Funds that adjust the asset allocation weights in the portfolio to match the needs of an investor who is nearing retirement are known as

Answers

Answer 1

Answer:

Target date funds.

Explanation:

Funds that adjust the asset allocation weights in the portfolio to match the needs of an investor who is nearing retirement are known as target date funds. This is achievable because it can mix up several types of investments, bonds and stocks, which allows the investor to take more risks at a younger age or work in service and move to a more conservative investment with respect to the target date.


Related Questions

Which of these is an off-site metric for social media marketing?

Answers

Answer:c

Explanation:

In a new margin account, a customer buys 300 shares of ABC at $40 per share, 100 shares of the Ajax Mutual Fund at $24, and 10 PDQ Aug 30 calls at 4. The customer will receive a margin call for:_______.
a. 12,400.
b. 10,800.
c. 9,200.
d. 4,400.

Answers

Answer: 12400

Explanation:

It should be noted that 50% of the stick value will be paid by the customer and also 100% of the mutual fund shares value will also be paid because they are nonmarginable securities.

Therefore, 50% of $12,000 = $6,000

Total payment required will now be:

= $6,000 + $2,400 + $4,000

= $12,400.

The manager of a company notices that the company's total revenue would increase if she raised the price of the company's product. Accordingly, the manager can assert that the demand for the company's product is:

Answers

Answer:

The answer is inelastic.

Explanation:

Elasticity is the degree of responsiveness of a change in one variable to a change in the other variable.

A good ir service is said to be inelastic if the change in quantity demanded is negligible when the price of the goods or services change i.e the change is not sensitive to price. Mostly, the goods or services in this category are considered to be a neccesity. So if the price increases, consumers will have no choice than to buy it.

The triple bottom line "people/social" and it's relationship with social responsibility

Answers

Answer:

TBL was proposed by Elkington. But there is difficulty in measuring social and environmental bottom line.

Explanation:

Triple bottom Line (TBL)  in economics is the line that focus on the relationship on social and environmental concern. In TBL there are three bottom line that is people, profit, and planet. This term Triple Bottom Line was coined by John Elkington in 1994.

His main aim was to measure the performance of people in America. According to this idea it is possible to maintain both economy and environment. It can improve the lives of people as well can save the environment. It can be called a full time cost business. It is like Planet + People = Environmental responsibility + Social.

According to TBL if a company does not pay attention on how to interact socially but only focuses on business, it will not account full business.

The triple bottom line is a concept that states that rather than firms to focus on making profit as sole of operation, they should also commit their impact to the social and environment sphere.

The triple bottom line is divided into 3 according to importance to be given:

People / Social impactPlanet / Environmental impactProfit / Financial impact.

In conclusion, the business concept posit that firms should ensures that its impact are felt in any social and environmental circle around the world.

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What are the two major feelings that must exist for great ledership to happen?What is the problem with these two major components in adapting them in the workplace?

Answers

Answer:

Two feelings which are critical to the success of leadership are:

Trust andConfidence

Explanation:

The leader must be able to give and receive trust.

The followers must trust that their leader knows where he is headed and they have to be confident that that destination will be in favour of the entire team.

The leader in delegating responsibilities must trust that those to whom those tasks have been given will be able to complete it. He or she must also trust that those he has as followers have his best interest as he or she does theirs.

Adapting these components in the workplace is not reliant on the leader. Everything rises and falls on leadership and that is the major problem.

The leader must first trust that the followers will trust their capability. He or she has to earn their trust and depose that trust in their capabilities as well.

Cheers!

The organization that is primarily responsible for developing GAAP for use by all U.S. companies is the:

Answers

Answer:

C. FASB

Explanation:

The FASB refers to the Financial Accounting Standards Board that is an independent non profit organization who is responsible for developing accounting and finance related standards for reporting with respect to companies and non profit organization in the United states that followed GAAP

So as per the given situation, the option C is correct

Which sentence describes a cooperative organization?

