How does the employment outlook for financial counselors compare to other occupations between 2010 and 2020?
a. worse than average
b. better than average
c. impossible to tell due to lack of data
d. average

Answers

Answer 1

Answer:

I believe the answer is b

Explanation:

Congress passed so many protections bills throughout the years.

Answer 2

Answer:

B. better than average

Explanation:

It is better because we have advanced in our financial educations, and data reporting. We also advanced in our employment fields. This affects the way it heads because the more people are employed the more people need financial counselors. Frome 2010 we only had a limited number of financial counselors, only 44% of them actually knew what they were doing. Surprisingly before 2010, they actually had more counselors, and by 2010 it fell by 1.9% it may seem small but that's a big number. Know in 2020, we had over 12,098 financial counselors, and 98.7% of them knew exactly what they were doing, the counselor administration reported a spike of 13.908%, this was the most they had seen since 1998. Industries helped this climax change, mainly the automotive and the technological industries. Soon the White House and the OHH made a new administrative group the AFC, basically, this said that if a financial counselor was not an A-certified Financial counselor they were not employed by the U.S.


Related Questions

A company’s production budget requires the following units of a single product for the upcoming year: 1st quarter 60,000 units 2nd quarter 80,000 units 3rd quarter 90,000 units 4th quarter 70,000 units Each unit requires two pounds of material. The company has a policy of keeping a stock of material on hand at the end of each quarter equal to 25% of the next quarter's production needs for material. A total of 30,000 pounds of material are on hand to start the year. Budgeted purchases of material for the second quarter would be:

Answers

Answer:

165,000 pounds

Explanation:

A Purchase Budget is required to determine the quantities and cost of purchases required for use in production.

Materials Purchase Budget for Second Quarter (Pounds)

Budgeted Production Materials (80,000 x 2)                    160,000

Add Budgeted Closing Materials (90,000 x 2 x 25%)        45,000

Total Materials                                                                     205,000

Less Budgeted Opening Materials (80,000 x 2 x 25%)    (40,000)

Budgeted Material Purchase (pounds)                               165,000

Therefore,

Budgeted purchases of material for the second quarter would be 165,000 pounds

d. If money demand does not depend on the interest rate, the LM curve is vertical. True False e. If money demand does not depend on income, the LM curve is horizontal. True False f. If money demand is extremely sensitive to the interest rate, the LM curve is horizontal. True False g. Suppose the government wants to change the level of output. If the LM curve is horizontal, then fiscal policy is completely ineffective, whereas monetary policy is highly effective. monetary policy

Answers

Answer:

d. True

e. False

f. True

g. True

Explanation:

Interest rate movement is based on the fiscal policy of the government. If interest rates changes there is movement in the LM curve. This is because LM curve represents money market equilibrium of real interest rates. Monetary policy is completely ineffective if the interest rates does not change since the LM curve will be horizontal.

Help!!
According to the video, working as a Hotel, Motel, or Resort clerk is a good place to start if you are interested in

hotel management.
hotel cleaning services.
food preparation and support.
gaming supervision.

Answers

Answer: (A) hotel management

Explanation: just took the test

Answer:

Yea its A

Explanation:

A holiday sales flyer advertised a video game system for a significantly reduced price and
video game with purchase. Later that day, the sales associate told you that the store is out of
both items. Instead, you were offered a different system and games at full retail prices. What is this type of fraud called?

Answers

Answer: Bait and switch

Explanation:

The type of fraud here is referred to as the bait and switch fraud. This fraud occurs when customers are told about the low prices and quality of a product but aren't available when customers want to purchase such products and they're then given products that are costlier or products that are of lesser quality.

This can be seen in the question when the sales associate advertised the video game system for a reduced price which wasn't available when customers wanted to buy but were offered a game that was costlier.

