The adult working-age population is 249.7 million, 67.8 million of whom are not in the labor force, the labor force participation rate is 27.1525831%
Given
Total population = 249.7 million
Labour force = 67.8 million
Let
Labour Force Participation Rate = Labour force / Total population
= 67.8 / 249.7
= 0.271525831
Labour Force Participation Rate (%) = 0.271525831 × 100
= 27.1525831 %
A measure of how many people are actively employed in an economy is the labor force participation rate. The calculation is the proportion of the working-age population who are either employed or actively looking for work and who are not in institutions.The percentage of persons who are working or actively looking for employment across the whole population is known as the labor force participation rate.It can provide some perspective on the status of the economy when paired with the unemployment rate data.Learn more about Labour Force Participation Rate, here
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All of us must make decisions based on opportunity costs every day. What are five decisions based on opportunity costs that you commonly make? Explain and discuss.
A student spends three hours and $20 at the movies the night before a test. The opportunity cost includes both the time spent learning and decisions the money that could have been spent elsewhere.
A farmer decides to plant wheat; the opportunity cost is planting a different crop or using the resources in another way . Because of scarcity, whenever we do one thing, we must necessarily forego doing something else decisions valuable. So everything we do has an opportunity cost, and that cost is stated in terms of the most valuable option that is forfeited. Many areas of life decisions involve opportunity cost.
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mark is single and must start taking distributions from his traditional ira beginning april 1, 2021. at the end of 2020 when mark was 71 years old, the ira had a balance of $110,000. what amount must mark take as a distribution from the ira by april 1, 2021?
$4,151 amount must Mark take as a distribution from the Individual Retirement Act by April 1, 2021 when the IRA had a balance of $110,000.
There are three steps in the RMD calculation for traditional Individual Retirement Act account holders:The account's balance as of December 31 of the preceding year should be noted. Locate the distribution factor on the calculation tables that matches your age as of the current year's birthday.
To calculate the RMD, divide the account balance by the factor number.
Mark is single and must start taking distributions from his traditional IRA beginning April 1, 2021. at the end of 2020 when Mark was 71 years old.
The distribution factor for age 71 is
26.5%RMD= 110,000/26.5% = 4151
Hence Mark must $4151 as a distribution from the IRA by April, 2021
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if $300 is invested at a 4% interest rate, how much compound interest will be earned in 4 years? (round to the nearest cent and do not enter the dollar sign
With 4% interest rate, the compound interest after 4 years is $50.96
Since there is no further information, we assume that the compounding frequency is annually.
The future value is given by the formula:
FV = P (1 + r)ⁿ
Where:
FV = future value
P = present value or initial deposit
r = annual interest rate
n = number of years
Parameters given in the problem:
P = $300
r = 4% = 0.04
n = 4 years
Plug these parameters into the formula:
FV = 300 (1 + 0.04)⁴
FV = 350.96
At the end of the 4th years, the money will be $350.96. Hence, the compound interest is $50.96
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because of the risk of material misstatement, an audit of financial statements in accordance with generally accepted auditing standards should be planned and performed with an attitude of:
Prbecause of the risk of material misstatement, an audit of financial statements in accordance with generally accepted auditing standards should be planned and performed with an attitude of professional Skepticism
In psychology, an individual's attitude is a psychological concept that refers to a mental and emotional entity that either exists in or characterises them; alternatively, an individual's attitude can be defined as their approach to or personal viewpoint on a certain material. Their thoughts, perspective, and sentiments are all part of their attitude. Complex and learned by experience, attitudes are a state of mind. A person's attitude is their predisposed state of mind toward a value, and it is triggered by how they respond to themselves, another person, a location, a thing, or an event (the attitude object). The attitude object then affects how they think and act. The attitudes that people hold the material about themselves and the outside world are those that are easiest to understand. This hidden psychological construct has been called "the most distinctive and essential notion in current social psychology," according to renowned psychologist material Gordon Allport.
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sue and jim are hoping to expand their family, which means moving to a larger home. they’re closing on their new home soon, but haven’t yet sold their current one. which type of loan will help them afford both homes for a short period of time?
For a brief period of time, a bridge loan will enable them to afford both homes. When a buyer's current residence is already under contract, a bridge loan is most effective.