Answers

Answer:

Cooperative organizations are organizations voluntarily formed by a group of people who have the same ideas of meeting certain economic goals. Cooperative organizations are manned democratically meaning choosing leaders is a democratic will.

is the degree to which an organization achieves its goals. Group of answer choices Effectiveness Contingency Sustainability Efficiency

Answers

Answer:

Effectiveness

Explanation:

Effectiveness is the degree to which an organization achieves its goals. Effectiveness is defined as the level of quality with which a particular task or process is accomplished successfully.  In businesses, a process is said to be effective when it produces the desired output against the set of inputs. A highly effective organization is the one in which its employees perform their duties on time and in the manner in which they are expected to do and thereby, achieving significant business performance.  For example, a sales manager who is able to achieve her sales targets consistently month on month will be said to be performing her duties effectively.

describe the color white to a blind person

Answers

The color white it’s a color that starts every other color that you know

When more resources are added, the additional output that these resources produce decreases. This is called the:

Answers

Answer:

law of diminishing returns.

Explanation:

The law of diminishing returns refers to decrease or fall in the marginal productivity i.e. if one input of the production rises, while all other inputs would remain fixed

Since in the question it is mentioned that when at the time resources are added an extra output that produced would be decreased so this is we called as law of diminishing returns and hence the same is to be considered

Do non-profit businesses make a profit ?

Answers

Answer:Yes

Explanation:

lyssa can create 20 slides per hour. For other activities, she can bill clients $400 per hour. Alyssa’s opportunity cost of creating slides is

Answers

0Answer:$20

Explanation:$400 ÷ 20:slides = $20 per:slide

2 of
Select the cluster in which each pathway belongs
Pathways
Network
Systems
Accounting
Production
Transportation
Operations
Finance
o
O
Manufacturing
o
Information Technology
O
O
o
Transportation
Distribution, & Logistics
o
o
O
o
hp

Answers

Answer:

Explanation:

I took the test

The cluster in which each pathway belongs. The following columns are there.  Finance -  Accounting

What is accounting?

The process of gathering, compiling, and reporting information on business and accounting transactions. also: this system's guidelines and practices. as a first-year student, I studied accounting: work done in accounting or by accountants.

Manufacturing - Production

Information Technology - Network Systems

Transportation Distribution, & Logistics -  Transportation Operations

The clustering is the task of dividing the data point by the number of groups. The data point in the same groups is more similar, To other data points in the same groups.

Therefore, The cluster in which each pathway belongs is placed.

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Question in picture.

Answers

1. The answer to this question or the picture is number one
The first one is the answer

Your friend is starting a company and wants to identify the job their product will do for people. What advice would you give them

Answers

Answer:

they should make a google doc or slides and inform them with if

The ideal advice in this situation would be to put a plan in place to interview your first customers after they buy from you.

How to start a new business?

It is essential that the entrepreneur carries out business planning to identify the ideal actions to achieve his goal. Market research is also effective in identifying the needs and wants of potential consumers before starting a new business.

Therefore, conducting surveys with the first customers can help the entrepreneur to identify feedback on products and services, increasing their knowledge and coordination of the business.

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The CFO needs information on the risks that may cause the firm to incur substantial losses. Which person in the company would be in charge of maintaining that type of information?

Answers

Answer:

Internal auditor

Explanation:

An internal auditor is a trained professional that has the responsibility of providing concise and precise evaluations on the financial and operational activities of an organization.

The job of an internal auditor involves the following:

1.  review an organization's business processes.

2. evaluation and assessment of risk management procedures that are currently in place in the organization.

3. protect the organization and its finances against fraud and theft of the organization's assets.

From the above stated functions of an internal auditor, it can be seen in the question also that risk information can only be gotten from the internal auditor.

examples of frictional force

Answers

Explanation:

I hope this would be the right answer....

Select the correct answer.

Which pyramid model revolves around the different types of data, knowledge, and information that an organization processes at different levels?

A.

six-level

B.

four-level

C.

three-level

D.

five-level

Answers

Answer:

ans is c three

level pyramid

A consumer will use one of three general problem-solving variations, extended, limited, or routine, based on product knowledge and

Answers

Answer: level of involvement

Explanation:

It should be noted that when people want to purchase a product, they usually look for information themselves or probably seek informations from those close to them such as friends and family.

