This is correct; the cost of using industry-sponsored websites such as FINRA usually outweighs the benefits for small investors.
What is FINRA?FINRA, or the Financial Industry Regulatory Authority, is a government-authorized not-for-profit organization that oversees US broker-dealers in order to protect investors and ensure market integrity. FINRA's integrity allows investors and firms to participate in the market with confidence. We use deep expertise, cutting-edge technology, and extensive market intelligence to serve as the brokerage industry's first line of defense all at no cost to taxpayers. Broker-Dealers, Capital Acquisition Brokers, and Funding Portals are all regulated by FINRA. A Broker Dealer is a company that buys and sells securities on behalf of its customers, its own account, or both. A Capital Acquisition Broker is a Broker Dealer with fewer restrictions.To learn more about FINRA, refer to:
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A popular marketing trend in today’s marketing would? A. Relationship marketing B. Market C.Break even point D.marketing
These are critical to understand when performing case analysis. They include: Break Even Analysis. Lifetime Value of the Customer.
If a company is using a cost-focused pricing strategy, it will set prices for products based on __________________.
A.) What they think customers will like
B.) How much money they want to make
C.) how much it costs to make them
D.)the current economy
You want to have $69,000 in your savings account 13 years from now, and you’re prepared to make equal annual deposits into the account at the end of each year. If the account pays 7.30 percent interest, what amount must you deposit each year?
The equal annual deposit which you must deposit each year for 13 years to have $69,000 in your savings account is $3362.48
How to find the amount that must be deposited each year?Future value (FV) refers to the estimated value of a current asset at an expected date based on an assumed rate of growth.
Annual deposits refers to the amount of money kept in a place at a particular time for safekeeping to be used at a future date.
FV = future value = $69,000i = interest rate = 7.30% = 0.073n = number of years = 13 yearsA = annual deposit.Solve using the formula;
FV = [A × {(1 + i)^n - 1}] / i
Making A the subject of formulaA = (FV × i) / [A × {(1 + i)^n - 1}]
A = (69,000 × 0.073) / {(1 + 0.073)^13} - 1
= 5,037 / {(1.073)^13} - 1
= 5,037 / 2.499 - 1
= 5,037 / 1.499
= $3362.48
In conclusion, the annual deposit which you must deposit each year is $3362.48
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Saul owns a local shoe store that sells a variety of top shoe brands to his local
community. Because Saul does not actually make the shoes at his store and
purchases them from a manufacturer, he is considered a(n):
enterpriser
producer
extractor
merchandiser
Because Saul does not actually make the shoes at his store and purchases them from a manufacturer, he is considered a merchandiser. Thus, option D is correct.
Who is the manufacturer?A manufacturer is a person or entity that sells its products to customers directly and collects payment from them. The customer may have purchased the merchandise from a wholesaler or the company directly.
As from the time a commodity is brought to the retailer until a customer takes the item off the store, merchandisers are all in charge of anything that occurs to it.
Therefore, option D is the correct option.
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2. A product might fail because it is priced too low.
true
O false
Answer:
True
Explanation:
Most people take the factor of price into consideration. If something is cheap someone might not buy it thinking it does not have quality.
…is part of the marketing mix where the methods of providing a service is used.
O Physical evidence
Process
O Place
O Promotion
Answer:
the 1st one
Explanation:
physical evidence process
When it comes to owning a hotel, there are a variety of options for ownership such as franchising, independent lodging, REITs, management contracts, and vacation ownerships or timeshares. Briefly explain each of these, highlighting the disadvantages and advantages of each. Which would you choose? Why?
Franchise, privately owned and operated, leased and managed are the four fundamental forms of hotel ownership and management. Although a franchising is privately owned, the owner must pay an initial franchise fee as well as monthly royalties.
A vacation property with a shared ownership model is a timeshare. In a normal timeshare, you split the cost of the property with other buyers in exchange for a set amount of year access to the franchising property. Less freedom to plan getaways ownership a timeshare may have a number of disadvantages, but perhaps the most significant one is the lack of flexibility many of them offer when it comes to holiday planning.