A bridge loan is a brief loan taken out before someone or something pays off an existing debt or finds permanent financing. By supplying immediate cash flow, it enables the borrower to pay off current debts. The interest rates on bridge loans are relatively high.
In order to buy a new home while they wait for their current one to sell, homeowners can use bridge loans.
In order to put a down payment on a new home while they wait for their old one to sell, borrowers use the equity in their existing home. An extension of time and, most of the time, some assurance during the waiting period are provided by a bridge loan to the homeowner.
Hence, Sue and Jim can use the bridge loan that will help them afford both their new and old homes for a short period of time.
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you have just made your first $2,500 contribution to your retirement account. assume you earn a return of10 percent and make no additional contributions
a. $400,897.66
b. $154,563.40
The computations are shown below:
We know that
Amount = Present value × (1 + rate)^number of years
a. So the amount for 45 years would be
= $5,500 × (1 + 0.10)^45
= $5,500 × 72.8904836851
= $400,897.66
b. The amount before 10 years means 45 years - 10 years = 35 years
= $5,500 × (1 + 0.10)^35
= $5,500 × 28.1024368481
= $154,563.40
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a company purchased $3,100 of merchandise on july 5 with terms 3/10, n/30. on july 7, it returned $340 worth of merchandise. on july 8, it paid the full amount due. the amount of the cash paid on july 8 equals:
The amount of cash paid on July 8 is $2677.
As per the company if buyer pay within 15days then they will get additional discount otherwise if company pay as per normal I.e if buyer pays within 30 days, then no additional discount will be provided.
Calculation of discount = 3100-340
: =2760*3%=$26767
The commodities or items which might be sold and bought in business: wares sell a number of spring merchandise. 2 archaic: the profession of a merchant: trade. merchandise.
Merchandise is the time period used for any product that you may promote or buy. Any exact on the market is merchandise, a few examples include groceries in a supermarket, garments in a retail store, electronics on an internet site or uncooked substances in a production warehouse.
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for the most recent year available, the mean annual cost to attend a private university in the united states was $50,900. assume the distribution of annual costs follows the normal probability distribution and the standard deviation is $4,500.
Ninety five percent of all students at private universities pay less than $58280.
Given:
α = $50900
β = 4500
P(Z<z) = 0.95
P(z<1.64) = 0.95 (using standard normal table)
Z = 1.64
Using 'Z' score formula
X = α + Zβ
= 50900 + (1.64) . (4500)
X = 58280
$58280
A standard normal table is a mathematical table representing the values of, which are the values of the cumulative distribution function of the normal distribution. It is also known as the unit normal table or the Z table. It is employed to determine the likelihood that a statistic will be seen below, above, or between values on the standard normal distribution, and consequently, any normal distribution. It is customary to convert a normal to a standard normal before using the standard normal table to calculate probabilities since there is no way to produce probability tables for every possible normal distribution due to the infinite diversity of normal distributions.Learn more about Standard normal table, here
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4. what relationship exists between changing interest rates and the rates of return for various savings accounts, money market accounts, and certificates of deposit of various lengths?
Changes in interest rates are directly related to changes in the nominal rates of return available on savings accounts, money market accounts, and certificates of deposit.
Longer-dated securities often provide better rates of return than shorter-dated securities. Very short-term debt investments are traded on the money market. Large-volume trades between institutions and traders are involved at the wholesale level. At the retail level, it covers money market accounts created by bank clients as well as money market mutual funds purchased by individual investors. In the money market, a lot of relatively short-term debt items, like overnight reserves or commercial paper, are bought and sold.
Investments in the money market can be made by buying Treasury bonds, money market mutual funds, or by opening a money market account with a bank. Safety and liquidity are the defining characteristics of money market investments, with money market fund shares priced at $1.
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The question was incomplete. Check below the full question.
How has online banking changed the way consumers select and use various financial services? (LO4.1)
What relationship exists between changing interest rates and the rates of return for various savings accounts, money market accounts, and certificates of deposit of various lengths? (LO4.1)
What fees and deductions may be overlooked when balancing your checking account? (LO4.4)
Tylenol products have extensive instructions for users to prevent accidental overdose and associated liver function complications. This is an example of which type of benefit that packaging can provide?.
As Tylenol products have extensive instructions for users to prevent accidental overdose and associated liver function complications hence this is an example of communication benefits.
