You are planning to make annual deposits of $5,700 into a retirement account that pays 10 percent interest compounded monthly. How large will your account balance be in 30 years

Answers

Answer 1

Answer:

$12,884.78

Explanation:

The amount in Future for the dollar invested today is referred as the Future Value. We determine the Future Value by compounding the Principle amount using the effective interest rate.

We can simply calculate the Future Value using a Financial calculator as follows :

PV = $0

PMT = - $5,700

I = 10 %

P/YR = 12

N = 30 x 12 = 360

FV = ??

Therefore,

The Future Value (FV) will be $12,884.78

The Account balance will be $12,884.78 in 30 years.


Related Questions

You got $200 from your grandma for your birthday. What should you do first? Option A A Record it as income in your budget. Option B B Stick it under your bed for safekeeping. Option C C Deposit it all straight into your savings account. Option D D Spend it.

Answers

I would say C because it’s not a source of income, just a gift. One of your siblings could take it if you stick it under your bed. If you spend it to fast it’s just a loss.

Sales $3,400,000 $2,100,000 Contribution margin $1,500,000 $900,000 Divisional segment margin $1,000,000 $300,000 Net operating income last year for SegR-1882 Corporation was $550,000. In last year's income statement segmented by division, what were SegR-1882's total common fixed expenses

Answers

Answer: $750,000

Explanation:

Based on the information given, in last year's income statement segmented by division, SegR-1882's total common fixed expenses will be calculated thus:

Note that Net operating income = Total segment margin - Common fxed expenses

Therefore, Common fixed expense = Net operating income - Total segment margin

Common fixed expenses:

= $1,300,000 - $550,000

= $750,000

Therefore, common fixed expenses is $750,000

Note that total segment margin = $1,000,000 + $300,000 = $1,300,000

Your business sponsor and customer informed you that you have to deliver your project much sooner than anticipated. When you break the news to your team, they are not happy with the decision for they are concerned that the project will now fail. Using the information you learned from readings, what can you do as a leader to ensure your project team that this is the right thing to do

Answers

Answer:

Motivate the team

Explanation:

The team needs to be motivated to be working hard and the project does not fail. The workers can be motivated with extensive work plan which is also needs to be achievable, split the work in small tasks and goals so the workers stay motivated while working. Attach monetary rewards for completing the tasks on time, overtime can also be included with enough motivating $/hour.

KLM Corporation's quick assets are $6,123,000, its current assets are $13,440,000 and its current liabilities are $8,144,000. Its acid-test ratio equals:

Answers

Answer:

the acid-test ratio is 0.75 times

Explanation:

The computation of the acid-test ratio is shown below:

We know that

Acid-test ratio is

= Quick assets ÷ current liabilities

= $6,123,000 ÷ $8,144,000

= 0.75 times

Hence, the acid-test ratio is 0.75 times

basically we divided the quick assets from the current liabilities so that the acid-test ratio could come

ou plan to deposit $5,900 at the end of each of the next 20 years into an account paying 10.8 percent interest. a. How much will you have in your account if you make deposits for 20 years

Answers

Answer:

$326,622.73

Explanation:

Calculation to determine How much will you have in your account if you make deposits for 20 years

Using this formula

Future value = Annuity × {( 1 + interest rate) ^ time period - 1} ÷ interest rate

Future value = $5,900 × {( 1 + 0.097 ^ 20 years - 1} ÷ 0.097

Future value= $5,900 × 55.3597842916

Future value= $326,622.73

Therefore the amount you will have in your account if you make deposits for 20 years is $326,622.73

If the labor force averaged 237 million in 2008–2011, by how much in percentage terms did the state and local layoffs described in the "In The News" add to the national unemployment rate, assuming all laid-off workers were actively seeking work?
Instructions: Enter your response rounded to two decimal places.
________ %

Answers

Answer:

Follows are the response to the given question:

Explanation:

unemployed people from 2008 to 2011 = 600,000

 labor force from 2008 to 2011 = 237,000,000

Calculating the unemployment rate:

[tex]= (\frac{total \ unemployed \ people}{labor\ force}) \times 100[/tex]

[tex]= (\frac{600,000}{237,000,000}) \times 100\\\\= 0.0025 \times 100\\\\ = 0.25\%[/tex]

From 2008 to2011 there is 0.25% of the unemployment rate was added.

