Which of the following steps is most effective in protecting yourself from identity theft?
a. Throw away credit card applications in the garbage.
b. Shred all mail with personal information before discarding it.
C. Place your old bank statements in the recycle bin.
d. Carry all your passwords in your wallet or purse.

Answers

Answer 1

Answer:b shred all mail with personal info before discarding it.

Answer 2

The step that is most effective for protecting yourself from identity theft is option b. Shred all mail with personal information before discarding it.

What is meant by protection?

As the name suggests, protection means defense or shielding something from the viruses so that no one could impact in it.

So based on this, we can say that it shreds all mail having the personal information prior to discarding it.

hence, the option b is correct.

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Related Questions

Colt Football Co. had a player contract with Watts that is recorded in its books at $5,600,000 on July 1, 2014. Day Football Co. had a player contract with Kurtz that is recorded in its books at $7,000,000 on July 1, 2014. On this date, Colt traded Watts to Day for Kurtz and paid a cash difference of $700,000. The fair value of the Kurtz contract was $8,400,000 on the exchange date. The exchange had no commercial substance. After the exchange, the Kurtz contract should be recorded in Colt's books at

Answers

Answer:

the amount after the exchange is $6,300,000

Explanation:

The computation of the amount after the exchange is as follows;

= Book value + cash paid

= $5,600,000 + $700,000

= $6,300,000

Since it has no commerical substance so no loss or no gain is recorded

hence, the amount after the exchange is $6,300,000

Therefore the same is to be considered

Point D on the graph represents which phase of the business cycle?

Answers

Answer:

Contraction

Explanation:

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NU YU announced today that it will begin paying annual dividends. The first dividend will be paid next year in the amount of $0.47 a share. The following dividends will be $0.52, $0.67, and $0.97 a share annually for the following three years, respectively. After that, dividends are projected to increase by 3.3 percent per year. How much are you willing to pay today to buy one share of this stock if your desired rate of return is 14 percent

Answers

Answer:

P0 = $7.383535 rounded off to $7.38

Explanation:

Using the dividend discount model, we calculate the price of the stock today. It values the stock based on the present value of the expected future dividends from the stock. To calculate the price of the stock today, we will use the following formula,

P0 = D1 / (1+r)  +  D2 / (1+r)^2  +  ...  +  Dn / (1+r)^n  +

[(Dn * (1+g)  /  (r - g))  /  (1+r)^n]

Where,

r is the required rate of return

g is the constant growth rate in dividends

n is the number of years

P0 = 0.47 / (1+0.14)  +  0.52 / (1+0.14)^2  + 0.67 / (1+0.14)^3  +  

0.97 / (1+0.14)^4  +  [(0.97 * (1+0.033)  /  (0.14 - 0.033))  /   (1+0.14)^4]

P0 = $7.383535 rounded off to $7.38

Beckenworth had cost of goods sold of $11,121 million, ending inventory of $3,789 million, and average inventory of $2,135 million. Its days' sales in inventory equals:________. (Use 365 days a year.)

Answers

Answer:

124.4 days

Explanation:

Calculation for what Its days' sales in inventory equals:

Using this formula

Days' sales in inventory =Ending inventory/Cost of goods sold*365 days.

Let plug in the formula

Days' sales in inventory=$3,789 million / $11,121 million *365

Days' sales in inventory = 124.4 days

Therefore Its days' sales in inventory equals:124.4 days

Bonita Industries bought a machine on January 1, 2008 for $809000. The machine had an expected life of 20 years and was expected to have a salvage value of $79000. On July 1, 2018, the company reviewed the potential of the machine and determined that its future net cash flows totaled $402000 and its fair value was $314000. If the company does not plan to dispose of it, what should Bonita record as an impairment loss on July 1, 2018

Answers

Answer:

$75,250

Explanation:

we must first determine the book value on June 30, 2018. Straight line depreciation expense per year = ($809,000 - $79,000) / 20 = $36,500

book value on June 30, 2018 = $809,000 - ($36,500 x 11.5 years) = $389,250

impairment loss = book value - fair market value = $389,250 - $314,000 = $75,250

At year-end (December 31), Chan Company estimates its bad debts as 0.80% of its annual credit sales of $654,000. Chan records its Bad Debts Expense for that estimate. On the following February 1, Chan decides that the $327 account of P. Park is uncollectible and writes it off as a bad debt. On June 5, Park unexpectedly pays the amount previously written off. Prepare Chan's journal entries for the transactions.