It should be noted that a consumer will use one of three general problem-solving variations, extended, limited, or routine, based on product knowledge and level of involvement.

In an open listing, the first broker to find a buyer who agrees to all the terms and whose offer is accepted by the seller is the __________ of the sale

Answers

Answer:

point of the sale

Explanation:

The broker is an intermediary person who makes efforts to meet buyer with the seller. The sellers and buyers agree to the terms of the sale and then broker proceeds the deal. In case of any problem during the deal the broker is held responsible for solving the matter. There can be dispute between buyer and seller for which terms are mentioned and agreed by both of them before the deal is finalized.

The first broker to find a buyer who agrees to all the terms and whose offer is accepted by the seller is the Offer is accepted by the seller is the point of the sale.

An open listing agreement is the one in which the seller retains the right to employ any number of brokers as agent.

Here, the broker act as an intermediary between the buyer and seller of the property. He makes efforts to connect buyer with the seller.

When an agreement has been reached between the sellers and buyers, the broker facilitate the deal and also settles dispute that might arise between them.

Therefore, the first broker to find a buyer who agrees to all the terms and whose offer is accepted by the seller is the point of the sale

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What are the two names for the assets that reside within the minds of members, customers, and colleagues and include physical structures and recorded media?

Answers

Answer:

Intellectual capital and knowledge assets.

Explanation:

Intellectual capital and knowledge assets are the two names for the assets that reside within the minds of members, customers, and colleagues and include physical structures and recorded media. Intellectual capital can be defined as an intangible asset or collective knowledge of employees or individuals working in an organization, which has the potential to contribute to the development, as well as generate value for the organization.

On the other hand, a knowledge asset is the sum total (cumulative) of the intellectual resources possessed by an organization and by extension contributes to its success.

Performance efficiency is a(n) Type your answer here _ measure of resource cost associated with goal accomplishment.

Answers

Answer:

input

Explanation:

Performance efficiency is an input measure of resource costs associated with goal accomplishment.

Note, when we say "the resource costs associated with goal accomplishment" we are referring to those factors that contribute to the profit of a business, such as, the cost of labor, how efficient are the equipment utilized, etc.

Performance efficiency is the measurement tool that measures the actual output of the products based upon the cost of the product, labor, overheads, and many more factors. It is the ability to use the resources of the organization effectively and efficently.

The correct answer for the blank is input

Reason:

The resource cost associated with the goal accomplishment means these are the main resources that majorly contribute towards the profit of the business. The main resources are:

cost of laborthe efficiency of the equipment utilized.

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Your uncle the banker offers to lend you $25,000 to start a new business. You will have to make a payment of $7,000 at the end of each of the next 3 years plus a final payment of $10,000 at the end of Year 4. What annual interest rate is built into this loan?

Answers

Answer:

Annual interest rate = 6%

Explanation:

Amount of loan = $25,000

The total amount repaid:

($7,000 × 3 years) + ($10,000 balloon payment)

= (7,000 × 3) + (10,000)

21,000 + 10,000 = $31,000

Interest on payment = repayed amount - loaned amoun

Interest on payment = 31,000 - 25,000 = $6,000

Let the total percentage on the loaned amount be x

Therefore we are looking for what percentage rate of the loaned amount ($25,000) will give the interest of $6,000

x % of 25,000 = 6,000

[tex]\frac{x}{100} \times\ 25,000 = 6,000\\\frac{25,000x}{100} = 6,000\\25,000x = 600,000\\x = \frac{600,000}{25,000}\\x = 24[/tex]

Therefore the total percentage interest rate = 24%

Annual interest rate = Total interest rate ÷ number of years

Annual interest rate = 24 ÷ 4 = 6%

∴ Annual interest rate = 6%

Panner, inc., owns 30 percent of watkins and applies the equity method. During the current year, panner buys inventory costing $93,100 and then sells it to watkins for $133,000. At the end of the year, watkins still holds only $21,400 of merchandise. What amount of gross profit must panner defer in reporting this investment using the equity method?

Answers

Answer:

Company P should defer $1,926 of unrealized profit in reporting the investment using equity method.