Several years ago, the City of Russell issued $7 million of 6 percent serial bonds at 101. Principal payments of $350,000 are due each June 30 for 20 years. Interest on the bonds is payable each December 31 and June 30. As of June 30, 2015, the city has not paid the June 30 principal and interest payment. The amount of interest payable (assuming an outstanding balance of $4,000,000 of bonds) that should be included on the balance sheet for the debt service fund of the City of Russell at June 30, 2015 is how much?

Answers

Answer:

the interest payable is $210,000

Explanation:

The computation of the interest payable is shown below:

= Principal payments × rate of interest × no of months ÷ total no of months × time period

= $350,000 × 6% × 6 months  ÷ 12 month × 20years

=  $210,000

hence, the interest payable is $210,000

The same should be considered and relevant

The major advantage of a regular partnership or a corporation as a form of business organization is the fact that both offer their owners limited liability, whereas proprietorships do not. True False

Answers

Answer:

True

Explanation:

Some owners of a regular partnership (limited liability partnership) or a corporation (S-corporation) enjoy limited liability, unlike the owners of proprietorships, whose business liabilities and solvency are backed with the personal assets of the owners.  The owners of a C-corporation enjoy full limited liability unless the corporate veil is lifted by the court, depending on prevailing circumstances.  With limited liability also comes limited participation in the management of the entity.

(ANSWER FAST)(35 POINTS)


The trade-off for working long hours, tough shifts, and handling tragedy with grace is that many health care jobs are some of the jobs out there.


highest paying



most highly respected



most famous



most stressful

Answers

Answer:

highest paying

Explanation:

not sure tho tell me if im right

Highest paying is the correct awnser

If a member firm believes that a senior citizen with an account at the firm is being financially exploited, the member would contact the client's A attorney B closest relative C trusted contact person D registered representative

Answers

Answer:

C trusted contact person

Explanation:

If a member firm believes that a senior citizen with an account at the firm is being financially exploited, the member would contact the client's "trusted contact person."

Option A is not correct because contacting the client's attorney would lead to legal action, which may affect the firm as well.

Option B is not correct because contacting the client's close relative might not be in the best interest of the client.

Option D is not correct because contacting the client's registered representative might not yield the expected outcome as the registered representative's main function is to involve in trading investment products and securities.

Hence, option C is correct because a trusted contact person is a person that the client has authorized the brokerage firm to contact in a situation such as when the client account may be exposed to financial exploitation.

The common stock of Swifty Inc. is currently selling at $120 per share. The directors wish to reduce the share price and increase share volume prior to a new issue. The per share par value is $10; book value is $75 per share. 10.50 million shares are issued and outstanding.

Required:
Prepare the necessary journal entries assuming the following.
a. The board declares and issues a 2-for-1 stock split.
b. The board declares and issues a 100% stock dividend.
c. Briefly discuss the accounting and securities market differences between these two methods of increasing the number of shares outstanding.

Answers

Answer:

A. No Entry

No Entry

B. Dr Retained Earnings $105,000,000

Cr Common Stock Dividend Distributable $105,000,000

Dr Common Stock $105,000,000

Cr Common Stock $105,000,000

Explanation:

A. Preparation of the necessary journal entries assuming the The board declares and issues a 2-for-1 stock split.

No Entry

No Entry

B. Preparation of the necessary journal entries assuming theThe board declares and issues a 100% stock dividend.

Dr Retained Earnings $105,000,000

Cr Common Stock Dividend Distributable $105,000,000

($10 x 10.50 million)

(To record the declaration)

Dr Common Stock $105,000,000

Cr Common Stock $105,000,000

(To record the distribution)

DW has an ending Retained Earnings balance of $51,600. If during the year DW paid dividends of $4,100 and had net income of $21,100, then what was the beginning Retained Earnings balance

Answers

Answer:

$34,600

Explanation:

The computation of beginning retained earnings balance is seen below:

But we know that;

Ending balance of retained earnings = Beginning balance of retained earnings + Net income - Dividend paid

$51,600 = Beginning retained earnings + $21,100 - $4,100

Beginning retained earnings = $51,600 - $21,100 + $4,100

Beginning retained earnings = $34,600

High Step Shoes had annual revenues of $192,000, expenses of $107,200, and dividends of $20,800 during the current year. The retained earnings account before closing had a balance of $304,000. The entry to close the Income Summary account at the end of the year, after revenue and expense accounts have been closed, is:

Answers

Answer:

Debit Income Summary $84,800, Credit High Step Shoes, Capital $84,800

Explanation:

Preparation of what The entry to close the Income Summary account at the end of the year, after revenue and expense accounts have been closed, is:

Debit Income Summary $84,800

Credit High Step Shoes, Capital $84,800

($192,000-$107,200)

(To close the Income Summary account )

organization which has no interaction with its external environment is called

Answers

Answer:

Closed system

Explanation:

An organization that has no interaction with its external environment is called a "Closed System"

A Closed System is a form of management system whereby the organization is operated or run solely on its own without any form of interaction or influence from the outside world. This is the opposite of the Open system.