On January 1, 2021, the Montgomery Company agreed to purchase a building by making six payments. The first three are to be $37,000 each, and will be paid on December 31, 2021, 2022, and 2023. The last three are to be $52,000 each and will be paid on December 31, 2024, 2025, and 2026. Montgomery borrowed other money at a 11% annual rate. (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.) Required: 1. At what amount should Montgomery record the note payable and corresponding cost of the building on January 1, 2021

Answers

Answer:

cost of the building = $183,331.14

Explanation:

we have to calculate the present value of all the future annual payments using the 11% discount rate:

$37,000 x 2.4437 (PVIFA, 11%, 3 periods) = $90,416.90

($52,000 x 2.4437) / (1 + 11%)³ = $92,914.24

total present value = $183,331.14

Where would you rather invest and why?
A. Bonds
B. Mutual Funds
C. Stocks
D. Real Estate
E. CDs
F. others

Answers

Answer:

d

Explanation:

because you get payed more

Tar Heel Auto Parts owns a manufacturing facility that is currently sitting idle. The facility is located on a piece of land that cost $134,000 at the time Tar Heel Auto Parts bought it (several years ago). The facility itself cost $700,000 to build. The current book values of the land and the facility are $134,000 and $214,000, respectively. Tar Heel Auto Parts received a bid of $640,000 for the land and facility last week. They rejected this bid even though they were told that it is a reasonable offer in today's market. If Tar Heel Auto Parts were to consider using this land and facility in a new project, what cost, if any, should they include in the project analysis?

Answers

Answer:

Tar Heel Auto Parts

The cost that Tar Heel Auto Parts should include in their new project analysis for the land and facility should be:

= $640,000.

Explanation:

a) Data and Analysis:

                                                            Cost         Book Value

Cost of a piece of land                      $134,000    $134,000

Cost of idle manufacturing facility  $700,000    $214,000

Current market value of the land and facility = $640,000

b) The current market value of Tar Heel's land and facility is the relevant cost for project analysis.  The book value and the cost prices are no longer relevant as they relate to the past and are sunk and historical costs.  Sunk and historical costs do not make any difference in decision making.  The fair or current market value is a future value that is useful for Tar Heel's project analysis and decision making.

External failure activities A. seek to prevent defects in the products or services being produced. B inspect inputs and attributes of individual units of products or services to detect whether they conform to specifications or customer expectations. C. correct defective processes or products and services before they are delivered to customers. D. are activities required after defective products or services are delivered to customers.

Answers

Answer:

D. are activities required after defective products or services are delivered to customers.

Explanation:

Six Sigma is a quality business management strategy which helps business organizations to improve the quality of processes, products and services by discovering and eliminating defects, variations or errors. It is a strategic business concept that was developed in 1986 by Motorola.

Under the six sigma approach, any process that doesn't provide customer satisfaction or causes challenges in an organisation's process should be eliminated from the system in order to produce quality products and services. It allows only 3.4 defective features for every million opportunities and as such expects processes to be defect free 99.99966 percent of the time.

The following activities are carried out in accordance with the Six Sigma model;

External failure activities are activities required after defective products or services are delivered to customers.

The other terminologies used in the manufacturing process includes;

- Prevention: seek to prevent defects in the products or services being produced.

- Appraisal: inspect inputs and attributes of individual units of products or services to detect whether they conform to specifications or customer expectations.

- Internal failure activities: correct defective processes or products and services before they are delivered to customers.

Government corrects____externalities by subsidizing the activity, as they do with____corrects____externalities by regulating or taxing activity in order to____pollution provides_____goods like national defense because of the free-rider problem promotes_____because markets with few firms tend to be inefficient provides assistance to those in need in order to improve____attempts to pursue macroeconomic goals, including____, _____, and____.

Answers

Answer:

Government corrects positive externalities by subsidizing the activity, as they do with education.

Positive externalities are encouraged by subsidizing them so that they increase the more.

corrects negative externalities by regulating or taxing activity in order to discourage pollution.

Negative externalities are punished by regulation and taxation to discourage their spread.

provides public goods like national defense because of the free-rider problem

Public goods need to be provided because everyone needs access to them and not just a select few.

promotes competition because markets with few firms tend to be inefficient.