In the field of business, the communication benefit is an effective strategy that allows a business to express more about their product so that customers find it easier to use and are attracted more towards it.
Tylenol products are representing communication benefits when they provide extensive instructions so that accidental overdose of the product can be eliminated. They also express about the liver function complications that can arise due to overdose.
Hence, Tylenol products are using a communication benefit strategy to help customers better understand their products.
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The debt to equity ratio indicates: review later the net worth of the company the proportion of the company financed by lenders versus owners a company's working capital funding gap the liquidity of the company
The debt to equity ratio is a measure that indicates the percentage of a company's financing that comes from investors and creditors. Thus, the correct option is (b) the proportion of the company financed by lenders versus owners.
The debt to equity ratio is a degree of the relative contribution of the owners and lenders in the capital employed in the business. The debt to equity ratio measures the extent of the relationship between the amount of debt and the amount of owners' equity used to finance the business.
A lower debt to equity ratio is an indicator of a lower amount of debt financed via lenders. A larger debt to equity ratio indicates that the company is at a greater financial risk because its operations are financed by a greater amount of debt via lenders than the funding by equity via owners.While other options are not chosen because:
None of them is aligned with the context of debt to equity ratio.
"The complete question is:
The debt to equity ratio indicates:
a. review later the net worth of the company
b. the proportion of the company financed by lenders versus owners
c. a company's working capital funding gap
d. the liquidity of the company "
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If a company’s inventory was destroyed by fire, but the accounting records were saved, the method that would probably be used to estimate the amount of inventory lost would be ________.
The method that would probably be used to estimate the amount of inventory lost if a company’s inventory was destroyed by firebut the accounting records were saved is gross profit method.
The gross profit method can be described as the estimate value of inventory by applying the company's historical gross profit percentage to current‐period information about the cost of goods available for sale and net sales. Gross profit equals net sales minus the cost of goods sold., so the formula of gross profit method is:
Gross Profit = Revenue – Cost of Goods Sold
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when paychecks are distributed to employees on december 30, 2016, employee george is ill and does not claim his check until january 2017. for what year must this income be reported?
If George receives his paycheck in January 2017 which was entitled to be given to him in December 30, 2016, then the income will be reported for the year 2016.
An income can be described as the amount of money you make from doing a particular job or business. In the field of business, the income you make in a specific month is reported for that specified month. Even if you get late in getting the payments, then also the income is reported for that particular month and year in which the work for that income was done.
Hence, although employee George is claiming his check in January 2017, as his income was made for the year 2016, hence the income will be reported for the year 2016.
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broker jim requires all buyers to sign offers with the stipulation that the buyer uses ace home inspection services. this practice is called a
This practice is called as tying arrangement.
What is tying arrangement?A tying arrangement occurs when the seller sells or rents a product or service contingent on the customer agreeing, through contractual or technical requirements, to acquire a second product or service. . In a typical tying arrangement where a seller is required to combine two of her products, these products are often two different products of hers. For example, housing and real estate, laundry services, transportation services, and so on. But there is another product that creates ambiguity when tied by the seller. or tied) product, or at least on the condition that you agree not to purchase that product from another party.To learn more about tying arrangement from the given link :
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Making sure all people in a group are involved is called
a
extensive
b
diverse
c
inclusive
d
undivided
after visiting several automobile dealerships, richard selects the car he wants. he likes its $18,000 price, but financing through the dealer is no bargain. he has $3,600 cash for a down payment, so he needs a loan of $14,400. in shopping at several banks for an installment loan, he learns that interest on most automobile loans is quoted at add-on rates. that is, during the life of the loan, interest is paid on the full amount borrowed even though a portion of the principal has been paid back. richard borrows $14,400 for a period of six years at an add-on interest rate of 10 percent.
a. Total Interest on Loan is $8,640
b. Total Cost of Car to Richard is $26,640
c. Monthly Payment under add on Interest loan is $320.
d. Annual Percentage Rate=1.42% x 12=17.04%
a. Total Interest on Loan is $8,640
Total Interest on Loan=Principal Amount Borrowed*Interest Rate Term of Loan
=$14,400 x10% x6
=$8,640
b. Total Cost of Car to Richard is $26,640
=Purchase Price of Car + Total Interest Loan
=$18,000+$8,640
=$26,640
c. Monthly Payment under add on Interest loan is $320.
