Answer:5,4,and1
Explanation:
Some states and localities are drafting legislation to reduce the number of payday loans that a lender can provide within a year (for example, limiting them to no more than 6 loans in a year to an individual). Analyzing the data above, why might lenders be so opposed to such limits?
sixteen states and the district of columbia prohibit extremely high cost payday lending. states protect their citizens from usurious payday lending by prohibiting the product or by setting rate caps or usury limits. georgia prohibits payday loans under racketeering laws.
When a borrower takes out a payday loan, the term "payday" refers to the scenario in which they send a postdated cheque to the lender for their payday wage and the lender gives them some of that payday sum in cash right away.
What is the importance of loaning?Loans are given out for a variety of purposes, such as large purchases, investments, renovations, debt consolidation, and company endeavors. Additionally, loans assist already-established businesses in growing. Through lending to new enterprises, loans promote economic growth by expanding the total amount of money in circulation.
With a payday loan, a lender will grant you high-interest credit based on your income. Payday loans are a sort of short-term borrowing. A percentage of your next paycheck serves as its principal in most cases. Payday loans provide high-interest rates for quick, short-term credit. They may also be referred to as cheque advance loans or cash advance loans.
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explanation of what’s happening
please help, due tonight
Answer:
what is this there is nothing to answer
Explanation:
What is the annual cost attributed to the treatment of mental illnesses and the relative loss of income in the United States
There are indirect cost of mental illness in the world today. The annual cost attributed to the treatment of mental illnesses and the relative loss of income in the United States is $467 billion.
Mental illness is simply known as mental health disorder. This is simply defined as large scope of mental health conditions. This disorders often influence one's mood, thinking and behavior.
The common Examples are depression, anxiety disorders, schizophrenia, eating disorders, etc.
There are over 43.8 million adults that experience mental illness in a given year as stated by research and as such demands a lot of money for treatments.
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what’s the bestselling movie soundtrack of all time?
Answer:
The Bodyguard is the bestselling movie soundtrack
The salary at the new job is a(n). The benefits at the job are a(n). The job’s location is a(n). The potential for job satisfaction is a(n).
There are different kinds of employment benefits. The answers to the questions are;
The salary at the new job is an advantage The benefits at the job are an advantage The job's location is an advantageThe potential for job satisfaction is an advantageThere are different benefits from finding a good job. They include insurance in both medical, life, dental etc., vacation pay, holiday pay, maternity leave, bonuses etc.
Getting a good Job that has a good pay and very close to one's residence is very important as it will reduce your cost of spending.
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Keisha has received an offer for a job that pays a higher salary than her current job. It also offers health insurance for all the members of family. The new job is a distance from her home and will require a long commute, which will take her away from her family for many hours of the day. In addition, it provides the promise of advancement and future opportunities at that company. The salary at the new job is a(n) . The benefits at the job are a(n) . The job’s location is a(n) . The potential for job satisfaction is a(n) .
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Answer:
The salary at the new job is a(n)
✔ advantage
.
The benefits at the job are a(n)
✔ advantage
.
The job’s location is a(n)
✔ disadvantage
.
The potential for job satisfaction is a(n)
✔ advantage
________ costs refer to the sum of the fixed and variable costs for any given level of production. Target Break-even Total Value-based Marginal
Based on microeconomic theory, Total costs refer to the sum of the fixed and variable costs for any given level of production.
What makes Total Cost?Generally, the total cost is the sum of all the price of the material utilized, the wages or salary paid in the production, and the direct expenditure.
Components of Total CostThe components of Total Cost include the following:
Prime costFactory costOffice cost Cost of sales, etc.Hence, in this case, it is concluded that the correct answer is "Total Cost."
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true or false: Directors bring the unifying concept/vision to the production, guiding the rest of the creative team.
Directors bring the unifying concept/vision to the production, guiding the rest of the creative team. The given statement is true.
What is the goal of a creative director?From conception to completion, overseeing the creative process. Convert marketing goals into distinct creative approaches. collaborate closely with cross-disciplinary project teams, especially those in IT. Lead and oversee the production of all marketing materials by the creative team.
The artistic director plans and directs the execution of a production's artistic vision and focus, and frequently the entire program presented by a theater. This role may be combined with that of the Chief Executive, depending on the size and management style of the theater.
Thus, the mentioned above given statement is true.
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The President of PDQ Corporation buys PDQ shares in the open market. After holding them for 3 months fully paid, the President wishes to sell the shares. The shares can be sold:
There are different ways to share shares. The shares can be sold immediately.