Monopolies have been shown to be inefficient as they do not have any competition that inspires innovation.

provides assistance to those in need in order to improve equity.

attempts to pursue macroeconomic goals, including low unemployment, strong growth, and stability.

It is a government's duty to ensure that the country is experiencing certain macro economic goals such as low unemployment, strong growth and economic stability.

Note: Options were too much to attach to answer as they required multiple pictures so I hope you have access to those options.

The payment of FUTA would​ include

Answers

Answer:

Hope it's help uu

Explanation:

if wrong then sry

Firstly, FUTA means Federal Unemployment Tax Act

1. Descriptive research is conducted for all of the following reasons except ________. a. to describe the characteristics of relevant groups, such as consumers, salespeople, organizations, or market areas b. to determine the degree to which marketing variables are associated

Answers

Answer: c. To understand which variables are the cause and which variables are the effect of a phenomenon

Explanation:

The options include:

a. To describe the characteristics of relevant groups, such as consumers, salespeople, organizations, or market areas

b. to determine the degree to which marketing variables are associated

c. to understand which variables are the cause and which variables are the effect of a phenomenon

d. to determine the perceptions of product.

Descriptive research simply refers to a research type that is used in the description of a population that the researcher is studying.

It simply answers questions such as when, what or how in the research. The subject of the research is being described here.

From the options given, we should note that the descriptive research isn't conducted to understand which variables are the cause and which variables are the effect of a phenomenon.

Which examples demonstrate common education and qualifications for Distribution and Logistics careers? Check all that apply.

Fay is a Logistician with a four-year college degree.
Elliott did not graduate from high school but knows a lot about fixing engines.
Ursula has strong math ability.
Buddy is skilled at operating machinery.
Kiki is an excellent driver and has never been in a traffic accident.
Ahmed is good at staying focused without supervision.

Answers

Answer:

Fay is a Logistician with a four-year college degree.

Ursula has strong math ability.

Ahmed is good at staying focused without supervision.

Explanation:

got it right

The examples shows the common education  and qualification for logistic career are :

Fay is a Logistician with 4-year degree.Ursula has a strong maths ability.Ahmed is good at staying focused.What is a logistic career?

The logistic career includes the commodity manager, management analyst, supply chain manager, sourcing manager, and director of operations.

The logistic is a versatile platform where one gains knowledge and specializes in a specific skill. As their wok is to organize the store and distribution of goods.

Find more information about the logistics careers.

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Because there isn't one single measure of inflation, the government and researchers use a variety of methods to get the most balanced picture of how prices fluctuate in the economy. Two of the most commonly used price indexes are the consumer price index (CPI) and the GDP deflator.

The GDP deflator for this year is calculated by dividing the 1) ________

a. Value of all goods and services produced in the economy in the base year.
b. Value of all goods and services produced in the economy this year.
c. cost of a given market basket of goods and services using

2) ______ a. the base year's prices
b. this year's prices by the

3) ________
a. Value of all goods and services produced in the economy in the base year
b. Value of all goods and services produced in the economy this year
c. cost of a given market basket of goods and services using

4) ______
a. the base year's prices
b. this year's prices

the CPI reflects only the prices of all goods and services 5) _______
a. produced domestically
b. bought by consumers

Which does an increase in the price of a Chinese-made car that is popular among U.S. consumers show up in?

a. GDP Deflator
b. CPI

Answers

Answer:

b

b

a

a

b

b

Explanation:

Take a look at a sample importance-performance model for a few different consumer segments in the airline industry. Please indicate which response(s) are correct based on this information.
A. Charter flights serve the elite (top 1%) consumer segment well.
B. Southwest is the second best option for business travelers.
C. The preference of budget travelers line up with what Delta has to offer more than what Southwest has to offer.
D. Delta could reasonably offer service to both elite and budget consumer segments.

Answers

Answer:

D. Delta could reasonably offer service to both elite and budget consumer segments.  

Explanation:

Delta is one of the budget friendly airlines. Over 100,000 travelers fly with delta every year. It offers different services for both of its customers elite and budget consumers. The airline has mostly routes in the U.S. region and its headquarter is in Georgia.