Monthly Payment under add on Interest loan
=Principal + Interest No of Months
14, 400 + 8,640 12 x 6
=23,040 72
=$320.
d. Annual Percentage Rate=1.42% x 12=17.04%
Annual Percentage Rate is also know as effective Interest Rate we can calculate it using PV formula
PV = C x PV
Where PV =Principal Amount=$14,400
C=Monthly Payment=$320
N=No. of month=72
I=Rate of interest per month
14, 400 = 320 + PV
PV (I, 72) = 45
We would have to calculate rate of interest per month at which Present Value Annuity Factor for 72 months is 45.
Let's Calculate i by trial and error method
Let Calculate PV (1%,72)=51.1504
PV(1.5%,72)=43.8447
We can calculate Rate of interest
If rate if interest increased by 0.5% ,then PV reduced by 7.3057
By how much % rate of interest is required to be increase so that PV reduces by 6.1504
6.1504 x 0.5 7.3057
=0.4209%
Rate of interest per month=1%+0.42%=1.42%
Annual Percentage Rate=1.42% x 12=17.04%
Complete Question
After visiting several automobile dealerships, Richard selects the car he wants. He likes its $18,000 price, but financing through the dealer is no bargain. He has $3,600 cash for a down payment, so he needs a loan of $14,400. In shopping at several banks for an installment loan, he learns that interest on most automobile loans is quoted at add-on rates. That is, during the life of the loan, interest is paid on the full amount borrowed even though a portion of the principal has been paid back. Richard borrows $14,400 for a period of six years at an add-on interest rate of 10 percent.
a. What is the total interest on Richard’s loan?
b. What is the total cost of the car?
c. What is the monthly payment?
d. What is the annual percentage rate (APR)?
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explain why a marginal rate of substitution between two goods must equal the ratio of prices of the goods for the consumer to achieve maximum satisfaction. part 2 a consumer achieves maximum satisfaction when the marginal rate of substitution is equal to the ratio of prices because
The marginal rate of substitution between two goods must be equal the ratio of prices of the goods the consumer to achieve maximum satisfaction. A consumer achieves maximum satisfaction, when the MRS is equal to the ratio because otherwise the consumer could trade one good for another at market prices to obtain a higher level of satisfaction.
If new items meet customers' needs equally, the marginal rate of substitution in economics measures the quantity of new goods consumers are willing to buy compared to a comparable good.
The change in good X (dx) divided by the change in good Y is the marginal rate of substitution formula (dy). Since it is always negative, the amount of good that is sacrificed is good X. Gained in exchange is always positive Y.
The marginal rate of substitution (MRS), which assumes that two items give the same level of value and satisfaction, establishes whether or not a consumer would switch from one good or service to another.
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Assume that bee bees fish store uses a periodic lifo inventory system. Its ending inventory consists of 13 fish. Calculate the dollar value of its ending inventory.
The dollar value of its ending inventory is $165.
Periodic can be defined as the Inventory account is not updated during the accounting period. The cost of merchandise purchased from suppliers will be debited to the general ledger account Purchases.
The periodic LIFO inventory system allows a business to track its beginning inventory and ending inventory within an accounting period.
Since there is the ending inventory units i.e. 13, so:
Dollar value of its ending inventory = 10 × $12 + 3 × $15
Dollar value of its ending inventory = $120 + $45
Dollar value of its ending inventory = $165
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if a prospect calls to rsvp for a meeting, a permission to contact form is not required for that meeting but would be required for a representative to place a follow-up call to a meeting attendee.
'If a prospect calls to rsvp for a meeting, a permission to contact form is not required for that meeting but would be required for a representative to place a follow-up call to a meeting attendee.
This statement is True.
Prospect calls is defined as an internal sales rep calling or emailing a prospect to offer an opportunity to an account manager.
The idea behind the prospecting call is to find out if there is a potential match between two parties, and if so, to establish a relationship with the prospect instead of pitching the prospect over the phone. The focus is on building.
Prospecting is the first step in the sales process and consists of identifying potential customers, also called prospect calls . The goal of prospecting is to build a database of potential customers and communicate with them in a systematic way in hopes of converting potential customers to current customers.