Answers

Answer and Explanation:

The journal entries are shown below:

On December 31

Bad debt expense Dr  $5,232      ($654,000 × 0.80%)

      To Allowance for doubtful debts  $5,232

(To record the bad debt expense)  

On Feb 01

Allowance for doubtful debts Dr $327

     To Account receivable $327

(To record the uncollectible amount)

On June 5

Account receivable $327

         To Allowance for doubtful debts Dr $327

 (To record the uncollectible amount)

On June 5

Cash Dr $327

  To Account receivable $327

(To record the cash received)

Consider an individual who currently earns $20,000 as an unskilled laborer. Suppose that by taking courses full-time at a community college for one year, the person can qualify for a more skilled job paying $23,000 that is guaranteed to last for 10 years (after which the person would retire). Assume the cost of tuition and books at the community college for one year is $2,000 and that the current interest rate is 6%. Is this a good investment

Answers

Answer:

investing in these college courses will increase this individual's wealth by $20,080, so it is a good idea

Explanation:

First of all, education is always a good investment. But we still need to analyse this situation like any other project:

initial outlay year 0 = $2,000 tuition costs

cash flows years 1 - 10 = $23,000 - $20,000 = $3,000

NPV = - initial outlay + PV of cash flows

PV of cash flows = $3,000 x 7.3601 (PV annuity factor, 6%, 10 periods) = $22,080

NPV = -$2,000 + $22,080 = $20,080

Felipe died on May 9, 2016. At date of death he owned the following assets:• Cash in the bank: $12,000• ABC Bonds: Fair market value $5,000• Office building: Fair market value, $300,000• Stock in Leck Corporation: Fair market value, $10,000• Personal residence (jointly held with his spouse): Fair market value, $160,000.
In addition, accrued rents on the office building to date of death is $24,000; accrued interest on the bonds at date of death is $200; $400 in dividends are outstanding on the Leck stock (date of record April 30, 2016). Felipe's gross estate is $__________.

Answers

Answer:

$431,600

Explanation:

      Calculation of Gross Estate of Felipe

Items                                                   Amount($)

Cash at bank                                      $12,000

ABC BOND                                         $5,000

Office building                                    $300,000

Stock in Leck Corporation                 $10,000

Personal residence (50% include)    $80,000

Accrued rent on office building        $24,000

Accrued rent on bond                       $200

Outstanding dividend                        $400      

Gross estate                                       $431,600

Knowledge Check 01 On January 1, Year 1, Burnham Company purchased a machine for $2,580,000; however, the cost of the machine was recorded as repairs expense. The machine's useful life was expected to be 12 years with no residual value. Burnham uses straight-line depreciation. What is the amount of the credit to retained earnings in the journal entry to correct the error if the error is discovered during year 4 (after 3 years)

Answers

Answer:

The amount of the credit to retained earnings is $1,935,000.

Explanation:

Cost of the machine = $2,580,000

Machine's useful life = 12

Annual depreciation expenses = Cost of the machine / Machine's useful life = $2,580,000 / 12 = $215,000

Since the error is discovered during year 4 (after 3 years), this implies that we have to calculate total depreciation expenses for 3 years first as follows:

Total depreciation expenses for 3 years = Annual depreciation expenses * 3 = $215,000 * 3 = $645,000

The amount of the credit to retained earnings can now be calculated as follows:

Amount of the credit to retained earnings = Cost of the machine - Total depreciation expenses for 3 years = $2,580,000 - $645,000 = $1,935,000

Therefore, the amount of the credit to retained earnings is $1,935,000.

Which of the following arguments are in favor of active stabilization policy by the government? Check all that apply

Answers

Answer:

D) Shifts in aggregate demand are often the result of waves of pessimism or optimism among consumers and businesses.

Explanation:

The Federal Reserve (FED) can respond to excessive pessimism among consumers and businesses by expanding the money supply and lowering interest rates. To deal with excessive optimism they can do the opposite, they can shrink the money supply and increase the interest rate.

Drag the tiles to the correct boxes to complete the pairs.
Determine the management style that corresponds with each term.
Lila has complete faith in her team. She believes in
empowering them to make decisions.
Jacob prefers to make all decisions himself. He does
not like it when his employees question his decisions
Hannah makes a final decision after listen to
and considering her employees' suggestions
bureaucratic
laissez-faire
11
autocratic

Answers

Answer:

Lila: laissez-faire Jacob: autocratic Hannah: bureaucratic

Explanation:

Lila lets her team do their part and does not intervene.

