A bank can help Millennial and Gen Z consumers to plan to start a family by:
Giving out mortgage loans to themAccording to the given question, we are asked to show the role a bank can play in helping Millennials and Gen Z generations to start their own family.
As a result of this, we can see that Millennials are people who are considered to be within the age bracket of 25-40, while Gen Z are people who are considered to have been born during the social media and internet age and are usually between the ages of 24 and below.
With this in mind, Millennials have likely started up their own family and the Gen Z are likely just coming out of college. Hence, a bank can help both generations to start up their family by giving them mortgage loans and other financial benefits.
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Minor Corporation purchases 5,000 shares of its $4 par common stock at $7 per share and also has an outstanding loan of $100,000.
Under the provisions of the contract of the loan, Minor is required to maintain 25% of the balance of the loan in retained earnings at
all times. What is the current minimum retained earnings restriction for the company?
O $40,000
O $45,000
O $60,000
O $0
The current minimum retained earnings restriction for the company is $60,000
Restriction of retained earnings for Loan = Outstanding loan * % of maintained balance
Restriction of retained earnings for Loan = $100,000 * 25%
Restriction of retained earnings for Loan = $25,000
Restriction of retained earnings for treasury Stock = Purchased shares * $7 per share
Restriction of retained earnings for treasury Stock = 5000 shares * $7
Restriction of retained earnings for treasury Stock = $35,000
Current Minimum retained earnings restriction = Restriction of retained earnings for Loan + Restriction of retained earnings for treasury Stock
Current Minimum retained earnings restriction = $25,000 + $35,000
Current Minimum retained earnings restriction = $60,000
Therefore, the Option C is correct because current minimum retained earnings restriction for the company is $60,000
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which two events provide opportunities for the team to collaborate?
a) portfolio sync
b) backlog refinement
c) solution demo
d) Pre-Pi planning
e) Iteration planning
The two events that provide opportunities for the team to collaborate is Pre-Pi planning, which enables teams to establish a more direct communication process.
Pre-Pi can be defined as a plan to increase the program, through a regular event established in an organizational period with the objective of integrating Agile Release Train teams.
Pre-Pi planning will therefore encourage collaboration through open communication to discuss essential points of work improvement, generating a sharing of visions, plans, discussing resources, etc.
Through Pre-Pri planning, teams will increase their effectiveness by freeing up resources, speeding up processes and better aligning with project requirements.
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If Paul’s children run a lemonade stand for a day and sell 400 glasses of lemonade at $1.00 each, their total revenues are
a. $200.
b. $800.
c. $400.
d. $1.00.
Answer:
c
Explanation:
Because 400 × $1.00 = $400
Brian Wilson plans to invest in a rental property worth $250,000. He plans to hold the property for 6 years and expects to sell it for $280,000 at the end of the sixth year. He estimates that the average monthly net income from renting the property will be $3,450. His target return is 10%. Calculate the net present value of the investment.
Answer:
I do not know anything at all
What are 4 types of investments that offer compound interest?
Answer:
Savings Accounts
Rental Homes
Bonds
Stocks
:)
The RRR is 20%. Total demand deposits in the economy equal $2 billion. Banks in the economy are fully lent up (i.e., are holding no excess reserves). The Fed then lowers the RRR to 10%. As a result, the money supply, assuming that banks continue to be fully lent up and that there are no cash leaks, shall __________________ . (Hint: First calculate bank's cash reserves as 20% of $2 billion
This tells us that if there are no cash leaks there would be a rise by 2 billion dollars in the money supply.
The total demand deposit = 2 billion dollars
The RRR is said to be = 20%
This is now = 10%.
20% of 2billion =
[tex]\frac{20}{100} *2000000000\\\\= 400million[/tex]
10% of 2billion = 200 million.
The excess = 400m - 200m
= 200m
The money = 200*1/0.10
= 2 billion dollars.
10% is kept while 90% is lent out compared to before when 20% was kept and 80% lent out.
Former multiplier = 1/0.20 = 5
Multiplier now = 1/0.10 = 10.