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1. Reduced Risk
2. Improved Valuations
3. Discover Better Talent
4. Increased Profitability
5. Capital
Cons of Franchising1. Less Control over Managers
2. Restricted Innovation
3. Risk of Bad Reputation
4. A Weaker Community
________________________________________________________
Pros of Independent Lodging1. Flexibility
2. Fixed prices
3. Unique experience
4. Financial autonomy
5. Proximity
Cons of Independent Lodging1. Volume
2. Yield Management
3. Promotion
4. Agreements
________________________________________________________
Pros of REITs1. Diversity
2. Dividends
3. Zero corporate tax
Tangibility
Liquidity
Cons of REITs
1. Taxes on dividends
2. Sensitive to interest rates
3. Value can be influenced by trends
4. Plan for a long-term investment
________________________________________________________
Pros of Management Contracts1. The conditions of the contract
2. The duration of the agreement
3. The method of computing the management fees
Cons of Management Contracts1. Crowded Space
2. The motivation of employees
3. Longer Sales Process
4. Security Issues
5. Taxes
________________________________________________________
Pros of Timeshares1. Long-term savings over hotels
2. Home-like accommodations
3. Real property ownership
4. Ability to exchange
5. Guaranteed vacations
6. Flexibility
7. Less maintenance than a vacation home
Cons of Timeshares1. The reputation of unethical players and scams
2. Flexibility
3. Ability to exchange
4. Cash flow
5. Timeshares do not appreciate
6. May be difficult to resell
7. Maintenance fees and special assessments
In the box "Adapting to Change" we read that robots excel at
O financial planning.
O customer communication.
O mundane, repetitive tasks.
O human resources.
In the box "Adapting to Change" we read that robots excel at mundane, repetitive tasks.
What is the term Adapting to Change means?The term Adapting to Change can be described as one that tell us about how the society is moving from the analogue life to the digitized system which help the society to experience a rapid change in technology which make the world a better place.
For instance the robot can be used for perform various mundane, repetitive tasks which can be performed faster than human labor and this help to save time as well as increase the productivity.
Therefore, option C is correct.
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Describe a business crisis from recent years during which better communication would have aided the corporation(s) in question.
Could enforced transparency have prevented the setback--or would it have made it worse? If you were in control of communication during the crisis, how. would you address your investors?
One business crisis from recent years during which better communication would have aided the corporation(s) in question is the one involving Rogers Contract. A small comma error led to an error that cost two million US. dollars. This case study became known as the "Comma Quirk".
If you were in control of communication during the crisis, how. would you address your investors?In cases like the above, transparency would definitely go a long way in addressing the issue. Given the value of the contract, it is expected that such a problem would have been escalated to the highest levels of authority.
At such a level, deals can be made to mitigate such losses, assuming there was zero operational control to check such things.
Some of the operational control that would forestall such errors is to ensure that such contracts go through at least three eagle-eyed hands before it is finally endorsed.
Another tool that serves to protect companies from bearing the full weight of the loss is to have Insurance in place that caters to Errors and Omissions.
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When is the best time to go to the grocery store so you can spend the least amount of money?
Answer: early to mid morning on Wensedays
Explanation:
What is the best way to control expenses?
Answer:
Explanation:
1. Start tracking your spending habits.
2.Get on a budget.
3. Re-evaluate your subscriptions.
4. Reduce electricity use.
5.Lower your housing expenses.
6. Consolidate your debt and lower interest rates.
7.Reduce your insurance premiums
8. Eat at home.
Casey complains to her mom that she hasn't heard back from any of the jobs that she applied to. Her mom asks if she followed up with them to which Casey gives her a bewildered look. What does Casey's mom mean by "follow up" with the jobs that she applied to?