In a sale of shares, a company's shareholders often sell the shares that is entitling ownership of the company to a specific buyer. In the transaction, all the rights and responsibilities that pertains to the ownership of shares are transferred to the buyer.
Note that as long as the 6-month holding period needed has fulfilled on the restricted shares, and therefore, when they are donated, the charity can sell the shares immediately. There is therefore no need for another 6-month holding period be taken again.
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The President of PDQ Corporation buys PDQ shares in the open market. After holding them for 3 months fully paid, the President wishes to sell the shares. The shares can be sold:
A. immediately
B. after holding the securities for an additional 3 months
C. after holding the securities for an additional 6 months
D. after holding the securities for an additional 1 year
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Ron offers to pay Sara to pick up and deliver certain business documents if she is able to do it within thirty minutes of his phone call. Sara can accept the offer only by completing the task within the specified deadline. This is an example of
Answer:
This is an example of a unilateral contract.
Indicate whether each of the following is used in the calculation of the official poverty measure, the Supplemental Poverty Measure, or both. (2 points)
Official Poverty Measure
Supplemental Poverty Measure
Both
food costs
O
O
housing costs
o
O
o
utilities costs
o
O
о о
clothing costs
O
O
The Official Poverty Measure is used to estimate numbers of people unable to afford basic needs with little or no government assistance
The Supplemental Poverty Measure is used to measure the economic deprivation, that is, people having insufficient financial resources to achieve a specified standard of living.The official poverty measure is based on cash resources while the Supplemental Poverty Measure is based on both cash and noncash benefits and subtracts necessary expenses.The cost including food costs, housing costs, utilities costs and clothing costs are elements used in calculation of the Official poverty measure and Supplemental Poverty Measure.
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Answer:
Clothing Costs: Supplemental Poverty Measure
Food costs: Both
Housing costs: Supplemental Poverty Measure
Ultilities cost: Supplemental Poverty Measure
Explanation:
I litterally made a brainly account just to give this answer you best believe its right
John wants to apply for a loan, with a Present Annuity due value of $3,500,568. 78 from a bank that charges 14. 28 % interest per annum, compounded monthly. If he can only be able to pay back $43,367. 21 per annum at the beginning of each year, When will John fully pay all of his debt to the bank?.
Based on the present value of the loan and the relevant interest rate, the time it would take to pay off the debt is 21 years.
First convert the interest rate to a monthly rate:
= 14.28% / 12
= 1.19%
To find the number of months it would take, use the NPER function in Excel as shown in the attachment.
The Number of periods is therefore 252 months.
In years this is:
= 252 / 12
= 21 years
In conclusion, it would take 21 years to pay off.
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What is the chief benefit to using a
Capitalistic economic system where
the government does not interfere
with the operation of the free market
(Supply & Demand)?
A. Society always maximizes its economic surplus and
opportunity.
B. A small percentage of the population takes control
of a large percentage of the available resources.
C. The most educated in society make the most
influential decisions.
Answer: A
Explanation: I had it
2. Read the following data from Maria's personal monthly bank statement and answer the questions that follow:
Rent: $850
Groceries: $276.89
Public transportation: $45
Utilities: $135.24
Entertainment: $150.26
a. Enter Maria’s data into a spreadsheet program. Be sure to include proper headings.
b. Maria would like an efficient way to analyze how she spent her money this month. Using the spreadsheet program, create a bar graph representation of her monthly expenses. Briefly describe how you create the bar graph.
c. Based in the bar graph representation, what is one thing you would recommend to Maria in the future?
Answer:
I would recommend C for answer
Primary demand is a desire for the ________ rather than for a ________; it is often the focus of marketing when there are few competitors with the same product. brand name; product category problem solution; product category product class; specific brand product concept; tangible product novelty; problem solution
Considering the market analysis, the Primary demand is a desire for the product class rather than for a specific brand; it is often the focus of marketing when there are few competitors with the same product.
What is Product Class?Product class is a term used to describe products or commodities that are homogeneous or deemed as substitutes for each other.
On the other hand, a Specific brand is a product with unique features that makes it different and known compared to other products.
Hence, in this case, it is concluded that the correct answer is option C. "product class; specific brand."
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What is the GDP?
A.
The value of the products and services produced in a country
B.
The natural environment of a country
C.
The geographical location of a business
D.