Before year-end adjusting entries, Dunn Company's account balances at December 31, 2010, for accounts receivable and the related allowance for uncollectible accounts were $600,000 and $45,000, respectively. An aging of accounts receivable indicated that $62,500 of the December 31 receivables are expected to be uncollectible. The net realizable value of accounts receivable after adjustment is

Answers

Answer: $537500

Explanation:

The net realizable value of accounts receivable after adjustment will be the difference between the account receivable at December 31st and the expected uncollectible. This will be:

= $600,000 - $62,500

= $537500

Therefore, the answer is $537500

A wholesale distributor of cleaning products is thinking about buying 200 more cases of a floor cleaning compound than she normally does. Nilan, a senior salesperson, has convinced the distributor to buy 300 extra cases by showing him the various payment schedules offered by his company and some other visuals of the products in his laptop computer. This is an example of which of the following close?
A) Technology.
B) Factual.
C) Statistical.
D) Showmanship.
E) Ben Franklin.

Answers

Answer:

B) Factual

C) Statistical

Explanation:

Wholesale distributor has been thinking to buy 200 extra cases. Nilan has convinced the distributor to buy 300 more cases by showing him payment schedules. This is statistical data which is used to convince the buyers decision. The decision has been made based on actual facts and payments schedules.

An online shopping website sold many email addresses in its database to another firm for a large sum of money. The new firm now has access to data of several customers and can use them to increase its sales. What does the selling of user data highlight?
A.
violating user privacy
B.
cleansing data
C.
classifying customers
D.
applying direct marketing
E.
using multiple data sources

Answers

Answer:

A.) violating user policy

The following account balances come from the records of Ourso Company: Beginning Balance Ending Balance Accounts receivable $ 2,677 $ 3,600 Allowance for doubtful accounts 147 198 During the accounting period, Ourso recorded $12,350 of sales revenue on account. The company also wrote off a $183 account receivable. Required a. Determine the amount of cash collected from receivables.

Answers

Answer:

A. $10,694

B.$234

Explanation:

A. Calculation to Determine the amount of cash collected from receivables.

Beginning accounts receivable $ 2,677

Add Sales Revenue $11,800

Less Ending accounts receivable ($ 3,600)

Less Accounts receivable wrote off ($183)

Cash collected from receivables $10,694

Therefore the amount of cash collected from receivables will be $10,694

B. Calculation to Determine the amount of uncollectible accounts expense recognized during the period.

Beginning balance in Allowance for Doubtful Accounts 147

Less Accounts receivable wrote off ($183)

Less Ending balance in Allowance for Doubtful Accounts (198)

Uncollectible accounts expense $234

Therefore the amount of uncollectible accounts expense recognized during the period will be $234

Severs on has an annuity due that pays $400 per year for 20 years. What is the value of the cash flow 20 years from today if they are placed in an account that earns 7.50%

Answers

400e^(0.075)(20)
400e^(1.5)
400(4.48168)
=1,792.67562
Or 1,792.68 rounded to the nearest cent

Hamlet has monotonic, strictly convex, quasilinear preferences over widgets,x, and money to spend on other goods,m, wheremis the linear term. Consider a $1 increase in the price of widgets. Hamlet knows that he if he were given $20 after the price change, his new optimal bundle would give him exactly the same utility that he had before the price change. Which of the following can be concluded from this information? (You may assume that Hamlet's income is large enough that however many widgets he might want to buy, he'll still have money left over for other goods.)
A) Hamlet's compensating variation is $20.
B) Hamlet's equivalent variation is $20.
C) Hamlet's (net) consumer surplus falls by $20 due to the price change.
D) All of the above are true.
E) None of the above are true.

Answers

Answer:

A) Hamlet's compensating variation is $20.

Explanation:

Hamlet is expecting pay rise of $20 but he thinks that his utility will remain the same. Hamlet is not getting any extra benefit due to his pay rise and his utility is same, this is compensating variation because his initial utility is not changed. Compensating variation is the extra amount of money which is needed to reach to initial utility.

