Banking guidelines may include: privacy, transparency, fraud detection, counterterrorism, anti-money laundering, anti-usury lending, and the encouragement of lending to lower-income groups.
Define the term Banking guidelines?Americans may generally feel secure knowing that money is insured and safeguarded by federal government thanks to the security provided by banks credit unions, as well as other reliable financial institutions.
Here are five significant federal statutes that facilitate it.
National Bank Act of 1864This law established the Office of a Commissioner of the Currency, whose duties included approving the establishment of, inspecting, and monitoring all national banks.
Federal Reserve Act of 1913The Federal Reserve, also known as "The Fed," had the responsibility of acting as the nation's central bank and promoting economic stability.
Glass-Steagall Act of 1933The Government Deposit Insurance Corporation (FDIC), an autonomous federal agency that protects bank deposits inside the event that a bank fails, is the most significant contribution it made that is still in existence.
Bank Secrecy Act of 1970The purpose of this law, commonly referred to as the Currency as well as Foreign Transactions Reporting Act, is to prevent money laundering.
Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010Dodd-Frank was indeed the federal government's response to the credit collapse of 2007-2008 and the accompanying Great Recession, much like Glass-Steagall was developed as a response to the Financial Crisis.
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how do we address the legacies left behind from acts of ultranationalism
Answer:
Horrors of ultranationalism left memories of shameful acts in the history of mankind.
Explanation:
Ultranationalism occurs when nationalism is pushed to an extreme level in which, under one dominant elite, citizens are driven into a dictatorship. Ultranationalism in pursuit of global prosperity resulted in racism and genocide. we have witnessed many countries adopt ultranationalism which has led to numerous incidents of inhumanity including the Holocaust, Saddam Hussein's attack on the Kurds, the Armenian genocide, etc.
Directions: Write an analytical paragraph answering the following question: “How did [chose one of your events from the timeline] contribute to the escalation of tension between the American Colonists and the British Empire, leading to the American Revolution?”. Be sure to describe what happened in this event that made it significant to the time period and consider how both sides viewed the outcome of the event/incident (the Colonist’s paradigm and the British paradigm).
Answer:
One event that contributed to the escalation of tension between the American Colonists and the British Empire leading to the American Revolution was the Quartering Acts of 1774 and 1774. These acts required colonial officials to provide food, shelter, and supplies to British troops stationed in the colonies. The Quartering Acts were a response to the increasing unrest in the colonies and the growing concern of the British government about potential rebellion.
The Quartering Acts were deeply unpopular among the colonists, who viewed them as a violation of their rights as English citizens. They saw the acts as a direct assault on their autonomy and an infringement on their property rights. The colonists saw the acts as an attempt by the British government to impose its will on the colonies without the consent of the governed. The Quartering Acts led to widespread opposition among the colonists, and many saw them as further evidence of the British government's disregard for their rights.
From the British perspective, the Quartering Acts were seen as a necessary measure to maintain order in the colonies and to protect British soldiers from potential attack. The British government argued that the acts were necessary to protect their troops from hostile colonist and to secure their hold on the colonies. However, the Quartering Acts only increased the resentment towards the British Empire and further escalated the tension between the colonists and the British government, leading to the American Revolution.
The Quartering Acts became one of the major grievances listed in the Declaration of Independence and It was one of the significant factors that led to the division of the colonies and the British Empire and the outbreak of the American Revolution. The Quartering Acts were a clear example of how the British Empire's actions and policies pushed the colonists to take a more radical stance in their opposition towards British rule and eventually, to the point of revolution.
Explanation:
In this analytical paragraph, I have described how the Quartering Acts of 1774 and 1774 contributed to the escalation of tension between the American Colonists and the British Empire, leading to the American Revolution. I have provided historical context by explaining what the Quartering Acts were, how they were perceived by the colonists, and why they were deeply unpopular. Additionally, I have described the British perspective on the Quartering Acts, explaining how the British government viewed them as a necessary measure to maintain order in the colonies.
Then I explained how the Quartering Acts became one of the major grievances listed in the Declaration of Independence and it was one of the significant factors that led to the division of the colonies and the British Empire and the outbreak of the American Revolution.