The capitalist system used in the U.S.
Please select the best answer from the choices provided
A
B
C
D
Answer:
the market value of all the final goods and services produced in a specific time period
Explanation:Gross domestic product (GDP) is a monetary measure of the market value of all the final goods and services produced in a specific time period
What is a consumer product?
Answer:
sorry po talaga need po points
Answer:
Explanation:
Consumer goods are products bought for consumption by the average consumer. ... Clothing, food, and jewelry are all examples of consumer goods.
Coin dealers, precious metals dealers, and some banks sell gold bullion in amounts ranging from _____ grams to 500 ounces or more.
Based on financial management, Coin dealers, precious metals dealers, and some banks sell gold bullion in amounts ranging from 5 grams to 500 ounces or more.
What is gold bullion?Gold bullion is generally refined gold with an excellent standard of elemental purity. The current standard practice in selling gold bullion range from 5 grams to 500 ounces or more.
Example of Gold bullionSome gold bullion made entirely of gold include the following:
BritanniaCanadian Maple LeafAmerican Buffalo, etc.Hence, in this case, it is concluded that the correct answer is 5 grams.
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Eva is 29 years old and has 2 children, ages 3 and 5. She makes $48,500 a year. Eva decides to buy a $400,000 10-year term policy and then renew the policy for another ten years afterwards. To renew the policy the insurance company charges an extra 40% to her premium rate. Given the options below, assess whether Eva made a wise decision. Annual life insurance premium (per 1,000 dollars of face value) for age 29. A 20-year term for male is 7 dollars and 84 cents, and for female is 6 dollars and 62 cents. 20-year term: for male is 10 dollars and 40 cents, female is 9 dollars and 4 cents. Whole life: male is 20 dollars and 5 cents and female is 18 dollars and 63 cents. A. Eva would have been better off selecting the 20-year term policy. B. Even with the extra charge for renewal, Eva’s plan is the least expensive. C. Given that Eva plans to renew, she should have selected the whole life policy. D. Eva ends up paying the same amount for each policy. Please select the best answer from the choices provided A B C D.
The best answer from the answer choices that were provided is that even with the extra charge for renewal, Eva's plan is the least expensive.
From the question, Eva is 29 and has two kids of 3 and 5. Her plan is to get the $400000 and renew it for another 10 years.
The renewal policy after 10 years is 40%, at the moment, her financial condition seems okay.
But given that the future can not be predicted and her kids are still growing, we are not sure what her finance may be like in 10 years time.
So we can agree with option B. This is a sensible decision.
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A __________ is an effort or strategy to achieve a goal or a solution to a problem that is not readily apparent. A. Concept B. Schema C. Subgoal D. Prototype.
Answer: A. Concept
Explanation: The correct option is A ( Concept ) as
* Option B has Schema which means it’s just a representation of a plan in a model form.
* Option C is not correct because Subgoal means a goal or target which needs to be achieved to complete a larger goal or target.
* Option D is also not correct because Prototype means something of the first or initial type which can develop into other forms or types in future.
So the correct option for the answer is “ A”
A concept serves as an effort or strategy to achieve a goal or a solution to a problem that is not readily apparent.
What is a concept?
Concepts can be regarded as abstract ideas. they do serves as the fundamental building blocks in which principle lies on.
It should be noted that it play important role in all aspects of cognition.Therefore, concept is needed for thoughts and beliefs
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which is the largest source of tax revenue in the united states?
Answer:
Individual income taxes.
Explanation:
This has been the largest single source of federal revenue since 1950.
how supply and demand, scarcity, and economic measurement affect the legal form of business
Supply and Demand (Affects Pricing, Supply, and Income) - When a company provides large amounts of the product they are selling, the price tends to remain at a constant price. When a company begins to have too much of one product, they will usually lower the price to sell more of it. When a company begins to lack stocking the shelfs of their product, they will increase the prices so that they will not run out. When demand increases, prices might also increase because they are aware it is a chance to make profit. When demand decreases, the price decreases.
Scarcity - When a business faces scarcity, or the lack of stocking shelfs, the company could possibly lose income and in the future face serious economic issues. Most businesses that face scarcity, usually face bankruptcy within the next 7 years due to the slow or quick decrease in profit and supply. When businesses face scarcity, limits on the amount each household can purchase can be enforced and prices will increase dramatically. In 2021, there was a known 7% increase on prices of many food items.
Economic Measurement is explained throughout the two paragraphs.