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the average-cost method multiple choice question. will always produce a greater inventory amount in the balance sheet compared to the fifo method. avoids the cost of maintaining records of the specific cost of each inventory item. will always produce a smaller inventory amount in the balance sheet compared to the lifo method.
The average-cost method will always produce a smaller inventory amount in the balance sheet compared to the lifo method.
What is the average cost method?The average cost method determines the cost of inventory items by dividing the total cost of goods purchased or produced in a period by the total number of items purchased or produced. The weighted-average approach is another name for the average cost method.
To determine average cost, divide the cost of products available for sale by the total number of items from the initial inventory and purchases.
Under the 'average cost method', it is assumed that the cost of inventory is based on the average cost of the goods available for sale during the period. This implies a smaller amount in the inventory.
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14) if throughout an accounting period the fees for legal services paid in advance by clients are recorded in an account called unearned legal fees, the end-of-period adjusting entry to record the portion of those fees that has been earned is:
E) Subtract unearned legal fees from earned legal fees, then credit earned legal fees.
Unearned fees – what are they?
Unearned fees are defined as the sum of money that a business or organization receives from a client in advance for services that the business or organization has not yet rendered. For this reason, unearned fees are frequently recorded as a liability in the balance sheet until the client has received the service before it is reported as an asset.
How are legal fees made?
On the other hand, legal fees are paid in the form of an income statement account, which helps to show and report the amount of money or revenue that was earned for the client's service.
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Correct question:
If throughout an accounting period the fees for legal services paid in advance by clients are recorded in an account called Unearned Legal Fees, the end-of-period adjusting entry to record the portion of those fees that have been earned is:
A) Debit Cash and credit Unearned Legal Fees.
B) Debit Legal Fees Earned and credit Unearned Legal Fees.
C) Debit Cash and credit Legal Fees Earned.
D) Debit Unearned Legal Fees and credit Accounts Receivable.
E) Debit Unearned Legal Fees and credit Legal Fees Earned.
dom enters into a contract to buy ezra’s office building for a certain price subject to an appraiser’s evaluation of the structure’s condition. if the appraiser deems the condition to be substandard, the parties’ obligations will be
If the appraiser deems the condition to be substandard, the parties’ obligations will be discharge.
A contract is a legally binding agreement between two or more parties that creates an obligation to perform (or not to perform) a specific task. Contracts can be formed in a business or personal sense; However, it is described in detail in the law. By law, the following elements must be present in an agreement to categorize it as a contract.
A purchase order (PO) is a formal offer issued by a buyer to a seller, expressing agreement to purchase a number of goods at an agreed price. Purchase orders are charged based on the PO number. Based on the purchase order, the supplier ships or ships the purchased goods prior to payment, in which case the purchase order will serve as legal protection (contract). Companies use purchase orders to control purchases of products and services from external suppliers.
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n the context of codes of ethics, the purpose of a written code is to: a. give employees the information they need to make ethical decisions across a range of situations b. provide employers with strategic plans when they wish to contribute to society in a proactive manner c. help employees who view ethics as relative to justify their unethical actions. d. guide employers in decision making related to green washing
In the context of codes of ethics, the purpose of a written code is to: A. give employees the information they need to make ethical decisions across a range of situations.
What are ethics?Ethics can be defined as a set of both written and unwritten principles, values, or rules of moral conduct that guides and governs human behaviors.
What is a code of ethics?A code of ethics can be defined as a set of rules, agreed behaviors, ideals, accepted practices, norms, and responsibilities set aside for the members of a group or business organization such as in hospitals.
This ultimately implies that, a code of ethics refers to a strategic policy that explicitly outlines the principles, rules, ideals, and standard which the members and other third parties acting on behalf of a group or business organization must always adhere to in all circumstances.
In this context, we can reasonably infer and logically deduce that the purpose of a written code is to provide the necessary and needed information for employees that are working in a particular organization in order to enable them make ethical decisions across a range of different situations.
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what is a quality certification and why is it important
Answer:
It is important because they indicate that buyers and procurement professionals are dealing with a manufacturer that has reached the highest standards in the industry
if kiki buys a lot from joey that is landlocked (meaning the purchased lot has no direct access to a road ), if kiki can drive over joey's lot to reach the nearest road, this is known as an easement by .