Finally, I have made connections between the Quartering Acts and the broader historical context of the time period, by pointing out how it was an example of how the British Empire's actions and policies pushed the colonists to take a more radical stance in their opposition towards British rule and eventually, to the point of revolution.
In summary, I explained how the Quartering Acts contributed to the escalation of tension between the American Colonists and the British Empire, leading to the American Revolution by providing historical context, describing the perception of the Quartering acts by both sides, and demonstrating how it was a significant factor that ultimately led to the outbreak of the revolution.
Why do English speakers wait until night to 'call it a day?????
English speakers wait until night to call it a day as the idiom means to go to bed in the sense of stopping the activity one has been doing for the night. The sun has set a few hours ago and we've had dinner already, so let's call it a night and restart first thing tomorrow morning.
What is an idiom?An idiom is a phrase or expression that typically presents a figurative, non-literal meaning attached to the phrase; but some phrases become figurative idioms while retaining the literal meaning of the phrase. Categorized as formulaic language, an idiom's figurative meaning is different from the literal meaning.
Idioms occur frequently in all languages; in English alone there are an estimated twenty-five million idiomatic expressions.
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How does a trade agreement take effect? The president negotiates it, and Congress approves it with a two-thirds–majority vote. The president negotiates it, then signs it without congressional approval. Congress negotiates it, and the president approves it. Congress negotiates it, and the president’s economic advisors give final approval. ?
The implementing legislation for each trade agreement that the President negotiates must be submitted to Congress, or the President must obtain Congress' prior consent before making any modifications to domestic laws or tariffs.
What do you mean by trade agreement?An extensive tax, tariff, and trade pact known as a trade agreement frequently includes investment guarantees. It exists when two or more nations come to an agreement on conditions that facilitate trade between them.
Preferential and free trade agreements are the most typical sorts of trade agreements, and they are reached to lessen tariffs, quotas, and other trade restrictions on goods sold between the parties.
Formal trade agreements make sense since they spell out what is agreed upon and the penalties for breaking the norms outlined in the agreement.
As a result, trade agreements reduce misunderstandings and foster trust that wrongdoing will be penalized on both sides, which raises the possibility of long-term collaboration.
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Which region did the Byzantine Empire recapture?
The Byzantine Empire recaptured various regions throughout its history. Here is a summary of the regions that the Byzantine Empire recaptured.
In the First Crusade, the Byzantine Empire recaptured Nicaea, which is located in modern-day Turkey. The Byzantine Empire recaptured North Africa, Italy, and even Rome itself, which it held for about 200 years.
The Byzantine Empire recaptured Constantinople in 1261 after it was captured by the Venetians during the Fourth Crusade. The Byzantine Empire varied in size over the centuries, at one time or another, possessing territories located in Italy, Greece, the Balkans, Levant, Asia Minor, and North Africa.
As a result, the significance of the back to a single document when interpreting modern law are the aforementioned.
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how does fruits and vegetables relate to the characteristics of civilization
Answer: Fruits and vegetables are an important aspect of civilization because they provide a source of nourishment and sustenance for people.
Explanation: I think I need more context like what type of civilization.
Answer:
Fruits and vegetables can be related to the characteristics of civilization in several ways. For one, the cultivation and consumption of fruits and vegetables is often seen as a sign of a society's level of development and sophistication. In early human civilizations, the cultivation of crops such as grains, legumes, and vegetables played a key role in the transition from a hunter-gatherer lifestyle to a more settled, agrarian one. This allowed for the development of more complex social structures, as people were able to rely on a stable food supply and no longer had to constantly move in search of food.
Fruits and vegetables also play a key role in the diet and nutrition of a society. They are a source of vital nutrients and can help prevent a range of health problems, including heart disease, stroke, and certain cancers. In this way, they contribute to the overall health and well-being of a society, which is often seen as another characteristic of a civilized society.
Finally, the cultivation and trade of fruits and vegetables can also be an important part of a society's economy. In many societies, the production and sale of agricultural products, including fruits and vegetables, is a major source of income and employment. This can help to drive economic growth and development, which are also key characteristics of a civilized society.