Jacob wants complete control and would rather make all decisions, giving his employees no say.

Hannah considers all employee decisions, but makes the final choice.

Which business is exempt from using the accrual basis for accounting? A clothing manufacturer that has average gross annual receipts of $35 million over the last three years. An online retailer that has average gross annual receipts of $45 million over the last three years. A construction contractor who does not have any outstanding accounts receivable at the end of the tax year. A home improvement store that just began business last year and had $2.7 million in gross receipts.

Answers

Answer:

A home improvement store that just began business last year and had $2.7 million in gross receipts.

Explanation:

The IRS allows only a limited number of businesses to use cash basis accounting and in order to do so, the business must be:

Partnership or C corporation with less than $5 million in total sales revenue per yearSole proprietorship or S corporation with less than $1 million in total sales revenueCannot be a publicly traded corporationPersonal service businesses with more than 95% of revenue specifically related to services. Family owned farms with total annual sales revenue less than $25 million.

Describe three investments

Answers

Answer: Stocks, real estate, and precious metals are all ownership investments. The buyer hopes that they will increase in value over time. Lending money is an investment. Bonds and even savings accounts are loans that earn interest over time for the investor.

Explanation:

(a) How does Alibaba implement competitive pricing strategy in market

Answers

Explanation:

Alibaba is a Chinese business group that uses one of its main business strategies to offer a lower price than its competitors.

There are several reasons why Alibaba is able to maintain this strategy competitively, for example, as it is a group of companies with different niches and different suppliers, it is possible to find a variety of them within the group's e-commerce, which makes there are options for price variations and incentive for the consumer to choose. In addition, the price variation remains at a healthy level that does not generate losses for Alibaba.

The group also maintains a strategy of offering discounts to consumers that generate greater purchase motivation, such as discount coupons, gifts, free shipping, etc.

In the current year, Borden Corporation had sales of $2,000,000 and cost of goods sold of $1,200,000. Borden expects returns in the following year to equal 8% of sales. The unadjusted balance in Inventory Returns Estimated is a debit of $6,000, and the unadjusted balance in Sales Refund Payable is a credit of $10,000. The adjusting entry or entries to record the expected sales returns is (are):_________.(A)Accounts Receivable 2,000,000 Sales 2,000,000(B)Sales returns and allowances 150,000 Sales 150,000Cost of Goods Sold 90,000 Inventory Returns Estimated 90,000(C)Sales 2,000,000 Sales Refund Payable 160,000Accounts receivable 1,840,000Sales Refund Payable 150,0000 Accounts receivable 150,000(D)Sales Returns and Allowances 150,000 Sales Refund Payable 150,000Inventory Returns Estimated 90,000 Cost of goods sold 90,000

Answers

Answer:

(D) Dr Sales Returns and Allowances 150,000

Cr Sales Refund Payable 150,000

Dr Inventory Returns Estimated 90,000

Cr Cost of goods sold 90,000

Explanation:

Based on the information given The adjusting Journal entry or entries to record the expected sales returns is (are):

Dr Sales Returns and Allowances 150,000

Cr Sales Refund Payable 150,000

[(8%*2,000,000)-10,000]

Dr Inventory Returns Estimated 90,000

Cr Cost of goods sold 90,000

[(8%*1,200,000-6,000]

Astor, a cash-basis taxpayer, died on February 3. During the year, the estate's executor made a distribution of $12,000 from estate income to Astor's sole heir and adopted a calendar year to determine the estate's taxable income. The following additional information pertains to the estate's income and disbursements for the year:
Estate income:
Taxable interest $ 65,000
Net long-term capital gains allocable to corpus 5,000
Estate disbursements:
Administrative expenses attributable to taxable income $ 14,000
Charitable contributions from gross income to a public charity, made under the terms of the will
9,000
For the calendar year, what was the estate's distributable net income (DNI)?
a. $58,000
b. $39,000
c. $65,000
d. $42,000

Answers

Answer:

d. $42,000

Explanation:

Calculation for what was the estate's distributable net income (DNI)

ESTATE'S DISTRIBUTED NET INCOME

GROSS INCOME:

Taxable interest $65,000

ESTATE DISBURSEMENTS:

Less Administrative expenses ($14,000)

Less Charitable contributions from gross income ($9,000)

DISTRIBUTED NET INCOME (DNI) $42,000

($65,000-$14,000-$9,000)

Therefore the estate's distributable net income (DNI) will be $42,000

How can lessening utility bills reduce inflation?