Hence, Closed System operates such that the system doesn't affect the outside and the outside doesn't affect it either. It also regulates and influences itself.

If a business had a capacity of $10,000,000 of sales, actual sales of $6,000,000, break-even sales of $4,500,000, fixed costs of $1,800,000, and variable costs of 60% of sales, what is the margin of safety expressed as a percentage of sales

Answers

Answer:

2000000

Explanation:

because that is what is left

Find an article regarding full disclosure or the treatment of accounting changes. In 250-300 words, summarize the article that you found and post that summary in the discussion forum. Post the article name in the subject line and do not post on an article that another classmate has already posted. Participate in follow-up discussion by choosing one of the articles that your classmates' posted on and providing additional comments about the findings of that article. Your initial post should be 250-500 words, and should demonstrate solid academic writing skills. Please include proper citations in your discussion post. Points will be deducted if proper citations are not used.

Answers

Hi, since this is an academic writing activity, I simply provided suggestions and explanations of key terms.

Explanation:

Basically writing an essay involves consulting good written sources of information that discuss the subject. The term accounting changes disclosure basically refers to the requirement for companies to disclose

any changes to its:

accounting principle, accounting estimates, or reporting entity.

Citation (reference) is a term used in reasearch to describe a source or a list of sources (published and unpublished) where information or data was consulted and used in the research work.

Timeless Corporation issued preferred stock with a par value of $600. The stock promised to pay an annual dividend equal to 20.0% of the par value. If the appropriate discount rate for this stock is 13.0%, what is the value of the stock

Answers

Answer:

$923.08

Explanation:

Calculation to determine the value of stock

Annual Dividend = 20%*600 = D = 120

Discount rate = r = 13% = 0.13

Value of the preferred stock can be calculated using the perpetuity formula:

Value of the dividend = P = D/r = 120/0.13 = $923.08

Therefore the value of stock is $923.08

Calista works as an IT manager for an engineering firm. When it comes time to replace the company's computers, the firm's president gives Calista a budget and tells her to pick computers that will best suit the company's needs. This is an example of making a decision through:_______

a. consensus.
b. expert opinion.
c. majority vote.
d. minority decision.

Answers

Answer:

b. expert opinion.

Explanation:

Remember, we are told that Calista has the job role of IT (Information Technology) manager.

Hence, in such an organization, we would expect the IT manager to provide the best expert opinion on the best computers that would replace the present computers while sticking to the company's budget.

Castle Leasing Company signs a lease agreement on January 1, 2020, to lease electronic equipment to Jan Way Company. The term of the non-cancelable lease is 2 years, and payments are required at the end of each year. The following information relates to this agreement.
1. Jan Way has the option to purchase the equipment for $16,000 upon termination of the lease. It is not reasonably certain that Jan Way will exercise this option.
2. The equipment has a cost of $120,000 and fair value of $160,000 to Castle Leasing. The useful economic life is 2 years, with a residual value of $16,000.
3. Castle Leasing desires to earn a return of 5% on its investment.
4. Collectibility of the payments by Castle Leasing is probable. Instructions
a. Prepare the journal entries on the books of Castle Leasing to reflect the payments received under the lease and to recognize income for the years 2020 and 2021.
b. Assuming that Jan Way exercises its option to purchase the equipment on December 31, 2021, prepare the journal entry to record the sale on Castle Leasing's books.

Answers

Answer:

A. 01-01-2020

Dr Lease receivable $160,000

Dr Cost of goods sold $105,488

Cr Sales $145,488

Cr Inventory $120,000

12/31/20

Dr Cash $78,244

Cr Lease receivable $70,244

Cr Interest revenue $8,000

12/31/21

Dr Cash $78,244

Cr Lease receivable $73,756

Cr Interest revenue $4,488

B. Dec 31,2021

Dr Cash $ 16,000

Cr Sales revenue $ 16,000

Explanation:

Preparation of the journal entries

First step is to Compute the annual payments

Present Value of lease payment

Fair value $160,000

less: present value of residual value $14,512

(16000*0.90703)