Explanation:
What phrase is not an example of using action verbs as key words
The phrase that is not an example of using action verbs as key words are other phrases apart from verb phrase, phrasal verb, and inflectional phrase.
What is a phrase?A phrase is a group of words in a sentence that forms a grammatical unit or a group of words with a particular word class as its keyword or headword. Amongst types of phrases include, verb phrase, finite phrase, non finite phrase, Adverbial phrase, adjectival phrase, prepositional phrase and so on. Examples of phrases include "in the morning," "because of the rain," and "walking down the street."
Therefore, any phrase which does not have verb as its head or keyword which could be any of the aforementioned phrase types is not an example of using action verbs as key words.
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lenin the working people geographical feature
Lenin had a great idea of the workers who were going to lead the labouring people to emancipation, so, he believed that the working class could do what would seem to be miracles once the socialist word was brought to it.
What should we know about Lenin legacy?Because of V. I. Lenin, the world is a better place. He was a great working-class leader and revolutionary of the twentieth century who helped change history. The 1917 revolution in St. Petersburg, which Lenin helped lead, ushered in a new era.
The spirit sparked by the October Revolution lives on. The global revolutionary process continues to unfold, sometimes in fits and starts, sometimes almost at a halt, then explosively, rapidly, with all the force of a social hurricane.
Likely question "What was lenin argument for the working people in Russia".
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Write three to five sentences explaining which levels of production provide Alonzo’s Cycling with the maximum profit.
Answer:
When four motorcycles are made each day, the maximum profit is possible.
Explanation:
The output of bicycles varies. We are unable to adequately compare profits per day. Let's calculate the profit per manufactured bike unit to be consistent. Cost, income, and profit can be related as follows:
Revenue - costs = profit.
Simply divide the profit by the quantity of bikes manufactured to determine the profit per unit of bicycle (1st column). You can see from the figures that the maximum profit per manufactured bike is $17.5. Therefore, four motorcycles can be made each day to achieve the highest profit.
DIRECTIONS Write a word or phrase that has the same meaning as the term given. 1. Lower Egypt 2. dynasty 3. afterlife 4. pharaoh S. delta 6. Nile River 7. pyramid
From HMH Guided Reading workbook
The same meaning as the term are: Lower Egypt - delta, dynasty - monarchy, afterlife - eternal life, pharaoh - ruler, Nile River - Nile, pyramid - tomb.
What is term?Term is a fixed period of time, typically a semester or academic year, during which a course of study is undertaken. It can also refer to any fixed period or period of time, such as the term of a contract or agreement, the term of a presidency or legislative session, or the length of time a particular event or activity is expected to last. The term is often used to describe the length of a school year. A school's terms are typically divided into two or three semesters or quarters, and there may be holidays or other breaks in between.
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Who provided a healthy enviroment for the society in the UAE?
Answer:
Dubai Health Authority
Explanation:
trust me
Write a 1 paragraph response to the following question and post it to the discussion board: Using the poem "The White Man's Burden," what connections can be made between imperialism, social Darwinism and racism?
You will need to:
•directly quote a portion of the poem to prove your point
• Write at least 5 sentence
•use correct grammar and spelling in your post
Answer:
What is The White Man's Burden meaning, and The White Man's Burden definition? The phrase ''The White Man's Burden'' is a trope related to modern imperialism. It entered English usage with English writer Rudyard Kipling's 1899 published poem of the same title. The phrase refers to the purported historical task of white societies to control and civilize non-white societies through colonial subjugation. The trope is grounded on the ideology of progress, the belief that the passage of time should result in social, cultural, and technological advancement, and that such advancements are inherently good.
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Background on Kipling and Imperialism
The United States is used to exerting influence and power, but just over 100 years ago, this was not the case. During the 19th century, the United States followed a policy of isolationism; as a country, it did its best to stay out of the business and conflicts of other countries, and it encouraged other countries to keep their noses out of U.S. business as well.
During that same time, Great Britain controlled a massive empire. While the United States was still an isolationist country, European powers embraced imperialism, a foreign policy where the country expanded its influence around the world, both peacefully and by force. They scrambled to control as much of the world as they could. India was considered to be a coveted country to have power over, which led to the British Empire's forceful acquisition of India, but maintaining control of India came at a high price for Britain.