This tells us that if there are no cash leaks there would be a rise by 2 billion dollars in the money supply.
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Why should raw meats be stored below vegetables and fruits in the refrigerator?
To maximize refrigeration space
To reduce the risk of cross contamination by juice dripping
Because raw meats are heavier
so that heat in the fridge will rise to the top
Answer:
its usually never about space you alwahs want meant below because of the mest juice and the chance for cross contamination
James took out a fixed-interest-rate loan when the CPI was 200. He expected the CPI to increase to 206 but it actually increased to 204. The real interest rate he paid is: ___________
a. higher than he had expected, and the real value of the loan is higher than he had expected.
b. higher than he had expected, and the real value of the loan is lower than he had expected.
c. lower then he had expected, and the real value of the loan is lower than he had expected.
d. lower than he had expected, and the real value of the loan is higher than he had expected.
James took out a fixed-interest-rate loan when the CPI was 200. He expected the CPI to increase to 206 but it actually increased to 204. The real interest rate he paid is higher than he had expected, and the real value of the loan is lower than he had expected. Option (b) is correct.
What do you mean by Value?Values are the benchmarks or ideals by which we judge the acts, traits, possessions, or circumstances of others. Values that are embraced by many include those of beauty, honesty, justice, peace, and charity.
The amount of interest due each period expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time the loan, deposit, or borrowing took place.
The interest rate over a year is known as the annual interest rate. Other interest rates are applicable over shorter time frames, such a day or a month, but they are typically annualized.
Therefore, Option (b) is correct. Higher than he had expected, and the real value of the loan is lower than he had expected.
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Describe the role of supply, demand, and competition in a free enterprise system
Answer:
if a product is wanted for instance chocolate the price and demand will increase but the stock will drop
True or False: The claim that some people made in the popular press is not consistent with the model in this chapter. True False True or False: The change in the real exchange rate that resulted from the decline in the quality of U.S. products may increase our standard of living. True False
Answer: true, false
Explanation:
if someone wanted to find out how much money a company made during a particular year, the best financial statement to use would be the
Answer:income statement
Explanation:
If someone wanted to find out how much money a company made during a particular year, the best financial statement to use would be the income statement.
What is an income statement?An income statement displays the revenues, costs, and profitability of a business over time. It is also sometimes referred to as an earnings statement or a profit-and-loss (P&L) statement. It describes the process by which the revenues, or "top line," are converted into net income or net profit. Managers and investors can determine whether a company made money (profit) or lost money (loss) during the reporting period by looking at the income statement.
A period of time is represented by an income statement. The balance sheet, on the other hand, only depicts one point in time. You may better comprehend your company's financial situation by comparing the income statement to the balance sheet, cash flow statement, and cash flow forecast.
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what is one best motivational theory?
Answer:
The Maslow motivation theory
Explanation:
The Maslow motivation theory is one of the best known and most influential theories on workplace motivation
Is foreign employment good or bad for Nepal?
They are good for employment
It has an immediate benefit but it is not beneficial for a long term of the Nepalese labour and sweat is being used in foreign countries and there is scarcity of human power for the development of our own country
A growing trend for regulating natural monoplies is the use of incentive regulation. A) Describe how incentive regulation works to improve efficiency in the market. B) Describe how the company can benefit from incentive regulation. C) Discuss common problems that might exist with incentive regulation.
The government is known to regulate monopolies through Price capping where they reduce price increases.
A. How incentive regulation works to improve efficiency in the market;
Incentive regulation is uses via regulatory tools, price setting regimes along with some self incentives. The efficiency improvement by incentive regulation is done through controllable costs, benchmarking and the setting of performance targets associated with both rewards and penalties.
Incentive regulation is the known way of conducting price level regulation. It also improves efficiency as it hinders or mitigate revenue erosion as it measures both inputs and outputs.
B. How the company can benefit from incentive regulation.
The benefits of the company is that it makes a lot of opportunities available for maximizing earnings via internal efficiency methods such as reduction in both capital and operating expenditures.