Which of the following is a good example of inflation? OA. You get a flat tire on your car. OB. You work three jobs in order to pay your bills It cost you $50 to gas up your car this month. But last month it cost you OC. $85 It cost you $85 to gas up your car this month. But last month it only cost OD you S50
Answer: C.) It cost you $85 to gas up your car this month but last month it only cost you $50
Explanation:
Properties Inc. and Land Corp. sign a contract agreeing to pay commission to Properties Inc. for the sale of a property. If the contract has all the requirements necessary for one of the parties to enforce it in court, then it is:
Answer:
Properties Inc. and Land Corp. sign a contract agreeing to pay commission to Properties Inc. for the sale of a property. If the contract has all the requirements necessary for one of the parties to enforce it in court, then it is:
The requirements necessary for one of the parties to enforce it in court, then it is a voidable contract.
What is court?A court is any person or institution with the jurisdiction to arbitrate legal disputes between parties and administer justice in civil, criminal, and administrative affairs in conformity with the rule of law. A court, often known as a court of law, is a person or group of people with the legal jurisdiction to hear and settle disputes in civil, criminal, ecclesiastical, or military issues.
A formal agreement between two parties that is voidable can become unenforceable for a variety of legal reasons, such as failure to reveal a crucial truth by one or both parties. a blunder, false statement, or fraud. excessive pressure or coercion.court
Although voidable contracts are not truly legitimate and enforceable, a party who has suffered a loss as a result of the contract's circumstances (for instance, if they were forced to sign it) may choose to "void" the contract and make it legally unenforceable.
Therefore, Thus option (A) is correct.
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Working capital can be defined as
A. Current assets less current liabilities
B.Capital introduced by the proprietor
C.The capital put to use by the business
D.Capital created by work done
Answer:
A. current assets less current liabilities
I think this is answer
Explanation:
hope it help you
how did consumerism help cause the great depression?
Employers will be evaluating your attitude and communication skills during an interview. Please select the best answer from the choices provided T F.
It is true that the employers will be evaluating the attitude and communication skills of the job applicant during an interview
Basically, an interview is conducted by the recruiting firm to assess the various skills, behavior of the job applicant.
The communication skills, qualifications, attitude, tone, cultures, norms are all assessed, even though the applicant might be unaware of them.
In conclusion, it is true that the employers will be evaluating the attitude and communication skills of the job applicant during an interview.
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Answer:
True
Explanation:
Employers will be evaluating your attitude and communication skills during n interview.
Edg 2022
Which factor could affect the relative value units of a procedure?
It should be noted that the factors that could affect the relative value units include the physicians work and practice expenses.
It should be noted that the relative value units of a procedure don't define the physician's compensation amounts directly.
The relative value units of a procedure define the value of a service. It includes physicians work, practice expenses, liability insurance expenses, etc.
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4. The three general categories of responsibilities of the financial manager are (1 point)
O cash-flow management, financial control, and financial planning.
O financial planning, accounting, and government tax reporting.
O government tax reporting, cash-flow management, and financial control.
O accounting, cash-flow management, and government tax reporting.
Answer:
A
Explanation:
A: Cash-flow management, financial control, and financial planning. Hopefully this helped
The three general categories of responsibilities of the financial manager are cash-flow management, financial control, and financial planning. Therefore option A is correct.
What is cash-flow management?The act of tracking, evaluating, and maximizing the difference between cash receipts and cash outlays can be summed up as cash flow management for businesses. For any organization, net cash flow is a crucial indicator of financial health.
Poor cash flow management is one of the main causes of business failure. You have a cash flow issue if your business consistently spends more money than it brings in.
Developers frequently have cash flow issues in the extremely cyclical real estate development industry. Both the initial capital expenditure and continuous operational cash outflows for property development are sizable.
Therefore option A is correct.
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7. A decrease in supply will result in which of the following?
A. Demand changes.
B. Supply changes.
C. Both demand and supply change.
D. Either demand or supply change (or both).
Explanation:
C. Both demand and supply change
Answer:
It can be both of the demand and supply change.
what should you do when planning for college?
Answer:
a way to get a large amout of money (legally) to pay off the debt
more money for a place to live
and even more money to get food and other impoartant things to live
Explanation:
an alternative to stocks, but school never taught you what stocks are, so now get more money to buy a phone so u can have basic knowlede
and illegal alternative is to sell something adictive like drugs, cigs. or start a casino or scam pp, for money, or rob a bank