Question 1 options:
1. driving by the location and see if they look busy
2. contacting them to ensure that they've received the resume, cover letter, and other submitted documents
3. calling and pretending to be a reference and offering a glowing recommendation of herself
4. checking the job site to see if the job she applied for is still available
Casey's mom mean by follow up is (b). contacting them to ensure to received the resume, cover letter, and other documents
Followed up of HR is an important part of management hiring process. Either you recieve the confirmation mail for the further process that you are selected or the information for trying the next time to the job applied.
One must always be in touch or contacting to ensure whether all the things have been recieved carefully and at the correct time by them. Several jobs applied required various documents which should fulfill the criteria.
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Prior to the CARES Act, up to what percentage of your income could be deducted as a donation to charity?
(1 point)
O 60%
O 80%
O 70%
O 100%
An appropriate choice is option (d). A person may deduct up to 100% of their adjusted gross income in the form of eligible contributions.
How much of your income was allowable for tax deductions as charitable contributions before the CARES Act?Qualified contributions are exempt from this restriction. The amount of qualifying contributions that an individual may deduct from their adjusted gross income is up to 100% of that amount. A corporation is permitted to deduct up to 25% of its taxable income in the form of qualifying donations.
For donations made in 2022, how much may I deduct?The annual income tax deduction cap for donations to public charities, including donor-advised funds, is 30% of adjusted gross income (AGI) for non-cash assets if held for more than a year, and 60% of AGI for cash donations.
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Answer: 1. your emergency fund
2. Reduce casual spending and increase savings until your emergency fund has been paid back.
3. tracking your spending
4. a private foundation
5. 60%
6. a bank savings account
7. a high interest rate
8. the profit earned on the sale of an asset which has increased while it was owned
9. a fund that pools money from many investors to buy securities
10. owning dividend stocks
11. a type of account offered to employees at very little or no cost
12. SEC
13. NCUA
14. 2.8%
15. the money that a person or a country earns
16. water bill
17. your previous budget
18. You buy undervalued assets, which appreciate with time.
19. a stock market index made up of the 500 largest companies being traded in the U.S.
Explanation: I took the same quiz and got 100%, hope it helps!
Typically, what percentage of the home cost should you have available for a down payment?
Answer: 5%
Explanation: if you're a first-time home buyer, a 5–10% down payment is fine. Keep in mind, any down payment less than 20% will come with that monthly PMI fee, which will increase your monthly mortgage payments
Answer:
is 10%
Explanationdd
According to a summary of the payroll of Mountain Streaming Co., $120,000 was subject to the 6.0% social security tax and the 1.5% Medicare tax. Also, $30,000 was subject to state and federal unemployment taxes. Question Content Area a. Determine the employer’s payroll taxes, using the following rates: state unemployment, 5.4%; federal unemployment, 0.8%.
If according to a summary of the payroll of Mountain Streaming Co., $120,000 was subject to the 6.0% The employer’s payroll taxes is $10.500.
Employer’s payroll taxesa. Employer’s payroll taxes
Social Security Tax $7,200
(120,000×6.0%)
Medicare Tax $1,800
(120,000×1.5%)
State Unemployment Tax $1,260
(30,000×4.2%)
Federal Unemployment Tax $240
(30,000×0.8%)
Employer's payroll taxes $10,500
b. Journal entry
Debit Payroll Tax Expense $10,500
Credit Social Security Tax Payable $7,200
Credit Medicare Tax Payable $ 1,800
Credit State Unemployment Tax Payable $1,260
Credit Federal Unemployment Tax Payable $240
Therefore the employer’s payroll taxes is $10.500.
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The complete question is:
According to a summary of the payroll of Mountain Streaming Co., $120,000 was subject to the 6.0% social security tax and the 1.5% Medicare tax. Also, $30,000 was subject to state and federal unemployment taxes. Question Content Area a. Determine the employer’s payroll taxes, using the following rates: state unemployment, 5.4%; federal unemployment, 0.8%. b. Journalize the entry to record the accrual of payroll taxes.
Materials used by the Instrument Division of XPort Industries are currently purchased from outside suppliers at a cost of $342 per unit. However, the same materials are available from the Components Division. The Components Division has unused capacity and can produce the materials needed by the Instrument Division at a variable cost of $284 per unit.