C. The common problems that might exist with incentive regulation.
Incentives regulation often brings about a number of challenges, such as;
Holding or maintaining incentives for cost reduction and still adjusting prices to underlying costs. Prices need to be set so that the regulated firm benefits from cost reduction.It makes sure that firms have a good amount of assurance of cost-recovery, while limiting the length for “gold-plating as a result of set out or guaranteed returns on investment. In this way, organizations will only invest if sunk costs can be gotten back via retained cost savings. It makes sure that operators do not jump on quality.Learn more from
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Research and find out about the changes in business sectors of Pakistan from 1947 to date. Give reasons for the changes you have identified. (10)
Answer:
Since Indian independence in 1947, the economy of Pakistan has emerged as a semi-industrialized one, the on textiles, agriculture, and food production, though recent years have seen a push towards technological diversification. ... Pakistan suffered its only economic decline in GDP between 1951 and 1952.
What are the three important elements to consider when defining demand and supply?
Answer:
Price Fluctuations. Price fluctuations are a strong factor affecting supply and demand. ...
Income and Credit. Changes in income level and credit availability can affect supply and demand in a major way. ...
Availability of Alternatives or Competition. ...
Trends. ...
Commercial Advertising. ...
Seasons.
NEED GUIDANCE ON HOW TO DO THIS PLEASE
I need to prepare cash flow statement and financial performance statement. I have attended the photo
Answer:
transport and travelling cost
An ______is a being, such as a person or company.
What is the 4 MAJOR
ELEMENTS OF A TORT
What is 4 major elements of a tort
What is the 4 major elements of a tort
Answer:
- The presence of a duty. We all have a duty to take steps to prevent injury from occurring to other people.
- The breach of a duty. The defendant must have failed to live up to his duty to prevent injury from occurring to you.
- An injury. You were injured.
- The injury resulted from the breach.
Explanation:
Hope this helps.
Plss help me NO LINKS AND I MEAN IT NO LINKS IF LINKS YOU WILL BE REPORTED AND DON'T DO IT JUST FOR POINTS
Companies perspective: I believe the benefits of gated content is giving content to a specific amount of people.
Customers perspective: The content is nice because, it gives me access.
Please answer the question picture above.
Answer: No i would not
Explanation:
One year ago, your company purchased a machine used in manufacturing for . You have learned that a new machine is available that offers many advantages; you can purchase it for today. It will be depreciated on a straight-line basis over ten years, after which it has no salvage value. You expect that the new machine will contribute EBITDA (earnings before interest, taxes, depreciation, and amortization) of per year for the next ten years. The current machine is expected to produce EBITDA of per year. The current machine is being depreciated on a straight-line basis over a useful life of 11 years, after which it will have no salvage value, so depreciation expense for the current machine is per year. All other expenses of the two machines are identical. The market value today of the current machine is . Your company's tax rate is , and the opportunity cost of capital for this type of equipment is . Is it profitable to replace the year-old machine?
Answer:
Yes it would be profitable to replace a year old machine.
Explanation:
its always best to buy new things to replace others.
old things usually dont work correctly and could be out of date.
buying something new can reduce that probability of not working correctly
Hope Springs makes the bottles of water, puts them into storage, and fills orders as they come in from inventory. This is an example of which supply-chain strategy
The type of supply-chain strategy uses by Hope Spring to fills orders as they come in from inventory is called the pull supply-chain strategy.
The pull supply strategy is a manufacturing strategy that is influenced by consumer's demand because the demand are used to decide the level of procurement, production and distribution of product.
This strategy is very effective to prevent against wastage or over-production since the level of demand for the product determine the level of producing such product.
Therefore, in conclusion, the example of this is known as Pull supply-chain strategy.
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Has anybody taken this test before? What is the most financially dangerous way to pay for college?
Scholarships
Cash
Credit cards
Federal student loans
Answer:
well my dads a licensed student loan manager for UCB in CA and he said Federal Student Loans have FIXED INTEREST meaning no matter the change in other people loans your interest rate doesnt change. So it has to be credit cards.