Rudyard Kipling was born in 1865 in Bombay. He spent his early life in India but went to school in England before returning to his birthplace in the 1880s. Kipling would become a famous poet and novelist whose work was heavily influenced by his unique perspective. Kipling witnessed firsthand the number of British and Indian lives that were lost as a result of imperialism. Despite this fact, Kipling believed that the British not only had a right to control India but also had the responsibility of ''civilizing'' the Indian people. This sentiment was reflected in his poem, ''The White Man's Burden''.
What were your claims that there were political changes that took place in Europe during the Medieval Period? How will you describe these changes?
Claims of the political changes that took place in Europe during the Medieval Period, during 15th and 16th centuries are:
European kings strengthened their military as well as financial powerKings created powerful new statesKings were much significant for Europe. Economic changes were also occurring.What are political changes that occur during the Medieval Period?The Medieval Period, which lasted from the 5th to the 15th century, saw a number of political changes throughout Europe.
Some of the major political changes that occurred during this period include:
The rise of feudalism: The collapse of the Roman Empire led to the rise of feudalism, a system of government in which lords and vassals held land and power in exchange for military service and loyalty. The emergence of monarchies: During the High Middle Ages, monarchies began to emerge in Europe as feudal lords consolidated their power and established centralized states. The growth of towns and cities: As the population of Europe increased and trade expanded, towns and cities began to grow in size and importance.Read more about Medieval Period
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How did the expansion if trade lead to the developments if banks
Answer:
It was a prosperous time for shipbuilders, banks, and importers. Because of their role in the slave trade, cities such as Bristol and Liverpool flourished. Enslaved people were transported from West Africa to the Caribbean by new companies, such as the Royal African Company. Sugar plantations in the West Indies
Explanation:
If it is summer in the northern hemisphere, what is the season in the southern hemisphere?
Winter occurs in the southern hemisphere when summer does in the northern hemisphere. The earth's southern hemisphere is directly opposite its northern hemisphere.
Why is it winter in the southern hemisphere when it is summer there?The seasons are brought on by Earth's axis tilt. The Sun's rays are most intense in various locations on Earth throughout the year. Thus, summer in the Northern Hemisphere begins when the North Pole tilts toward the Sun. Additionally, the Northern Hemisphere experiences winter when the South Pole tilts toward the Sun.
What about the climate of the city that lies near the equator?The Southern Hemisphere's (SH) summer is marked by a tilt of the SH toward the Sun due to the tilt of the Earth. Winter has arrived in the Northern Hemisphere (NH), which is tilted away from the Sun. The circumstance changes six months later.
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What do you mean by Comprehensive Peace Accord (CPA)?
which of the following tolls is used to finish seams and raw edges and to create decorative edges on many types of fabric
The tool that is used to finish seams and raw edges and to create decorative edges on many types of fabric is a sewing machine
These machines are used to stitch together fabric and other materials in a variety of patterns and styles. They can be used to sew straight seams, zigzag seams, and decorative stitches, and they can be adjusted to accommodate different types of fabric and thread.
They are an essential tool for anyone who works with fabric, and they are widely used in a variety of industries, including clothing manufacturing, upholstery, and home decor.
Follow the constitution and the law even if I disagree with it what power or duty is this listed on
The constitution and the law even if I disagree with it what power or duty is this listed on the Supremacy Clause of the U.S. Constitution's Article VI, Paragraph 2,
What is the Supremacy Clause of the U.S. Constitution about?It declares that federal law, including the constitution, supersedes state legislation and even state constitutions.
States are forbidden from interfering with how the federal government exercises its constitutional authority or from taking on any duties that belong solely to the federal government. However, it does not give the federal government the ability to examine or veto state legislation prior to their implementation.
Hence, the Supremacy Clause of the United States Constitution (Article VI, Clause 2) declares that the Constitution, federal legislation adopted in accordance with it, and treaties signed in accordance with its authority are the "supreme Law of the Land" and supersede any conflicting state laws.
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Evan has a bachelor’s degree in human services. If he is hired to work in the Head Start program, what MOST likely are his job title and agency?