Present value of lease payment $145,488

Annual lease payment (145488/1.85941) = $78,244

Present value of $ 1 at 5 % 2 periods = 0.90703

Present value of an ordinary annuity of $ 1 at 5 % 2 periods = 1.85941

Second step is to computer the Lease Amortization Schedule

CASTLE LEASING COMPANY (Lessor)

Lease Amortization Schedule

1/1/20 $160,000

12/31/20 $78,244 $8,000 $70,244 $89,756

12/31/21 $78,244 $4,488 $73,756 $16,000

12/31/21 $16,000 0 $16,000 0

12/31/20

($160,000*5%)=$8,000

$78,244-$8,000=$70,244

$160,000-$70,244=$89,756

12/31/21

($89,756*5%)=$4,488

$78,244 -$4,488=$73,756

$89,756-$73,756=$16,000

Lease Receivable = ($78,244 × 1.85941) + ($16,000 × 0.90703)

Lease Receivable = $160,000

Cost of Goods Sold = $120,000 - ($16,000 × 0.90703)

Cost of Goods Sold= $105,488

Sales Revenue = $160,000 - (16,000 × 0.90703) Sales Revenue = $145,488

Now let prepare the JOURNAL ENTRIES

A. Preparation of the journal entries on the books of Castle Leasing to reflect the payments received under the lease and to recognize income for the years 2020 and 2021.

01-01-2020

Dr Lease receivable $160,000

Dr Cost of goods sold $105,488

Cr Sales $145,488

Cr Inventory (given) $120,000

( To record lease )

12/31/20

Dr Cash $78,244

Cr Lease receivable $70,244

Cr Interest revenue $8,000

($160,000*5%)

(To record interest revenue for Dec 2020)

12/31/21

Dr Cash $78,244

Cr Lease receivable $73,756

Cr Interest revenue $4,488

(To record interest revenue for Dec 2021)

B. Preparation of the journal entry to record the sale on Castle Leasing's books.

Dec 31,2021

Dr Cash $ 16,000

Cr Sales revenue $ 16,000

( To record sale on castle leasing's books )

The 2017 balance sheet of Dream, Inc., showed current assets of $1,530 and current liabilities of $820. The 2018 balance sheet showed current assets of $1,800 and current liabilities of $1,000. What was the company's 2018 change in net working capital, or NWC

Answers

Answer:

$90

Explanation:

net working capital = current assets - current liabilities

therefore

2017 = $710

2018 = $800

change = $90

The company's 2018 change in net working capital, or NWC is $90

3. The media consumer who gets news and information in a crossover fashion, from a variety of sources is known as a(n) _______________ consumer.

Answers

Answer:

Hybrid

Explanation:

How much total interest will she pay over the course of the mortage for this house

Answers

Answer:

How are we suppose to know??????

Explanation:

need more information .

The Heating Division of Kobe International produces a heating element that it sells to its customers for $42 per unit. Its variable cost per unit is $21, and its fixed cost per unit is $9. Top management of Kobe International would like the Heating Division to transfer 14,500 heating units to another division within the company at a price of $30. Assume that the Heating Division has sufficient excess capacity to provide the 14,500 heating units to the other division. What is the minimum transfer price that the Heating Division should accept

Answers

Answer:

$21

Explanation:

The computation of the minimum transfer price that should be accepted is shown below:

here the minimum transfer price should be equivalent to the variable cost per unit i.e. $21

Because the fixed cost is irrelevant in the given situation as it is remain fixed whether the production is increased or not

hence, the minimum transfer price is $21

If a firm covers the cost of production for its product and also adds a 15% profit to the price it charges its customer, then this is considered ________. Group of answer choices break-even regulation price-cap regulation Average cost pricing regulation cost-plus regulation

Answers

Answer:

cost-plus regulation

Explanation:

Pricing regulation is the strategy the a government uses in controlling the price of commodities at the retail markets and other stages in the production process.

The cost-plus regulation of prices allows businesses the set prices on goods that will meet up with the cost of production of the good and also add a normal rate of profit.

In the given instance the firm covers the cost of production for its product and also adds a 15% profit to the price it charges its customer.

This is cost-plus regulation.

The margin of safety ratio is computed as actual sales divided by break-even sales. is used to determine the break-even point. indicates what percent decline in sales could be sustained before the company would operate at a loss. measures the ratio of fixed costs to variable costs.

Answers

Answer:

indicates what percent decline in sales could be sustained before the company would operate at a loss.

Explanation:

Since, Margin of safety ratio = Expected Sales - Break even sales

therefore,

The correct statement is : The margin of safety ratio indicates what percent decline in sales could be sustained before the company would operate at a loss.