Assume that a transfer price of $325 has been established and that 23,000 units of materials are transferred, with no reduction in the Components Division’s current sales.
a. How much would XPort Industries’ total income from operations increase?
$fill in the blank 1
b. How much would the Instrument Division’s income from operations increase?
$fill in the blank 2
c. How much would the Components Division’s income from operations increase?
$fill in the blank 3
d. Any transfer price will cause the total income of the company to
, as long as the supplier division capacity is
toward making materials for products that are ultimately sold to the outside.
Based on the cost of the materials from outside suppliers and the variable cost to the Instrument Division, the increase in total income to XPort Industries will be $1,334,000
The cost of purchasing from an outside supplier and the transfer price leads the instrument division income to increase by $391,000
The increase in the income to the Components division will be $943,000
Transfer prices will cause total income to increase if the supplier division capacity is used in making materials for products.
What is the increase in come?The increase in the total income to XPort Industries is:
= (Price from outside supplier - Price in division) x Number of units of materials that are transferred
= (342 - 284) x 23,000
= $1,334,000
The increase to the income for the Instrument Division is:
= (Price from outside supplier - Transfer price) x Number of units of materials that are transferred
= (342 - 325) x 23,000
= $391,000
The increase in the income for the Components Division is:
= (Transfer cost - Variable cost) x Number of units of materials that are transferred
= (325 - 284) x 23,000
= $943,000
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What type of structure best describes the organization of your university, or an organization of your choice, in your cultural context or country? What led you to reach your conclusion?
What kind of organization and people does it take to accomplish this from an organizational structure perspective?
Would this ability vary according to the cultural context/country where the organization is located? Why or why not?
The organization structure that best describes a university is Matrix Structure.
This is because in a university, there's a requirement of both research or academic team and industry-based team, and students of the university need to be in both the teams and have to follow both team's instructions. This type of structure in a university increases students' motivation to study as well as work and manage both technical and managerial works.
Tech company and hardworking, enthusiastic and devoted employees can help to accomplish matrix structure as according to this organizational structure, employees will be answerable to multiple leaders as it keeps an open communication between employee teams which will help in the creation of new products and services as well as increase target audience.
Yes, this ability will vary according to the cultural context or country where the organization is located. This is because people in different countries have different set of values. Also, resources in different countries will determine the functionality of the organization as well as target customers in different countries will determine the efforts made by a team in the journey of innovation of new products and services to launching it in the market.
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Whats the best example of situational awareness when performing a non-service task?
Example of situational awareness is If you're out alone at night, you should be aware of your surroundings and ready to act if you feel threatened.
Define situational awareness.The idea of situational awareness has long been used in the fields of aviation, medicine, and the military. The advantages of situational awareness are substantial, with an improvement in task, team, and organizational performance as the most crucial results. In this CQ Dossier, we examine how it may be applied as a management tool in both the public and private sectors. The three level paradigm, the fundamentals of situational awareness, and techniques for raising situational awareness in specific contexts will be the main topics of discussion.
Situational awareness is a term that has been used for many years. At that time, academics and industry professionals both endorsed the advantages of situational awareness for reducing errors and enhancing performance.
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to calculate direct materials on the schedule of cost of goods manufactured, add purchases to beginning raw materials inventory and subtract ______.
The Beginning WIP Inventory must be added to the Total Manufacturing Cost and the Ending WIP Inventory must be subtracted in order to calculate COGM.
The required details for Cost in given paragraph
The value of money that has been used in the creation or delivery of a good or service but is no longer available for use in accounting, retail, research, or accounting is known as a cost. When it comes to business, the cost may be one of acquisition, in which case it is the whole amount of money spent on acquiring it.
In this case, money is the input needed to receive the thing. This acquisition cost may include both additional transaction expenses incurred by the acquirer as well as the cost of production borne by the original producer.
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Which of these definitions does not describe economics?
Economics is the study of how people relate to each other.
Economics is the study of how a consumer purchases items from a producer to satisfy a human want or need.
