508,000. Prepare the journal entry to record the redemption of the bonds.

Answers

Answer:

Dr Bonds Payable $500,000

Dr Premium on Bonds Payable $8,000

Cr Gain on Bond Redemption $28,000

Cr Cash $480,000

Explanation:

Preparation of the journal entry to record the redemption of the bonds.

Dr Bonds Payable $500,000

Dr Premium on Bonds Payable $8,000

($508,000-$500,000)

Cr Gain on Bond Redemption $28,000

($500,000+$8,000-$480,000)

Cr Cash $480,000

($500,000 × 96%)

(To record the redemption bonds)

2. State the accounting equation.

Answers

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☆☆●◉✿ Answer:✿◉●☆☆

The accounting equation formula is Assets = Liabilities + Equity.

☆☆●◉✿Step-by-step explanation:✿◉●☆☆

Liabilities + Equity = Assets :3 I’m vewy sowy ➖〰️➖

Mark Company acquired Jackson Company for $2,000,000 cash. At that time, the fair value of recorded assets and liabilities was $1,500,000 and $250,000, respectively. Jackson also had unrecorded copyrights valued at $100,000 and its direct costs related to the acquisition were $50,000. What was the amount of the goodwill related to the acquisition?​

Answers

Answer: $600,000

Explanation:

The amount of the goodwill related to the acquisition will be calculated thus:

Acquisition price = $2,000,000

The net assets will be:

= Assets + Copyrights - Liabilities

= $1,500,000 + $150,000 - $250,000

= 1,400,000

Goodwill will then be calculated as:

= acquisition price - net assets

= $2000000 - $1400000

= $600,000

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