Howard Enterprises, which has three departments, recently reported the following results: A B C Sales revenue $ 12,000 $ 48,000 40,000 Less: Operating costs 11,400 59,800 50,500 Operating income (loss) $ 600 $ (11,800 ) $ (10,500 ) The company incurred variable operating costs as well as $25,000 of fixed operating costs. The $25,000 amount was allocated to A, B, and C on the basis of sales revenue and is included in the cost figures noted above. Which department(s), if any, should be closed if none of the fixed operating costs can be avoided

Answers

Answer:

Department C should be closed

Explanation:

To determine whether or not it will be profitable to drop a loss making department, we compare the savings in fixed cost to the lost contribution from the division.

For Howard Enterprises, the department with a negative contribution should be closed otherwise its operation would reduce the overall profit by the amount of the negative contribution.

So lets work out the contribution for each department by adding back the apportioned fixed cost. See table below

                                                           A                B                C

                                                            $                $                $             Total

Sales Revenue                               12,000      48,000        40,000    100,000

Operating cost                              11,400        59,800        50,500

Operating income                           600         (11,800)        (10,500)

*Add back apportioned fixed cost 3,000       12,000        10,000

Contribution                                   3,600        200            (500)

*Apportioned fixed cost

A- 12,000/100,000× 25,000 = 3,000

B- 48,000/100000   × 25,000 = 12,000

C- 40,000/100,00×25,000 = 10,000

From the above analysis, Department C generates a negative contribution. It implies that it can barely cover its direct cost and so will deplete the total profit by its negative contribution. Hence, it should be closed

Department C should be closed

A cost center manager: Multiple Choice often oversees divisional operations. may be involved with the sale of new marketing programs to clients. may be the manager who oversees the operations of a retail store. does not have the ability to produce revenue. would normally be held accountable for producing an adequate return on invested capital.

Answers

Answer:

does not have the ability to produce revenue.

Explanation:

Cost center managers have the responsibility to manage all the transactions within the center. Cost center budget per year and all the expenses are also managed by the manager only. The manager also takes of the costs following the given budget and does not have any responsibility regarding the revenue.

A cost center manager does not have the ability to produce revenue.

An unlikely pitfall that is associated with pursuing strategic alliances with foreign partners is:_________

a. reaching mutual agreements to deal with key issues and resolve differences
b. overcoming cultural and language barriers
c. dealing with diverse operating practices, conflicting objectives, and strategies
d. getting alliance partners to reach decisions fast enough to stay abreast of rapid advances
d. making it harder to pursue a multidomestic strategy as compared to a global strategy

Answers

Answer:

e. making it harder to pursue a multidomestic strategy as compared to a global strategy.

Explanation:

The pitfalls or disadvantage associated with the strategic alliances is that of poor resource allocation. Loss of control over the quality, operating cost and the employees, etc. Difficulties to meet the objective on deadlines and delays in policy formulations. The strategy to negotiate is very essential for the strategic alliances as the need to avoid conflicting goals.

At the end of April, Cavy Company had completed Jobs 766 and 765. The individual job cost sheets reveal the following information:Job Direct Materials Direct Labor Machine HoursJob 765 $6,160 $1,848 22Job 766 13,338 4,212 78Job 765 produced 132 units, and Job 766 consisted of 234 units.Assuming that the predetermined overhead rate is applied by using machine hours at a rate of $107 per hour.a. Determine the balance on the job cost sheets for each job.

Answers

Answer: See explanation

Explanation:

The balance on the job cost sheets for each job will be:

Job 765:

Direct materials = $6160

Direct labor = $1848

Overhead cost = 22 × $107 = $2354

Total job cost = $6160 + $1848 + $2354 = $10362

Job 766:

Direct materials = $13338

Direct labor = $4212

Overhead cost = 78 × $107 = $8346

Total job cost = $13338 + $4212 + $8346 = $25896

What are the steps to creating a query with the simple query wizard?