Explanation:

Gross Profit Percentage = Revenue - Cost of goods sold / Revenue

Gross Profit Percentage = $133,000 - $93,100 / $133,000

Gross Profit Percentage = 0.3

Gross Profit Percentage = 30

Unrealized Intra-entity Gross profit = (Remaining ending inventory * Gross profit percentage) * Investor's ownership percentage

Unrealized Intra-entity Gross profit = ($21,400 * 30%) * 30%

Unrealized Intra-entity Gross profit = $6,420 * 30%

Unrealized Intra-entity Gross profit = $1,926

Company P should defer $1,926 of unrealized profit in reporting the investment using equity method.

A(n) _____ is a measure, such as price or quantity, that can take on different values at different times.

Answers

Answer:

Variable

Explanation:

Given that, Variable is defined as a mathematical term that is often time used in business operation as well, to describe a form of value or cost that is not stable or permanent, which can change over a given period of time.

Hence, in this situation, the correct answer is " a VARIABLE is a measure, such as a price or quantity, that can take on different values at different times.

Someone who likes building, designing, or creating things probably has a(n) _____. a. naturalistic learning styles b. bodily/kinesthetic learning style c. logical/mathematical learning style d. visual/spatial learning style Please select the best answer from the choices provided A B C D

Answers

Answer:

I assume D

Explanation:

A It tips me off of the idea from an naturalist style,  belief that only natural laws

so this would go against the construction of man kind and society which is the opposite answer we want

b doesn't seem to be the answer as if " learning takes place by the students carrying out physical activities, rather than listening to a lecture or watching demonstrations."  this is a student basically, instead sitting and listening they get to learn by doing activates

C logical and mathicals ways is different from designs and the artistic way of building this seems to be in a career for maybe a bank teller or a teacher

also I tested this on the answering sheet myself and it was correct

A. b. bodily/kinesthetic learning style more accurately describes someone who likes building, designing, or creating things.

Unlike a naturalistic learning style that encourages learning in a natural environment, the bodily/kinesthetic learning style relies on hand movements.

The bodily/kinesthetic learning style is different from a logical/mathematical style because, in the latter, the reliance is on making connections and patterns with numbers.

Lastly, the bodily/kinesthetic learning style is preferred by the person who likes building, designing, or creating things to the visual/spatial learning style, which encourages learning using visual aids.

Thus, the person who likes building, designing, or creating things has a bodily/kinesthetic learning style.

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The loan amount (principal) is $50,000 and the annual interest paid is $5,500. What is the annual interest rate

Answers

Answer:

The interest rate is 11%

Explanation:

The loan amount = $50000

Interest amount = $5500

Since the annual interest amount and the principal amount is given so we have to find the interest rate by using the given information. Below is the formula to find the interest rate.

Let the interest rate = x

Principal × interest rate = Interest amount

$50000 × r = $5500

r  = $5500 / $50000

r = 0.11 or 11%

The interest rate is 11%

Which of the following describes the growth part of the business cycle?

Answers

When the business is just starting. This is the second stage of a business cycle

The second stage describes the growth part of the business cycle.

What is business cycle?

The term “business cycle” refers to the expansion of a business as well as the rise and fall of the economy. The business cycle refers to the various economic factors such as interest rates, investment, the trading system, profit, and production costs.

There are the four fundamental stages of the business cycle, such as first is expansion, second is peak, third is contraction, and last fourth is trough. The second stage, the peak stage, was the growth of the maximum rate of business. The peak simply means the imbalance of the economy that needs to be corrected at the right time.

As a result, the business cycle was the second stage of the peak related to the growth.

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According to the text, what are the skills used by managers when performing the four functions of management?

Answers

Answer:

Conceptual, human, and technical

Explanation:

Human skill is the skill that required for do the work with the people.

Technical skill is the skill that contains the knowledge in related subjects or activity

And, the conceptual skill is the skill where the new ideas are implemented

So in order to perform the four functions of management, all the three above skills are required i.e. conceptual, human and technical

The knowledge and skills acquired by a worker through education and experience is a description of which factor of production? physical capital human capital labor entrepreneurship

Answers

Answer:

human

Explanation:

I took the test

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