Answers

Answer:

Inflation can occur when prices rise due to increases in production costs, such as raw materials and wages. Thus, lessening utility bills will reduce.

Explanation:

The Comil Corporation recently purchased a new machine for its factory operations at a cost of $328,325. The investment is expected to generate $115,000 in annual cash flows for a period of four years. The required rate of return is 13%. The old machine has a remaining life of four years. The new machine is expected to have zero value at the end of the four-year period. The disposal value of the old machine at the time of replacement is zero. What is the internal rate of return

Answers

Answer: 15%

Explanation:

IRR is the discount rate that makes the NPV equal zero. Required rates of return that are less than the IRR will therefore result in a positive NPV and those that are higher will result in a negative NPV.

Use Excel to find the IRR.

= IRR(-328325,115000,115000,115000,115000)

= 15%

As the required rate of 13% is less than the IRR of 15%, the new machine will have a positive NPV.

Texas has a relatively regressive tax structure when compared to most states, which means Multiple Choice poorer citizens do not have to pay taxes but also lack access to most public services. Texas has a flat tax (taxing at the same rate for all incomes), which adversely affects poorer citizens. poorer citizens pay a larger percentage of their income in taxes than do wealthier citizens. poorer citizens pay a smaller percentage of their income in taxes than do wealthier citizens.

Answers

Answer: Poorer citizens pay a larger percentage of their income in taxes than do wealthier citizens.

Explanation:

Regressive tax structures mean that the taxes charged are a flat rate across all income groups.

This might sound equitable but isn't because it means that lower income earners see a larger percentage of their income taken than the higher income earners because they have lower incomes to pay the taxes on.

In Texas therefore, poorer citizens pay a larger percentage of their income in taxes than do wealthier citizens.

Texas has a relatively regressive Tax system, this means that poorer citizens pay a larger percentage of their income in taxes than do wealthier citizens.

A regressive Tax system is a type of taxation whereby those that are poorer in the society would pay more in taxes than those that are wealthy and rich in the society.

In this type of Tax system, the tax rate falls as the taxable income of the tax payer goes up. This is a direct opposite of the progressive tax system.

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Kirsten believes her company's overhead costs are driven (affected) by the number of direct labor hours because the production process is very labor intensive. During the period, the company produced 5,000 units of Product A requiring a total of 1,600 labor hours and 2,500 units of Product B requiring a total of 400 labor hours. What allocation rate should be used if the company incurs overhead costs of $20,000

Answers

Answer:

Predetermined manufacturing overhead rate= $10 per direct labor hour

Explanation:

Giving the following information:

Product A:

Direct labor hours= 1,600

Product B:

Direct labor hours= 400

Estimated overhead= $20,000

To calculate the predetermined manufacturing overhead rate we need to use the following formula:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Predetermined manufacturing overhead rate= 20,000/2,000

Predetermined manufacturing overhead rate= $10 per direct labor hour

the first step in successfully creating and using a budget is

Answers

Answer:

Determine your income. Start with how much money you make after tax each month

Explanation:

i hope this help

HELP ME ASAP!!!
Select the correct answer.
What does the term sustainability refer to in construction?
A.
a building that does not depend on traditional energy sources to power its internal systems
B.
a building that uses only non-renewable energy sources
a building that is environmentally responsible and resource-efficient throughout its life cycle
C.
D.
a building that can withstand the pressure of external forces such as strong winds

Answers

Answer:

a building that is environmentally responsible and resource-efficient throughout its life cycle

Since the costs of producing an intermediate product do not change regardless of whether the intermediate product is sold or processed further, these costs are not considered in deciding whether to further process a product.
a) true
b) false

Answers

Answer: a) true

Explanation:

The costs incurred to produce the intermediate products have already been incurred and as such are referred to as sunk costs.

They will not change regardless of whether the good is sold before further processing or if it is sold after. They therefore do not matter in the decision to either process or sell and so are not considered.

In 2020, Red Inc. had acquired Green Co. and recorded goodwill of $285 million as a result. The net assets (including goodwill) from Red's acquisition of Green Co. had a 2021 year-end book value of $620 million. Red assessed the fair value of the Green reporting unit at this date to be $740 million, while the fair value of all of Green's identifiable tangible and intangible assets (excluding goodwill) was $589 million. The amount of the impairment loss that Red would record for goodwill at the end of 2021 is:_____.a. $151 million. b. $120 million. c. $0. d. $134 million.