If kiki can drive over joey's lot to reach the nearest road, this is known as an easement by necessity.
Easement
An easement is a nonpossessory right to use and/or enter another's real property without owning it. Real covenants and equitable servitudes are analogous to easements. The Restatement (Third) of Property in the United States attempts to integrate these notions as servitudes. Easements are useful for granting access across two or more pieces of property, allowing persons to access other properties or resources, such as fishing in a privately owned pond or having access to a public beach.
The most common example of an easement by necessity is granting a landowner right-of-way over an adjoining tract of land in order to access a public road.
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a post-closing trial balance is a list of (permanent/temporary) accounts and their balances (after/before) all (adjusting/closing) entries have been journalized and posted.
A post closing trial balance is a list of permanent accounts and their balances afterclosing entries have been journalized and recorded in the accounting system.
the required details about post-closing trial balance is mentioned below
The last trial balance created before to the start of the new accounting period is known as a post-closing trial balance. The post-closing trial balance is used to check that beginning balances are accurate as well as to make sure that debits and credits still balance after closing entries have been made.
Post-closing journal entries are what?
Following the journalization and posting of the closing entries to the ledger, the post closing trial balance is a list of all accounts and their balances. In other words, the list of accounts or permanent accounts on the post-closing trial balance that still have balances after the closing entries have been made.
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when managers of oligopolies work together to limit the quantity of goods available in the market and create a shortage, they can unfairly destroy smaller competitors by
When managers of oligopolies work together to limit the number of goods available in the market and create a shortage, they can unfairly destroy smaller competitors by Price fixing.
In an oligopoly, there are a small number of large firms and there is a significant entry barrier.
So, the firms in an oligopoly often enter into agreements with each other to control the market supply to achieve a target price for their produced goods. This is an anti-competitive practice.
Price fixing is an agreement (written, verbal, or inferred from conduct) among competitors to elevate, lower, keep, or stabilize costs or fee ranges. normally, the antitrust legal guidelines require that each employer establish costs and different aggressive phrases on its own, without agreeing with a competitor.
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the process by which a manager shares performance information with a subordinate and develops a plan for the future development of that subordinate is known as
The process by which manager shares performance information with a subordinate and develops a plan for future development is called Feedback.
In order for the receivers of the feedback to modify and enhance their effectiveness, conduct, or activities, feedback is defined as useful information, criticisms, or reviews about a preceding activity, achievement, or conduct of an individual, business, or organization. Feedback takes place when a person, an environment, or a system communicates its response to an action. For example, when customers leave a review, it is their reaction to a company's good or service.
Feedback is really very important in workplace, as when we talk about the performance of employees it makes them feel good and also motivates them to work more harder in future to get such appraisal again and will also help in correcting the mistakes in employees are doing it.
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identify the advantages of the corporate form of business. (check all that apply.) multiple select question. continuous life ease of capital accumulation government regulation corporate taxation limited liability of stockholders
Some advantages of the corporate form of business includes:
Ease of capital accumulationLimited liability of stockholdersContinuous LifeWhat is a corporate form of business?The corporate form of business is better known as a corporation. This form of business means the legal entity that is separate and distinct from its owners. It possess many of the same rights & responsibilities as individuals because they can enter contracts, loan and borrow money, sue, be sued, hire employees, own assets, pay taxes etc.
It is also known that a corporation offers the strongest protection to its owners from personal liability. although a demerit is that the cost to form a corporation is higher than other structures.
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The introduction of the dvd-by-mail business model by netflix changed the video rental business and caused the demise of blockbuster video. This is an example of ______.
The introduction of the DVD-by-mail business model by Netflix changed the video rental business and caused the demise of blockbuster videos , is an example of disruptive innovation.
Disruptive innovation is the method by which a littler company—usually with fewer resources—moves upmarket and challenges bigger built-up businesses. The process starts with a little company entering the low conclusion of a showcase or making a modern showcase section, claiming the slightest productive parcel of the showcase as its claim. Since the established, incumbent companies claim the foremost beneficial showcase sections, they most likely won’t battle the participant for that showcase share. The participant at that point makes strides in its offerings and moves upmarket with expanding productivity. Once the incumbents’ customers have broadly received the entrant’s offerings within the standard showcase, the disturbance has happened.
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