Economics is about how people try to answer the three basic economic questions.
Economics is the study of how goods and services are produced.
Answer: The first one, Economics is the study of how people relate to each other.
Explanation:
GATS, a sister body of the World Trade Organization, is responsible for extending free trade agreements in what area?
GATS, a sister body of the World Trade Organization, is responsible for extending free trade agreements in services area.
What is are the objectives of GATS?The GATS is intended to make sure that the rules and laws that WTO member nations impose on the trade in services are open and equitable. The Schedule of Specific Commitments, which each signatory appended to the GATS and made a part of the Agreement, is the main market-opening component of the Agreement.
What is the difference between GATT and GATS?While the General Agreement on Trade in Services (GATS) is the main WTO agreement governing trade in services, the General Agreement on Tariffs and Trade (GATT) is the agreement covering trade in products.
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Trade Restriction – Find an example of a current tariff or quota that the U.S. imposed on another country OR find an example of a current tariff or quota that was imposed on the U.S. Tell why the trade restriction was imposed? Example must be within the last 3 years. Note the source.
An example of a current tariff or quota that was imposed on goods from another country would be the tariffs on trade that the United States has imposed on goods that are from China. The reason for this is to help the local manufacturers in the United States.
What is a tariff?This is the term that is used to refer to the taxes that are placed on the goods that are imported from another country into a nation.
The reason for tariffs are usually to help the manufacturers in that particular nation have the upper ground. That is, it is a way of supporting the local manufacturers.
Section 301 was what the past president of the United States Trump used to enact the tariffs that he placed on the goods that are to come to the United States from the Chinese people.\
This is also a part of the economic rivalry that is going on between the two nations on who has the strongest and the biggest economy in the world.
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I need help!!! offering (25 points)
Legal capacity can be defined as the key principle that would help to ensure that the people that are entering this contract have the authority to enter it.
What is a contract?This is the term that is sued to refer to the legal agreement that two people would have to enter as they agree to do business with themselves. This is an enforceable document and it is legal in the court of law. Especially in the case where a breach may occur by the [persons that have entered into the contract.
The legal capacity is the term that is used to refer to the fact that the people that are entering this contract understands what it entails and all that concerns it.
The legal capacity tells us that the parties in the contract are legally competent and they are able to understand the contract that they are to sign as they do so .
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assume that a 4 percent increase in income results in a 2 percent increase in the quantity demanded of a good. the income elasticity of demand for the good is
Income Elasticity formula
= (Percent change in quantity demanded )/ (Percent change in Income)
= (2%) / (4%)
= (2/100) / (4/100)
= (0.02) / (0.04)
= 0.05 is the elasticity of demand here.
Inference - For a unit change in Income, there is a change of 0.05 units in consumption.
Income elasticity is positive and generally favorable if a 2 percent increase in demand for a good is accompanied by a 4 percent increase in income. the demand for the good's income elasticity.
Demand that is more or less responsive to demand changes in Income elasticity is said to have a higher income elasticity of demand. The ratio of percentage change in price to percentage increase in quantity demanded is used to measure it.
Goods can be roughly characterized as inferior goods and demand normal goods depending on the income elasticity of demand.
Income flexibility of a typical good
Demand for typical goods is positively correlated with income; as incomes increase, so does demand at every price point.
The income elasticity of a subpar good
The demand elasticity of inferior commodities is negative.
Consumers buy less subpar things as their income improves.
Income elasticity is defined as: % change in quantity / % change in income.
= 2%/4%
= 0.5 (+)
Quantity also rises in line with rising income.
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Based on the following data, would Ann and Carl Wilton receive a refund or owe additional taxes? (Input the amount as a positive value. Round your intermediate calculations and final answer to the nearest whole number.)Tax InformationAdjusted gross income.Standard deduction Child care tax creditFederal income tax withheld Tax rate on taxable income
$ 47,310
$ 24,000
$100
$2,080
10 percent
Your effective tax rate is the proportion of your taxable income that you pay in taxes. Divide your entire tax liability (line 16 on Form 1040) by your total taxable income to get your effective tax rate.