Answers

Answer: c. $0

Explanation:

An impairment loss is only recognize in cases where the Fair value of the assets of the acquired company is less than the book value.

When the book value of the assets is less than the fair value as is the case here, there is no impairment loss recognized so the impairment cost here will be $0.

Select the correct answer.
which of the following Involved a digital designer?
A The hardware that lets your hard drive work.
B. A computer animated movle
oc. An old cartoon from the 1930s
D. The evening news

Answers

I think C because a cartoon is not in real life so a DIGITAL DESIGNER needs to make these cartoons to be shown on television.

Hope this helps!!
Brainliest??

Germany is capital abundant country and Japan is labor abundant country. If computers are produced mostly by capital and beer is produced mostly by labor, the H-O model predicts that Question 22 options: Japan will export computers in exchange for beer. Germany will export computers in exchange for beer. Germany is too small to be of economic interest to Japan. Computers and beer don't mix, so trade cannot increase either country's well-being.

Answers

Answer:

If computers are produced mostly by capital and beer is produced mostly by labor, the H-O model predicts that

Germany will export computers in exchange for beer.

Explanation:

The H-O model or Heckscher-Ohlin theory is an economic model about the comparative advantages of nations in international trade.  The model tries to explain the equilibrium of trade existing between two countries that have varying specialties and natural resources.  According to the H-O model, countries export more goods and services for which they have plenty resources than they do for goods and services for which they have scarce resources.  For example, if a country has capital in abundance, it will export more of capital-intensive products while it will import labor-intensive products, because it has scarce labor resources.

Which describes a type of tax that people pay on more they earn?

A. Flat tax
B. Income tax
C. Purchase tax
D. Progressive tax

Answers

D progressive tax is the correct answer

Factor Weight A B C
Convenience 0.15 85 85 82
Parking facilities 0.20 70 91 91
Display area 0.18 87 97 90
Shopper traffic 0.27 95 90 92
Operating costs 0.10 86 90 97
Neighborhood 0.10 88 92 84
1.00
Using the above factor ratings, calculate the composite score for each location.

Answers

Answer and Explanation:

The composite score for each location is as follows;

The Composite score for Location A is

= 85 × 0.15 + 70 × 0.2 + 87 × 0.18  + 0.27 × 95 + 86 × 0.1 + 88 × 0.1

= 85.7

= 86

The Composite score for Location B is

= 85 × 0.15 + 91 × 0.2 + 97 × 0.18 + 90 × 0.27 + 90 × 0.1 + 0.1 ×92

= 90.91

= 91

The Composite score for Location C is

= 82 × 0.15 + 91 × 0.2 + 90 × 0.18 + 92 × 0.27 + 97 × 0.1 + 0.1 ×84

= 89.64

= 90

in international trade the Monopoly tendency appearing in which form​

Answers

Answer:A monopoly is a firm who is the sole seller of its product, and where there are no close substitutes. An unregulated monopoly has market power and can influence prices. Examples: Microsoft and Windows, DeBeers and diamonds, your local natural gas company.

Explanation:

In international trade monopoly appears in the form of a single seller or producer of a commodity which has no close substitute.

The monopolist is the one that is responsible for setting the price here. He has no competitors. What he sets is what the market buys at.

In such a market only one company renders its service or goods to the entire market. The company usually enjoys abnormal profit due to the reasons that I have stated above.

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According to the Kinked Demand Curve Model, If one firm operating in an oligopoly raises its price and other firms do not do so, A. the sales of the firm with the higher price will decline slightly. B. the egos of all the top executives will eventually lead to cooperation at that higher price. C. the sales of the firm that increased its price will decline sharply. D. the firm with the increased price will have its higher profits sustained through cooperation.

Answers

Answer:

C. the sales of the firm that increased its price will decline sharply.

Explanation:

A kinked demand curve is basically a demand curve that changes direction at an specific point (generally the equilibrium price). When you are dealing with oligopolies, generally competing firms will match price cuts but they will not follow if instead the price increases.

If only one of the oligopolistic competitors increases their price while the others remain stable, sales volume will decrease. Kinked models are based on the assumption that oligopolies will compete focusing on factors other than price.

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