A.
administrative assistant; Administration for Children and Families
B.
Head Start Program Specialist; Centers for Medicare and Medicaid Services
C.
management analyst; Department of Human Services
D.
application screener; Supplemental Nutrition Assistance Program
Answer:
The most likely job title and agency for Evan would be D. application screener; Supplemental Nutrition Assistance Program.
Explanation:
Head Start is a federally funded program that provides early childhood education, health, and family support services to low-income children and their families. It is administered by the Administration for Children and Families, a division of the Department of Health and Human Services. A person with a bachelor's degree in human services might be qualified to work in a variety of roles within the Head Start program, such as a Head Start Program Specialist or an administrative assistant. However, these roles would typically involve working directly with children or families, rather than screening applications for the program. The role of a management analyst would involve analyzing and improving organizational processes and systems, rather than working directly with clients or screening applications. The Supplemental Nutrition Assistance Program (SNAP) is a separate program that provides assistance to low-income individuals and families to help them purchase food. An application screener for SNAP would be responsible for reviewing and processing applications for the program, and might be a good fit for someone with a background in human services.
The owner-manager of Good Guys Enterprises obtains utility from income (profit) and from having the firm behave in a socially conscious manner, such as making charitable contributions or civic expenditures. Can you set up the problem and derive the optimization conditions if the owner-manager wishes to obtain a specific level of utility at the lowest possible cost? Do these conditions differ from the utility maximizing conditions?
The optimization conditions if the owner-manager wishes to obtain a specific level of utility at the lowest possible cost is to Minimize C = wL + rK subject to Q = f(K, L) and S = g(K, L)
How to set up the optimization?To set up the problem, let's assume that the owner-manager's utility function is given by U(I, S), where I is the firm's income (profit) and S is a measure of the firm's level of socially conscious behavior, such as the amount of charitable contributions or civic expenditures made by the firm. The owner-manager wishes to obtain a specific level of utility, U*, at the lowest possible cost.
To derive the optimization conditions, we need to consider the firm's budget constraint and the production function. Let C be the firm's total cost, and let Q be the firm's output. We can assume that the production function is given by Q = f(K, L), where K is the firm's capital and L is the firm's labor. Then the budget constraint can be written as C = wL + rK, where w is the wage rate and r is the rental rate for capital.
Now, we can use the cost minimization problem to find the optimal levels of K and L that will achieve a given level of output Q and a given level of S, while minimizing the cost C. The problem can be formulated as follows:
Minimize C = wL + rK subject to Q = f(K, L) and S = g(K, L)
This Illustrates the condition.
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What prejudices have been applied to Africa with regard to its history?
Answer: Prejudices based on color and race would be applied to African history as it has developed as factors that led to the slave trade and the exploitation of Africans.
According to this point of view, the social and economic conditions that slaves of African origin experienced had a significant impact on the perception that Americans were inferior. The poor social and economic conditions that Africans on these estates endured by the 18th century was perceived as evidence of their racial inferiority. The dark skin of the Africans also contributed to their inferiority.
Instead of being a continent with 54 sovereign nations, each with its own dialects, past and traditions, Africa is frequently misunderstood as being one single nation. People mistakenly believe that all Africans are the same and lack a distinct history and culture due to this misrepresentation. Particularly in the sports media, Africa is frequently portrayed uniformly and essentialist way. Such generalization often takes the form of negative framing and equating one location with the entire continent.
Answer the following questions:
a. How are judges selected in your state? Are they elected or appointed? If they are appointed, who appoints them?
b. How long is the term of a judge in your state? Is it for a fixed term or for life?
c. What are the provisions for removing a judge from office if he or she is deemed unfit?
Choose to answer one of the following:
a. Argue a case for appointing judges and then argue a case for having them elected. Try to spend equal time on each side of this issue, discussing some possible outcomes from each scenario.
b. Learn about the “Missouri Plan” as a method of combining appointment and election. Write a description of how it works.
c. Argue the case for a judge having a fixed term of office. Then argue the case for a judge being elected for life. What are some advantages and disadvantages of each system?
Download the assignment below, complete, then submit to your teacher. Make sure to look at the rubric to make sure you are completing the project correctly.