Waterway Industries has 24000 units in beginning finished goods. If sales are expected to be 130000 units for the year and Waterway desires ending finished goods of 30000 units, how many units must the company produce

Answers

Answer:

136,000 units

Explanation:

Given the following information,

Beginning finished goods = 24,000 units

Sales = 130,000 units

Ending finished goods = 30,000 units

Computation of units the company must produce.

= Sales + Ending finished goods - Beginning finished goods

= 130,000 + 30,000 - 24,000

= $136,000 units

Therefore, the company must produce 136,000 units

For airlines that sell flights from New York City to Boston, Amtrak trains are primarily a __________ Group of answer choices Potential entrant Buyer Supplier Rival Substitute product

Answers

Answer: rival

Explanation:

For airlines that sell flights from New York City to Boston, Amtrak trains are primarily a rival.

A rival in a business environment simply refers to ones competitor. In this case, the companies are all in the same industry and competes against each other, seeks competitive advantage over one another and seeks to capture a bigger market.

Bob went out with his friends to celebrate his birthday. They went to a bar where they drank copious quantities of alcohol. In the morning, Bob had not slept and was still obviously intoxicated. He found his way to a car dealership near his house and entered into a contract to buy a Mercedes Benz SUV for the cost of $140,000.00. The car salesman could smell alcohol on Bob's breath, he noticed his eyes were bloodshot and "glossy" while they were signing the papers relating to the sale, and when Bob left he could see that he was unsteady on his feet. Bob left the dealership and went home and went to bed. He slept for two days. The car salesman from the dealership called Bob 4 days later to tell him that his vehicle was ready for pick up. Bob had no memory of the buying any car.

In these circumstances:
A. the contract is void ab initio because Bob lacked capacity to contract due to his intoxication
B. Bob can avoid or repudiate the contract within a reasonable time after he regains capacity and sobers up
C. Bob cannot avoid the contract because he is responsible for his intoxication and the car salesman had no way of knowing Bob was intoxicated at the time of entering into the contract

Answers

I think the answer is c

Pearson Motors has a target capital structure of 45% debt and 55% common equity, with no preferred stock. The yield to maturity on the company's outstanding bonds is 12%, and its tax rate is 25%. Pearson's CFO estimates that the company's WACC is 12.20%. What is Pearson's cost of common equity

Answers

Answer:

14.82 %

Explanation:

WACC = Cost of equity x Weight of equity + Cost of Debt x Weight of Debt

where,

After tax cost of debt = Interest x (1 - tax rate)

                                    = 12 % x (1 - 0.25)

                                    = 9 %

therefore,

Let the Cost of equity be Ce

12.20% = Ce x 0.55 + 9 % x 0.45

12.20% = 0.55 Ce + 4.05

Ce = 14.82 %

thus

Pearson's cost of common equity is 14.82 %

Stan is going to work for the next 30 years and then retire. Starting the day he retires, he would like to withdraw $90,000 per year (in monthly installments) from an investment account for a twenty-five year retirement. At the end of his retirement, he would like to leave a bequest of $100,000 to his heirs. He currently has $10,000 in his investment account for these purposes. Stan plans to save for retirement by making monthly deposits into the investment account, beginning two years from now and ending the month before he retires. The investment account pays 9 percent compounded monthly. Construct a flexible spreadsheet model to answer the following questions:
1. How much must Stan invest each month to accomplish his retirement goals?
2. If Stan's employer will contribute $0.50 for every $1.00 he invests, how much of the deposit in #1 will Stan have to contribute?

Answers

Stan is going to work for the next 30 years and then retire. Starting the day he retires, he would like to withdraw 90,000 per year (in monthly installments) from an investment account for a twenty-five year retirement. At the end of his retirement, he would like to leave a bequest of90,000peryear(inmonthlyinstallments)fromaninvestmentaccountforatwenty−fiveyearretirement.Attheendofhisretirement,hewouldliketoleaveabequestof100,000 to his heirs. He currently has $10,000 in his investment account for these purposes. Stan plans to save for retirement by making monthly deposits into the investment account, beginning two years from now and ending the month before he retires. The investment account pays 9 percent compounded monthly. Construct a flexible spreadsheet model to answer the following questions:

1. How much must Stan invest each month to accomplish his retirement goals?

2. If Stan's employer will contribute 0.50 for every0.50forevery1.00 he invests, how much of the deposit in #1 will Stan have to contribute?

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