Answers

Answer:

1. With the database open, click the create tab.

2. In the Queries group, click Query Wizard.

3. Select the Simple Query Wizard, and click ok

4.In the Simple Query Wizard dialog box, select the tables to use, and use the arrow buttons to choose the fields to use in the query. Click Next.

5. Name the query and click finish.

Explanation:

just did it on edge

A simple query is a query that uses search with one parameter.

What do you know about Query Wizard?

Query Wizard is a tool that allows you to automatically generate QueryPairs from Connections.

This is useful for Business Analysts, SMEs or other team members who have data and knowledge of business law, but who have recently participated in SQL.

A query Wizard can be created by following steps:

Click the create tab, once the database is open.Click Query Wizard in the Queries group.Select the Simple Query Wizard, and click okInside the Simple Query Wizard dialog box, select the tables to be used and use the arrow buttons to choose the fields to use in the query. Click Next.Name the query and click on finish.

Thus,these are the steps for creating query wizard.

Learn more about Query Wizard here:

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#SPJ2

Misra Inc. forecasts a free cash flow of $ 35 million in Year 3, ie, at t = 3, and it expects FCF to grow at a constant rate of 5.5% thereafter. If the weighted average cost of capital (WACC) is 10.0% and the cost of equity is 15.0%, what is the horizon, or terminal, value in millions at t = 3?

Answers

Answer:

the answer for this question is 1289.44

Suppose the total damage function is given as D = M2 for M ≥ 0. Suppose the total abatement cost function is given as TAC = 96M − 0.2M2, where M is emissions

Answers

Answer:

so like what is your question

Place each of the items listed below in the appropriate subdivision of the stockholders' equity section of a balance sheet. Common stock, $10 stated value Retained earnings 8% Preferred stock, $100 par value Paid-in capital in excess of par Paid-in capital in excess of stated value Treasury stock—common Paid-in capital from treasury stockStockholders' equityPaid-in capitalCapital stockAdditional paid-in capitalTotal additional paid-in capitalTotal paid-in capitalRetained earningsTotal paid-in capital and retained earningsTotal stockholders' equity

Answers

Answer and Explanation:

The placing of each item would be shown below:

Stockholder's Equity

Paid-in Capital

Capital Stock

8% Preferred stock, $100 par value

Common Stock, $10 stated value

Additional Paid-in Capital

In excess of par value- Preferred stock

In excess of stated Value - Common stock

Total Additional Paid-in Capital

Total Paid-in Capital

Retained Earnings

Total paid-in Capital and Retained Earnings

Less: Treasury Stock- common

Total Stockholder's Equity

The NASDAQ is a floor-based exchange.


t or f

Answers

False. NASDAQ has no physical trading floor because all of the stocks are pretty much made electronically.

Mark and Lucy owned two stocks, Tinker Inc., and Chance Inc., that became worthless during year 8. The adjusted basis in Tinker was $300,000. Tinker was incorporated in year 2, and Mark and Lucy purchased their stock in year 4. Their adjusted basis in Chance was $200,000. Chance was incorporated in year 2, and Mark and Lucy were original stockholders. Both stocks were purchased for cash, and each corporation had total capital of $500,000. How much ordinary loss can Mark and Lucy deduct on their joint year 8 tax return as a result of these transactions

Answers

Answer:

$20,000

Explanation:

Adjusted basis in Tinker = $300,000

Tinker was incorporated in year 2 and Mark and Lucy purchased their stock in Year 4

adjusted basis in chance was $200,000, each corporation had total capital of $500,000

Determine how much ordinary loss can mark and Lucy deduct on their joint year 8 tax return

If your value of share falls and you suffer loss, due to section 1244 stock the taxpayer is allowed to deduct loss as an ordinary loss up to maximum of $50,000 for single and $100,000 if MFJ

Hence the loss to be calculated

sales consideration $---

less adjusted tax basis/ loss  = ($20,000 )

based on section 1244 mark and Lucy loss of complete $20,000 will be allowed since it is below $100,000

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