Explanation:
Also credit cards dont have fixed interest rates so say today you have an 8% interest rate and next month it changes to 12% thats because of the fixed rate so in the near future you'd end up paying more in credit card tax then student loans. And student loans payment are negotiable , payments can be somewhat reasonable as for credit cards co.'s they take out a payment either way without you having a say in monthly change until you pay the loan off.
In my personal opinion I think its credit cards.
A company wants to cultivate brand ambassadors for their new product so that others will follow their trail. They should go after:
A company that wants to cultivate brand ambassadors for its new product so that others will follow in its wake should go after celebrities and digital influencers who use social media to generate publicity and engagement for a product.
It's a marketing technique called celebrity endorsement, which is a strategy to reach a larger number of people through a certain celebrity's fan audience.
This is an advantageous strategy capable of increasing the brand equity, generating greater identification, engagement and influence over a product and service.
Therefore, it is necessary for the company to use celebrity endorsements by choosing ambassadors who have a profile aligned with the target audience and brand values.
In this way, influence marketing has the potential to generate trust and admiration in the consumer, thus increasing your advertising, positioning and profitability.
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In Section 3.4, the text discusses the “Top 5 Challenge Trends” and “Top 5 Solution Trends.” Select one challenge and one solution trend which you believe is most applicable to Coke’s situation today. Describe how these trends apply to Coke. In Section 3.3, read about the five building blocks of a Learning Organization. Which one of the five building blocks should Coke focus on to capitalize on the trends you selected. Why?
The challenges that Coca-Cola is facing are due to less quality water and the availability of the material for making the bottles.
From the complete information, it was stated that maintaining high-quality water and the maintenance of taste is essential to create quality drinks.
The challenges that were depicted are due to less quality water and the availability of raw materials. Also, there are challenges for increasing concern for the environment, faster pace of innovation, etc.
The solutions to the challenges include increasing collaboration, protection of the environment, energy sustainability, etc. It's also vital for individuals to be advised about the usage of water.
In conclusion, the building block that Coke should focus on to capitalize on the trend is systematic problem-solving.
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Your new business has 10,000 in monthly fixed expenses. You are selling sandwiches for an average price of $7 per sandwich. Each sandwich has a variable cost associated with production that costs an average of $3. What is your contribution margin?
$2,500
$3
$4
$7
$10,000
If each sandwich has a variable cost associated with production that costs an average of $3. Your contribution margin is $4.
Using this formula
Contribution margin=Selling price per unit-Variable cost per unit
Where:
Selling price per unit=$7
Variable cost per unit=$3
Let plug in the formula
Contribution margin=$7-$3
Contribution margin=$4
Inconclusion your contribution margin is $4.
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A hospital arranges with a third-party payer to charge the third party 85 percent of its established billing rates. During January, the hospital provided services amounting to $2.0 million at the established billing rates. Prepare journal entries to record the January billings.
The journal entries to record the January billings of the hospital are as follows:
Debit Accounts Receivable $1,700,000
Debit Finance Charge $300,000
Credit Service Revenue $2,000,000
To record the services provided.Data Analysis:
Accounts Receivable $1,700,000 ($2,000,000 x 85%) Finance Charge $300,000 Service Revenue $2,000,000
Thus, the hospital will split the billing for January into two: the amount it will receive and the finance charge for using the third-party payer.
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Which of the following activities would waste the most time?
a. Rich tries to multitask writing a report and reading a memo, and has to re-write the report and
re-read the memo, which takes an hour.
b. During a departmental meeting, Barry and Scott make small talk for twenty minutes while the
other six meeting members sit and listen.
c. Greg asks Tony a question about work and then talks to him for ten minutes about who will
win the game tonight.
d. Barbara composes an e-mail during her thirty minute train ride to work.
3 advantages of etools it for digital marketing
Answer:
10 Advantages Of Digital Marketing Over Traditional Marketing
Low cost: Marketing and advertising cost is one of the biggest financial burdens that businesses have to bear. ...
Huge return on investment: ...
Easy to measure: ...
Easy to adjust: ...
Brand development: ...
Easy to share: ...
Precise targeting: ...
Global:
compare the company profit performance and financial position with the average for the industry
Answer:
what average for the industry
Explanation:
can i have a choise