Answer:
A. The States hold elections for State supreme court judges.
B. The Presiding Judge and the Judges shall be elected by the qualified voters of the state at a general election and shall hold their offices for a term of six years.
C. A judge may be removed from office by the Judicial Conduct Commission for “willful or persistent violation of rules.
Explanation:
What were Social and Political changes experienced by African Americans from Reconstruction to the Jim Crow Era. please give me the answer in CER form!
The social and political changes that happened in the Jim Crow era was that African Americans were later given freedom politically and socially to vote and inclusivity.
Changes in the Jim Crow eraClaim: African Americans experienced significant social and political changes from the Reconstruction era to the Jim Crow era.
Evidence: After the Civil War and the abolition of slavery, African Americans were granted citizenship and the right to vote through the 14th and 15th amendments to the US Constitution. During the Reconstruction era, African Americans held political office at the local and state level, and some even served in Congress. However, following the end of Reconstruction in 1877, Southern states began to enact discriminatory laws, known as Jim Crow laws, which restricted the rights and freedoms of African Americans. These laws enforced racial segregation and voter suppression, effectively denying African Americans the right to vote and access to education, housing, and employment opportunities.
Reasoning: The changes in laws and policies towards African Americans during this period were driven by the white supremacist desire to maintain racial hierarchy and control over black people in the South. The end of Reconstruction and the rise of Jim Crow laws represented a significant reversal of the progress made during the Reconstruction era and marked a period of increased oppression and discrimination for African Americans.
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What kind of family consists of just two generations: the two parents and their children?
A.
nuclear family
B.
blended family
C.
kinship group
D.
extended family
Answer:
I believe a nuclear family
Explanation:
Explain Jackson's feelings about slavery and describe how
Jackson ran his plantation.
For slaves who violated orders, he imposed severe, even violent punishment. Jackson purchased and sold as many as 161 enslaved individuals, utilizing their labor to amass his wealth.
Define Andrew Jackson's assistance to slaves?Slave owners frequently encouraged their charges to have families, and Andrew Jackson did the same at The Hermitage. Despite the fact that the enslaved were not permitted to formally wed, enslaved families may nevertheless be formed through the "marriages" of African American men and women on plantations.
Describe Jackson's plantation's land source ?Andrew Jackson purchased a 425-acre farm from Nathanial Hays in 1804 and gave it the name "the Hermitage" along with a number of slaves. He relocated to a series of log structures on the land with his wife Rachel. slavery
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Write an essay of about 2,000 words in length critically discussing the issues concerning the new IFRS 15 Revenue from Contracts with Customers standard for both - preparers and users of financial information.
For your essay:
• You must utilise the relevant literature to demonstrate your understanding related to revenue recognition accounting standard.
• Your essay must provide a good synthesis as well as critical analysis.
• Wherever possible, demonstrate your point(s) with brief, but relevant examples
In writing an essay you must consider the structure of the essay, Hence, the structure of the essay should be considered;
The Introduction The body'The conclusion What are the problems associated with the recognition of revenue?The accurate identification of performance obligations is one of the most critical continuing challenges associated with the implementation of revenue recognition.
A commitment made to a client to provide certain products or services in accordance with the terms of a contract is known as a performance obligation.
When IFRS 15 is applied, an entity recognizes revenue to depict the transfer of promised goods or services to the customer in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. This amount is referred to as the transaction price.
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In the early years of filmmaking (1895-1915), most films were in color true or false
Why is having a medium of exchange important
Do you think Charlemagne was a more of a hero or a villain? Why?
Answer:
I think Charlemagne is a villain. He ordered the deaths of many people, and forced another society to convert to another religion, with death as the consequence of not converting.
What are the various practices and beliefs of your religion?
Answer:
The various practices and beliefs of my religion depend on the specific denomination. Generally, religious adherents believe in one or more deities and uphold certain ethical and moral principles. Practices often include worship, prayer, rituals, and the observance of religious holidays. Beliefs may include the existence of the afterlife, the divinity of specific religious texts, and other spiritual concepts. Additionally, religious adherents may practice meditation, fasting, and abstinence.
Explanation: