Explain how the amount of a down payment affects your monthly mortgage payments.
Answer:
The more money you put down, the smaller your principal value becomes. Having a smaller principal value will make your monthly payments smaller.
Explanation:
The amount of a down payment you pay will affect your monthly mortgage payment. If you put a larger down payment on your mortgage/loan you will pay less in monthly mortgage payments. If you put a smaller down payment you will end up paying more monthly.
This picture clicked by me
How's it
Answer:
This is absolutely stunning.
Explanation:
I love photography too so this really strikes me. It's well taken, love the softness of it and the clarity of the water. Good job! I'm gonna take a screenshot if you don't mind
Questionnnnnnnnn helppppp
Explanation:
Nationalization often happens in developing countries and can reflect a nation's desire to control assets or to assert its dominance over foreign-owned industries. Often, the companies or assets are taken over and little to no compensation is provided to the previous owners. It is used to gain profit and control the industry.
Fractional reserve banking is a term used to describe a banking system whereby a. banks hold reserves equal to only a fraction of their deposit liabilities. b. banks hold reserves equal to a multiple of their deposit liabilities; that is, fractional in this case really means multiple. c. individual banks share a fraction of the total funds deposited in the whole banking system. d. banks are required to quote interest rates in fractions. e. banks are required to maintain a certain fraction of their deposits in the form of checkable deposits, a certain fraction of their deposits in the form of savings deposits, etc.
Answer:
a. banks hold reserves equal to only a fraction of their deposit liabilities.
Explanation:
The Federal Reserve System ( popularly referred to as the 'Fed') was created by the Federal Reserve Act, passed by the U.S Congress on the 23rd of December, 1913. The Fed began operations in 1914 and just like all central banks, the Federal Reserve is a United States government agency.
Generally, it comprises of twelve (12) Federal Reserve Bank regionally across the United States of America.
Like all central banks, the Federal Reserve is a government agency that is saddled with the following responsibilities;
I. The Fed controls the issuance of currency in United States of America: it promotes public goals such as economic growth, low inflation, and the smooth operation of financial markets.
II. It provides banking services to all the commercial banks in the country because the Federal Reserve is the "lender of last resort."
III. It regulates banking activities in the United States of America: it has the power to supervise and regulate banks.
In the banking system, fractional reserve banking describes a situation in which a depository financial institution such as a bank, hold an amount of reserves that is typically equal to only a fraction of its deposit liabilities.
Managers are accountable to some stakeholders whose interests they represent. These
stakeholders are:
Customers
Employees
Owners
Shareholders
Society
Government
1. Conduct a research to explain how is management responsible to EACH of these stakeholders. [18 marks]
pls help me
Answer:
see explanation
Explanation:
Stakeholder is anyone interest in the operation of a company or affected by the decision of the company.
Each stakeholder has its own interest and this is listed below :
Customers
They expect to receive value for money out of the firm products or services.
Employees
They are looking up to management for better remuneration for their manpower.
Owners
They seeking a maximum return from their investment in the company. Management run the company on their behalf as stewards.
Shareholders
They also seek maximum return from their investment in the company.
Society
The community expects the company to be a good corporate citizen and improve the social factors of employment, sustainability and environmental issues
Government
The government expects the company to be tax compliant and to pay its dues on time.
Regina is looking to start a knitting business and completes a target profile to include in her business plan. Identify which item in her target market profile is in the wrong category and where it should be moved.
Answer:
geographic information
An advantage of small claims court is that the filing fees are fairly reasonable and a person can represent himself, thereby saving additional money.
O True
O False
Small claims courts are advantageous because filing fees are reasonable so this is True.
What are some characteristics of small claim courts?Small claim courts are the courts that deal with monetary grievances that are not very large.
For this reason, the person filing the claim does not have to pay too much, and they can also represent themselves to reduce costs.
Find out more on small claims courts at https://brainly.com/question/125689.
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list four marketing activities.
Answer:
Marketing is composed of four activitiescentered on customer value:creating,communicating,delivering and exchanging value
what is the ownership structure of a company or firm?
Answer:
I think it's called a chairman if that's what your asking not entirely sure but I wanted to help you. Please give me brainliest too I only need 4 more until virtouso
Explanation:
Select the best answer in each drop-down list.
Your boss is pointing out your mistakes on your last assignment. You should
.
You and a coworker are having a disagreement about how to handle a project. You should
.
You’ve reached an agreement with a coworker on how to resolve the problem. You should now
.
You need to give constructive criticism to a coworker you don't really like. You should
Answer:
1
2
3
2
Explanation:
Mr. White sends his acceptance for a business contract to Mr. Green. But Mr. White put insufficient postage on the envelope. One day later, Mr. Green revokes the offer through the mail. Mr. White, upon receipt of the undelivered acceptance, overnighted the acceptance letter to Mr. Green. The overnighted acceptance letter reaches Mr. Green before the revocation letter reached Mr. White. If a court finds that the UCC rule applies, a valid acceptance occurred and a contract was created between Mr. White and Mr. Green.True or False
Answer: True
Explanation:
In business, terms of agreement which is concluded earlier stands a better chance to stand over decisions taken at the later moment.
The means of communication here affected how the communication went. They both used mail postage but that which were initially agreed would stand over that which is being cancelled later.
Your beloved 15-year-old dog is very sick. He won’t eat, can barely walk, and looks miserable. The vet says you
should consider “putting him down” to spare him suffering. You can’t bear to part with him. What should you do?
Answer:
Put him down. If you truly love your dog you would put your feelings aside and end his pain.
I've had to make this decision before and it is incredibly painful, but it's for the sake of your dog.
Which of the following of statements are true of a "disruptive innovation"? I. A factor favoring the success of disruptive innovation is that incumbent firms are slow to change. II. Disruptive innovators take advantage of incumbent firms’ excessive focus on making mostly minor improvements on existing technologies. III. Disruptive innovation has the potential to result in creative destruction.
Answer:
I. A factor favoring the success of disruptive innovation is that incumbent firms are slow to change.
Explanation:
In the theory of business, the disruptive innovation is defined as the innovation or technology which creates a new market and also value network and it eventually disrupts or destroys the existing market or the value market. It displaces the existing established markets and firms.
It tries to capture the market or the firms from bottom up, first capturing the low end. One of the factor that favors the success of the disruptive innovation is that the existing markets are very slow to changes.
(What is local technology? Differentiate between traditional technology and modern
technology into 3 points.)
Answer:
The technology that people use to assist their activities in daily life is called local technology.
And for the differences check the pic. hope it helps :)
Explanation:
Things like smartphones, tablets, gaming systems, and computers are examples of modern technology. Traditional technology includes things like handicrafts that were created before computers were invented.
What are modern technology and its importance?Modern technology is also providing tools to help us change people's lives and improve their conditions. These are the people who can improve their proficiency by using a cultural instrument. Modern technology refers to products, services, and infrastructure that are designed and built with the help of scientific knowledge and engineering. This includes software-based information technology, computers, and networks.
Prior to the Internet and mobile phones, traditional technology was used. Modern technology makes use of the Internet and mobile devices, allowing people to use it more quickly than traditional technology. Furthermore, it is possible that artificial intelligence was used in modern technology rather than traditional technology.
Learn more about modern technology here:
https://brainly.com/question/18770704
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HELP PLZ NO DOWNLOADS OR LINKS IT WILL BE REPORTED AND ANY UNHELPFUL ANSWERS
far left = top left
middle left = top right
left middle = bottom right
far left = bottom left
Noah’s family has been out of control with their spending lately. They have decided to come up with a spending plan to help them manage their money. What is Noah’s family going to create?
A. a personal financial statement
B. a stock portfolio
C. a budget
D. a net worth statement
Answer:
The correct answer is C. A budget.
Explanation:
A budget is a document whose function is to organize the money flows of a certain organization, reflecting the financial effects of the different decisions that the organization makes. Thus, the budget is a coordination between the wants and needs, and the economic possibilities that the organization has to meet those wants and needs. In addition, a budget allows to determine economic and financial objectives, and control the entry and exit of money efficiently, to avoid certain unnecessary expenses, thus optimizing the return on money.
Correct Answer: a budget
You are a human resources manager. What are some of the things you need to be thinking about in order to make the company be able to attract, train and retain
employees? Plz help this is urgent.
Answer:
Administrative expert. Administrative tasks remain a major part of the HR role.
HRM knowledge and expertise. ...
Proactivity. ...
Advising. ...
Coaching. ...
Recruitment and selection. ...
HRIS knowledge.
I hope this helps! :)
PLS ANSWER
The unit discusses the word ‘holistic’ in relation to childbirth. Can you think of any other areas of health and wellness that might have holistic approaches? Why might someone want to try a holistic approach?
Answer:
The word Holistic means to realize and observes any social behaviors in patients and how they see themselves, along with the treatment they may need. A holistic approach may be needed in a situation where a patient needs both mental and physical treatment.
Explanation:
This was just my answer for the assignment. Please rephrase and reword it if you are going to use it.
Hope this helps!
write a letter to your father asking for money to buy textbooks and pay for your school fees
Answer:
pay
Explanation:
Explain the impact of strikes as a socio-economic issue on businesses.
by means of the internet search for an employment test that may be used in companies for selection purposes give the name of at least two companies and describe how their tests are conducted.
help mga mare
Answer:
The two companies are:
1. Mercer
2. Aen
Explanation:
1. The name of the tests. The tests are administered online https://www.practiceaptitudetests.com/top-employer-profiles/mercer-assessments/. There are four categories:
The various categories of tests are:
Numerical Verbal Logical SituationalPublisher2. Adaptive Employee Personality Test (ADEPT-15®)
This is also administered online at https://www.asia.aonhumancapital.com/home/for-employers/people-and-performance/employee-assessment-and-selection/adaptive-employee-personality-test
This one is more personality inclined. It is for determining employees who are culture fit.
Cheers
Workforce diversity is decreasing.
True
False
Answer:
false
Explanation:
hope it helps you have a good day
Answer: b. False
Explanation:
The US workforce diversity is NOT decreasing.
Over the next six years, the population will become more diverse in virtually all demographic groups, according to the Bureau of Labor Statistics. Women's labor-force participation will rise from 46.8 percent in 2014 to 47.2 percent in 2024.
What are the most important skills a public relations specialist must possess?
Analytical skills
Communication skills
Interpersonal skills
Organizational skills
Which of the following phrases best describes O*NET?
A financial guide for students
A job search site
A career exploration tool
A college information database
Answer:
Job search site
Explanation:
....................
Answer:
C.
A career exploration tool
Explanation:
Not sure if this is right, but it's the best guess
Daniels Inc. has a multidivisional structure. Out of the four divisions Daniels Inc. has, the electronics division failed to meet the performance targets while the insurance division performed better than the performance targets. The last two divisions, automobile and retailing, have both met the performance targets. Daniels Inc.'s top executives are trying to decide how to allocate capital for the next calendar year. Which of the below scenarios is most likely to happen?A. The insurance division will get the highest capital allocation as this division has the best potential to generate more shareholder value. B. All divisions will receive the same capital allocation since this type of organizational structure is aimed at rewarding divisional managers based on achievement of strategic goals rather than financial goals. C. The electronics division will get the highest capital allocation to ensure the division fixes its performance issues and reach its performance goals. D. The automobile and retailing divisions will receive the highest allocation as their performance exactly matched the performance goals set by the corporate headquarters. right answer only
Answer:
B
Explanation:
#carry on learninggggg
The Penguin Company uses standard costs. Their standards specify .5 direct labor hours per unit of product. Variable overhead is allocated based on direct labor hours. Beginning of the year, static budget standards: Budgeted production volume in units 7,000 Budgeted variable overhead costs $23,000 Budgeted direct labor hours 600 At the end of the year, actual data is: Production Volume in units 6,800 Actual variable overhead costs $20,000 Actual direct labor hours 550 1. What is the variable overhead standard cost per DIRECT LABOR HOUR
Answer:
Variable overheads standard cost per direct labour hour =$38.3
Explanation:
Where overheads are charged to products using direct labour hours, an overheads absorption rate is computed as follows:
Variable overheads absorption rate= Budgeted variable overheads/Budgeted direct labour hours
= $23,000/600 hours= $38.3
Variable overheads standard cost per direct labour hour =$38.3
Following the 2007-2009 financial crisis, many people feared that Greece might leave the euro and resume using the drachma. If that happened, the drachma might be worth less than the euro. When using fiat money like the drachma, the key to acceptance is that households and firms have confidence that if they accept drachma in exchange for goods and services, the drachma will not lose much value during the time they hold them. If sellers were not willing to accept the drachma in exchange for goods and services, the drachma would not serve as
Answer:
A medium of exchange
Explanation:
A medium of exchange is a system where it is used to facilitate the sale, purchase, trading of the products & services between the parties
Since in the given situation, it is mentioned that the seller would not willing to accept the drachma in exchange of goods & services so here the drachma would not be served as a medium of exchange
hence, the same would be relevant
what are some of the rights that must be protected for a free enterprise system to work?
Answer:
What are some of the rights that must be protected for a free enterprise system to work? Right to private property, right to exchange property, open opportunity, legal equality, and free contract.
Explanation:
Hope it helps, correct me if I am wrong!
I'm sure about my answer!
In the chapter about owning versus leasing, one set of examples compares the cost of owning versus the cost of leasing for Southside Clinic, a not-for-profift organization. The net advantage to owning (versus leasing) for Southside amounted to $676. The difference between the two methods of financing: A) is so small that it might be disregarded. B) may be considered as a nearly neutral comparison between the two methods. C) is so small that it might be disregarded and may be considered as a nearly neutral comparison between the two methods. D) None of these is correct
Answer:
The correct answer is D) None of the above options are correct.
Explanation:
In making a decision about whether to own or lease a property, if the cost of ownership is only slightly higher than leasing, financial intelligence requires that the company, or business or entity or person checks to see if the property is an income is generating one.
If yes, then it's should be considered for purchase
If the asset is not income-generating but plugs a cost leakage, it can also be considered if the value can appreciate in value.
It only becomes advisable to lease the assets if:
the cost of purchasing the property far outweighs the cost of leasing as well as the current capacity of the Clinic;It's an assets that is non-income generatingIf it's a non-income generating asset that attracts lots of taxes etc.Cheers
Integrated marketing communication (IMC) requires a big-picture view of promotional planning; a total strategy that includes all marketing messages. You work for a multinational beverage company headquartered in Singapore. You have been put in charge of developing comprehensive marketing communication packages and want to ensure that you maximize the benefits for your company. To reach this goal, you work with department heads around the world to ensure that marketing and communications objectives support the corporate mission and strategies, and keep all staff informed about new developments. You also work with external partners, including advertising and PR agencies, to achieve a cohesive message for your brand and products. Which of the following statements is most likely to be true about your IMC effort? a. Your target market will be identified after the company has established an IMC strategy. b. Sending a unified positive message about your company is often not a priority. c. Developing multinational integrated marketing communication is likely to contribute to the duplication of communication efforts. d. IMC challenges the notion that your advertising, personal selling, direct marketing, and other components of the worldwide promotion mix must stand alone.
Answer: IMC challenges the notion that your advertising, personal selling, direct marketing, and other components of the worldwide promotion mix must stand alone
Explanation:
Option A is wrong as the target market will not be identified after an IMC strategy has been established by the company.
Option B is wrong because it's important to send a positive message that's unified about the company.
Option C is wrong as the development of the multinational integrated marketing communication won't lead to the duplication of communication efforts.
The statement that is true about the IMC effort is that "IMC challenges the notion that your advertising, personal selling, direct marketing, and other components of the worldwide promotion mix must stand alone.
Therefore, the correct option is D.