What can be deducted from my gross income?
An expense that is deducted from adjusted gross income (AGI) lowers taxable income and, consequently, the amount of taxes due. Interest on a mortgage loan, uninsured medical expenses, charity contributions, and state and local taxes are examples of common itemized deductions.
the return of $669
Taxable income of $27,966 ($46,686 - $11,420 - $7,300) multiplied by the average tax rate of 15% results in $4,195; this amount is then reduced by a $80 tax credit to yield a tax liability of $4,115. The refund is $669 when compared to the federal tax withheld ($4,784).
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"Even diminutive problems need to be addressed before we move forward."
The meaning of the fragment means that when we are developing a project we must solve all the problems that arise, even if they are small to continue properly.
What is a problem?A problem is a term that refers to a conflict between what is and what should be, a difficulty or an inconvenience in achieving an end. Problems are inherent in life, in our daily lives we often find it difficult to carry out some activities.
How does the quote relate to the problems?According to the quote, it can be interpreted that when we are carrying out a particular process or activity, we must go sequentially, or step by step, to ensure that everything will work correctly. Because if we find a small problem and move on without fixing it, it can turn into a bigger problem that we can't easily fix.
An example of this is when we are building our own house and we find that one of the tiles that we are going to put is a little cracked, surely we believe that when we put the rest of the tiles this problem will not cause us inconvenience later on. However, when we finish putting all the tiles and we are finishing the house it starts to rain and we realize that a large amount of water enters through the cracked tile.In that case we would have to remove the entire roof again to replace that tile. If we had changed that tile at the right time we wouldn't have to remove the entire roof again.
Note: This question is incomplete because there is some information missing. Here is the complete information:
Question:
What does the quoted passage mean?
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Barriers to entry into a market come in many forms. Which lists some of the usual barriers to entry?
A.high unemployment, poorly skilled labor, resource shortages
B.lacking government regulation, plentiful supply of labor
C.weak demand for the product, low
market price
D.licenses, patents, high start up costs
Answer:c
Explanation:
took the test trust
"Discount on bond payable" is a(n) ____________________ account.
"Discount on bond payable" is a(n) contra liability account.
What is contra liability account?Bond discounts, sometimes referred to as discounts on payable bonds, occur when a bond's par value is higher than its carrying value or issue price.
The difference between these two sums is known as a bond discount. Because the stated rate of interest is less than the market rate of interest, a discount on bond due arises.
A counter liability account named Discount on Bonds Payable will be created in a firm's general ledger when a company gets money for a bond that is not the maturity amount or face amount of the bond.
Therefore, "Discount on bond payable" is a(n) contra liability account.
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In this market research step, data related to the problem are collected and studied:
Data analysis is the stage of market research in which data related to the problem is collected and studied.
How important is data analysis for marketing?It is an essential step for marketing research to be really effective. Through the analysis of the data found, the company will be able to identify its potential audience, its economic needs and desires, in order to segment its market and develop a focused strategy to create value for the consumer.
Data and information about a market are valuable tools that help companies make focused and consumer-aligned decisions, which constitutes a strategy that can increase competitiveness and market positioning.
Therefore, organizations must manage the data and information found through marketing research to carry out focused studies that help in the segmentation of their target audience.
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The best way to start a statement on your résumé is with _____.
a.
“I” or “My”
b.
a noun
c.
an active verb
d.
an adjective
The best way to start a statement on your résumé is with: C. an active verb.
What is a résumé?A résumé is also referred to as curriculum vitae and it can be defined as a short document that is written to briefly outline the qualifications, abilities, experience, and accomplishments of an individual such as a job applicant, haven completed and obtained an academic certificate.
What is a verb?A verb is one of the parts of speech in English language and it can be defined as a word which is used to describe an occurrence, action, experience, or a state of existence such as, speak, sitting, talking, etc.
In conclusion, an active verb such as speak, should be used to start a statement on your résumé.
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